Remote's guide to benefits in

Switzerland
switzerland flag

Make employment in Switzerland easy. Let us handle payroll, benefits, taxes, compliance, and even stock options for your team in Switzerland, all in one easy-to-use platform.

Company name
Remote Consulting Services Switzerland GmbH
Address

Dammstrasse 19, Zug, Zug CH-6300

Email
switzerland@remote.com
Phone
+41445056361
Services available in this country:
Employer of Record ProductContractor ManagementPayroll
  • Capital City

    Bern

  • Currency

    Swiss franc (Fr, CHF)

  • Languages

    German (Swiss-German), Romansh, French and Italian

  • Population size

    8,693,242

Services available in this country:
Employer of Record ProductContractor ManagementPayroll
Switzerland

Remote builds belonging for your global team with comprehensive local plans at competitive 
rates. 🙌

Remote Benefits Plans

At Remote, we provide tailored benefits to ensure that all Remote employees receive comprehensive coverage from top providers. Our plans offer competitive rates designed for larger groups - even if the team is still growing!

Upon onboarding, Remote will enrol team members in their benefits and provide detailed information about their coverage. Remote manages all administrative tasks, allowing you to focus on scaling your global team.

To ensure benefit equality, any benefits offered will apply to all team members in the country, providing consistent coverage and support across the team.

Health Benefits

Offering health insurance in this country is not mandatory, but providing these additional health benefits can greatly enhance the healthcare experience for employees by enabling access to a wider range of providers and specialists, as well as significantly reducing wait times.

Switzerland’s healthcare system includes both a universal public system and a private system. It is globally renowned, with highly qualified doctors and short wait times. To access it, residents are required to have at least basic health insurance, paid for through individual contributions. Many residents also have supplementary private health insurance, typically provided through their employers.

"In Switzerland, Remote offers two health insurance options: the Supplemental Health Insurance Plan, which enhances the existing personal Swiss health insurance plan and provides wider and more flexible healthcare options, and the Full Local Health Insurance Plan, which combines the supplemental coverage with the mandatory Swiss base cover, ensuring comprehensive healthcare protection and meeting Swiss governmental requirements for health insurance.

If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!

Supplemental

The Supplemental offering is designed to enhance the existing personal Swiss health insurance plan, providing wider and more flexible healthcare options. It supplements the mandatory Swiss coverage with additional benefits.

In-Patient Benefits

Coverage Limit: 1,462,500 CHF

  • Hospital Accommodations: Semi-private room

  • Intensive Care: Full refund

  • Prescription Drugs: Full refund

  • Surgical Fees: Full refund

  • Diagnostic Tests: Full refund

  • Organ Transplants: Full refund

  • Emergency In-patient Dental: Full refund

  • Out-patient Surgery: Full refund

  • Local Ambulance: Full refund

  • CT & MRI Scans: Full refund

  • Oncology: Full refund

  • Routine Maternity: Full refund

  • Complications in Pregnancy & Childbirth: Full refund

  • Palliative Care: Full refund

  • Psychiatry and Psychotherapy : 13,780 CHF

  • Medical evacuation : Full refund

  • Expenses for one person accompanying an evacuated person: 3,900 CHF

  • Travel costs of insured family members in the event of an evacuation : 2,600 CHF

  • Repatriation of mortal remains: 13,000 CHF

  • Long term care: Full refund

Out-Patient Benefits

Coverage Limit: 16,575 CHF

  • Medical Practitioner Fees & Prescription Drugs: Full refund

  • Specialist Fees: Full refund

  • Diagnostic Tests: Full refund

  • Vaccinations: Full refund

  • Chiropractic Treatment, Osteopathy, Homoeopathy, Chinese Herbal Medicine, & Acupuncture: Full refund (max. 12 sessions per condition)

  • Prescribed Physiotherapy: Full refund (max. 12 sessions per condition, 5 sessions for non-prescribed physiotherapy)

  • Health & Wellbeing Checks Incl. Screening For Early Detection of Disease: 780 CHF

  • Infertility Treatment: 15,600 CHF (lifetime)

  • Psychiatry and Psychotherapy: 20 visits

  • Prescribed medical aids: 3,250 CHF

Dental Benefits

Coverage Limit: 2,665 CHF

  • Dental Treatment: 80% refund

  • Dental Surgery: 80% refund

  • Periodontics: 80% refund

  • Orthodontic Treatment & Dental Prosthetics: 50% refund

Vision Benefits

  • Prescribed Glasses, Contact Lenses, Eye Exams: 234 CHF

Full

The Full Local offering combines the supplemental coverage of the Supplemental benefit with the mandatory Swiss base cover, ensuring comprehensive healthcare protection. This plan meets the Swiss governmental requirements for health insurance and includes additional benefits specific to Switzerland.

