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Remote Benefits:

Portugal

Remote builds belonging for your global team with comprehensive local plans at competitive rates.
At Remote, we offer country-specific benefits for everyone on your team. Your employees will enjoy comprehensive coverage from top providers while you access competitive rates meant for larger groups — even if you’re still growing!

Remote Benefits Plans

Customers may elect to offer local health insurance to employees in Portugal (plan details below).
Providing a meal benefit is mandatory for all our clients hiring in Portugal. You have a choice between providing a meal card benefit, managed through the Benefit platform called Coverflex, or a meal allowance, that would appear directly on their payslip
For health insurance, there are three plans (basic, standard, premium), or customers can choose not to provide any benefits. The rates given are for the period from Feb 25, 2024, to Feb 2025. These rates are for the current year, and prices and benefits may change due to business and market conditions. We'll keep you updated on any changes.

You can email support@remote.com with any questions!

Benefit
BASIC PLAN: €45/MO
STANDARD PLAN: €51/MO
PREMIUM PLAN: €73/MO
Benefit

Family Coverage

BASIC PLAN: €45/MO

Employees can add coverage for family and dependents at their own expense for 39.30 Euro/mo. per dependent.

STANDARD PLAN: €51/MO

Employees can add coverage for family and dependents at their own expense for 45.64 Euro/mo. per dependent.

PREMIUM PLAN: €73/MO

Employees can add coverage for family and dependents at their own expense for 67.85 Euro/mo. per dependent.

Benefit

Medical Insurance

BASIC PLAN: €45/MO

In-network Coverage:

In-patient:

  • Insured amounts: 50,000 Euro - 90% paid by insurer; 10% paid by client, min - 250 Euro, max - 500 Euro
  • Surgery to the knee: 80% paid by insurer; 20% paid by client, min - 500 Euro, max - 1,000 Euro

Childbirth and delivery:

  • Insured amounts: 2,500 Euro - 90% paid by insurer; 10% paid by client

Out-patient:

  • Insured amounts: 2,000 Euro - 90% paid by insurer; 10% paid by client
  • Medical appointments: 15 Euro paid by client
  • Emergency medical appointments: 37.5 Euro paid by client
  • Exams: 10% min paid by client
  • Physiotherapy: 10 Euro/session paid by client (up to 500 Euro)
  • Speech therapy and kinesiotherapy: 10 Euro/session paid by client (up to 6 sessions)

Out-of-network Coverage:

In-patient:

  • Insured amounts: 50,000 Euro - 50% paid by insurer; 50% paid by client
  • Surgery to the knee: 40% paid by insurer; 60% paid by client

Childbirth and delivery:

  • Insured amounts: 2,500 Euro - 50% paid by insurer; 50% paid by client

Out-patient:

  • Insured amounts: 2,000 Euro - 90% paid by insurer; 10% paid by client
  • Medical appointments: Max amount reimbursed per appointment is 35 Euro
  • Emergency medical appointments: Max amount reimbursed per appointment is 35 Euro
  • Physiotherapy: 35% paid by insurer; 65% paid by client (up to 500 Euro)
  • Speech therapy and kinesiotherapy: 35% paid by insurer; 65% paid by client (up to 6 sessions)

Grace Periods:

Coverage begins at date of hire for individual employees. Starting from the policy’s renewal date on 25/02/2023, households that were or will be included on the date of employee admission or up to 30 days from that date will not be subject to grace periods, except for Serious illness coverage.

  • Hospitalization: 90 days
  • Birth: 365 days
  • Outpatient assistance: 90 days
  • Dental: 90 days
  • Vision and medicines: 90 days
  • Serious illness: 180 days [This grace period will always apply]
STANDARD PLAN: €51/MO

Same as basic plan

PREMIUM PLAN: €73/MO

Same as basic plan plus increase coverage for the below:

Childbirth and delivery:

  • Insured amounts: 3,000 Euro - 90% paid by insurer; 10% paid by client

Out-patient:

  • Insured amounts: 5,000 Euro - 90% paid by insurer; 10% paid by client
Benefit

Dental Insurance

BASIC PLAN: €45/MO

In Network coverage:

