Remote Benefits:
Brazil
Medical Insurance
Remote offers the comprehensive health and dental insurance listed below. Pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place.
You can email support@remote.com with any questions!
Feature
STANDARD: 1,033. 33 BRL/MO (APPROX. 208 USD)
PREMIUM: 1,782.97 BRL/MO (APPROX. 359 USD)
PRESTIGE: 2,516.41/MO (APPROX. 506 USD)
Health Coverage
Comprehensive coverage including emergency, inpatient/outpatient hospitalization, childbirth, doctor appointments, elective procedures, exams, tests, treatments, and therapies.
Same as Standard Tier
Same as Standard Tier
Mental Health
Unlimited psychotherapy and psychiatry sessions.
Same as Standard Tier
Same as Standard Tier
Transplants
Coverage for cornea, kidney, marrow bone, pancreas, liver, and lung, including live donor expenses.
Same as Standard Tier
Same as Standard Tier
Vision
Refractive surgery for myopia from 5 degrees.
Same as Standard Tier
No degree limit
Reimbursement Limit (Medical)
BRL 364.50 (~$70 USD)
BRL 627.75 (~$130 USD)
BRL 810.00 (~$162 USD)
Accredited Network
Over 2,400 partners across Brazil, providing a wide range of healthcare services to ensure comprehensive coverage.
Expands on the Standard Tier by including access to unique medical facilities such as Retaguard Doctor, Albert Einstein Hospital, Sirio Libanês Hospital, and Hospital Alemão Oswaldo Cruz, enhancing the quality and scope of healthcare available.
Matches the Premium Tier in network scope, maintaining access to top-tier medical facilities for unparalleled healthcare services.
Travel Assistance
National and International, up to €30,000 in Europe and USD 10,000 elsewhere.
National and International, up to €30,000 in Europe and USD 20,000 elsewhere.
National and International, Europe and other countries up to USD 100,000.
Dental Coverage
Reimbursement Limit: BRL 247.93 (~USD 48)
Comprehensive dental care including consultancy and diagnosis, emergency treatment, preventative care, surgeries, endodontics, pedodontics, periodontics, restorations, radiology, prostheses, and orthodontics (with documentation).
Same as Standard Tier
Same as Standard Tier
Dependents
Please note dependent cost is the same price as the policy holder: 1,033. 33 BRL/MO (APPROX. 208 USD)
Please note dependent cost is the same price as the policy holder: 1,782.97 BRL/MO (APPROX. 359 USD)
Please note dependent cost is the same price as the policy holder: 2,516.41/MO (APPROX. 506 USD)
Feature
Health Coverage
STANDARD: 1,033. 33 BRL/MO (APPROX. 208 USD)
Comprehensive coverage including emergency, inpatient/outpatient hospitalization, childbirth, doctor appointments, elective procedures, exams, tests, treatments, and therapies.
PREMIUM: 1,782.97 BRL/MO (APPROX. 359 USD)
Same as Standard Tier
PRESTIGE: 2,516.41/MO (APPROX. 506 USD)
Same as Standard Tier
Feature
Mental Health
STANDARD: 1,033. 33 BRL/MO (APPROX. 208 USD)
Unlimited psychotherapy and psychiatry sessions.
PREMIUM: 1,782.97 BRL/MO (APPROX. 359 USD)
Same as Standard Tier
PRESTIGE: 2,516.41/MO (APPROX. 506 USD)
Same as Standard Tier
Feature
Transplants
STANDARD: 1,033. 33 BRL/MO (APPROX. 208 USD)
Coverage for cornea, kidney, marrow bone, pancreas, liver, and lung, including live donor expenses.
PREMIUM: 1,782.97 BRL/MO (APPROX. 359 USD)
Same as Standard Tier
PRESTIGE: 2,516.41/MO (APPROX. 506 USD)
Same as Standard Tier
Feature
Vision
STANDARD: 1,033. 33 BRL/MO (APPROX. 208 USD)
Refractive surgery for myopia from 5 degrees.
