Make employment in India easy. Let us handle payroll, benefits, taxes, compliance, and even stock options for your team in India, all in one easy-to-use platform.
India, officially the Republic of India (Hindi: Bhārat Gaṇarājya), is a country in South Asia. It is the second-most populous country, the seventh-largest country by area, and the most populous democracy in the world. India has been a secular federal republic since 1950, governed in a democratic parliamentary system. It is a pluralistic, multilingual and multi-ethnic society and has become a fast-growing major economy, a hub for information technology services, with an expanding middle class.
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Want to employ workers in India? Companies hiring in India are typically required to either own a local legal entity or work with a global employment platform like Remote that can legally provide employment services in the country.
Remote can employ team members in India and keep you compliant. Remote can hire, onboard, and pay your India team so you don't have to set up local HR services in the region. Remote also makes it easy to pay contractors in India. Sign up now to get started or talk to an expert for more details.
Employment taxes and statutory fees affect both your payroll and your employees' paychecks in India. Note that your employees may be liable for additional local taxes.
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At Remote, we provide tailored benefits to ensure that all Remote employees receive comprehensive coverage from top providers.
In India, Accident and Disability Insurance is included as part of any health insurance package offered by Remote. This comprehensive coverage ensures that employees are protected against unforeseen accidents and disabilities.
The insurance provides a sum insured of ₹5,000,000 ($60,240) per employee, covering accidental death, permanent and partial disabilities, medical expenses, and more. Additional benefits include allowances for children’s education, transportation of mortal remains, and compassionate visits. This ensures that employees and their families are supported during difficult times.
Note that the Accident and Disability Insurance is included as part of any of the Health Insurance package offered in India.
Sum Insured: ₹5,000,000 ($60,240) per employee
Age Group: 18 - 65 years
Accidental Death: Up to 100% of sum insured
Medical Expenses: Covered up to 40% of death/disability claim or 10% of sum insured or actual expenses, whichever is lower
Permanent Total Disability: Up to 100% of sum insured
Permanent Partial Disability: Up to 100% of sum insured
Temporary Total Disability/Loss of Income: Up to 3% of sum insured or ₹20,000 ($240) per week or actual weekly salary, whichever is lower
Carriage of Dead Body: 2% of sum insured, subject to a maximum of ₹10,000 ($120)
Children Education Welfare: For two dependent children in case of death of employee - up to ₹10,000 ($120) per child
Terrorism: Covered except for events arising out of nuclear, biological, and/or chemical means
Fracture Cover: Accidental broken bones covered up to ₹50,000 ($600) or actual expenses, whichever is lower
Burns Cover: Accidental burns covered up to ₹50,000 ($600) or actual expenses, whichever is lower
Transportation of Mortal Remains: Repatriation covered up to ₹25,000 ($300) or actual expenses, whichever is lower
Compassionate Visit: Transportation allowance up to ₹25,000 ($300) or actual expenses, whichever is lower
Road Ambulance Charges: Covered up to ₹5,000 ($60) or actual expenses, whichever is lower
Remote offers a default monthly meal voucher benefit in India, amounting to ₹2,200 (~27 USD) per employee. This is provided through a flex benefits card, based on a standard calculation of ₹100 per day for 22 working days.
While meal vouchers are a common practice in India, they are not mandatory. This benefit is provided as a salary deduction, meaning that ₹2,200 will be deducted from the employee's gross monthly salary if they opt in for the meal vouchers. This amount is allocated to their meal vouchers. There is no additional cost to the employer. Employees enrolled under the old tax regime can benefit from tax exemptions on these vouchers, which can lead to tax savings based on their specific tax slab.
Remote’s Global Business Travel Insurance program is crafted to address the unique needs of your team, whether they are embarking on short business trips or traveling extensively throughout the year. With five comprehensive plan options—Basic, Standard, Premium, Premium Plus, and Standard Plus—this program ensures that your team members have the right level of coverage to protect their health, safety, and well-being while traveling for business. Available in over 90 countries, the program provides extensive global coverage at competitive rates, offering peace of mind no matter where their work takes them.
