Remote Benefits:

Canada

Remote builds belonging for your global team with comprehensive local plans at competitive rates.

Remote provides a wide range of health, retirement, and EAP options to our customers, with industry-leading levels of flexibility and customization so you can tailor your benefits to the needs of your workforce.



You can customize your benefits packages by selecting one of our five health insurance plans (or choosing not to offer insurance), selecting an RRSP (retirement) plan with the option for matching, and deciding whether or not you would like to offer an Employee Assistance Plan (EAP). You may also decide to not offer any Remote health plan or RRSP matching.

IMPORTANT: All of your employees in Canada will receive the same benefits package, as these cannot be customized on a per-employee basis.

If you select a “Family” plan, your Canadian employees will be able to add dependents if they wish. If an individual employee does not add dependents, you will only be charged the “Single” rate for their plan, this is a choice we strongly encourage you to make, as it is a customary market practice to extend health insurance coverage to include dependents. Important: Only for the province of Quebec, it’s mandatory for an employee who is being offered a private medical plan to enroll their dependents into the plan, hence, it must be offered the "Family" plan. In Quebec, the benefit rules are regulated by RAMQ (The Régie de l'assurance maladie du Québec is the government health insurance board in the province of Quebec, Canada.) Additional information about this legislation can be found here.

If you select a “Single” plan, it will be applied to all employees (current and future) and employees will not be able to add dependents, even at their own cost. Your decision will be locked in until the upcoming re-selection period in December 2024.

To consider: Costs for health insurance and RRSP plans in Canada are variable based on employee salary. We have created a handy cost calculator sheet to help you understand the cost of the benefits you wish to offer, which you can access here ( input employee salaries to see estimates of what each plan option will cost).

Health, Life & Disability Plans

The benefits and rates listed here are for the new plan year, January 01, 2024, to December 31, 2024. The pricing and benefits are subject to change in response to business and market changes, and we will update you when those changes take place. You can email support@remote.com with any questions!

Basic Plan

Estimated Cost:
$97/mo. CAD for Single Plan
$136/mo. CAD for Family plan


The above costs are the employer costs. Our basic plan requires an additional employee contribution of approx. $31/mo. for the single plan and a contribution of approx. $101/mo. for the family plan, which will be deducted during payroll. 
All other plan tiers are covered 100% by the employer.

Standard Plan

Estimated Cost:
Starting at 194.69/mo. CAD for Single
Plan
Starting at 330.16.60/mo. CAD for Family plan


(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

Plus Plan

Estimated Cost:
Starting at 229.82/mo. CAD for Single Plan
Starting at 426.06/mo. CAD for Family plan



(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

Premium Plan

Estimated Cost:
Starting at 248.16/mo. CAD for Single Plan
Starting at 462.03/mo. CAD for Family plan



(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

Premium Enhanced Plan

Estimated Cost:
Starting at 252.06/mo. CAD for Single Plan
Starting at 468.78/mo. CAD for Family plan


Only Family coverage can be selected
(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

Health Insurance

Plus:

  • Semi-private hospital rooms
  • Private duty nursing care (maximum $10,000 per 12 months per condition)
  • Medical services & supplies coverage (Reasonable and customary limits are in place for all extended healthcare services and supplies)
Basic Plan

Estimated Cost:
$97/mo. CAD for Single Plan
$136/mo. CAD for Family plan


The above costs are the employer costs. Our basic plan requires an additional employee contribution of approx. $31/mo. for the single plan and a contribution of approx. $101/mo. for the family plan, which will be deducted during payroll. 
All other plan tiers are covered 100% by the employer.

  • 80% co-insurance with no deductible.

Plus:

  • Semi-private hospital rooms
  • Private duty nursing care (maximum $10,000 per 12 months per condition)
  • Medical services & supplies coverage (Reasonable and customary limits are in place for all extended healthcare services and supplies)
Standard Plan

Estimated Cost:
Starting at 194.69/mo. CAD for Single
Plan
Starting at 330.16.60/mo. CAD for Family plan


(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • 90% co-insurance with no deductible.

Plus:

  • Semi-private hospital rooms
  • Private duty nursing care (maximum $10,000 per 12 months per condition)
  • Medical services & supplies coverage (Reasonable and customary limits are in place for all extended healthcare services and supplies)
Plus Plan

Estimated Cost:
Starting at 229.82/mo. CAD for Single Plan
Starting at 426.06/mo. CAD for Family plan



(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • 100% co-insurance with no deductible.

