Remote Benefits:

India

Remote builds belonging for your global team with comprehensive local plans at competitive rates.

At Remote, we offer country-specific benefits for everyone on your team. Your employees will enjoy comprehensive coverage from top providers while you access competitive rates meant for larger groups — even if you’re still growing!

Health Insurance

The core benefits listed below are part of Remote's basic compensation package for all employees in India. All customers must offer health insurance benefits to their team in India.

The health insurance coverages and rates listed here are for the new plan year, December 25, 2023, to December 24, 2024. Prices are listed in USD unless otherwise stated, local currency equivalent will be determined based on exchange rate at the time of invoicing. The pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place. You can email support@remote.com with any questions!

Coverage Feature
PLATINUM PLAN
  • 2024 Cost: ₹3,709/month (approx. $44 USD)
  • 2025 Cost: ₹4,366/month (approx. $52 USD)
PLATINUM PREMIUM
  • 2024 Cost: ₹4,609/month (approx. $55 USD)
  • 2025 Cost: ₹5,371/month (approx. $64 USD)
DIAMOND
  • 2024 Cost: ₹8,575/month (approx. $101 USD)
  • 2025 Cost: ₹9,796/month (approx. $115 USD)
DIAMOND PREMIUM
  • 2024 Cost: ₹10,659/month (approx. $126 USD)
  • 2025 Cost: ₹12,121/month (approx. $143 USD)
Coverage Feature

Inpatient Cover Limit

PLATINUM PLAN
  • 2024 Cost: ₹3,709/month (approx. $44 USD)
  • 2025 Cost: ₹4,366/month (approx. $52 USD)

₹2,000,000 per year

PLATINUM PREMIUM
  • 2024 Cost: ₹4,609/month (approx. $55 USD)
  • 2025 Cost: ₹5,371/month (approx. $64 USD)

₹4,000,000 per year

DIAMOND
  • 2024 Cost: ₹8,575/month (approx. $101 USD)
  • 2025 Cost: ₹9,796/month (approx. $115 USD)

₹2,000,000 per year

DIAMOND PREMIUM
  • 2024 Cost: ₹10,659/month (approx. $126 USD)
  • 2025 Cost: ₹12,121/month (approx. $143 USD)

₹4,000,000 per year

Coverage Feature

Outpatient Cover Limit

PLATINUM PLAN
  • 2024 Cost: ₹3,709/month (approx. $44 USD)
  • 2025 Cost: ₹4,366/month (approx. $52 USD)

₹40,000 per year

PLATINUM PREMIUM
  • 2024 Cost: ₹4,609/month (approx. $55 USD)
  • 2025 Cost: ₹5,371/month (approx. $64 USD)

Same as the Platinum Plan

DIAMOND
  • 2024 Cost: ₹8,575/month (approx. $101 USD)
  • 2025 Cost: ₹9,796/month (approx. $115 USD)

Same as the Platinum Plan

DIAMOND PREMIUM
  • 2024 Cost: ₹10,659/month (approx. $126 USD)
  • 2025 Cost: ₹12,121/month (approx. $143 USD)

Same as the Platinum Plan

Coverage Feature

Co-pay

PLATINUM PLAN
  • 2024 Cost: ₹3,709/month (approx. $44 USD)
  • 2025 Cost: ₹4,366/month (approx. $52 USD)

None

PLATINUM PREMIUM
  • 2024 Cost: ₹4,609/month (approx. $55 USD)
  • 2025 Cost: ₹5,371/month (approx. $64 USD)

None

DIAMOND
  • 2024 Cost: ₹8,575/month (approx. $101 USD)
  • 2025 Cost: ₹9,796/month (approx. $115 USD)

None

DIAMOND PREMIUM
  • 2024 Cost: ₹10,659/month (approx. $126 USD)
  • 2025 Cost: ₹12,121/month (approx. $143 USD)

None

Coverage Feature

Deductible

PLATINUM PLAN
  • 2024 Cost: ₹3,709/month (approx. $44 USD)
  • 2025 Cost: ₹4,366/month (approx. $52 USD)

None

PLATINUM PREMIUM
  • 2024 Cost: ₹4,609/month (approx. $55 USD)
  • 2025 Cost: ₹5,371/month (approx. $64 USD)