This optional benefit is designed to be flexible, allowing you to offer tailored coverage that meets the diverse needs of your workforce. By providing business travel insurance, you are taking proactive steps to safeguard your team from unforeseen events such as medical emergencies, trip disruptions, or loss of business equipment while they are on the road.
Coverages (values in USD):
Emergency & Accidental Medical: $1,000,000
Repatriation for Medical Treatment: 100% per trip
Emergency Medical Evacuation: $100,000
Repatriation of Mortal Remains: $25,000 per trip
Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000
Business Equipment: Up to $1,500
Computer Equipment (single item limit): $500
Business Money: $100 per day up to $500
Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.
Coverages (values in USD):
Excludes Medical & Evacuation
Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips
Personal Liability: $100,000 per trip
Accidental Death & Permanent Total Disability: $100,000 per trip
Loss of Passport: $250 per trip
Legal Expenses: $10,000 per trip
Hijacking: $1,000 per trip
Business Equipment: Up to $1,500
Computer Equipment (single item limit): $500
Business Money: $100 per day up to $500
Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.
Coverages (values in USD):
Emergency & Accidental Medical: $1,000,000
Repatriation for Medical Treatment: 100% per trip
Emergency Medical Evacuation: $100,000
Repatriation of Mortal Remains: $25,000 per trip
Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000
Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips
Personal Liability: $100,000 per trip
Accidental Death & Permanent Total Disability: $100,000 per trip
Loss of Passport: $250 per trip
Legal Expenses: $10,000 per trip
Hijacking: $1,000 per trip
Business Equipment: Up to $1,500
Computer Equipment (single item limit): $500
Business Money: $100 per day up to $500
Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.
Coverages (values in USD):
Emergency & Accidental Medical: $1,000,000
Repatriation for Medical Treatment: 100% per trip
Emergency Medical Evacuation: $100,000
Repatriation of Mortal Remains: $25,000 per trip
Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000
Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips
Personal Liability: $100,000 per trip
Accidental Death & Permanent Total Disability: $100,000 per trip
Loss of Passport: $250 per trip
Legal Expenses: $10,000 per trip
Hijacking: $1,000 per trip
Cancellation & Curtailment: $2,000 per trip; subject to $100 deductible per Trip *Benefit not available to residents of the USA
Business Equipment: Up to $1,500
Computer Equipment (single item limit): $500
Business Money: $100 per day up to $500
Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.
Coverages (values in USD):
Excludes Medical & Evacuation
Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips
Personal Liability: $100,000 per trip
Accidental Death & Permanent Total Disability: $100,000 per trip
Loss of Passport: $250 per trip
Legal Expenses: $10,000 per trip
Hijacking: $1,000 per trip
Cancellation & Curtailment: $2,000 per trip; subject to $100 deductible per Trip *Benefit not available to residents of the USA
Business Equipment: Up to $1,500
Computer Equipment (single item limit): $500
Business Money: $100 per day up to $500
Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.
Offering mental health benefits is not mandatory in this country, but providing the benefit can significantly enhance the emotional well-being and overall productivity of employees.
Remote offers a comprehensive employee mental wellbeing platform in partnership with one of the top-rated employee mental wellbeing providers. This platform is available on desktop and mobile apps and includes 1-to-1 therapy with a curated pool of top-quality therapists in over 35 languages. The advanced matching service finds each employee the right therapist within 48 hours, boasting a 98% success rate. Employees receive a personal wellbeing profile with tailored recommendations and information to track progress. The platform also offers a curated self-guided content library with audio mindfulness and meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers. Additionally, there are 24/7 mental health helplines for immediate support when an employee is struggling.
Mental health program benefits may be offered to the employees from among 5 different plans. Offering mental health benefits is optional, but it can greatly enhance employee well-being and productivity.
It is essential to be aware that in certain countries, mental health benefits may be categorized as ‘Benefits in Kind’ (BIK). This categorization means that the monthly premiums paid
for the benefit might be counted as part of the employee’s taxable income according to the local tax laws.
