Remote's guide to benefits in

Portugal
portugal flag

Make employment in Portugal easy. Let us handle payroll, benefits, taxes, compliance, and even stock options for your team in Portugal, all in one easy-to-use platform.

Services available in this country:
Employer of Record ProductContractor ManagementPayroll
  • Capital City

    Lisbon

  • Currency

    Euro (€, EUR)

  • Languages

    Portuguese

  • Population size

    10,276,617

Services available in this country:
Employer of Record ProductContractor ManagementPayroll
Photo of the Belém Tower

Remote builds belonging for your global team with comprehensive local plans at competitive 
rates. 🙌

Remote Benefits Plans

At Remote, we provide tailored benefits to ensure that all Remote employees receive comprehensive coverage from top providers. Our plans offer competitive rates designed for larger groups - even if the team is still growing!

Upon onboarding, Remote will enroll team members in their benefits and provide detailed information about their coverage. Remote manages all administrative tasks, allowing you to focus on scaling your global team.

To ensure benefit equality, any benefits offered will apply to all team members in the country, providing consistent coverage and support across the team.

Health Benefits

Offering health insurance in this country is not mandatory, but providing these additional health benefits can greatly enhance the healthcare experience for employees.

Remote offers comprehensive health benefits in Portugal, through our Local Basic, Standard, and Premium plans. When onboarding a new hire in Portugal, different health benefits plans are available which include in-network and out-of-network coverage for various medical services, emergency services, dental care, prostheses and orthoses (including vision insurance), and coverage for serious illnesses.

The Local Basic plan covers essential health services with co-payment options, including inpatient and outpatient care, medical appointments, emergency services, and physiotherapy. The Local Standard plan provides similar benefits with additional coverage for prostheses and orthoses, including vision insurance. The Local Premium plan offers the highest level of coverage, including more extensive dental benefits, serious illness coverage, and a higher insured amount for comprehensive medical services.

When health insurance benefits are offered , they must be provided equally to all employees in the respective country. 

If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!

Basic

In-Network Coverage

  • In-patient: €50,000 - 90% covered, 10% by client (€250 min, €500 max)

  • Knee surgery: 80% covered, 20% by client (€500 min, €1,000 max)

  • Childbirth: €2,500 - 90% covered, 10% by client

  • Out-patient: €2,000 - 90% covered, 10% by client

  • Medical appointments: €15 paid by client

  • Emergency medical appointments: €37.5 paid by client

  • Exams: 10% min paid by client

  • Physiotherapy: €10/session, up to €500

  • Speech and kinesiotherapy: €10/session, up to 6 sessions

Out-of-Network Coverage

  • In-patient: €50,000 - 50% covered, 50% by client

  • Knee surgery: 40% covered, 60% by client

  • Childbirth: €2,500 - 50% covered, 50% by client

  • Out-patient: €2,000 - 90% covered, 10% by client

  • Medical appointments: Max €35 reimbursed per appointment

  • Emergency medical appointments: Max €35 reimbursed per appointment

  • Physiotherapy: 35% covered, 65% by client, up to €500

  • Speech and kinesiotherapy: 35% covered, 65% by client, up to 6 sessions

Dental

  • In-Network Coverage: €500 - 80% covered, 20% by client; €10 per visit

  • Out-of-Network Coverage: €500 - 50% covered, 50% by client

Grace Periods

According to Remote’s policy, no grace periods will be applied to employees. (except serious illness)
The employee’s family unit may also be exempt as long as it is added on the employee’s starting date.

  • Hospitalisation: 90 days

  • Birth: 365 days

  • Outpatient assistance: 90 days

  • Dental: 90 days

Family Coverage

Employees can add coverage for family and dependents at their own expense.

