Remote Benefits:
Canada
Remote builds belonging for your global team with comprehensive local plans at competitive rates.
Remote offers a comprehensive range of health, retirement, mental health, and business travel insurance options to our customers in Canada, with industry-leading flexibility and customization. This allows you to tailor your benefits to suit the specific needs of your team.
IMPORTANT: Please note that all team members in Canada will receive the same benefits package, as benefits cannot be customized for individual team members.
Below is Remote's benefits offering in Canada for 2025.
Key Considerations for Health Insurance
If you select a “Family” plan, team members can add dependents if they choose. If no dependents are added, you will only be charged the “Single” rate for that member. We recommend considering "Family" coverage, as it aligns with standard practices in most Canadian industries and meets team members expectations for comprehensive benefits.
Effective January 1st, 2025, if you choose a “Single” plan, it will apply to all current and future team members. Members can still add dependents at their own cost, and your decision will be locked in until the next renewal on January 1, 2026.
Important for Quebec: In Quebec, it is mandatory for member to enroll their dependents in a private medical plan if offered. Therefore, you must select the "Family" plan in compliance with RAMQ regulations. More information about this legislation can be found here.
Health insurance and RRSP plan costs in Canada vary depending on team member salaries. To assist you in calculating the cost of the benefits you plan to offer, we've created an easy-to-use cost calculator, which you can access here. Simply input team member salaries to see the cost for each plan option.
Health, Life, and Disability Insurance Plans
The benefits and rates listed here apply to the new plan year, from January 1, 2025, to December 31, 2025. Pricing and benefits are subject to change based on business and market conditions, and we will notify you of any updates.
The 2024 plan summary is available for your reference here, outlining the coverage, prices and benefits, that are effective until December 31, 2024.
BASIC PLANS BASIC CAD 107.89/mo. for the Single plan CAD 150/mo. for the Family plan The costs listed above are your costs. For the Basic plan, team members will contribute an additional $35.22/month for Single coverage and $111.68/month for Family coverage, which will be deducted from payroll. All other plans are fully covered by the company. BASIC ENHANCED CAD 170.04/mo. for the Single plan CAD 214.08/mo. for the Family plan The costs listed above are your costs. For the Basic plan, team members will contribute an additional $36.96/month for Single coverage and $116.87/month for Family coverage, which will be deducted from payroll. All other plans are fully covered by the company. | Standard Plan Estimated Cost: CAD 362.16/mo. + variable costs for the Family plan (Variables cost: Annual Salary and Province of Residence) | Plus
Plan Estimated Cost: CAD 468.19/mo. + variable costs for the Family plan (Variables cost: Annual Salary and Province of Residence) | Premium Plans Estimated Cost: PREMIUM CAD 273.75/mo. + variable costs for the Single plan CAD 507.66/mo. + variable costs for the Family plan PREMIUM ENHANCED CAD 515.12/mo. + variable costs for the Family plan Only Family coverage can be selected (Variables cost: Annual Salary and Province of Residence) | ||
Health InsurancePlus:
| BASIC PLANS BASIC CAD 107.89/mo. for the Single plan CAD 150/mo. for the Family plan The costs listed above are your costs. For the Basic plan, team members will contribute an additional $35.22/month for Single coverage and $111.68/month for Family coverage, which will be deducted from payroll. All other plans are fully covered by the company. BASIC ENHANCED CAD 170.04/mo. for the Single plan CAD 214.08/mo. for the Family plan The costs listed above are your costs. For the Basic plan, team members will contribute an additional $36.96/month for Single coverage and $116.87/month for Family coverage, which will be deducted from payroll. All other plans are fully covered by the company.