  • Insured amounts: 500 Euro - 80% paid by insurer; 20% paid by client
  • Visits: 10 Euro per medical act paid by client

Out Network coverage:

  • Insured amounts: 500 Euro - 50% paid by insurer; 50% paid by client
STANDARD PLAN: €51/MO

Same as basic plan

PREMIUM PLAN: €73/MO

In Network coverage:

  • Insured amounts: 1,000 Euro - 80% paid by insurer; 20% paid by client
  • Visits: 10 Euro per medical act paid by client

Out Network coverage:

  • Insured amounts: 1,000 Euro - 50% paid by insurer; 50% paid by client
Benefit

Prostheses and orthotheses (Includes Vision Insurance)

BASIC PLAN: €45/MO

N/A

STANDARD PLAN: €51/MO
  • Insured amounts: 250 Euro - 80% paid by insurer; 20% paid by client
  • Covers: The cost-sharing of expenses for glasses and contact lenses, orthopedic and auditory prostheses and orthoses, and the rental or purchase of wheelchairs and adjustable beds.
PREMIUM PLAN: €73/MO
  • Insured amounts: 250 Euro - 80% paid by insurer; 20% paid by client
  • Covers: The cost-sharing of expenses for glasses and contact lenses, orthopedic and auditory prostheses and orthoses, and the rental or purchase of wheelchairs and adjustable beds.
Benefit

Medicines

BASIC PLAN: €45/MO

N/A

STANDARD PLAN: €51/MO

N/A

PREMIUM PLAN: €73/MO
  • Insured amounts: 250 Euro - 80% paid by insurer; 20% paid by client
  • Covers: Reimbursement of expenses incurred for medications, registered with INFARMED or similar entities, provided they are prescribed by a doctor.
  • Franchise per revenue 3 EUR
Benefit

Serious illness

BASIC PLAN: €45/MO

N/A

STANDARD PLAN: €51/MO

N/A

PREMIUM PLAN: €73/MO
  • Insured amount: €1,000,000
  • Covers: This coverage ensures, up to the fixed amount specified in the General and Special Conditions, the payment of expenses incurred by the Insured Person for diagnoses, treatments, hospitalizations, services, or medical prescriptions deemed clinically necessary, when these are a result or consequence of any of the Critical Illnesses or clinical situations as indicated in the Special Condition.
    This is applicable only if the first symptoms and their respective diagnosis occur during the coverage period, following the expiration of the waiting period. 

Covered Diseases under Serious Illness Coverage:

Treatment of cancer, including in-situ cancer and pre-cancerous conditions (excluding tumors related to HIV, skin cancer except malignant melanoma, and papillary bladder cancer).
Neurosurgery: surgical intervention on the skull or other intracranial structures, and treatment of benign tumor located in the spinal cord.
Coronary artery bypass surgery (myocardial revascularization) involving at least 2 coronary arteries.
Replacement of a heart valve (valve repair is excluded).
Organ transplantation: transplantation of organs from a living donor and transplantation of organs from a deceased donor, including the heart.

Meal Benefit

Employers must offer a meal benefits to their employees, which can come in the form of either a meal allowance or meal card. Details on the options below:

  1. Meal Card Standard €7.63 per working day
  2. Meal Card Premium 🆕 €9.60 per working day (*)
  3. Meal Allowance Standard €4.77 per working day.
  4. Meal Allowance Premium 🆕 €6.00 per working day (*)

(*) If you opt for the Premium Meal Plan, the selected amount will be adjusted with each update in legislation pertaining to the maximum exempt amount in the country.

Offering a meal card provides tax benefits to both the employer and employee. 
Meal Benefit can not be waived by employees.

Remote Life Insurance Plans

Customers may elect to offer the below global life insurance benefits to employees and can choose between the basic and comprehensive plans.

Remote has partnered with Allianz as our benefits provider for global life insurance coverage.

It is essential to be aware that in certain countries:

  • Insurance Premium Taxes may be applicable. This means you may pay taxes on the monthly premiums you pay towards the life insurance coverage for your employees.
  • Life insurance benefits may be categorized as 'Benefits in Kind' (BIK). This categorization means that the monthly premiums, which the company pays for the life insurance coverage, might be counted as part of the employee's taxable income according to the local tax laws.

