Remote's guide to benefits in

Brazil
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Services available in this country:
Employer of Record ProductContractor ManagementPayroll
  • Capital City

    Brasília

  • Currency

    Real (R$, BRL)

  • Languages

    Portuguese

  • Population size

    21,25,86,000

Services available in this country:
Employer of Record ProductContractor ManagementPayroll

Remote builds belonging for your global team with comprehensive local plans at competitive 
rates. 🙌

Remote Benefits Plans

At Remote, we provide tailored benefits to ensure that all Remote employees receive comprehensive coverage from top providers. Our plans offer competitive rates designed for larger groups - even if the team is still growing!

Upon onboarding, Remote will enrol team members in their benefits and provide detailed information about their coverage. Remote manages all administrative tasks, allowing you to focus on scaling your global team.

To ensure benefit equality, any benefits offered will apply to all team members in the country, providing consistent coverage and support across the team.

Health Benefits

Offering health insurance in this country is not mandatory, but providing these additional health benefits can greatly enhance the healthcare experience for employees by enabling access to a wider range of providers and specialists, as well as significantly reducing wait times.

Remote offers comprehensive health benefits to employees in Brazil through our Local Standard, Local Premium, and Local Prestige plans. When onboarding a new hire in Brazil, Remote provides several plan options, including the Local Standard, Local Premium, and Local Prestige plans.

The Local Standard plan covers essential health services such as emergency care, inpatient and outpatient hospitalization, childbirth, doctor appointments, elective procedures, exams, tests, treatments, therapies, unlimited psychotherapy and psychiatry sessions, and specific transplants. The Local Premium plan includes all the benefits of the Standard plan with a higher reimbursement limit, access to unique medical facilities, and enhanced travel assistance. The Local Prestige plan provides the most extensive coverage, including additional services like home physiotherapy and medical appointments, no degree limit for refractive surgery, the highest reimbursement limit, and comprehensive travel assistance.

If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!

Standard

Health Coverage

Comprehensive coverage including emergency, inpatient/outpatient hospitalisation, childbirth, doctor appointments, elective procedures, exams, tests, treatments, and therapies.

Mental Health

Unlimited psychotherapy and psychiatry sessions.

Transplants

Coverage for cornea, kidney, marrow bone, pancreas, liver, and lung, including live donor expenses.

Vision

Refractive surgery for myopia from 5 degrees.

Reimbursement Limit (Medical)

BRL 364.50 (~$70 USD)

Accredited Network

Over 2,400 partners across Brazil, providing a wide range of healthcare services to ensure comprehensive coverage.

Travel Assistance

National and International, up to €30,000 in Europe and USD 10,000 elsewhere.

Dental Coverage

  • Reimbursement Limit: BRL 247.93 (~USD 48)

  • Comprehensive dental care including consultancy and diagnosis, emergency treatment, preventative care, surgeries, endodontics, pedodontics, periodontics, restorations, radiology, prostheses, and orthodontics (with documentation).

Family Coverage

Employees can cover the cost of dependents at their own expense.

Premium

Health Coverage

Comprehensive coverage including emergency, inpatient/outpatient hospitalisation, childbirth, doctor appointments, elective procedures, exams, tests, treatments, and therapies.

Mental Health

Unlimited psychotherapy and psychiatry sessions.

Transplants

Coverage for cornea, kidney, marrow bone, pancreas, liver, and lung, including live donor expenses.

Vision

Refractive surgery for myopia from 5 degrees.

Reimbursement Limit (Medical)

BRL 627.75 (~$130 USD)

Accredited Network

  • Over 2,400 partners across Brazil, providing a wide range of healthcare services to ensure comprehensive coverage.

  • Access to unique medical facilities such as Retaguard Doctor, Albert Einstein Hospital, Sirio Libanês Hospital, and Hospital Alemão Oswaldo Cruz.

Travel Assistance

National and International, up to €30,000 in Europe and USD 20,000 elsewhere.

Dental Coverage

  • Reimbursement Limit: BRL 247.93 (~USD 48)

  • Comprehensive dental care including consultancy and diagnosis, emergency treatment, preventative care, surgeries, endodontics, pedodontics, periodontics, restorations, radiology, prostheses, and orthodontics (with documentation).

