Portugal
Make employment in Portugal easy. Let us handle payroll, benefits, taxes, compliance, and even stock options for your team in Portugal, all in one easy-to-use platform.
- Capital City
Lisbon
- Currency
Euro (€, EUR)
- Languages
Portuguese
- Population size
1,02,76,617
Remote builds belonging for your global team with comprehensive local plans at competitive rates. 🙌
Remote Benefits Plans
At Remote, we provide tailored benefits to ensure that all Remote employees receive comprehensive coverage from top providers. Our plans offer competitive rates designed for larger groups - even if the team is still growing!
Upon onboarding, Remote will enroll team members in their benefits and provide detailed information about their coverage. Remote manages all administrative tasks, allowing you to focus on scaling your global team.
To ensure benefit equality, any benefits offered will apply to all team members in the country, providing consistent coverage and support across the team.
Health Benefits
Offering health insurance in this country is not mandatory, but providing these additional health benefits can greatly enhance the healthcare experience for employees.
Remote offers comprehensive health benefits in Portugal, through our Local Basic, Standard, and Premium plans. When onboarding a new hire in Portugal, different health benefits plans are available which include in-network and out-of-network coverage for various medical services, emergency services, dental care, prostheses and orthoses (including vision insurance), and coverage for serious illnesses.
The Local Basic plan covers essential health services with co-payment options, including inpatient and outpatient care, medical appointments, emergency services, and physiotherapy. The Local Standard plan provides similar benefits with additional coverage for prostheses and orthoses, including vision insurance. The Local Premium plan offers the highest level of coverage, including more extensive dental benefits, serious illness coverage, and a higher insured amount for comprehensive medical services.
When health insurance benefits are offered , they must be provided equally to all employees in the respective country.
If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!
In-Network Coverage
In-patient: €50,000 - 90% covered, 10% by client (€250 min, €500 max)
Knee surgery: 80% covered, 20% by client (€500 min, €1,000 max)
Childbirth: €2,500 - 90% covered, 10% by client
Out-patient: €2,000 - 90% covered, 10% by client
Medical appointments: €15 paid by client
Emergency medical appointments: €37.5 paid by client
Exams: 10% min paid by client
Physiotherapy: €10/session, up to €500
Speech and kinesiotherapy: €10/session, up to 6 sessions
Out-of-Network Coverage
In-patient: €50,000 - 50% covered, 50% by client
Knee surgery: 40% covered, 60% by client
Childbirth: €2,500 - 50% covered, 50% by client
Out-patient: €2,000 - 90% covered, 10% by client
Medical appointments: Max €35 reimbursed per appointment
Emergency medical appointments: Max €35 reimbursed per appointment
Physiotherapy: 35% covered, 65% by client, up to €500
Speech and kinesiotherapy: 35% covered, 65% by client, up to 6 sessions
Dental
In-Network Coverage: €500 - 80% covered, 20% by client; €10 per visit
Out-of-Network Coverage: €500 - 50% covered, 50% by client
Grace Periods
According to Remote’s policy, no grace periods will be applied to employees. (except serious illness)
The employee’s family unit may also be exempt as long as it is added on the employee’s starting date.
Hospitalisation: 90 days
Birth: 365 days
Outpatient assistance: 90 days
Dental: 90 days
Family Coverage
Employees can add coverage for family and dependents at their own expense.
In-Network Coverage
In-patient: €50,000 - 90% covered, 10% by client (€250 min, €500 max)
Knee surgery: 80% covered, 20% by client (€500 min, €1,000 max)
Childbirth: €2,500 - 90% covered, 10% by client
Out-patient: €2,000 - 90% covered, 10% by client
Medical appointments: €15 paid by client
Emergency medical appointments: €37.5 paid by client
Exams: 10% min paid by client
Physiotherapy: €10/session, up to €500
Speech and kinesiotherapy: €10/session, up to 6 sessions
Out-of-Network Coverage
In-patient: €50,000 - 50% covered, 50% by client
Knee surgery: 40% covered, 60% by client
Childbirth: €2,500 - 50% covered, 50% by client
Out-patient: €2,000 - 90% covered, 10% by client
Medical appointments: Max €35 reimbursed per appointment
Emergency medical appointments: Max €35 reimbursed per appointment
Physiotherapy: 35% covered, 65% by client, up to €500
Speech and kinesiotherapy: 35% covered, 65% by client, up to 6 sessions
Dental
In-Network Coverage: €500 - 80% covered, 20% by client; €10 per visit
Out-of-Network Coverage: €500 - 50% covered, 50% by client
Prostheses and orthotheses (Includes Vision Insurance)
Prostheses and Orthoses (Includes Vision Insurance): €250 - 80% covered, 20% by client
Grace Periods
According to Remote’s policy, no grace periods will be applied to employees. (except serious illness)
The employee’s family unit may also be exempt as long as it is added on the employee’s starting date.