The rates listed here are for January 1, 2024, to December 31, 2024 policy year. Pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place.

You can email support@remote.com with any questions!

BASIC PLAN

COMPREHENSIVE PLAN

Life Insurance

Description: Life cover provides financial protection and security for beneficiaries after the death of an insured employee.

Payout: In the unfortunate event of an employee's demise, beneficiary compensation cannot exceed 6 times the employee's annual salary or the chosen cover level (whichever is lower).

Same as the Basic plan.

Accidental Death & Dismemberment (AD&D)

Description: The AD&D insurance offers financial protection to beneficiaries in the unfortunate events of an insured employee's accidental death or dismemberment.

Payout: Compensation cannot exceed 5 times the employee's annual salary or the chosen cover level (whichever is lower). The exact payout varies depending on the type of injury sustained, as specified in the Accidental Dismemberment Table. The employee or beneficiary will receive a percentage of the capped compensation amount, in accordance with the guidelines outlined in the table.

Learn more about payout procedures.

Permanent Disability

Description: The Permanent Disability insurance is designed to offer financial support to insured employees who suffer from either permanent and total or permanent and partial disabilities as a result of an accident or illness.

Payout: Compensation cannot exceed 5 times the employee's annual salary or the chosen cover level (whichever is lower). The insurance provider assesses the extent of the permanent disability to determine the final compensation:

  • For disabilities below 33.33%, no compensation is provided.
  • Disabilities falling between 33.33% and 66.67% result in compensation calculated as a percentage of the capped amount.
  • Permanent disabilities exceeding 66.67% receive the full capped compensation amount.

Learn more about payout procedures.

Cover Levels and Premiums

Insurance Coverage and Monthly Premiums:

  • up to $50k: $5.64
  • up to $100k: $11.28
  • up to $200k: $22.56
  • up to $400k: $45.12
  • up to $500k: $56.40
  • up to $600k: $67.68

Insurance Premium Taxes are applicable in a few countries. Learn more.

Insurance Coverage and Monthly Premiums:

  • up to $50k: $12.04
  • up to $100k: $24.08
  • up to $200k: $48.14
  • up to $400k: $96.28
  • up to $500k: $120.36
  • up to $600k: $144.43

Insurance Premium Taxes are applicable in a few countries. Learn more.

Life Insurance

BASIC PLAN

Description: Life cover provides financial protection and security for beneficiaries after the death of an insured employee.

Payout: In the unfortunate event of an employee's demise, beneficiary compensation cannot exceed 6 times the employee's annual salary or the chosen cover level (whichever is lower).

COMPREHENSIVE PLAN

Same as the Basic plan.

Accidental Death & Dismemberment (AD&D)

BASIC PLAN

COMPREHENSIVE PLAN

Description: The AD&D insurance offers financial protection to beneficiaries in the unfortunate events of an insured employee's accidental death or dismemberment.

Payout: Compensation cannot exceed 5 times the employee's annual salary or the chosen cover level (whichever is lower). The exact payout varies depending on the type of injury sustained, as specified in the Accidental Dismemberment Table. The employee or beneficiary will receive a percentage of the capped compensation amount, in accordance with the guidelines outlined in the table.

Learn more about payout procedures.

Permanent Disability

BASIC PLAN

COMPREHENSIVE PLAN

Description: The Permanent Disability insurance is designed to offer financial support to insured employees who suffer from either permanent and total or permanent and partial disabilities as a result of an accident or illness.

Payout: Compensation cannot exceed 5 times the employee's annual salary or the chosen cover level (whichever is lower). The insurance provider assesses the extent of the permanent disability to determine the final compensation:

  • For disabilities below 33.33%, no compensation is provided.
  • Disabilities falling between 33.33% and 66.67% result in compensation calculated as a percentage of the capped amount.
  • Permanent disabilities exceeding 66.67% receive the full capped compensation amount.

Learn more about payout procedures.

