Remote's guide to benefits in

Colombia
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Make employment in Colombia easy. Let us handle payroll, benefits, taxes, compliance, and even stock options for your team in Colombia, all in one easy-to-use platform.

Services available in this country:
Employer of Record ProductContractor ManagementPayroll
  • Capital City

    Bogota

  • Currency

    Colombian peso ($, COP)

  • Languages

    Spanish

  • Population size

    51,049,498

Services available in this country:
Employer of Record ProductContractor ManagementPayroll
An aerial view of the city of santiago, colombia.

Remote builds belonging for your global team with comprehensive local plans at competitive 
rates. 🙌

Remote Benefits Plans

At Remote, we provide tailored benefits to ensure that all Remote employees receive comprehensive coverage from top providers. Our plans offer competitive rates designed for larger groups - even if the team is still growing!

Upon onboarding, Remote will enrol team members in their benefits and provide detailed information about their coverage. Remote manages all administrative tasks, allowing you to focus on scaling your global team.

To ensure benefit equality, any benefits offered will apply to all team members in the country, providing consistent coverage and support across the team.

Health Benefits

Offering health insurance in this country is not mandatory, but providing these additional health benefits can greatly enhance the healthcare experience for employees by enabling access to a wider range of providers and specialists, as well as significantly reducing wait times. Learn more about Remote’s health insurance offering below.

If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!

Inpatient Coverage

  • 100% coverage without deductibles or limits on medical services.

  • Unlimited medical and surgical treatment.

  • Unlimited ICU hospitalisation.

  • Private individual room.

  • Bed for a companion and nurse for users under 15 and over 65 years old without any limit on days.

  • Unlimited coverage for all specialties within the hospital without additional charges.

  • Up to 50 days of psychiatric hospitalisation.

  • Reversible dialysis up to 8 sessions per hospitalisation event.

  • Unlimited prostheses and osteosynthesis material.

  • Delivery or caesarean section.

Outpatient Coverage

  • Unlimited out-of-network care up to COP 200,000 per visit (less the value of the copayment) for:

    • Alternative medical consultation (acupuncture, bioenergetics, homoeopathy, osteopathy, and chiropractic).

    • Psychological and psychiatric consultation.

    • General practitioner and specialist consultation.

  • Unlimited in-network care:

    • Direct access to primary care physicians and all specialists.

    • Direct payment of charges at the doctor’s office.

    • Clinical laboratory tests without prior authorization.

    • Unlimited simple and specialised diagnostic exams.

    • Unlimited therapy sessions.

    • Nationwide emergency care.

    • Home medical consultations.

Dental Coverage

Not covered

Vision Coverage

Not covered

Additional Benefits

  • Medical care and assistance abroad (up to USD 30,000) with prior authorization 24 hours before the trip.

  • Prosthetics and osteosynthesis materials up to 60 times the legal minimum monthly wage (SMMLV).

  • Home medical assistance through Emermedica included.

  • Tele-consultation and telemedicine, including psychological and nutritional telephone counselling: Unlimited in-network.

  • Cancer treatment includes unlimited commercial oncology medications for chemotherapy, both outpatient and inpatient, as well as adjuvant drugs.

  • Treatment for HIV/AIDS and its complications.

  • Telephone counselling and veterinary medicine for pets (5 consultations per year, free of charge).

Health Benefits

Offering health insurance in this country is not mandatory, but providing these additional health benefits can greatly enhance the healthcare experience for employees by enabling access to a wider range of providers and specialists, as well as significantly reducing wait times. Learn more about Remote’s health insurance offering below.

If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!

Inpatient Coverage

  • 100% coverage without deductibles or limits on medical services.

  • Unlimited medical and surgical treatment.

  • Unlimited ICU hospitalisation.

  • Private individual room.

  • Bed for a companion and nurse for users under 15 and over 65 years old without any limit on days.

  • Unlimited coverage for all specialties within the hospital without additional charges.

  • Up to 50 days of psychiatric hospitalisation.

  • Reversible dialysis up to 8 sessions per hospitalisation event.

  • Unlimited prostheses and osteosynthesis material.

  • Delivery or caesarean section.