PREMIUM: 1,782.97 BRL/MO (APPROX. 359 USD)
Same as Standard Tier
PRESTIGE: 2,516.41/MO (APPROX. 506 USD)
No degree limit
Feature
Reimbursement Limit (Medical)
STANDARD: 1,033. 33 BRL/MO (APPROX. 208 USD)
BRL 364.50 (~$70 USD)
PREMIUM: 1,782.97 BRL/MO (APPROX. 359 USD)
BRL 627.75 (~$130 USD)
PRESTIGE: 2,516.41/MO (APPROX. 506 USD)
BRL 810.00 (~$162 USD)
Feature
Accredited Network
STANDARD: 1,033. 33 BRL/MO (APPROX. 208 USD)
Over 2,400 partners across Brazil, providing a wide range of healthcare services to ensure comprehensive coverage.
PREMIUM: 1,782.97 BRL/MO (APPROX. 359 USD)
Expands on the Standard Tier by including access to unique medical facilities such as Retaguard Doctor, Albert Einstein Hospital, Sirio Libanês Hospital, and Hospital Alemão Oswaldo Cruz, enhancing the quality and scope of healthcare available.
PRESTIGE: 2,516.41/MO (APPROX. 506 USD)
Matches the Premium Tier in network scope, maintaining access to top-tier medical facilities for unparalleled healthcare services.
Feature
Travel Assistance
STANDARD: 1,033. 33 BRL/MO (APPROX. 208 USD)
National and International, up to €30,000 in Europe and USD 10,000 elsewhere.
PREMIUM: 1,782.97 BRL/MO (APPROX. 359 USD)
National and International, up to €30,000 in Europe and USD 20,000 elsewhere.
PRESTIGE: 2,516.41/MO (APPROX. 506 USD)
National and International, Europe and other countries up to USD 100,000.
Feature
Dental Coverage
STANDARD: 1,033. 33 BRL/MO (APPROX. 208 USD)
Reimbursement Limit: BRL 247.93 (~USD 48)
Comprehensive dental care including consultancy and diagnosis, emergency treatment, preventative care, surgeries, endodontics, pedodontics, periodontics, restorations, radiology, prostheses, and orthodontics (with documentation).
PREMIUM: 1,782.97 BRL/MO (APPROX. 359 USD)
Same as Standard Tier
PRESTIGE: 2,516.41/MO (APPROX. 506 USD)
Same as Standard Tier
Feature
Dependents
STANDARD: 1,033. 33 BRL/MO (APPROX. 208 USD)
Please note dependent cost is the same price as the policy holder: 1,033. 33 BRL/MO (APPROX. 208 USD)
PREMIUM: 1,782.97 BRL/MO (APPROX. 359 USD)
Please note dependent cost is the same price as the policy holder: 1,782.97 BRL/MO (APPROX. 359 USD)
PRESTIGE: 2,516.41/MO (APPROX. 506 USD)
Please note dependent cost is the same price as the policy holder: 2,516.41/MO (APPROX. 506 USD)
Meal Voucher
In Brazil, employers are required to provider monthly meal vouchers to employees. Remote pays the amount directly into the employee's Flash cards by the 30th of each month, offering a valuable supplement for daily meal expenses across three distinct tiers: Standard, Premium, and Prestige.
Feature
Standard
Standard
Premium
Prestige
Meal Voucher
BRL 660 monthly (~USD 133)
BRL 880 monthly (~USD 178)
BRL 1000 monthly (~USD 200)
Daily Rate
R$30 daily (~USD 6)
R$40 daily (~USD 8)
R$45.45 daily (~USD 10)
Feature
Standard
Meal Voucher
Standard
BRL 660 monthly (~USD 133)
Premium
BRL 880 monthly (~USD 178)
Prestige
BRL 1000 monthly (~USD 200)
Feature
Standard
Daily Rate
Standard
R$30 daily (~USD 6)
Premium
R$40 daily (~USD 8)
Prestige
R$45.45 daily (~USD 10)
Life Insurance
Life insurance is mandated as part of the CBA in Brazil. Starting December 1st, Remote will offer four tiers to meet your employees' needs partnering with Prudential. The minimum coverage provided is Capital Global, with additional options available at 12X, 24X, and 36X the employee's salary.