Hospitalisation: 90 days
Birth: 365 days
Outpatient assistance: 90 days
Dental: 90 days
Vision: 90 days
Family Coverage
Employees can add coverage for family and dependents at their own expense.
In-Network Coverage
In-patient: €50,000 - 90% covered, 10% by client (€250 min, €500 max)
Knee surgery: 80% covered, 20% by client (€500 min, €1,000 max)
Childbirth: €3,000 - 90% covered, 10% by client
Out-patient: €2,000 - 90% covered, 10% by client
Medical appointments: €15 paid by client
Emergency medical appointments: €37.5 paid by client
Exams: 10% min paid by client
Physiotherapy: €10/session, up to €500
Speech and kinesiotherapy: €10/session, up to 6 sessions
Out-of-Network Coverage
In-patient: €50,000 - 50% covered, 50% by client
Knee surgery: 40% covered, 60% by client
Childbirth: €3,000 - 50% covered, 50% by client
Out-patient: €5,000 - 90% covered, 10% by client
Medical appointments: Max €35 reimbursed per appointment
Emergency medical appointments: Max €35 reimbursed per appointment
Physiotherapy: 35% covered, 65% by client, up to €500
Speech and kinesiotherapy: 35% covered, 65% by client, up to 6 sessions
Serious Illness Coverage
Insured Amount: €1,000,000
Cancer Treatment:
Includes in-situ cancer and pre-cancerous conditions
Excludes tumours related to HIV, skin cancer except malignant melanoma, and papillary bladder cancer
Neurosurgery:
Surgical intervention on the skull or other intracranial structures
Treatment of benign tumours located in the spinal cord
Coronary Artery Bypass Surgery: Myocardial revascularization involving at least two coronary arteries
Heart Valve Replacement: Replacement of a heart valve (valve repair is excluded)
Organ Transplantation:
Transplantation of organs from a living donor
Transplantation of organs from a deceased donor, including the heart
Dental
In-Network Coverage: €1,000 - 80% covered, 20% by client; €10 per visit
Out-of-Network Coverage: €1,000 - 50% covered, 50% by client
Prostheses and orthotheses (Includes Vision Insurance)
Prostheses and Orthoses (Includes Vision Insurance): €250 - 80% covered, 20% by client
Medicines
Medicines: €250 - 80% covered, 20% by client, €3 franchise per revenue
Grace Periods
According to Remote’s policy, no grace periods will be applied to employees. (except serious illness)
The employee’s family unit may also be exempt as long as it is added on the employee’s starting date.
Hospitalisation: 90 days
Birth: 365 days
Outpatient assistance: 90 days
Dental: 90 days
Vision and medicines: 90 days
Serious illness: 180 days [This grace period will always apply]
Family Coverage
Employees can add coverage for family and dependents at their own expense.
Health Benefits
Offering health insurance in this country is not mandatory, but providing these additional health benefits can greatly enhance the healthcare experience for employees.
Remote offers comprehensive health benefits in Portugal, through our Local Basic, Standard, and Premium plans. When onboarding a new hire in Portugal, different health benefits plans are available which include in-network and out-of-network coverage for various medical services, emergency services, dental care, prostheses and orthoses (including vision insurance), and coverage for serious illnesses.
The Local Basic plan covers essential health services with co-payment options, including inpatient and outpatient care, medical appointments, emergency services, and physiotherapy. The Local Standard plan provides similar benefits with additional coverage for prostheses and orthoses, including vision insurance. The Local Premium plan offers the highest level of coverage, including more extensive dental benefits, serious illness coverage, and a higher insured amount for comprehensive medical services.
When health insurance benefits are offered , they must be provided equally to all employees in the respective country.
If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!