Plus:

  • Private hospital rooms
  • Private duty nursing care (maximum $15,000 per 12 months per condition)
  • Medical services & supplies coverage (Reasonable and customary limits are in place for all extended healthcare services and supplies)

Plus:

  • Semi-private hospital rooms
  • Private duty nursing care (maximum $10,000 per 12 months per condition)
  • Medical services & supplies coverage (Reasonable and customary limits are in place for all extended healthcare services and supplies)
Premium Plan

Estimated Cost:
Starting at 248.16/mo. CAD for Single Plan
Starting at 462.03/mo. CAD for Family plan



(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • 100% co-insurance with no deductible.

Plus:

  • Private hospital rooms
  • Private duty nursing care (maximum $15,000 per 12 months per condition)
  • Medical services & supplies coverage (Reasonable and customary limits are in place for all extended healthcare services and supplies)

Plus:

  • Semi-private hospital rooms
  • Private duty nursing care (maximum $10,000 per 12 months per condition)
  • Medical services & supplies coverage (Reasonable and customary limits are in place for all extended healthcare services and supplies)
Premium Enhanced Plan

Estimated Cost:
Starting at 252.06/mo. CAD for Single Plan
Starting at 468.78/mo. CAD for Family plan


Only Family coverage can be selected
(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • 100% co-insurance with no deductible.

Plus:

  • Private hospital rooms
  • Private duty nursing care (maximum $20,000 per 12 months per condition)
  • Medical services & supplies coverage (Reasonable and customary limits are in place for all extended healthcare services and supplies)

Plus:

  • Semi-private hospital rooms
  • Private duty nursing care (maximum $10,000 per 12 months per condition)
  • Medical services & supplies coverage (Reasonable and customary limits are in place for all extended healthcare services and supplies)

Out of Country Coverage

  • 100% co-insurance with an unlimited lifetime maximum
  • 60 day trip coverage
Basic Plan

Estimated Cost:
$97/mo. CAD for Single Plan
$136/mo. CAD for Family plan


The above costs are the employer costs. Our basic plan requires an additional employee contribution of approx. $31/mo. for the single plan and a contribution of approx. $101/mo. for the family plan, which will be deducted during payroll. 
All other plan tiers are covered 100% by the employer.

  • 100% co-insurance with an unlimited lifetime maximum
  • 60 day trip coverage
Standard Plan

Estimated Cost:
Starting at 194.69/mo. CAD for Single
Plan
Starting at 330.16.60/mo. CAD for Family plan


(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • 100% co-insurance with an unlimited lifetime maximum
  • 60 day trip coverage
Plus Plan

Estimated Cost:
Starting at 229.82/mo. CAD for Single Plan
Starting at 426.06/mo. CAD for Family plan



(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • 100% co-insurance with an unlimited lifetime maximum
  • 60 day trip coverage
Premium Plan

Estimated Cost:
Starting at 248.16/mo. CAD for Single Plan
Starting at 462.03/mo. CAD for Family plan



(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • 100% co-insurance with an unlimited lifetime maximum
  • 60 day trip coverage
Premium Enhanced Plan

Estimated Cost:
Starting at 252.06/mo. CAD for Single Plan
Starting at 468.78/mo. CAD for Family plan


Only Family coverage can be selected
(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • 100% co-insurance with an unlimited lifetime maximum
  • 60 day trip coverage

Drugs

Basic Plan

Estimated Cost:
$97/mo. CAD for Single Plan
$136/mo. CAD for Family plan


The above costs are the employer costs. Our basic plan requires an additional employee contribution of approx. $31/mo. for the single plan and a contribution of approx. $101/mo. for the family plan, which will be deducted during payroll. 
All other plan tiers are covered 100% by the employer.

  • 80% co-insurance with no deductible

Plus:

  • Mandatory generic coverage with no substitutions
  • Maximum $5,000 per calendar year
Standard Plan

Estimated Cost:
Starting at 194.69/mo. CAD for Single
Plan
Starting at 330.16.60/mo. CAD for Family plan


(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • 90% co-insurance and $7 dispensing fee cap.

Plus:

  • Mandatory generic coverage with no substitutions
  • Maximum $100,000 per calendar year
Plus Plan

Estimated Cost:
Starting at 229.82/mo. CAD for Single Plan
Starting at 426.06/mo. CAD for Family plan



(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • 100% co-insurance and $10 dispensing fee cap.

Plus:

  • Mandatory generic coverage with no substitutions
  • Fertility drugs, vaccines, and smoking cessation drugs are all covered
  • Unlimited lifetime maximum
Premium Plan

Estimated Cost:
Starting at 248.16/mo. CAD for Single Plan
Starting at 462.03/mo. CAD for Family plan



(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • 100% co-insurance with no deductible.

