Remote Benefits:
Customers may elect to offer the below benefits to their employees in Australia. To offer health coverage, customers must offer both the International health plan and the BUPA local coverage policy together, as seen below.
Customers may elect to offer the below benefits to their employees in Australia. To offer health coverage, customers must offer both the International health plan and the BUPA local coverage policy together, as seen below.
The rates listed here are for the current plan year. Pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place.
Visit our Help Center or email support@remote.com in case of with any questions!
BUPA price can be estimated between 64AUD to 127AUD monthly, since the price is based on some factors, including a person's history with health insurance if they have previously purchased private health insurance and government rebates. On the other hand, the International Health Insurance will be a fixed price.
Bupa + Allianz Premium (Only employee): ~ 93 AUS (approx. 60 USD) + USD 142/ month: Approx. 202 USD
With the Internation Plan, If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy.
With the Internation Plan:
You pay:
Employee pays:
(International)
Includes hospital room charges, nursing care, surgical procedures, and medications administered during the hospital stay.
Full refunds are available for intensive care, prescription drugs and materials, surgical fees, including anesthesia, physician and therapist fees, surgical appliances, diagnostic tests (for in-patient and day-care treatments only), organ transplants, and more.
(International)
Cover Limit: $5,060
Includes doctor's visits, diagnostic tests, specialist consultations, outpatient surgeries, therapy sessions, prescription medications, and more.
(International)
$0
Employee receives immediate insurance coverage for outpatient services without any initial out-of-pocket payment.
(International)
Maternity coverage includes a limit of $6,000 for related medical expenses.
(International)
Glasses & Contact Lenses (Including Exams): $250
(International)
Coverage Limit: $1000
Includes routine, preventive and restorative treatments as well as periodontics.
(International)
Includes access to multilingual mental health, legal, and financial counseling via phone, video, or in-person. Additionally, a wellness website, fitness app, and 24/7 support in multiple languages are provided.
(International)
For more detailed information on the international coverage, please refer to the table of benefits.
For more detailed information on the local coverage, please refer to the table of benefits.
BUPA price can be estimated between 64AUD to 127AUD monthly, since the price is based on some factors, including a person's history with health insurance if they have previously purchased private health insurance and government rebates. On the other hand, the International Health Insurance will be a fixed price.
Bupa + Allianz Premium (Only employee): ~ 93 AUS (approx. 60 USD) + USD 142/ month: Approx. 202 USD
With the Internation Plan, If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy.
With the Internation Plan:
You pay:
Employee pays:
(International)
Includes hospital room charges, nursing care, surgical procedures, and medications administered during the hospital stay.
Full refunds are available for intensive care, prescription drugs and materials, surgical fees, including anesthesia, physician and therapist fees, surgical appliances, diagnostic tests (for in-patient and day-care treatments only), organ transplants, and more.
(International)
Cover Limit: $5,060
Includes doctor's visits, diagnostic tests, specialist consultations, outpatient surgeries, therapy sessions, prescription medications, and more.
(International)
$0
Employee receives immediate insurance coverage for outpatient services without any initial out-of-pocket payment.
(International)
Maternity coverage includes a limit of $6,000 for related medical expenses.
(International)
Glasses & Contact Lenses (Including Exams): $250
(International)
Coverage Limit: $1000
Includes routine, preventive and restorative treatments as well as periodontics.
(International)
Includes access to multilingual mental health, legal, and financial counseling via phone, video, or in-person. Additionally, a wellness website, fitness app, and 24/7 support in multiple languages are provided.
(International)
For more detailed information on the international coverage, please refer to the table of benefits.
For more detailed information on the local coverage, please refer to the table of benefits.
* Prices listed in USD, local currency equivalent will be determined based on exchange rate at the time of invoicing.
Customers may elect to offer the below global life insurance benefits to employees and can choose between the basic and comprehensive plans.
Remote has partnered with Allianz as our benefits provider for global life insurance coverage.
It is essential to be aware that in certain countries:
The rates listed here are for January 1, 2024, to December 31, 2024 policy year. Pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place.
You can email support@remote.com with any questions!
Description: Life cover provides financial protection and security for beneficiaries after the death of an insured employee.
Payout: In the unfortunate event of an employee's demise, beneficiary compensation cannot exceed 6 times the employee's annual salary or the chosen cover level (whichever is lower).
Same as the Basic plan.
Description: The AD&D insurance offers financial protection to beneficiaries in the unfortunate events of an insured employee's accidental death or dismemberment.
Payout: Compensation cannot exceed 5 times the employee's annual salary or the chosen cover level (whichever is lower). The exact payout varies depending on the type of injury sustained, as specified in the Accidental Dismemberment Table. The employee or beneficiary will receive a percentage of the capped compensation amount, in accordance with the guidelines outlined in the table.
Learn more about payout procedures.
