Remote Benefits:
Sweden
Remote builds belonging for your global team with comprehensive local plans at competitive rates.
Global Health Insurance with Allianz
Customers may elect to offer the below benefits to their employees in Sweden and can choose between the basic and premium plans.
The rates listed here are for the May 1, 2025, to April 30, 2026 policy year. Pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place. If you have any questions, you can reach out to us.
Starting May 1, 2025, a Benefits Service Fee of $15 USD per enrolled employee per month applies (a single fee applies regardless of the number of benefits you offered). Find out more.
Standard Plan
$123.17 USD /month
Premium Plan
$157.08 USD/month
Gold Plan
$186.83 USD/month
Platinum Plan
$206.5 USD/month
Price & Coverage Options
You pay:
- Employee Only: $123.17/mo
- Family coverage (spouse/partner, children): Ranges from $184.75 to $369.5/mo
(This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $123.17/mo).
Employee pays:
- If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy.
- For Family coverage, the employee pays nothing.
Price & Coverage Options
You pay:
- Employee Only: $157.08/mo
- Family coverage (spouse/partner, children): Ranges from $235.63 to $471.25/mo
(This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $157.08/mo).
Employee pays:
- If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy.
- For Family coverage, the employee pays nothing.
Price & Coverage Options
You pay:
- Employee Only: $186.83/mo
- Family coverage (spouse/partner, children): Ranges from $280.25 to $560.5/mo
(This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $186.83/mo).
Employee pays:
- If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy.
- For Family coverage, the employee pays nothing.
Price & Coverage Options
You pay:
- Employee Only: $206.5/mo
- Family coverage (spouse/partner, children): Ranges from $309.75 to $619.5/mo
(This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $206.5/mo).
Employee pays:
- If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy.
- For Family coverage, the employee pays nothing.
Inpatient Coverage
Cover Limit: $1M
Includes hospital room charges, nursing care, surgical procedures, and medications administered during the hospital stay.
Full refunds are available for intensive care, prescription drugs and materials, surgical fees, including anesthesia, physician and therapist fees, surgical appliances, diagnostic tests (for in-patient and day-care treatments only), organ transplants, and more.
Inpatient Coverage
Cover Limit: $1M
Same as Standard
Inpatient Coverage
Cover Limit: $2.5M
Same as Standard but with a coverage limit of 2.5M USD.
Inpatient Coverage
Cover Limit: $5M
Same as Standard but with a coverage limit of 5M USD.
Outpatient Coverage
Cover Limit: $3,500
Includes doctor's visits, diagnostic tests, specialist consultations, outpatient surgeries, therapy sessions, prescription medications, and more.
Outpatient Coverage
Cover Limit: $5,060
Same as Standard, with higher cover limit.
Outpatient Coverage
Cover Limit: $6,000
Same as Standard, with higher cover limit.
Outpatient Coverage
Cover Limit: $15,000
Same as Standard, with higher cover limit.
Deductible
$135
Employee pays the first $135 out-of-pocket for outpatient services before their insurance coverage starts to contribute.
Deductible
$0
Employee receives immediate insurance coverage for outpatient services without any initial out-of-pocket payment.
Deductible
$0
Same as Premium
Deductible
$0
Same as Premium
Employee Assistance Program (EAP)
Includes access to multilingual mental health, legal, and financial counseling via phone, video, or in-person. Additionally, a wellness website, fitness app, and 24/7 support in multiple languages are provided.
Employee Assistance Program (EAP)
Same as Standard
Employee Assistance Program (EAP)
Same as Standard
Employee Assistance Program (EAP)
Same as Standard
Maternity
Maternity coverage includes a limit of $6,000 for related medical expenses.
Maternity
Same as Standard
Maternity
Same as Standard
Maternity
Maternity coverage includes a limit of $10,000 for related medical expenses.
