Remote Benefits:
Spain
Remote builds belonging for your global team with comprehensive local plans at competitive rates.
At Remote, we offer country-specific benefits for everyone on your team. Your team members will enjoy comprehensive coverage from top providers while you access competitive rates meant for larger groups — even if you’re still growing!
Local Health Insurance with Sanitas
Customers may elect to offer the below benefits to their team members in Spain and can choose between two local plans (local standard and local premium plans), two international plans (international standard and international premium plans), or choose to offer no benefits. These benefits are optional in Spain, however, if you choose to offer a benefit, it will be offered to all of your team members in the country.
The rates listed here are for the policy year from May 1, 2025, to April 30, 2026. Pricing and benefits are subject to change in response to business and market changes, and we will update you when those changes take place.
Starting May 1, 2025, Benefits Service Fee of $15 USD per enrolled employee per month applies (a single fee applies regardless of the number of benefits you offer). Find out more.
LOCAL STANDARD TIER
LOCAL PREMIUM TIER
Family Coverage
You can support your team members by directly covering their dependents. Note that the final cost for family coverage may vary based on the number of dependents an employee adds.
- Apr 2024 – Mar 2025: €40.44/month per person
- Apr 2025 – Mar 2026: €43.88/month per person
Coverage Responsibility:
- If you offer Employee Only coverage, you cover the cost of the employee, while the employee pays for any dependents they add.
- If you offer Family Coverage, you cover the cost of both the employee and any dependents they add.
- Apr 2024 – Mar 2025: €57.28/month per person
- Apr 2025 – Mar 2026: €62.15/month per person
Coverage Responsibility:
- If you offer Employee Only coverage, you cover the cost of the employee, while the employee pays for any dependents they add.
- If you offer Family Coverage, you cover the cost of both the employee and any dependents they add.
Inpatient Coverage
Cover Limit: No Limits (In Network)
Specific coverage for psychiatric admission on an inpatient basis for the treatment of acute outbreaks, up to 50 days per insured per year.
Same as the Local Standard Tier, with a limit of up to €1,500/year on Out-Network Psychiatric admission
Outpatient Coverage
Cover Limit: No Limits (In Network)
Specific coverage includes Psychology limited to 12 sessions/year and Podology limited to 15 sessions/year.
Same as the Local Standard Tier, with a limit of up to €200,000/year on Out-Network. Sub limits here
Co-pay
None
None
Deductible
None
None
Dental Insurance
30 services included.
More than 170 services with exclusive discounts.
View more details about the Dental plan. Note that the services marked "Inc." are included, while others with specified prices are only available at the employee's expense.
Same as the Local Standard Tier
Waiting periods and pre-existing conditions
None
- None for Medical Insurance
- 3 months waiting period for Optics.
Vision Insurance
None
- Graduated contact lenses and graduated lenses. Frames excluded.
- 50% reimbursement up to 600 EUR per year.
International coverage
Emergency coverage abroad (up to 90 days, €12,000/person/year)
Same as the Local Standard Tier
Employee Assistance Program (EAP)
15 Psychology sessions
Same as the Local Standard Tier
Medical Claim Settlement Methods
This is how the healthcare expenses will be settled (cashless, reimburse or directly payments)
- In Network: Cashless
- Out Network: Not Applicable
- In Network: Cashless
- Out Network: 80% Reimbursement
Family Coverage
You can support your team members by directly covering their dependents. Note that the final cost for family coverage may vary based on the number of dependents an employee adds.
LOCAL STANDARD TIER
- Apr 2024 – Mar 2025: €40.44/month per person
- Apr 2025 – Mar 2026: €43.88/month per person
Coverage Responsibility:
- If you offer Employee Only coverage, you cover the cost of the employee, while the employee pays for any dependents they add.
- If you offer Family Coverage, you cover the cost of both the employee and any dependents they add.
LOCAL PREMIUM TIER
- Apr 2024 – Mar 2025: €57.28/month per person
- Apr 2025 – Mar 2026: €62.15/month per person
Coverage Responsibility:
- If you offer Employee Only coverage, you cover the cost of the employee, while the employee pays for any dependents they add.
- If you offer Family Coverage, you cover the cost of both the employee and any dependents they add.
Inpatient Coverage
LOCAL STANDARD TIER
Cover Limit: No Limits (In Network)
Specific coverage for psychiatric admission on an inpatient basis for the treatment of acute outbreaks, up to 50 days per insured per year.
