Remote Benefits:
The core benefits listed below are part of Remote's basic compensation package for all employees in India. All customers must offer health insurance benefits to their team in India.
The health insurance coverages and rates listed here are for the new plan year, December 25, 2023, to December 24, 2024. Prices are listed in USD unless otherwise stated, local currency equivalent will be determined based on exchange rate at the time of invoicing. The pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place. You can email support@remote.com with any questions!
Coverage Feature | PLATINUM PLAN
| PLATINUM PREMIUM
| DIAMOND
| DIAMOND PREMIUM
| |
Coverage Feature Inpatient Cover Limit | PLATINUM PLAN
₹2,000,000 per year | PLATINUM PREMIUM
₹4,000,000 per year | DIAMOND
₹2,000,000 per year | DIAMOND PREMIUM
₹4,000,000 per year | |
Coverage Feature Outpatient Cover Limit | PLATINUM PLAN
₹40,000 per year | PLATINUM PREMIUM
Same as the Platinum Plan | DIAMOND
Same as the Platinum Plan | DIAMOND PREMIUM
Same as the Platinum Plan | |
Coverage Feature Co-pay | PLATINUM PLAN
None | PLATINUM PREMIUM
None | DIAMOND
None | DIAMOND PREMIUM
None | |
Coverage Feature Deductible | PLATINUM PLAN
None | PLATINUM PREMIUM
None | DIAMOND
None | DIAMOND PREMIUM
None | |
Coverage Feature Family Coverage (Medical Insurance) | PLATINUM PLAN
Employee + spouse + 4 children | PLATINUM PREMIUM
Employee + spouse + 4 children | DIAMOND
Employee + spouse + 4 children + parents/parents-in-law | DIAMOND PREMIUM
Employee + spouse + 4 children + parents/parents-in-law | |
Coverage Feature Age Coverage (Medical Insurance) | PLATINUM PLAN
1 day - 65 yrs | PLATINUM PREMIUM
1 day - 65 yrs | DIAMOND
1 day - 90 yrs | DIAMOND PREMIUM
1 day - 90 yrs | |
Coverage Feature Accident and Disability Insurance | PLATINUM PLAN
| PLATINUM PREMIUM
Same as the Platinum Plan | DIAMOND
Same as the Platinum Plan | DIAMOND PREMIUM
Same as the Platinum Plan | |
Coverage Feature Dental Coverage | PLATINUM PLAN
| PLATINUM PREMIUM
Same as the Platinum Plan | DIAMOND
Same as the Platinum Plan | DIAMOND PREMIUM
Same as the Platinum Plan | |
Coverage Feature Vision Coverage | PLATINUM PLAN
| PLATINUM PREMIUM
Same as the Platinum Plan | DIAMOND
Same as the Platinum Plan | DIAMOND PREMIUM
Same as the Platinum Plan | |
Coverage Feature Maternity | PLATINUM PLAN
| PLATINUM PREMIUM
Same as the Platinum Plan | DIAMOND
Same as the Platinum Plan | DIAMOND PREMIUM
Same as the Platinum Plan | |
Coverage Feature EAP and Wellness | PLATINUM PLAN
| PLATINUM PREMIUM
Same as the Platinum Plan | DIAMOND
Same as the Platinum Plan | DIAMOND PREMIUM
Same as the Platinum Plan | |
Coverage Feature Medications on Prescription | PLATINUM PLAN
Up to 22% discount on prescription medicines Minimum order value of ₹50 Serviceable across 16,000+ pin codes | PLATINUM PREMIUM
Same as the Platinum Plan | DIAMOND
Same as the Platinum Plan | DIAMOND PREMIUM
Same as the Platinum Plan | |
Coverage Feature Teleconsult | PLATINUM PLAN
Unlimited | PLATINUM PREMIUM
Same as the Platinum Plan | DIAMOND
Same as the Platinum Plan | DIAMOND PREMIUM
Same as the Platinum Plan |
Remote offers a default monthly meal voucher amount of ₹2,200/~27USD (₹100 per day based on 22 working days), paid through the Pazcare flex benefits card provider. In India, while offering meal vouchers is common, it is not mandatory. This benefit allows employees enrolled under the old tax regime to enjoy tax exemptions on meal vouchers, leading to tax savings based on their specific tax slab. Since this is a salary deduction, employees can opt in or out as they wish, without any additional cost for the employer. For more information, please visit here.
The rates listed here are for July 1, 2024, to April 30, 2025 policy year.
Remote has partnered with Oliva, the UK & Europe's #1 rated employee mental wellbeing platform. Oliva is available on desktop and as a mobile app and it includes:
Customers may elect to offer the mental health program benefits to their teams and can choose among 5 different plans. If one of the mental health benefit is offered, the employee will automatically be enrolled and you will be charged for it monthly. However, employees have the option to opt out of the benefit. If they choose to do so, they will be unenrolled and charges will stop effective from the next month.
It is essential to be aware that in certain countries, Mental Health benefits may be categorized as 'Benefits in Kind' (BIK). This categorization means that the monthly premiums, which the company pays for the benefit, might be counted as part of the employee's taxable income according to the local tax laws.
Pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place.
You can email support@remote.com with any questions!
Currency: Prices listed in USD, local currency equivalent will be determined based on the exchange rate at the time of invoicing.
Basic Mental Health Program $3.00/MO. | Standard Mental Health Program $8.47/MO. | Plus Mental Health Program $15.70/MO. | Premium Mental Health Program $22.70/MO. | Platinum Mental Health Program $35.83/MO. | |
Basic Mental Health Program $3.00/MO. Platform Access Only This plan does not include pre-paid Therapy / Coaching sessions.