Plus:

  • Mandatory generic coverage with no substitutions
  • Fertility drugs, vaccines, and smoking cessation drugs are all covered
  • Unlimited lifetime maximum
Premium Enhanced Plan

Estimated Cost:
Starting at 252.06/mo. CAD for Single Plan
Starting at 468.78/mo. CAD for Family plan


Only Family coverage can be selected
(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • 100% co-insurance with no deductible.

Plus:

  • Mandatory generic coverage with no substitutions
  • Fertility drugs, vaccines, and smoking cessation drugs are all covered
  • Unlimited lifetime maximum

Paramedical Practitioners

Plus:

Acupuncturist, chiropractor, dietician, physiotherapist, massage therapist, osteopath, speech therapist, naturopath, podiatrist, and psychologist included

Basic Plan

Estimated Cost:
$97/mo. CAD for Single Plan
$136/mo. CAD for Family plan


The above costs are the employer costs. Our basic plan requires an additional employee contribution of approx. $31/mo. for the single plan and a contribution of approx. $101/mo. for the family plan, which will be deducted during payroll. 
All other plan tiers are covered 100% by the employer.

  • $300 per practitioner per year

Plus:

Acupuncturist, chiropractor, dietician, physiotherapist, massage therapist, osteopath, speech therapist, naturopath, podiatrist, and psychologist included

Standard Plan

Estimated Cost:
Starting at 194.69/mo. CAD for Single
Plan
Starting at 330.16.60/mo. CAD for Family plan


(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • $500 per practitioner per year and $1,000 for mental health practitioners
  • Combined $2,000 overall max

Plus:

Acupuncturist, chiropractor, dietician, physiotherapist, massage therapist, osteopath, speech therapist, naturopath, podiatrist, and psychologist included

Plus Plan

Estimated Cost:
Starting at 229.82/mo. CAD for Single Plan
Starting at 426.06/mo. CAD for Family plan



(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • $750 per practitioner per year and $1,250 for mental health practitioners
  • Combined $2,000 overall max

Plus:

Acupuncturist, chiropractor, dietician, physiotherapist, massage therapist, osteopath, speech therapist, naturopath, podiatrist, and psychologist included

Premium Plan

Estimated Cost:
Starting at 248.16/mo. CAD for Single Plan
Starting at 462.03/mo. CAD for Family plan



(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • $1,000 per practitioner per year and $2,000 for mental health practitioners

Plus:

Acupuncturist, chiropractor, dietician, physiotherapist, massage therapist, osteopath, speech therapist, naturopath, podiatrist, and psychologist included

Premium Enhanced Plan

Estimated Cost:
Starting at 252.06/mo. CAD for Single Plan
Starting at 468.78/mo. CAD for Family plan


Only Family coverage can be selected
(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • $1,000 per practitioner per year and $2,000 for mental health practitioners

Plus:

Acupuncturist, chiropractor, dietician, physiotherapist, massage therapist, osteopath, speech therapist, naturopath, podiatrist, and psychologist included

Virtual Health & Second Medical Opinion

Included

Basic Plan

Estimated Cost:
$97/mo. CAD for Single Plan
$136/mo. CAD for Family plan


The above costs are the employer costs. Our basic plan requires an additional employee contribution of approx. $31/mo. for the single plan and a contribution of approx. $101/mo. for the family plan, which will be deducted during payroll. 
All other plan tiers are covered 100% by the employer.

Included

Standard Plan

Estimated Cost:
Starting at 194.69/mo. CAD for Single
Plan
Starting at 330.16.60/mo. CAD for Family plan


(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

Included

Plus Plan

Estimated Cost:
Starting at 229.82/mo. CAD for Single Plan
Starting at 426.06/mo. CAD for Family plan



(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

Included

Premium Plan

Estimated Cost:
Starting at 248.16/mo. CAD for Single Plan
Starting at 462.03/mo. CAD for Family plan



(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

Included

Premium Enhanced Plan

Estimated Cost:
Starting at 252.06/mo. CAD for Single Plan
Starting at 468.78/mo. CAD for Family plan


Only Family coverage can be selected
(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

Included

Vision Care

  • 100% co-insurance with no deductible
Basic Plan

Estimated Cost:
$97/mo. CAD for Single Plan
$136/mo. CAD for Family plan


The above costs are the employer costs. Our basic plan requires an additional employee contribution of approx. $31/mo. for the single plan and a contribution of approx. $101/mo. for the family plan, which will be deducted during payroll. 
All other plan tiers are covered 100% by the employer.