Standard

In-Network Coverage

  • In-patient: €50,000 - 90% covered, 10% by client (€250 min, €500 max)

  • Knee surgery: 80% covered, 20% by client (€500 min, €1,000 max)

  • Childbirth: €2,500 - 90% covered, 10% by client

  • Out-patient: €2,000 - 90% covered, 10% by client

  • Medical appointments: €15 paid by client

  • Emergency medical appointments: €37.5 paid by client

  • Exams: 10% min paid by client

  • Physiotherapy: €10/session, up to €500

  • Speech and kinesiotherapy: €10/session, up to 6 sessions

Out-of-Network Coverage

  • In-patient: €50,000 - 50% covered, 50% by client

  • Knee surgery: 40% covered, 60% by client

  • Childbirth: €2,500 - 50% covered, 50% by client

  • Out-patient: €2,000 - 90% covered, 10% by client

  • Medical appointments: Max €35 reimbursed per appointment

  • Emergency medical appointments: Max €35 reimbursed per appointment

  • Physiotherapy: 35% covered, 65% by client, up to €500

  • Speech and kinesiotherapy: 35% covered, 65% by client, up to 6 sessions

Dental

  • In-Network Coverage: €500 - 80% covered, 20% by client; €10 per visit

  • Out-of-Network Coverage: €500 - 50% covered, 50% by client

Prostheses and orthotheses (Includes Vision Insurance)

  • Prostheses and Orthoses (Includes Vision Insurance): €250 - 80% covered, 20% by client

Grace Periods

According to Remote’s policy, no grace periods will be applied to employees. (except serious illness)
The employee’s family unit may also be exempt as long as it is added on the employee’s starting date.

  • Hospitalisation: 90 days

  • Birth: 365 days

  • Outpatient assistance: 90 days

  • Dental: 90 days

  • Vision: 90 days

Family Coverage

Employees can add coverage for family and dependents at their own expense.

Premium

In-Network Coverage

  • In-patient: €50,000 - 90% covered, 10% by client (€250 min, €500 max)

  • Knee surgery: 80% covered, 20% by client (€500 min, €1,000 max)

  • Childbirth: €3,000 - 90% covered, 10% by client

  • Out-patient: €2,000 - 90% covered, 10% by client

  • Medical appointments: €15 paid by client

  • Emergency medical appointments: €37.5 paid by client

  • Exams: 10% min paid by client

  • Physiotherapy: €10/session, up to €500

  • Speech and kinesiotherapy: €10/session, up to 6 sessions

Out-of-Network Coverage

  • In-patient: €50,000 - 50% covered, 50% by client

  • Knee surgery: 40% covered, 60% by client

  • Childbirth: €3,000 - 50% covered, 50% by client

  • Out-patient: €5,000 - 90% covered, 10% by client

  • Medical appointments: Max €35 reimbursed per appointment

  • Emergency medical appointments: Max €35 reimbursed per appointment

  • Physiotherapy: 35% covered, 65% by client, up to €500

  • Speech and kinesiotherapy: 35% covered, 65% by client, up to 6 sessions

Serious Illness Coverage

  • Insured Amount: €1,000,000

  • Cancer Treatment:

    • Includes in-situ cancer and pre-cancerous conditions

    • Excludes tumours related to HIV, skin cancer except malignant melanoma, and papillary bladder cancer

  • Neurosurgery:

    • Surgical intervention on the skull or other intracranial structures

    • Treatment of benign tumours located in the spinal cord

  • Coronary Artery Bypass Surgery: Myocardial revascularization involving at least two coronary arteries

  • Heart Valve Replacement: Replacement of a heart valve (valve repair is excluded)

  • Organ Transplantation:

    • Transplantation of organs from a living donor

    • Transplantation of organs from a deceased donor, including the heart

Dental

  • In-Network Coverage: €1,000 - 80% covered, 20% by client; €10 per visit

  • Out-of-Network Coverage: €1,000 - 50% covered, 50% by client

Prostheses and orthotheses (Includes Vision Insurance)

  • Prostheses and Orthoses (Includes Vision Insurance): €250 - 80% covered, 20% by client

Medicines

  • Medicines: €250 - 80% covered, 20% by client, €3 franchise per revenue

Grace Periods

According to Remote’s policy, no grace periods will be applied to employees. (except serious illness)
The employee’s family unit may also be exempt as long as it is added on the employee’s starting date.