Family Coverage

Employees can cover the cost of dependents at their own expense.

Prestige

Health Coverage

Comprehensive coverage including emergency, inpatient/outpatient hospitalisation, childbirth, doctor appointments, elective procedures, exams, tests, treatments, home physiotherapy, and home medical appointment.

Mental Health

Unlimited psychotherapy and psychiatry sessions.

Transplants

Coverage for cornea, kidney, marrow bone, pancreas, liver, and lung, including live donor expenses.

Vision

No degree limit for refractive surgery.

Reimbursement Limit (Medical)

BRL 810.00 (~$162 USD)

Accredited Network

  • Over 2,400 partners across Brazil, providing a wide range of healthcare services to ensure comprehensive coverage.

  • Access to unique medical facilities such as Retaguard Doctor, Albert Einstein Hospital, Sirio Libanês Hospital, and Hospital Alemão Oswaldo Cruz.

Travel Assistance

National and International, up to USD 100,000 in Europe and other countries.

Dental Coverage

  • Reimbursement Limit: BRL 247.93 (~USD 48)

  • Comprehensive dental care including consultancy and diagnosis, emergency treatment, preventative care, surgeries, endodontics, pedodontics, periodontics, restorations, radiology, prostheses, and orthodontics (with documentation).

Family Coverage

Employees can cover the cost of dependents at their own expense.

Health Benefits

Offering health insurance in this country is not mandatory, but providing these additional health benefits can greatly enhance the healthcare experience for employees by enabling access to a wider range of providers and specialists, as well as significantly reducing wait times.

Remote offers comprehensive health benefits to employees in Brazil through our Local Standard, Local Premium, and Local Prestige plans. When onboarding a new hire in Brazil, Remote provides several plan options, including the Local Standard, Local Premium, and Local Prestige plans.

The Local Standard plan covers essential health services such as emergency care, inpatient and outpatient hospitalization, childbirth, doctor appointments, elective procedures, exams, tests, treatments, therapies, unlimited psychotherapy and psychiatry sessions, and specific transplants. The Local Premium plan includes all the benefits of the Standard plan with a higher reimbursement limit, access to unique medical facilities, and enhanced travel assistance. The Local Prestige plan provides the most extensive coverage, including additional services like home physiotherapy and medical appointments, no degree limit for refractive surgery, the highest reimbursement limit, and comprehensive travel assistance.

If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!

Standard

Health Coverage

Comprehensive coverage including emergency, inpatient/outpatient hospitalisation, childbirth, doctor appointments, elective procedures, exams, tests, treatments, and therapies.

Mental Health

Unlimited psychotherapy and psychiatry sessions.

Transplants

Coverage for cornea, kidney, marrow bone, pancreas, liver, and lung, including live donor expenses.

Vision

Refractive surgery for myopia from 5 degrees.

Reimbursement Limit (Medical)

BRL 364.50 (~$70 USD)

Accredited Network

Over 2,400 partners across Brazil, providing a wide range of healthcare services to ensure comprehensive coverage.

Travel Assistance

National and International, up to €30,000 in Europe and USD 10,000 elsewhere.

Dental Coverage

  • Reimbursement Limit: BRL 247.93 (~USD 48)

  • Comprehensive dental care including consultancy and diagnosis, emergency treatment, preventative care, surgeries, endodontics, pedodontics, periodontics, restorations, radiology, prostheses, and orthodontics (with documentation).

Family Coverage

Employees can cover the cost of dependents at their own expense.

Premium

Health Coverage

Comprehensive coverage including emergency, inpatient/outpatient hospitalisation, childbirth, doctor appointments, elective procedures, exams, tests, treatments, and therapies.

Mental Health

Unlimited psychotherapy and psychiatry sessions.

Transplants

Coverage for cornea, kidney, marrow bone, pancreas, liver, and lung, including live donor expenses.

Vision

Refractive surgery for myopia from 5 degrees.

Reimbursement Limit (Medical)

BRL 627.75 (~$130 USD)

Accredited Network

  • Over 2,400 partners across Brazil, providing a wide range of healthcare services to ensure comprehensive coverage.