Basic Tier (Fixed BRL 40,000 Coverage)
Standard Tier (12x Salary)
Enhanced Tier (24x Salary)
Premium Tier (36x Salary)
Cost: Fixed cost BRL 7,34 (~ 2 USD)
This complies with the minimum required by the CBA. It’s a uniform Capital BRL 40,000.00. It is the maximum amount to be paid to the employee or the indicated beneficiaries in case of a claim.
Coverage included:
Special Compensation for Accidents: financial support for accidents resulting in permanent total or partial disability with a fixed payout of BRL 40,000.00.
Family Funeral Assistance: Offers up to BRL 5,000 to support family funeral expenses.
Cost: The cost may vary based on several factors. For the Multiple Salary plan, it is determined by the employee's gross monthly salary.
Coverage included:
Death Benefit: 12 times the employee's salary.
Special Compensation for Accidents: financial support for accidents resulting in permanent total or partial disability.
Family Funeral Assistance: Offers up to BRL 5,000 to support family funeral expenses.
Cost: The cost may vary based on several factors. For the Multiple Salary plan, it is determined by the employee's gross monthly salary.
Coverage included:
Death Benefit: 24 times the employee's salary.
Special Compensation for Accidents: financial support for accidents resulting in permanent total or partial disability.
Family Funeral Assistance: Offers up to BRL 5,000 to support family funeral expenses.
Cost: The cost may vary based on several factors. For the Multiple Salary plan, it is determined by the employee's gross monthly salary.
Coverage included:
Death Benefit: 36 times the employee's salary.
Special Compensation for Accidents: financial support for accidents resulting in permanent total or partial disability.
Family Funeral Assistance: Offers up to BRL 5,000 to support family funeral expenses.
Basic Tier (Fixed BRL 40,000 Coverage)
Cost: Fixed cost BRL 7,34 (~ 2 USD)
This complies with the minimum required by the CBA. It’s a uniform Capital BRL 40,000.00. It is the maximum amount to be paid to the employee or the indicated beneficiaries in case of a claim.
Coverage included:
Special Compensation for Accidents: financial support for accidents resulting in permanent total or partial disability with a fixed payout of BRL 40,000.00.
Family Funeral Assistance: Offers up to BRL 5,000 to support family funeral expenses.
Standard Tier (12x Salary)
Cost: The cost may vary based on several factors. For the Multiple Salary plan, it is determined by the employee's gross monthly salary.
Coverage included:
Death Benefit: 12 times the employee's salary.
Special Compensation for Accidents: financial support for accidents resulting in permanent total or partial disability.
Family Funeral Assistance: Offers up to BRL 5,000 to support family funeral expenses.
Enhanced Tier (24x Salary)
Cost: The cost may vary based on several factors. For the Multiple Salary plan, it is determined by the employee's gross monthly salary.
Coverage included:
Death Benefit: 24 times the employee's salary.
Special Compensation for Accidents: financial support for accidents resulting in permanent total or partial disability.
Family Funeral Assistance: Offers up to BRL 5,000 to support family funeral expenses.
Premium Tier (36x Salary)
Cost: The cost may vary based on several factors. For the Multiple Salary plan, it is determined by the employee's gross monthly salary.
Coverage included:
Death Benefit: 36 times the employee's salary.
Special Compensation for Accidents: financial support for accidents resulting in permanent total or partial disability.
Family Funeral Assistance: Offers up to BRL 5,000 to support family funeral expenses.
Mandatory Union Benefits
The below benefits are required for eligible employees in Brazil based on the rules set forth by the local collective bargaining agreement (CBA) that Remote adheres to. These benefits are unique to Brazil and not reflected in our benefits packages for other countries.
Benefit
Cost
Description
Grocery Card
(Cesta Básica / Cartão Alimentação)
BRL 148.94 BR/mo. (approx. $27.50 USD)
- All employees who receive a monthly gross salary of 6,499.44 BRL or less (approx. $1,300 USD, annually adjusted) must receive this benefit. These are the most recent requirements as of 2024.
- If the employee takes sick leave this should be paid for 30 days (but no longer).
- Payment is still required in the case of PTO, maternity leave, or other absences allowed by law.