  • Hospitalisation: 90 days

  • Birth: 365 days

  • Outpatient assistance: 90 days

  • Dental: 90 days

  • Vision and medicines: 90 days

  • Serious illness: 180 days [This grace period will always apply]

Family Coverage

Employees can add coverage for family and dependents at their own expense.

Health Benefits

Offering health insurance in this country is not mandatory, but providing these additional health benefits can greatly enhance the healthcare experience for employees.

Remote offers comprehensive health benefits in Portugal, through our Local Basic, Standard, and Premium plans. When onboarding a new hire in Portugal, different health benefits plans are available which include in-network and out-of-network coverage for various medical services, emergency services, dental care, prostheses and orthoses (including vision insurance), and coverage for serious illnesses.

The Local Basic plan covers essential health services with co-payment options, including inpatient and outpatient care, medical appointments, emergency services, and physiotherapy. The Local Standard plan provides similar benefits with additional coverage for prostheses and orthoses, including vision insurance. The Local Premium plan offers the highest level of coverage, including more extensive dental benefits, serious illness coverage, and a higher insured amount for comprehensive medical services.

When health insurance benefits are offered , they must be provided equally to all employees in the respective country. 

If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!

Basic

In-Network Coverage

  • In-patient: €50,000 - 90% covered, 10% by client (€250 min, €500 max)

  • Knee surgery: 80% covered, 20% by client (€500 min, €1,000 max)

  • Childbirth: €2,500 - 90% covered, 10% by client

  • Out-patient: €2,000 - 90% covered, 10% by client

  • Medical appointments: €15 paid by client

  • Emergency medical appointments: €37.5 paid by client

  • Exams: 10% min paid by client

  • Physiotherapy: €10/session, up to €500

  • Speech and kinesiotherapy: €10/session, up to 6 sessions

Out-of-Network Coverage

  • In-patient: €50,000 - 50% covered, 50% by client

  • Knee surgery: 40% covered, 60% by client

  • Childbirth: €2,500 - 50% covered, 50% by client

  • Out-patient: €2,000 - 90% covered, 10% by client

  • Medical appointments: Max €35 reimbursed per appointment

  • Emergency medical appointments: Max €35 reimbursed per appointment

  • Physiotherapy: 35% covered, 65% by client, up to €500

  • Speech and kinesiotherapy: 35% covered, 65% by client, up to 6 sessions

Dental

  • In-Network Coverage: €500 - 80% covered, 20% by client; €10 per visit

  • Out-of-Network Coverage: €500 - 50% covered, 50% by client

Grace Periods

According to Remote’s policy, no grace periods will be applied to employees. (except serious illness)
The employee’s family unit may also be exempt as long as it is added on the employee’s starting date.

  • Hospitalisation: 90 days

  • Birth: 365 days

  • Outpatient assistance: 90 days

  • Dental: 90 days

Family Coverage

Employees can add coverage for family and dependents at their own expense.

Standard

In-Network Coverage

  • In-patient: €50,000 - 90% covered, 10% by client (€250 min, €500 max)

  • Knee surgery: 80% covered, 20% by client (€500 min, €1,000 max)