LOCAL PREMIUM TIER
Same as the Local Standard Tier, with a limit of up to €1,500/year on Out-Network Psychiatric admission
Outpatient Coverage
LOCAL STANDARD TIER
Cover Limit: No Limits (In Network)
Specific coverage includes Psychology limited to 12 sessions/year and Podology limited to 15 sessions/year.
LOCAL PREMIUM TIER
Same as the Local Standard Tier, with a limit of up to €200,000/year on Out-Network. Sub limits here
Co-pay
LOCAL STANDARD TIER
None
LOCAL PREMIUM TIER
None
Deductible
LOCAL STANDARD TIER
None
LOCAL PREMIUM TIER
None
Dental Insurance
LOCAL STANDARD TIER
30 services included.
More than 170 services with exclusive discounts.
View more details about the Dental plan. Note that the services marked "Inc." are included, while others with specified prices are only available at the employee's expense.
LOCAL PREMIUM TIER
Same as the Local Standard Tier
Waiting periods and pre-existing conditions
LOCAL STANDARD TIER
None
LOCAL PREMIUM TIER
- None for Medical Insurance
- 3 months waiting period for Optics.
Vision Insurance
LOCAL STANDARD TIER
None
LOCAL PREMIUM TIER
- Graduated contact lenses and graduated lenses. Frames excluded.
- 50% reimbursement up to 600 EUR per year.
International coverage
LOCAL STANDARD TIER
Emergency coverage abroad (up to 90 days, €12,000/person/year)
LOCAL PREMIUM TIER
Same as the Local Standard Tier
Employee Assistance Program (EAP)
LOCAL STANDARD TIER
15 Psychology sessions
LOCAL PREMIUM TIER
Same as the Local Standard Tier
Medical Claim Settlement Methods
This is how the healthcare expenses will be settled (cashless, reimburse or directly payments)
LOCAL STANDARD TIER
- In Network: Cashless
- Out Network: Not Applicable
LOCAL PREMIUM TIER
- In Network: Cashless
- Out Network: 80% Reimbursement
Global Health Insurance with Allianz
The rates listed here are for the May 1, 2025, to April 30, 2026 policy year. Pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place. If you have any questions, you can reach out to us.
Starting May 1, 2025, a Benefits Service Fee of $15 USD per enrolled employee per month applies (a single fee applies regardless of the number of benefits you offered). Find out more.
Standard Plan
$123.17 USD /month
Premium Plan
$157.08 USD/month
Gold Plan
$186.83 USD/month
Platinum Plan
$206.5 USD/month
Price & Coverage Options
You pay:
- Employee Only: $123.17/mo
- Family coverage (spouse/partner, children): Ranges from $184.75 to $369.5/mo
(This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $123.17/mo).
Employee pays:
- If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy.
- For Family coverage, the employee pays nothing.
Price & Coverage Options
You pay:
- Employee Only: $157.08/mo
- Family coverage (spouse/partner, children): Ranges from $235.63 to $471.25/mo
(This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $157.08/mo).
Employee pays:
- If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy.
- For Family coverage, the employee pays nothing.
Price & Coverage Options
You pay:
- Employee Only: $186.83/mo
- Family coverage (spouse/partner, children): Ranges from $280.25 to $560.5/mo
(This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $186.83/mo).
Employee pays:
- If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy.
- For Family coverage, the employee pays nothing.
Price & Coverage Options
You pay:
- Employee Only: $206.5/mo
- Family coverage (spouse/partner, children): Ranges from $309.75 to $619.5/mo
(This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $206.5/mo).
Employee pays:
- If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy.
- For Family coverage, the employee pays nothing.
Inpatient Coverage
Cover Limit: $1M
Includes hospital room charges, nursing care, surgical procedures, and medications administered during the hospital stay.
Full refunds are available for intensive care, prescription drugs and materials, surgical fees, including anesthesia, physician and therapist fees, surgical appliances, diagnostic tests (for in-patient and day-care treatments only), organ transplants, and more.
Inpatient Coverage
Cover Limit: $1M
Same as Standard
Inpatient Coverage
Cover Limit: $2.5M
Same as Standard but with a coverage limit of 2.5M USD.
Inpatient Coverage
Cover Limit: $5M
Same as Standard but with a coverage limit of 5M USD.
Outpatient Coverage
Cover Limit: $3,500
Includes doctor's visits, diagnostic tests, specialist consultations, outpatient surgeries, therapy sessions, prescription medications, and more.
