Remote Benefits:
The Philippines
Remote builds belonging for your global team with comprehensive local plans at competitive rates.
Remote Health Insurance Plans
Customers may elect to offer the below health benefits to their employees in the Philippines and can choose between local or international plans.
The rates listed here are for the May 1, 2024, to April 30, 2025 policy year. Pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place. You can email support@remote.com with any questions!
Health Insurance plans
Maxicare (Local)- Effective from May 1, 2025
Maxicare offers a comprehensive local health insurance solution with a Maximum Benefit Limit (MBL) of up to 300,000 PHP per treatment, providing cashless access to quality healthcare.
Allianz Standard (International)
Allianz Global Health Insurance offers flexible coverage worldwide, operating primarily on a pay-and-claim basis for seamless healthcare access.
Allianz Premium (International)
Same as Standard.
Price & Coverage Options
You can opt to directly support your employees dependent coverage by selecting the family option.
- Employee only: PHP 3246.25 (~$56 USD)/mo
- Family coverage*: PHP 3246.25 (~$56 USD)/dependent/ mo
*Note that a hierarchy rule applies when enrolling dependents. This rule requires dependents to be enrolled in a specific order.
- Employee Only: $113/mo
- Family coverage (spouse/partner, children): Ranges from $166 to $326/mo
This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $113/mo.
- Employee Only: $142/mo
- Family coverage (spouse/partner, children): Ranges from $210 to $414/mo
This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $142/mo.
Inpatient coverage
PHP 300,000-includes hospital charges, surgical procedures
$1M, includes hospital charges, surgical procedures
Same as Standard
Outpatient coverage
GP consultations, diagnostics and minor outpatient surgeries up to MBL
$3,500, includes doctor visits, diagnostics, outpatient surgeries
$5,060, same services as Standard with higher cover limits
Deductible
None
$135 for outpatient services
None
Maternity
PHP 25,000 for Normal Deliveries and Maternity Complications (excluding C-Section)
Up to $6,000 for related expenses
Same as Standard
Dental
Basic dental (Oral Prophylaxis & fillings)
Not covered
Up to $1,000 for routine and restorative treatments
Vision
Eyes Laser therapy up to PHP 10,000
Not covered
Up to $250 for eye exams and prescribed eyewear
Employee Assistance Program
PHP 5,000 per member per year for consultations for psychiatric and/or psychological illnesses and conditions, on reimbursement basis
Included, offers mental health and counseling services
Same as Standard
Claim/Treatment resolution
Cashless within network
Pay first and claim reimbursement
Same as Standard
Coverage details
For more detailed information on the local Maxicare plan, please refer to the table of benefits.
For more detailed information on the Allianz Standard plan, please refer to the table of benefits.
For more detailed information on the Allianz Premium plan, please refer to the table of benefits.
Health Insurance plans
Price & Coverage Options
You can opt to directly support your employees dependent coverage by selecting the family option.
Maxicare (Local)- Effective from May 1, 2025
Maxicare offers a comprehensive local health insurance solution with a Maximum Benefit Limit (MBL) of up to 300,000 PHP per treatment, providing cashless access to quality healthcare.
- Employee only: PHP 3246.25 (~$56 USD)/mo
- Family coverage*: PHP 3246.25 (~$56 USD)/dependent/ mo
*Note that a hierarchy rule applies when enrolling dependents. This rule requires dependents to be enrolled in a specific order.
Allianz Standard (International)
Allianz Global Health Insurance offers flexible coverage worldwide, operating primarily on a pay-and-claim basis for seamless healthcare access.
- Employee Only: $113/mo
- Family coverage (spouse/partner, children): Ranges from $166 to $326/mo
This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $113/mo.
Allianz Premium (International)
Same as Standard.
- Employee Only: $142/mo
- Family coverage (spouse/partner, children): Ranges from $210 to $414/mo
This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $142/mo.
Health Insurance plans
Inpatient coverage
Maxicare (Local)- Effective from May 1, 2025
Maxicare offers a comprehensive local health insurance solution with a Maximum Benefit Limit (MBL) of up to 300,000 PHP per treatment, providing cashless access to quality healthcare.
