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Remote Benefits:

India

Remote builds belonging for your global team with comprehensive local plans at competitive rates.

At Remote, we offer country-specific benefits for everyone on your team. Your employees will enjoy comprehensive coverage from top providers while you access competitive rates meant for larger groups — even if you’re still growing!

Remote Benefits Plans

The core benefits listed below are part of Remote's basic compensation package for all employees in India. All customers must offer core benefits to their employees.

The benefits and rates listed here are for the new plan year, December 25, 2023, to December 24, 2024. Prices are listed in USD unless otherwise stated, local currency equivalent will be determined based on exchange rate at the time of invoicing. The pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place. You can email support@remote.com with any questions!

Coverage Feature
PLATINUM PLAN

APPROX. $45/MO.

PLATINUM PREMIUM

APPROX. $56/MO.

DIAMOND

APPROX. $105/MO.

DIAMOND PREMIUM

APPROX. $129/MO.

Coverage Feature

Inpatient Cover Limit

PLATINUM PLAN

APPROX. $45/MO.

₹2,000,000 per year

PLATINUM PREMIUM

APPROX. $56/MO.

₹4,000,000 per year

DIAMOND

APPROX. $105/MO.

₹2,000,000 per year

DIAMOND PREMIUM

APPROX. $129/MO.

₹4,000,000 per year

Coverage Feature

Outpatient Cover Limit

PLATINUM PLAN

APPROX. $45/MO.

₹40,000 per year

PLATINUM PREMIUM

APPROX. $56/MO.

Same as the Platinum Plan

DIAMOND

APPROX. $105/MO.

Same as the Platinum Plan

DIAMOND PREMIUM

APPROX. $129/MO.

Same as the Platinum Plan

Coverage Feature

Co-pay

PLATINUM PLAN

APPROX. $45/MO.

None

PLATINUM PREMIUM

APPROX. $56/MO.

None

DIAMOND

APPROX. $105/MO.

None

DIAMOND PREMIUM

APPROX. $129/MO.

None

Coverage Feature

Deductible

PLATINUM PLAN

APPROX. $45/MO.

None

PLATINUM PREMIUM

APPROX. $56/MO.

None

DIAMOND

APPROX. $105/MO.

None

DIAMOND PREMIUM

APPROX. $129/MO.

None

Coverage Feature

Family Coverage (Medical Insurance)

PLATINUM PLAN

APPROX. $45/MO.

Employee + spouse + 4 children

PLATINUM PREMIUM

APPROX. $56/MO.

Employee + spouse + 4 children

DIAMOND

APPROX. $105/MO.

Employee + spouse + 4 children + parents/parents-in-law

DIAMOND PREMIUM

APPROX. $129/MO.

Employee + spouse + 4 children + parents/parents-in-law

Coverage Feature

Age Coverage (Medical Insurance)

PLATINUM PLAN

APPROX. $45/MO.

1 day - 65 yrs

PLATINUM PREMIUM

APPROX. $56/MO.

1 day - 65 yrs

DIAMOND

APPROX. $105/MO.

1 day - 90 yrs

DIAMOND PREMIUM

APPROX. $129/MO.

1 day - 90 yrs

Coverage Feature

Accident and Disability Insurance

PLATINUM PLAN

APPROX. $45/MO.

  • ₹5,000,000 Sum Insured
  • Employee Only Cover
  • Covers accidental death, permanent total disability, permanent partial disability, temporary total disability, and specific injuries like burns and fractures.
PLATINUM PREMIUM

APPROX. $56/MO.

Same as the Platinum Plan

DIAMOND

APPROX. $105/MO.

Same as the Platinum Plan

DIAMOND PREMIUM

APPROX. $129/MO.

Same as the Platinum Plan

Coverage Feature

Dental Coverage

PLATINUM PLAN

APPROX. $45/MO.

  • Regular dental cleanings and check-ups at 350+ network clinics nationwide.
  • Unlimited free dental consultations.
  • 60% off scaling and polishing.
  • Up to 20% off all dental treatments.
  • 10% off dental implants and braces.
PLATINUM PREMIUM

APPROX. $56/MO.

Same as the Platinum Plan

DIAMOND

APPROX. $105/MO.

Same as the Platinum Plan

DIAMOND PREMIUM

APPROX. $129/MO.

Same as the Platinum Plan

Coverage Feature

Vision Coverage

PLATINUM PLAN

APPROX. $45/MO.

  • Annual free at-home eye exam.
  • Buy one, get one free deal for the purchase of glasses plus free delivery.
  • LASIK coverage for +/- 6.5D correction.
  • Cataract and Lucentis treatments covered.
PLATINUM PREMIUM

APPROX. $56/MO.