In-Patient Benefits

Coverage Limit: 1,462,500 CHF

  • Hospital Accommodations: Semi-private room

  • Intensive Care: Full refund

  • Prescription Drugs: Full refund

  • Surgical Fees: Full refund

  • Diagnostic Tests: Full refund

  • Organ Transplants: Full refund

  • Emergency In-patient Dental: Full refund

  • Out-patient Surgery: Full refund

  • Local Ambulance: Full refund

  • CT & MRI Scans: Full refund

  • Oncology: Full refund

  • Routine Maternity: Full refund

  • Complications in Pregnancy & Childbirth: Full refund

  • Palliative Care: Full refund

  • Psychiatry and Psychotherapy : 13,780 CHF

  • Medical evacuation : Full refund

  • Expenses for one person accompanying an evacuated person: 3,900 CHF

  • Travel costs of insured family members in the event of an evacuation : 2,600 CHF

  • Repatriation of mortal remains: 13,000 CHF

  • Long term care: Full refund

Out-Patient Benefits

Coverage Limit: 16,575 CHF

  • Medical Practitioner Fees & Prescription Drugs: Full refund

  • Specialist Fees: Full refund

  • Diagnostic Tests: Full refund

  • Vaccinations: Full refund

  • Chiropractic Treatment, Osteopathy, Homoeopathy, Chinese Herbal Medicine, & Acupuncture: Full refund (max. 12 sessions per condition)

  • Prescribed Physiotherapy: Full refund (max. 12 sessions per condition, 5 sessions for non-prescribed physiotherapy)

  • Health & Wellbeing Checks Incl. Screening For Early Detection of Disease: 780 CHF

  • Infertility Treatment: 15,600 CHF (lifetime)

  • Psychiatry and Psychotherapy: 20 visits

  • Prescribed medical aids: 3,250 CHF

Local Swiss Plan

  • Hospitalisation: Acceptance of all costs in the general ward of a hospital

  • Outpatient - Conventional Medicine: Costs covered according to recognised tariffs

  • Outpatient - Complementary Medicine: Acupuncture, anthroposophic medicine, homoeopathy, phytotherapy, and traditional Chinese medicine carried out by a doctor with a Swiss Federal Diploma and professional qualifications are covered

  • Medication: Costs covered

Dental Benefits

  • Under Swiss Local Plan: Cover provided according to local tariff

  • Under the Supplemental Plan:

    • Coverage Limit: 2,665 CHF

    • Dental Treatment: 80% refund

    • Dental Surgery: 80% refund

    • Periodontics: 80% refund

    • Orthodontic Treatment & Dental Prosthetics: 50% refund

Vision Benefits

  • Prescribed Glasses, Contact Lenses, Eye Exams: 234 CHF

Health Benefits

Offering health insurance in this country is not mandatory, but providing these additional health benefits can greatly enhance the healthcare experience for employees by enabling access to a wider range of providers and specialists, as well as significantly reducing wait times.

Switzerland’s healthcare system includes both a universal public system and a private system. It is globally renowned, with highly qualified doctors and short wait times. To access it, residents are required to have at least basic health insurance, paid for through individual contributions. Many residents also have supplementary private health insurance, typically provided through their employers.

"In Switzerland, Remote offers two health insurance options: the Supplemental Health Insurance Plan, which enhances the existing personal Swiss health insurance plan and provides wider and more flexible healthcare options, and the Full Local Health Insurance Plan, which combines the supplemental coverage with the mandatory Swiss base cover, ensuring comprehensive healthcare protection and meeting Swiss governmental requirements for health insurance.

If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!

Supplemental

The Supplemental offering is designed to enhance the existing personal Swiss health insurance plan, providing wider and more flexible healthcare options. It supplements the mandatory Swiss coverage with additional benefits.