PHP 300,000-includes hospital charges, surgical procedures
Allianz Standard (International)
Allianz Global Health Insurance offers flexible coverage worldwide, operating primarily on a pay-and-claim basis for seamless healthcare access.
$1M, includes hospital charges, surgical procedures
Allianz Premium (International)
Same as Standard.
Same as Standard
Health Insurance plans
Outpatient coverage
Maxicare (Local)- Effective from May 1, 2025
Maxicare offers a comprehensive local health insurance solution with a Maximum Benefit Limit (MBL) of up to 300,000 PHP per treatment, providing cashless access to quality healthcare.
GP consultations, diagnostics and minor outpatient surgeries up to MBL
Allianz Standard (International)
Allianz Global Health Insurance offers flexible coverage worldwide, operating primarily on a pay-and-claim basis for seamless healthcare access.
$3,500, includes doctor visits, diagnostics, outpatient surgeries
Allianz Premium (International)
Same as Standard.
$5,060, same services as Standard with higher cover limits
Health Insurance plans
Deductible
Maxicare (Local)- Effective from May 1, 2025
Maxicare offers a comprehensive local health insurance solution with a Maximum Benefit Limit (MBL) of up to 300,000 PHP per treatment, providing cashless access to quality healthcare.
None
Allianz Standard (International)
Allianz Global Health Insurance offers flexible coverage worldwide, operating primarily on a pay-and-claim basis for seamless healthcare access.
$135 for outpatient services
Allianz Premium (International)
Same as Standard.
None
Health Insurance plans
Maternity
Maxicare (Local)- Effective from May 1, 2025
Maxicare offers a comprehensive local health insurance solution with a Maximum Benefit Limit (MBL) of up to 300,000 PHP per treatment, providing cashless access to quality healthcare.
PHP 25,000 for Normal Deliveries and Maternity Complications (excluding C-Section)
Allianz Standard (International)
Allianz Global Health Insurance offers flexible coverage worldwide, operating primarily on a pay-and-claim basis for seamless healthcare access.
Up to $6,000 for related expenses
Allianz Premium (International)
Same as Standard.
Same as Standard
Health Insurance plans
Dental
Maxicare (Local)- Effective from May 1, 2025
Maxicare offers a comprehensive local health insurance solution with a Maximum Benefit Limit (MBL) of up to 300,000 PHP per treatment, providing cashless access to quality healthcare.
Basic dental (Oral Prophylaxis & fillings)
Allianz Standard (International)
Allianz Global Health Insurance offers flexible coverage worldwide, operating primarily on a pay-and-claim basis for seamless healthcare access.
Not covered
Allianz Premium (International)
Same as Standard.
Up to $1,000 for routine and restorative treatments
Health Insurance plans
Vision
Maxicare (Local)- Effective from May 1, 2025
Maxicare offers a comprehensive local health insurance solution with a Maximum Benefit Limit (MBL) of up to 300,000 PHP per treatment, providing cashless access to quality healthcare.
Eyes Laser therapy up to PHP 10,000
Allianz Standard (International)
Allianz Global Health Insurance offers flexible coverage worldwide, operating primarily on a pay-and-claim basis for seamless healthcare access.
Not covered
Allianz Premium (International)
Same as Standard.
Up to $250 for eye exams and prescribed eyewear
Health Insurance plans
Employee Assistance Program
Maxicare (Local)- Effective from May 1, 2025
Maxicare offers a comprehensive local health insurance solution with a Maximum Benefit Limit (MBL) of up to 300,000 PHP per treatment, providing cashless access to quality healthcare.
PHP 5,000 per member per year for consultations for psychiatric and/or psychological illnesses and conditions, on reimbursement basis
Allianz Standard (International)
Allianz Global Health Insurance offers flexible coverage worldwide, operating primarily on a pay-and-claim basis for seamless healthcare access.
Included, offers mental health and counseling services
Allianz Premium (International)
Same as Standard.