Plus:
| Standard Plan Estimated Cost: CAD 362.16/mo. + variable costs for the Family plan (Variables cost: Annual Salary and Province of Residence)
Plus:
| Plus
Plan Estimated Cost: CAD 468.19/mo. + variable costs for the Family plan (Variables cost: Annual Salary and Province of Residence)
Plus:
Plus:
| Premium Plans Estimated Cost: PREMIUM CAD 273.75/mo. + variable costs for the Single plan CAD 507.66/mo. + variable costs for the Family plan PREMIUM ENHANCED CAD 515.12/mo. + variable costs for the Family plan Only Family coverage can be selected (Variables cost: Annual Salary and Province of Residence)
Plus:
Plus:
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Plus:
Plus:
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Out of Country Coverage
| BASIC PLANS BASIC CAD 107.89/mo. for the Single plan CAD 150/mo. for the Family plan The costs listed above are your costs. For the Basic plan, team members will contribute an additional $35.22/month for Single coverage and $111.68/month for Family coverage, which will be deducted from payroll. All other plans are fully covered by the company. BASIC ENHANCED CAD 170.04/mo. for the Single plan CAD 214.08/mo. for the Family plan The costs listed above are your costs. For the Basic plan, team members will contribute an additional $36.96/month for Single coverage and $116.87/month for Family coverage, which will be deducted from payroll. All other plans are fully covered by the company.
| Standard Plan Estimated Cost: CAD 362.16/mo. + variable costs for the Family plan (Variables cost: Annual Salary and Province of Residence)
| Plus
Plan Estimated Cost: CAD 468.19/mo. + variable costs for the Family plan (Variables cost: Annual Salary and Province of Residence)
| Premium Plans Estimated Cost: PREMIUM CAD 273.75/mo. + variable costs for the Single plan CAD 507.66/mo. + variable costs for the Family plan PREMIUM ENHANCED CAD 515.12/mo. + variable costs for the Family plan Only Family coverage can be selected (Variables cost: Annual Salary and Province of Residence)
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Drugs | BASIC PLANS BASIC CAD 107.89/mo. for the Single plan CAD 150/mo. for the Family plan The costs listed above are your costs. For the Basic plan, team members will contribute an additional $35.22/month for Single coverage and $111.68/month for Family coverage, which will be deducted from payroll. All other plans are fully covered by the company. BASIC ENHANCED CAD 170.04/mo. for the Single plan CAD 214.08/mo. for the Family plan The costs listed above are your costs. For the Basic plan, team members will contribute an additional $36.96/month for Single coverage and $116.87/month for Family coverage, which will be deducted from payroll. All other plans are fully covered by the company.
Plus:
| Standard Plan Estimated Cost: CAD 362.16/mo. + variable costs for the Family plan (Variables cost: Annual Salary and Province of Residence)
Plus:
| Plus
Plan Estimated Cost: CAD 468.19/mo. + variable costs for the Family plan (Variables cost: Annual Salary and Province of Residence)
Plus:
| Premium Plans Estimated Cost: PREMIUM CAD 273.75/mo. + variable costs for the Single plan CAD 507.66/mo. + variable costs for the Family plan PREMIUM ENHANCED CAD 515.12/mo. + variable costs for the Family plan Only Family coverage can be selected (Variables cost: Annual Salary and Province of Residence)
Plus:
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Plus:
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Paramedical ExpensesPlus: Acupuncturist, chiropractor, dietician, physiotherapist, massage therapist, osteopath, speech therapist, naturopath, podiatrist, and psychologist included | BASIC PLANS BASIC CAD 107.89/mo. for the Single plan CAD 150/mo. for the Family plan The costs listed above are your costs. For the Basic plan, team members will contribute an additional $35.22/month for Single coverage and $111.68/month for Family coverage, which will be deducted from payroll. All other plans are fully covered by the company. BASIC ENHANCED CAD 170.04/mo. for the Single plan CAD 214.08/mo. for the Family plan The costs listed above are your costs. For the Basic plan, team members will contribute an additional $36.96/month for Single coverage and $116.87/month for Family coverage, which will be deducted from payroll. All other plans are fully covered by the company.