  • Childbirth: €2,500 - 90% covered, 10% by client

  • Out-patient: €2,000 - 90% covered, 10% by client

  • Medical appointments: €15 paid by client

  • Emergency medical appointments: €37.5 paid by client

  • Exams: 10% min paid by client

  • Physiotherapy: €10/session, up to €500

  • Speech and kinesiotherapy: €10/session, up to 6 sessions

Out-of-Network Coverage

  • In-patient: €50,000 - 50% covered, 50% by client

  • Knee surgery: 40% covered, 60% by client

  • Childbirth: €2,500 - 50% covered, 50% by client

  • Out-patient: €2,000 - 90% covered, 10% by client

  • Medical appointments: Max €35 reimbursed per appointment

  • Emergency medical appointments: Max €35 reimbursed per appointment

  • Physiotherapy: 35% covered, 65% by client, up to €500

  • Speech and kinesiotherapy: 35% covered, 65% by client, up to 6 sessions

Dental

  • In-Network Coverage: €500 - 80% covered, 20% by client; €10 per visit

  • Out-of-Network Coverage: €500 - 50% covered, 50% by client

Prostheses and orthotheses (Includes Vision Insurance)

  • Prostheses and Orthoses (Includes Vision Insurance): €250 - 80% covered, 20% by client

Grace Periods

According to Remote’s policy, no grace periods will be applied to employees. (except serious illness)
The employee’s family unit may also be exempt as long as it is added on the employee’s starting date.

  • Hospitalisation: 90 days

  • Birth: 365 days

  • Outpatient assistance: 90 days

  • Dental: 90 days

  • Vision: 90 days

Family Coverage

Employees can add coverage for family and dependents at their own expense.

Premium

In-Network Coverage

  • In-patient: €50,000 - 90% covered, 10% by client (€250 min, €500 max)

  • Knee surgery: 80% covered, 20% by client (€500 min, €1,000 max)

  • Childbirth: €3,000 - 90% covered, 10% by client

  • Out-patient: €2,000 - 90% covered, 10% by client

  • Medical appointments: €15 paid by client

  • Emergency medical appointments: €37.5 paid by client

  • Exams: 10% min paid by client

  • Physiotherapy: €10/session, up to €500

  • Speech and kinesiotherapy: €10/session, up to 6 sessions

Out-of-Network Coverage

  • In-patient: €50,000 - 50% covered, 50% by client

  • Knee surgery: 40% covered, 60% by client

  • Childbirth: €3,000 - 50% covered, 50% by client

  • Out-patient: €5,000 - 90% covered, 10% by client

  • Medical appointments: Max €35 reimbursed per appointment

  • Emergency medical appointments: Max €35 reimbursed per appointment

  • Physiotherapy: 35% covered, 65% by client, up to €500

  • Speech and kinesiotherapy: 35% covered, 65% by client, up to 6 sessions

Serious Illness Coverage

  • Insured Amount: €1,000,000

  • Cancer Treatment:

    • Includes in-situ cancer and pre-cancerous conditions

    • Excludes tumours related to HIV, skin cancer except malignant melanoma, and papillary bladder cancer

  • Neurosurgery:

    • Surgical intervention on the skull or other intracranial structures

    • Treatment of benign tumours located in the spinal cord

  • Coronary Artery Bypass Surgery: Myocardial revascularization involving at least two coronary arteries

  • Heart Valve Replacement: Replacement of a heart valve (valve repair is excluded)

  • Organ Transplantation:

    • Transplantation of organs from a living donor

    • Transplantation of organs from a deceased donor, including the heart

Dental

  • In-Network Coverage: €1,000 - 80% covered, 20% by client; €10 per visit

  • Out-of-Network Coverage: €1,000 - 50% covered, 50% by client

Prostheses and orthotheses (Includes Vision Insurance)

  • Prostheses and Orthoses (Includes Vision Insurance): €250 - 80% covered, 20% by client

Medicines

  • Medicines: €250 - 80% covered, 20% by client, €3 franchise per revenue

Grace Periods

According to Remote’s policy, no grace periods will be applied to employees. (except serious illness)
The employee’s family unit may also be exempt as long as it is added on the employee’s starting date.

  • Hospitalisation: 90 days

  • Birth: 365 days

  • Outpatient assistance: 90 days

  • Dental: 90 days

  • Vision and medicines: 90 days

  • Serious illness: 180 days [This grace period will always apply]

Family Coverage

Employees can add coverage for family and dependents at their own expense.