  • Lenses, frames, and laser eye surgery: $250 every 24 months
  • Eye exams: 1 every 24 months
  • 100% co-insurance with no deductible
Standard Plan

Estimated Cost:
Starting at 194.69/mo. CAD for Single
Plan
Starting at 330.16.60/mo. CAD for Family plan


(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • Lenses, frames, and laser eye surgery: $350 every 24 months
  • Eye exams: 1 every 24 months
  • 100% co-insurance with no deductible
Plus Plan

Estimated Cost:
Starting at 229.82/mo. CAD for Single Plan
Starting at 426.06/mo. CAD for Family plan



(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • Lenses, frames, and laser eye surgery: $350 every 12 months
  • Eye exams: 1 every 12 months
  • 100% co-insurance with no deductible
Premium Plan

Estimated Cost:
Starting at 248.16/mo. CAD for Single Plan
Starting at 462.03/mo. CAD for Family plan



(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • Lenses, frames, and laser eye surgery: $500 every 12 months
  • Eye exams: 1 every 12 months
  • 100% co-insurance with no deductible
Premium Enhanced Plan

Estimated Cost:
Starting at 252.06/mo. CAD for Single Plan
Starting at 468.78/mo. CAD for Family plan


Only Family coverage can be selected
(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • Lenses, frames, and laser eye surgery: $500 every 12 months
  • Eye exams: 1 every 12 months
  • 100% co-insurance with no deductible

Dental Care

Basic Plan

Estimated Cost:
$97/mo. CAD for Single Plan
$136/mo. CAD for Family plan


The above costs are the employer costs. Our basic plan requires an additional employee contribution of approx. $31/mo. for the single plan and a contribution of approx. $101/mo. for the family plan, which will be deducted during payroll. 
All other plan tiers are covered 100% by the employer.

  • No deductible
  • 80% co-insurance for basic services
  • Maximum $1,000 per calendar year
Standard Plan

Estimated Cost:
Starting at 194.69/mo. CAD for Single
Plan
Starting at 330.16.60/mo. CAD for Family plan


(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • No deductible
  • 80% co-insurance for basic services
  • 50% co-insurance for major services
  • Combined maximum of $1,000 per calendar year
Plus Plan

Estimated Cost:
Starting at 229.82/mo. CAD for Single Plan
Starting at 426.06/mo. CAD for Family plan



(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • No deductible
  • 100% co-insurance for basic services
  • 50% co-insurance for major services
  • Combined maximum of $2,000 per calendar year
  • 50% co-insurance for orthodontic services, with a lifetime maximum of $2,000 per individual or dependent child
Premium Plan

Estimated Cost:
Starting at 248.16/mo. CAD for Single Plan
Starting at 462.03/mo. CAD for Family plan



(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • No deductible
  • 100% co-insurance for basic services
  • 60% co-insurance for major services
  • Combined maximum of $2,500 per calendar year
  • 60% co-insurance for orthodontic services, with a lifetime maximum of $2,500 per individual or dependent child
Premium Enhanced Plan

Estimated Cost:
Starting at 252.06/mo. CAD for Single Plan
Starting at 468.78/mo. CAD for Family plan


Only Family coverage can be selected
(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • No deductible
  • 100% co-insurance for basic services
  • 60% co-insurance for major services
  • Combined maximum of $2,500 per calendar year
  • 60% co-insurance for orthodontic services, with a lifetime maximum of $2,500 per individual or dependent child

Basic Life Insurance

Basic Plan

Estimated Cost:
$97/mo. CAD for Single Plan
$136/mo. CAD for Family plan


The above costs are the employer costs. Our basic plan requires an additional employee contribution of approx. $31/mo. for the single plan and a contribution of approx. $101/mo. for the family plan, which will be deducted during payroll. 
All other plan tiers are covered 100% by the employer.

