Remote Benefits:
United States
Remote builds belonging for your global team with comprehensive local plans at competitive rates.
At Remote, we are committed to delivering a broad selection of benefit offerings to our clients and their teams in the United States. - focusing is providing healthcare coverage that is both effective and cost-efficient.
2025 Benefit Plan - Key Highlights
Percentage-Based Contribution Model
We will continue with our percentage-based contribution model. This model allows for extending coverage to your team members and their families more effectively while keeping costs manageable.
Life Insurance Upgrade
We are enhancing our life insurance offering. The previous flat coverage of USD $50,000 will be upgraded to a benefit equal to 2x the annual salary, up to a maximum of USD $400,000. This upgrade reflects common practices across the sector, ensuring that our benefits package remains competitive and meets the expectations of our team members.
Benefit Structure
As our customer, you have the flexibility to choose from one of the seven benefit tiers offered in the United States. To stay compliant, we must offer insurance and retirement benefits as part of the compensation package for all employees in the US.
Selecting a Benefit Tier
The benefit tier you choose for your employees determines the percentage of healthcare premiums you'll cover for both your employees and their dependents. For instance, if you select a tier where you contribute 60% towards employee premiums and 40% towards employee + dependents' premiums, you are responsible for paying these specific percentages of the total premium costs for each employee and their enrolled dependents.
Base Plan
Each tier includes a base plan. Your percentage contribution is calculated on the base plan's monthly premium. This plan sets the benchmark for both you and your employee contributions. If the employee chooses a plan lower than the base plan, you may pay less for it.
Employee Contributions
Employees are responsible for paying the remainder of the premium after you contribute your percentage. If an employee selects a plan higher than the base plan, known as a "Buy-Up Option", they will face additional costs. Buy-Up Options provide more comprehensive coverage than the base plan but at a higher price. The employee's contribution increases to cover the extra cost of these premium plans.
Example: If you select a benefit tier with 60% employer contribution towards employee premiums, 40% for employee + dependent premiums, and the employee only enrollment cost is $500 in monthly premium. You would contribute $300 (60% of $500), and the employee pays the remaining $200. If, for example, the employee enrolls his or her spouse, the premium jumps to $800 total per month. In this scenario, your total monthly contribution is $320 (40% of $800), and the employee pays the remaining $480.
If the employee opts for a Buy-Up plan costing $700 in total premium per month for an "employee only" enrollment, your contribution is still based on the Base plan (60% of $500=$300). The employee then pays the difference between the Buy-Up and the Base plan, totalling $400 for their plan.
The table below summarizes this example for easy reference.
Tier: Covers 60% "Employee Only" or
40% "Employee + Dependents"
Total Premium
Employer Contribution
Employee Contribution
Base Plan (Employee Only)
$500
$300 (60% x $500)
$200 (40% x $500)
Base Plan (Employee + Dependent)
$800
$320 (40% x $800)
$480 (60% x $800)
Buy-Up Plan (Employee Only)
$700
$300 (60% of Base Plan)
$400 (Difference between Base Plan & Buy-Up Plan)
Tier: Covers 60% "Employee Only" or
40% "Employee + Dependents"
Base Plan (Employee Only)
Total Premium
$500
Employer Contribution
$300 (60% x $500)
Employee Contribution
$200 (40% x $500)
Tier: Covers 60% "Employee Only" or
40% "Employee + Dependents"
Base Plan (Employee + Dependent)
Total Premium
$800
Employer Contribution
$320 (40% x $800)
Employee Contribution
$480 (60% x $800)
Tier: Covers 60% "Employee Only" or
40% "Employee + Dependents"
Buy-Up Plan (Employee Only)
Total Premium
$700
Employer Contribution
$300 (60% of Base Plan)
Employee Contribution
$400 (Difference between Base Plan & Buy-Up Plan)
Tier Comparison Medical Plan
Explore the different benefit tiers and their contribution levels. The key features of each tier have been added in the table below, along with a cost range depending on which plan your employee enrolls in. For an in-depth view of the costs associated with each plan your employee enrolls in, you can view the pricing table.
The rates listed here are from March 1, 2025 to December 31, 2025. policy year. Pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place.
TIERS
Available tier options for 2025
EMPLOYER CONTRIBUTION - EMPLOYEE (%)
The percentage you contribute for coverage of employees without dependents.