Same as the Platinum Plan

DIAMOND

APPROX. $105/MO.

Same as the Platinum Plan

DIAMOND PREMIUM

APPROX. $129/MO.

Same as the Platinum Plan

Coverage Feature

Maternity

PLATINUM PLAN

APPROX. $45/MO.

  • Maternity costs up to ₹200,000 on normal and cesarean delivery. For the first 4 children.
  • Pre and Post Hospitalisation - Expenses incurred 30 days before and 60 after hospitalization
  • Pre and post-natal expenses: Covered up to the maternity limit with no sub-limit
PLATINUM PREMIUM

APPROX. $56/MO.

Same as the Platinum Plan

DIAMOND

APPROX. $105/MO.

Same as the Platinum Plan

DIAMOND PREMIUM

APPROX. $129/MO.

Same as the Platinum Plan

Coverage Feature

EAP and Wellness

PLATINUM PLAN

APPROX. $45/MO.

  • Premium Doctor Consultations from Plum
  • Unlimited Online Consultations: with 20+ specialties incl. Dermatology, Gynaecology, Paediatrics and Neurology
  • Mental Health Consultations and Support from Plum
  • Unlimited Online Consults with Psychiatrists and Psychologists
  • Nutritional Counselling from Plum
  • Unlimited Online Consults with expert Nutritionists for all types of health goals
  • Veterinary Care from Plum Unlimited Online Consults with top Veterinarians for your pets
PLATINUM PREMIUM

APPROX. $56/MO.

Same as the Platinum Plan

DIAMOND

APPROX. $105/MO.

Same as the Platinum Plan

DIAMOND PREMIUM

APPROX. $129/MO.

Same as the Platinum Plan

Coverage Feature

Medications on Prescription

PLATINUM PLAN

APPROX. $45/MO.

Up to 22% discount on prescription medicines Minimum order value of ₹50 Serviceable across 16,000+ pin codes

PLATINUM PREMIUM

APPROX. $56/MO.

Same as the Platinum Plan

DIAMOND

APPROX. $105/MO.

Same as the Platinum Plan

DIAMOND PREMIUM

APPROX. $129/MO.

Same as the Platinum Plan

Coverage Feature

Teleconsult

PLATINUM PLAN

APPROX. $45/MO.

Unlimited

PLATINUM PREMIUM

APPROX. $56/MO.

Same as the Platinum Plan

DIAMOND

APPROX. $105/MO.

Same as the Platinum Plan

DIAMOND PREMIUM

APPROX. $129/MO.

Same as the Platinum Plan

Remote's Benefits Practices

Remote supports our clients by offering competitive benefits packages that will help you attract and retain the best talent across the globe! Our benefits specialists have done the research on norms and requirements in each local market and have crafted packages that will allow your employees to thrive, no matter what country they live in.

Our core benefits (which often include things like healthcare) are required in most countries where we hire. Because Remote is the employer of record, it’s important for us to offer the same core benefits to all employees in a country to ensure fair equity and non-discriminatory hiring practices, which protects your business and ours. We do not add a markup on any benefits premiums or administration costs.

If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!

Understanding Hiring in India
  1. As of 2020, it is required by law for employers in India to offer supplemental health insurance to their workforce. Although the country has a public health system, it is known to not offer the best quality of care. It is important for employees in India to have private health insurance to get the care they need. Our plans also offer global coverage (excluding the US) to protect your employees when they are traveling outside their home country. 
  2. According to Remote's Global Benefits Report, the most essential benefits for workers in India are sick leave (79%) and annual bonuses (78%). Download the report to find out more.
  3. Everyone employed by Remote in India must have access to core benefits as part of their basic compensation package.
  4. You will be able to select a benefits plan when onboarding your employee. From there, the employee will be enrolled and contacted with more information about their plan. Remote takes care of all the administration work so you can focus on scaling your global team!

TCE in India

If you’re ready to hire a new employee in India, you may have generated or received a Total Cost of Employment quote to get an estimate of what it might cost. If you haven’t, you can do so with our handy Cost Calculator tool now!

Employers hiring in India must pay for social contributions mandated by the government. These costs are automatically applied during payroll:

  1. Provident fund
  2. Health insurance

The exact cost of the government contributions listed above can be found by using the Cost Calculator.

Learn more about Remote benefits

How do benefits work when hiring through an EOR?

Watch this quick explainer video to understand how offering benefits works when you hire team members through an employer of record like Remote.