  • Access to unique medical facilities such as Retaguard Doctor, Albert Einstein Hospital, Sirio Libanês Hospital, and Hospital Alemão Oswaldo Cruz.

Travel Assistance

National and International, up to €30,000 in Europe and USD 20,000 elsewhere.

Dental Coverage

  • Reimbursement Limit: BRL 247.93 (~USD 48)

  • Comprehensive dental care including consultancy and diagnosis, emergency treatment, preventative care, surgeries, endodontics, pedodontics, periodontics, restorations, radiology, prostheses, and orthodontics (with documentation).

Family Coverage

Employees can cover the cost of dependents at their own expense.

Prestige

Health Coverage

Comprehensive coverage including emergency, inpatient/outpatient hospitalisation, childbirth, doctor appointments, elective procedures, exams, tests, treatments, home physiotherapy, and home medical appointment.

Mental Health

Unlimited psychotherapy and psychiatry sessions.

Transplants

Coverage for cornea, kidney, marrow bone, pancreas, liver, and lung, including live donor expenses.

Vision

No degree limit for refractive surgery.

Reimbursement Limit (Medical)

BRL 810.00 (~$162 USD)

Accredited Network

  • Over 2,400 partners across Brazil, providing a wide range of healthcare services to ensure comprehensive coverage.

  • Access to unique medical facilities such as Retaguard Doctor, Albert Einstein Hospital, Sirio Libanês Hospital, and Hospital Alemão Oswaldo Cruz.

Travel Assistance

National and International, up to USD 100,000 in Europe and other countries.

Dental Coverage

  • Reimbursement Limit: BRL 247.93 (~USD 48)

  • Comprehensive dental care including consultancy and diagnosis, emergency treatment, preventative care, surgeries, endodontics, pedodontics, periodontics, restorations, radiology, prostheses, and orthodontics (with documentation).

Family Coverage

Employees can cover the cost of dependents at their own expense.

Meals

In Brazil, employers are required to provide monthly meal vouchers to employees. Remote ensures compliance by paying the meal voucher amount directly into the employee’s Flash cards by the 30th of each month.

When onboarding a new hire, Remote offers the Standard, Premium, and Prestige options of meal vouchers, which offer different amounts. It is important to note that w hat is offered to employees in Brazil will apply to all existing and future employees hired in the country.

Standard Voucher

Provides a monthly meal voucher amount of BRL 660 (~USD 133), which equates to a daily rate of R$30 (~USD 6) for meal expenses.

Premium Voucher

Provides a monthly meal voucher amount of BRL 880 (~USD 178), which equates to a daily rate of R$40 (~USD 8) for meal expenses.

Prestige Voucher

Provides a monthly meal voucher amount of BRL 1000 (~USD 200), which equates to a daily rate of R$45.45 (~USD 10) for meal expenses.

Mental Health

Offering mental health benefits is not mandatory in this country, but providing the benefit can significantly enhance the emotional well-being and overall productivity of employees.

Remote offers a comprehensive employee mental wellbeing platform in partnership with one of the top-rated employee mental wellbeing providers. This platform is available on desktop and mobile apps and includes 1-to-1 therapy with a curated pool of top-quality therapists in over 35 languages. The advanced matching service finds each employee the right therapist within 48 hours, boasting a 98% success rate. Employees receive a personal wellbeing profile with tailored recommendations and information to track progress. The platform also offers a curated self-guided content library with audio mindfulness and meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers. Additionally, there are 24/7 mental health helplines for immediate support when an employee is struggling.

Mental health program benefits may be offered to the employees from among 5 different plans. Offering mental health benefits is optional, but it can greatly enhance employee well-being and productivity.

It is essential to be aware that in certain countries, mental health benefits may be categorized as ‘Benefits in Kind’ (BIK). This categorization means that the monthly premiums paid for the benefit might be counted as part of the employee’s taxable income according to the local tax laws.

When mental health benefits are offered, they must be provided equally to all employees in the respective country.