EMPLOYEE + DEPENDENTS (%)
The percentage you contribute for coverage of your employees and their dependents (if they choose to add their dependents).
COST RANGES (USD)
The range you and your employees may need to pay depending on the plans your employees opt for, which may include individual coverage, family coverage, and the impact of opting for a Buy-Up plan.
View detailed pricing.
Basic Tier
- Medical: 50%
- Dental & Vision: 50%
- Medical: 0%
- Dental & Vision: 0%
You pay: Approx. $343 - $360 (Depending on the specific plan chosen by the employee)
Employee pays: Approx. $195 - $2,284 (Includes the impact of Buy-Up options)
Core Tier
- Medical: 70%
- Dental & Vision: 60%
- Medical: 50%
- Dental & Vision: 40%
You pay: Approx. $500 - $1,090 (Depending on the specific plan chosen by the employee)
Employee pays: Approx. $50 - $1,500 (Includes the impact of Buy-Up options)
Prime Tier
- Medical: 100%
- Dental & Vision: 100%
- Medical: 0%
- Dental & Vision: 0%
You pay: Approx. Approx. $560 - $720 (Depending on the specific plan chosen by the employee)
Employee pays: Approx. $0 - $1,920 (Includes the impact of Buy-Up options)
Standard Tier
- Medical: 95%
- Dental & Vision: 85%
- Medical: 70%
- Dental & Vision: 60%
You pay: Approx. $550 - $1,530 (Depending on the specific plan chosen by the employee)
Employee pays: $6 - $1,100 (Includes the impact of Buy-Up options)
Enhanced Tier
- Medical: 100%
- Dental & Vision: 90%
- Medical: 80%
- Dental & Vision: 70%
You pay: Approx. $555 - $1,760(Depending on the specific plan chosen by the employee)
Employee pays: Approx. $4 - $890 (Includes the impact of Buy-Up options)
Plus Tier
- Medical: 100%
- Dental & Vision: 100%
- Medical: 90%
- Dental & Vision: 90%
You pay: Approx. $560 - $2,240 (Depending on the specific plan chosen by the employee)
Employee pays: Approx. $0 - $400 (Includes the impact of Buy-Up options)
Premium Tier
- Medical: 100%
- Dental & Vision: 100%
- Medical: 100%
- Dental & Vision: 100%
You pay: Approx. $560 - $2,500 (Depending on the specific plan chosen by the employee)
Employee pays: Approx. US$0 - $150 (Includes the impact of Buy-Up options)
TIERS
Available tier options for 2025
Basic Tier
EMPLOYER CONTRIBUTION - EMPLOYEE (%)
The percentage you contribute for coverage of employees without dependents.
- Medical: 50%
- Dental & Vision: 50%
EMPLOYEE + DEPENDENTS (%)
The percentage you contribute for coverage of your employees and their dependents (if they choose to add their dependents).
- Medical: 0%
- Dental & Vision: 0%
COST RANGES (USD)
The range you and your employees may need to pay depending on the plans your employees opt for, which may include individual coverage, family coverage, and the impact of opting for a Buy-Up plan.
View detailed pricing.
You pay: Approx. $343 - $360 (Depending on the specific plan chosen by the employee)
Employee pays: Approx. $195 - $2,284 (Includes the impact of Buy-Up options)
TIERS
Available tier options for 2025
Core Tier
EMPLOYER CONTRIBUTION - EMPLOYEE (%)
The percentage you contribute for coverage of employees without dependents.
- Medical: 70%
- Dental & Vision: 60%
EMPLOYEE + DEPENDENTS (%)
The percentage you contribute for coverage of your employees and their dependents (if they choose to add their dependents).
- Medical: 50%
- Dental & Vision: 40%
COST RANGES (USD)
The range you and your employees may need to pay depending on the plans your employees opt for, which may include individual coverage, family coverage, and the impact of opting for a Buy-Up plan.
View detailed pricing.
You pay: Approx. $500 - $1,090 (Depending on the specific plan chosen by the employee)
Employee pays: Approx. $50 - $1,500 (Includes the impact of Buy-Up options)
TIERS
Available tier options for 2025
Prime Tier
EMPLOYER CONTRIBUTION - EMPLOYEE (%)
The percentage you contribute for coverage of employees without dependents.