When mental health benefits are offered, they must be provided equally to all employees in the respective country.
Access to the wellbeing platform and app, which includes:
Personalized wellbeing assessment
Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers
Access to manager-specific learnings and resources
Precision matching for 1:1 coaching and therapy in 35+ languages
Professional coaching
Text-based chat with dedicated practitioner
24/7 global support in all languages
Add up to 3 friends and family to the platform
Not included in the Basic plan
Team members can pay for therapy sessions themselves, if needed.
Access to the wellbeing platform and app, which includes:
Personalized wellbeing assessment
Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers
Access to manager-specific learnings and resources
Precision matching for 1:1 coaching and therapy in 35+ languages
Professional coaching
Text-based chat with dedicated practitioner
24/7 global support in all languages
Add up to 3 friends and family to the platform
Includes one pre-paid Therapy/Coaching session per policy year
Team members can pay for extra therapy sessions themselves, if needed.
Access to the wellbeing platform and app, which includes:
Personalized wellbeing assessment
Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers
Access to manager-specific learnings and resources
Precision matching for 1:1 coaching and therapy in 35+ languages
Professional coaching
Text-based chat with dedicated practitioner
24/7 global support in all languages
Add up to 3 friends and family to the platform
Includes three pre-paid Therapy/Coaching sessions per policy year
Team members can pay for extra therapy sessions themselves, if needed.
Access to the wellbeing platform and app, which includes:
Personalized wellbeing assessment
Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers
Access to manager-specific learnings and resources
Precision matching for 1:1 coaching and therapy in 35+ languages
Professional coaching
Text-based chat with dedicated practitioner
24/7 global support in all languages
Add up to 3 friends and family to the platform
Includes six pre-paid Therapy/Coaching sessions per policy year
Team members can pay for extra therapy sessions themselves, if needed.
Access to the wellbeing platform and app, which includes:
Personalized wellbeing assessment
Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers
Access to manager-specific learnings and resources
Precision matching for 1:1 coaching and therapy in 35+ languages
Professional coaching
Text-based chat with dedicated practitioner
24/7 global support in all languages
Add up to 3 friends and family to the platform
Includes twelve pre-paid Therapy/Coaching sessions per policy year
Team members can pay for extra therapy sessions themselves, if needed.
In India, it is mandatory for employers to provide health insurance to employees.
When onboarding a new team member in India, Remote provides comprehensive health benefits through our local offering, which includes six tiered plan options , ensuring you can find the right fit for your team. These plans offer sum insured amounts of ₹2,000,000, ₹3,000,000, or ₹4,000,000 per family. While all plans cover the employee, spouse, and up to four children, we also offer specific options that extend coverage to parents or parents-in-law.
If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here !
Sum Insured: ₹2,000,000 ($24,100) per family
Maternity Cover: ₹200,000 ($2,400) for the first 4 children
Room Rent Limits: No limit
Daycare Treatments: Covered
Pre-existing Diseases: Covered from Day 1
Modern Treatments (e.g., Cyber-knife, Stem Cell): Covered up to Sum Insured, with 50% co-pay
Mental Illness Hospitalization: ₹100,000 ($1,200) within Sum Insured
COVID-19 Treatments: Covered up to Sum Insured
Internal Congenital Disease: Covered up to Sum Insured
External Congenital Disease: Covered in life-threatening situations
