Easily manage employment in Germany

Want to employ people in Germany? Companies hiring there are generally required to either establish a local legal entity or work with a global employment platform like Remote that can legally provide employment services in-country.

Remote can employ people in Germany and help you remain compliant. Remote can hire, onboard, and pay your Germany team, so you do not need to set up local HR operations in the region. Remote also simplifies paying contractors in Germany. Sign up now to get started or talk to an expert for more details.

Remote Benefits Plans

At Remote, we provide tailored benefits to ensure that all Remote employees receive comprehensive coverage from top providers.

Retirement & pension

Remote provides a flexible occupational pension scheme (bAV) for employees in Germany. The programme simplifies pension administration and delivers adaptable, comprehensive financial protection.

Contribution overview:

• Employee contributions: Employees may contribute 1%–4% of gross salary or elect a fixed amount up to €302 per month (2024 limit).

• Employer contributions: Employers provide a 15% subsidy on employee contributions; they may offer matching arrangements or fixed contributions of 1–8% of salary, according to employer preference.

Key features:

• Digital management: An online portal allows employees to set contribution levels, access their contracts, and monitor pension growth. The interface is clear and user-friendly, with real-time controls.

• Transferability: Employees may move existing pension savings into the plan or keep them in separate funds.

• Eligibility: All employees can enrol on request, adding flexibility and extra financial security.

Business travel insurance

Remote’s Global Business Travel Insurance programme is designed for teams on short trips and for those who travel frequently. With five plan tiers—Basic, Standard, Premium, Premium Plus, and Standard Plus—the programme helps ensure team members have an appropriate level of cover for health, safety, and welfare while travelling for work.

Available in over 90 countries, the programme delivers broad international coverage at competitive rates, providing reassurance regardless of travel destination. This optional benefit is flexible, enabling you to tailor cover to the varied needs of your workforce. Offering business travel insurance helps protect your team from unforeseen events such as medical emergencies, trip disruption, or loss of business equipment while they travel.

Basic

Coverages (values in USD):

• Emergency & Accidental Medical: $1,000,000

• Repatriation for Medical Treatment: 100% per trip

• Emergency Medical Evacuation: $100,000

• Repatriation of Mortal Remains: $25,000 per trip

• Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000

• Business Equipment: Up to $1,500

• Computer Equipment (single item limit): $500

• Business Money: $100 per day up to $500

• Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Standard

Coverages (values in USD):

• Excludes Medical & Evacuation

• Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips

• Personal Liability: $100,000 per trip

• Accidental Death & Permanent Total Disability: $100,000 per trip

• Loss of Passport: $250 per trip

• Legal Expenses: $10,000 per trip

• Hijacking: $1,000 per trip

• Business Equipment: Up to $1,500

• Computer Equipment (single item limit): $500

• Business Money: $100 per day up to $500

• Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Standard Plus

Coverages (values in USD):

• Emergency & Accidental Medical: $1,000,000

• Repatriation for Medical Treatment: 100% per trip

• Emergency Medical Evacuation: $100,000

• Repatriation of Mortal Remains: $25,000 per trip

• Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000

• Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips

• Personal Liability: $100,000 per trip

• Accidental Death & Permanent Total Disability: $100,000 per trip

• Loss of Passport: $250 per trip

• Legal Expenses: $10,000 per trip

• Hijacking: $1,000 per trip

• Business Equipment: Up to $1,500

• Computer Equipment (single item limit): $500

• Business Money: $100 per day up to $500

• Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Premium Plus

Coverages (values in USD):

• Emergency & Accidental Medical: $1,000,000

• Repatriation for Medical Treatment: 100% per trip

• Emergency Medical Evacuation: $100,000

• Repatriation of Mortal Remains: $25,000 per trip

• Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000

• Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips

• Personal Liability: $100,000 per trip

• Accidental Death & Permanent Total Disability: $100,000 per trip

• Loss of Passport: $250 per trip

• Legal Expenses: $10,000 per trip

• Hijacking: $1,000 per trip

• Cancellation & Curtailment: $2,000 per trip; subject to $100 deductible per Trip *Benefit not available to residents of the USA

