Remote's guide to benefits in

the Netherlands
netherlands flag

Make employment in the Netherlands easy. Let us handle payroll, benefits, taxes, compliance, and even stock options for your team in the Netherlands, all in one easy-to-use platform.

Services available in this country:
Employer of Record ProductContractor ManagementPayroll
  • Capital City

    Amsterdam

  • Currency

    Euro (€, EUR)

  • Languages

    Dutch (official language), Frisian (official language in Frisia), and English

  • Population size

    17,593,030

Services available in this country:
Employer of Record ProductContractor ManagementPayroll

Remote builds belonging for your global team with comprehensive local plans at competitive 
rates. 🙌

Remote Benefits Plans

At Remote, we provide tailored benefits to ensure that all Remote employees receive comprehensive coverage from top providers. Our plans offer competitive rates designed for larger groups - even if the team is still growing!

Upon onboarding, Remote will enroll team members in their benefits and provide detailed information about their coverage. Remote manages all administrative tasks, allowing you to focus on scaling your global team.

To ensure benefit equality, any benefits offered will apply to all team members in the country, providing consistent coverage and support across the team.

Health Benefits

Offering health insurance in this country is not mandatory, but providing these additional health benefits can greatly enhance the healthcare experience for employees by enabling access to a wider range of providers and specialists, as well as significantly reducing wait times.

Remote offers comprehensive benefits that cover health, dental, and vision under our Global Health Insurance scheme, provided in partnership with one of the world’s leading insurance providers. When onboarding a new hire, Remote provides options including the Standard plan, which covers health only, and the Premium plan, which includes health, dental, and vision. We offer the flexibility to cover either the employee only (single option) or the employee and their dependents (family option), tailored to meet the specific needs of your team.

If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!

International Standard

In-Patient Benefits

Coverage Limit: $1,000,000

  • Hospital Accommodation: Private room

  • Intensive Care: Full coverage

  • Prescription Drugs and Materials: Full coverage

  • Surgical Fees (including anesthesia and charges): Full coverage

  • Physician and Therapist Fees: Full coverage

  • Surgical Appliances and Materials: Full coverage

  • Diagnostic Tests: Full coverage

  • Organ Transplant: Full coverage

  • Psychiatry and Psychotherapy: Full coverage

  • Parent Accommodation (for children under 18): Full coverage

  • Emergency In-Patient Dental Treatment: Full coverage

  • Day-Care Treatment: Full coverage

  • Kidney Dialysis: Full coverage

  • Out-Patient Surgery: Full coverage

  • Nursing at Home or Convalescent Home: Up to $3,375

  • Rehabilitation Treatment: Up to $3,375

  • Local Ambulance: Full coverage

  • Emergency Treatment Outside Area of Cover: Up to $50,000

  • Medical Evacuation: Full coverage

  • Expenses for Accompanying Evacuation: Up to $2,700

  • Travel Costs for Family Members (Evacuation): Up to $2,700

  • Repatriation of Mortal Remains: Up to $13,500

  • Travel Costs for Family (Repatriation): Up to $4,050

  • CT and MRI Scans: Full coverage

  • PET and CT-PET Scans: Full coverage

  • Oncology: Full coverage

  • Purchase of Wig/Prosthetic Bra: Up to $270

  • Routine Maternity: Up to $6,000

  • Complications of Pregnancy/Childbirth: Up to $13,500

  • In-Patient Cash Benefit: $205 per night (max 25 nights)

  • Emergency Out-Patient Treatment: Full coverage

  • Palliative Care: Full coverage

  • Long Term Care: Full coverage (max 90 days)