Psychiatric Ailments: ₹100,000 ($1,200) within Sum Insured
Organ Donor Expenses: Covered if the organ is for the insured’s use; the cost of the organ is not covered
Gender Affirming Therapies and Surgeries: Covered up to ₹300,000 ($3,600) within Sum Insured
LGBTQ Cover: Covered
Coverage Limit: ₹40,000 ($480) per family
Premium Doctor Consultations: Unlimited online doctor consults with 20+ specialities
Mental Health: Unlimited online consultations with psychologists and psychiatrists
Nutrition Counselling: Unlimited online consultations with expert nutritionists
Veterinary Care: Unlimited online consultations with top veterinarians for your pets
Vision (Spectacles and Lenses): Covered
Dental Treatments (Fillings, Root Canals, Scaling and Cleaning, Tooth Extraction, Replacement): Covered
Vaccinations including COVID Vaccination: Covered
Physiotherapy, Nursing care post-hospitalization, AYUSH treatments, Prescribed diagnostics, Medicines, Health Checkups, Minor surgeries and dressing
Cataract: Covered
Lasik Surgery: Covered if correction index is +/- 6.5D
Lucentis: Covered up to ₹50,000 ($600)
Dental Treatments: Covered under outpatient cover
Consultations and care: Covered
Members Covered: Employee, Spouse, up to 4 children
Sum Insured: ₹2,000,000 ($24,100) per family
Maternity Cover: ₹200,000 ($2,400) for the first 4 children
Room Rent Limits: No limit
Daycare Treatments: Covered
Pre-existing Diseases: Covered from Day 1
Modern Treatments (e.g., Cyber-knife, Stem Cell): Covered up to Sum Insured, with 50% co-pay
Mental Illness Hospitalization: ₹100,000 ($1,200) within Sum Insured
COVID-19 Treatments: Covered up to Sum Insured
Internal Congenital Disease: Covered up to Sum Insured
External Congenital Disease: Covered in life-threatening situations
Psychiatric Ailments: ₹100,000 ($1,200) within Sum Insured
Organ Donor Expenses: Covered if the organ is for the insured’s use; the cost of the organ is not covered
Gender Affirming Therapies and Surgeries: Covered up to ₹300,000 ($3,600) within Sum Insured
LGBTQ Cover: Covered
Coverage Limit: ₹40,000 ($480) per family
Premium Doctor Consultations: Unlimited online doctor consults with 20+ specialities
Mental Health: Unlimited online consultations with psychologists and psychiatrists
Nutrition Counselling: Unlimited online consultations with expert nutritionists
Veterinary Care: Unlimited online consultations with top veterinarians for your pets
Vision (Spectacles and Lenses): Covered
Dental Treatments (Fillings, Root Canals, Scaling and Cleaning, Tooth Extraction, Replacement): Covered
Vaccinations including COVID Vaccination: Covered
Physiotherapy, Nursing care post-hospitalization, AYUSH treatments, Prescribed diagnostics, Medicines, Health Checkups, Minor surgeries and dressing
Cataract: Covered
Lasik Surgery: Covered if correction index is +/- 6.5D
Lucentis: Covered up to ₹50,000 ($600)
Dental Treatments: Covered under outpatient cover
Consultations and care: Covered
Members Covered: Employee, Spouse, up to 4 children, either parents or parents-in-law
Sum Insured: ₹3,000,000 ($33,700) per family
Maternity Cover: ₹200,000 ($2,400) for the first 4 children
Room Rent Limits: No limit
Daycare Treatments: Covered
Pre-existing Diseases: Covered from Day 1
Modern Treatments (e.g., Cyber-knife, Stem Cell): Covered up to Sum Insured, with 50% co-pay
Mental Illness Hospitalization: ₹100,000 ($1,200) within Sum Insured
COVID-19 Treatments: Covered up to Sum Insured
Internal Congenital Disease: Covered up to Sum Insured
External Congenital Disease: Covered in life-threatening situations
Psychiatric Ailments: ₹100,000 ($1,200) within Sum Insured
Organ Donor Expenses: Covered if the organ is for the insured’s use; the cost of the organ is not covered
Gender Affirming Therapies and Surgeries: Covered up to ₹300,000 ($3,600) within Sum Insured
LGBTQ Cover: Covered
Coverage Limit: ₹40,000 ($480) per family
Premium Doctor Consultations: Unlimited online doctor consults with 20+ specialities
