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Employee Benefits

Allianz: Premium (Employee only)

Remote supports global teams with local benefits that help employees thrive. 🙌

Your company has chosen to hire you through Remote as its Employer of Record (EOR)! As your legal employer, Remote handles contracts, payroll, benefits, and other important employment-related matters on behalf of the company you work for. Below are the details of your Remote benefits plan.

Remote Benefits Plans

The below coverage is for your plan for the current plan year. This plan was chosen by your company and is facilitated through Remote as the Employer of Record.

Remote has partnered with BEN (ThanksBEN.com) for benefits enrollment and Allianz as our benefits provider for global health coverage. You will have 30 days to enroll after your start date with Remote (enrollment information is outlined below).

Potential Tax Implication: In some countries, health insurance benefits are considered 'Benefits in Kind' (BIK). This categorization means the monthly premiums paid by the company for your coverage might be part of your taxable income as per local laws. Verify if this applies in your country.

Key Note on Tax: If this benefit is considered a BIK in your country, your taxes will be calculated based on the monthly premium of your benefit. It's important to understand that the monthly premium is the basis for tax calculation, not the tax amount itself.

If you have any questions, please reach out to Remote at support@remote.com!

Benefit

Description

Global Medical Insurance

For more detailed information on the coverage and limits, please refer to the table of benefits.

Coverage Limit: $1M

Outpatient Coverage: $5,060

  • Deductible: $0
  • Health Screenings & Vaccinations: $500 covered
  • Diagnostic Tests: 100% refund
  • Hormone Replacement Therapy: 100% refund
  • Chiropractic: $600 covered
  • Psychiatry & Psychotherapy (with referral from doctor): Max 10 visits
  • Prescription Drugs: $1,350 covered (prescription deliveries available)

Inpatient Coverage:

  • Cashless experience for emergency room visits, surgeries, etc.
  • Hospital Accommodations: Private room
  • Intensive Care: 100%
  • Surgical Fees: 100% refund
  • Local Ambulance: 100% refund
  • CT & MRI Scans: 100% refund
  • Emergency Dental: 100% refund
  • Prescription Drugs: 100% refund (Prescription deliveries available)
  • Routine Maternity: $6,000 covered
  • Pregnancy & Childbirth Complications: $13,500 covered
  • Gender Dysphoria benefit: 50K
  • Infertility Treatment: $16k
  • Treatment for alcohol and drug addiction: $15k limit

More Details:

  • Employees can choose any doctor, anywhere.
  • All pre-existing conditions are covered.
  • All claims paid within 10 days of service.
  • Travel Coverage: Health coverage extends globally (USA covered only for medical emergencies whilst traveling)
  • Employee Assistance Programs: Multilingual mental health, legal, and financial counseling is available
  • over the phone, video chat, or face-to-face for members and their family. Access to wellness website and fitness app is also available.
  • 24/7 Member Support: In English, German, French, Spanish, Italian, and Portuguese. Interpreters are also available to help in additional languages.

Family Coverage:

  • Family coverage (children and/or spouse) can be added at the employee's own cost.
  • Spouse only: $135.83/mo
  • Child only (Under 18, no limit on the number of children added): $67.92/mo
  • Spouse and Children (Under 18, no limit on the number of children added): $271.67/mo

Dental Insurance

Covers:

  • Maximum Plan Benefit: $1,000
  • Routine Treatment: 100% refund
  • Preventative Treatment: 100% refund
  • Major Restorative Treatment: 100% refund
  • Periodontics: 100% refund

Vision Insurance

Covers:

  • Glasses & Contact Lenses (Including Exams): $250

Benefit

Global Medical Insurance

For more detailed information on the coverage and limits, please refer to the table of benefits.