• Business Equipment: Up to $1,500

• Computer Equipment (single item limit): $500

• Business Money: $100 per day up to $500

• Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Premium

Coverages (values in USD):

• Excludes Medical & Evacuation

• Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips

• Personal Liability: $100,000 per trip

• Accidental Death & Permanent Total Disability: $100,000 per trip

• Loss of Passport: $250 per trip

• Legal Expenses: $10,000 per trip

• Hijacking: $1,000 per trip

• Cancellation & Curtailment: $2,000 per trip; subject to $100 deductible per Trip *Benefit not available to residents of the USA

• Business Equipment: Up to $1,500

• Computer Equipment (single item limit): $500

• Business Money: $100 per day up to $500

• Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Health benefits

Private medical insurance may not be compulsory in this country, but a strong health package can materially improve employees’ access to care—reducing wait times and widening choice of high-quality providers. Through our Global Private medical insurance scheme, arranged with a leading international insurer, Remote offers four plan tiers: Standard, Premium, Gold, and Platinum. Standard provides core inpatient and outpatient cover; Premium adds dental and vision benefits for broader care; Gold and Platinum raise coverage limits and include extra services for those seeking more extensive protection. Flexible options allow cover for the employee only or extension to spouse/partner and children via Family Coverage. For guidance on equitable benefits design and best practice, you can download our Global Benefits Guide

here

!

International standard

In-patient benefits

Coverage limit: $1,000,000

• Hospital accommodation: Private room

• Intensive care: Full coverage

• Prescription drugs and materials: Full coverage

• Surgical fees (including anaesthesia and charges): Full coverage

• Physician and therapist fees: Full coverage

• Surgical appliances and materials: Full coverage

• Diagnostic tests: Full coverage

• Organ transplant: Full coverage

• Psychiatry and psychotherapy: Full coverage

• Parent accommodation (for children under 18): Full coverage

• Emergency in-patient dental treatment: Full coverage

• Day-care treatment: Full coverage

• Kidney dialysis: Full coverage

• Out-patient surgery: Full coverage

• Nursing at home or convalescent home: Up to $3,375

• Rehabilitation treatment: Up to $3,375

• Local ambulance: Full coverage

• Emergency treatment outside area of cover: Up to $50,000

• Medical evacuation: Full coverage

• Expenses for accompanying evacuation: Up to $2,700

• Travel costs for family members (evacuation): Up to $2,700

• Repatriation of mortal remains: Up to $13,500

• Travel costs for family (repatriation): Up to $4,050

• CT and MRI scans: Full coverage

• PET and CT-PET scans: Full coverage

• Oncology: Full coverage

• Purchase of wig/prosthetic bra: Up to $270

• Routine maternity: Up to $6,000

• Complications of pregnancy/childbirth: Up to $13,500

• In-patient cash benefit: $205 per night (max 25 nights)

• Emergency out-patient treatment: Full coverage

• Palliative care: Full coverage

• Long term care: Full coverage (max 90 days)

• HIV/AIDS treatment: Full coverage

Out-patient benefits

Coverage limit: $3,500

• Maximum plan benefit: $3,500

• Deductible: $135

• Medical practitioner fees & prescription drugs: Up to $1,350

• Diagnostic tests: Full coverage

• Video consultation services: Full coverage

• Specialist fees: Full coverage

• Chiropractic, osteopathy, homeopathy, acupuncture, podiatry: Full coverage

• Prescribed physiotherapy: Up to $600

• Non-prescribed physiotherapy: Up to 10 visits

• Prescribed speech therapy and occupational therapy: Up to $1,520

• Vaccinations: Up to $300

• Infertility treatment: Up to $16,000

• Psychiatry and psychotherapy: Max 10 visits

• Prescribed medical aids: Up to $675

• Prescribed glasses and contact lenses: Not covered

• Hormone replacement therapy: Full coverage

• Cancer screening (see details below): Up to $300

• Annual pap smear

• Mammogram (every two years for women aged 45+, or younger where a family history exists)

• Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)

• Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)

• Annual faecal occult blood test

• BRCA1 and BRCA2 genetic test (where a direct family history exists)

• Health and wellbeing checks: Includes screenings for early detection of illness or disease (see details below): Up to $300

• Physical examination

• Blood tests (full blood count, biochemistry, lipid profile, thyroid function test, liver function test, kidney function test)

• Cardiovascular examination (physical examination, electrocardiogram, blood pressure)

• Neurological examination (physical examination)

• Bone densitometry (every five years for women aged 50+)

• Well child test (for children up to the age of six years)

The Standard tier includes the following additional services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion, all of which are available.