Same as Standard
Health Insurance plans
Claim/Treatment resolution
Maxicare (Local)- Effective from May 1, 2025
Maxicare offers a comprehensive local health insurance solution with a Maximum Benefit Limit (MBL) of up to 300,000 PHP per treatment, providing cashless access to quality healthcare.
Cashless within network
Allianz Standard (International)
Allianz Global Health Insurance offers flexible coverage worldwide, operating primarily on a pay-and-claim basis for seamless healthcare access.
Pay first and claim reimbursement
Allianz Premium (International)
Same as Standard.
Same as Standard
Health Insurance plans
Coverage details
Maxicare (Local)- Effective from May 1, 2025
Maxicare offers a comprehensive local health insurance solution with a Maximum Benefit Limit (MBL) of up to 300,000 PHP per treatment, providing cashless access to quality healthcare.
For more detailed information on the local Maxicare plan, please refer to the table of benefits.
Allianz Standard (International)
Allianz Global Health Insurance offers flexible coverage worldwide, operating primarily on a pay-and-claim basis for seamless healthcare access.
For more detailed information on the Allianz Standard plan, please refer to the table of benefits.
Allianz Premium (International)
Same as Standard.
For more detailed information on the Allianz Premium plan, please refer to the table of benefits.
Remote Life Insurance Plans
Customers may elect to offer the below global life insurance benefits to employees and can choose between the basic and comprehensive plans.
Remote has partnered with Allianz as our benefits provider for global life insurance coverage.
It is essential to be aware that in certain countries:
- Insurance Premium Taxes may be applicable. This means you may pay taxes on the monthly premiums you pay towards the life insurance coverage for your employees.
- Life insurance benefits may be categorized as 'Benefits in Kind' (BIK). This categorization means that the monthly premiums, which the company pays for the life insurance coverage, might be counted as part of the employee's taxable income according to the local tax laws.
The rates listed here are for January 1, 2024, to April 30, 2025 policy year. Pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place.
You can email support@remote.com with any questions!
BASIC PLAN
COMPREHENSIVE PLAN
Life Insurance
Description: Life cover provides financial protection and security for beneficiaries after the death of an insured employee.
Payout: In the unfortunate event of an employee's demise, beneficiary compensation cannot exceed 6 times the employee's annual salary or the chosen cover level (whichever is lower).
Same as the Basic plan.
Accidental Death & Dismemberment (AD&D)
Description: The AD&D insurance offers financial protection to beneficiaries in the unfortunate events of an insured employee's accidental death or dismemberment.
Payout: Compensation cannot exceed 5 times the employee's annual salary or the chosen cover level (whichever is lower). The exact payout varies depending on the type of injury sustained, as specified in the Accidental Dismemberment Table. The employee or beneficiary will receive a percentage of the capped compensation amount, in accordance with the guidelines outlined in the table.
Learn more about payout procedures.
Permanent Disability
Description: The Permanent Disability insurance is designed to offer financial support to insured employees who suffer from either permanent and total or permanent and partial disabilities as a result of an accident or illness.
Payout: Compensation cannot exceed 5 times the employee's annual salary or the chosen cover level (whichever is lower). The insurance provider assesses the extent of the permanent disability to determine the final compensation:
- For disabilities below 33.33%, no compensation is provided.
- Disabilities falling between 33.33% and 66.67% result in compensation calculated as a percentage of the capped amount.
- Permanent disabilities exceeding 66.67% receive the full capped compensation amount.
Learn more about payout procedures.
Cover Levels and Premiums
Insurance Coverage and Monthly Premiums:
- up to $50k: $5.64
- up to $100k: $11.28
- up to $200k: $22.56
- up to $400k: $45.12
- up to $500k: $56.40
- up to $600k: $67.68
Insurance Premium Taxes are applicable in a few countries. Learn more.
Insurance Coverage and Monthly Premiums:
- up to $50k: $12.04
- up to $100k: $24.08
- up to $200k: $48.14
- up to $400k: $96.28
- up to $500k: $120.36
- up to $600k: $144.43
Insurance Premium Taxes are applicable in a few countries. Learn more.