Prescribed Physiotherapy
Up to $600 (10 visits)
Prescribed Physiotherapy
Same as Standard
Prescribed Physiotherapy
Up to $1275 (10 visits)
Prescribed Physiotherapy
Up to $2500 (20 visits)
Prescription drugs
Up to $1,350
Prescription drugs
Same as Standard
Prescription drugs
Same as Standard
Prescription drugs
Full refund
Vaccinations, health checks, cancer screening, dietician fees
$300 for each treatment
Vaccinations, health checks, cancer screening, dietician fees
$500 for each treatment
Vaccinations, health checks, cancer screening, dietician fees
$300 for each treatment
Vaccinations, health checks, cancer screening, dietician fees
$500 for each treatment
Vision Insurance
Not covered
Vision Insurance
Coverage Limit: $250
Includes eye examination and prescribed glasses and contact lenses.
Vision Insurance
Same as Premium
Vision Insurance
Coverage Limit: $500
Includes eye examination and prescribed glasses and contact lenses.
Dental Insurance
Not covered
Dental Insurance
Coverage Limit: $1000
Includes routine, preventive and restorative treatments as well as periodontics.
Dental Insurance
Same as Premium
Dental Insurance
Coverage Limit: $2500
Includes routine, preventive and restorative treatments as well as periodontics.
Standard Plan
$123.17 USD /month
Price & Coverage Options
You pay:
- Employee Only: $123.17/mo
- Family coverage (spouse/partner, children): Ranges from $184.75 to $369.5/mo
(This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $123.17/mo).
Employee pays:
- If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy.
- For Family coverage, the employee pays nothing.
Premium Plan
$157.08 USD/month
Price & Coverage Options
You pay:
- Employee Only: $157.08/mo
- Family coverage (spouse/partner, children): Ranges from $235.63 to $471.25/mo
(This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $157.08/mo).
Employee pays:
- If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy.
- For Family coverage, the employee pays nothing.
Gold Plan
$186.83 USD/month
Price & Coverage Options
You pay:
- Employee Only: $186.83/mo
- Family coverage (spouse/partner, children): Ranges from $280.25 to $560.5/mo
(This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $186.83/mo).
Employee pays:
- If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy.
- For Family coverage, the employee pays nothing.
Platinum Plan
$206.5 USD/month
Price & Coverage Options
You pay:
- Employee Only: $206.5/mo
- Family coverage (spouse/partner, children): Ranges from $309.75 to $619.5/mo
(This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $206.5/mo).
Employee pays:
- If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy.
- For Family coverage, the employee pays nothing.
Standard Plan
$123.17 USD /month
Inpatient Coverage
Cover Limit: $1M
Includes hospital room charges, nursing care, surgical procedures, and medications administered during the hospital stay.
Full refunds are available for intensive care, prescription drugs and materials, surgical fees, including anesthesia, physician and therapist fees, surgical appliances, diagnostic tests (for in-patient and day-care treatments only), organ transplants, and more.
Premium Plan
$157.08 USD/month
Inpatient Coverage
Cover Limit: $1M
Same as Standard
Gold Plan
$186.83 USD/month
Inpatient Coverage
Cover Limit: $2.5M
Same as Standard but with a coverage limit of 2.5M USD.
Platinum Plan
$206.5 USD/month
Inpatient Coverage
Cover Limit: $5M
Same as Standard but with a coverage limit of 5M USD.
Standard Plan
$123.17 USD /month
Outpatient Coverage
Cover Limit: $3,500
Includes doctor's visits, diagnostic tests, specialist consultations, outpatient surgeries, therapy sessions, prescription medications, and more.
Premium Plan
$157.08 USD/month
Outpatient Coverage
Cover Limit: $5,060
Same as Standard, with higher cover limit.
Gold Plan
$186.83 USD/month
Outpatient Coverage
Cover Limit: $6,000
Same as Standard, with higher cover limit.
Platinum Plan
$206.5 USD/month
Outpatient Coverage
Cover Limit: $15,000
Same as Standard, with higher cover limit.
Standard Plan
$123.17 USD /month
Deductible
$135
Employee pays the first $135 out-of-pocket for outpatient services before their insurance coverage starts to contribute.
Premium Plan
$157.08 USD/month
Deductible
$0
Employee receives immediate insurance coverage for outpatient services without any initial out-of-pocket payment.
Gold Plan
$186.83 USD/month
Deductible
$0
Same as Premium
Platinum Plan
$206.5 USD/month
Deductible
$0
Same as Premium
Standard Plan
$123.17 USD /month
Employee Assistance Program (EAP)
Includes access to multilingual mental health, legal, and financial counseling via phone, video, or in-person. Additionally, a wellness website, fitness app, and 24/7 support in multiple languages are provided.