Outpatient Coverage

  • Unlimited out-of-network care up to COP 200,000 per visit (less the value of the copayment) for:

    • Alternative medical consultation (acupuncture, bioenergetics, homoeopathy, osteopathy, and chiropractic).

    • Psychological and psychiatric consultation.

    • General practitioner and specialist consultation.

  • Unlimited in-network care:

    • Direct access to primary care physicians and all specialists.

    • Direct payment of charges at the doctor’s office.

    • Clinical laboratory tests without prior authorization.

    • Unlimited simple and specialised diagnostic exams.

    • Unlimited therapy sessions.

    • Nationwide emergency care.

    • Home medical consultations.

Dental Coverage

Not covered

Vision Coverage

Not covered

Additional Benefits

  • Medical care and assistance abroad (up to USD 30,000) with prior authorization 24 hours before the trip.

  • Prosthetics and osteosynthesis materials up to 60 times the legal minimum monthly wage (SMMLV).

  • Home medical assistance through Emermedica included.

  • Tele-consultation and telemedicine, including psychological and nutritional telephone counselling: Unlimited in-network.

  • Cancer treatment includes unlimited commercial oncology medications for chemotherapy, both outpatient and inpatient, as well as adjuvant drugs.

  • Treatment for HIV/AIDS and its complications.

  • Telephone counselling and veterinary medicine for pets (5 consultations per year, free of charge).

Life Insurance

Offering life insurance is not mandatory in this country, but providing these additional benefits can significantly enhance the financial security and peace of mind for employees.

The Global Life Insurance offering provides flexible coverage levels ranging from $50,000 to $600,000 , tailored to meet the diverse needs and budgets of the company and its employees. This benefit includes two options:

The Basic Offering provides Life Insurance coverage. In the unfortunate event of an employee’s demise, their beneficiary will receive a payout equivalent to up to 6 times the employee’s annual salary. However, this compensation is capped at a maximum of the selected cover limit. This means that the payout will not exceed the cover limit applicable, regardless of the employee’s salary.

The Comprehensive Offering at Remote combines Life Insurance, Accidental Death & Dismemberment (AD&D), and Permanent Disability (PD) coverage. In cases of accidental death, dismemberment, or a permanent disability, the compensation is equivalent to up to 5 times the employee’s annual salary, subject to a predetermined limit. This compensation is capped at a maximum cover limit provided by Remote. The payout will not exceed the applicable cover limit, regardless of the employee’s salary.

It is essential to be aware that in certain countries, insurance premium taxes may be applicable. This means taxes may be due to the company for the monthly premiums paid towards the life insurance coverage for employees. Additionally, life insurance benefits may be categorized as ‘Benefits in Kind’ (BIK). This categorization means that the monthly premiums paid for the life insurance coverage might be counted as part of the employee’s taxable income according to the local tax laws.

When life insurance benefits are offered , they must be provided equally to all employees in the respective country. 

Basic

Life Insurance

Cover Level: Options ranging from $50,000 to $600,000

  • Provides financial protection and security for beneficiaries after the death of an insured team member.

  • In the unfortunate event of a team member’s demise, beneficiary compensation cannot exceed 6 times the team member’s annual pay or the chosen cover level (whichever is lower).

  • Example: See help article for details

Accidental Death & Dismemberment (AD&D):

Not covered

Permanent Disability

Not covered

Comprehensive

Cover Level: Options ranging from $50,000 to $600,000

Life Insurance

Cover Level: Options ranging from $50,000 to $600,000

  • Provides financial protection and security for beneficiaries after the death of an insured team member.

  • In the unfortunate event of a team member’s demise, beneficiary compensation cannot exceed 6 times the team member’s annual pay or the chosen cover level (whichever is lower).

Accidental Death & Dismemberment (AD&D):

  • Offers financial protection to beneficiaries in the unfortunate events of an insured team member's accidental death or dismemberment.

  • Compensation cannot exceed 5 times the team member's annual pay or the chosen cover level (whichever is lower). The exact payout varies depending on the type of injury sustained, as specified in the Accidental Dismemberment Table.