Childcare Allowance (Auxílio Creche)
Up to 20% of the minimum wage for the current year per child from 0 months to 5 years old
- The childcare allowance is paid monthly to parents of children between 0 months and 5 years old.
- This benefit is a social contribution.
- The employee needs to provide proof of the expenses incurred per child.
Profit Sharing
BRL 300.50/year (approx. $60 USD)
- Profit sharing is mandatory and must be paid in two installments:
- 1) BRL 150.25 to be paid from August 31st for the period of January 1st to the 30th of June.
- 2) BRL 150.25 to be paid by March 30th for the period from July 1st to December 31st.
- The profit sharing amount to be paid to the employees is determined by union and disclosed to the employers in the updated CBA for the current year, including the payment guidance.
- If the employer has an internal policy about profit sharing which exceeds the amount agreed upon by the union, the larger amount should be paid to the employee. The amount cannot be decreased.
Transportation Benefits
The cost of a transportation voucher will vary based on the employee's specific commuting route.
- This benefit is only mandatory for employees who are not working from home.
- The employer should provide a form to be filled out during the employee's onboarding within 48 hours, in which the employee acknowledges and accepts or declines the transportation benefit (based on whether they need or don't need it).
- If the employee refuses this benefit, they need to explicitly justify it (for instance, “I work from home and won't incur commuting expenses”).
- Transportation Voucher is paid through Flash card.
Dental Assistance
BRL 27/mo. (approx. $6 USD)
- This benefit is now mandatory for all employees in Brazil.
- Employees can elect to contribute 11.25 from their monthly salary (must be accepted by writing).
Disabled Child Aid
10% of the minimum category salary (as imposed by the union)
- The employee must provide proof of the disabled child in order to receive this benefit.
Annual Salary Increases
5.97% of the employee's salary
Effective January 1, 2023, there is a mandated 5.97% upward salary adjustment for all employees hired in Brazil through Remote. This adjustment is based on the employee's base salary as of January 1, 2022. The CBA adjusts salaries annually.
Benefit
Grocery Card
(Cesta Básica / Cartão Alimentação)
Cost
BRL 148.94 BR/mo. (approx. $27.50 USD)
Description
- All employees who receive a monthly gross salary of 6,499.44 BRL or less (approx. $1,300 USD, annually adjusted) must receive this benefit. These are the most recent requirements as of 2024.
- If the employee takes sick leave this should be paid for 30 days (but no longer).
- Payment is still required in the case of PTO, maternity leave, or other absences allowed by law.
Benefit
Childcare Allowance (Auxílio Creche)
Cost
Up to 20% of the minimum wage for the current year per child from 0 months to 5 years old
Description
- The childcare allowance is paid monthly to parents of children between 0 months and 5 years old.
- This benefit is a social contribution.
- The employee needs to provide proof of the expenses incurred per child.
Benefit
Profit Sharing
Cost
BRL 300.50/year (approx. $60 USD)
Description
- Profit sharing is mandatory and must be paid in two installments:
- 1) BRL 150.25 to be paid from August 31st for the period of January 1st to the 30th of June.
- 2) BRL 150.25 to be paid by March 30th for the period from July 1st to December 31st.
- The profit sharing amount to be paid to the employees is determined by union and disclosed to the employers in the updated CBA for the current year, including the payment guidance.
- If the employer has an internal policy about profit sharing which exceeds the amount agreed upon by the union, the larger amount should be paid to the employee. The amount cannot be decreased.
Benefit
Transportation Benefits
Cost
The cost of a transportation voucher will vary based on the employee's specific commuting route.
Description
- This benefit is only mandatory for employees who are not working from home.
- The employer should provide a form to be filled out during the employee's onboarding within 48 hours, in which the employee acknowledges and accepts or declines the transportation benefit (based on whether they need or don't need it).
- If the employee refuses this benefit, they need to explicitly justify it (for instance, “I work from home and won't incur commuting expenses”).
- Transportation Voucher is paid through Flash card.
Benefit
Dental Assistance
Cost
BRL 27/mo. (approx. $6 USD)
Description
- This benefit is now mandatory for all employees in Brazil.
- Employees can elect to contribute 11.25 from their monthly salary (must be accepted by writing).