  • Flat $25,000 coverage
Standard Plan

Estimated Cost:
Starting at 194.69/mo. CAD for Single
Plan
Starting at 330.16.60/mo. CAD for Family plan


(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • 1x annual earnings to up to a maximum $250,000
Plus Plan

Estimated Cost:
Starting at 229.82/mo. CAD for Single Plan
Starting at 426.06/mo. CAD for Family plan



(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • 2x annual earnings up to a maximum $500,000
Premium Plan

Estimated Cost:
Starting at 248.16/mo. CAD for Single Plan
Starting at 462.03/mo. CAD for Family plan



(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • 3x annual earnings up to a maximum $1,000,000
Premium Enhanced Plan

Estimated Cost:
Starting at 252.06/mo. CAD for Single Plan
Starting at 468.78/mo. CAD for Family plan


Only Family coverage can be selected
(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • 3x annual earnings up to a maximum $1,000,000

AD&D

Equal to life insurance coverage

Basic Plan

Estimated Cost:
$97/mo. CAD for Single Plan
$136/mo. CAD for Family plan


The above costs are the employer costs. Our basic plan requires an additional employee contribution of approx. $31/mo. for the single plan and a contribution of approx. $101/mo. for the family plan, which will be deducted during payroll. 
All other plan tiers are covered 100% by the employer.

Equal to life insurance coverage

Standard Plan

Estimated Cost:
Starting at 194.69/mo. CAD for Single
Plan
Starting at 330.16.60/mo. CAD for Family plan


(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

Equal to life insurance coverage

Plus Plan

Estimated Cost:
Starting at 229.82/mo. CAD for Single Plan
Starting at 426.06/mo. CAD for Family plan



(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

Equal to life insurance coverage

Premium Plan

Estimated Cost:
Starting at 248.16/mo. CAD for Single Plan
Starting at 462.03/mo. CAD for Family plan



(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

Equal to life insurance coverage

Premium Enhanced Plan

Estimated Cost:
Starting at 252.06/mo. CAD for Single Plan
Starting at 468.78/mo. CAD for Family plan


Only Family coverage can be selected
(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

Equal to life insurance coverage

Dependent Life

Basic Plan

Estimated Cost:
$97/mo. CAD for Single Plan
$136/mo. CAD for Family plan


The above costs are the employer costs. Our basic plan requires an additional employee contribution of approx. $31/mo. for the single plan and a contribution of approx. $101/mo. for the family plan, which will be deducted during payroll. 
All other plan tiers are covered 100% by the employer.

  • Not included
Standard Plan

Estimated Cost:
Starting at 194.69/mo. CAD for Single
Plan
Starting at 330.16.60/mo. CAD for Family plan


(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • $5,000 coverage for spouse and $2,500 per dependent child
Plus Plan

Estimated Cost:
Starting at 229.82/mo. CAD for Single Plan
Starting at 426.06/mo. CAD for Family plan



(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • $10,000 coverage for spouse and $5,000 per dependent child
Premium Plan

Estimated Cost:
Starting at 248.16/mo. CAD for Single Plan
Starting at 462.03/mo. CAD for Family plan



(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • $20,000 coverage for spouse and $10,000 per dependent child
Premium Enhanced Plan

Estimated Cost:
Starting at 252.06/mo. CAD for Single Plan
Starting at 468.78/mo. CAD for Family plan


Only Family coverage can be selected
(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • $20,000 coverage for spouse and $10,000 per dependent child

Short-term Disability

  • Waiting period of 0 days for accident and hospital
  • 16 weeks benefit duration
  • Taxable benefit payments
Basic Plan

Estimated Cost:
$97/mo. CAD for Single Plan
$136/mo. CAD for Family plan


The above costs are the employer costs. Our basic plan requires an additional employee contribution of approx. $31/mo. for the single plan and a contribution of approx. $101/mo. for the family plan, which will be deducted during payroll. 
All other plan tiers are covered 100% by the employer.

  • Not included
  • Waiting period of 0 days for accident and hospital
  • 16 weeks benefit duration
  • Taxable benefit payments
Standard Plan

Estimated Cost:
Starting at 194.69/mo. CAD for Single
Plan
Starting at 330.16.60/mo. CAD for Family plan


(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • 66.7% of weekly earnings up to a maximum of $900
  • Waiting period of 0 days for accident and hospital
  • 16 weeks benefit duration
  • Taxable benefit payments
Plus Plan

Estimated Cost:
Starting at 229.82/mo. CAD for Single Plan
Starting at 426.06/mo. CAD for Family plan



(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • 70% of weekly earnings up to a maximum $1,500
  • Waiting period of 0 days for accident and hospital
  • 16 weeks benefit duration
  • Taxable benefit payments
Premium Plan

Estimated Cost:
Starting at 248.16/mo. CAD for Single Plan
Starting at 462.03/mo. CAD for Family plan



(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • 75% of weekly earnings up to a maximum $3,500
  • Waiting period of 0 days for accident and hospital
  • 16 weeks benefit duration
  • Taxable benefit payments
Premium Enhanced Plan

Estimated Cost:
Starting at 252.06/mo. CAD for Single Plan
Starting at 468.78/mo. CAD for Family plan