Dental benefits

Not covered

Vision benefits

Not covered

Co-pay and deductible

• Co-pay: None

• Outpatient deductible: $135

Family coverage

You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/parter and children.

International premium

In-patient benefits

Coverage limit: $1,000,000

• Hospital accommodation: Private room

• Intensive care: Full coverage

• Prescription drugs and materials: Full coverage

• Surgical fees (including anaesthesia and charges): Full coverage

• Physician and therapist fees: Full coverage

• Surgical appliances and materials: Full coverage

• Diagnostic tests: Full coverage

• Organ transplant: Full coverage

• Psychiatry and psychotherapy: Full coverage

• Parent accommodation (for children under 18): Full coverage

• Emergency in-patient dental treatment: Full coverage

• Day-care treatment: Full coverage

• Kidney dialysis: Full coverage

• Out-patient surgery: Full coverage

• Nursing at home or convalescent home: Up to $3,375

• Rehabilitation treatment: Up to $3,375

• Local ambulance: Full coverage

• Emergency treatment outside area of cover: Up to $50,000

• Medical evacuation: Full coverage

• Expenses for accompanying evacuation: Up to $2,700

• Travel costs for family members (evacuation): Up to $2,700

• Repatriation of mortal remains: Up to $13,500

• Travel costs for family (repatriation): Up to $4,050

• CT and MRI scans: Full coverage

• PET and CT-PET scans: Full coverage

• Oncology: Full coverage

• Purchase of wig/prosthetic bra: Up to $270

• Routine maternity: Up to $6,000

• Complications of pregnancy/childbirth: Up to $13,500

• In-patient cash benefit: $205 per night (max 25 nights)

• Emergency out-patient treatment: Full coverage

• Palliative care: Full coverage

• Long term care: Full coverage (max 90 days)

• HIV/AIDS treatment: Full coverage

• Treatment for alcohol and drug addiction: Up to $5,000

• Gender dysphoria services: Up to $25,000 per lifetime

Out-patient benefits

Coverage limit: $5,060

• Maximum plan benefit: $5,060

• Deductible: None

• Medical practitioner fees: Up to $1,350

• Prescription drugs: Full coverage

• Diagnostic tests: Full coverage

• Video consultation services: Full coverage

• Specialist fees: Full coverage

• Chiropractic, osteopathy, homeopathy, acupuncture, podiatry: Full coverage

• Prescribed physiotherapy: Up to $600

• Non-prescribed physiotherapy: Up to 10 visits

• Prescribed speech therapy and occupational therapy: Up to $1,520

• Vaccinations: Up to $500

• Health and wellbeing checks: See details below

• Infertility treatment: Up to $16,000

• Psychiatry and psychotherapy: Max 10 visits

• Prescribed medical aids: Up to $675

• Prescribed glasses and contact lenses: Up to $250

• Hormone replacement therapy: Full coverage

• Cancer screening (see details below): Up to $500

• Annual pap smear

• Mammogram (every two years for women aged 45+, or younger where a family history exists)

• Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)

• Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)

• Annual faecal occult blood test

• BRCA1 and BRCA2 genetic testing (if a direct family history exists)

• Health and wellbeing checks — screenings for early detection of illness or disease (see details below). Benefit limit: Up to $500

• Physical examination

• Blood tests (full blood count, biochemistry, lipid profile, thyroid function, liver function, kidney function)

• Cardiovascular examination (physical examination, electrocardiogram, blood pressure)

• Neurological examination (physical examination)

• Bone densitometry (every five years for women aged 50+)

• Well-child test (for children up to the age of six years)

The Premium tier also provides these extra services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion.