Premium Plan
$157.08 USD/month
Employee Assistance Program (EAP)
Same as Standard
Gold Plan
$186.83 USD/month
Employee Assistance Program (EAP)
Same as Standard
Platinum Plan
$206.5 USD/month
Employee Assistance Program (EAP)
Same as Standard
Standard Plan
$123.17 USD /month
Maternity
Maternity coverage includes a limit of $6,000 for related medical expenses.
Premium Plan
$157.08 USD/month
Maternity
Same as Standard
Gold Plan
$186.83 USD/month
Maternity
Same as Standard
Platinum Plan
$206.5 USD/month
Maternity
Maternity coverage includes a limit of $10,000 for related medical expenses.
Standard Plan
$123.17 USD /month
Prescribed Physiotherapy
Up to $600 (10 visits)
Premium Plan
$157.08 USD/month
Prescribed Physiotherapy
Same as Standard
Gold Plan
$186.83 USD/month
Prescribed Physiotherapy
Up to $1275 (10 visits)
Platinum Plan
$206.5 USD/month
Prescribed Physiotherapy
Up to $2500 (20 visits)
Standard Plan
$123.17 USD /month
Prescription drugs
Up to $1,350
Premium Plan
$157.08 USD/month
Prescription drugs
Same as Standard
Gold Plan
$186.83 USD/month
Prescription drugs
Same as Standard
Platinum Plan
$206.5 USD/month
Prescription drugs
Full refund
Standard Plan
$123.17 USD /month
Vaccinations, health checks, cancer screening, dietician fees
$300 for each treatment
Premium Plan
$157.08 USD/month
Vaccinations, health checks, cancer screening, dietician fees
$500 for each treatment
Gold Plan
$186.83 USD/month
Vaccinations, health checks, cancer screening, dietician fees
$300 for each treatment
Platinum Plan
$206.5 USD/month
Vaccinations, health checks, cancer screening, dietician fees
$500 for each treatment
Standard Plan
$123.17 USD /month
Vision Insurance
Not covered
Premium Plan
$157.08 USD/month
Vision Insurance
Coverage Limit: $250
Includes eye examination and prescribed glasses and contact lenses.
Gold Plan
$186.83 USD/month
Vision Insurance
Same as Premium
Platinum Plan
$206.5 USD/month
Vision Insurance
Coverage Limit: $500
Includes eye examination and prescribed glasses and contact lenses.
Standard Plan
$123.17 USD /month
Dental Insurance
Not covered
Premium Plan
$157.08 USD/month
Dental Insurance
Coverage Limit: $1000
Includes routine, preventive and restorative treatments as well as periodontics.
Gold Plan
$186.83 USD/month
Dental Insurance
Same as Premium
Platinum Plan
$206.5 USD/month
Dental Insurance
Coverage Limit: $2500
Includes routine, preventive and restorative treatments as well as periodontics.
Pension Plan
Remote offers an optional pension plan, which includes life, disability, waiver of premiums, and workplace accident insurance.
If you would like to offer the pension plan you must offer it to all Swedish employees on your team.
Starting January 1, 2025, we are expanding our pension plan options to provide more flexibility for customers with three different contribution structures:
Pension Plan options:
- Current Plan (4.5% + 30% Tier):
The existing plan will remain available, with a 4.5% employer contribution on pensionable salary up to 7.5x the IBA, and 30% on salary between 7.5 and 30x the IBA. - 4.5% Flat Rate Plan (New Option):
The employer contributes 4.5% on pensionable salary up to 30x the Income Base Amount (IBA) - 10% Flat Rate Plan (New Option):
The employer contributes 10% on pensionable salary up to 30x the Income Base Amount (IBA) - Premium Plan (6.5% + 32% Tier) (New Option):
The employer contributes 6.5% of pensionable salary up to 7.5x the IBA and 32% on salary between 7.5 and 30x the IBA.
The company pays all the contributions and no contributions are required from employees.
"Pensionable salary" is defined as basic salary only.
Membership in the pension scheme is open to employees aged 18 to 65.