Benefit
Disabled Child Aid
Cost
10% of the minimum category salary (as imposed by the union)
Description
- The employee must provide proof of the disabled child in order to receive this benefit.
Benefit
Annual Salary Increases
Cost
5.97% of the employee's salary
Description
Effective January 1, 2023, there is a mandated 5.97% upward salary adjustment for all employees hired in Brazil through Remote. This adjustment is based on the employee's base salary as of January 1, 2022. The CBA adjusts salaries annually.
Remote Mental Health Program
The rates listed here are for July 1, 2024, to April 30, 2025 policy year.
Remote has partnered with Oliva, the UK & Europe's #1 rated employee mental wellbeing platform. Oliva is available on desktop and as a mobile app and it includes:
- 1-to-1 therapy with a curated pool of top-quality therapists (35+ languages available)
- Advanced matching service to find each employee the right therapist for them within 48 hours (98% success rate)
- Personal wellbeing profile with tailored recommendations and info to track progress
- Curated self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, Oliva Talks, podcasts on workplace wellbeing, and micro-learning content series for managers
- 24/7 mental health helplines for when an employee is struggling and needs to talk to someone immediately
- and more
Customers may elect to offer the mental health program benefits to their teams and can choose among 5 different plans. If one of the mental health benefit is offered, the employee will automatically be enrolled and you will be charged for it monthly. However, employees have the option to opt out of the benefit. If they choose to do so, they will be unenrolled and charges will stop effective from the next month.
It is essential to be aware that in certain countries, Mental Health benefits may be categorized as 'Benefits in Kind' (BIK). This categorization means that the monthly premiums, which the company pays for the benefit, might be counted as part of the employee's taxable income according to the local tax laws.
Pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place.
You can email support@remote.com with any questions!
Currency: Prices listed in USD, local currency equivalent will be determined based on the exchange rate at the time of invoicing.
Basic Mental Health Program $3.00/MO. | Standard Mental Health Program $8.47/MO. | Plus Mental Health Program $15.70/MO. | Premium Mental Health Program $22.70/MO. | Platinum Mental Health Program $35.83/MO. | |
Basic Mental Health Program $3.00/MO. Platform Access Only This plan does not include pre-paid Therapy / Coaching sessions.
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Standard Mental Health Program $8.47/MO. Includes:
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Plus Mental Health Program $15.70/MO. Includes:
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Premium Mental Health Program $22.70/MO. Includes:
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Platinum Mental Health Program $35.83/MO. Includes:
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) |
Remote Global Business Travel Insurance
The rates listed here are for November 1, 2024, to April 30, 2025.
Remote has partnered with Expatriate Group, a specialized insurance provider offering comprehensive business travel insurance solutions designed for global businesses. Remote's business travel is a Multi-trip Insurance and it includes:
- Emergency Medical Support with access to emergency medical care and evacuation services in case of illness or injury while traveling.
- Baggage and Business Equipment Coverage that protects personal belongings and essential business equipment during travel
- Travel Delay and Trip Cancellation for unexpected travel delays or cancellations
- Personal Liability and Accidental Death with coverage up $100,000 per trip across all plans.
- Access to a 24/7 helpline, providing immediate assistance for travel emergencies, medical support, and more, no matter where employees are in the world.
- Up to 42 days of annual Multi-Trip coverage.
- and more.
Customers can offer Global Business Travel Insurance to selected employees, choosing from five levels of coverage. This insurance can be provided on an individual basis, without needing to offer it to the entire team. However, the chosen plan must be consistent for all eligible employees within the same country. Employees also have the option to opt-out, and if they do, their coverage and charges will end in the following billing cycle.
It is essential to be aware that in certain countries, Business Travel Insurance may be categorized as 'Benefits in Kind' (BIK). This categorization means that the monthly premiums, which the company pays for the benefit, might be counted as part of the employee's taxable income according to the local tax laws.
Pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place.
You can email support@remote.com with any questions!
Important:
- Prices listed in USD, local currency equivalent will be determined based on the exchange rate at the time of invoicing.
- For terminated employees, billing will cease as of the last day of the month. However, if during the active policy, the employee files a claim, the monthly premium will continue until next renewal.