In-Patient Benefits

Coverage Limit: 1,462,500 CHF

  • Hospital Accommodations: Semi-private room

  • Intensive Care: Full refund

  • Prescription Drugs: Full refund

  • Surgical Fees: Full refund

  • Diagnostic Tests: Full refund

  • Organ Transplants: Full refund

  • Emergency In-patient Dental: Full refund

  • Out-patient Surgery: Full refund

  • Local Ambulance: Full refund

  • CT & MRI Scans: Full refund

  • Oncology: Full refund

  • Routine Maternity: Full refund

  • Complications in Pregnancy & Childbirth: Full refund

  • Palliative Care: Full refund

  • Psychiatry and Psychotherapy : 13,780 CHF

  • Medical evacuation : Full refund

  • Expenses for one person accompanying an evacuated person: 3,900 CHF

  • Travel costs of insured family members in the event of an evacuation : 2,600 CHF

  • Repatriation of mortal remains: 13,000 CHF

  • Long term care: Full refund

Out-Patient Benefits

Coverage Limit: 16,575 CHF

  • Medical Practitioner Fees & Prescription Drugs: Full refund

  • Specialist Fees: Full refund

  • Diagnostic Tests: Full refund

  • Vaccinations: Full refund

  • Chiropractic Treatment, Osteopathy, Homoeopathy, Chinese Herbal Medicine, & Acupuncture: Full refund (max. 12 sessions per condition)

  • Prescribed Physiotherapy: Full refund (max. 12 sessions per condition, 5 sessions for non-prescribed physiotherapy)

  • Health & Wellbeing Checks Incl. Screening For Early Detection of Disease: 780 CHF

  • Infertility Treatment: 15,600 CHF (lifetime)

  • Psychiatry and Psychotherapy: 20 visits

  • Prescribed medical aids: 3,250 CHF

Dental Benefits

Coverage Limit: 2,665 CHF

  • Dental Treatment: 80% refund

  • Dental Surgery: 80% refund

  • Periodontics: 80% refund

  • Orthodontic Treatment & Dental Prosthetics: 50% refund

Vision Benefits

  • Prescribed Glasses, Contact Lenses, Eye Exams: 234 CHF

Full

The Full Local offering combines the supplemental coverage of the Supplemental benefit with the mandatory Swiss base cover, ensuring comprehensive healthcare protection. This plan meets the Swiss governmental requirements for health insurance and includes additional benefits specific to Switzerland.

In-Patient Benefits

Coverage Limit: 1,462,500 CHF

  • Hospital Accommodations: Semi-private room

  • Intensive Care: Full refund

  • Prescription Drugs: Full refund

  • Surgical Fees: Full refund

  • Diagnostic Tests: Full refund

  • Organ Transplants: Full refund

  • Emergency In-patient Dental: Full refund

  • Out-patient Surgery: Full refund

  • Local Ambulance: Full refund

  • CT & MRI Scans: Full refund

  • Oncology: Full refund

  • Routine Maternity: Full refund

  • Complications in Pregnancy & Childbirth: Full refund

  • Palliative Care: Full refund

  • Psychiatry and Psychotherapy : 13,780 CHF

  • Medical evacuation : Full refund

  • Expenses for one person accompanying an evacuated person: 3,900 CHF

  • Travel costs of insured family members in the event of an evacuation : 2,600 CHF

  • Repatriation of mortal remains: 13,000 CHF

  • Long term care: Full refund

Out-Patient Benefits

Coverage Limit: 16,575 CHF

  • Medical Practitioner Fees & Prescription Drugs: Full refund

  • Specialist Fees: Full refund

  • Diagnostic Tests: Full refund

  • Vaccinations: Full refund

  • Chiropractic Treatment, Osteopathy, Homoeopathy, Chinese Herbal Medicine, & Acupuncture: Full refund (max. 12 sessions per condition)

  • Prescribed Physiotherapy: Full refund (max. 12 sessions per condition, 5 sessions for non-prescribed physiotherapy)

  • Health & Wellbeing Checks Incl. Screening For Early Detection of Disease: 780 CHF

  • Infertility Treatment: 15,600 CHF (lifetime)

  • Psychiatry and Psychotherapy: 20 visits

  • Prescribed medical aids: 3,250 CHF

Local Swiss Plan

  • Hospitalisation: Acceptance of all costs in the general ward of a hospital

  • Outpatient - Conventional Medicine: Costs covered according to recognised tariffs

  • Outpatient - Complementary Medicine: Acupuncture, anthroposophic medicine, homoeopathy, phytotherapy, and traditional Chinese medicine carried out by a doctor with a Swiss Federal Diploma and professional qualifications are covered