Only Family coverage can be selected
(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • 75% of weekly earnings up to a maximum $3,500
  • Waiting period of 0 days for accident and hospital
  • 16 weeks benefit duration
  • Taxable benefit payments

Long-term Disability

  • Waiting period of 112 days
  • Taxable benefit payments
Basic Plan

Estimated Cost:
$97/mo. CAD for Single Plan
$136/mo. CAD for Family plan


The above costs are the employer costs. Our basic plan requires an additional employee contribution of approx. $31/mo. for the single plan and a contribution of approx. $101/mo. for the family plan, which will be deducted during payroll. 
All other plan tiers are covered 100% by the employer.

  • Not included
  • Waiting period of 112 days
  • Taxable benefit payments
Standard Plan

Estimated Cost:
Starting at 194.69/mo. CAD for Single
Plan
Starting at 330.16.60/mo. CAD for Family plan


(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • 66.7% of first $4,500 of monthly earnings, 50% of remainder up to a maximum of $5,000
  • Waiting period of 112 days
  • Taxable benefit payments
Plus Plan

Estimated Cost:
Starting at 229.82/mo. CAD for Single Plan
Starting at 426.06/mo. CAD for Family plan



(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • 70% of monthly earnings up to a maximum $15,000
  • Waiting period of 112 days
  • Taxable benefit payments
Premium Plan

Estimated Cost:
Starting at 248.16/mo. CAD for Single Plan
Starting at 462.03/mo. CAD for Family plan



(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • 75% of monthly earnings up to a maximum $20,000
  • Waiting period of 112 days
  • Taxable benefit payments
Premium Enhanced Plan

Estimated Cost:
Starting at 252.06/mo. CAD for Single Plan
Starting at 468.78/mo. CAD for Family plan


Only Family coverage can be selected
(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

  • 75% of monthly earnings up to a maximum $20,000
  • Waiting period of 112 days
  • Taxable benefit payments

Gender Affirmation Care

Not Included

Basic Plan

Estimated Cost:
$97/mo. CAD for Single Plan
$136/mo. CAD for Family plan


The above costs are the employer costs. Our basic plan requires an additional employee contribution of approx. $31/mo. for the single plan and a contribution of approx. $101/mo. for the family plan, which will be deducted during payroll. 
All other plan tiers are covered 100% by the employer.

Not Included

Standard Plan

Estimated Cost:
Starting at 194.69/mo. CAD for Single
Plan
Starting at 330.16.60/mo. CAD for Family plan


(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

Not Included

Plus Plan

Estimated Cost:
Starting at 229.82/mo. CAD for Single Plan
Starting at 426.06/mo. CAD for Family plan



(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

Not Included

Premium Plan

Estimated Cost:
Starting at 248.16/mo. CAD for Single Plan
Starting at 462.03/mo. CAD for Family plan



(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

Not Included

Premium Enhanced Plan

Estimated Cost:
Starting at 252.06/mo. CAD for Single Plan
Starting at 468.78/mo. CAD for Family plan


Only Family coverage can be selected
(Please note that the above are estimated quotes, the final cost will depend on factors such as salary and the province of residence)

This plan offers coverage for surgical and other procedures for male-to-female and female-to-male transitions, including:

  • Augmentation mammoplasty
  • Thyroid chondroplasty
  • Laryngoplasty
    Maximum coverage of $40,000 CAD

Not Included

Retirement Plan (RRSP)

Your retirement plan option does not have to align with the tier you choose for your health plan. If you don't make a selection, employees will be added to the Basic plan with no employer matching.

Basic Plan
Standard Plan
Plus Plan
Premium Plan
Premium Enhanced Plan
Platinum Plan
Basic Plan

Contributions

  • Employee: Voluntary
  • Employer match: None
Standard Plan

Contributions

  • Employee: 3% (voluntary)
  • Employer match: 100% up to 3%
Plus Plan

Contributions

  • Employee: 4% (voluntary)
  • Employer match: 100% up to 4%
Premium Plan

Contributions

  • Employee: 5% (voluntary)
  • Employer match: 100% up to 5%
Premium Enhanced Plan

Contributions

  • Employee: 6% (voluntary)
  • Employer match: 100% up to 6%
Platinum Plan

Contributions

  • Employee: 7% (voluntary)
  • Employer match: 100% up to 7%

Employee Assistance Program (EAP)

You also have the option to offer an Employee Assistance Program (EAP) to your workforce. This includes:

  • 24/7/365 telephone support help line
  • TelusHealth wellbeing platform & mobile app (available in 50 languages)
  • Employee legal help line
  • Consulting services – Financial, debt advice, housing, relocation, parenting, eldercare, health and wellness, and more
  • Dependent & family access (up to 5 per employee)
  • Up to 5 sessions of counseling sessions per issue (face-to-face, video, or structured telephone counseling sessions)
  • And much more!