Plus: Acupuncturist, chiropractor, dietician, physiotherapist, massage therapist, osteopath, speech therapist, naturopath, podiatrist, and psychologist included | Standard Plan Estimated Cost: CAD 362.16/mo. + variable costs for the Family plan (Variables cost: Annual Salary and Province of Residence)
Plus: Acupuncturist, chiropractor, dietician, physiotherapist, massage therapist, osteopath, speech therapist, naturopath, podiatrist, and psychologist included | Plus
Plan Estimated Cost: CAD 468.19/mo. + variable costs for the Family plan (Variables cost: Annual Salary and Province of Residence)
Plus: Acupuncturist, chiropractor, dietician, physiotherapist, massage therapist, osteopath, speech therapist, naturopath, podiatrist, and psychologist included | Premium Plans Estimated Cost: PREMIUM CAD 273.75/mo. + variable costs for the Single plan CAD 507.66/mo. + variable costs for the Family plan PREMIUM ENHANCED CAD 515.12/mo. + variable costs for the Family plan Only Family coverage can be selected (Variables cost: Annual Salary and Province of Residence)
Plus: Acupuncturist, chiropractor, dietician, physiotherapist, massage therapist, osteopath, speech therapist, naturopath, podiatrist, and psychologist included |
Plus: Acupuncturist, chiropractor, dietician, physiotherapist, massage therapist, osteopath, speech therapist, naturopath, podiatrist, and psychologist included |
Virtual HealthIncluded | BASIC PLANS BASIC CAD 107.89/mo. for the Single plan CAD 150/mo. for the Family plan The costs listed above are your costs. For the Basic plan, team members will contribute an additional $35.22/month for Single coverage and $111.68/month for Family coverage, which will be deducted from payroll. All other plans are fully covered by the company. BASIC ENHANCED CAD 170.04/mo. for the Single plan CAD 214.08/mo. for the Family plan The costs listed above are your costs. For the Basic plan, team members will contribute an additional $36.96/month for Single coverage and $116.87/month for Family coverage, which will be deducted from payroll. All other plans are fully covered by the company. Included | Standard Plan Estimated Cost: CAD 362.16/mo. + variable costs for the Family plan (Variables cost: Annual Salary and Province of Residence) Included | Plus
Plan Estimated Cost: CAD 468.19/mo. + variable costs for the Family plan (Variables cost: Annual Salary and Province of Residence) Included | Premium Plans Estimated Cost: PREMIUM CAD 273.75/mo. + variable costs for the Single plan CAD 507.66/mo. + variable costs for the Family plan PREMIUM ENHANCED CAD 515.12/mo. + variable costs for the Family plan Only Family coverage can be selected (Variables cost: Annual Salary and Province of Residence) Included | Included |
Vision Care
| BASIC PLANS BASIC CAD 107.89/mo. for the Single plan CAD 150/mo. for the Family plan The costs listed above are your costs. For the Basic plan, team members will contribute an additional $35.22/month for Single coverage and $111.68/month for Family coverage, which will be deducted from payroll. All other plans are fully covered by the company. BASIC ENHANCED CAD 170.04/mo. for the Single plan CAD 214.08/mo. for the Family plan The costs listed above are your costs. For the Basic plan, team members will contribute an additional $36.96/month for Single coverage and $116.87/month for Family coverage, which will be deducted from payroll. All other plans are fully covered by the company.
| Standard Plan Estimated Cost: CAD 362.16/mo. + variable costs for the Family plan (Variables cost: Annual Salary and Province of Residence)
| Plus
Plan Estimated Cost: CAD 468.19/mo. + variable costs for the Family plan (Variables cost: Annual Salary and Province of Residence)
| Premium Plans Estimated Cost: PREMIUM CAD 273.75/mo. + variable costs for the Single plan CAD 507.66/mo. + variable costs for the Family plan PREMIUM ENHANCED CAD 515.12/mo. + variable costs for the Family plan Only Family coverage can be selected (Variables cost: Annual Salary and Province of Residence)
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Dental Care | BASIC PLANS BASIC CAD 107.89/mo. for the Single plan CAD 150/mo. for the Family plan The costs listed above are your costs. For the Basic plan, team members will contribute an additional $35.22/month for Single coverage and $111.68/month for Family coverage, which will be deducted from payroll. All other plans are fully covered by the company. BASIC ENHANCED CAD 170.04/mo. for the Single plan CAD 214.08/mo. for the Family plan The costs listed above are your costs. For the Basic plan, team members will contribute an additional $36.96/month for Single coverage and $116.87/month for Family coverage, which will be deducted from payroll. All other plans are fully covered by the company.