  • Medication: Costs covered

Dental Benefits

  • Under Swiss Local Plan: Cover provided according to local tariff

  • Under the Supplemental Plan:

    • Coverage Limit: 2,665 CHF

    • Dental Treatment: 80% refund

    • Dental Surgery: 80% refund

    • Periodontics: 80% refund

    • Orthodontic Treatment & Dental Prosthetics: 50% refund

Vision Benefits

  • Prescribed Glasses, Contact Lenses, Eye Exams: 234 CHF

Mental Health

Offering mental health benefits is not mandatory in this country, but providing the benefit can significantly enhance the emotional well-being and overall productivity of employees.

Remote offers a comprehensive employee mental wellbeing platform in partnership with one of the top-rated employee mental wellbeing providers. This platform is available on desktop and mobile apps and includes 1-to-1 therapy with a curated pool of top-quality therapists in over 35 languages. The advanced matching service finds each employee the right therapist within 48 hours, boasting a 98% success rate. Employees receive a personal wellbeing profile with tailored recommendations and information to track progress. The platform also offers a curated self-guided content library with audio mindfulness and meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers. Additionally, there are 24/7 mental health helplines for immediate support when an employee is struggling.

Mental health program benefits may be offered to the employees from among 5 different plans. Offering mental health benefits is optional, but it can greatly enhance employee well-being and productivity.

It is essential to be aware that in certain countries, mental health benefits may be categorized as ‘Benefits in Kind’ (BIK). This categorization means that the monthly premiums paid for the benefit might be counted as part of the employee’s taxable income according to the local tax laws.

When mental health benefits are offered, they must be provided equally to all employees in the respective country.

Basic

Platform Access

Access to the wellbeing platform and app, which includes:

  • Personalised wellbeing assessment

  • Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers

  • Access to manager-specific learnings and resources

  • Precision matching for 1:1 coaching and therapy in 35+ languages

  • Professional coaching

  • Text-based chat with dedicated practitioner

  • 24/7 global support in all languages

  • Add up to 3 friends and family to the platform

Therapy and Coaching Sessions

  • Not included in the Basic plan

  • Team members can pay for therapy sessions themselves, if needed.

Standard

Platform Access

Access to the wellbeing platform and app, which includes:

  • Personalised wellbeing assessment

  • Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers

  • Access to manager-specific learnings and resources

  • Precision matching for 1:1 coaching and therapy in 35+ languages

  • Professional coaching

  • Text-based chat with dedicated practitioner

  • 24/7 global support in all languages

  • Add up to 3 friends and family to the platform

Therapy and Coaching Sessions

  • Includes one pre-paid Therapy/Coaching session per policy year

  • Team members can pay for extra therapy sessions themselves, if needed.

Plus

Platform Access

Access to the wellbeing platform and app, which includes:

  • Personalized wellbeing assessment

  • Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers

  • Access to manager-specific learnings and resources

  • Precision matching for 1:1 coaching and therapy in 35+ languages

  • Professional coaching

  • Text-based chat with dedicated practitioner

  • 24/7 global support in all languages

  • Add up to 3 friends and family to the platform

Therapy and Coaching Sessions

  • Includes three pre-paid Therapy/Coaching sessions per policy year

  • Team members can pay for extra therapy sessions themselves, if needed.

Premium

Platform Access

Access to the wellbeing platform and app, which includes:

  • Personalized wellbeing assessment

  • Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers

  • Access to manager-specific learnings and resources

  • Precision matching for 1:1 coaching and therapy in 35+ languages

  • Professional coaching

  • Text-based chat with dedicated practitioner

  • 24/7 global support in all languages

  • Add up to 3 friends and family to the platform

Therapy and Coaching Sessions

  • Includes six pre-paid Therapy/Coaching sessions per policy year

  • Team members can pay for extra therapy sessions themselves, if needed.

Platinum

Platform Access

Access to the wellbeing platform and app, which includes:

  • Personalized wellbeing assessment

  • Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers

  • Access to manager-specific learnings and resources

  • Precision matching for 1:1 coaching and therapy in 35+ languages

  • Professional coaching

  • Text-based chat with dedicated practitioner

  • 24/7 global support in all languages

  • Add up to 3 friends and family to the platform

Therapy and Coaching Sessions

  • Includes twelve pre-paid Therapy/Coaching sessions per policy year

  • Team members can pay for extra therapy sessions themselves, if needed.