Cover Levels and Premiums

BASIC PLAN

Insurance Coverage and Monthly Premiums:

  • up to $50k: $5.64
  • up to $100k: $11.28
  • up to $200k: $22.56
  • up to $400k: $45.12
  • up to $500k: $56.40
  • up to $600k: $67.68

Insurance Premium Taxes are applicable in a few countries. Learn more.

COMPREHENSIVE PLAN

Insurance Coverage and Monthly Premiums:

  • up to $50k: $12.04
  • up to $100k: $24.08
  • up to $200k: $48.14
  • up to $400k: $96.28
  • up to $500k: $120.36
  • up to $600k: $144.43

Insurance Premium Taxes are applicable in a few countries. Learn more.

Exclusions: Please note that certain exclusions, as outlined in this help article, apply to our global life insurance policy.

Currency: Prices listed in USD, local currency equivalent will be determined based on exchange rate at the time of invoicing.

Remote Mental Health Program

The rates listed here are for July 1, 2024, to April 30, 2025 policy year.

Remote has partnered with Oliva, the UK & Europe's #1 rated employee mental wellbeing platform. Oliva is available on desktop and as a mobile app and it includes:

  • 1-to-1 therapy with a curated pool of top-quality therapists (35+ languages available)
  • Advanced matching service to find each employee the right therapist for them within 48 hours (98% success rate)
  • Personal wellbeing profile with tailored recommendations and info to track progress
  • Curated self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, Oliva Talks, podcasts on workplace wellbeing, and micro-learning content series for managers
  • 24/7 mental health helplines for when an employee is struggling and needs to talk to someone immediately
  • and more

Customers may elect to offer the mental health program benefits to their teams and can choose among 5 different plans. If one of the mental health benefit is offered, the employee will automatically be enrolled and you will be charged for it monthly. However, employees have the option to opt out of the benefit. If they choose to do so, they will be unenrolled and charges will stop effective from the next month.

It is essential to be aware that in certain countries, Mental Health benefits may be categorized as 'Benefits in Kind' (BIK). This categorization means that the monthly premiums, which the company pays for the benefit, might be counted as part of the employee's taxable income according to the local tax laws.

Pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place.

You can email support@remote.com with any questions!

Currency: Prices listed in USD, local currency equivalent will be determined based on the exchange rate at the time of invoicing.

Basic Mental Health Program

$3.00/MO.

Standard Mental Health Program

$8.47/MO.

Plus Mental Health Program

$15.70/MO.

Premium Mental Health Program

$22.70/MO.

Platinum Mental Health Program

$35.83/MO.

Basic Mental Health Program

$3.00/MO.

Platform Access Only

This plan does not include pre-paid Therapy / Coaching sessions. 

  • Personalized therapist matching service (35+ languages)
  • Wellbeing profile
  • Access to world-class self-guided content (yoga, meditations, Oliva Talks, podcasts, micro-learning series for managers)
  • 24/7 mental health helplines

Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session)

Standard Mental Health Program

$8.47/MO.

Includes:

  • Everything in the ‘Basic Mental Health Program’ tier
  • This plan includes one pre-paid Therapy / Coaching session that your team member can use during the policy year.

Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session)

Plus Mental Health Program

$15.70/MO.

Includes:

  • Everything in the ‘Basic Mental Health Program’ tier
  • This plan includes three pre-paid Therapy / Coaching sessions that your team member can use during the policy year.

Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session)

Premium Mental Health Program

$22.70/MO.

Includes:

  • Everything in the ‘Basic Mental Health Program’ tier
  • This plan includes six pre-paid Therapy / Coaching sessions that your team member can use during the policy year.

Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session)

Platinum Mental Health Program

$35.83/MO.

Includes:

  • Everything in the ‘Basic Mental Health Program’ tier
  • This plan includes twelve pre-paid Therapy / Coaching sessions that your team member can use during the policy year.

Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session)

Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session)

Remote Global Business Travel Insurance

The rates listed here are for November 1, 2024, to April 30, 2025.