Dental benefits

Coverage limit: $1,000

• Preventative dental treatment: 100% refund

• Routine dental treatment: full coverage

• Major restorative dental treatment: full coverage

• Periodontics: full coverage

Vision benefits

• Prescribed glasses and contact lenses: up to $250, including eye examination

Co-pay and deductible

• Co-pay: None

• Deductible: None

Family coverage

You can opt to cover costs for your team's dependents, providing protection for spouses/partners and children.

International Gold

In-patient benefits

Coverage limit: $2,500,000

• Hospital accommodation: private room

• Intensive care: full coverage

• Prescription drugs and materials: full coverage

• Surgical fees (including anaesthesia and charges): full coverage

• Physician and therapist fees: full coverage

• Surgical appliances and materials: full coverage

• Diagnostic tests: full coverage

• Organ transplant: full coverage

• Psychiatry and psychotherapy: full coverage

• Parent accommodation (for children under 18): full coverage

• Emergency in-patient dental treatment: full coverage

• Day-care treatment: full coverage

• Kidney dialysis: full coverage

• Out-patient surgery: full coverage

• Nursing at home or convalescent home: up to $3,375

• Rehabilitation treatment: up to $3,375

• Local ambulance: full coverage

• Emergency treatment outside area of cover: up to $50,000

• Medical evacuation: full coverage

• Expenses for accompanying evacuation: up to $2,700

• Travel costs for family members (evacuation): up to $2,700

• Repatriation of mortal remains: up to $13,500

• Travel costs for family (repatriation): up to $4,050

• CT and MRI scans: full coverage

• PET and CT-PET scans: full coverage

• Oncology: full coverage

• Purchase of wig/prosthetic bra: up to $270

• Routine maternity: up to $6,000

• Complications of pregnancy/childbirth: up to $13,500

• In-patient cash benefit: $205 per night (max 25 nights)

• Emergency out-patient treatment: full coverage

• Palliative care: full coverage

• Long term care: full coverage (max 90 days)

• HIV/AIDS treatment: full coverage

• Treatment for alcohol and drug addiction: up to $15,000

• Gender dysphoria services: up to $50,000 per lifetime

Out-patient benefits

Coverage limit: $6,000

• Maximum plan benefit: $6,000

• Deductible: None

• Medical practitioner fees: up to $1,350

• Prescription drugs: full coverage

• Diagnostic tests: full coverage

• Video consultation services: full coverage

• Specialist fees: full coverage

• Chiropractic, osteopathy, homeopathy, acupuncture, podiatry: full coverage

• Prescribed physiotherapy: up to $1,275

• Non-prescribed physiotherapy: up to 10 visits

• Prescribed speech therapy and occupational therapy: up to $1,520

• Vaccinations: up to $300

• Health and wellbeing checks: see details below

• Infertility treatment: up to $16,000

• Psychiatry and psychotherapy: max 20 visits

• Prescribed medical aids: up to $675

• Prescribed glasses and contact lenses: up to $250

• Hormone replacement therapy: full coverage

• Cancer screening (see details below): up to $300

• Annual pap smear

• Mammogram (every two years for women aged 45+, or younger where a family history exists)

• Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)

• Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)

• Annual faecal occult blood test

• BRCA1 and BRCA2 genetic testing (if a direct family history exists)

• Health and wellbeing checks — screenings for early detection of illness or disease (see details below). Benefit limit: Up to $300

• Physical examination

• Blood tests (full blood count, biochemistry, lipid profile, thyroid function, liver function, kidney function)

• Cardiovascular examination (physical examination, electrocardiogram, blood pressure)

• Neurological examination (physical examination)

• Bone densitometry (every five years for women aged 50+)

• Well-child test (for children up to the age of six years)

The Gold tier also provides these extra services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion.

Dental benefits

Coverage limit: $1,000

• Preventative dental treatment: 100% refund

• Routine dental treatment: full coverage

• Major restorative dental treatment: full coverage

• Periodontics: full coverage

Vision benefits

• Prescribed glasses and contact lenses: up to $250, including eye examination

Co-pay and deductible

• Co-pay: None

• Deductible: None

Family coverage

You can opt to cover costs for your team's dependents, providing protection for spouses/partners and children.