Permanent Disability

  • Designed to offer financial support to insured team members who suffer from either permanent and total or permanent and partial disabilities as a result of an accident or illness.

  • Compensation cannot exceed 5 times the team member's annual pay or the chosen cover level (whichever is lower). The insurance provider assesses the extent of the permanent disability to determine the final compensation:

    • Disabilities below 33.33%: No compensation

    • Disabilities between 33.33% and 66.67%: Compensation calculated as a percentage of the capped amount

    • Permanent disabilities exceeding 66.67%: Full capped compensation amount

For detailed examples of how the compensation is calculated for Life Insurance, Accidental Death & Dismemberment (AD&D), and Permanent Disability, refer to the help article for details

If you have any questions, please email support@remote.com/en-GB.

Mental Health

Offering mental health benefits is not mandatory in this country, but providing the benefit can significantly enhance the emotional well-being and overall productivity of employees.

Remote offers a comprehensive employee mental wellbeing platform in partnership with one of the top-rated employee mental wellbeing providers. This platform is available on desktop and mobile apps and includes 1-to-1 therapy with a curated pool of top-quality therapists in over 35 languages. The advanced matching service finds each employee the right therapist within 48 hours, boasting a 98% success rate. Employees receive a personal wellbeing profile with tailored recommendations and information to track progress. The platform also offers a curated self-guided content library with audio mindfulness and meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers. Additionally, there are 24/7 mental health helplines for immediate support when an employee is struggling.

Mental health program benefits may be offered to the employees from among 5 different plans. Offering mental health benefits is optional, but it can greatly enhance employee well-being and productivity.

It is essential to be aware that in certain countries, mental health benefits may be categorized as ‘Benefits in Kind’ (BIK). This categorization means that the monthly premiums paid for the benefit might be counted as part of the employee’s taxable income according to the local tax laws.

When mental health benefits are offered, they must be provided equally to all employees in the respective country.

Basic

Platform Access

Access to the wellbeing platform and app, which includes:

  • Personalised wellbeing assessment

  • Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers

  • Access to manager-specific learnings and resources

  • Precision matching for 1:1 coaching and therapy in 35+ languages

  • Professional coaching

  • Text-based chat with dedicated practitioner

  • 24/7 global support in all languages

  • Add up to 3 friends and family to the platform

Therapy and Coaching Sessions

  • Not included in the Basic plan

  • Team members can pay for therapy sessions themselves, if needed.

Standard

Platform Access

Access to the wellbeing platform and app, which includes:

  • Personalised wellbeing assessment

  • Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers

  • Access to manager-specific learnings and resources

  • Precision matching for 1:1 coaching and therapy in 35+ languages

  • Professional coaching

  • Text-based chat with dedicated practitioner

  • 24/7 global support in all languages

  • Add up to 3 friends and family to the platform

Therapy and Coaching Sessions

  • Includes one pre-paid Therapy/Coaching session per policy year

  • Team members can pay for extra therapy sessions themselves, if needed.

Plus

Platform Access

Access to the wellbeing platform and app, which includes:

  • Personalized wellbeing assessment

  • Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers

  • Access to manager-specific learnings and resources

  • Precision matching for 1:1 coaching and therapy in 35+ languages

  • Professional coaching

  • Text-based chat with dedicated practitioner

  • 24/7 global support in all languages

  • Add up to 3 friends and family to the platform

Therapy and Coaching Sessions

  • Includes three pre-paid Therapy/Coaching sessions per policy year

  • Team members can pay for extra therapy sessions themselves, if needed.

Premium

Platform Access

Access to the wellbeing platform and app, which includes:

  • Personalized wellbeing assessment

  • Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers

  • Access to manager-specific learnings and resources

  • Precision matching for 1:1 coaching and therapy in 35+ languages

  • Professional coaching

  • Text-based chat with dedicated practitioner

  • 24/7 global support in all languages

  • Add up to 3 friends and family to the platform

Therapy and Coaching Sessions

  • Includes six pre-paid Therapy/Coaching sessions per policy year

  • Team members can pay for extra therapy sessions themselves, if needed.