None

DIAMOND
  • 2024 Cost: ₹8,575/month (approx. $101 USD)
  • 2025 Cost: ₹9,796/month (approx. $115 USD)

None

DIAMOND PREMIUM
  • 2024 Cost: ₹10,659/month (approx. $126 USD)
  • 2025 Cost: ₹12,121/month (approx. $143 USD)

None

Coverage Feature

Family Coverage (Medical Insurance)

PLATINUM PLAN
  • 2024 Cost: ₹3,709/month (approx. $44 USD)
  • 2025 Cost: ₹4,366/month (approx. $52 USD)

Employee + spouse + 4 children

PLATINUM PREMIUM
  • 2024 Cost: ₹4,609/month (approx. $55 USD)
  • 2025 Cost: ₹5,371/month (approx. $64 USD)

Employee + spouse + 4 children

DIAMOND
  • 2024 Cost: ₹8,575/month (approx. $101 USD)
  • 2025 Cost: ₹9,796/month (approx. $115 USD)

Employee + spouse + 4 children + parents/parents-in-law

DIAMOND PREMIUM
  • 2024 Cost: ₹10,659/month (approx. $126 USD)
  • 2025 Cost: ₹12,121/month (approx. $143 USD)

Employee + spouse + 4 children + parents/parents-in-law

Coverage Feature

Age Coverage (Medical Insurance)

PLATINUM PLAN
  • 2024 Cost: ₹3,709/month (approx. $44 USD)
  • 2025 Cost: ₹4,366/month (approx. $52 USD)

1 day - 65 yrs

PLATINUM PREMIUM
  • 2024 Cost: ₹4,609/month (approx. $55 USD)
  • 2025 Cost: ₹5,371/month (approx. $64 USD)

1 day - 65 yrs

DIAMOND
  • 2024 Cost: ₹8,575/month (approx. $101 USD)
  • 2025 Cost: ₹9,796/month (approx. $115 USD)

1 day - 90 yrs

DIAMOND PREMIUM
  • 2024 Cost: ₹10,659/month (approx. $126 USD)
  • 2025 Cost: ₹12,121/month (approx. $143 USD)

1 day - 90 yrs

Coverage Feature

Accident and Disability Insurance

PLATINUM PLAN
  • 2024 Cost: ₹3,709/month (approx. $44 USD)
  • 2025 Cost: ₹4,366/month (approx. $52 USD)
  • ₹5,000,000 Sum Insured
  • Employee Only Cover
  • Covers accidental death, permanent total disability, permanent partial disability, temporary total disability, and specific injuries like burns and fractures.
PLATINUM PREMIUM
  • 2024 Cost: ₹4,609/month (approx. $55 USD)
  • 2025 Cost: ₹5,371/month (approx. $64 USD)

Same as the Platinum Plan

DIAMOND
  • 2024 Cost: ₹8,575/month (approx. $101 USD)
  • 2025 Cost: ₹9,796/month (approx. $115 USD)

Same as the Platinum Plan

DIAMOND PREMIUM
  • 2024 Cost: ₹10,659/month (approx. $126 USD)
  • 2025 Cost: ₹12,121/month (approx. $143 USD)

Same as the Platinum Plan

Coverage Feature

Dental Coverage

PLATINUM PLAN
  • 2024 Cost: ₹3,709/month (approx. $44 USD)
  • 2025 Cost: ₹4,366/month (approx. $52 USD)
  • Regular dental cleanings and check-ups at 350+ network clinics nationwide.
  • Unlimited free dental consultations.
  • 60% off scaling and polishing.
  • Up to 20% off all dental treatments.
  • 10% off dental implants and braces.
PLATINUM PREMIUM
  • 2024 Cost: ₹4,609/month (approx. $55 USD)
  • 2025 Cost: ₹5,371/month (approx. $64 USD)

Same as the Platinum Plan

DIAMOND
  • 2024 Cost: ₹8,575/month (approx. $101 USD)
  • 2025 Cost: ₹9,796/month (approx. $115 USD)

Same as the Platinum Plan

DIAMOND PREMIUM
  • 2024 Cost: ₹10,659/month (approx. $126 USD)
  • 2025 Cost: ₹12,121/month (approx. $143 USD)