International Platinum

In-patient benefits

Coverage limit: $5,000,000

• Hospital accommodation: private room

• Intensive care: full coverage

• Prescription drugs and materials: full coverage

• Surgical fees (including anaesthesia and charges): full coverage

• Physician and therapist fees: full coverage

• Surgical appliances and materials: full coverage

• Diagnostic tests: full coverage

• Organ transplant: full coverage

• Psychiatry and psychotherapy: full coverage

• Parent accommodation (for children under 18): full coverage

• Emergency in-patient dental treatment: full coverage

• Day-care treatment: full coverage

• Kidney dialysis: full coverage

• Out-patient surgery: full coverage

• Nursing at home or convalescent home: up to $3,375

• Rehabilitation treatment: up to $3,375

• Local ambulance: full coverage

• Emergency treatment outside area of cover: up to $50,000

• Medical evacuation: full coverage

• Expenses for accompanying evacuation: up to $2,700

• Travel costs for family members (evacuation): up to $2,700

• Repatriation of mortal remains: up to $13,500

• Travel costs for family (repatriation): up to $4,050

• CT and MRI scans: full coverage

• PET and CT-PET scans: full coverage

• Oncology: full coverage

• Purchase of wig/prosthetic bra: up to $270

• Routine maternity: up to $10,000

• Complications of pregnancy/childbirth: up to $50,000

• In-patient cash benefit: $205 per night (max 25 nights)

• Emergency out-patient treatment: full coverage

• Palliative care: full coverage

• Long term care: full coverage (max 90 days)

• HIV/AIDS treatment: full coverage

• Treatment for alcohol and drug addiction: up to $15,000

• Gender dysphoria services: up to $50,000 per lifetime

Out-patient benefits

Coverage limit: $15,000

• Maximum plan benefit: $15,000

• Deductible: None

• Medical practitioner fees: full coverage

• Prescription drugs: full coverage

• Diagnostic tests: full coverage

• Video consultation services: full coverage

• Specialist fees: full coverage

• Chiropractic, osteopathy, homeopathy, acupuncture, podiatry: full coverage

• Prescribed physiotherapy: up to $2,500

• Non-prescribed physiotherapy: up to 20 visits

• Prescribed speech therapy and occupational therapy: up to $1,520

• Vaccinations: up to $500

• Health and wellbeing checks: see details below

• Infertility treatment: up to $16,000

• Psychiatry and psychotherapy: max 30 visits

• Prescribed medical aids: up to $675

• Prescribed glasses and contact lenses: up to $500

• Hormone replacement therapy: full coverage

• Cancer screening (see details below): up to $500

• Annual pap smear

• Mammogram (every two years for women aged 45+, or younger where a family history exists)

• Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)

• Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)

• Annual faecal occult blood test

• BRCA1 and BRCA2 genetic testing (if a direct family history exists)

• Health and wellbeing checks — screenings for early detection of illness or disease (see details below). Benefit limit: Up to $500

• Physical examination

• Blood tests (full blood count, biochemistry, lipid profile, thyroid function, liver function, kidney function)

• Cardiovascular examination (physical examination, electrocardiogram, blood pressure)

• Neurological examination (physical examination)

• Bone densitometry (every five years for women aged 50+)

• Well-child test (for children up to the age of six years)

The Platinum tier also provides these extra services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion.

Dental benefits

Coverage limit: $2,500

• Preventative dental treatment: 100% refund

• Routine dental treatment: full coverage

• Major restorative dental treatment: full coverage

• Periodontics: full coverage

Vision benefits

• Prescribed glasses and contact lenses: up to $500, including eye examination

Co-pay and deductible

• Co-pay: None

• Deductible: None

Family coverage

You can opt to cover costs for your team's dependents, providing protection for spouses/partners and children.