Basic

Platform Access

Access to the wellbeing platform and app, which includes:

  • Personalised wellbeing assessment

  • Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers

  • Access to manager-specific learnings and resources

  • Precision matching for 1:1 coaching and therapy in 35+ languages

  • Professional coaching

  • Text-based chat with dedicated practitioner

  • 24/7 global support in all languages

  • Add up to 3 friends and family to the platform

Therapy and Coaching Sessions

  • Not included in the Basic plan

  • Team members can pay for therapy sessions themselves, if needed.

Standard

Platform Access

Access to the wellbeing platform and app, which includes:

  • Personalised wellbeing assessment

  • Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers

  • Access to manager-specific learnings and resources

  • Precision matching for 1:1 coaching and therapy in 35+ languages

  • Professional coaching

  • Text-based chat with dedicated practitioner

  • 24/7 global support in all languages

  • Add up to 3 friends and family to the platform

Therapy and Coaching Sessions

  • Includes one pre-paid Therapy/Coaching session per policy year

  • Team members can pay for extra therapy sessions themselves, if needed.

Plus

Platform Access

Access to the wellbeing platform and app, which includes:

  • Personalised wellbeing assessment

  • Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers

  • Access to manager-specific learnings and resources

  • Precision matching for 1:1 coaching and therapy in 35+ languages

  • Professional coaching

  • Text-based chat with dedicated practitioner

  • 24/7 global support in all languages

  • Add up to 3 friends and family to the platform

Therapy and Coaching Sessions

  • Includes three pre-paid Therapy/Coaching sessions per policy year

  • Team members can pay for extra therapy sessions themselves, if needed.

Premium

Platform Access

Access to the wellbeing platform and app, which includes:

  • Personalised wellbeing assessment

  • Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers

  • Access to manager-specific learnings and resources

  • Precision matching for 1:1 coaching and therapy in 35+ languages

  • Professional coaching

  • Text-based chat with dedicated practitioner

  • 24/7 global support in all languages

  • Add up to 3 friends and family to the platform

Therapy and Coaching Sessions

  • Includes six pre-paid Therapy/Coaching sessions per policy year

  • Team members can pay for extra therapy sessions themselves, if needed.

Platinum

Platform Access

Access to the wellbeing platform and app, which includes:

  • Personalised wellbeing assessment

  • Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers

  • Access to manager-specific learnings and resources

  • Precision matching for 1:1 coaching and therapy in 35+ languages

  • Professional coaching

  • Text-based chat with dedicated practitioner

  • 24/7 global support in all languages

  • Add up to 3 friends and family to the platform

Therapy and Coaching Sessions

  • Includes twelve pre-paid Therapy/Coaching sessions per policy year

  • Team members can pay for extra therapy sessions themselves, if needed.

Life Insurance

In Brazil, providing life insurance to employees is a mandatory benefit as stipulated by the Collective Bargaining Agreement (CBA). Offering this benefit not only complies with legal requirements but also provides essential financial protection for employees and their families.

Current Life Insurance Offering

Remote currently offers a life insurance package that includes a death benefit of BRL 50,000, coverage for total or partial permanent disability due to an accident at BRL 50,000, and family funeral assistance up to BRL 5,000. These amounts are estimates and may be adjusted based on the number of employees covered throughout the year.

New Coverage Options Effective December 1, 2024:

To better meet the diverse needs of our employees and align with common market practices in Brazil, Remote will introduce new life insurance tiers effective December 1, 2024. These new options will provide coverage based on multiples of the employee's salary, offering greater flexibility and enhanced protection. The new tiers are designed to offer comprehensive coverage with varying levels of financial support. See the details of the new benefits below

Basic
  • Coverage Amount: BRL 40,000

  • Accident Coverage: Financial support for permanent disability due to accidents

  • Family Funeral Assistance: Up to BRL 5,000

Standard
  • Coverage Amount: 12 times the employee’s monthly pay

  • Accident Coverage: Financial support for permanent disability due to accidents

  • Family Funeral Assistance: Up to BRL 5,000

Enhanced
  • Coverage Amount: 24 times the employee’s monthly pay

  • Accident Coverage: Financial support for permanent disability due to accidents

  • Family Funeral Assistance: Up to BRL 5,000

Premium
  • Coverage Amount: 36 times the employee’s monthly pay

  • Accident Coverage: Financial support for permanent disability due to accidents

  • Family Funeral Assistance: Up to BRL 5,000

Business Travel Insurance

New Benefit Available November 1, 2024:

Remote’s Global Business Travel Insurance program is crafted to address the unique needs of your team, whether they are embarking on short business trips or traveling extensively throughout the year. With five comprehensive plan options—Basic, Standard, Premium, Premium Plus, and Standard Plus—this program ensures that your team members have the right level of coverage to protect their health, safety, and well-being while traveling for business. Available in over 90 countries, the program provides extensive global coverage at competitive rates, offering peace of mind no matter where their work takes them.