| Standard Plan Estimated Cost: CAD 362.16/mo. + variable costs for the Family plan (Variables cost: Annual Salary and Province of Residence)
| Plus
Plan Estimated Cost: CAD 468.19/mo. + variable costs for the Family plan (Variables cost: Annual Salary and Province of Residence)
| Premium Plans Estimated Cost: PREMIUM CAD 273.75/mo. + variable costs for the Single plan CAD 507.66/mo. + variable costs for the Family plan PREMIUM ENHANCED CAD 515.12/mo. + variable costs for the Family plan Only Family coverage can be selected (Variables cost: Annual Salary and Province of Residence)
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Life Insurance | BASIC PLANS BASIC CAD 107.89/mo. for the Single plan CAD 150/mo. for the Family plan The costs listed above are your costs. For the Basic plan, team members will contribute an additional $35.22/month for Single coverage and $111.68/month for Family coverage, which will be deducted from payroll. All other plans are fully covered by the company. BASIC ENHANCED CAD 170.04/mo. for the Single plan CAD 214.08/mo. for the Family plan The costs listed above are your costs. For the Basic plan, team members will contribute an additional $36.96/month for Single coverage and $116.87/month for Family coverage, which will be deducted from payroll. All other plans are fully covered by the company.
| Standard Plan Estimated Cost: CAD 362.16/mo. + variable costs for the Family plan (Variables cost: Annual Salary and Province of Residence)
| Plus
Plan Estimated Cost: CAD 468.19/mo. + variable costs for the Family plan (Variables cost: Annual Salary and Province of Residence)
| Premium Plans Estimated Cost: PREMIUM CAD 273.75/mo. + variable costs for the Single plan CAD 507.66/mo. + variable costs for the Family plan PREMIUM ENHANCED CAD 515.12/mo. + variable costs for the Family plan Only Family coverage can be selected (Variables cost: Annual Salary and Province of Residence)
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AD&DEqual to life insurance coverage | BASIC PLANS BASIC CAD 107.89/mo. for the Single plan CAD 150/mo. for the Family plan The costs listed above are your costs. For the Basic plan, team members will contribute an additional $35.22/month for Single coverage and $111.68/month for Family coverage, which will be deducted from payroll. All other plans are fully covered by the company. BASIC ENHANCED CAD 170.04/mo. for the Single plan CAD 214.08/mo. for the Family plan The costs listed above are your costs. For the Basic plan, team members will contribute an additional $36.96/month for Single coverage and $116.87/month for Family coverage, which will be deducted from payroll. All other plans are fully covered by the company. Equal to life insurance coverage | Standard Plan Estimated Cost: CAD 362.16/mo. + variable costs for the Family plan (Variables cost: Annual Salary and Province of Residence) Equal to life insurance coverage | Plus
Plan Estimated Cost: CAD 468.19/mo. + variable costs for the Family plan (Variables cost: Annual Salary and Province of Residence) Equal to life insurance coverage | Premium Plans Estimated Cost: PREMIUM CAD 273.75/mo. + variable costs for the Single plan CAD 507.66/mo. + variable costs for the Family plan PREMIUM ENHANCED CAD 515.12/mo. + variable costs for the Family plan Only Family coverage can be selected (Variables cost: Annual Salary and Province of Residence) Equal to life insurance coverage | Equal to life insurance coverage |
Dependent Life | BASIC PLANS BASIC CAD 107.89/mo. for the Single plan CAD 150/mo. for the Family plan The costs listed above are your costs. For the Basic plan, team members will contribute an additional $35.22/month for Single coverage and $111.68/month for Family coverage, which will be deducted from payroll. All other plans are fully covered by the company. BASIC ENHANCED CAD 170.04/mo. for the Single plan CAD 214.08/mo. for the Family plan The costs listed above are your costs. For the Basic plan, team members will contribute an additional $36.96/month for Single coverage and $116.87/month for Family coverage, which will be deducted from payroll. All other plans are fully covered by the company.
| Standard Plan Estimated Cost: CAD 362.16/mo. + variable costs for the Family plan (Variables cost: Annual Salary and Province of Residence)
| Plus
Plan Estimated Cost: CAD 468.19/mo. + variable costs for the Family plan (Variables cost: Annual Salary and Province of Residence)
| Premium Plans Estimated Cost: PREMIUM CAD 273.75/mo. + variable costs for the Single plan CAD 507.66/mo. + variable costs for the Family plan PREMIUM ENHANCED CAD 515.12/mo. + variable costs for the Family plan Only Family coverage can be selected (Variables cost: Annual Salary and Province of Residence)
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Short-term Disability
| BASIC PLANS BASIC CAD 107.89/mo. for the Single plan CAD 150/mo. for the Family plan The costs listed above are your costs. For the Basic plan, team members will contribute an additional $35.22/month for Single coverage and $111.68/month for Family coverage, which will be deducted from payroll. All other plans are fully covered by the company. BASIC ENHANCED CAD 170.04/mo. for the Single plan CAD 214.08/mo. for the Family plan The costs listed above are your costs. For the Basic plan, team members will contribute an additional $36.96/month for Single coverage and $116.87/month for Family coverage, which will be deducted from payroll. All other plans are fully covered by the company.