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Standard Mental Health Program $8.47/MO. Includes:
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Plus Mental Health Program $15.70/MO. Includes:
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Premium Mental Health Program $22.70/MO. Includes:
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Platinum Mental Health Program $35.83/MO. Includes:
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) |
The rates listed here are for November 1, 2024, to April 30, 2025.
Remote has partnered with Expatriate Group, a specialized insurance provider offering comprehensive business travel insurance solutions designed for global businesses. Remote's business travel is a Multi-trip Insurance and it includes:
Customers can offer Global Business Travel Insurance to selected employees, choosing from five levels of coverage. This insurance can be provided on an individual basis, without needing to offer it to the entire team. However, the chosen plan must be consistent for all eligible employees within the same country. Employees also have the option to opt-out, and if they do, their coverage and charges will end in the following billing cycle.
It is essential to be aware that in certain countries, Business Travel Insurance may be categorized as 'Benefits in Kind' (BIK). This categorization means that the monthly premiums, which the company pays for the benefit, might be counted as part of the employee's taxable income according to the local tax laws.
Pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place.
You can email support@remote.com with any questions!
Important:
$11.45/MO.
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
Emergency & Accidental Medical
$1,000,000
$1,000,000
$1,000,000
Repatriation for Medical Treatment
100% per Trip
100% per Trip
100% per Trip
Emergency Medical Evacuation
$100,000
$100,000
$100,000
Repatriation of Mortal Remains
$25,000 per Trip
$25,000 per Trip
$25,000 per Trip
Pre-existing medical conditions
Stable Pre-Existing Medical Condition covered up to $50,000
Stable Pre-Existing Medical Condition covered up to $50,000
Stable Pre-Existing Medical Condition covered up to $50,000
Baggage Delay
$100 per day up to $700 per Trip *Does not apply to one-way trips
$100 per day up to $700 per Trip *Does not apply to one-way trips
Personal Liability
$100,000 per Trip
$100,000 per Trip
Accidental Death & Permanent Total Disability
$100,000 per Trip
$100,000 per Trip
Loss of Passport
$250 per Trip
$250 per Trip
Legal Expenses
$10,000 per Trip
$10,000 per Trip
Hijacking
$1,000 per Trip
$1,000 per Trip
Cancellation & Curtailment
$2,000 per Trip; subject to$100 Deductible per Trip *Benefit not available to residents of the USA
Compassionate Repatriation
$6,000 per Trip
Business Equipment
Up to $1,500
Up to $1,500
Up to $1,500
Computer Equipment Single Item Limit
$500.00
$500.00
$500.00
Business Money
$100 per day up to $500
$100 per day up to $500
$100 per day up to $500
Domestic Business Travel
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
Emergency & Accidental Medical
$11.45/MO.
$1,000,000
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$1,000,000
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$1,000,000
Repatriation for Medical Treatment
$11.45/MO.
100% per Trip
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
100% per Trip
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
100% per Trip
Emergency Medical Evacuation
$11.45/MO.
$100,000
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$100,000
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$100,000
Repatriation of Mortal Remains
$11.45/MO.
$25,000 per Trip
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$25,000 per Trip
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$25,000 per Trip
Pre-existing medical conditions
$11.45/MO.
Stable Pre-Existing Medical Condition covered up to $50,000
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
Stable Pre-Existing Medical Condition covered up to $50,000
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
Stable Pre-Existing Medical Condition covered up to $50,000
Baggage Delay
$11.45/MO.
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$100 per day up to $700 per Trip *Does not apply to one-way trips
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$100 per day up to $700 per Trip *Does not apply to one-way trips
Personal Liability
$11.45/MO.
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$100,000 per Trip
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$100,000 per Trip
Accidental Death & Permanent Total Disability
$11.45/MO.
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$100,000 per Trip
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$100,000 per Trip
Loss of Passport
$11.45/MO.
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$250 per Trip
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$250 per Trip
Legal Expenses
$11.45/MO.
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$10,000 per Trip
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$10,000 per Trip
Hijacking
$11.45/MO.
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$1,000 per Trip
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$1,000 per Trip
Cancellation & Curtailment
$11.45/MO.
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$2,000 per Trip; subject to$100 Deductible per Trip *Benefit not available to residents of the USA
Compassionate Repatriation
$11.45/MO.
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$6,000 per Trip
Business Equipment
$11.45/MO.
Up to $1,500
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
Up to $1,500
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
Up to $1,500
Computer Equipment Single Item Limit
$11.45/MO.
$500.00
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$500.00
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$500.00
Business Money
$11.45/MO.
$100 per day up to $500
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$100 per day up to $500
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$100 per day up to $500
Domestic Business Travel
$11.45/MO.
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
Remote supports our clients by offering competitive benefits packages that will help you attract and retain the best talent across the globe! Our benefits specialists have done the research on norms and requirements in each local market and have crafted packages that will allow your employees to thrive, no matter what country they live in.
Our core benefits (which often include things like healthcare) are required in most countries where we hire. Because Remote is the employer of record, it’s important for us to offer the same core benefits to all employees in a country to ensure fair equity and non-discriminatory hiring practices, which protects your business and ours. We do not add a markup on any benefits premiums or administration costs.
If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!
If you’re ready to hire a new employee in India, you may have generated or received a Total Cost of Employment quote to get an estimate of what it might cost. If you haven’t, you can do so with our handy Cost Calculator tool now!
Employers hiring in India must pay for social contributions mandated by the government. These costs are automatically applied during payroll:
The exact cost of the government contributions listed above can be found by using the Cost Calculator.
Watch this quick explainer video to understand how offering benefits works when you hire team members through an employer of record like Remote.