Life Insurance

Offering life insurance is not mandatory in this country, but providing these additional benefits can significantly enhance the financial security and peace of mind for employees.

The Global Life Insurance offering provides flexible coverage levels ranging from $50,000 to $600,000 , tailored to meet the diverse needs and budgets of the company and its employees. This benefit includes two options:

The Basic Offering provides Life Insurance coverage. In the unfortunate event of an employee’s demise, their beneficiary will receive a payout equivalent to up to 6 times the employee’s annual salary. However, this compensation is capped at a maximum of the selected cover limit. This means that the payout will not exceed the cover limit applicable, regardless of the employee’s salary.

The Comprehensive Offering at Remote combines Life Insurance, Accidental Death & Dismemberment (AD&D), and Permanent Disability (PD) coverage. In cases of accidental death, dismemberment, or a permanent disability, the compensation is equivalent to up to 5 times the employee’s annual salary, subject to a predetermined limit. This compensation is capped at a maximum cover limit provided by Remote. The payout will not exceed the applicable cover limit, regardless of the employee’s salary.

It is essential to be aware that in certain countries, insurance premium taxes may be applicable. This means taxes may be due to the company for the monthly premiums paid towards the life insurance coverage for employees. Additionally, life insurance benefits may be categorized as ‘Benefits in Kind’ (BIK). This categorization means that the monthly premiums paid for the life insurance coverage might be counted as part of the employee’s taxable income according to the local tax laws.

When life insurance benefits are offered , they must be provided equally to all employees in the respective country. 

Basic

Life Insurance

Cover Level: Options ranging from $50,000 to $600,000

  • Provides financial protection and security for beneficiaries after the death of an insured team member.

  • In the unfortunate event of a team member’s demise, beneficiary compensation cannot exceed 6 times the team member’s annual pay or the chosen cover level (whichever is lower).

  • Example: See help article for details

Accidental Death & Dismemberment (AD&D):

Not covered

Permanent Disability

Not covered

Comprehensive

Cover Level: Options ranging from $50,000 to $600,000

Life Insurance

Cover Level: Options ranging from $50,000 to $600,000

  • Provides financial protection and security for beneficiaries after the death of an insured team member.

  • In the unfortunate event of a team member’s demise, beneficiary compensation cannot exceed 6 times the team member’s annual pay or the chosen cover level (whichever is lower).

Accidental Death & Dismemberment (AD&D):

  • Offers financial protection to beneficiaries in the unfortunate events of an insured team member's accidental death or dismemberment.

  • Compensation cannot exceed 5 times the team member's annual pay or the chosen cover level (whichever is lower). The exact payout varies depending on the type of injury sustained, as specified in the Accidental Dismemberment Table.

Permanent Disability

  • Designed to offer financial support to insured team members who suffer from either permanent and total or permanent and partial disabilities as a result of an accident or illness.

  • Compensation cannot exceed 5 times the team member's annual pay or the chosen cover level (whichever is lower). The insurance provider assesses the extent of the permanent disability to determine the final compensation:

    • Disabilities below 33.33%: No compensation

    • Disabilities between 33.33% and 66.67%: Compensation calculated as a percentage of the capped amount

    • Permanent disabilities exceeding 66.67%: Full capped compensation amount

For detailed examples of how the compensation is calculated for Life Insurance, Accidental Death & Dismemberment (AD&D), and Permanent Disability, refer to the help article for details

If you have any questions, please email support@remote.com/en-GB.

Mental Health

Offering mental health benefits is not mandatory in this country, but providing the benefit can significantly enhance the emotional well-being and overall productivity of employees.