Outpatient Coverage
Cover Limit: $5,060
Same as Standard, with higher cover limit.
Outpatient Coverage
Cover Limit: $6,000
Same as Standard, with higher cover limit.
Outpatient Coverage
Cover Limit: $15,000
Same as Standard, with higher cover limit.
Deductible
$135
Employee pays the first $135 out-of-pocket for outpatient services before their insurance coverage starts to contribute.
Deductible
$0
Employee receives immediate insurance coverage for outpatient services without any initial out-of-pocket payment.
Deductible
$0
Same as Premium
Deductible
$0
Same as Premium
Employee Assistance Program (EAP)
Includes access to multilingual mental health, legal, and financial counseling via phone, video, or in-person. Additionally, a wellness website, fitness app, and 24/7 support in multiple languages are provided.
Employee Assistance Program (EAP)
Same as Standard
Employee Assistance Program (EAP)
Same as Standard
Employee Assistance Program (EAP)
Same as Standard
Maternity
Maternity coverage includes a limit of $6,000 for related medical expenses.
Maternity
Same as Standard
Maternity
Same as Standard
Maternity
Maternity coverage includes a limit of $10,000 for related medical expenses.
Prescribed Physiotherapy
Up to $600 (10 visits)
Prescribed Physiotherapy
Same as Standard
Prescribed Physiotherapy
Up to $1275 (10 visits)
Prescribed Physiotherapy
Up to $2500 (20 visits)
Prescription drugs
Up to $1,350
Prescription drugs
Same as Standard
Prescription drugs
Same as Standard
Prescription drugs
Full refund
Vaccinations, health checks, cancer screening, dietician fees
$300 for each treatment
Vaccinations, health checks, cancer screening, dietician fees
$500 for each treatment
Vaccinations, health checks, cancer screening, dietician fees
$300 for each treatment
Vaccinations, health checks, cancer screening, dietician fees
$500 for each treatment
Vision Insurance
Not covered
Vision Insurance
Coverage Limit: $250
Includes eye examination and prescribed glasses and contact lenses.
Vision Insurance
Same as Premium
Vision Insurance
Coverage Limit: $500
Includes eye examination and prescribed glasses and contact lenses.
Dental Insurance
Not covered
Dental Insurance
Coverage Limit: $1000
Includes routine, preventive and restorative treatments as well as periodontics.
Dental Insurance
Same as Premium
Dental Insurance
Coverage Limit: $2500
Includes routine, preventive and restorative treatments as well as periodontics.
Standard Plan
$123.17 USD /month
Price & Coverage Options
You pay:
- Employee Only: $123.17/mo
- Family coverage (spouse/partner, children): Ranges from $184.75 to $369.5/mo
(This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $123.17/mo).
Employee pays:
- If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy.
- For Family coverage, the employee pays nothing.
Premium Plan
$157.08 USD/month
Price & Coverage Options
You pay:
- Employee Only: $157.08/mo
- Family coverage (spouse/partner, children): Ranges from $235.63 to $471.25/mo
(This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $157.08/mo).
Employee pays:
- If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy.
- For Family coverage, the employee pays nothing.
Gold Plan
$186.83 USD/month
Price & Coverage Options
You pay:
- Employee Only: $186.83/mo
- Family coverage (spouse/partner, children): Ranges from $280.25 to $560.5/mo
(This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $186.83/mo).
Employee pays:
- If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy.
- For Family coverage, the employee pays nothing.
Platinum Plan
$206.5 USD/month
Price & Coverage Options
You pay:
- Employee Only: $206.5/mo
- Family coverage (spouse/partner, children): Ranges from $309.75 to $619.5/mo
(This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $206.5/mo).
Employee pays:
- If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy.
- For Family coverage, the employee pays nothing.
Standard Plan
$123.17 USD /month
Inpatient Coverage
Cover Limit: $1M
Includes hospital room charges, nursing care, surgical procedures, and medications administered during the hospital stay.
Full refunds are available for intensive care, prescription drugs and materials, surgical fees, including anesthesia, physician and therapist fees, surgical appliances, diagnostic tests (for in-patient and day-care treatments only), organ transplants, and more.
Premium Plan
$157.08 USD/month
Inpatient Coverage
Cover Limit: $1M
Same as Standard
Gold Plan
$186.83 USD/month
Inpatient Coverage
Cover Limit: $2.5M
Same as Standard but with a coverage limit of 2.5M USD.
Platinum Plan
$206.5 USD/month
Inpatient Coverage
Cover Limit: $5M
Same as Standard but with a coverage limit of 5M USD.