- Medical: 100%
- Dental & Vision: 100%
EMPLOYEE + DEPENDENTS (%)
The percentage you contribute for coverage of your employees and their dependents (if they choose to add their dependents).
- Medical: 0%
- Dental & Vision: 0%
COST RANGES (USD)
The range you and your employees may need to pay depending on the plans your employees opt for, which may include individual coverage, family coverage, and the impact of opting for a Buy-Up plan.
View detailed pricing.
You pay: Approx. Approx. $560 - $720 (Depending on the specific plan chosen by the employee)
Employee pays: Approx. $0 - $1,920 (Includes the impact of Buy-Up options)
TIERS
Available tier options for 2025
Standard Tier
EMPLOYER CONTRIBUTION - EMPLOYEE (%)
The percentage you contribute for coverage of employees without dependents.
- Medical: 95%
- Dental & Vision: 85%
EMPLOYEE + DEPENDENTS (%)
The percentage you contribute for coverage of your employees and their dependents (if they choose to add their dependents).
- Medical: 70%
- Dental & Vision: 60%
COST RANGES (USD)
The range you and your employees may need to pay depending on the plans your employees opt for, which may include individual coverage, family coverage, and the impact of opting for a Buy-Up plan.
View detailed pricing.
You pay: Approx. $550 - $1,530 (Depending on the specific plan chosen by the employee)
Employee pays: $6 - $1,100 (Includes the impact of Buy-Up options)
TIERS
Available tier options for 2025
Enhanced Tier
EMPLOYER CONTRIBUTION - EMPLOYEE (%)
The percentage you contribute for coverage of employees without dependents.
- Medical: 100%
- Dental & Vision: 90%
EMPLOYEE + DEPENDENTS (%)
The percentage you contribute for coverage of your employees and their dependents (if they choose to add their dependents).
- Medical: 80%
- Dental & Vision: 70%
COST RANGES (USD)
The range you and your employees may need to pay depending on the plans your employees opt for, which may include individual coverage, family coverage, and the impact of opting for a Buy-Up plan.
View detailed pricing.
You pay: Approx. $555 - $1,760(Depending on the specific plan chosen by the employee)
Employee pays: Approx. $4 - $890 (Includes the impact of Buy-Up options)
TIERS
Available tier options for 2025
Plus Tier
EMPLOYER CONTRIBUTION - EMPLOYEE (%)
The percentage you contribute for coverage of employees without dependents.
- Medical: 100%
- Dental & Vision: 100%
EMPLOYEE + DEPENDENTS (%)
The percentage you contribute for coverage of your employees and their dependents (if they choose to add their dependents).
- Medical: 90%
- Dental & Vision: 90%
COST RANGES (USD)
The range you and your employees may need to pay depending on the plans your employees opt for, which may include individual coverage, family coverage, and the impact of opting for a Buy-Up plan.
View detailed pricing.
You pay: Approx. $560 - $2,240 (Depending on the specific plan chosen by the employee)
Employee pays: Approx. $0 - $400 (Includes the impact of Buy-Up options)
TIERS
Available tier options for 2025
Premium Tier
EMPLOYER CONTRIBUTION - EMPLOYEE (%)
The percentage you contribute for coverage of employees without dependents.
- Medical: 100%
- Dental & Vision: 100%
EMPLOYEE + DEPENDENTS (%)
The percentage you contribute for coverage of your employees and their dependents (if they choose to add their dependents).
- Medical: 100%
- Dental & Vision: 100%
COST RANGES (USD)
The range you and your employees may need to pay depending on the plans your employees opt for, which may include individual coverage, family coverage, and the impact of opting for a Buy-Up plan.
View detailed pricing.
You pay: Approx. $560 - $2,500 (Depending on the specific plan chosen by the employee)
Employee pays: Approx. US$0 - $150 (Includes the impact of Buy-Up options)
Life Insurance, AD&D and Disability
Life Insurance, AD&D (Accidental Death & Dismemberment), and Disability coverage are mandatory benefits, and employees do not have the option to opt out.
The rates listed here are from March 1, 2025 to December 31, 2025. policy year. Pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place.