Remote offers a comprehensive employee mental wellbeing platform in partnership with one of the top-rated employee mental wellbeing providers. This platform is available on desktop and mobile apps and includes 1-to-1 therapy with a curated pool of top-quality therapists in over 35 languages. The advanced matching service finds each employee the right therapist within 48 hours, boasting a 98% success rate. Employees receive a personal wellbeing profile with tailored recommendations and information to track progress. The platform also offers a curated self-guided content library with audio mindfulness and meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers. Additionally, there are 24/7 mental health helplines for immediate support when an employee is struggling.

Mental health program benefits may be offered to the employees from among 5 different plans. Offering mental health benefits is optional, but it can greatly enhance employee well-being and productivity.

It is essential to be aware that in certain countries, mental health benefits may be categorized as ‘Benefits in Kind’ (BIK). This categorization means that the monthly premiums paid for the benefit might be counted as part of the employee’s taxable income according to the local tax laws.

When mental health benefits are offered, they must be provided equally to all employees in the respective country.

Basic

Platform Access

Access to the wellbeing platform and app, which includes:

  • Personalised wellbeing assessment

  • Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers

  • Access to manager-specific learnings and resources

  • Precision matching for 1:1 coaching and therapy in 35+ languages

  • Professional coaching

  • Text-based chat with dedicated practitioner

  • 24/7 global support in all languages

  • Add up to 3 friends and family to the platform

Therapy and Coaching Sessions

  • Not included in the Basic plan

  • Team members can pay for therapy sessions themselves, if needed.

Standard

Platform Access

Access to the wellbeing platform and app, which includes:

  • Personalised wellbeing assessment

  • Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers

  • Access to manager-specific learnings and resources

  • Precision matching for 1:1 coaching and therapy in 35+ languages

  • Professional coaching

  • Text-based chat with dedicated practitioner

  • 24/7 global support in all languages

  • Add up to 3 friends and family to the platform

Therapy and Coaching Sessions

  • Includes one pre-paid Therapy/Coaching session per policy year

  • Team members can pay for extra therapy sessions themselves, if needed.

Plus

Platform Access

Access to the wellbeing platform and app, which includes:

  • Personalised wellbeing assessment

  • Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers

  • Access to manager-specific learnings and resources

  • Precision matching for 1:1 coaching and therapy in 35+ languages

  • Professional coaching

  • Text-based chat with dedicated practitioner

  • 24/7 global support in all languages

  • Add up to 3 friends and family to the platform

Therapy and Coaching Sessions

  • Includes three pre-paid Therapy/Coaching sessions per policy year

  • Team members can pay for extra therapy sessions themselves, if needed.

Premium

Platform Access

Access to the wellbeing platform and app, which includes:

  • Personalised wellbeing assessment

  • Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers

  • Access to manager-specific learnings and resources

  • Precision matching for 1:1 coaching and therapy in 35+ languages

  • Professional coaching

  • Text-based chat with dedicated practitioner

  • 24/7 global support in all languages

  • Add up to 3 friends and family to the platform

Therapy and Coaching Sessions

  • Includes six pre-paid Therapy/Coaching sessions per policy year

  • Team members can pay for extra therapy sessions themselves, if needed.

Platinum

Platform Access

Access to the wellbeing platform and app, which includes:

  • Personalised wellbeing assessment

  • Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers

  • Access to manager-specific learnings and resources

  • Precision matching for 1:1 coaching and therapy in 35+ languages

  • Professional coaching

  • Text-based chat with dedicated practitioner

  • 24/7 global support in all languages

  • Add up to 3 friends and family to the platform

Therapy and Coaching Sessions

  • Includes twelve pre-paid Therapy/Coaching sessions per policy year

  • Team members can pay for extra therapy sessions themselves, if needed.

Business Travel Insurance

New Benefit Available November 1, 2024:

Remote’s Global Business Travel Insurance program is crafted to address the unique needs of your team, whether they are embarking on short business trips or traveling extensively throughout the year. With five comprehensive plan options—Basic, Standard, Premium, Premium Plus, and Standard Plus—this program ensures that your team members have the right level of coverage to protect their health, safety, and well-being while traveling for business. Available in over 90 countries, the program provides extensive global coverage at competitive rates, offering peace of mind no matter where their work takes them.