Standard Plan
$123.17 USD /month
Outpatient Coverage
Cover Limit: $3,500
Includes doctor's visits, diagnostic tests, specialist consultations, outpatient surgeries, therapy sessions, prescription medications, and more.
Premium Plan
$157.08 USD/month
Outpatient Coverage
Cover Limit: $5,060
Same as Standard, with higher cover limit.
Gold Plan
$186.83 USD/month
Outpatient Coverage
Cover Limit: $6,000
Same as Standard, with higher cover limit.
Platinum Plan
$206.5 USD/month
Outpatient Coverage
Cover Limit: $15,000
Same as Standard, with higher cover limit.
Standard Plan
$123.17 USD /month
Deductible
$135
Employee pays the first $135 out-of-pocket for outpatient services before their insurance coverage starts to contribute.
Premium Plan
$157.08 USD/month
Deductible
$0
Employee receives immediate insurance coverage for outpatient services without any initial out-of-pocket payment.
Gold Plan
$186.83 USD/month
Deductible
$0
Same as Premium
Platinum Plan
$206.5 USD/month
Deductible
$0
Same as Premium
Standard Plan
$123.17 USD /month
Employee Assistance Program (EAP)
Includes access to multilingual mental health, legal, and financial counseling via phone, video, or in-person. Additionally, a wellness website, fitness app, and 24/7 support in multiple languages are provided.
Premium Plan
$157.08 USD/month
Employee Assistance Program (EAP)
Same as Standard
Gold Plan
$186.83 USD/month
Employee Assistance Program (EAP)
Same as Standard
Platinum Plan
$206.5 USD/month
Employee Assistance Program (EAP)
Same as Standard
Standard Plan
$123.17 USD /month
Maternity
Maternity coverage includes a limit of $6,000 for related medical expenses.
Premium Plan
$157.08 USD/month
Maternity
Same as Standard
Gold Plan
$186.83 USD/month
Maternity
Same as Standard
Platinum Plan
$206.5 USD/month
Maternity
Maternity coverage includes a limit of $10,000 for related medical expenses.
Standard Plan
$123.17 USD /month
Prescribed Physiotherapy
Up to $600 (10 visits)
Premium Plan
$157.08 USD/month
Prescribed Physiotherapy
Same as Standard
Gold Plan
$186.83 USD/month
Prescribed Physiotherapy
Up to $1275 (10 visits)
Platinum Plan
$206.5 USD/month
Prescribed Physiotherapy
Up to $2500 (20 visits)
Standard Plan
$123.17 USD /month
Prescription drugs
Up to $1,350
Premium Plan
$157.08 USD/month
Prescription drugs
Same as Standard
Gold Plan
$186.83 USD/month
Prescription drugs
Same as Standard
Platinum Plan
$206.5 USD/month
Prescription drugs
Full refund
Standard Plan
$123.17 USD /month
Vaccinations, health checks, cancer screening, dietician fees
$300 for each treatment
Premium Plan
$157.08 USD/month
Vaccinations, health checks, cancer screening, dietician fees
$500 for each treatment
Gold Plan
$186.83 USD/month
Vaccinations, health checks, cancer screening, dietician fees
$300 for each treatment
Platinum Plan
$206.5 USD/month
Vaccinations, health checks, cancer screening, dietician fees
$500 for each treatment
Standard Plan
$123.17 USD /month
Vision Insurance
Not covered
Premium Plan
$157.08 USD/month
Vision Insurance
Coverage Limit: $250
Includes eye examination and prescribed glasses and contact lenses.
Gold Plan
$186.83 USD/month
Vision Insurance
Same as Premium
Platinum Plan
$206.5 USD/month
Vision Insurance
Coverage Limit: $500
Includes eye examination and prescribed glasses and contact lenses.
Standard Plan
$123.17 USD /month
Dental Insurance
Not covered
Premium Plan
$157.08 USD/month
Dental Insurance
Coverage Limit: $1000
Includes routine, preventive and restorative treatments as well as periodontics.
Gold Plan
$186.83 USD/month
Dental Insurance
Same as Premium
Platinum Plan
$206.5 USD/month
Dental Insurance
Coverage Limit: $2500
Includes routine, preventive and restorative treatments as well as periodontics.
Retirement
Remote offers an optional Retirement plan.