Life insurance

Offering life insurance is not mandatory in this country, but making it available can materially improve employees' financial security and peace of mind. The Global Life Insurance plan offers flexible cover levels from $50,000 to $600,000, allowing companies to match cover to budgets and employee needs. The benefit comprises two options. The Basic offering provides life cover; on the insured person's death, the beneficiary will receive a payout equal to up to 6 times the employee’s annual salary, subject to the chosen cover limit. That cap means the payout will not exceed the selected cover limit, regardless of salary. The Comprehensive offering on Remote bundles Life Insurance with Accidental Death & Dismemberment (AD&D) and Permanent Disability (PD) cover. For accidental death, dismemberment, or permanent disability, compensation equals up to 5 times the employee’s annual salary, subject to the agreed limit, and will not exceed the applicable cover limit. Be aware that some jurisdictions may apply insurance premium taxes to the monthly premiums paid by the company for employee life cover. In addition, life insurance may be treated as ‘Benefits in Kind’ (BIK), in which case the monthly premiums could be counted as part of the employee’s taxable income under local law. When life cover is offered, it must be provided equally to all employees in that country.

Basic

Life insurance

Cover level: options ranging from $50,000 to $600,000

• Provides beneficiaries with financial protection following the death of an insured team member.

• If a team member dies, the beneficiary’s payout will not exceed 6 times the team member’s annual salary or the selected cover level, whichever is lower.

• Example: See help article for details

Accidental Death & Dismemberment (AD&D):

Not covered

Permanent disability

Not covered

Comprehensive

Life insurance

Cover level: options ranging from $50,000 to $600,000

• Provides beneficiaries with financial protection following the death of an insured team member.

• If a team member dies, the beneficiary’s payout will not exceed 6 times the team member’s annual salary or the selected cover level, whichever is lower.

Accidental Death & Dismemberment (AD&D):

• Offers financial protection to beneficiaries in the unfortunate events of an insured team member's accidental death or dismemberment.

• Compensation cannot exceed 5 times the team member's annual salary or the chosen cover level, whichever is lower. The exact payout varies depending on the type of injury sustained, as specified in the Accidental Dismemberment Table.

Permanent disability

• Designed to offer financial support to insured team members who suffer from either permanent and total or permanent and partial disabilities as a result of an accident or illness.

• Compensation cannot exceed 5 times the team member's annual salary or the chosen cover level, whichever is lower. The insurer assesses the extent of the permanent disability to determine the final compensation:

• Disabilities below 33.33%: No compensation

• Disabilities between 33.33% and 66.67%: Compensation calculated as a percentage of the capped amount

• Permanent disabilities exceeding 66.67%: Full capped compensation amount

For detailed examples of how the compensation is calculated for Life Insurance, Accidental Death & Dismemberment (AD&D), and Permanent Disability, refer to the help article for details

If you have any questions, please email [email protected].

Mental health

Providing mental health benefits is not compulsory in this country, but offering them can meaningfully improve employees' emotional wellbeing and overall productivity. Remote provides a comprehensive employee mental wellbeing platform via a leading provider, available on desktop and mobile. The service includes 1-to-1 therapy with a curated pool of high-quality therapists covering 35+ languages, and an advanced matching service that locates an appropriate therapist within 48 hours, with a 98% success rate. Employees receive a personal wellbeing profile with tailored recommendations and tools to track progress. The platform also contains a curated self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, workplace wellbeing podcasts, and micro-learning series for managers. There are 24/7 mental health helplines for immediate support. Employers can choose from 5 different plans when offering the programme. Note that in some jurisdictions, mental health benefits may be treated as ‘Benefits in Kind’ (BIK), meaning the monthly premiums might be counted as taxable income under local law. When mental health benefits are provided, they must be offered equally to all employees in the relevant country.

Basic

Platform access

Access to the wellbeing platform and app, including:

• Personalised wellbeing assessment

• Access to a curated self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, workplace wellbeing podcasts, and manager-focused micro-learning series

• Access to manager-specific learning and resources

• Precision matching for 1:1 coaching and therapy in 35+ languages

• Professional coaching

• Text-based chat with a dedicated practitioner

• 24/7 global support in all languages

• Add up to 3 friends and family to the platform

Therapy and coaching sessions

• Not included in the Basic plan

• Team members may pay for therapy sessions themselves, if required.