Mental Health: Unlimited online consultations with psychologists and psychiatrists
Nutrition Counselling: Unlimited online consultations with expert nutritionists
Veterinary Care: Unlimited online consultations with top veterinarians for your pets
Vision (Spectacles and Lenses): Covered
Dental Treatments (Fillings, Root Canals, Scaling and Cleaning, Tooth Extraction, Replacement): Covered
Vaccinations including COVID Vaccination: Covered
Physiotherapy, Nursing care post-hospitalization, AYUSH treatments, Prescribed diagnostics, Medicines, Health Checkups, Minor surgeries and dressing
Cataract: Covered
Lasik Surgery: Covered if correction index is +/- 6.5D
Lucentis: Covered up to ₹50,000 ($600)
Dental Treatments: Covered under outpatient cover
Consultations and care: Covered
Members Covered: Employee, Spouse, up to 4 children
Sum Insured: ₹3,000,000 ($33,700) per family
Maternity Cover: ₹200,000 ($2,400) for the first 4 children
Room Rent Limits: No limit
Daycare Treatments: Covered
Pre-existing Diseases: Covered from Day 1
Modern Treatments (e.g., Cyber-knife, Stem Cell): Covered up to Sum Insured, with 50% co-pay
Mental Illness Hospitalization: ₹100,000 ($1,200) within Sum Insured
COVID-19 Treatments: Covered up to Sum Insured
Internal Congenital Disease: Covered up to Sum Insured
External Congenital Disease: Covered in life-threatening situations
Psychiatric Ailments: ₹100,000 ($1,200) within Sum Insured
Organ Donor Expenses: Covered if the organ is for the insured’s use; the cost of the organ is not covered
Gender Affirming Therapies and Surgeries: Covered up to ₹300,000 ($3,600) within Sum Insured
LGBTQ Cover: Covered
Coverage Limit: ₹40,000 ($480) per family
Premium Doctor Consultations: Unlimited online doctor consults with 20+ specialities
Mental Health: Unlimited online consultations with psychologists and psychiatrists
Nutrition Counselling: Unlimited online consultations with expert nutritionists
Veterinary Care: Unlimited online consultations with top veterinarians for your pets
Vision (Spectacles and Lenses): Covered
Dental Treatments (Fillings, Root Canals, Scaling and Cleaning, Tooth Extraction, Replacement): Covered
Vaccinations including COVID Vaccination: Covered
Physiotherapy, Nursing care post-hospitalization, AYUSH treatments, Prescribed diagnostics, Medicines, Health Checkups, Minor surgeries and dressing
Cataract: Covered
Lasik Surgery: Covered if correction index is +/- 6.5D
Lucentis: Covered up to ₹50,000 ($600)
Dental Treatments: Covered under outpatient cover
Consultations and care: Covered
Members Covered: Employee, Spouse, up to 4 children, either parents or parents-in-law
Sum Insured: ₹4,000,000 ($44,900) per family
Maternity Cover: ₹200,000 ($2,400) for the first 4 children
Room Rent Limits: No limit
Daycare Treatments: Covered
Pre-existing Diseases: Covered from Day 1
Modern Treatments (e.g., Cyber-knife, Stem Cell): Covered up to Sum Insured, with 50% co-pay
Mental Illness Hospitalization: ₹100,000 ($1,200) within Sum Insured
COVID-19 Treatments: Covered up to Sum Insured
Internal Congenital Disease: Covered up to Sum Insured
External Congenital Disease: Covered in life-threatening situations
Psychiatric Ailments: ₹100,000 ($1,200) within Sum Insured
Organ Donor Expenses: Covered if the organ is for the insured’s use; the cost of the organ is not covered
Gender Affirming Therapies and Surgeries: Covered up to ₹300,000 ($3,600) within Sum Insured
LGBTQ Cover: Covered
Coverage Limit: ₹40,000 ($480) per family
Premium Doctor Consultations: Unlimited online doctor consults with 20+ specialities
Mental Health: Unlimited online consultations with psychologists and psychiatrists
Nutrition Counselling: Unlimited online consultations with expert nutritionists
Veterinary Care: Unlimited online consultations with top veterinarians for your pets
Vision (Spectacles and Lenses): Covered