If you would like to offer the Retirement plan you must offer it to all employees on your team. From June 2024, you will have access to a retirement benefit (Unit linked) via VidaCaixa. This new plan is designed to offer a more flexible and robust retirement savings solution, aligned with industry practices. You will have the option to choose between 5 contribution levels: Basic, Standard, Plus, Premium and Platinum. Employees have the option to make additional voluntary contributions (within legally established limits), tailoring their plan to meet individual financial objectives. There is an additional 4.5EUR per employee per month fee for platform management of Retirement and Flex Benefits. Please note, once a Retirement benefit is offered, it cannot be revoked due to acquired rights.
Plan | COMPANY CONTRIBUTION | EMPLOYEE CONTRIBUTION | TOTAL CONTRIBUTION | ||
Plan Basic | COMPANY CONTRIBUTION None (voluntary by employee) | EMPLOYEE CONTRIBUTION Employee decides voluntarily | TOTAL CONTRIBUTION Employee voluntary contributions (if any) | ||
Plan Standard | COMPANY CONTRIBUTION Company contributes 2% | EMPLOYEE CONTRIBUTION Employee contributes 1% | TOTAL CONTRIBUTION 3% total contribution | ||
Plan Plus | COMPANY CONTRIBUTION Company contributes 4% | EMPLOYEE CONTRIBUTION Employee contributes 2% | TOTAL CONTRIBUTION 6% total contribution | ||
Plan Premium | COMPANY CONTRIBUTION Company contributes 6% | EMPLOYEE CONTRIBUTION Employee contributes 3% | TOTAL CONTRIBUTION 9% total contribution | ||
Plan Platinum | COMPANY CONTRIBUTION Company contributes 8% | EMPLOYEE CONTRIBUTION Employee contributes 4% | TOTAL CONTRIBUTION 12% total contribution |
Flexible Benefits
In addition to health, life and retirement benefits, Remote offers flexible benefits such as meal cards and childcare vouchers to employees in Spain. This is voluntary salary sacrifice scheme, 100% paid by employees.
All employees are automatically enrolled in the Cobee platform, which is mandatory for the Basic Retirement Plan, meal and nursery services. This means that customers cannot opt out of the Cobee benefit or waive its associated cost (indicated on the Retirement section)
Remote Life Insurance Plans
Customers may elect to offer the below global life insurance benefits to employees and can choose between the basic and comprehensive plans.
Remote has partnered with Allianz as our benefits provider for global life insurance coverage.
It is essential to be aware that in certain countries:
- Insurance Premium Taxes may be applicable. This means you may pay taxes on the monthly premiums you pay towards the life insurance coverage for your employees.
- Life insurance benefits may be categorized as 'Benefits in Kind' (BIK). This categorization means that the monthly premiums, which the company pays for the life insurance coverage, might be counted as part of the employee's taxable income according to the local tax laws.
The rates listed here are for January 1, 2024, to April 30, 2026 policy year. Pricing and benefits are subject to change in response to business and market changes, and we will update you when those changes take place.
Starting May 1, 2025, a Benefits Service Fee of $15 USD per enrolled employee per month applies (a single fee applies regardless of the number of benefits you offered).
BASIC PLAN
COMPREHENSIVE PLAN
Life Insurance
Description: Life cover provides financial protection and security for beneficiaries after the death of an insured employee.
Payout: In the unfortunate event of an employee's demise, beneficiary compensation cannot exceed 6 times the employee's annual salary or the chosen cover level (whichever is lower).
Same as the Basic plan.
Accidental Death & Dismemberment (AD&D)
Description: The AD&D insurance offers financial protection to beneficiaries in the unfortunate events of an insured employee's accidental death or dismemberment.
Payout: Compensation cannot exceed 5 times the employee's annual salary or the chosen cover level (whichever is lower). The exact payout varies depending on the type of injury sustained, as specified in the Accidental Dismemberment Table. The employee or beneficiary will receive a percentage of the capped compensation amount, in accordance with the guidelines outlined in the table.
Learn more about payout procedures.
Permanent Disability
Description: The Permanent Disability insurance is designed to offer financial support to insured employees who suffer from either permanent and total or permanent and partial disabilities as a result of an accident or illness.
Payout: Compensation cannot exceed 5 times the employee's annual salary or the chosen cover level (whichever is lower). The insurance provider assesses the extent of the permanent disability to determine the final compensation:
- For disabilities below 33.33%, no compensation is provided.
- Disabilities falling between 33.33% and 66.67% result in compensation calculated as a percentage of the capped amount.