Remote has partnered with Expatriate Group, a specialized insurance provider offering comprehensive business travel insurance solutions designed for global businesses. Remote's business travel is a Multi-trip Insurance and it includes:

  • Emergency Medical Support with access to emergency medical care and evacuation services in case of illness or injury while traveling.
  • Baggage and Business Equipment Coverage that protects personal belongings and essential business equipment during travel
  • Travel Delay and Trip Cancellation for unexpected travel delays or cancellations
  • Personal Liability and Accidental Death with coverage up $100,000 per trip across all plans.
  • Access to a 24/7 helpline, providing immediate assistance for travel emergencies, medical support, and more, no matter where employees are in the world.
  • Up to 42 days of annual Multi-Trip coverage.
  • and more.

Customers can offer Global Business Travel Insurance to selected employees, choosing from five levels of coverage. This insurance can be provided on an individual basis, without needing to offer it to the entire team. However, the chosen plan must be consistent for all eligible employees within the same country. Employees also have the option to opt-out, and if they do, their coverage and charges will end in the following billing cycle.

It is essential to be aware that in certain countries, Business Travel Insurance may be categorized as 'Benefits in Kind' (BIK). This categorization means that the monthly premiums, which the company pays for the benefit, might be counted as part of the employee's taxable income according to the local tax laws.

Pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place.

You can email support@remote.com with any questions!

Important:

  • Prices listed in USD, local currency equivalent will be determined based on the exchange rate at the time of invoicing.
  • For terminated employees, billing will cease as of the last day of the month. However, if during the active policy, the employee files a claim, the monthly premium will continue until next renewal.
  • Once the benefits is selected, it is a one-year commitment or until the next renewal, whichever comes first. You will not be able to opt out of the plan until this time period has been reached. If you do not cancel the coverage during this period, it will automatically renew.
  • All claims payment are made to the employees by the insurance company directly
  • Access comprehensive plan comparison here and our policy wording.

COVERAGE DESCRIPTION

BASIC

$11.45/MO.

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

Emergency & Accidental Medical

$1,000,000

$1,000,000

$1,000,000

Repatriation for Medical Treatment

100% per Trip

100% per Trip

100% per Trip

Emergency Medical Evacuation

$100,000

$100,000

$100,000

Repatriation of Mortal Remains

$25,000 per Trip

$25,000 per Trip

$25,000 per Trip

Pre-existing medical conditions

Stable Pre-Existing Medical Condition covered up to $50,000

Stable Pre-Existing Medical Condition covered up to $50,000

Stable Pre-Existing Medical Condition covered up to $50,000

Baggage Delay

$100 per day up to $700 per Trip *Does not apply to one-way trips

$100 per day up to $700 per Trip *Does not apply to one-way trips

Personal Liability

$100,000 per Trip

$100,000 per Trip

Accidental Death & Permanent Total Disability

$100,000 per Trip

$100,000 per Trip

Loss of Passport

$250 per Trip

$250 per Trip

Legal Expenses

$10,000 per Trip

$10,000 per Trip

Hijacking

$1,000 per Trip

$1,000 per Trip

Cancellation & Curtailment

$2,000 per Trip; subject to$100 Deductible per Trip *Benefit not available to residents of the USA

Compassionate Repatriation

$6,000 per Trip

Business Equipment

Up to $1,500

Up to $1,500

Up to $1,500

Computer Equipment Single Item Limit

$500.00

$500.00

$500.00

Business Money

$100 per day up to $500

$100 per day up to $500

$100 per day up to $500

Domestic Business Travel

Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.

Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.

Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.

COVERAGE DESCRIPTION

Emergency & Accidental Medical

BASIC

$11.45/MO.

$1,000,000

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

$1,000,000

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$1,000,000

COVERAGE DESCRIPTION

Repatriation for Medical Treatment

BASIC

$11.45/MO.

100% per Trip

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

100% per Trip

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

100% per Trip

COVERAGE DESCRIPTION

Emergency Medical Evacuation

BASIC

$11.45/MO.

$100,000

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

$100,000

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$100,000

COVERAGE DESCRIPTION

Repatriation of Mortal Remains

BASIC

$11.45/MO.

$25,000 per Trip

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

$25,000 per Trip

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$25,000 per Trip

COVERAGE DESCRIPTION

Pre-existing medical conditions

BASIC

$11.45/MO.