  • HIV/AIDS Treatment: Full coverage

  • Treatment for Alcohol and Drug Addiction: Up to $15,000

  • Gender Dysphoria Services: Up to $50,000 per lifetime

Out-Patient Benefits

Coverage Limit: $3,500

  • Maximum Plan Benefit: $3,500

  • Deductible: $135

  • Medical Practitioner Fees & Prescription Drugs: Up to $1,350

  • Diagnostic Tests: Full coverage

  • Video Consultation Services: Full coverage

  • Specialist Fees: Full coverage

  • Chiropractic, Osteopathy, Homeopathy, Acupuncture, Podiatry: Full coverage

  • Prescribed Physiotherapy: Up to $600

  • Non-Prescribed Physiotherapy: Up to 10 visits

  • Prescribed Speech Therapy and Occupational Therapy: Up to $1,520

  • Vaccinations: Up to $300

  • Infertility Treatment: Up to $16,000

  • Psychiatry and Psychotherapy: Max 10 visits

  • Prescribed Medical Aids: Up to $675

  • Prescribed Glasses and Contact Lenses: Not covered

  • Hormone Replacement Therapy: Full coverage

  • Cancer Screening (see details below): Up to $300

    • Annual pap smear

    • Mammogram (every two years for women aged 45+, or younger where a family history exists)

    • Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)

    • Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)

    • Annual faecal occult blood test

    • BRCA1 and BRCA2 genetic test (where a direct family history exists)

  • Health and Wellbeing Checks: Includes screenings for early detection of illness or disease (see details below): Up to $300

    • Physical examination

    • Blood tests (full blood count, biochemistry, lipid profile, thyroid function test, liver function test, kidney function test)

    • Cardiovascular examination (physical examination, electrocardiogram, blood pressure)

    • Neurological examination (physical examination)

    • Bone densitometry (every five years for women aged 50+)

    • Well child test (for children up to the age of six years)

The Standard tier includes the following additional services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion, all of which are available.

Dental Benefits

Not covered

Vision Benefits

Not covered

Co-pay and Deductible

  • Co-pay: None

  • Outpatient Deductible: $135

Family Coverage

You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/parter and children.

International Premium

In-Patient Benefits

Coverage Limit: $1,000,000

  • Hospital Accommodation: Private room

  • Intensive Care: Full coverage

  • Prescription Drugs and Materials: Full coverage

  • Surgical Fees (including anesthesia and charges): Full coverage

  • Physician and Therapist Fees: Full coverage

  • Surgical Appliances and Materials: Full coverage

  • Diagnostic Tests: Full coverage

  • Organ Transplant: Full coverage

  • Psychiatry and Psychotherapy: Full coverage

  • Parent Accommodation (for children under 18): Full coverage

  • Emergency In-Patient Dental Treatment: Full coverage

  • Day-Care Treatment: Full coverage

  • Kidney Dialysis: Full coverage

  • Out-Patient Surgery: Full coverage

  • Nursing at Home or Convalescent Home: Up to $3,375

  • Rehabilitation Treatment: Up to $3,375

  • Local Ambulance: Full coverage

  • Emergency Treatment Outside Area of Cover: Up to $50,000

  • Medical Evacuation: Full coverage

  • Expenses for Accompanying Evacuation: Up to $2,700

  • Travel Costs for Family Members (Evacuation): Up to $2,700

  • Repatriation of Mortal Remains: Up to $13,500

  • Travel Costs for Family (Repatriation): Up to $4,050

  • CT and MRI Scans: Full coverage

  • PET and CT-PET Scans: Full coverage

  • Oncology: Full coverage

  • Purchase of Wig/Prosthetic Bra: Up to $270

  • Routine Maternity: Up to $6,000

  • Complications of Pregnancy/Childbirth: Up to $13,500

  • In-Patient Cash Benefit: $205 per night (max 25 nights)

  • Emergency Out-Patient Treatment: Full coverage

  • Palliative Care: Full coverage

  • Long Term Care: Full coverage (max 90 days)