| Standard Plan Estimated Cost: CAD 362.16/mo. + variable costs for the Family plan (Variables cost: Annual Salary and Province of Residence)
| Plus
Plan Estimated Cost: CAD 468.19/mo. + variable costs for the Family plan (Variables cost: Annual Salary and Province of Residence)
| Premium Plans Estimated Cost: PREMIUM CAD 273.75/mo. + variable costs for the Single plan CAD 507.66/mo. + variable costs for the Family plan PREMIUM ENHANCED CAD 515.12/mo. + variable costs for the Family plan Only Family coverage can be selected (Variables cost: Annual Salary and Province of Residence)
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Long-term Disability
| BASIC PLANS BASIC CAD 107.89/mo. for the Single plan CAD 150/mo. for the Family plan The costs listed above are your costs. For the Basic plan, team members will contribute an additional $35.22/month for Single coverage and $111.68/month for Family coverage, which will be deducted from payroll. All other plans are fully covered by the company. BASIC ENHANCED CAD 170.04/mo. for the Single plan CAD 214.08/mo. for the Family plan The costs listed above are your costs. For the Basic plan, team members will contribute an additional $36.96/month for Single coverage and $116.87/month for Family coverage, which will be deducted from payroll. All other plans are fully covered by the company.
| Standard Plan Estimated Cost: CAD 362.16/mo. + variable costs for the Family plan (Variables cost: Annual Salary and Province of Residence)
| Plus
Plan Estimated Cost: CAD 468.19/mo. + variable costs for the Family plan (Variables cost: Annual Salary and Province of Residence)
| Premium Plans Estimated Cost: PREMIUM CAD 273.75/mo. + variable costs for the Single plan CAD 507.66/mo. + variable costs for the Family plan PREMIUM ENHANCED CAD 515.12/mo. + variable costs for the Family plan Only Family coverage can be selected (Variables cost: Annual Salary and Province of Residence)
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Gender Affirmation CareNot Included | BASIC PLANS BASIC CAD 107.89/mo. for the Single plan CAD 150/mo. for the Family plan The costs listed above are your costs. For the Basic plan, team members will contribute an additional $35.22/month for Single coverage and $111.68/month for Family coverage, which will be deducted from payroll. All other plans are fully covered by the company. BASIC ENHANCED CAD 170.04/mo. for the Single plan CAD 214.08/mo. for the Family plan The costs listed above are your costs. For the Basic plan, team members will contribute an additional $36.96/month for Single coverage and $116.87/month for Family coverage, which will be deducted from payroll. All other plans are fully covered by the company. Not Included | Standard Plan Estimated Cost: CAD 362.16/mo. + variable costs for the Family plan (Variables cost: Annual Salary and Province of Residence) Not Included | Plus
Plan Estimated Cost: CAD 468.19/mo. + variable costs for the Family plan (Variables cost: Annual Salary and Province of Residence) Not Included | Premium Plans Estimated Cost: PREMIUM CAD 273.75/mo. + variable costs for the Single plan CAD 507.66/mo. + variable costs for the Family plan PREMIUM ENHANCED CAD 515.12/mo. + variable costs for the Family plan Only Family coverage can be selected (Variables cost: Annual Salary and Province of Residence)
Not Included | Not Included |
Employee Assistance Program (EAP)Includes in-person, telephone, and virtual counseling, plus support for family care, legal, financial, nutritional, and wellness needs. It includes health coaching, fitness programs, online resources, manager consultations. | BASIC PLANS BASIC CAD 107.89/mo. for the Single plan CAD 150/mo. for the Family plan The costs listed above are your costs. For the Basic plan, team members will contribute an additional $35.22/month for Single coverage and $111.68/month for Family coverage, which will be deducted from payroll. All other plans are fully covered by the company. BASIC ENHANCED CAD 170.04/mo. for the Single plan CAD 214.08/mo. for the Family plan The costs listed above are your costs. For the Basic plan, team members will contribute an additional $36.96/month for Single coverage and $116.87/month for Family coverage, which will be deducted from payroll. All other plans are fully covered by the company. Includes in-person, telephone, and virtual counseling, plus support for family care, legal, financial, nutritional, and wellness needs. It includes health coaching, fitness programs, online resources, manager consultations. | Standard Plan Estimated Cost: CAD 362.16/mo. + variable costs for the Family plan (Variables cost: Annual Salary and Province of Residence) Includes in-person, telephone, and virtual counseling, plus support for family care, legal, financial, nutritional, and wellness needs. It includes health coaching, fitness programs, online resources, manager consultations. | Plus