- Permanent disabilities exceeding 66.67% receive the full capped compensation amount.
Learn more about payout procedures.
Cover Levels and Premiums
Insurance Coverage and Monthly Premiums:
- up to $50k: $5.64
- up to $100k: $11.28
- up to $200k: $22.56
- up to $400k: $45.12
- up to $500k: $56.40
- up to $600k: $67.68
Insurance Premium Taxes are applicable in a few countries. Learn more.
Insurance Coverage and Monthly Premiums:
- up to $50k: $12.04
- up to $100k: $24.08
- up to $200k: $48.14
- up to $400k: $96.28
- up to $500k: $120.36
- up to $600k: $144.43
Insurance Premium Taxes are applicable in a few countries. Learn more.
Life Insurance
BASIC PLAN
Description: Life cover provides financial protection and security for beneficiaries after the death of an insured employee.
Payout: In the unfortunate event of an employee's demise, beneficiary compensation cannot exceed 6 times the employee's annual salary or the chosen cover level (whichever is lower).
COMPREHENSIVE PLAN
Same as the Basic plan.
Accidental Death & Dismemberment (AD&D)
BASIC PLAN
COMPREHENSIVE PLAN
Description: The AD&D insurance offers financial protection to beneficiaries in the unfortunate events of an insured employee's accidental death or dismemberment.
Payout: Compensation cannot exceed 5 times the employee's annual salary or the chosen cover level (whichever is lower). The exact payout varies depending on the type of injury sustained, as specified in the Accidental Dismemberment Table. The employee or beneficiary will receive a percentage of the capped compensation amount, in accordance with the guidelines outlined in the table.
Learn more about payout procedures.
Permanent Disability
BASIC PLAN
COMPREHENSIVE PLAN
Description: The Permanent Disability insurance is designed to offer financial support to insured employees who suffer from either permanent and total or permanent and partial disabilities as a result of an accident or illness.
Payout: Compensation cannot exceed 5 times the employee's annual salary or the chosen cover level (whichever is lower). The insurance provider assesses the extent of the permanent disability to determine the final compensation:
- For disabilities below 33.33%, no compensation is provided.
- Disabilities falling between 33.33% and 66.67% result in compensation calculated as a percentage of the capped amount.
- Permanent disabilities exceeding 66.67% receive the full capped compensation amount.
Learn more about payout procedures.
Cover Levels and Premiums
BASIC PLAN
Insurance Coverage and Monthly Premiums:
- up to $50k: $5.64
- up to $100k: $11.28
- up to $200k: $22.56
- up to $400k: $45.12
- up to $500k: $56.40
- up to $600k: $67.68
Insurance Premium Taxes are applicable in a few countries. Learn more.
COMPREHENSIVE PLAN
Insurance Coverage and Monthly Premiums:
- up to $50k: $12.04
- up to $100k: $24.08
- up to $200k: $48.14
- up to $400k: $96.28
- up to $500k: $120.36
- up to $600k: $144.43
Insurance Premium Taxes are applicable in a few countries. Learn more.
Exclusions: Please note that certain exclusions, as outlined in this help article, apply to our global life insurance policy.
Currency: Prices listed in USD, local currency equivalent will be determined based on exchange rate at the time of invoicing.
Remote Mental Health Program
The rates listed here are for July 1, 2024, to April 30, 2026 policy year.
Remote has partnered with Oliva, the UK & Europe's #1 rated employee mental wellbeing platform. Oliva is available on desktop and as a mobile app and it includes:
- 1-to-1 therapy with a curated pool of top-quality therapists (35+ languages available)
- Advanced matching service to find each employee the right therapist for them within 48 hours (98% success rate)
- Personal wellbeing profile with tailored recommendations and info to track progress
- Curated self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, Oliva Talks, podcasts on workplace wellbeing, and micro-learning content series for managers
- 24/7 mental health helplines for when an employee is struggling and needs to talk to someone immediately
- and more
Customers may elect to offer the mental health program benefits to their teams and can choose among 5 different plans. If one of the mental health benefit is offered, the employee will automatically be enrolled and you will be charged for it monthly. However, employees have the option to opt out of the benefit. If they choose to do so, they will be unenrolled and charges will stop effective from the next month.
It is essential to be aware that in certain countries, Mental Health benefits may be categorized as 'Benefits in Kind' (BIK). This categorization means that the monthly premiums, which the company pays for the benefit, might be counted as part of the employee's taxable income according to the local tax laws.
Pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place.