Same as the Platinum Plan

Coverage Feature

Vision Coverage

PLATINUM PLAN
  • 2024 Cost: ₹3,709/month (approx. $44 USD)
  • 2025 Cost: ₹4,366/month (approx. $52 USD)
  • Annual free at-home eye exam.
  • Buy one, get one free deal for the purchase of glasses plus free delivery.
  • LASIK coverage for +/- 6.5D correction.
  • Cataract and Lucentis treatments covered.
PLATINUM PREMIUM
  • 2024 Cost: ₹4,609/month (approx. $55 USD)
  • 2025 Cost: ₹5,371/month (approx. $64 USD)

Same as the Platinum Plan

DIAMOND
  • 2024 Cost: ₹8,575/month (approx. $101 USD)
  • 2025 Cost: ₹9,796/month (approx. $115 USD)

Same as the Platinum Plan

DIAMOND PREMIUM
  • 2024 Cost: ₹10,659/month (approx. $126 USD)
  • 2025 Cost: ₹12,121/month (approx. $143 USD)

Same as the Platinum Plan

Coverage Feature

Maternity

PLATINUM PLAN
  • 2024 Cost: ₹3,709/month (approx. $44 USD)
  • 2025 Cost: ₹4,366/month (approx. $52 USD)
  • Maternity costs up to ₹200,000 on normal and cesarean delivery. For the first 4 children.
  • Pre and Post Hospitalisation - Expenses incurred 30 days before and 60 after hospitalization
  • Pre and post-natal expenses: Covered up to the maternity limit with no sub-limit
PLATINUM PREMIUM
  • 2024 Cost: ₹4,609/month (approx. $55 USD)
  • 2025 Cost: ₹5,371/month (approx. $64 USD)

Same as the Platinum Plan

DIAMOND
  • 2024 Cost: ₹8,575/month (approx. $101 USD)
  • 2025 Cost: ₹9,796/month (approx. $115 USD)

Same as the Platinum Plan

DIAMOND PREMIUM
  • 2024 Cost: ₹10,659/month (approx. $126 USD)
  • 2025 Cost: ₹12,121/month (approx. $143 USD)

Same as the Platinum Plan

Coverage Feature

EAP and Wellness

PLATINUM PLAN
  • 2024 Cost: ₹3,709/month (approx. $44 USD)
  • 2025 Cost: ₹4,366/month (approx. $52 USD)
  • Premium Doctor Consultations from Plum
  • Unlimited Online Consultations: with 20+ specialties incl. Dermatology, Gynaecology, Paediatrics and Neurology
  • Mental Health Consultations and Support from Plum
  • Unlimited Online Consults with Psychiatrists and Psychologists
  • Nutritional Counselling from Plum
  • Unlimited Online Consults with expert Nutritionists for all types of health goals
  • Veterinary Care from Plum Unlimited Online Consults with top Veterinarians for your pets
PLATINUM PREMIUM
  • 2024 Cost: ₹4,609/month (approx. $55 USD)
  • 2025 Cost: ₹5,371/month (approx. $64 USD)

Same as the Platinum Plan

DIAMOND
  • 2024 Cost: ₹8,575/month (approx. $101 USD)
  • 2025 Cost: ₹9,796/month (approx. $115 USD)

Same as the Platinum Plan

DIAMOND PREMIUM
  • 2024 Cost: ₹10,659/month (approx. $126 USD)
  • 2025 Cost: ₹12,121/month (approx. $143 USD)

Same as the Platinum Plan

Coverage Feature

Medications on Prescription

PLATINUM PLAN
  • 2024 Cost: ₹3,709/month (approx. $44 USD)
  • 2025 Cost: ₹4,366/month (approx. $52 USD)

Up to 22% discount on prescription medicines Minimum order value of ₹50 Serviceable across 16,000+ pin codes

PLATINUM PREMIUM
  • 2024 Cost: ₹4,609/month (approx. $55 USD)
  • 2025 Cost: ₹5,371/month (approx. $64 USD)

Same as the Platinum Plan

DIAMOND
  • 2024 Cost: ₹8,575/month (approx. $101 USD)
  • 2025 Cost: ₹9,796/month (approx. $115 USD)

Same as the Platinum Plan

DIAMOND PREMIUM
  • 2024 Cost: ₹10,659/month (approx. $126 USD)
  • 2025 Cost: ₹12,121/month (approx. $143 USD)