Life Insurance
BASIC PLAN
Description: Life cover provides financial protection and security for beneficiaries after the death of an insured employee.
Payout: In the unfortunate event of an employee's demise, beneficiary compensation cannot exceed 6 times the employee's annual salary or the chosen cover level (whichever is lower).
COMPREHENSIVE PLAN
Same as the Basic plan.
Accidental Death & Dismemberment (AD&D)
BASIC PLAN
COMPREHENSIVE PLAN
Description: The AD&D insurance offers financial protection to beneficiaries in the unfortunate events of an insured employee's accidental death or dismemberment.
Payout: Compensation cannot exceed 5 times the employee's annual salary or the chosen cover level (whichever is lower). The exact payout varies depending on the type of injury sustained, as specified in the Accidental Dismemberment Table. The employee or beneficiary will receive a percentage of the capped compensation amount, in accordance with the guidelines outlined in the table.
Learn more about payout procedures.
Permanent Disability
BASIC PLAN
COMPREHENSIVE PLAN
Description: The Permanent Disability insurance is designed to offer financial support to insured employees who suffer from either permanent and total or permanent and partial disabilities as a result of an accident or illness.
Payout: Compensation cannot exceed 5 times the employee's annual salary or the chosen cover level (whichever is lower). The insurance provider assesses the extent of the permanent disability to determine the final compensation:
- For disabilities below 33.33%, no compensation is provided.
- Disabilities falling between 33.33% and 66.67% result in compensation calculated as a percentage of the capped amount.
- Permanent disabilities exceeding 66.67% receive the full capped compensation amount.
Learn more about payout procedures.
Cover Levels and Premiums
BASIC PLAN
Insurance Coverage and Monthly Premiums:
- up to $50k: $5.64
- up to $100k: $11.28
- up to $200k: $22.56
- up to $400k: $45.12
- up to $500k: $56.40
- up to $600k: $67.68
Insurance Premium Taxes are applicable in a few countries. Learn more.
COMPREHENSIVE PLAN
Insurance Coverage and Monthly Premiums:
- up to $50k: $12.04
- up to $100k: $24.08
- up to $200k: $48.14
- up to $400k: $96.28
- up to $500k: $120.36
- up to $600k: $144.43
Insurance Premium Taxes are applicable in a few countries. Learn more.
Exclusions: Please note that certain exclusions, as outlined in this help article, apply to our global life insurance policy.
Currency: Prices listed in USD, local currency equivalent will be determined based on exchange rate at the time of invoicing.
Remote Mental Health Program
The rates listed here are for July 1, 2024, to April 30, 2025 policy year.
Remote has partnered with Oliva, the UK & Europe's #1 rated employee mental wellbeing platform. Oliva is available on desktop and as a mobile app and it includes:
- 1-to-1 therapy with a curated pool of top-quality therapists (35+ languages available)
- Advanced matching service to find each employee the right therapist for them within 48 hours (98% success rate)
- Personal wellbeing profile with tailored recommendations and info to track progress
- Curated self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, Oliva Talks, podcasts on workplace wellbeing, and micro-learning content series for managers
- 24/7 mental health helplines for when an employee is struggling and needs to talk to someone immediately
- and more
Customers may elect to offer the mental health program benefits to their teams and can choose among 5 different plans. If one of the mental health benefit is offered, the employee will automatically be enrolled and you will be charged for it monthly. However, employees have the option to opt out of the benefit. If they choose to do so, they will be unenrolled and charges will stop effective from the next month.
It is essential to be aware that in certain countries, Mental Health benefits may be categorized as 'Benefits in Kind' (BIK). This categorization means that the monthly premiums, which the company pays for the benefit, might be counted as part of the employee's taxable income according to the local tax laws.
Pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place.
You can email support@remote.com with any questions!
Currency: Prices listed in USD, local currency equivalent will be determined based on the exchange rate at the time of invoicing.
Basic Mental Health Program $3.00/MO. | Standard Mental Health Program $8.47/MO. | Plus Mental Health Program $15.70/MO. | Premium Mental Health Program $22.70/MO. | Platinum Mental Health Program $35.83/MO. | |
Basic Mental Health Program $3.00/MO. Platform Access Only This plan does not include pre-paid Therapy / Coaching sessions.