Description

Coverage Limit: $1M

Outpatient Coverage: $5,060

  • Deductible: $0
  • Health Screenings & Vaccinations: $500 covered
  • Diagnostic Tests: 100% refund
  • Hormone Replacement Therapy: 100% refund
  • Chiropractic: $600 covered
  • Psychiatry & Psychotherapy (with referral from doctor): Max 10 visits
  • Prescription Drugs: $1,350 covered (prescription deliveries available)

Inpatient Coverage:

  • Cashless experience for emergency room visits, surgeries, etc.
  • Hospital Accommodations: Private room
  • Intensive Care: 100%
  • Surgical Fees: 100% refund
  • Local Ambulance: 100% refund
  • CT & MRI Scans: 100% refund
  • Emergency Dental: 100% refund
  • Prescription Drugs: 100% refund (Prescription deliveries available)
  • Routine Maternity: $6,000 covered
  • Pregnancy & Childbirth Complications: $13,500 covered
  • Gender Dysphoria benefit: 50K
  • Infertility Treatment: $16k
  • Treatment for alcohol and drug addiction: $15k limit

More Details:

  • Employees can choose any doctor, anywhere.
  • All pre-existing conditions are covered.
  • All claims paid within 10 days of service.
  • Travel Coverage: Health coverage extends globally (USA covered only for medical emergencies whilst traveling)
  • Employee Assistance Programs: Multilingual mental health, legal, and financial counseling is available
  • over the phone, video chat, or face-to-face for members and their family. Access to wellness website and fitness app is also available.
  • 24/7 Member Support: In English, German, French, Spanish, Italian, and Portuguese. Interpreters are also available to help in additional languages.

Family Coverage:

  • Family coverage (children and/or spouse) can be added at the employee's own cost.
  • Spouse only: $135.83/mo
  • Child only (Under 18, no limit on the number of children added): $67.92/mo
  • Spouse and Children (Under 18, no limit on the number of children added): $271.67/mo

Benefit

Dental Insurance

Description

Covers:

  • Maximum Plan Benefit: $1,000
  • Routine Treatment: 100% refund
  • Preventative Treatment: 100% refund
  • Major Restorative Treatment: 100% refund
  • Periodontics: 100% refund

Benefit

Vision Insurance

Description

Covers:

  • Glasses & Contact Lenses (Including Exams): $250

* Prices listed in USD, local currency equivalent will be determined based on exchange rate at the time of invoicing.

Enrollment & Usage Information

Shortly after your enrollment as a new hire, you will receive an email invitation from BEN (hello@thanksben.com), Remote's benefits platform. This email will go to your personal email address. Create your account using the email address provided in your invitation email and create your password.

Once your password has been set, go to remote-global.thanksben.com to login. The first time you login, you will have to enter your personal information. You will then have the option to add dependents (children and/or spouse) at an additional cost. Once you have completed this process, you will receive an email from Allianz (the benefits provider) within a week, however your insurance will be active starting the day you join Remote.

You will have 30 days from your Remote start date to enroll in benefits and/or add dependents to your policy. You may also opt out of the health insurance policy in the platform by clicking on the ‘Opt Out’ button. Once the window has closed, you will not be able to opt out or make changes to your policy until the next renewal window in May.

You can submit claims with Allianz (healthcare provider) by following the process outlined here.

For detailed information on how to use the insurance, you can watch the webinar related to the Premium Plan.

About Remote

Your company has chosen to hire you through Remote as its Employer of Record (EOR). 

As your legal employer, Remote handles contracts, payroll, benefits, and other important employment-related matters on behalf of the company you work for. Remote ensures full compliance through our local business entity in your country of residence and proactively stays on top of changes to laws, regulations, and taxes on your behalf. 

While your pay and benefits will be coming from Remote, you can rest assured that you are still a fully-fledged team member at the company you work for. Your role, as well as your taxes, public holidays, and anything related to labor laws in your country will remain unchanged. 

With Remote, you will receive comprehensive local benefits and world-class employee support (24/7). You will also have access to an easy-to-use online portal for onboarding, accessing pay slips and documents, requesting time off, and more.

What to know more?

If you have any questions or concerns, you can reach out to support@remote.com.

Learn more about Remote benefits

How do benefits work when hiring through an EOR?

Watch this quick explainer video to understand how offering benefits works when you hire team members through an employer of record like Remote.