In-Network Coverage
In-patient: €50,000 - 90% covered, 10% by client (€250 min, €500 max)
Knee surgery: 80% covered, 20% by client (€500 min, €1,000 max)
Childbirth: €2,500 - 90% covered, 10% by client
Out-patient: €2,000 - 90% covered, 10% by client
Medical appointments: €15 paid by client
Emergency medical appointments: €37.5 paid by client
Exams: 10% min paid by client
Physiotherapy: €10/session, up to €500
Speech and kinesiotherapy: €10/session, up to 6 sessions
Out-of-Network Coverage
In-patient: €50,000 - 50% covered, 50% by client
Knee surgery: 40% covered, 60% by client
Childbirth: €2,500 - 50% covered, 50% by client
Out-patient: €2,000 - 90% covered, 10% by client
Medical appointments: Max €35 reimbursed per appointment
Emergency medical appointments: Max €35 reimbursed per appointment
Physiotherapy: 35% covered, 65% by client, up to €500
Speech and kinesiotherapy: 35% covered, 65% by client, up to 6 sessions
Dental
In-Network Coverage: €500 - 80% covered, 20% by client; €10 per visit
Out-of-Network Coverage: €500 - 50% covered, 50% by client
Grace Periods
According to Remote’s policy, no grace periods will be applied to employees. (except serious illness)
The employee’s family unit may also be exempt as long as it is added on the employee’s starting date.
Hospitalisation: 90 days
Birth: 365 days
Outpatient assistance: 90 days
Dental: 90 days
Family Coverage
Employees can add coverage for family and dependents at their own expense.
In-Network Coverage
In-patient: €50,000 - 90% covered, 10% by client (€250 min, €500 max)
Knee surgery: 80% covered, 20% by client (€500 min, €1,000 max)
Childbirth: €2,500 - 90% covered, 10% by client
Out-patient: €2,000 - 90% covered, 10% by client
Medical appointments: €15 paid by client
Emergency medical appointments: €37.5 paid by client
Exams: 10% min paid by client
Physiotherapy: €10/session, up to €500
Speech and kinesiotherapy: €10/session, up to 6 sessions
Out-of-Network Coverage
In-patient: €50,000 - 50% covered, 50% by client
Knee surgery: 40% covered, 60% by client
Childbirth: €2,500 - 50% covered, 50% by client
Out-patient: €2,000 - 90% covered, 10% by client
Medical appointments: Max €35 reimbursed per appointment
Emergency medical appointments: Max €35 reimbursed per appointment
Physiotherapy: 35% covered, 65% by client, up to €500
Speech and kinesiotherapy: 35% covered, 65% by client, up to 6 sessions
Dental
In-Network Coverage: €500 - 80% covered, 20% by client; €10 per visit
Out-of-Network Coverage: €500 - 50% covered, 50% by client
Prostheses and orthotheses (Includes Vision Insurance)
Prostheses and Orthoses (Includes Vision Insurance): €250 - 80% covered, 20% by client
Grace Periods
According to Remote’s policy, no grace periods will be applied to employees. (except serious illness)
The employee’s family unit may also be exempt as long as it is added on the employee’s starting date.
Hospitalisation: 90 days
Birth: 365 days
Outpatient assistance: 90 days
Dental: 90 days
Vision: 90 days
Family Coverage
Employees can add coverage for family and dependents at their own expense.