Business Travel Insurance

New Benefit Available November 1, 2024:

Remote’s Global Business Travel Insurance program is crafted to address the unique needs of your team, whether they are embarking on short business trips or traveling extensively throughout the year. With five comprehensive plan options—Basic, Standard, Premium, Premium Plus, and Standard Plus—this program ensures that your team members have the right level of coverage to protect their health, safety, and well-being while traveling for business. Available in over 90 countries, the program provides extensive global coverage at competitive rates, offering peace of mind no matter where their work takes them.

This optional benefit is designed to be flexible, allowing you to offer tailored coverage that meets the diverse needs of your workforce. By providing business travel insurance, you are taking proactive steps to safeguard your team from unforeseen events such as medical emergencies, trip disruptions, or loss of business equipment while they are on the road.

It is essential to be aware that in certain countries, Business Travel Insurance may be categorized as 'Benefits in Kind' (BIK). This categorization means that the monthly premiums, which the company pays for the benefit, might be counted as part of the employee's taxable income according to the local tax laws.

Basic

Coverages (values in USD):

  • Emergency & Accidental Medical: $1,000,000

  • Repatriation for Medical Treatment: 100% per trip

  • Emergency Medical Evacuation: $100,000

  • Repatriation of Mortal Remains: $25,000 per trip

  • Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000

  • Business Equipment: Up to $1,500

  • Computer Equipment (single item limit): $500

  • Business Money: $100 per day up to $500

  • Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Standard

Coverages (values in USD):

  • Excludes Medical & Evacuation

  • Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips

  • Personal Liability: $100,000 per trip

  • Accidental Death & Permanent Total Disability: $100,000 per trip

  • Loss of Passport: $250 per trip

  • Legal Expenses: $10,000 per trip

  • Hijacking: $1,000 per trip

  • Business Equipment: Up to $1,500

  • Computer Equipment (single item limit): $500

  • Business Money: $100 per day up to $500

  • Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Standard Plus

Coverages (values in USD):

  • Emergency & Accidental Medical: $1,000,000

  • Repatriation for Medical Treatment: 100% per trip

  • Emergency Medical Evacuation: $100,000

  • Repatriation of Mortal Remains: $25,000 per trip

  • Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000

  • Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips

  • Personal Liability: $100,000 per trip

  • Accidental Death & Permanent Total Disability: $100,000 per trip

  • Loss of Passport: $250 per trip

  • Legal Expenses: $10,000 per trip

  • Hijacking: $1,000 per trip

  • Business Equipment: Up to $1,500

  • Computer Equipment (single item limit): $500

  • Business Money: $100 per day up to $500

  • Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Premium

Coverages (values in USD):

  • Excludes Medical & Evacuation

  • Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips

  • Personal Liability: $100,000 per trip

  • Accidental Death & Permanent Total Disability: $100,000 per trip

  • Loss of Passport: $250 per trip

  • Legal Expenses: $10,000 per trip

  • Hijacking: $1,000 per trip

  • Cancellation & Curtailment: $2,000 per trip; subject to $100 deductible per Trip *Benefit not available to residents of the USA

  • Business Equipment: Up to $1,500

  • Computer Equipment (single item limit): $500

  • Business Money: $100 per day up to $500

  • Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Premium plus

Coverages (values in USD):

  • Emergency & Accidental Medical: $1,000,000

  • Repatriation for Medical Treatment: 100% per trip

  • Emergency Medical Evacuation: $100,000

  • Repatriation of Mortal Remains: $25,000 per trip

  • Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000

  • Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips

  • Personal Liability: $100,000 per trip

  • Accidental Death & Permanent Total Disability: $100,000 per trip

  • Loss of Passport: $250 per trip

  • Legal Expenses: $10,000 per trip

  • Hijacking: $1,000 per trip

  • Cancellation & Curtailment: $2,000 per trip; subject to $100 deductible per Trip *Benefit not available to residents of the USA

  • Business Equipment: Up to $1,500

  • Computer Equipment (single item limit): $500

  • Business Money: $100 per day up to $500

  • Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Download Benefits Guide PDF here

Learn more about Remote benefits

How do benefits work when hiring through an EOR?

Watch this quick explainer video to understand how offering benefits works when you hire team members through an employer of record like Remote.