  • HIV/AIDS Treatment: Full coverage

  • Treatment for Alcohol and Drug Addiction: Up to $15,000

  • Gender Dysphoria Services: Up to $50,000 per lifetime

Out-Patient Benefits

Coverage Limit: $5,060

  • Maximum Plan Benefit: $5,060

  • Deductible: None

  • Medical Practitioner Fees: Up to $1,350

  • Prescription Drugs: Full coverage

  • Diagnostic Tests: Full coverage

  • Video Consultation Services: Full coverage

  • Specialist Fees: Full coverage

  • Chiropractic, Osteopathy, Homeopathy, Acupuncture, Podiatry: Full coverage

  • Prescribed Physiotherapy: Up to $600

  • Non-Prescribed Physiotherapy: Up to 10 visits

  • Prescribed Speech Therapy and Occupational Therapy: Up to $1,520

  • Vaccinations: Up to $500

  • Health and Wellbeing Checks: See details below

  • Infertility Treatment: Up to $16,000

  • Psychiatry and Psychotherapy: Max 10 visits

  • Prescribed Medical Aids: Up to $675

  • Prescribed Glasses and Contact Lenses: Up to $250

  • Hormone Replacement Therapy: Full coverage

  • Cancer Screening (see details below): Up to $500

    • Annual pap smear

    • Mammogram (every two years for women aged 45+, or younger where a family history exists)

    • Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)

    • Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)

    • Annual faecal occult blood test

    • BRCA1 and BRCA2 genetic test (where a direct family history exists)

  • Health and Wellbeing Checks: Includes screenings for early detection of illness or disease (see details below): Up to $500

    • Physical examination

    • Blood tests (full blood count, biochemistry, lipid profile, thyroid function test, liver function test, kidney function test)

    • Cardiovascular examination (physical examination, electrocardiogram, blood pressure)

    • Neurological examination (physical examination)

    • Bone densitometry (every five years for women aged 50+)

    • Well child test (for children up to the age of six years)

The Premium tier includes the following additional services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion, all of which are available.

Dental Benefits

Coverage Limit: $1,000

  • Preventative Dental Treatment: 100% refund

  • Routine Dental Treatment: Full coverage

  • Major Restorative Dental Treatment: Full coverage

  • Periodontics: Full coverage

Vision Benefits

  • Prescribed Glasses and Contact Lenses: Up to $250, including eye examination

Co-pay and Deductible

  • Co-pay: None

  • Deductible: None

Family Coverage

You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.

Health Benefits

Offering health insurance in this country is not mandatory, but providing these additional health benefits can greatly enhance the healthcare experience for employees by enabling access to a wider range of providers and specialists, as well as significantly reducing wait times.

Remote offers comprehensive benefits that cover health, dental, and vision under our Global Health Insurance scheme, provided in partnership with one of the world’s leading insurance providers. When onboarding a new hire, Remote provides options including the Standard plan, which covers health only, and the Premium plan, which includes health, dental, and vision. We offer the flexibility to cover either the employee only (single option) or the employee and their dependents (family option), tailored to meet the specific needs of your team.

If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!

International Standard

In-Patient Benefits

Coverage Limit: $1,000,000

  • Hospital Accommodation: Private room

  • Intensive Care: Full coverage

  • Prescription Drugs and Materials: Full coverage

  • Surgical Fees (including anesthesia and charges): Full coverage

  • Physician and Therapist Fees: Full coverage

  • Surgical Appliances and Materials: Full coverage

  • Diagnostic Tests: Full coverage

  • Organ Transplant: Full coverage

  • Psychiatry and Psychotherapy: Full coverage

  • Parent Accommodation (for children under 18): Full coverage

  • Emergency In-Patient Dental Treatment: Full coverage

  • Day-Care Treatment: Full coverage

  • Kidney Dialysis: Full coverage

  • Out-Patient Surgery: Full coverage

  • Nursing at Home or Convalescent Home: Up to $3,375

  • Rehabilitation Treatment: Up to $3,375

  • Local Ambulance: Full coverage

  • Emergency Treatment Outside Area of Cover: Up to $50,000

  • Medical Evacuation: Full coverage

  • Expenses for Accompanying Evacuation: Up to $2,700

  • Travel Costs for Family Members (Evacuation): Up to $2,700

  • Repatriation of Mortal Remains: Up to $13,500

  • Travel Costs for Family (Repatriation): Up to $4,050

  • CT and MRI Scans: Full coverage

  • PET and CT-PET Scans: Full coverage

  • Oncology: Full coverage

  • Purchase of Wig/Prosthetic Bra: Up to $270

  • Routine Maternity: Up to $6,000

  • Complications of Pregnancy/Childbirth: Up to $13,500

  • In-Patient Cash Benefit: $205 per night (max 25 nights)