Benefit
Coverage Amount
Monthly Cost
Life Insurance
2x Annual Salary up to $400,000
Based on employee's salary: $0.041 for every $1,000 in salary.
Accidental Death and Dismemberment (AD&D)
Same as Life Insurance
Based on employee's salary: $0.016 for every $1,000 in salary.
Short Term Disability (STD)
60% up to $3,000.
Up to 12 weeks
Waiting Period: 7 Days
Based on employee's salary: $0.070 per eligible amount
Long Term Disability (LTD)
60% up to $12,000.
Up to age 65 (Standard ADEA)
Waiting Period: 90 Days
Based on employee's salary: $0.094 per eligible amount
Benefit
Life Insurance
Coverage Amount
2x Annual Salary up to $400,000
Monthly Cost
Based on employee's salary: $0.041 for every $1,000 in salary.
Benefit
Accidental Death and Dismemberment (AD&D)
Coverage Amount
Same as Life Insurance
Monthly Cost
Based on employee's salary: $0.016 for every $1,000 in salary.
Benefit
Short Term Disability (STD)
Coverage Amount
60% up to $3,000.
Up to 12 weeks
Waiting Period: 7 Days
Monthly Cost
Based on employee's salary: $0.070 per eligible amount
Benefit
Long Term Disability (LTD)
Coverage Amount
60% up to $12,000.
Up to age 65 (Standard ADEA)
Waiting Period: 90 Days
Monthly Cost
Based on employee's salary: $0.094 per eligible amount
About Employee Benefit Plans
Employees have access to a diverse array of health, dental, and vision benefits through our partnerships with Cigna and Guardian. Utilizing the benefits tier you offer, employees can explore these options on the bSwift marketplace. This includes choosing from Cigna's flexible health plans, such as HDHP 3000, PPO 1200, PPO 250, and PPO 0, as well as selecting from Guardian's basic or premium dental and vision plans. Each of these options are tailored to meet the unique needs of your employees.
Learn more about the full range of benefit plans available and the extensive coverage each provides.
401(K) - Retirement Plans
Every US employee will be automatically enrolled in a 401(K) retirement plan with our US partner, Guideline. They can select the % of their salary they wish to contribute (if any). All US employees are entitled to 401(K) benefits as part of their basic compensation package with Remote in addition to their insurance benefits.
The employer matches 100% of employee contributions up to the first 3% of pay and 50% of employee contributions on the next 2% of pay.
Remote Mental Health Program
The rates listed here are for July 1, 2024, to April 30, 2025 policy year.
Remote has partnered with Oliva, the UK & Europe's #1 rated employee mental wellbeing platform. Oliva is available on desktop and as a mobile app and it includes:
- 1-to-1 therapy with a curated pool of top-quality therapists (35+ languages available)
- Advanced matching service to find each employee the right therapist for them within 48 hours (98% success rate)
- Personal wellbeing profile with tailored recommendations and info to track progress
- Curated self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, Oliva Talks, podcasts on workplace wellbeing, and micro-learning content series for managers
- 24/7 mental health helplines for when an employee is struggling and needs to talk to someone immediately
- and more
Customers may elect to offer the mental health program benefits to their teams and can choose among 5 different plans. If one of the mental health benefit is offered, the employee will automatically be enrolled and you will be charged for it monthly. However, employees have the option to opt out of the benefit. If they choose to do so, they will be unenrolled and charges will stop effective from the next month.
It is essential to be aware that in certain countries, Mental Health benefits may be categorized as 'Benefits in Kind' (BIK). This categorization means that the monthly premiums, which the company pays for the benefit, might be counted as part of the employee's taxable income according to the local tax laws.
Pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place.
You can email support@remote.com with any questions!
Currency: Prices listed in USD, local currency equivalent will be determined based on the exchange rate at the time of invoicing.
Basic Mental Health Program $3.00/MO. | Standard Mental Health Program $8.47/MO. | Plus Mental Health Program $15.70/MO. | Premium Mental Health Program $22.70/MO. | Platinum Mental Health Program $35.83/MO. | |
Basic Mental Health Program $3.00/MO. Platform Access Only This plan does not include pre-paid Therapy / Coaching sessions.