Plan Estimated Cost: CAD 468.19/mo. + variable costs for the Family plan (Variables cost: Annual Salary and Province of Residence) Includes in-person, telephone, and virtual counseling, plus support for family care, legal, financial, nutritional, and wellness needs. It includes health coaching, fitness programs, online resources, manager consultations. | Premium Plans Estimated Cost: PREMIUM CAD 273.75/mo. + variable costs for the Single plan CAD 507.66/mo. + variable costs for the Family plan PREMIUM ENHANCED CAD 515.12/mo. + variable costs for the Family plan Only Family coverage can be selected (Variables cost: Annual Salary and Province of Residence) Includes in-person, telephone, and virtual counseling, plus support for family care, legal, financial, nutritional, and wellness needs. It includes health coaching, fitness programs, online resources, manager consultations. | Includes in-person, telephone, and virtual counseling, plus support for family care, legal, financial, nutritional, and wellness needs. It includes health coaching, fitness programs, online resources, manager consultations. |
Retirement Plans(RRSP)
Remote offers a Registered Retirement Savings Plan (RRSP) program and your retirement plan selection is independent of your health plan choice. If you don't select a retirement plan, team members will automatically be offered the Basic plan, which does not include employer matching
Basic Plan | Standard Plan | Plus Plan | Premium Plan | Enhanced Premium Plan | Platinum Plan |
Basic Plan Contributions
| Standard Plan Contributions
| Plus Plan Contributions
| Premium Plan Contributions
| Enhanced Premium Plan Contributions
| Platinum Plan Contributions
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Remote Mental Health Program
The rates listed here are for July 1, 2024, to April 30, 2025 policy year.
Remote has partnered with Oliva, the UK & Europe's #1 rated employee mental wellbeing platform. Oliva is available on desktop and as a mobile app and it includes:
- 1-to-1 therapy with a curated pool of top-quality therapists (35+ languages available)
- Advanced matching service to find each employee the right therapist for them within 48 hours (98% success rate)
- Personal wellbeing profile with tailored recommendations and info to track progress
- Curated self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, Oliva Talks, podcasts on workplace wellbeing, and micro-learning content series for managers
- 24/7 mental health helplines for when an employee is struggling and needs to talk to someone immediately
- and more
Customers may elect to offer the mental health program benefits to their teams and can choose among 5 different plans. If one of the mental health benefit is offered, the employee will automatically be enrolled and you will be charged for it monthly. However, employees have the option to opt out of the benefit. If they choose to do so, they will be unenrolled and charges will stop effective from the next month.
It is essential to be aware that in certain countries, Mental Health benefits may be categorized as 'Benefits in Kind' (BIK). This categorization means that the monthly premiums, which the company pays for the benefit, might be counted as part of the employee's taxable income according to the local tax laws.
Pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place.
You can email support@remote.com with any questions!
Currency: Prices listed in USD, local currency equivalent will be determined based on the exchange rate at the time of invoicing.
Basic Mental Health Program $3.00/MO. | Standard Mental Health Program $8.47/MO. | Plus Mental Health Program $15.70/MO. | Premium Mental Health Program $22.70/MO. | Platinum Mental Health Program $35.83/MO. | |
Basic Mental Health Program $3.00/MO. Platform Access Only This plan does not include pre-paid Therapy / Coaching sessions.