Occupational Life Insurance
From January 1 2025, all Sweden-based team members will be automatically covered by this group life insurance, a benefit offered by most Swedish employers as a supplement to the state survivor's pension.
There is no action on your side. Employees will be enrolled automatically to the Bliwa Life Insurance.
TGL insurance starts on the 1st day of the employee's starting month and ends on the last day of the month following their departure.
Who is eligible?
All employees hired by Remote in Sweden are automatically covered by Bliwa Life Insurance.
How much does the life insurance cover?
Lump sum benefit for 2025:
- Basic amount is SEK 352,800 (6x Price Base Amount -PBA) for death before age 55 or if there are children under 17.
- Reduces to 1 x PBA between ages 64 and 65.
Additional benefits for employees with children under 20 at the time of death:
- Under 17 years: 2 PBA
- 17-19 years: 1.5 PBA
- 19-20 years: 1 PBA
The full benefits apply if the employee works at least 16 hours per week; otherwise, reduced amounts are applied for those working 8-16 hours per week.
PBA for 2025 is SEK 58,800.
Can employees opt out?
No, employees cannot opt out of the Bliwa insurance.
Occupational Life Insurance cost
For the 2025 policy year the cost is 35SEK per month per active employee. The cost is 100% covered by the company.
Learn More
Occupational Life Insurance help centre article (login required)
Who is eligible?
All employees hired by Remote in Sweden are automatically covered by Bliwa Life Insurance.
How much does the life insurance cover?
Lump sum benefit for 2025:
- Basic amount is SEK 352,800 (6x Price Base Amount -PBA) for death before age 55 or if there are children under 17.
- Reduces to 1 x PBA between ages 64 and 65.
Additional benefits for employees with children under 20 at the time of death:
- Under 17 years: 2 PBA
- 17-19 years: 1.5 PBA
- 19-20 years: 1 PBA
The full benefits apply if the employee works at least 16 hours per week; otherwise, reduced amounts are applied for those working 8-16 hours per week.
PBA for 2025 is SEK 58,800.
Can employees opt out?
No, employees cannot opt out of the Bliwa insurance.
Occupational Life Insurance cost
For the 2025 policy year the cost is 35SEK per month per active employee. The cost is 100% covered by the company.
Learn More
Remote Mental Health Program
The rates listed here are for July 1, 2024, to April 30, 2026 policy year.
Remote has partnered with Oliva, the UK & Europe's #1 rated employee mental wellbeing platform. Oliva is available on desktop and as a mobile app and it includes:
- 1-to-1 therapy with a curated pool of top-quality therapists (35+ languages available)
- Advanced matching service to find each employee the right therapist for them within 48 hours (98% success rate)
- Personal wellbeing profile with tailored recommendations and info to track progress
- Curated self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, Oliva Talks, podcasts on workplace wellbeing, and micro-learning content series for managers
- 24/7 mental health helplines for when an employee is struggling and needs to talk to someone immediately
- and more
Customers may elect to offer the mental health program benefits to their teams and can choose among 5 different plans. If one of the mental health benefit is offered, the employee will automatically be enrolled and you will be charged for it monthly. However, employees have the option to opt out of the benefit. If they choose to do so, they will be unenrolled and charges will stop effective from the next month.
It is essential to be aware that in certain countries, Mental Health benefits may be categorized as 'Benefits in Kind' (BIK). This categorization means that the monthly premiums, which the company pays for the benefit, might be counted as part of the employee's taxable income according to the local tax laws.
Pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place.
Currency: Prices listed in USD, local currency equivalent will be determined based on the exchange rate at the time of invoicing.
Starting May 1, 2025, a Benefits Service Fee of $15 USD per enrolled employee per month applies (a single fee applies regardless of the number of benefits you offered).
Basic Mental Health Program $3.00/MO. | Standard Mental Health Program $8.47/MO. | Plus Mental Health Program $15.70/MO. | Premium Mental Health Program $22.70/MO. | Platinum Mental Health Program $35.83/MO. | |
Basic Mental Health Program $3.00/MO. Platform Access Only This plan does not include pre-paid Therapy / Coaching sessions.