This optional benefit is designed to be flexible, allowing you to offer tailored coverage that meets the diverse needs of your workforce. By providing business travel insurance, you are taking proactive steps to safeguard your team from unforeseen events such as medical emergencies, trip disruptions, or loss of business equipment while they are on the road.

It is essential to be aware that in certain countries, Business Travel Insurance may be categorized as 'Benefits in Kind' (BIK). This categorization means that the monthly premiums, which the company pays for the benefit, might be counted as part of the employee's taxable income according to the local tax laws.

Basic

Coverages (values in USD):

  • Emergency & Accidental Medical: $1,000,000

  • Repatriation for Medical Treatment: 100% per trip

  • Emergency Medical Evacuation: $100,000

  • Repatriation of Mortal Remains: $25,000 per trip

  • Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000

  • Business Equipment: Up to $1,500

  • Computer Equipment (single item limit): $500

  • Business Money: $100 per day up to $500

  • Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Standard

Coverages (values in USD):

  • Excludes Medical & Evacuation

  • Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips

  • Personal Liability: $100,000 per trip

  • Accidental Death & Permanent Total Disability: $100,000 per trip

  • Loss of Passport: $250 per trip

  • Legal Expenses: $10,000 per trip

  • Hijacking: $1,000 per trip

  • Business Equipment: Up to $1,500

  • Computer Equipment (single item limit): $500

  • Business Money: $100 per day up to $500

  • Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Standard Plus

Coverages (values in USD):

  • Emergency & Accidental Medical: $1,000,000

  • Repatriation for Medical Treatment: 100% per trip

  • Emergency Medical Evacuation: $100,000

  • Repatriation of Mortal Remains: $25,000 per trip

  • Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000

  • Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips

  • Personal Liability: $100,000 per trip

  • Accidental Death & Permanent Total Disability: $100,000 per trip

  • Loss of Passport: $250 per trip

  • Legal Expenses: $10,000 per trip

  • Hijacking: $1,000 per trip

  • Business Equipment: Up to $1,500

  • Computer Equipment (single item limit): $500

  • Business Money: $100 per day up to $500

  • Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Premium

Coverages (values in USD):

  • Excludes Medical & Evacuation

  • Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips

  • Personal Liability: $100,000 per trip

  • Accidental Death & Permanent Total Disability: $100,000 per trip

  • Loss of Passport: $250 per trip

  • Legal Expenses: $10,000 per trip

  • Hijacking: $1,000 per trip

  • Cancellation & Curtailment: $2,000 per trip; subject to $100 deductible per Trip *Benefit not available to residents of the USA

  • Business Equipment: Up to $1,500

  • Computer Equipment (single item limit): $500

  • Business Money: $100 per day up to $500

  • Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Premium Plus

Coverages (values in USD):

  • Emergency & Accidental Medical: $1,000,000

  • Repatriation for Medical Treatment: 100% per trip

  • Emergency Medical Evacuation: $100,000

  • Repatriation of Mortal Remains: $25,000 per trip

  • Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000

  • Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips

  • Personal Liability: $100,000 per trip

  • Accidental Death & Permanent Total Disability: $100,000 per trip

  • Loss of Passport: $250 per trip

  • Legal Expenses: $10,000 per trip

  • Hijacking: $1,000 per trip

  • Cancellation & Curtailment: $2,000 per trip; subject to $100 deductible per Trip *Benefit not available to residents of the USA

  • Business Equipment: Up to $1,500

  • Computer Equipment (single item limit): $500

  • Business Money: $100 per day up to $500

  • Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Download Benefits Guide PDF here

Learn more about Remote benefits

How do benefits work when hiring through an EOR?

Watch this quick explainer video to understand how offering benefits works when you hire team members through an employer of record like Remote.