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Standard Mental Health Program $8.47/MO. Includes:
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Plus Mental Health Program $15.70/MO. Includes:
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Premium Mental Health Program $22.70/MO. Includes:
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Platinum Mental Health Program $35.83/MO. Includes:
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) |
Remote Global Business Travel Insurance
The rates listed here are for November 1, 2024, to April 30, 2025.
Remote has partnered with Expatriate Group, a specialized insurance provider offering comprehensive business travel insurance solutions designed for global businesses. Remote's business travel is a Multi-trip Insurance and it includes:
- Emergency Medical Support with access to emergency medical care and evacuation services in case of illness or injury while traveling.
- Baggage and Business Equipment Coverage that protects personal belongings and essential business equipment during travel
- Travel Delay and Trip Cancellation for unexpected travel delays or cancellations
- Personal Liability and Accidental Death with coverage up $100,000 per trip across all plans.
- Access to a 24/7 helpline, providing immediate assistance for travel emergencies, medical support, and more, no matter where employees are in the world.
- Up to 42 days of annual Multi-Trip coverage.
- and more.
Customers can offer Global Business Travel Insurance to selected employees, choosing from five levels of coverage. This insurance can be provided on an individual basis, without needing to offer it to the entire team. However, the chosen plan must be consistent for all eligible employees within the same country. Employees also have the option to opt-out, and if they do, their coverage and charges will end in the following billing cycle.
It is essential to be aware that in certain countries, Business Travel Insurance may be categorized as 'Benefits in Kind' (BIK). This categorization means that the monthly premiums, which the company pays for the benefit, might be counted as part of the employee's taxable income according to the local tax laws.
Pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place.
You can email support@remote.com with any questions!
Important:
- Prices listed in USD, local currency equivalent will be determined based on the exchange rate at the time of invoicing.
- For terminated employees, billing will cease as of the last day of the month. However, if during the active policy, the employee files a claim, the monthly premium will continue until next renewal.
- Once the benefits is selected, it is a one-year commitment or until the next renewal, whichever comes first. You will not be able to opt out of the plan until this time period has been reached. If you do not cancel the coverage during this period, it will automatically renew.
- All claims payment are made to the employees by the insurance company directly
- Access comprehensive plan comparison here and our policy wording.
COVERAGE DESCRIPTION
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
Emergency & Accidental Medical
$1,000,000
$1,000,000
$1,000,000
Repatriation for Medical Treatment
100% per Trip
100% per Trip
100% per Trip
Emergency Medical Evacuation
$100,000
$100,000
$100,000
Repatriation of Mortal Remains
$25,000 per Trip
$25,000 per Trip
$25,000 per Trip
Pre-existing medical conditions
Stable Pre-Existing Medical Condition covered up to $50,000
Stable Pre-Existing Medical Condition covered up to $50,000
Stable Pre-Existing Medical Condition covered up to $50,000
Baggage Delay
$100 per day up to $700 per Trip *Does not apply to one-way trips
$100 per day up to $700 per Trip *Does not apply to one-way trips
Personal Liability
$100,000 per Trip
$100,000 per Trip
Accidental Death & Permanent Total Disability
$100,000 per Trip
$100,000 per Trip
Loss of Passport
$250 per Trip
$250 per Trip
Legal Expenses
$10,000 per Trip
$10,000 per Trip
Hijacking
$1,000 per Trip
$1,000 per Trip
Cancellation & Curtailment
$2,000 per Trip; subject to$100 Deductible per Trip *Benefit not available to residents of the USA
Compassionate Repatriation
$6,000 per Trip
Business Equipment
Up to $1,500
Up to $1,500
Up to $1,500
Computer Equipment Single Item Limit
$500.00
$500.00
$500.00
Business Money
$100 per day up to $500
$100 per day up to $500
$100 per day up to $500
Domestic Business Travel
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
COVERAGE DESCRIPTION
Emergency & Accidental Medical
BASIC
$11.45/MO.
$1,000,000
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$1,000,000
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$1,000,000
COVERAGE DESCRIPTION
Repatriation for Medical Treatment
BASIC
$11.45/MO.
100% per Trip
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
100% per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
100% per Trip
COVERAGE DESCRIPTION
Emergency Medical Evacuation
BASIC
$11.45/MO.