Currency: Prices listed in USD, local currency equivalent will be determined based on the exchange rate at the time of invoicing.
Starting May 1, 2025, a Benefits Service Fee of $15 USD per enrolled employee per month applies (a single fee applies regardless of the number of benefits you offered).
Basic Mental Health Program $3.00/MO. | Standard Mental Health Program $8.47/MO. | Plus Mental Health Program $15.70/MO. | Premium Mental Health Program $22.70/MO. | Platinum Mental Health Program $35.83/MO. | |
Basic Mental Health Program $3.00/MO. Platform Access Only This plan does not include pre-paid Therapy / Coaching sessions.
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Standard Mental Health Program $8.47/MO. Includes:
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Plus Mental Health Program $15.70/MO. Includes:
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Premium Mental Health Program $22.70/MO. Includes:
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Platinum Mental Health Program $35.83/MO. Includes:
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) |
Remote Global Business Travel Insurance
The rates listed here are for November 1, 2024, to April 30, 2026.
Remote has partnered with Expatriate Group, a specialized insurance provider offering comprehensive business travel insurance solutions designed for global businesses. Remote's business travel is a Multi-trip Insurance and it includes:
- Emergency Medical Support with access to emergency medical care and evacuation services in case of illness or injury while traveling.
- Baggage and Business Equipment Coverage that protects personal belongings and essential business equipment during travel
- Travel Delay and Trip Cancellation for unexpected travel delays or cancellations
- Personal Liability and Accidental Death with coverage up $100,000 per trip across all plans.
- Access to a 24/7 helpline, providing immediate assistance for travel emergencies, medical support, and more, no matter where employees are in the world.
- Up to 42 days of annual Multi-Trip coverage.
- and more.
Customers can offer Global Business Travel Insurance to selected employees, choosing from five levels of coverage. This insurance can be provided on an individual basis, without needing to offer it to the entire team. However, the chosen plan must be consistent for all eligible employees within the same country. Employees also have the option to opt-out, and if they do, their coverage and charges will end in the following billing cycle.
Pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place.
If you have any questions, you can reach out to us.
Important:
- Prices listed in USD, local currency equivalent will be determined based on the exchange rate at the time of invoicing.
- For terminated employees, billing will cease as of the last day of the month. However, if during the active policy, the employee files a claim, the monthly premium will continue until next renewal.
- Once the benefits is selected, it is a one-year commitment or until the next renewal, whichever comes first. You will not be able to opt out of the plan until this time period has been reached. If you do not cancel the coverage during this period, it will automatically renew.
- All claims payment are made to the employees by the insurance company directly
- Access comprehensive plan comparison here and our policy wording.
Starting May 1, 2025, a Benefits Service Fee of $15 USD per enrolled employee per month applies (a single fee applies regardless of the number of benefits you offered). Find out more.
COVERAGE DESCRIPTION
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
Emergency & Accidental Medical
$1,000,000
$1,000,000
$1,000,000
Repatriation for Medical Treatment
100% per Trip
100% per Trip
100% per Trip
Emergency Medical Evacuation
$100,000
$100,000
$100,000
Repatriation of Mortal Remains
$25,000 per Trip
$25,000 per Trip
$25,000 per Trip
Pre-existing medical conditions
Stable Pre-Existing Medical Condition covered up to $50,000
Stable Pre-Existing Medical Condition covered up to $50,000
Stable Pre-Existing Medical Condition covered up to $50,000
Baggage Delay
$100 per day up to $700 per Trip *Does not apply to one-way trips
$100 per day up to $700 per Trip *Does not apply to one-way trips
Personal Liability
$100,000 per Trip
$100,000 per Trip
Accidental Death & Permanent Total Disability
$100,000 per Trip
$100,000 per Trip
Loss of Passport
$250 per Trip
$250 per Trip
Legal Expenses
$10,000 per Trip
$10,000 per Trip
Hijacking
$1,000 per Trip
$1,000 per Trip
Cancellation & Curtailment
$2,000 per Trip; subject to$100 Deductible per Trip *Benefit not available to residents of the USA
Compassionate Repatriation
$6,000 per Trip
Business Equipment
Up to $1,500
Up to $1,500
Up to $1,500
Computer Equipment Single Item Limit
$500.00
$500.00
$500.00
Business Money
$100 per day up to $500
$100 per day up to $500
$100 per day up to $500
Domestic Business Travel
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
COVERAGE DESCRIPTION
Emergency & Accidental Medical
BASIC
$11.45/MO.