  • Emergency Out-Patient Treatment: Full coverage

  • Palliative Care: Full coverage

  • Long Term Care: Full coverage (max 90 days)

  • HIV/AIDS Treatment: Full coverage

  • Treatment for Alcohol and Drug Addiction: Up to $15,000

  • Gender Dysphoria Services: Up to $50,000 per lifetime

Out-Patient Benefits

Coverage Limit: $3,500

  • Maximum Plan Benefit: $3,500

  • Deductible: $135

  • Medical Practitioner Fees & Prescription Drugs: Up to $1,350

  • Diagnostic Tests: Full coverage

  • Video Consultation Services: Full coverage

  • Specialist Fees: Full coverage

  • Chiropractic, Osteopathy, Homeopathy, Acupuncture, Podiatry: Full coverage

  • Prescribed Physiotherapy: Up to $600

  • Non-Prescribed Physiotherapy: Up to 10 visits

  • Prescribed Speech Therapy and Occupational Therapy: Up to $1,520

  • Vaccinations: Up to $300

  • Infertility Treatment: Up to $16,000

  • Psychiatry and Psychotherapy: Max 10 visits

  • Prescribed Medical Aids: Up to $675

  • Prescribed Glasses and Contact Lenses: Not covered

  • Hormone Replacement Therapy: Full coverage

  • Cancer Screening (see details below): Up to $300

    • Annual pap smear

    • Mammogram (every two years for women aged 45+, or younger where a family history exists)

    • Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)

    • Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)

    • Annual faecal occult blood test

    • BRCA1 and BRCA2 genetic test (where a direct family history exists)

  • Health and Wellbeing Checks: Includes screenings for early detection of illness or disease (see details below): Up to $300

    • Physical examination

    • Blood tests (full blood count, biochemistry, lipid profile, thyroid function test, liver function test, kidney function test)

    • Cardiovascular examination (physical examination, electrocardiogram, blood pressure)

    • Neurological examination (physical examination)

    • Bone densitometry (every five years for women aged 50+)

    • Well child test (for children up to the age of six years)

The Standard tier includes the following additional services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion, all of which are available.

Dental Benefits

Not covered

Vision Benefits

Not covered

Co-pay and Deductible

  • Co-pay: None

  • Outpatient Deductible: $135

Family Coverage

You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/parter and children.

International Premium

In-Patient Benefits

Coverage Limit: $1,000,000

  • Hospital Accommodation: Private room

  • Intensive Care: Full coverage

  • Prescription Drugs and Materials: Full coverage

  • Surgical Fees (including anesthesia and charges): Full coverage

  • Physician and Therapist Fees: Full coverage

  • Surgical Appliances and Materials: Full coverage

  • Diagnostic Tests: Full coverage

  • Organ Transplant: Full coverage

  • Psychiatry and Psychotherapy: Full coverage

  • Parent Accommodation (for children under 18): Full coverage

  • Emergency In-Patient Dental Treatment: Full coverage

  • Day-Care Treatment: Full coverage

  • Kidney Dialysis: Full coverage

  • Out-Patient Surgery: Full coverage

  • Nursing at Home or Convalescent Home: Up to $3,375

  • Rehabilitation Treatment: Up to $3,375

  • Local Ambulance: Full coverage

  • Emergency Treatment Outside Area of Cover: Up to $50,000

  • Medical Evacuation: Full coverage

  • Expenses for Accompanying Evacuation: Up to $2,700

  • Travel Costs for Family Members (Evacuation): Up to $2,700

  • Repatriation of Mortal Remains: Up to $13,500

  • Travel Costs for Family (Repatriation): Up to $4,050

  • CT and MRI Scans: Full coverage

  • PET and CT-PET Scans: Full coverage

  • Oncology: Full coverage

  • Purchase of Wig/Prosthetic Bra: Up to $270

  • Routine Maternity: Up to $6,000

  • Complications of Pregnancy/Childbirth: Up to $13,500

  • In-Patient Cash Benefit: $205 per night (max 25 nights)