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Standard Mental Health Program $8.47/MO. Includes:
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Plus Mental Health Program $15.70/MO. Includes:
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Premium Mental Health Program $22.70/MO. Includes:
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Platinum Mental Health Program $35.83/MO. Includes:
Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) | Team members can pay for extra therapy sessions themselves in the Oliva platform ($91/session) |
Remote Global Business Travel Insurance
The rates listed here are for November 1, 2024, to April 30, 2025.
Remote has partnered with Expatriate Group, a specialized insurance provider offering comprehensive business travel insurance solutions designed for global businesses. Remote's business travel is a Multi-trip Insurance and it includes:
- Emergency Medical Support with access to emergency medical care and evacuation services in case of illness or injury while traveling.
- Baggage and Business Equipment Coverage that protects personal belongings and essential business equipment during travel
- Travel Delay and Trip Cancellation for unexpected travel delays or cancellations
- Personal Liability and Accidental Death with coverage up $100,000 per trip across all plans.
- Access to a 24/7 helpline, providing immediate assistance for travel emergencies, medical support, and more, no matter where employees are in the world.
- Up to 42 days of annual Multi-Trip coverage.
- and more.
Customers can offer Global Business Travel Insurance to selected employees, choosing from five levels of coverage. This insurance can be provided on an individual basis, without needing to offer it to the entire team. However, the chosen plan must be consistent for all eligible employees within the same country. Employees also have the option to opt-out, and if they do, their coverage and charges will end in the following billing cycle.
Pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place.
You can email support@remote.com with any questions!
Important:
- Prices listed in USD, local currency equivalent will be determined based on the exchange rate at the time of invoicing.
- For terminated employees, billing will cease as of the last day of the month. However, if during the active policy, the employee files a claim, the monthly premium will continue until next renewal.
- Once the benefits is selected, it is a one-year commitment or until the next renewal, whichever comes first. You will not be able to opt out of the plan until this time period has been reached. If you do not cancel the coverage during this period, it will automatically renew.
- All claims payment are made to the employees by the insurance company directly
- Access comprehensive plan comparison here and our policy wording.
COVERAGE DESCRIPTION
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
Emergency & Accidental Medical
$1,000,000
$1,000,000
$1,000,000
Repatriation for Medical Treatment
100% per Trip
100% per Trip
100% per Trip
Emergency Medical Evacuation
$100,000
$100,000
$100,000
Repatriation of Mortal Remains
$25,000 per Trip
$25,000 per Trip
$25,000 per Trip
Pre-existing medical conditions
Stable Pre-Existing Medical Condition covered up to $50,000
Stable Pre-Existing Medical Condition covered up to $50,000
Stable Pre-Existing Medical Condition covered up to $50,000
Baggage Delay
$100 per day up to $700 per Trip *Does not apply to one-way trips
$100 per day up to $700 per Trip *Does not apply to one-way trips
Personal Liability
$100,000 per Trip
$100,000 per Trip
Accidental Death & Permanent Total Disability
$100,000 per Trip
$100,000 per Trip
Loss of Passport
$250 per Trip
$250 per Trip
Legal Expenses
$10,000 per Trip
$10,000 per Trip
Hijacking
$1,000 per Trip
$1,000 per Trip
Cancellation & Curtailment
$2,000 per Trip; subject to$100 Deductible per Trip *Benefit not available to residents of the USA
Compassionate Repatriation
$6,000 per Trip
Business Equipment
Up to $1,500
Up to $1,500
Up to $1,500
Computer Equipment Single Item Limit
$500.00
$500.00
$500.00
Business Money
$100 per day up to $500
$100 per day up to $500
$100 per day up to $500
Domestic Business Travel
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
COVERAGE DESCRIPTION
Emergency & Accidental Medical
BASIC
$11.45/MO.
$1,000,000
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$1,000,000
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$1,000,000
COVERAGE DESCRIPTION
Repatriation for Medical Treatment
BASIC
$11.45/MO.
100% per Trip
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
100% per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
100% per Trip
COVERAGE DESCRIPTION
Emergency Medical Evacuation
BASIC
$11.45/MO.
$100,000
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$100,000
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$100,000
COVERAGE DESCRIPTION
Repatriation of Mortal Remains
BASIC
$11.45/MO.
$25,000 per Trip
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$25,000 per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$25,000 per Trip
COVERAGE DESCRIPTION
Pre-existing medical conditions
BASIC
$11.45/MO.