Same as the Platinum Plan

Coverage Feature

Teleconsult

PLATINUM PLAN
  • 2024 Cost: ₹3,709/month (approx. $44 USD)
  • 2025 Cost: ₹4,366/month (approx. $52 USD)

Unlimited

PLATINUM PREMIUM
  • 2024 Cost: ₹4,609/month (approx. $55 USD)
  • 2025 Cost: ₹5,371/month (approx. $64 USD)

Same as the Platinum Plan

DIAMOND
  • 2024 Cost: ₹8,575/month (approx. $101 USD)
  • 2025 Cost: ₹9,796/month (approx. $115 USD)

Same as the Platinum Plan

DIAMOND PREMIUM
  • 2024 Cost: ₹10,659/month (approx. $126 USD)
  • 2025 Cost: ₹12,121/month (approx. $143 USD)

Same as the Platinum Plan

Flexi Benefits

Remote offers a default monthly meal voucher amount of ₹2,200/~27USD (₹100 per day based on 22 working days), paid through the Pazcare flex benefits card provider. In India, while offering meal vouchers is common, it is not mandatory. This benefit allows employees enrolled under the old tax regime to enjoy tax exemptions on meal vouchers, leading to tax savings based on their specific tax slab. Since this is a salary deduction, employees can opt in or out as they wish, without any additional cost for the employer. For more information, please visit here.

Remote Mental Health Program

The rates listed here are for July 1, 2024, to April 30, 2025 policy year.

Remote has partnered with Oliva, the UK & Europe's #1 rated employee mental wellbeing platform. Oliva is available on desktop and as a mobile app and it includes:

  • 1-to-1 therapy with a curated pool of top-quality therapists (35+ languages available)
  • Advanced matching service to find each employee the right therapist for them within 48 hours (98% success rate)
  • Personal wellbeing profile with tailored recommendations and info to track progress
  • Curated self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, Oliva Talks, podcasts on workplace wellbeing, and micro-learning content series for managers
  • 24/7 mental health helplines for when an employee is struggling and needs to talk to someone immediately
  • and more

Customers may elect to offer the mental health program benefits to their teams and can choose among 5 different plans. If one of the mental health benefit is offered, the employee will automatically be enrolled and you will be charged for it monthly. However, employees have the option to opt out of the benefit. If they choose to do so, they will be unenrolled and charges will stop effective from the next month.

It is essential to be aware that in certain countries, Mental Health benefits may be categorized as 'Benefits in Kind' (BIK). This categorization means that the monthly premiums, which the company pays for the benefit, might be counted as part of the employee's taxable income according to the local tax laws.

Pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place.

You can email support@remote.com with any questions!

Currency: Prices listed in USD, local currency equivalent will be determined based on the exchange rate at the time of invoicing.

Basic Mental Health Program

$3.00/MO.

Standard Mental Health Program

$8.47/MO.

Plus Mental Health Program

$15.70/MO.

Premium Mental Health Program

$22.70/MO.

Platinum Mental Health Program

$35.83/MO.

Basic Mental Health Program

$3.00/MO.

Platform Access Only

This plan does not include pre-paid Therapy / Coaching sessions. 

  • Personalized therapist matching service (35+ languages)
  • Wellbeing profile
  • Access to world-class self-guided content (yoga, meditations, Oliva Talks, podcasts, micro-learning series for managers)
  • 24/7 mental health helplines

Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session)

Standard Mental Health Program

$8.47/MO.

Includes:

  • Everything in the ‘Basic Mental Health Program’ tier
  • This plan includes one pre-paid Therapy / Coaching session that your team member can use during the policy year.

Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session)

Plus Mental Health Program

$15.70/MO.

Includes:

  • Everything in the ‘Basic Mental Health Program’ tier
  • This plan includes three pre-paid Therapy / Coaching sessions that your team member can use during the policy year.

Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session)

Premium Mental Health Program

$22.70/MO.

Includes:

  • Everything in the ‘Basic Mental Health Program’ tier
  • This plan includes six pre-paid Therapy / Coaching sessions that your team member can use during the policy year.

Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session)

Platinum Mental Health Program

$35.83/MO.

Includes:

  • Everything in the ‘Basic Mental Health Program’ tier
  • This plan includes twelve pre-paid Therapy / Coaching sessions that your team member can use during the policy year.

Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session)

Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session)

Remote Global Business Travel Insurance

The rates listed here are for November 1, 2024, to April 30, 2025.

Remote has partnered with Expatriate Group, a specialized insurance provider offering comprehensive business travel insurance solutions designed for global businesses. Remote's business travel is a Multi-trip Insurance and it includes:

  • Emergency Medical Support with access to emergency medical care and evacuation services in case of illness or injury while traveling.
  • Baggage and Business Equipment Coverage that protects personal belongings and essential business equipment during travel
  • Travel Delay and Trip Cancellation for unexpected travel delays or cancellations
  • Personal Liability and Accidental Death with coverage up $100,000 per trip across all plans.
  • Access to a 24/7 helpline, providing immediate assistance for travel emergencies, medical support, and more, no matter where employees are in the world.
  • Up to 42 days of annual Multi-Trip coverage.
  • and more.

Customers can offer Global Business Travel Insurance to selected employees, choosing from five levels of coverage. This insurance can be provided on an individual basis, without needing to offer it to the entire team. However, the chosen plan must be consistent for all eligible employees within the same country. Employees also have the option to opt-out, and if they do, their coverage and charges will end in the following billing cycle.

It is essential to be aware that in certain countries, Business Travel Insurance may be categorized as 'Benefits in Kind' (BIK). This categorization means that the monthly premiums, which the company pays for the benefit, might be counted as part of the employee's taxable income according to the local tax laws.

Pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place.

You can email support@remote.com with any questions!

Important:

  • Prices listed in USD, local currency equivalent will be determined based on the exchange rate at the time of invoicing.
  • For terminated employees, billing will cease as of the last day of the month. However, if during the active policy, the employee files a claim, the monthly premium will continue until next renewal.
  • Once the benefits is selected, it is a one-year commitment or until the next renewal, whichever comes first. You will not be able to opt out of the plan until this time period has been reached. If you do not cancel the coverage during this period, it will automatically renew.
  • All claims payment are made to the employees by the insurance company directly
  • Access comprehensive plan comparison here and our policy wording.

COVERAGE DESCRIPTION

BASIC

$11.45/MO.

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

Emergency & Accidental Medical

$1,000,000

$1,000,000

$1,000,000

Repatriation for Medical Treatment

100% per Trip

100% per Trip

100% per Trip

Emergency Medical Evacuation

$100,000

$100,000

$100,000

Repatriation of Mortal Remains

$25,000 per Trip

$25,000 per Trip

$25,000 per Trip

Pre-existing medical conditions

Stable Pre-Existing Medical Condition covered up to $50,000

Stable Pre-Existing Medical Condition covered up to $50,000

Stable Pre-Existing Medical Condition covered up to $50,000

Baggage Delay

$100 per day up to $700 per Trip *Does not apply to one-way trips

$100 per day up to $700 per Trip *Does not apply to one-way trips

Personal Liability

$100,000 per Trip

$100,000 per Trip

Accidental Death & Permanent Total Disability

$100,000 per Trip

$100,000 per Trip

Loss of Passport

$250 per Trip

$250 per Trip

Legal Expenses

$10,000 per Trip

$10,000 per Trip

Hijacking

$1,000 per Trip

$1,000 per Trip

Cancellation & Curtailment

$2,000 per Trip; subject to$100 Deductible per Trip *Benefit not available to residents of the USA

Compassionate Repatriation

$6,000 per Trip

Business Equipment

Up to $1,500

Up to $1,500

Up to $1,500

Computer Equipment Single Item Limit

$500.00

$500.00

$500.00

Business Money

$100 per day up to $500

$100 per day up to $500

$100 per day up to $500

Domestic Business Travel

Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.

Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.

Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.

COVERAGE DESCRIPTION

Emergency & Accidental Medical

BASIC

$11.45/MO.

$1,000,000

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

$1,000,000

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$1,000,000

COVERAGE DESCRIPTION

Repatriation for Medical Treatment

BASIC

$11.45/MO.

100% per Trip

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

100% per Trip

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

100% per Trip

COVERAGE DESCRIPTION

Emergency Medical Evacuation

BASIC

$11.45/MO.

$100,000

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

$100,000

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$100,000

COVERAGE DESCRIPTION

Repatriation of Mortal Remains

BASIC

$11.45/MO.