  • Emergency Out-Patient Treatment: Full coverage

  • Palliative Care: Full coverage

  • Long Term Care: Full coverage (max 90 days)

  • HIV/AIDS Treatment: Full coverage

  • Treatment for Alcohol and Drug Addiction: Up to $15,000

  • Gender Dysphoria Services: Up to $50,000 per lifetime

Out-Patient Benefits

Coverage Limit: $5,060

  • Maximum Plan Benefit: $5,060

  • Deductible: None

  • Medical Practitioner Fees: Up to $1,350

  • Prescription Drugs: Full coverage

  • Diagnostic Tests: Full coverage

  • Video Consultation Services: Full coverage

  • Specialist Fees: Full coverage

  • Chiropractic, Osteopathy, Homeopathy, Acupuncture, Podiatry: Full coverage

  • Prescribed Physiotherapy: Up to $600

  • Non-Prescribed Physiotherapy: Up to 10 visits

  • Prescribed Speech Therapy and Occupational Therapy: Up to $1,520

  • Vaccinations: Up to $500

  • Health and Wellbeing Checks: See details below

  • Infertility Treatment: Up to $16,000

  • Psychiatry and Psychotherapy: Max 10 visits

  • Prescribed Medical Aids: Up to $675

  • Prescribed Glasses and Contact Lenses: Up to $250

  • Hormone Replacement Therapy: Full coverage

  • Cancer Screening (see details below): Up to $500

    • Annual pap smear

    • Mammogram (every two years for women aged 45+, or younger where a family history exists)

    • Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)

    • Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)

    • Annual faecal occult blood test

    • BRCA1 and BRCA2 genetic test (where a direct family history exists)

  • Health and Wellbeing Checks: Includes screenings for early detection of illness or disease (see details below): Up to $500

    • Physical examination

    • Blood tests (full blood count, biochemistry, lipid profile, thyroid function test, liver function test, kidney function test)

    • Cardiovascular examination (physical examination, electrocardiogram, blood pressure)

    • Neurological examination (physical examination)

    • Bone densitometry (every five years for women aged 50+)

    • Well child test (for children up to the age of six years)

The Premium tier includes the following additional services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion, all of which are available.

Dental Benefits

Coverage Limit: $1,000

  • Preventative Dental Treatment: 100% refund

  • Routine Dental Treatment: Full coverage

  • Major Restorative Dental Treatment: Full coverage

  • Periodontics: Full coverage

Vision Benefits

  • Prescribed Glasses and Contact Lenses: Up to $250, including eye examination

Co-pay and Deductible

  • Co-pay: None

  • Deductible: None

Family Coverage

You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.

Mental Health

Offering mental health benefits is not mandatory in this country, but providing the benefit can significantly enhance the emotional well-being and overall productivity of employees.

Remote offers a comprehensive employee mental wellbeing platform in partnership with one of the top-rated employee mental wellbeing providers. This platform is available on desktop and mobile apps and includes 1-to-1 therapy with a curated pool of top-quality therapists in over 35 languages. The advanced matching service finds each employee the right therapist within 48 hours, boasting a 98% success rate. Employees receive a personal wellbeing profile with tailored recommendations and information to track progress. The platform also offers a curated self-guided content library with audio mindfulness and meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers. Additionally, there are 24/7 mental health helplines for immediate support when an employee is struggling.

Mental health program benefits may be offered to the employees from among 5 different plans. Offering mental health benefits is optional, but it can greatly enhance employee well-being and productivity.

It is essential to be aware that in certain countries, mental health benefits may be categorized as ‘Benefits in Kind’ (BIK). This categorization means that the monthly premiums paid for the benefit might be counted as part of the employee’s taxable income according to the local tax laws.

When mental health benefits are offered, they must be provided equally to all employees in the respective country.