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Standard Mental Health Program $8.47/MO. Includes:
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Plus Mental Health Program $15.70/MO. Includes:
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Premium Mental Health Program $22.70/MO. Includes:
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Platinum Mental Health Program $35.83/MO. Includes:
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) |
Remote Global Business Travel Insurance
The rates listed here are for November 1, 2024, to April 30, 2026.
Remote has partnered with Expatriate Group, a specialized insurance provider offering comprehensive business travel insurance solutions designed for global businesses. Remote's business travel is a Multi-trip Insurance and it includes:
- Emergency Medical Support with access to emergency medical care and evacuation services in case of illness or injury while traveling.
- Baggage and Business Equipment Coverage that protects personal belongings and essential business equipment during travel
- Travel Delay and Trip Cancellation for unexpected travel delays or cancellations
- Personal Liability and Accidental Death with coverage up $100,000 per trip across all plans.
- Access to a 24/7 helpline, providing immediate assistance for travel emergencies, medical support, and more, no matter where employees are in the world.
- Up to 42 days of annual Multi-Trip coverage.
- and more.
Customers can offer Global Business Travel Insurance to selected employees, choosing from five levels of coverage. This insurance can be provided on an individual basis, without needing to offer it to the entire team. However, the chosen plan must be consistent for all eligible employees within the same country. Employees also have the option to opt-out, and if they do, their coverage and charges will end in the following billing cycle.
Pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place.
If you have any questions, you can reach out to us.
Important:
- Prices listed in USD, local currency equivalent will be determined based on the exchange rate at the time of invoicing.
- For terminated employees, billing will cease as of the last day of the month. However, if during the active policy, the employee files a claim, the monthly premium will continue until next renewal.
- Once the benefits is selected, it is a one-year commitment or until the next renewal, whichever comes first. You will not be able to opt out of the plan until this time period has been reached. If you do not cancel the coverage during this period, it will automatically renew.
- All claims payment are made to the employees by the insurance company directly
- Access comprehensive plan comparison here and our policy wording.
Starting May 1, 2025, a Benefits Service Fee of $15 USD per enrolled employee per month applies (a single fee applies regardless of the number of benefits you offered). Find out more.
COVERAGE DESCRIPTION
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
Emergency & Accidental Medical
$1,000,000
$1,000,000
$1,000,000
Repatriation for Medical Treatment
100% per Trip
100% per Trip
100% per Trip
Emergency Medical Evacuation
$100,000
$100,000
$100,000
Repatriation of Mortal Remains
$25,000 per Trip
$25,000 per Trip
$25,000 per Trip
Pre-existing medical conditions
Stable Pre-Existing Medical Condition covered up to $50,000
Stable Pre-Existing Medical Condition covered up to $50,000
Stable Pre-Existing Medical Condition covered up to $50,000
Baggage Delay
$100 per day up to $700 per Trip *Does not apply to one-way trips
$100 per day up to $700 per Trip *Does not apply to one-way trips
Personal Liability
$100,000 per Trip
$100,000 per Trip
Accidental Death & Permanent Total Disability
$100,000 per Trip
$100,000 per Trip
Loss of Passport
$250 per Trip
$250 per Trip
Legal Expenses
$10,000 per Trip
$10,000 per Trip
Hijacking
$1,000 per Trip
$1,000 per Trip
Cancellation & Curtailment
$2,000 per Trip; subject to$100 Deductible per Trip *Benefit not available to residents of the USA
Compassionate Repatriation
$6,000 per Trip
Business Equipment
Up to $1,500
Up to $1,500
Up to $1,500
Computer Equipment Single Item Limit
$500.00
$500.00
$500.00
Business Money
$100 per day up to $500
$100 per day up to $500
$100 per day up to $500
Domestic Business Travel
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
COVERAGE DESCRIPTION
Emergency & Accidental Medical
BASIC
$11.45/MO.
$1,000,000
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$1,000,000
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$1,000,000
COVERAGE DESCRIPTION
Repatriation for Medical Treatment
BASIC
$11.45/MO.
100% per Trip
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
100% per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
100% per Trip
COVERAGE DESCRIPTION
Emergency Medical Evacuation
BASIC
$11.45/MO.
$100,000
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$100,000
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$100,000
COVERAGE DESCRIPTION
Repatriation of Mortal Remains
BASIC
$11.45/MO.