$25,000 per Trip

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

$25,000 per Trip

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$25,000 per Trip

COVERAGE DESCRIPTION

Pre-existing medical conditions

BASIC

$11.45/MO.

Stable Pre-Existing Medical Condition covered up to $50,000

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

Stable Pre-Existing Medical Condition covered up to $50,000

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

Stable Pre-Existing Medical Condition covered up to $50,000

COVERAGE DESCRIPTION

Baggage Delay

BASIC

$11.45/MO.

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

$100 per day up to $700 per Trip *Does not apply to one-way trips

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$100 per day up to $700 per Trip *Does not apply to one-way trips

COVERAGE DESCRIPTION

Personal Liability

BASIC

$11.45/MO.

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

$100,000 per Trip

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$100,000 per Trip

COVERAGE DESCRIPTION

Accidental Death & Permanent Total Disability

BASIC

$11.45/MO.

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

$100,000 per Trip

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$100,000 per Trip

COVERAGE DESCRIPTION

Loss of Passport

BASIC

$11.45/MO.

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

$250 per Trip

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$250 per Trip

COVERAGE DESCRIPTION

Legal Expenses

BASIC

$11.45/MO.

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

$10,000 per Trip

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$10,000 per Trip

COVERAGE DESCRIPTION

Hijacking

BASIC

$11.45/MO.

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

$1,000 per Trip

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$1,000 per Trip

COVERAGE DESCRIPTION

Cancellation & Curtailment

BASIC

$11.45/MO.

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$2,000 per Trip; subject to$100 Deductible per Trip *Benefit not available to residents of the USA

COVERAGE DESCRIPTION

Compassionate Repatriation

BASIC

$11.45/MO.

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$6,000 per Trip

COVERAGE DESCRIPTION

Business Equipment

BASIC

$11.45/MO.

Up to $1,500

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

Up to $1,500

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

Up to $1,500

COVERAGE DESCRIPTION

Computer Equipment Single Item Limit

BASIC

$11.45/MO.

$500.00

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

$500.00

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$500.00

COVERAGE DESCRIPTION

Business Money

BASIC

$11.45/MO.

$100 per day up to $500

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

$100 per day up to $500

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

$100 per day up to $500

COVERAGE DESCRIPTION

Domestic Business Travel

BASIC

$11.45/MO.

Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.

STANDARD
PLUS

$17.59/MO.

(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)

Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.

PREMIUM
PLUS

$21.77/MO.

(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)

Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.

Remote's Benefits Practices

Remote supports our clients by offering competitive benefits packages that will help you attract and retain the best talent across the globe! Our benefits specialists have done the research on norms and requirements in each local market and have crafted packages that will allow your employees to thrive, no matter what country they live in.

Our core benefits (which often include things like healthcare) are required in most countries where we hire. Because Remote is the employer of record, it’s important for us to offer the same core benefits to all employees in a country to ensure fair equity and non-discriminatory hiring practices, which protects your business and ours. We do not add a markup on any benefits premiums or administration costs.

If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!

Understanding Hiring in India
  1. As of 2020, it is required by law for employers in India to offer supplemental health insurance to their workforce. Although the country has a public health system, it is known to not offer the best quality of care. It is important for employees in India to have private health insurance to get the care they need. Our plans also offer global coverage (excluding the US) to protect your employees when they are traveling outside their home country. 
  2. According to Remote's Global Benefits Report, the most essential benefits for workers in India are sick leave (79%) and annual bonuses (78%). Download the report to find out more.
  3. Everyone employed by Remote in India must have access to core benefits as part of their basic compensation package.
  4. You will be able to select a benefits plan when onboarding your employee. From there, the employee will be enrolled and contacted with more information about their plan. Remote takes care of all the administration work so you can focus on scaling your global team!

TCE in India

If you’re ready to hire a new employee in India, you may have generated or received a Total Cost of Employment quote to get an estimate of what it might cost. If you haven’t, you can do so with our handy Cost Calculator tool now!

Employers hiring in India must pay for social contributions mandated by the government. These costs are automatically applied during payroll:

  1. Provident fund
  2. Health insurance

The exact cost of the government contributions listed above can be found by using the Cost Calculator.

Learn more about Remote benefits

How do benefits work when hiring through an EOR?

Watch this quick explainer video to understand how offering benefits works when you hire team members through an employer of record like Remote.