Dental Treatments (Fillings, Root Canals, Scaling and Cleaning, Tooth Extraction, Replacement): Covered
Vaccinations including COVID Vaccination: Covered
Physiotherapy, Nursing care post-hospitalization, AYUSH treatments, Prescribed diagnostics, Medicines, Health Checkups, Minor surgeries and dressing
Cataract: Covered
Lasik Surgery: Covered if correction index is +/- 6.5D
Lucentis: Covered up to ₹50,000 ($600)
Dental Treatments: Covered under outpatient cover
Consultations and care: Covered
Members Covered: Employee, Spouse, up to 4 children
Sum Insured: ₹4,000,000 ($44,900) per family
Maternity Cover: ₹200,000 ($2,400) for the first 4 children
Room Rent Limits: No limit
Daycare Treatments: Covered
Pre-existing Diseases: Covered from Day 1
Modern Treatments (e.g., Cyber-knife, Stem Cell): Covered up to Sum Insured, with 50% co-pay
Mental Illness Hospitalization: ₹100,000 ($1,200) within Sum Insured
COVID-19 Treatments: Covered up to Sum Insured
Internal Congenital Disease: Covered up to Sum Insured
External Congenital Disease: Covered in life-threatening situations
Psychiatric Ailments: ₹100,000 ($1,200) within Sum Insured
Organ Donor Expenses: Covered if the organ is for the insured’s use; the cost of the organ is not covered
Gender Affirming Therapies and Surgeries: Covered up to ₹300,000 ($3,600) within Sum Insured
LGBTQ Cover: Covered
Coverage Limit: ₹40,000 ($480) per family
Premium Doctor Consultations: Unlimited online doctor consults with 20+ specialities
Mental Health: Unlimited online consultations with psychologists and psychiatrists
Nutrition Counselling: Unlimited online consultations with expert nutritionists
Veterinary Care: Unlimited online consultations with top veterinarians for your pets
Vision (Spectacles and Lenses): Covered
Dental Treatments (Fillings, Root Canals, Scaling and Cleaning, Tooth Extraction, Replacement): Covered
Vaccinations including COVID Vaccination: Covered
Physiotherapy, Nursing care post-hospitalization, AYUSH treatments, Prescribed diagnostics, Medicines, Health Checkups, Minor surgeries and dressing
Cataract: Covered
Lasik Surgery: Covered if correction index is +/- 6.5D
Lucentis: Covered up to ₹50,000 ($600)
Dental Treatments: Covered under outpatient cover
Consultations and care: Covered
Members Covered: Employee, Spouse, up to 4 children, either parents or parents-in-law
Cover Level:
INR 5,000,000 (subject to salary cap)
Provides financial protection and security for beneficiaries in the event of an insured team member's death during employment.
Benefit Payout: In the unfortunate event of a team member’s death, the plan provides a lump-sum payment. The final payout is INR 5,000,000 or 10 times the team member’s annual salary, whichever is lower.
If 10x the annual salary is more than INR 5,000,000, the beneficiary receives the maximum cap of INR 5,000,000.
If 10x the annual salary is less than INR 5,000,000, the payout is limited to that lower amount.
Key Plan Details:
Eligibility: This benefit is optional for employers. However, if selected, it must be offered to all team members in India (up to age 65) to ensure equal coverage.
Validity: Coverage begins on the employee's start date and ends on their last working day.
Cover Level:
INR 10,000,000 (subject to salary cap)
Provides financial protection and security for beneficiaries in the event of an insured team member's death during employment.
Benefit Payout: In the unfortunate event of a team member’s death, the plan provides a lump-sum payment. The final payout is INR 10,000,000 or 10 times the team member’s annual salary, whichever is lower.
If 10x the annual salary is more than INR 10,000,000, the beneficiary receives the maximum cap of INR 10,000,000.
If 10x the annual salary is less than INR 10,000,000, the payout is limited to that lower amount.
Key Plan Details:
Eligibility: This benefit is optional for employers. However, if selected, it must be offered to all team members in India (up to age 65) to ensure equal coverage.