In-Network Coverage
In-patient: €50,000 - 90% covered, 10% by client (€250 min, €500 max)
Knee surgery: 80% covered, 20% by client (€500 min, €1,000 max)
Childbirth: €3,000 - 90% covered, 10% by client
Out-patient: €2,000 - 90% covered, 10% by client
Medical appointments: €15 paid by client
Emergency medical appointments: €37.5 paid by client
Exams: 10% min paid by client
Physiotherapy: €10/session, up to €500
Speech and kinesiotherapy: €10/session, up to 6 sessions
Out-of-Network Coverage
In-patient: €50,000 - 50% covered, 50% by client
Knee surgery: 40% covered, 60% by client
Childbirth: €3,000 - 50% covered, 50% by client
Out-patient: €5,000 - 90% covered, 10% by client
Medical appointments: Max €35 reimbursed per appointment
Emergency medical appointments: Max €35 reimbursed per appointment
Physiotherapy: 35% covered, 65% by client, up to €500
Speech and kinesiotherapy: 35% covered, 65% by client, up to 6 sessions
Serious Illness Coverage
Insured Amount: €1,000,000
Cancer Treatment:
Includes in-situ cancer and pre-cancerous conditions
Excludes tumours related to HIV, skin cancer except malignant melanoma, and papillary bladder cancer
Neurosurgery:
Surgical intervention on the skull or other intracranial structures
Treatment of benign tumours located in the spinal cord
Coronary Artery Bypass Surgery: Myocardial revascularization involving at least two coronary arteries
Heart Valve Replacement: Replacement of a heart valve (valve repair is excluded)
Organ Transplantation:
Transplantation of organs from a living donor
Transplantation of organs from a deceased donor, including the heart
Dental
In-Network Coverage: €1,000 - 80% covered, 20% by client; €10 per visit
Out-of-Network Coverage: €1,000 - 50% covered, 50% by client
Prostheses and orthotheses (Includes Vision Insurance)
Prostheses and Orthoses (Includes Vision Insurance): €250 - 80% covered, 20% by client
Medicines
Medicines: €250 - 80% covered, 20% by client, €3 franchise per revenue
Grace Periods
According to Remote’s policy, no grace periods will be applied to employees. (except serious illness)
The employee’s family unit may also be exempt as long as it is added on the employee’s starting date.
Hospitalisation: 90 days
Birth: 365 days
Outpatient assistance: 90 days
Dental: 90 days
Vision and medicines: 90 days
Serious illness: 180 days [This grace period will always apply]
Family Coverage
Employees can add coverage for family and dependents at their own expense.
Life Insurance
Offering life insurance is not mandatory in this country, but providing these additional benefits can significantly enhance the financial security and peace of mind for employees.
The Global Life Insurance offering provides flexible coverage levels ranging from $50,000 to $600,000 , tailored to meet the diverse needs and budgets of the company and its employees. This benefit includes two options:
The Basic Offering provides Life Insurance coverage. In the unfortunate event of an employee’s demise, their beneficiary will receive a payout equivalent to up to 6 times the employee’s annual salary. However, this compensation is capped at a maximum of the selected cover limit. This means that the payout will not exceed the cover limit applicable, regardless of the employee’s salary.
The Comprehensive Offering at Remote combines Life Insurance, Accidental Death & Dismemberment (AD&D), and Permanent Disability (PD) coverage. In cases of accidental death, dismemberment, or a permanent disability, the compensation is equivalent to up to 5 times the employee’s annual salary, subject to a predetermined limit. This compensation is capped at a maximum cover limit provided by Remote. The payout will not exceed the applicable cover limit, regardless of the employee’s salary.
It is essential to be aware that in certain countries, insurance premium taxes may be applicable. This means taxes may be due to the company for the monthly premiums paid towards the life insurance coverage for employees. Additionally, life insurance benefits may be categorized as ‘Benefits in Kind’ (BIK). This categorization means that the monthly premiums paid for the life insurance coverage might be counted as part of the employee’s taxable income according to the local tax laws.
When life insurance benefits are offered , they must be provided equally to all employees in the respective country.
Life Insurance
Cover Level: Options ranging from $50,000 to $600,000
Provides financial protection and security for beneficiaries after the death of an insured team member.
In the unfortunate event of a team member’s demise, beneficiary compensation cannot exceed 6 times the team member’s annual pay or the chosen cover level (whichever is lower).
Example: See help article for details
Accidental Death & Dismemberment (AD&D):
Not covered
Permanent Disability
Not covered
Cover Level: Options ranging from $50,000 to $600,000
Life Insurance
Cover Level: Options ranging from $50,000 to $600,000
Provides financial protection and security for beneficiaries after the death of an insured team member.
In the unfortunate event of a team member’s demise, beneficiary compensation cannot exceed 6 times the team member’s annual pay or the chosen cover level (whichever is lower).
Accidental Death & Dismemberment (AD&D):
Offers financial protection to beneficiaries in the unfortunate events of an insured team member's accidental death or dismemberment.
Compensation cannot exceed 5 times the team member's annual pay or the chosen cover level (whichever is lower). The exact payout varies depending on the type of injury sustained, as specified in the Accidental Dismemberment Table.
Permanent Disability
Designed to offer financial support to insured team members who suffer from either permanent and total or permanent and partial disabilities as a result of an accident or illness.