This optional benefit is designed to be flexible, allowing you to offer tailored coverage that meets the diverse needs of your workforce. By providing business travel insurance, you are taking proactive steps to safeguard your team from unforeseen events such as medical emergencies, trip disruptions, or loss of business equipment while they are on the road.

It is essential to be aware that in certain countries, Business Travel Insurance may be categorized as 'Benefits in Kind' (BIK). This categorization means that the monthly premiums, which the company pays for the benefit, might be counted as part of the employee's taxable income according to the local tax laws.

Basic

Coverages (values in USD):

  • Emergency & Accidental Medical: $1,000,000

  • Repatriation for Medical Treatment: 100% per trip

  • Emergency Medical Evacuation: $100,000

  • Repatriation of Mortal Remains: $25,000 per trip

  • Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000

  • Business Equipment: Up to $1,500

  • Computer Equipment (single item limit): $500

  • Business Money: $100 per day up to $500

  • Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Standard

Coverages (values in USD):

  • Excludes Medical & Evacuation

  • Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips

  • Personal Liability: $100,000 per trip

  • Accidental Death & Permanent Total Disability: $100,000 per trip

  • Loss of Passport: $250 per trip

  • Legal Expenses: $10,000 per trip

  • Hijacking: $1,000 per trip

  • Business Equipment: Up to $1,500

  • Computer Equipment (single item limit): $500

  • Business Money: $100 per day up to $500

  • Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Standard Plus

Coverages (values in USD):

  • Emergency & Accidental Medical: $1,000,000

  • Repatriation for Medical Treatment: 100% per trip

  • Emergency Medical Evacuation: $100,000

  • Repatriation of Mortal Remains: $25,000 per trip

  • Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000

  • Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips

  • Personal Liability: $100,000 per trip

  • Accidental Death & Permanent Total Disability: $100,000 per trip

  • Loss of Passport: $250 per trip

  • Legal Expenses: $10,000 per trip

  • Hijacking: $1,000 per trip

  • Business Equipment: Up to $1,500

  • Computer Equipment (single item limit): $500

  • Business Money: $100 per day up to $500

  • Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Premium

Coverages (values in USD):

  • Excludes Medical & Evacuation

  • Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips

  • Personal Liability: $100,000 per trip

  • Accidental Death & Permanent Total Disability: $100,000 per trip

  • Loss of Passport: $250 per trip

  • Legal Expenses: $10,000 per trip

  • Hijacking: $1,000 per trip

  • Cancellation & Curtailment: $2,000 per trip; subject to $100 deductible per Trip *Benefit not available to residents of the USA

  • Business Equipment: Up to $1,500

  • Computer Equipment (single item limit): $500

  • Business Money: $100 per day up to $500

  • Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Premium Plus

Coverages (values in USD):

  • Emergency & Accidental Medical: $1,000,000

  • Repatriation for Medical Treatment: 100% per trip

  • Emergency Medical Evacuation: $100,000

  • Repatriation of Mortal Remains: $25,000 per trip

  • Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000

  • Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips

  • Personal Liability: $100,000 per trip

  • Accidental Death & Permanent Total Disability: $100,000 per trip

  • Loss of Passport: $250 per trip

  • Legal Expenses: $10,000 per trip

  • Hijacking: $1,000 per trip

  • Cancellation & Curtailment: $2,000 per trip; subject to $100 deductible per Trip *Benefit not available to residents of the USA

  • Business Equipment: Up to $1,500

  • Computer Equipment (single item limit): $500

  • Business Money: $100 per day up to $500

  • Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Download Benefits Guide PDF here

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How do benefits work when hiring through an EOR?

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