Cost: 2.74 USD per month per employee

Remote Global Business Travel Insurance

The rates listed here are for November 1, 2024, to April 30, 2025.

Remote has partnered with Expatriate Group, a specialized insurance provider offering comprehensive business travel insurance solutions designed for global businesses. Remote's business travel is a Multi-trip Insurance and it includes:

  • Emergency Medical Support with access to emergency medical care and evacuation services in case of illness or injury while traveling.
  • Baggage and Business Equipment Coverage that protects personal belongings and essential business equipment during travel
  • Travel Delay and Trip Cancellation for unexpected travel delays or cancellations
  • Personal Liability and Accidental Death with coverage up $100,000 per trip across all plans.
  • Access to a 24/7 helpline, providing immediate assistance for travel emergencies, medical support, and more, no matter where employees are in the world.
  • Up to 42 days of annual Multi-Trip coverage.
  • and more.

Customers can offer Global Business Travel Insurance to selected employees, choosing from five levels of coverage. This insurance can be provided on an individual basis, without needing to offer it to the entire team. However, the chosen plan must be consistent for all eligible employees within the same country. Employees also have the option to opt-out, and if they do, their coverage and charges will end in the following billing cycle.

It is essential to be aware that in certain countries, Business Travel Insurance may be categorized as 'Benefits in Kind' (BIK). This categorization means that the monthly premiums, which the company pays for the benefit, might be counted as part of the employee's taxable income according to the local tax laws.

Pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place.

You can email support@remote.com with any questions!

Important:

  • Prices listed in USD, local currency equivalent will be determined based on the exchange rate at the time of invoicing.
  • For terminated employees, billing will cease as of the last day of the month. However, if during the active policy, the employee files a claim, the monthly premium will continue until next renewal.
  • Once the benefits is selected, it is a one-year commitment or until the next renewal, whichever comes first. You will not be able to opt out of the plan until this time period has been reached. If you do not cancel the coverage during this period, it will automatically renew.
  • All claims payment are made to the employees by the insurance company directly
  • Access comprehensive plan comparison here and our policy wording.

COVERAGE DESCRIPTION

BASIC

$11.45/MO.

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

Emergency & Accidental Medical

$1,000,000

$1,000,000

$1,000,000

Repatriation for Medical Treatment

100% per Trip

100% per Trip

100% per Trip

Emergency Medical Evacuation

$100,000

$100,000

$100,000

Repatriation of Mortal Remains

$25,000 per Trip

$25,000 per Trip

$25,000 per Trip

Pre-existing medical conditions

Stable Pre-Existing Medical Condition covered up to $50,000

Stable Pre-Existing Medical Condition covered up to $50,000

Stable Pre-Existing Medical Condition covered up to $50,000

Baggage Delay

$100 per day up to $700 per Trip *Does not apply to one-way trips

$100 per day up to $700 per Trip *Does not apply to one-way trips

Personal Liability

$100,000 per Trip

$100,000 per Trip

Accidental Death & Permanent Total Disability

$100,000 per Trip

$100,000 per Trip

Loss of Passport

$250 per Trip

$250 per Trip

Legal Expenses

$10,000 per Trip

$10,000 per Trip

Hijacking

$1,000 per Trip

$1,000 per Trip

Cancellation & Curtailment

$2,000 per Trip; subject to$100 Deductible per Trip *Benefit not available to residents of the USA

Compassionate Repatriation

$6,000 per Trip

Business Equipment

Up to $1,500

Up to $1,500

Up to $1,500

Computer Equipment Single Item Limit

$500.00

$500.00

$500.00

Business Money

$100 per day up to $500

$100 per day up to $500

$100 per day up to $500

Domestic Business Travel

Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.

Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.

Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.

COVERAGE DESCRIPTION

Emergency & Accidental Medical

BASIC

$11.45/MO.

$1,000,000

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

$1,000,000

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$1,000,000

COVERAGE DESCRIPTION

Repatriation for Medical Treatment

BASIC

$11.45/MO.

100% per Trip

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

100% per Trip

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

100% per Trip

COVERAGE DESCRIPTION

Emergency Medical Evacuation

BASIC

$11.45/MO.