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Standard Mental Health Program $8.47/MO. Includes:
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Plus Mental Health Program $15.70/MO. Includes:
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Premium Mental Health Program $22.70/MO. Includes:
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Platinum Mental Health Program $35.83/MO. Includes:
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) |
Remote Global Business Travel Insurance
The rates listed here are for November 1, 2024, to April 30, 2025.
Remote has partnered with Expatriate Group, a specialized insurance provider offering comprehensive business travel insurance solutions designed for global businesses. Remote's business travel is a Multi-trip Insurance and it includes:
- Emergency Medical Support with access to emergency medical care and evacuation services in case of illness or injury while traveling.
- Baggage and Business Equipment Coverage that protects personal belongings and essential business equipment during travel
- Travel Delay and Trip Cancellation for unexpected travel delays or cancellations
- Personal Liability and Accidental Death with coverage up $100,000 per trip across all plans.
- Access to a 24/7 helpline, providing immediate assistance for travel emergencies, medical support, and more, no matter where employees are in the world.
- Up to 42 days of annual Multi-Trip coverage.
- and more.
Customers can offer Global Business Travel Insurance to selected employees, choosing from five levels of coverage. This insurance can be provided on an individual basis, without needing to offer it to the entire team. However, the chosen plan must be consistent for all eligible employees within the same country. Employees also have the option to opt-out, and if they do, their coverage and charges will end in the following billing cycle.
Pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place.
You can email support@remote.com with any questions!
Important:
- Prices listed in USD, local currency equivalent will be determined based on the exchange rate at the time of invoicing.
- For terminated employees, billing will cease as of the last day of the month. However, if during the active policy, the employee files a claim, the monthly premium will continue until next renewal.
- Once the benefits is selected, it is a one-year commitment or until the next renewal, whichever comes first. You will not be able to opt out of the plan until this time period has been reached. If you do not cancel the coverage during this period, it will automatically renew.
- All claims payment are made to the employees by the insurance company directly
- Access comprehensive plan comparison here and our policy wording.
COVERAGE DESCRIPTION
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
Emergency & Accidental Medical
$1,000,000
$1,000,000
$1,000,000
Repatriation for Medical Treatment
100% per Trip
100% per Trip
100% per Trip
Emergency Medical Evacuation
$100,000
$100,000
$100,000
Repatriation of Mortal Remains
$25,000 per Trip
$25,000 per Trip
$25,000 per Trip
Pre-existing medical conditions
Stable Pre-Existing Medical Condition covered up to $50,000
Stable Pre-Existing Medical Condition covered up to $50,000
Stable Pre-Existing Medical Condition covered up to $50,000
Baggage Delay
$100 per day up to $700 per Trip *Does not apply to one-way trips
$100 per day up to $700 per Trip *Does not apply to one-way trips
Personal Liability
$100,000 per Trip
$100,000 per Trip
Accidental Death & Permanent Total Disability
$100,000 per Trip
$100,000 per Trip
Loss of Passport
$250 per Trip
$250 per Trip
Legal Expenses
$10,000 per Trip
$10,000 per Trip
Hijacking
$1,000 per Trip
$1,000 per Trip
Cancellation & Curtailment
$2,000 per Trip; subject to$100 Deductible per Trip *Benefit not available to residents of the USA
Compassionate Repatriation
$6,000 per Trip
Business Equipment
Up to $1,500
Up to $1,500
Up to $1,500
Computer Equipment Single Item Limit
$500.00
$500.00
$500.00
Business Money
$100 per day up to $500
$100 per day up to $500
$100 per day up to $500
Domestic Business Travel
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
COVERAGE DESCRIPTION
Emergency & Accidental Medical
BASIC
$11.45/MO.
$1,000,000
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$1,000,000
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$1,000,000
COVERAGE DESCRIPTION
Repatriation for Medical Treatment
BASIC
$11.45/MO.