Validity: Coverage begins on the employee's start date and ends on their last working day.
The National Pension System (NPS) is a voluntary, long-term retirement savings plan set up by the Government of India. It helps team members build a secure retirement fund by making regular contributions throughout their working years. The system is regulated by the Pension Fund Regulatory and Development Authority (PFRDA).
NPS follows a defined contribution model, meaning your team members retirement savings grow based on how much they contribute and on the returns generated by market-linked investments.
Employees can contribute to their NPS account in two ways:
Direct contribution: Employees can contribute a percentage of their basic salary directly through the Protean portal.
Payroll deduction: Employees can also choose to contribute a percentage of their basic salary through salary deduction, which Remote processes on their behalf.
Employees can contribute through either payroll deduction (managed by Remote) or direct contribution (self-managed).
NPS offers several tax advantages under Indian income tax law:
Citizens can claim a deduction of up to ₹1.5 lakh under Section 80CCD(1) (part of the overall Section 80C limit).
Citizens can claim an additional ₹50,000 under Section 80CCD(1B), which is over and above the Section 80C limit.
Employer contributions are tax-exempt under Section 80CCD(2):
Under the old tax regime: up to 10% of your salary (basic + dearness allowance)
Under the new tax regime: up to 14% of your salary (basic + dearness allowance)
These benefits make NPS a tax-efficient way to save for retirement.
The National Pension System (NPS) is a voluntary, long-term retirement savings plan set up by the Government of India. It helps team members build a secure retirement fund by making regular contributions throughout their working years. The system is regulated by the Pension Fund Regulatory and Development Authority (PFRDA). NPS follows a defined contribution model , meaning your team members retirement savings grow based on how much they contribute and on the returns generated by market-linked investments.
Employees can contribute to their NPS account in two ways:
Direct contribution: Employees can contribute a percentage of their basic salary directly through the Protean portal.
Payroll deduction: Employees can also choose to contribute a percentage of their basic salary through salary deduction, which Remote processes on their behalf.
Employees can contribute through either payroll deduction (managed by Remote) or direct contribution (self-managed).
NPS offers several tax advantages under Indian income tax law:
Citizens can claim a deduction of up to ₹1.5 lakh under Section 80CCD(1) (part of the overall Section 80C limit).
Citizens can claim an additional ₹50,000 under Section 80CCD(1B), which is over and above the Section 80C limit.
Employer contributions are tax-exempt under Section 80CCD(2):
These benefits make NPS a tax-efficient way to save for retirement.
Under the old tax regime: up to 10% of your salary (basic + dearness allowance)
Under the new tax regime: up to 14% of your salary (basic + dearness allowance)
India has a diverse economy with key industries in technology, manufacturing, and agriculture. With specific labor laws and tax regulations, employers in India must ensure compliance with local payroll requirements, including social security contributions, employment contracts, and tax obligations. Understanding these regulations is essential for smooth payroll operations and legal compliance.
Employers in India must adhere to national payroll regulations regarding wages, taxes, and social contributions. Below is an overview of key payroll components:
Minimum wage: India’s minimum wage varies by state and industry, with the lowest set at INR 178 per day.
Payroll frequency: Salaries are generally paid monthly.
Standard working hours: The normal workweek in India is 48 hours, typically spread over five or six days.
Overtime: Employees are entitled to additional pay for overtime work, calculated based on labor regulations.
Personal income tax: India has a progressive income tax system with rates ranging from 0% to 30% depending on income levels.
Employer contributions:
Employee contributions:
Corporate tax: The corporate income tax rate in India ranges from 22% to 30% depending on turnover.
Tax reporting: Employers must file payroll taxes and contributions with the Indian tax authorities regularly.
Employment contracts must be provided in writing and specify terms such as salary, working hours, and job responsibilities.
Payroll deductions: Employers must ensure accurate deductions for social security and income tax.
Employers must stay updated on changes to India’s labor laws and tax regulations to avoid penalties.
Managing payroll in India requires careful attention to tax regulations, employment laws, and social security requirements. Employers must stay informed about tax rates, wage laws, and reporting deadlines to ensure smooth payroll processing and avoid penalties.
