Work from anywhere, impact everywhere

Diversity is at the heart of who we are at Xapo Bank. We’re a fully distributed team of over 180 Xapiens that work remotely from 40+ countries around the world.

Our beginning: A world that enjoys economic freedom and wealth protection, no matter where you live or who is running your country.

To achieve that, we search the world for the best people for the job. We work hard, think globally, and inspire each other to learn and grow. We are committed to changing the way things are done.

Risk is inherent in all of our business activities and managing risk well is the responsibility of every Xapien. Sound risk management enables us to serve our customers and deliver value for our shareholders, and helps make Xapo a great place to work.

Although we are headquartered in Gibraltar, this is a full time, 100% remote position
Work from anywhere!

About the role
As our Business Analyst - Wealth, you will be a critical link between our product vision and our technical execution for our core wealth products, including Lending, Funds, and Savings. This is a high-impact opportunity to support a growing product portfolio, focusing on the detailed analysis and delivery needed to bring our strategy to life. Your mission will be to translate business needs into clear, actionable requirements and collaborate closely with engineering teams to deliver a world-class wealth management experience.

Responsibilities

Requirements Gathering & Definition:
Translate the product vision for Lending, Funds, and Savings into detailed business requirements, user stories, and acceptance criteria.
Backlog Management & Delivery:
Support the Product Manager in maintaining and prioritising the product backlog. Facilitate sprint planning and refinement sessions to ensure the engineering team has a clear, well-defined pipeline of work.
Process Mapping & Specification:
Collaborate with Design and Engineering to map out user journeys and system workflows. Document functional and non-functional specifications to ensure all use cases and edge cases are considered.
Data Analysis & Reporting:
Assist the product team by gathering data, analysing product performance, and preparing reports. Use insights to help identify areas for improvement and support data-driven decision-making.
Stakeholder Collaboration & Communication:
Act as a key liaison between the Wealth product team, Engineering, Design, Compliance, Finance and other stakeholders. Ensure clear and consistent communication regarding requirements, dependencies, and delivery timelines.
Quality Assurance & UAT Support:
Help coordinate and conduct User Acceptance Testing (UAT) for new features to ensure they meet business requirements and quality standards before release.
Invest in Your Future:
Dedicated budget for external training, industry certifications, and conferences, coupled with opportunities to learn from senior team members and grow your career.

Skills Needed

2-4+ years experience as a Business Analyst, Product Owner, or similar role in a financial services company.
A proactive and highly organised individual with a strong sense of ownership and the ability to manage multiple tasks in a fast-paced environment.
Strong interest in or understanding of the cryptocurrency and blockchain industry.
Experience with or knowledge of traditional financial products, particularly lending, savings, or investment/fund products.
Familiarity with financial regulations (AML, KYC) and the importance of building compliant products.
Proficiency in analysing data and using metrics to support product decisions.
Excellent analytical and problem-solving skills with a methodical approach to complex challenges.
Exceptional communication and interpersonal skills with the ability to articulate complex ideas clearly to both technical and non-technical audiences.
High attention to detail with strong organisational and documentation abilities.
Ability to identify risks and dependencies in requirements and processes.
Proven ability to translate business needs into detailed technical requirements, user stories, and acceptance criteria.
Experience with Agile methodologies and tools (e.g., JIRA, Confluence) is a strong plus.

Other requirements

A dedicated workspace.
A reliable and stable internet connection.
Devices and other essential equipment that meet minimal technical specifications.
Alignment with Our Values and the Xapo Values-Driven Leadership principles.

Why work for Xapo?

IMPACT GLOBALLY, WORK REMOTELY.

Shape the Future: Improve lives through cutting-edge technology, work 100% remotely from anywhere in the world.
Great work-life balance:Build amazing things with a balance of autonomy and collaborative teamwork. Set your own work schedule and make use of a flexible PTO plan when you need to recharge.
Expect Excellence: Collaborate, learn, and grow with a high-performance team. Learn how you learn best - from books to conferences, you’ll get a yearly budget for your individual learning and development goals.

At Xapo, we prioritize consumer protection and adhere to regulatory requirements by ensuring that all Xapiens are accountable for upholding principles of fair treatment, transparency, and ethical conduct in their interactions with customers and stakeholders.

Xapo Device Policy
Consultants joining Xapo Bank must comply with the Xapo Device Policy, which governs the use of corporate-approved laptops under Corporate-Owned, Personally Purchased Device (reimbursed up to $1,500) or Corporate-Owned, Personally Enabled Device (personal device with enforced security controls).
All devices must meet security requirements, enroll in Xapo’s Mobile Device Management (MDM), and adhere to compliance rules. COPPD devices remain Xapo property with buyback options upon exit. COPED users agree to data control measures, including mandatory corporate data wipes.
Compliance with the Xapo Device Policy is mandatory for all consultants, onboarding will not proceed without adherence to the policy.