$25,000 per Trip
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$25,000 per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$25,000 per Trip
COVERAGE DESCRIPTION
Pre-existing medical conditions
BASIC
$11.45/MO.
Stable Pre-Existing Medical Condition covered up to $50,000
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
Stable Pre-Existing Medical Condition covered up to $50,000
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
Stable Pre-Existing Medical Condition covered up to $50,000
COVERAGE DESCRIPTION
Baggage Delay
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$100 per day up to $700 per Trip *Does not apply to one-way trips
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$100 per day up to $700 per Trip *Does not apply to one-way trips
COVERAGE DESCRIPTION
Personal Liability
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$100,000 per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$100,000 per Trip
COVERAGE DESCRIPTION
Accidental Death & Permanent Total Disability
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$100,000 per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$100,000 per Trip
COVERAGE DESCRIPTION
Loss of Passport
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$250 per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$250 per Trip
COVERAGE DESCRIPTION
Legal Expenses
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$10,000 per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$10,000 per Trip
COVERAGE DESCRIPTION
Hijacking
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$1,000 per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$1,000 per Trip
COVERAGE DESCRIPTION
Cancellation & Curtailment
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$2,000 per Trip; subject to$100 Deductible per Trip *Benefit not available to residents of the USA
COVERAGE DESCRIPTION
Compassionate Repatriation
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$6,000 per Trip
COVERAGE DESCRIPTION
Business Equipment
BASIC
$11.45/MO.
Up to $1,500
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
Up to $1,500
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
Up to $1,500
COVERAGE DESCRIPTION
Computer Equipment Single Item Limit
BASIC
$11.45/MO.
$500.00
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$500.00
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$500.00
COVERAGE DESCRIPTION
Business Money
BASIC
$11.45/MO.
$100 per day up to $500
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$100 per day up to $500
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$100 per day up to $500
COVERAGE DESCRIPTION
Domestic Business Travel
BASIC
$11.45/MO.
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
Remote's Benefits Practices
Remote supports our clients by offering competitive benefits packages that will help you attract and retain the best talent across the globe! Our benefits specialists have done the research on norms and requirements in each local market and have crafted packages that will allow your employees to thrive, no matter what country they live in.
Our core benefits (which often include things like healthcare) are required in some countries where we hire. We do not require customers to offer benefits in Sweden due to its strong public system and local laws that protect us (and you!) against claims of discriminatory hiring practices. However, we do recommend that employers in Sweden offer benefits to their employees, which allows them to access a wider range of options for providers and specialists as well as significantly shorter wait times. Our plans also offer global coverage (excluding the US) to protect your employees when they are traveling outside their home country. We do not add a markup on any benefits premiums or administration costs.
If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!
- In Sweden, 70%* of employers offer supplemental health insurance to their workforce. Although the country has a strong public health system, supplemental health insurance provides employees with access to a wider range of options for providers and specialists, as well as significantly shorter wait times. Our plans also offer global coverage (excluding the US) to protect your employees when they are traveling outside their home country.
- 90%* of employers offer a pension plan to their employees and 90%* offer life insurance. (*based on 3rd-party market research from our partners)
- Employers can choose to opt out of offering Remote’s core benefits in Sweden.
- You will be able to select a benefits plan when onboarding your employee (if you choose to offer one). From there, the employee will be enrolled and contacted with more information about their plan. Remote takes care of all the administration work so you can focus on scaling your global team!
TCE in Sweden
If you’re ready to hire a new employee in Sweden, you may have generated or received a Total Cost of Employment quote to get an estimate of what it might cost. If you haven’t, you can do so with our handy Cost Calculator tool now!
Employers hiring in Sweden must pay for social contributions mandated by the government. These costs are automatically applied during payroll:
- Payroll taxes (which covers national health insurance, parental insurance, retirement benefits, workers’ compensation, and other taxes)
The exact cost of the government contributions listed above can be found by using the Cost Calculator.
- For more information about hiring employees in Sweden, see our country hiring guide at https://remote.com/country-explorer/sweden.
Learn more about Remote benefits
How do benefits work when hiring through an EOR?
Watch this quick explainer video to understand how offering benefits works when you hire team members through an employer of record like Remote.