Basic

Platform Access

Access to the wellbeing platform and app, which includes:

  • Personalized wellbeing assessment

  • Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers

  • Access to manager-specific learnings and resources

  • Precision matching for 1:1 coaching and therapy in 35+ languages

  • Professional coaching

  • Text-based chat with dedicated practitioner

  • 24/7 global support in all languages

  • Add up to 3 friends and family to the platform

Therapy and Coaching Sessions

  • Not included in the Basic plan

  • Team members can pay for therapy sessions themselves, if needed.

Standard

Platform Access

Access to the wellbeing platform and app, which includes:

  • Personalized wellbeing assessment

  • Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers

  • Access to manager-specific learnings and resources

  • Precision matching for 1:1 coaching and therapy in 35+ languages

  • Professional coaching

  • Text-based chat with dedicated practitioner

  • 24/7 global support in all languages

  • Add up to 3 friends and family to the platform

Therapy and Coaching Sessions

  • Includes one pre-paid Therapy/Coaching session per policy year

  • Team members can pay for extra therapy sessions themselves, if needed.

Plus

Platform Access

Access to the wellbeing platform and app, which includes:

  • Personalized wellbeing assessment

  • Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers

  • Access to manager-specific learnings and resources

  • Precision matching for 1:1 coaching and therapy in 35+ languages

  • Professional coaching

  • Text-based chat with dedicated practitioner

  • 24/7 global support in all languages

  • Add up to 3 friends and family to the platform

Therapy and Coaching Sessions

  • Includes three pre-paid Therapy/Coaching sessions per policy year

  • Team members can pay for extra therapy sessions themselves, if needed.

Premium

Platform Access

Access to the wellbeing platform and app, which includes:

  • Personalized wellbeing assessment

  • Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers

  • Access to manager-specific learnings and resources

  • Precision matching for 1:1 coaching and therapy in 35+ languages

  • Professional coaching

  • Text-based chat with dedicated practitioner

  • 24/7 global support in all languages

  • Add up to 3 friends and family to the platform

Therapy and Coaching Sessions

  • Includes six pre-paid Therapy/Coaching sessions per policy year

  • Team members can pay for extra therapy sessions themselves, if needed.

Platinum

Platform Access

Access to the wellbeing platform and app, which includes:

  • Personalized wellbeing assessment

  • Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers

  • Access to manager-specific learnings and resources

  • Precision matching for 1:1 coaching and therapy in 35+ languages

  • Professional coaching

  • Text-based chat with dedicated practitioner

  • 24/7 global support in all languages

  • Add up to 3 friends and family to the platform

Therapy and Coaching Sessions

  • Includes twelve pre-paid Therapy/Coaching sessions per policy year

  • Team members can pay for extra therapy sessions themselves, if needed.

Retirement & Pension

Remote offers a comprehensive Occupational Pension Plan in the Netherlands as a mandatory part of the employee benefits package to ensure compliance with local labor laws. This plan, which includes retirement savings, life insurance, and disability insurance, is provided to all employees in the Netherlands to ensure their long-term financial security.

Contribution overview

  • Employer contribution is 15.2% of base salary plus ~0,6% Risk Premium

  • The pension base salary equals the fixed annual salary (max. €137,800 for 2024) deducted from the “franchise.” The franchise level for 2024 is €17,545. So for an annual salary level of €75,000, the pension base will be €58,678, of which 15.2% will be charged as pension premium (i.e. €8,919 p.a.). The norm percentage will be determined by law annually.

  • In addition to retirement savings, our pension scheme includes death coverage (spouse’s and orphan’s pension) and disability coverage (waiver of premium).

  • The employee contribution is 4.8% of pension base, which makes the total defined contribution to the pensions savings plan 20% of pension base.

The 0.6% Risk Premium is an approximate value and this may be marginally higher or lower based on the employee demographic. The underwriter will look at each employee and determine future risk based on the information provided.