Stable Pre-Existing Medical Condition covered up to $50,000
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
Stable Pre-Existing Medical Condition covered up to $50,000
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
Stable Pre-Existing Medical Condition covered up to $50,000
COVERAGE DESCRIPTION
Baggage Delay
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$100 per day up to $700 per Trip *Does not apply to one-way trips
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$100 per day up to $700 per Trip *Does not apply to one-way trips
COVERAGE DESCRIPTION
Personal Liability
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$100,000 per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$100,000 per Trip
COVERAGE DESCRIPTION
Accidental Death & Permanent Total Disability
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$100,000 per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$100,000 per Trip
COVERAGE DESCRIPTION
Loss of Passport
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$250 per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$250 per Trip
COVERAGE DESCRIPTION
Legal Expenses
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$10,000 per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$10,000 per Trip
COVERAGE DESCRIPTION
Hijacking
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$1,000 per Trip
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$1,000 per Trip
COVERAGE DESCRIPTION
Cancellation & Curtailment
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$2,000 per Trip; subject to$100 Deductible per Trip *Benefit not available to residents of the USA
COVERAGE DESCRIPTION
Compassionate Repatriation
BASIC
$11.45/MO.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$6,000 per Trip
COVERAGE DESCRIPTION
Business Equipment
BASIC
$11.45/MO.
Up to $1,500
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
Up to $1,500
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
Up to $1,500
COVERAGE DESCRIPTION
Computer Equipment Single Item Limit
BASIC
$11.45/MO.
$500.00
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$500.00
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$500.00
COVERAGE DESCRIPTION
Business Money
BASIC
$11.45/MO.
$100 per day up to $500
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
$100 per day up to $500
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
$100 per day up to $500
COVERAGE DESCRIPTION
Domestic Business Travel
BASIC
$11.45/MO.
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
STANDARD
PLUS
$17.59/MO.
(STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
PREMIUM
PLUS
$21.77/MO.
(PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.
Remote's Benefits Practices
Remote supports our clients by offering competitive benefits packages that will help you attract and retain the best talent across the globe! Our benefits specialists have done the research on norms and requirements in each local market and have crafted packages that will allow your employees to thrive, no matter what country they live in.
Our core benefits (which often include things like healthcare) are required in most countries where we hire. Because Remote is the employer of record, it’s important for us to offer the same core benefits to all employees in a country to ensure fair equity and non-discriminatory hiring practices, which protects your business and ours. We do not add a markup on any benefits premiums or administration costs.
If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!
- In the US, the majority of employers offer supplemental health insurance to their workforce. The country does not have a public health system, and as such, private health insurance is a hugely important benefit that allows employees to access routine care and pay for care in the event of an emergency without going into debt. The United States is a unique environment for benefits compared to the rest of the world and can be one of the most expensive countries to employ in due to the high costs of benefits (particularly healthcare).
- Everyone employed by Remote in US must have access to all core benefits as part of their basic compensation package. Not offering a particular benefit, such as insurance options or a 401(K) retirement plan, would put Remote and our customers at risk of discriminatory hiring claims.
- Once an employee is enrolled in or has waived their health benefits they cannot modify their selection until the end of the plan year (open enrollment). The only exception to this rule is if an employee or covered dependent experiences an IRS defined “qualifying life event,” at which time, they will have 60 days to notify Remote of the status change.
- Remote cannot provide any additional stipends, allowances, or alternative benefits to employees in the US for compliance reasons.
TCE in the United States
If you’re ready to hire a new employee in the US, you may have generated or received a Total Cost of Employment quote to get an estimate of what it might cost. If you haven’t, you can do so with our handy Cost Calculator tool now!
Employers hiring in the US must pay for social contributions mandated by the government. These costs are automatically applied during payroll:
- Social Security
- Medicare
- State-specific taxes
The exact cost of the government contributions listed above (and nuances by state) can be found by using the Cost Calculator.
- For more information about hiring employees in the US, see our country hiring guide at https://remote.com/country-explorer/united-states.
Learn more about Remote benefits
How do benefits work when hiring through an EOR?
Watch this quick explainer video to understand how offering benefits works when you hire team members through an employer of record like Remote.