Standard

Platform access

Access to the wellbeing platform and app, including:

• Personalised wellbeing assessment

• Access to a curated self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, workplace wellbeing podcasts, and manager-focused micro-learning series

• Access to manager-specific learning and resources

• Precision matching for 1:1 coaching and therapy in 35+ languages

• Professional coaching

• Text-based chat with dedicated practitioner

• 24/7 global support in all languages

• Add up to 3 friends and family to the platform

Therapy and coaching sessions

• Includes one pre-paid therapy/coaching session per policy year

• Team members can pay for additional therapy sessions themselves if required.

Plus

Platform access

Access to the wellbeing platform and app, including:

• Personalised wellbeing assessment

• Access to an extensive self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks and podcasts on workplace wellbeing, and micro-learning content series for managers

• Access to manager-specific learning and resources

• Precision matching for 1:1 coaching and therapy in 35+ languages

• Professional coaching

• Text-based chat with dedicated practitioner

• 24/7 global support in all languages

• Add up to 3 friends and family to the platform

Therapy and coaching sessions

• Includes three pre-paid therapy/coaching sessions per policy year

• Team members can pay for additional therapy sessions themselves if required.

Premium

Platform access

Access to the wellbeing platform and app, including:

• Personalised wellbeing assessment

• Access to an extensive self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks and podcasts on workplace wellbeing, and micro-learning content series for managers

• Access to manager-specific learning and resources

• Precision matching for 1:1 coaching and therapy in 35+ languages

• Professional coaching

• Text-based chat with dedicated practitioner

• 24/7 global support in all languages

• Add up to 3 friends and family to the platform

Therapy and coaching sessions

• Includes six pre-paid therapy/coaching sessions per policy year

• Team members can pay for additional therapy sessions themselves if required.

Platinum

Platform access

Access to the wellbeing platform and app, including:

• Personalised wellbeing assessment

• Access to an extensive self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks and podcasts on workplace wellbeing, and micro-learning content series for managers

• Access to manager-specific learning and resources

• Precision matching for 1:1 coaching and therapy in 35+ languages

• Professional coaching

• Text-based chat with dedicated practitioner

• 24/7 global support in all languages

• Add up to 3 friends and family to the platform

Therapy and coaching sessions

• Includes twelve pre-paid therapy/coaching sessions per policy year

• Team members can pay for additional therapy sessions themselves if required.

Payroll services in Germany

Germany has a robust economy with key sectors in automotive, manufacturing, and finance. Its employment and tax regimes are specific, so employers must comply with local payroll requirements, including social security contributions, employment contracts, and tax obligations. Understanding these rules is essential for smooth payroll operations and legal compliance.

Payroll breakdown in Germany

Employers in Germany must follow national payroll rules on wages, taxes, and social contributions. The following outlines the principal payroll components:

Minimum wage and working hours

• Minimum wage: Germany’s minimum wage is EUR 12.00 per hour.

• Payroll frequency: Salaries are typically paid monthly.

• Standard working hours: The standard workweek in Germany is 40 hours, typically across five days.

• Overtime: Employees are entitled to additional pay for overtime work, calculated based on labour regulations and collective agreements.

Taxation and social security contributions

• Personal income tax: Germany operates a progressive personal income tax system with rates from 0% to 45%, depending on income levels.

• Employer contributions:

• Employee contributions:

• Corporate tax: The corporate income tax rate in Germany is 15% plus a solidarity surcharge.

• Tax reporting: Employers must file payroll taxes and social contributions with the German tax authorities on a regular basis.

Payroll compliance in Germany

• Employment contracts must be in writing and set out terms such as salary, working hours, and job duties.

• Payroll deductions: Employers must accurately deduct social security and income tax.

• Employers should keep abreast of changes to Germany’s employment laws and tax regulations to avoid penalties.

Run payroll in Germany with Remote

Managing payroll in Germany requires careful attention to tax rules, employment legislation, and social security obligations. Employers must monitor tax rates, wage laws, and reporting deadlines to process payroll smoothly and reduce the risk of penalties.

You can pay anyone, anywhere — whether your office-based staff or people abroad — using Remote Payroll. To see how straightforward global payroll can be with Remote, book a demo today.

Contractor management in Germany

Hiring contractors in Germany can be a strategic and cost-effective way for businesses to complete projects without the obligations of hiring full-time employees. Whether you are engaging independent contractors for specialized services or bringing in subcontractors for short-term work, understanding Germany’s labor laws and regulations is essential.