- Once the benefits is selected, it is a one-year commitment or until the next renewal, whichever comes first. You will not be able to opt out of the plan until this time period has been reached. If you do not cancel the coverage during this period, it will automatically renew.
- All claims payment are made to the employees by the insurance company directly
- Access comprehensive plan comparison here and our policy wording.
COVERAGE DESCRIPTION
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
Emergency & Accidental Medical
$1,000,000
$1,000,000
$1,000,000
Repatriation for Medical Treatment
100% per Trip
100% per Trip
100% per Trip
Emergency Medical Evacuation
$100,000
$100,000
$100,000
Repatriation of Mortal Remains
$25,000 per Trip
$25,000 per Trip
$25,000 per Trip
Pre-existing medical conditions
Stable Pre-Existing Medical Condition covered up to $50,000
Stable Pre-Existing Medical Condition covered up to $50,000
Stable Pre-Existing Medical Condition covered up to $50,000
Baggage Delay
$100 per day up to $700 per Trip *Does not apply to one-way trips
$100 per day up to $700 per Trip *Does not apply to one-way trips
Personal Liability
$100,000 per Trip
$100,000 per Trip
Accidental Death & Permanent Total Disability
$100,000 per Trip
$100,000 per Trip
Loss of Passport
$250 per Trip
$250 per Trip
Legal Expenses
$10,000 per Trip
$10,000 per Trip
Hijacking
$1,000 per Trip
$1,000 per Trip
Cancellation & Curtailment
$2,000 per Trip; subject to$100 Deductible per Trip *Benefit not available to residents of the USA
Compassionate Repatriation
$6,000 per Trip
Business Equipment
Up to $1,500
Up to $1,500
Up to $1,500
Computer Equipment Single Item Limit
$500.00
$500.00
$500.00
Business Money
$100 per day up to $500
$100 per day up to $500
$100 per day up to $500
Domestic Business Travel
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
COVERAGE DESCRIPTION
Emergency & Accidental Medical
BASIC
$11.45/MO.
$1,000,000
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$1,000,000
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$1,000,000
COVERAGE DESCRIPTION
Repatriation for Medical Treatment
BASIC
$11.45/MO.
100% per Trip
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
100% per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
100% per Trip
COVERAGE DESCRIPTION
Emergency Medical Evacuation
BASIC
$11.45/MO.
$100,000
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$100,000
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$100,000
COVERAGE DESCRIPTION
Repatriation of Mortal Remains
BASIC
$11.45/MO.
$25,000 per Trip
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$25,000 per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$25,000 per Trip
COVERAGE DESCRIPTION
Pre-existing medical conditions
BASIC
$11.45/MO.
Stable Pre-Existing Medical Condition covered up to $50,000
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
Stable Pre-Existing Medical Condition covered up to $50,000
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
Stable Pre-Existing Medical Condition covered up to $50,000
COVERAGE DESCRIPTION
Baggage Delay
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$100 per day up to $700 per Trip *Does not apply to one-way trips
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$100 per day up to $700 per Trip *Does not apply to one-way trips
COVERAGE DESCRIPTION
Personal Liability
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$100,000 per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$100,000 per Trip
COVERAGE DESCRIPTION
Accidental Death & Permanent Total Disability
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$100,000 per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$100,000 per Trip
COVERAGE DESCRIPTION
Loss of Passport
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$250 per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$250 per Trip
COVERAGE DESCRIPTION
Legal Expenses
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$10,000 per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$10,000 per Trip
COVERAGE DESCRIPTION
Hijacking
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$1,000 per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$1,000 per Trip
COVERAGE DESCRIPTION
Cancellation & Curtailment
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$2,000 per Trip; subject to$100 Deductible per Trip *Benefit not available to residents of the USA
COVERAGE DESCRIPTION
Compassionate Repatriation
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$6,000 per Trip
COVERAGE DESCRIPTION
Business Equipment
BASIC
$11.45/MO.
Up to $1,500
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
Up to $1,500
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
Up to $1,500
COVERAGE DESCRIPTION
Computer Equipment Single Item Limit
BASIC
$11.45/MO.
