Price & Coverage Options
You pay: 

• Employee Only: $123.17/mo
• Family coverage (spouse/partner, children): Ranges from $184.75 to $369.5/mo
  (This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $123.17/mo).

Employee pays: 

• If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy.
• For Family coverage, the employee pays nothing.
  

Price & Coverage Options

You pay: 

• Employee Only: $157.08/mo
• Family coverage (spouse/partner, children): Ranges from $235.63 to $471.25/mo
  (This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $157.08/mo).

Employee pays: 

• If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy.
• For Family coverage, the employee pays nothing.

Price & Coverage Options

You pay: 

• Employee Only: $186.83/mo
• Family coverage (spouse/partner, children): Ranges from $280.25 to $560.5/mo
  (This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $186.83/mo).

Employee pays: 

• If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy.
• For Family coverage, the employee pays nothing.

Price & Coverage Options

You pay: 

• Employee Only: $206.5/mo
• Family coverage (spouse/partner, children): Ranges from $309.75 to $619.5/mo
  (This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $206.5/mo).

Employee pays: 

• If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy.
• For Family coverage, the employee pays nothing.

Inpatient Coverage
Cover Limit: $1M

Includes hospital room charges, nursing care, surgical procedures, and medications administered during the hospital stay.

Full refunds are available for intensive care, prescription drugs and materials, surgical fees, including anesthesia, physician and therapist fees, surgical appliances, diagnostic tests (for in-patient and day-care treatments only), organ transplants, and more.

Inpatient Coverage
Cover Limit: $1M

Same as Standard

Inpatient Coverage
Cover Limit: $2.5M

Same as Standard but with a coverage limit of 2.5M USD.

Inpatient Coverage
Cover Limit: $5M

Same as Standard but with a coverage limit of 5M USD.

Outpatient Coverage
Cover Limit: $3,500

Includes doctor's visits, diagnostic tests, specialist consultations, outpatient surgeries, therapy sessions, prescription medications, and more.

Outpatient Coverage
Cover Limit: $5,060

Same as Standard, with higher cover limit.

Outpatient Coverage
Cover Limit: $6,000

Same as Standard, with higher cover limit.

Outpatient Coverage
Cover Limit: $15,000

Same as Standard, with higher cover limit.

Deductible
$135

Employee pays the first $135 out-of-pocket for outpatient services before their insurance coverage starts to contribute.

Deductible
$0

Employee receives immediate insurance coverage for outpatient services without any initial out-of-pocket payment.

Deductible
$0
Same as Premium

Deductible

$0

Same as Premium

Employee Assistance Program (EAP)
Includes access to multilingual mental health, legal, and financial counseling via phone, video, or in-person. Additionally, a wellness website, fitness app, and 24/7 support in multiple languages are provided.

Employee Assistance Program (EAP)

Same as Standard

Employee Assistance Program (EAP)

Same as Standard

Employee Assistance Program (EAP)

Same as Standard

Maternity

Maternity coverage includes a limit of $6,000 for related medical expenses.

Maternity

Same as Standard

Maternity

Same as Standard

Maternity

Maternity coverage includes a limit of $10,000 for related medical expenses.

Prescribed Physiotherapy

Up to $600 (10 visits)

Prescribed Physiotherapy

Same as Standard

Prescribed Physiotherapy

Up to $1275 (10 visits)

Prescribed Physiotherapy

Up to $2500 (20 visits)

Prescription drugs

Up to $1,350

Prescription drugs

Same as Standard

Prescription drugs

Same as Standard

Prescription drugs

Full refund

Vaccinations, health checks, cancer screening, dietician fees
$300 for each treatment

Vaccinations, health checks, cancer screening, dietician fees

$500 for each treatment

Vaccinations, health checks, cancer screening, dietician fees

$300 for each treatment

Vaccinations, health checks, cancer screening, dietician fees

$500 for each treatment

Vision Insurance

Not covered

Vision Insurance

Coverage Limit: $250

Includes eye examination and prescribed glasses and contact lenses.

Vision Insurance

Same as Premium

Vision Insurance

Coverage Limit: $500

Includes eye examination and prescribed glasses and contact lenses.

Dental Insurance

Not covered

Dental Insurance

Coverage Limit: $1000

Includes routine, preventive and restorative treatments as well as periodontics.

Dental Insurance

Same as Premium

Dental Insurance

Coverage Limit: $2500

Includes routine, preventive and restorative treatments as well as periodontics.

For more detailed information on the Standard Plan, please refer to the table of benefits.

For more detailed information on the Premium Plan, please refer to the table of benefits.

For more detailed information on the Gold Plan, please refer to the table of benefits.

For more detailed information on the Platinum Plan, please refer to the table of benefits.