Platinum

Platform Access

Access to the wellbeing platform and app, which includes:

  • Personalized wellbeing assessment

  • Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers

  • Access to manager-specific learnings and resources

  • Precision matching for 1:1 coaching and therapy in 35+ languages

  • Professional coaching

  • Text-based chat with dedicated practitioner

  • 24/7 global support in all languages

  • Add up to 3 friends and family to the platform

Therapy and Coaching Sessions

  • Includes twelve pre-paid Therapy/Coaching sessions per policy year

  • Team members can pay for extra therapy sessions themselves, if needed.

Travel Insurance

New Benefit Available November 1, 2024:

Remote’s global business travel program offers your team robust Business Travel Insurance in over 90 countries, ensuring extensive coverage at competitive rates. See the details of this benefit below.

Basic

Coverages (values in USD):

  • Emergency & Accidental Medical: $1,000,000

  • Repatriation for Medical Treatment: 100% per trip

  • Emergency Medical Evacuation: $100,000

  • Repatriation of Mortal Remains: $25,000 per trip

  • Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000

  • Business Equipment: Up to $1,500

  • Computer Equipment (single item limit): $500

  • Business Money: $100 per day up to $500

  • Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Standard

Coverages (values in USD):

  • Repatriation for Medical Treatment: 100% per trip

  • Repatriation of Mortal Remains: $25,000 per trip

  • Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000

  • Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips

  • Personal Liability: $100,000 per trip

  • Accidental Death & Permanent Total Disability: $100,000 per trip

  • Loss of Passport: $250 per trip

  • Legal Expenses: $10,000 per trip

  • Hijacking: $1,000 per trip

  • Business Equipment: Up to $1,500

  • Computer Equipment (single item limit): $500

  • Business Money: $100 per day up to $500

  • Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Standard Plus

Coverages (values in USD):

  • Emergency & Accidental Medical: $1,000,000

  • Repatriation for Medical Treatment: 100% per trip

  • Emergency Medical Evacuation: $100,000

  • Repatriation of Mortal Remains: $25,000 per trip

  • Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000

  • Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips

  • Personal Liability: $100,000 per trip

  • Accidental Death & Permanent Total Disability: $100,000 per trip

  • Loss of Passport: $250 per trip

  • Legal Expenses: $10,000 per trip

  • Hijacking: $1,000 per trip

  • Business Equipment: Up to $1,500

  • Computer Equipment (single item limit): $500

  • Business Money: $100 per day up to $500

  • Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Premium

Coverages (values in USD):

  • Repatriation for Medical Treatment: 100% per trip

  • Repatriation of Mortal Remains: $25,000 per trip

  • Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000

  • Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips

  • Personal Liability: $100,000 per trip

  • Accidental Death & Permanent Total Disability: $100,000 per trip

  • Loss of Passport: $250 per trip

  • Legal Expenses: $10,000 per trip

  • Hijacking: $1,000 per trip

  • Cancellation & Curtailment: $2,000 per trip; subject to $100 deductible per Trip *Benefit not available to residents of the USA

  • Business Equipment: Up to $1,500

  • Computer Equipment (single item limit): $500

  • Business Money: $100 per day up to $500

  • Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Premium plus

Coverages (values in USD):

  • Emergency & Accidental Medical: $1,000,000

  • Repatriation for Medical Treatment: 100% per trip

  • Emergency Medical Evacuation: $100,000

  • Repatriation of Mortal Remains: $25,000 per trip

  • Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000

  • Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips

  • Personal Liability: $100,000 per trip

  • Accidental Death & Permanent Total Disability: $100,000 per trip

  • Loss of Passport: $250 per trip

  • Legal Expenses: $10,000 per trip

  • Hijacking: $1,000 per trip

  • Cancellation & Curtailment: $2,000 per trip; subject to $100 deductible per Trip *Benefit not available to residents of the USA

  • Business Equipment: Up to $1,500

  • Computer Equipment (single item limit): $500

  • Business Money: $100 per day up to $500

  • Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Download Benefits Guide PDF here

Learn more about Remote benefits

How do benefits work when hiring through an EOR?

Watch this quick explainer video to understand how offering benefits works when you hire team members through an employer of record like Remote.