The good news is, you can pay anyone, anywhere — from your team in the office to your team abroad, all with Remote Payroll. To see just how easy global payroll can be with Remote, book a demo today.
Hiring contractors in India can be a strategic and cost-effective way for businesses to complete projects without the obligations of hiring full-time employees. Whether you are engaging independent contractors for specialized services or working with subcontractors for labor-intensive tasks, understanding India’s labor laws and federal regulations is essential.
Remote helps businesses stay compliant when hiring contractors globally with these key features:
Global compliance support: Ensures adherence to labor laws in 200+ countries with localized contracts and proper documentation.
Misclassification protection: Includes built-in compliance checks and seamless contractor-to-employee conversion.
Centralized documentation: Maintains essential records for audits and automates tax filings.
Legal expertise: Provides guidance on complex local labor laws, simplifying international hiring.
Remote’s streamlined approach minimizes compliance risks and simplifies contractor management for businesses.
Remote simplifies contractor payments with:
Automated processing: One-click approvals, bulk payments, recurring invoices, and real-time tracking.
Global coverage: Payments in 200+ countries, multiple payment methods, and currency flexibility.
Cost and compliance: Fair price guarantee (pay only for active contractors), built-in compliance with regional regulations, and localized contracts.
Learn more about how Remote simplifies contractor management in India — get started for free today.
Our employer of record (EOR) service enables you to hire, manage, and pay top talent in India with speed and simplicity.
Remote’s EOR allows your company to legally hire employees in India without having to set up a local legal entity. On paper, Remote is the official employer, and we handle compliance, payroll, benefits (including equity), and other HR processes — but you maintain full control over the hire’s day-to-day management and work responsibilities. Learn more.
An EOR may be ideal if your company:
Needs to hire employees in India but doesn’t want to establish a legal entity
Is testing local markets before committing to a full business expansion
Wants to ensure full compliance with local employment laws and tax requirements
Needs a fast, cost-effective way to onboard employees in India
Needs a temporary hiring solution before establishing a legal entity
If your company wants to hire talent in India but doesn't have a legal entity there, our EOR provides a fully compliant and efficient solution. India has strict employment and payroll tax laws, and our EOR service ensures you meet these legal obligations while enabling you to grow quickly.
Key benefits of hiring through our EOR in India include:
Faster market entry. You can hire talent quickly, without having to wait months to establish a local entity.
Full compliance with local employment laws. Avoid the legal risks associated with non-compliance and misclassification.
Simplified payroll management. We automate payroll tax calculations and ensure you are fully compliant with all withholding obligations, even when laws change.
Lower costs. Setting up a legal entity in India can be costly and time-consuming. An EOR eliminates the need for entity registration, reducing overhead expenses.
Fewer resources required. With HR, payroll, and compliance managed by the EOR, your company can concentrate on scaling operations and assigning your resources elsewhere.
It’s also crucial to note that, at Remote, we own our own legal entity in India. As a result, we don’t need to rely on third parties, which can incur delays and extra costs, and result in a negative employee experience. All our EOR services — including the dedicated support of our local specialists — are provided in-house.
To learn more — and to see our EOR platform in action — book a demo with one of our friendly experts today.
$699
per employee/month
Engage talent in over 90 countries without opening a local entity
Employee onboarding managed by a dedicated specialist
Local payroll processed and paid punctually, every time
Built-in compliance protections
Localised benefits that are competitive and flexible
Dedicated in-house experts providing local support
HR Essentials included as standard
$29
per employee/month
Robust, transparent international payroll
A straightforward self-service platform
Dedicated specialists providing personalised support
Comply with local payroll regulations in each country
Unified benefits management
HR Core included as standard
$29
per contractor/month
Pay solely for contractors you actively engage with
Collaborate with international contractors
Draft, modify and sign customised, localised contracts
Approve contractor invoices in one click or use auto-pay
Complete transparency of payments with full visibility
HR Core is included as standard