Stable Pre-Existing Medical Condition covered up to $50,000

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

Stable Pre-Existing Medical Condition covered up to $50,000

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

Stable Pre-Existing Medical Condition covered up to $50,000

COVERAGE DESCRIPTION

Baggage Delay

BASIC

$11.45/MO.

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

$100 per day up to $700 per Trip *Does not apply to one-way trips

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$100 per day up to $700 per Trip *Does not apply to one-way trips

COVERAGE DESCRIPTION

Personal Liability

BASIC

$11.45/MO.

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

$100,000 per Trip

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$100,000 per Trip

COVERAGE DESCRIPTION

Accidental Death & Permanent Total Disability

BASIC

$11.45/MO.

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

$100,000 per Trip

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$100,000 per Trip

COVERAGE DESCRIPTION

Loss of Passport

BASIC

$11.45/MO.

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

$250 per Trip

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$250 per Trip

COVERAGE DESCRIPTION

Legal Expenses

BASIC

$11.45/MO.

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

$10,000 per Trip

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$10,000 per Trip

COVERAGE DESCRIPTION

Hijacking

BASIC

$11.45/MO.

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

$1,000 per Trip

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$1,000 per Trip

COVERAGE DESCRIPTION

Cancellation & Curtailment

BASIC

$11.45/MO.

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$2,000 per Trip; subject to$100 Deductible per Trip *Benefit not available to residents of the USA

COVERAGE DESCRIPTION

Compassionate Repatriation

BASIC

$11.45/MO.

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$6,000 per Trip

COVERAGE DESCRIPTION

Business Equipment

BASIC

$11.45/MO.

Up to $1,500

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

Up to $1,500

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

Up to $1,500

COVERAGE DESCRIPTION

Computer Equipment Single Item Limit

BASIC

$11.45/MO.

$500.00

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

$500.00

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$500.00

COVERAGE DESCRIPTION

Business Money

BASIC

$11.45/MO.

$100 per day up to $500

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

$100 per day up to $500

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$100 per day up to $500

COVERAGE DESCRIPTION

Domestic Business Travel

BASIC

$11.45/MO.

Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.

Remote’s Benefits Practices

Remote supports our clients by offering competitive benefits packages that will help you attract and retain the best talent across the globe! Our benefits specialists have done the research on norms and requirements in each local market and have crafted packages that will allow your employees to thrive, no matter what country they live in.

Our core benefits (which often include things like healthcare) are required in most countries where we hire. We do not require customers to offer health benefits in Portugal due to its strong public system and local laws that protect us (and you!) against claims of discriminatory hiring practices. However, we do recommend that employers in Portugal offer benefits to their employees, which allows them to access a wider range of options for providers and specialists as well as significantly shorter wait times. We do not add a markup on any benefits premiums or administration costs.

If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!

Understanding Hiring in Portugal
  1. In Portugal, 90%* of employers offer supplemental health insurance to their workforce. Although the country has a public health system, supplemental health insurance provides employees with access to a wider range of options for providers and specialists, as well as significantly shorter wait times. Our plans also offer global coverage (excluding the US) to protect your employees when they are traveling outside their home country. (*based on 3rd-party market research from our partners)
  2. Meal Cards: Meal cards are a common and expected benefit in Portugal. They are used to cover the cost of employee meals during work days. They also offer tax benefits to employers and employees. Meal cards are tax-free up to €9.60 EUR per working day.
  3. You will be able to select benefits options when onboarding your employee. From there, the employee will be enrolled and contacted with more information about their plan. Remote takes care of all the administration work so you can focus on scaling your global team!

TCE in Portugal

If you’re ready to hire a new employee in Portugal, you may have generated or received a Total Cost of Employment quote to get an estimate of what it might cost. If you haven’t, you can do so with our handy Cost Calculator tool now!

Employers hiring in Portugal must pay for social contributions mandated by the government. These costs are automatically applied during payroll:

  1. Social Security
  2. Labour Accident Insurance
  3. Wage Guarantee Fund (WGF) 

The exact cost of the government contributions listed above can be found by using the Cost Calculator.

Learn more about Remote benefits

How do benefits work when hiring through an EOR?

Watch this quick explainer video to understand how offering benefits works when you hire team members through an employer of record like Remote.