Staying compliant with Remote’s contractor management

Remote helps businesses stay compliant when hiring contractors globally with these key features:

• Global compliance support: Ensures adherence to labor laws in 200+ countries with localized contracts and proper documentation.

• Misclassification protection: Includes built-in compliance checks and seamless contractor-to-employee conversion.

• Centralized documentation: Maintains essential records for audits and automates tax filings.

• Legal expertise: Provides guidance on complex local labor laws, simplifying international hiring.

Remote’s streamlined approach minimizes compliance risks and simplifies contractor management for businesses.

Seamless contractor payments with Remote

Remote simplifies contractor payments with:

• Automated processing: One-click approvals, bulk payments, recurring invoices, and real-time tracking.

• Global coverage: Payments in 200+ countries, multiple payment methods, and currency flexibility.

• Cost and compliance: Fair price guarantee (pay only for active contractors), built-in compliance with regional regulations, and localized contracts.

Learn more about how Remote simplifies contractor management in Germany — get started for free today.

Employer of record in Germany

Our employer of record (EOR) service enables you to recruit, manage, and pay leading talent in Germany quickly and simply.

What is an EOR and how does it work?

Remote’s EOR lets your company lawfully employ people in Germany without creating a local legal entity. Legally, Remote is the employer of record and manages compliance, payroll, benefits (including equity), and other HR processes, while you retain day-to-day managerial control and responsibility for the role. Learn more.

Who should consider using an EOR in Germany?

An EOR may suit your company if it:

• Needs to hire employees in Germany but doesn’t want to establish a legal entity

• Is testing local markets before committing to a full business expansion

• Wants to ensure compliance with local employment laws and tax requirements

• Needs a fast, cost-effective way to onboard employees in Germany

• Needs a temporary hiring solution before establishing a legal entity

Why use Remote’s EOR in Germany?

If your company wants to hire talent in Germany but lacks a local legal entity, Remote’s EOR supplies a compliant and efficient solution. Germany enforces strict employment and payroll tax laws; Remote’s EOR helps you meet these obligations while allowing you to scale rapidly.

Key benefits of hiring through our EOR in Germany include:

• Faster market entry. Hire talent rapidly, without having to wait months to establish a local entity.

• Full compliance with local employment laws. Reduce legal risk from non-compliance and misclassification.

• Simplified payroll management. Remote automates payroll tax calculations and helps ensure you meet withholding obligations, even as laws evolve.

• Lower costs. Setting up a legal entity in Germany can be expensive and time-consuming. Using an EOR removes the need for entity registration, lowering overheads.

• Fewer resources required. With HR, payroll, and compliance handled by the EOR, your company can focus on scaling and reallocate resources.

Importantly, Remote operates its own legal entity in Germany. Therefore, Remote does not rely on third parties, avoiding potential delays, extra costs, and a poorer employee experience. All our EOR services — including the dedicated support of our local specialists — are delivered in-house.

To discover more and to see Remote’s EOR platform in operation, book a demo with one of our friendly experts today.

Share options for employees in Germany

Equity incentives are a useful way to attract, motivate, and retain top talent. When hiring across borders, they can become complex.

Remote enables you to offer non-qualified share options (NSOs) to your team members in Germany with ease. This reduces compliance headaches and administrative burden, giving clarity for you and your people at every step.

What are NSOs?

NSOs are a form of equity incentive that give your team members the right to buy a set number of shares in your company at a fixed price, known as the exercise price.

This usually occurs after a vesting period, often linked to the length of time a team member remains with your company. As a result, NSOs encourage long-term commitment and align people with your company’s strategic goals.

Who can receive NSOs in Germany?

It’s important to note that granting share options to contractors can potentially increase your misclassification risk in Germany (although this is not the primary factor). See how Remote protects you against misclassification.

How are NSOs taxed in Germany?

In Germany, NSOs are generally taxed as follows:

Are there tax advantages for your team members?

Is your business eligible?

If you want to use Remote Equity Advanced to offer share options to your Germany-based team members, your top corporation (i.e., your parent company) must be incorporated in Delaware. Your company must also be private — not publicly listed.