$1,000,000
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$1,000,000
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$1,000,000
COVERAGE DESCRIPTION
Repatriation for Medical Treatment
BASIC
$11.45/MO.
100% per Trip
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
100% per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
100% per Trip
COVERAGE DESCRIPTION
Emergency Medical Evacuation
BASIC
$11.45/MO.
$100,000
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$100,000
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$100,000
COVERAGE DESCRIPTION
Repatriation of Mortal Remains
BASIC
$11.45/MO.
$25,000 per Trip
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$25,000 per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$25,000 per Trip
COVERAGE DESCRIPTION
Pre-existing medical conditions
BASIC
$11.45/MO.
Stable Pre-Existing Medical Condition covered up to $50,000
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
Stable Pre-Existing Medical Condition covered up to $50,000
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
Stable Pre-Existing Medical Condition covered up to $50,000
COVERAGE DESCRIPTION
Baggage Delay
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$100 per day up to $700 per Trip *Does not apply to one-way trips
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$100 per day up to $700 per Trip *Does not apply to one-way trips
COVERAGE DESCRIPTION
Personal Liability
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$100,000 per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$100,000 per Trip
COVERAGE DESCRIPTION
Accidental Death & Permanent Total Disability
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$100,000 per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$100,000 per Trip
COVERAGE DESCRIPTION
Loss of Passport
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$250 per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$250 per Trip
COVERAGE DESCRIPTION
Legal Expenses
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$10,000 per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$10,000 per Trip
COVERAGE DESCRIPTION
Hijacking
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$1,000 per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$1,000 per Trip
COVERAGE DESCRIPTION
Cancellation & Curtailment
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$2,000 per Trip; subject to$100 Deductible per Trip *Benefit not available to residents of the USA
COVERAGE DESCRIPTION
Compassionate Repatriation
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$6,000 per Trip
COVERAGE DESCRIPTION
Business Equipment
BASIC
$11.45/MO.
Up to $1,500
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
Up to $1,500
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
Up to $1,500
COVERAGE DESCRIPTION
Computer Equipment Single Item Limit
BASIC
$11.45/MO.
$500.00
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$500.00
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$500.00
COVERAGE DESCRIPTION
Business Money
BASIC
$11.45/MO.
$100 per day up to $500
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$100 per day up to $500
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$100 per day up to $500
COVERAGE DESCRIPTION
Domestic Business Travel
BASIC
$11.45/MO.
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
Remote's Benefits Practices
Remote supports our clients by offering competitive benefits packages that will help you attract and retain the best talent across the globe! Our benefits specialists have done the research on norms and requirements in each local market and have crafted packages that will allow your employees to thrive, no matter what country they live in.
Our core benefits (which often include things like healthcare) are required in some countries where we hire. We do not require customers to offer benefits in Spain due to its strong public system and local laws that protect us (and you!) against claims of discriminatory hiring practices. However, we do recommend that employers in Spain offer benefits to their employees, which allows them to access a wider range of options for providers and specialists as well as significantly shorter wait times. Our plans also offer global coverage (excluding the US) to protect your employees when they are travelling outside their home country.
If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!
- In Spain, 80%* of employers offer supplemental health insurance to their workforce. Although the country has a public health system, supplemental health insurance provides employees with access to a wider range of options for providers and specialists, as well as significantly shorter wait times. Our plans also offer global coverage (excluding the US) to protect your employees when they are traveling outside their home country. (*based on 3rd-party market research from our partners)
- You will be able to select a benefits plan when onboarding your employee. From there, the employee will be enrolled and contacted with more information about their plan. Remote takes care of all the administration work so you can focus on scaling your global team!
TCE in Spain
If you’re ready to hire a new employee in Spain, you may have generated or received a Total Cost of Employment quote to get an estimate of what it might cost. If you haven’t, you can do so with our handy Cost Calculator tool now!
Employers hiring in Spain must pay for social contributions mandated by the government. These costs are automatically applied during payroll:
- Common contingencies
- Unemployment
- Wage guarantee fund
- Vocational education & training
- Occupational accident & disease contributions
- Mutua (working accident & other types of leave)
The exact cost of the government contributions listed above can be found by using the Cost Calculator.
- For more information about hiring employees in Spain, see our country hiring guide at https://remote.com/country-explorer/Spain.
Learn more about Remote benefits
How do benefits work when hiring through an EOR?
Watch this quick explainer video to understand how offering benefits works when you hire team members through an employer of record like Remote.