$100,000

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

$100,000

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$100,000

COVERAGE DESCRIPTION

Repatriation of Mortal Remains

BASIC

$11.45/MO.

$25,000 per Trip

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

$25,000 per Trip

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$25,000 per Trip

COVERAGE DESCRIPTION

Pre-existing medical conditions

BASIC

$11.45/MO.

Stable Pre-Existing Medical Condition covered up to $50,000

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

Stable Pre-Existing Medical Condition covered up to $50,000

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

Stable Pre-Existing Medical Condition covered up to $50,000

COVERAGE DESCRIPTION

Baggage Delay

BASIC

$11.45/MO.

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

$100 per day up to $700 per Trip *Does not apply to one-way trips

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$100 per day up to $700 per Trip *Does not apply to one-way trips

COVERAGE DESCRIPTION

Personal Liability

BASIC

$11.45/MO.

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

$100,000 per Trip

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$100,000 per Trip

COVERAGE DESCRIPTION

Accidental Death & Permanent Total Disability

BASIC

$11.45/MO.

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

$100,000 per Trip

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$100,000 per Trip

COVERAGE DESCRIPTION

Loss of Passport

BASIC

$11.45/MO.

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

$250 per Trip

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$250 per Trip

COVERAGE DESCRIPTION

Legal Expenses

BASIC

$11.45/MO.

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

$10,000 per Trip

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$10,000 per Trip

COVERAGE DESCRIPTION

Hijacking

BASIC

$11.45/MO.

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

$1,000 per Trip

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$1,000 per Trip

COVERAGE DESCRIPTION

Cancellation & Curtailment

BASIC

$11.45/MO.

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$2,000 per Trip; subject to$100 Deductible per Trip *Benefit not available to residents of the USA

COVERAGE DESCRIPTION

Compassionate Repatriation

BASIC

$11.45/MO.

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$6,000 per Trip

COVERAGE DESCRIPTION

Business Equipment

BASIC

$11.45/MO.

Up to $1,500

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

Up to $1,500

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

Up to $1,500

COVERAGE DESCRIPTION

Computer Equipment Single Item Limit

BASIC

$11.45/MO.

$500.00

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

$500.00

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$500.00

COVERAGE DESCRIPTION

Business Money

BASIC

$11.45/MO.

$100 per day up to $500

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

$100 per day up to $500

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$100 per day up to $500

COVERAGE DESCRIPTION

Domestic Business Travel

BASIC

$11.45/MO.

Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.

Remote's Benefits Practices

Remote supports our clients by offering competitive benefits packages that will help you attract and retain the best talent across the globe! Our benefits specialists have done the research on norms and requirements in each local market and have crafted packages that will allow your employees to thrive, no matter what country they live in.

Our core benefits (which often include things like healthcare) are required in some countries where we hire. We do not require customers to offer benefits in Canada due to its strong public system and local laws that protect us (and you!) against claims of discriminatory hiring practices. However, we do recommend that employers in Canada offer benefits to their employees, which allows them to access a wider range of options for providers and specialists as well as significantly shorter wait times. We do not add a markup on any benefits premiums or administration costs.

If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!

Understanding Hiring in Canada
  1. In Canada, 99%* of employers offer supplemental health insurance to their workforce. Although the country has a public health system, supplemental health insurance provides employees with access to a wider range of options for providers and specialists, as well as significantly shorter wait times. Our plans also offer global coverage (excluding the US) to protect your employees when they are traveling outside their home country.
  2. 90%* of employers in Canada offer life, accident, and long-term disability insurance to their employees. These are included in most of Remote's plan offerings. (*based on 3rd-party market research from our partners)
  3. You may opt out of offering Remote health insurance or retirement matching to your employees in Canada if you wish.
  4. You will be able to select a benefits plan when onboarding your employee. From there, the employee will be enrolled and contacted with more information about their plan. Remote takes care of all the administration work so you can focus on scaling your global team!

TCE in Canada

If you’re ready to hire a new employee in Canada, you may have generated or received a Total Cost of Employment quote to get an estimate of what it might cost. If you haven’t, you can do so with our handy Cost Calculator tool now!

Employers hiring in Canada must pay for social contributions mandated by the government. These costs are automatically applied during payroll:

  1. Canada Pension Plan
  2. Employment Insurance
  3. Additional tax deductions are applied for employees in the province of Quebec

The exact cost of the government contributions listed above can be found by using the Cost Calculator.

Learn more about Remote benefits

How do benefits work when hiring through an EOR?

Watch this quick explainer video to understand how offering benefits works when you hire team members through an employer of record like Remote.