$100,000
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$100,000
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$100,000
COVERAGE DESCRIPTION
Repatriation of Mortal Remains
BASIC
$11.45/MO.
$25,000 per Trip
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$25,000 per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$25,000 per Trip
COVERAGE DESCRIPTION
Pre-existing medical conditions
BASIC
$11.45/MO.
Stable Pre-Existing Medical Condition covered up to $50,000
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
Stable Pre-Existing Medical Condition covered up to $50,000
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
Stable Pre-Existing Medical Condition covered up to $50,000
COVERAGE DESCRIPTION
Baggage Delay
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$100 per day up to $700 per Trip *Does not apply to one-way trips
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$100 per day up to $700 per Trip *Does not apply to one-way trips
COVERAGE DESCRIPTION
Personal Liability
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$100,000 per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$100,000 per Trip
COVERAGE DESCRIPTION
Accidental Death & Permanent Total Disability
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$100,000 per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$100,000 per Trip
COVERAGE DESCRIPTION
Loss of Passport
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$250 per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$250 per Trip
COVERAGE DESCRIPTION
Legal Expenses
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$10,000 per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$10,000 per Trip
COVERAGE DESCRIPTION
Hijacking
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$1,000 per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$1,000 per Trip
COVERAGE DESCRIPTION
Cancellation & Curtailment
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$2,000 per Trip; subject to$100 Deductible per Trip *Benefit not available to residents of the USA
COVERAGE DESCRIPTION
Compassionate Repatriation
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$6,000 per Trip
COVERAGE DESCRIPTION
Business Equipment
BASIC
$11.45/MO.
Up to $1,500
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
Up to $1,500
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
Up to $1,500
COVERAGE DESCRIPTION
Computer Equipment Single Item Limit
BASIC
$11.45/MO.
$500.00
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$500.00
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$500.00
COVERAGE DESCRIPTION
Business Money
BASIC
$11.45/MO.
$100 per day up to $500
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$100 per day up to $500
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$100 per day up to $500
COVERAGE DESCRIPTION
Domestic Business Travel
BASIC
$11.45/MO.
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
Remote's Benefits Practices
Remote supports our clients by offering competitive benefits packages that will help you attract and retain the best talent across the globe! Our benefits specialists have done the research on norms and requirements in each local market and have crafted packages that will allow your employees to thrive, no matter what country they live in.
Our core benefits (which often include things like healthcare) are required in some countries where we hire. We do not require customers to offer benefits in Canada due to its strong public system and local laws that protect us (and you!) against claims of discriminatory hiring practices. However, we do recommend that employers in Canada offer benefits to their employees, which allows them to access a wider range of options for providers and specialists as well as significantly shorter wait times. We do not add a markup on any benefits premiums or administration costs.
If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!
- In Canada, 99%* of employers offer supplemental health insurance to their workforce. Although the country has a public health system, supplemental health insurance provides employees with access to a wider range of options for providers and specialists, as well as significantly shorter wait times. Our plans also offer global coverage (excluding the US) to protect your employees when they are traveling outside their home country.
- 90%* of employers in Canada offer life, accident, and long-term disability insurance to their employees. These are included in most of Remote's plan offerings. (*based on 3rd-party market research from our partners)
- You may opt out of offering Remote health insurance or retirement matching to your employees in Canada if you wish.
- You will be able to select a benefits plan when onboarding your employee. From there, the employee will be enrolled and contacted with more information about their plan. Remote takes care of all the administration work so you can focus on scaling your global team!
TCE in Canada
If you’re ready to hire a new employee in Canada, you may have generated or received a Total Cost of Employment quote to get an estimate of what it might cost. If you haven’t, you can do so with our handy Cost Calculator tool now!
Employers hiring in Canada must pay for social contributions mandated by the government. These costs are automatically applied during payroll:
- Canada Pension Plan
- Employment Insurance
- Additional tax deductions are applied for employees in the province of Quebec
The exact cost of the government contributions listed above can be found by using the Cost Calculator.
- For more information about hiring employees in Canada, see our country hiring guide at https://remote.com/country-explorer/canada.
Learn more about Remote benefits
How do benefits work when hiring through an EOR?
Watch this quick explainer video to understand how offering benefits works when you hire team members through an employer of record like Remote.