100% per Trip
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
100% per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
100% per Trip
COVERAGE DESCRIPTION
Emergency Medical Evacuation
BASIC
$11.45/MO.
$100,000
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$100,000
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$100,000
COVERAGE DESCRIPTION
Repatriation of Mortal Remains
BASIC
$11.45/MO.
$25,000 per Trip
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$25,000 per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$25,000 per Trip
COVERAGE DESCRIPTION
Pre-existing medical conditions
BASIC
$11.45/MO.
Stable Pre-Existing Medical Condition covered up to $50,000
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
Stable Pre-Existing Medical Condition covered up to $50,000
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
Stable Pre-Existing Medical Condition covered up to $50,000
COVERAGE DESCRIPTION
Baggage Delay
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$100 per day up to $700 per Trip *Does not apply to one-way trips
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$100 per day up to $700 per Trip *Does not apply to one-way trips
COVERAGE DESCRIPTION
Personal Liability
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$100,000 per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$100,000 per Trip
COVERAGE DESCRIPTION
Accidental Death & Permanent Total Disability
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$100,000 per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$100,000 per Trip
COVERAGE DESCRIPTION
Loss of Passport
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$250 per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$250 per Trip
COVERAGE DESCRIPTION
Legal Expenses
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$10,000 per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$10,000 per Trip
COVERAGE DESCRIPTION
Hijacking
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$1,000 per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$1,000 per Trip
COVERAGE DESCRIPTION
Cancellation & Curtailment
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$2,000 per Trip; subject to$100 Deductible per Trip *Benefit not available to residents of the USA
COVERAGE DESCRIPTION
Compassionate Repatriation
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$6,000 per Trip
COVERAGE DESCRIPTION
Business Equipment
BASIC
$11.45/MO.
Up to $1,500
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
Up to $1,500
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
Up to $1,500
COVERAGE DESCRIPTION
Computer Equipment Single Item Limit
BASIC
$11.45/MO.
$500.00
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$500.00
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$500.00
COVERAGE DESCRIPTION
Business Money
BASIC
$11.45/MO.
$100 per day up to $500
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$100 per day up to $500
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$100 per day up to $500
COVERAGE DESCRIPTION
Domestic Business Travel
BASIC
$11.45/MO.
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
Remote's Benefits Practices
Remote supports our clients by offering competitive benefits packages that will help you attract and retain the best talent across the globe! Our benefits specialists have done the research on norms and requirements in each local market and have crafted packages that will allow your employees to thrive, no matter what country they live in.
We do not require customers to offer benefits in the Philippines due to its strong public system and local laws that protect us (and you!) against claims of discriminatory hiring practices. However, we do recommend that employers in the Philippines offer benefits to their employees, which allows them to access a wider range of options for providers and specialists as well as significantly shorter wait times. We do not add a markup on any benefits premiums or administration costs.
If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!
- Healthcare in the Philippines: Citizens of the Philippines receive free medical care through PhilHealth (the Philippine Health Insurance Corporation), which was expanded through the Universal Healthcare Act in 2019. However, many professionals in the Philippines have private insurance in order to access to newer and more comfortable facilities and shorter wait times. This is typically provided by their employer.
- You will be able to select a benefits plan when onboarding your employee. From there, the employee will be enrolled and contacted with more information about their plan. Remote takes care of all the administration work so you can focus on scaling your global team!
TCE in the Philippines
If you’re ready to hire a new employee in the Philippines, you may have generated or received a Total Cost of Employment quote to get an estimate of what it might cost. If you haven’t, you can do so with our handy Cost Calculator tool now!
Employers hiring in the Philippines must pay for social contributions mandated by the government. These costs are automatically applied during payroll:
- Social Security Services
- Mandatory Provident Fund
- Home Development Mutual Fund
- PhilHealth
The exact cost of the government contributions listed above can be found by using the Cost Calculator.
- For more information about hiring employees in the Philippines, see our country hiring guide at https://remote.com/country-explorer/philippines.
Learn more about Remote benefits
How do benefits work when hiring through an EOR?
Watch this quick explainer video to understand how offering benefits works when you hire team members through an employer of record like Remote.