$500.00
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$500.00
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$500.00
COVERAGE DESCRIPTION
Business Money
BASIC
$11.45/MO.
$100 per day up to $500
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$100 per day up to $500
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$100 per day up to $500
COVERAGE DESCRIPTION
Domestic Business Travel
BASIC
$11.45/MO.
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
Remote supports our clients by offering competitive benefits packages that will help you attract and retain the best talent across the globe! Our benefits specialists have done the research on norms and requirements in each local market and have crafted packages that will allow your employees to thrive, no matter what country they live in.
Our core benefits (which often include things like healthcare) are required in most countries where we hire. Because Remote is the employer of record, it’s important for us to offer the same core benefits to all employees in a country to ensure fair equity and non-discriminatory hiring practices, which protects your business and ours. We do not add a markup on any benefits premiums or administration costs.
If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!
- Healthcare System: Brazil has both a public and private healthcare system. The public system, known as the United Health System (SUS), is free for all legal residents. The private health system is comprised of private hospitals and clinics, which typically require a deposit from the individual before they can access care. Individuals must then apply to be reimbursed by their private health insurance provider. Many companies offer private health insurance to their employees to allow them to access more specialized care.
- 13th Month Salary: In Brazil, workers are entitled to a “13th month salary,” which is essentially a required bonus in an amount equal to one months salary. It is paid out to employees in two parts, in November (by the 20th) and again in December. A pro-rated 13th-month salary is also due upon termination. This payment is a legally mandated benefit and not part of the base salary. During negotiations with candidates, it is important to clearly state what salary amount is being offered and whether or not it is inclusive of the 13th-month payment.
- Time Off Requirements: Employees in Brazil are entitled to 30 calendar days of vacation per year after every 12 months of work, and the employee must be paid 1/3rd of a month’s salary as a vacation bonus. Holiday pay and holiday bonus payments are due pro-rated upon termination. If an employee is sick and provides a medical note, the first 15 days of absence must be paid. Any additional days off are paid through the National Institute of Social Security (INSS) at fixed rates. Women are entitled to 4 months of maternity leave and may not be dismissed during pregnancy or during the 12 months after birth. Men are entitled to 5 days of paid paternity leave, which they must request in advance.
- Unions in Brazil: Unions in Brazil represent all workers in a given professional category and a respective territory, which may be a city, a region, or a state. Unions and trade associations meet on an annual basis to negotiate the Collective Bargaining Agreement (the “CBA”) applicable to the companies and workers that fall under their domains. Representation is automatic and applies to all employees that fall under the given professional category and territory.
- Collective Bargaining (CBA) Benefits: Meal vouchers, grocery cards, life insurance, childcare allowance, profit sharing, transportation benefits, dental assistance, disabled child aid, and health insurance benefits are all MANDATORY benefits for eligible employees in Brazil based on the terms of the local collective bargaining agreement (CBA) that Remote works with. Some of the CBA benefits are only required for employees in certain circumstances. These include the grocery card benefit, which is only for employees who earn less than a certain amount (see threshold above); transportation benefits, which are only for employees who are required to commute; disabled child aid, which is only for employees who can provide proof of a disabled child; and dental assistance, which is only for employees who are based in the city of Sao Paulo, among other benefits as seen in the table above. Remote abides by the CBA rules for the worker’s union known as SINDEEPRES (see more at sindeepres.org.br).
- Everyone employed by Remote in Brazil must have access to core benefits as part of their basic compensation package.
TCE in Brazil
If you’re ready to hire a new employee in Brazil, you may have generated or received a Total Cost of Employment quote to get an estimate of what it might cost. If you haven’t, you can do so with our handy Cost Calculator tool now!
Employers hiring in Brazil must pay for social contributions mandated by the government. These costs are automatically applied during payroll:
- Public Pension Fund (INSS)
- Severance Fund
- Additional Contributions
- Accident Insurance
The exact cost of the government contributions listed above can be found by using the Cost Calculator.
- For more information about hiring employees in Brazil, see our country hiring guide at https://remote.com/country-explorer/brazil.
Learn more about Remote benefits
How do benefits work when hiring through an EOR?
Watch this quick explainer video to understand how offering benefits works when you hire team members through an employer of record like Remote.