Business Travel Insurance

New Benefit Available November 1, 2024:

Remote’s Global Business Travel Insurance program is crafted to address the unique needs of your team, whether they are embarking on short business trips or traveling extensively throughout the year. With five comprehensive plan options—Basic, Standard, Premium, Premium Plus, and Standard Plus—this program ensures that your team members have the right level of coverage to protect their health, safety, and well-being while traveling for business. Available in over 90 countries, the program provides extensive global coverage at competitive rates, offering peace of mind no matter where their work takes them.

This optional benefit is designed to be flexible, allowing you to offer tailored coverage that meets the diverse needs of your workforce. By providing business travel insurance, you are taking proactive steps to safeguard your team from unforeseen events such as medical emergencies, trip disruptions, or loss of business equipment while they are on the road.

It is essential to be aware that in certain countries, Business Travel Insurance may be categorized as 'Benefits in Kind' (BIK). This categorization means that the monthly premiums, which the company pays for the benefit, might be counted as part of the employee's taxable income according to the local tax laws.

Basic

Coverages (values in USD):

  • Emergency & Accidental Medical: $1,000,000

  • Repatriation for Medical Treatment: 100% per trip

  • Emergency Medical Evacuation: $100,000

  • Repatriation of Mortal Remains: $25,000 per trip

  • Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000

  • Business Equipment: Up to $1,500

  • Computer Equipment (single item limit): $500

  • Business Money: $100 per day up to $500

  • Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Standard

Coverages (values in USD):

  • Excludes Medical & Evacuation

  • Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips

  • Personal Liability: $100,000 per trip

  • Accidental Death & Permanent Total Disability: $100,000 per trip

  • Loss of Passport: $250 per trip

  • Legal Expenses: $10,000 per trip

  • Hijacking: $1,000 per trip

  • Business Equipment: Up to $1,500

  • Computer Equipment (single item limit): $500

  • Business Money: $100 per day up to $500

  • Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Standard Plus

Coverages (values in USD):

  • Emergency & Accidental Medical: $1,000,000

  • Repatriation for Medical Treatment: 100% per trip

  • Emergency Medical Evacuation: $100,000

  • Repatriation of Mortal Remains: $25,000 per trip

  • Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000

  • Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips

  • Personal Liability: $100,000 per trip

  • Accidental Death & Permanent Total Disability: $100,000 per trip

  • Loss of Passport: $250 per trip

  • Legal Expenses: $10,000 per trip

  • Hijacking: $1,000 per trip

  • Business Equipment: Up to $1,500

  • Computer Equipment (single item limit): $500

  • Business Money: $100 per day up to $500

  • Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Premium

Coverages (values in USD):

  • Excludes Medical & Evacuation

  • Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips

  • Personal Liability: $100,000 per trip

  • Accidental Death & Permanent Total Disability: $100,000 per trip

  • Loss of Passport: $250 per trip

  • Legal Expenses: $10,000 per trip

  • Hijacking: $1,000 per trip

  • Cancellation & Curtailment: $2,000 per trip; subject to $100 deductible per Trip *Benefit not available to residents of the USA

  • Business Equipment: Up to $1,500

  • Computer Equipment (single item limit): $500

  • Business Money: $100 per day up to $500

  • Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Premium Plus

Coverages (values in USD):

  • Emergency & Accidental Medical: $1,000,000

  • Repatriation for Medical Treatment: 100% per trip

  • Emergency Medical Evacuation: $100,000

  • Repatriation of Mortal Remains: $25,000 per trip

  • Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000

  • Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips

  • Personal Liability: $100,000 per trip

  • Accidental Death & Permanent Total Disability: $100,000 per trip

  • Loss of Passport: $250 per trip

  • Legal Expenses: $10,000 per trip

  • Hijacking: $1,000 per trip

  • Cancellation & Curtailment: $2,000 per trip; subject to $100 deductible per Trip *Benefit not available to residents of the USA

  • Business Equipment: Up to $1,500

  • Computer Equipment (single item limit): $500

  • Business Money: $100 per day up to $500

  • Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Download Benefits Guide PDF here

Learn more about Remote benefits

How do benefits work when hiring through an EOR?

Watch this quick explainer video to understand how offering benefits works when you hire team members through an employer of record like Remote.