Compensation cannot exceed 5 times the team member's annual pay or the chosen cover level (whichever is lower). The insurance provider assesses the extent of the permanent disability to determine the final compensation:
Disabilities below 33.33%: No compensation
Disabilities between 33.33% and 66.67%: Compensation calculated as a percentage of the capped amount
Permanent disabilities exceeding 66.67%: Full capped compensation amount
For detailed examples of how the compensation is calculated for Life Insurance, Accidental Death & Dismemberment (AD&D), and Permanent Disability, refer to the help article for details
If you have any questions, please email support@remote.com/en-GB.
Mental Health
Offering mental health benefits is not mandatory in this country, but providing the benefit can significantly enhance the emotional well-being and overall productivity of employees.
Remote offers a comprehensive employee mental wellbeing platform in partnership with one of the top-rated employee mental wellbeing providers. This platform is available on desktop and mobile apps and includes 1-to-1 therapy with a curated pool of top-quality therapists in over 35 languages. The advanced matching service finds each employee the right therapist within 48 hours, boasting a 98% success rate. Employees receive a personal wellbeing profile with tailored recommendations and information to track progress. The platform also offers a curated self-guided content library with audio mindfulness and meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers. Additionally, there are 24/7 mental health helplines for immediate support when an employee is struggling.
Mental health program benefits may be offered to the employees from among 5 different plans. Offering mental health benefits is optional, but it can greatly enhance employee well-being and productivity.
It is essential to be aware that in certain countries, mental health benefits may be categorized as ‘Benefits in Kind’ (BIK). This categorization means that the monthly premiums paid for the benefit might be counted as part of the employee’s taxable income according to the local tax laws.
When mental health benefits are offered, they must be provided equally to all employees in the respective country.
Platform Access
Access to the wellbeing platform and app, which includes:
Personalised wellbeing assessment
Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers
Access to manager-specific learnings and resources
Precision matching for 1:1 coaching and therapy in 35+ languages
Professional coaching
Text-based chat with dedicated practitioner
24/7 global support in all languages
Add up to 3 friends and family to the platform
Therapy and Coaching Sessions
Not included in the Basic plan
Team members can pay for therapy sessions themselves, if needed.
Platform Access
Access to the wellbeing platform and app, which includes:
Personalised wellbeing assessment
Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers
Access to manager-specific learnings and resources
Precision matching for 1:1 coaching and therapy in 35+ languages
Professional coaching
Text-based chat with dedicated practitioner
24/7 global support in all languages
Add up to 3 friends and family to the platform
Therapy and Coaching Sessions
Includes one pre-paid Therapy/Coaching session per policy year
Team members can pay for extra therapy sessions themselves, if needed.
Platform Access
Access to the wellbeing platform and app, which includes:
Personalized wellbeing assessment
Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers
Access to manager-specific learnings and resources
Precision matching for 1:1 coaching and therapy in 35+ languages
Professional coaching
Text-based chat with dedicated practitioner
24/7 global support in all languages
Add up to 3 friends and family to the platform
Therapy and Coaching Sessions
Includes three pre-paid Therapy/Coaching sessions per policy year
Team members can pay for extra therapy sessions themselves, if needed.
Platform Access
Access to the wellbeing platform and app, which includes:
Personalized wellbeing assessment
Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers
Access to manager-specific learnings and resources
Precision matching for 1:1 coaching and therapy in 35+ languages
Professional coaching
Text-based chat with dedicated practitioner
24/7 global support in all languages
Add up to 3 friends and family to the platform
Therapy and Coaching Sessions
Includes six pre-paid Therapy/Coaching sessions per policy year
Team members can pay for extra therapy sessions themselves, if needed.
Platform Access
Access to the wellbeing platform and app, which includes:
Personalized wellbeing assessment
Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers
Access to manager-specific learnings and resources
Precision matching for 1:1 coaching and therapy in 35+ languages
Professional coaching
Text-based chat with dedicated practitioner
24/7 global support in all languages
Add up to 3 friends and family to the platform
Therapy and Coaching Sessions
Includes twelve pre-paid Therapy/Coaching sessions per policy year
Team members can pay for extra therapy sessions themselves, if needed.
Download Benefits Guide PDF here
Learn more about Remote benefits
How do benefits work when hiring through an EOR?
Watch this quick explainer video to understand how offering benefits works when you hire team members through an employer of record like Remote.