Description: The Permanent Disability insurance is designed to offer financial support to insured employees who suffer from either permanent and total or permanent and partial disabilities as a result of an accident or illness.
Payout: Compensation cannot exceed 5 times the employee's annual salary or the chosen cover level (whichever is lower). The insurance provider assesses the extent of the permanent disability to determine the final compensation:
Learn more about payout procedures.
Insurance Coverage and Monthly Premiums:
Insurance Premium Taxes are applicable in a few countries. Learn more.
Insurance Coverage and Monthly Premiums:
Insurance Premium Taxes are applicable in a few countries. Learn more.
Description: Life cover provides financial protection and security for beneficiaries after the death of an insured employee.
Payout: In the unfortunate event of an employee's demise, beneficiary compensation cannot exceed 6 times the employee's annual salary or the chosen cover level (whichever is lower).
Same as the Basic plan.
Description: The AD&D insurance offers financial protection to beneficiaries in the unfortunate events of an insured employee's accidental death or dismemberment.
Payout: Compensation cannot exceed 5 times the employee's annual salary or the chosen cover level (whichever is lower). The exact payout varies depending on the type of injury sustained, as specified in the Accidental Dismemberment Table. The employee or beneficiary will receive a percentage of the capped compensation amount, in accordance with the guidelines outlined in the table.
Learn more about payout procedures.
Description: The Permanent Disability insurance is designed to offer financial support to insured employees who suffer from either permanent and total or permanent and partial disabilities as a result of an accident or illness.
Payout: Compensation cannot exceed 5 times the employee's annual salary or the chosen cover level (whichever is lower). The insurance provider assesses the extent of the permanent disability to determine the final compensation:
Learn more about payout procedures.
Insurance Coverage and Monthly Premiums:
Insurance Premium Taxes are applicable in a few countries. Learn more.
Insurance Coverage and Monthly Premiums:
Insurance Premium Taxes are applicable in a few countries. Learn more.
Exclusions: Please note that certain exclusions, as outlined in this help article, apply to our global life insurance policy.
Currency: Prices listed in USD, local currency equivalent will be determined based on exchange rate at the time of invoicing.
The rates listed here are for July 1, 2024, to April 30, 2025 policy year.
Remote has partnered with Oliva, the UK & Europe's #1 rated employee mental wellbeing platform. Oliva is available on desktop and as a mobile app and it includes:
Customers may elect to offer the mental health program benefits to their teams and can choose among 5 different plans. If one of the mental health benefit is offered, the employee will automatically be enrolled and you will be charged for it monthly. However, employees have the option to opt out of the benefit. If they choose to do so, they will be unenrolled and charges will stop effective from the next month.
It is essential to be aware that in certain countries, Mental Health benefits may be categorized as 'Benefits in Kind' (BIK). This categorization means that the monthly premiums, which the company pays for the benefit, might be counted as part of the employee's taxable income according to the local tax laws.
Pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place.
You can email support@remote.com with any questions!
Currency: Prices listed in USD, local currency equivalent will be determined based on the exchange rate at the time of invoicing.
Basic Mental Health Program $3.00/MO. | Standard Mental Health Program $8.47/MO. | Plus Mental Health Program $15.70/MO. | Premium Mental Health Program $22.70/MO. | Platinum Mental Health Program $35.83/MO. | |
Basic Mental Health Program $3.00/MO. Platform Access Only This plan does not include pre-paid Therapy / Coaching sessions.
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Standard Mental Health Program $8.47/MO. Includes:
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Plus Mental Health Program $15.70/MO. Includes:
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Premium Mental Health Program $22.70/MO. Includes:
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Platinum Mental Health Program $35.83/MO. Includes:
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) |
Remote supports our clients by offering competitive benefits packages that will help you attract and retain the best talent across the globe! Our benefits specialists have done the research on norms and requirements in each local market and have crafted packages that will allow your employees to thrive, no matter what country they live in.
Our core benefits (which often include things like healthcare) are required in some countries where we hire. We do not require customers to offer benefits in Australia due to its strong public system and local laws that protect us (and you!) against claims of discriminatory hiring practices. However, we do recommend that employers in Australia offer benefits to their employees, which allows them to access a wider range of options for providers and specialists as well as significantly shorter wait times. Our plans also offer global coverage (excluding the US) to protect your employees when they are traveling outside their home country. We do not add a markup on any benefits premiums or administration costs.
If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!
If you’re ready to hire a new employee in Australia, you may have generated or received a Total Cost of Employment quote to get an estimate of what it might cost. If you haven’t, you can do so with our handy Cost Calculator tool now!
Employers hiring in Australia must pay for social contributions mandated by the government. These costs are automatically applied during payroll:
The exact cost of the government contributions listed above can be found by using the Cost Calculator.
Watch this quick explainer video to understand how offering benefits works when you hire team members through an employer of record like Remote.