Easily manage employment in Netherlands

Want to employ workers in Netherlands? Companies hiring in Netherlands are typically required to either own a local legal entity or work with a global employment platform like Remote that can legally provide employment services in the country.

Remote can employ team members in Netherlands and keep you compliant. Remote can hire, onboard, and pay your Netherlands team so you don't have to set up local HR services in the region. Remote also makes it easy to pay contractors in Netherlands. Sign up now to get started or talk to an expert for more details.

Remote Benefits Plans

At Remote, we provide tailored benefits to ensure that all Remote employees receive comprehensive coverage from top providers.

Retirement & Pension

Remote offers a comprehensive Occupational Pension Plan in the Netherlands as a mandatory part of the employee benefits package to ensure compliance with local labor laws. This plan, which includes retirement savings, life insurance, and disability insurance, is provided to all employees in the Netherlands to ensure their long-term financial security.

Contribution overview

• Employer contribution is 15.2% of base salary plus ~0,6% Risk Premium

• The pension base salary equals the fixed annual salary (max. €137,800 for 2025) deducted from the “franchise.” The franchise level for 2025 is €18,475. So for an annual salary level of €75,000, the pension base will be €56,525, of which 15.2% will be charged as pension premium (i.e. €8,591 p.a.). The norm percentage will be determined by law annually.

• In addition to retirement savings, our pension scheme includes death coverage (spouse’s and orphan’s pension) and disability coverage (waiver of premium).

• The employee contribution is 4.8% of pension base, which makes the total defined contribution to the pensions savings plan 20% of pension base.

The 0.6% Risk Premium is an approximate value and this may be marginally higher or lower based on the employee demographic. The underwriter will look at each employee and determine future risk based on the information provided.

• The employer cost is 15.2% of the pension base, plus a risk premium of approximately 0.6% to cover insured benefits like disability and death. The employee contribution is 4.8% of the pension base, making the total pension contribution 20%.

• Employees may opt out of their personal 4.8% contribution if they prefer not to contribute.

• The pension base is calculated as the employee’s fixed annual salary (capped at €137,800 in 2026), minus the franchise (€19,172 in 2026).

• For example, for a salary of €75,000, the pension base would be €55,828 - resulting in an employer contribution of ~€8,820/year.

The pension scheme includes:

• Retirement savings (defined contribution)

• Partner & orphan’s pension (risk-based)

• Waiver of premium (pension continues if employee becomes disabled)

• WIA-excedent insurance (income top-up after 2 years of disability)

• Optional ANW shortfall insurance (survivor benefit if state ANW is insufficient)

Business Travel Insurance

Remote’s Global Business Travel Insurance program is crafted to address the unique needs of your team, whether they are embarking on short business trips or traveling extensively throughout the year. With five comprehensive plan options—Basic, Standard, Premium, Premium Plus, and Standard Plus—this program ensures that your team members have the right level of coverage to protect their health, safety, and well-being while traveling for business. Available in over 90 countries, the program provides extensive global coverage at competitive rates, offering peace of mind no matter where their work takes them.

This optional benefit is designed to be flexible, allowing you to offer tailored coverage that meets the diverse needs of your workforce. By providing business travel insurance, you are taking proactive steps to safeguard your team from unforeseen events such as medical emergencies, trip disruptions, or loss of business equipment while they are on the road.

Basic

Coverages (values in USD):

• Emergency & Accidental Medical: $1,000,000

• Repatriation for Medical Treatment: 100% per trip

• Emergency Medical Evacuation: $100,000

• Repatriation of Mortal Remains: $25,000 per trip

• Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000

• Business Equipment: Up to $1,500

• Computer Equipment (single item limit): $500

• Business Money: $100 per day up to $500

• Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Standard

Coverages (values in USD):

• Excludes Medical & Evacuation

• Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips

• Personal Liability: $100,000 per trip

• Accidental Death & Permanent Total Disability: $100,000 per trip

• Loss of Passport: $250 per trip

• Legal Expenses: $10,000 per trip

• Hijacking: $1,000 per trip

• Business Equipment: Up to $1,500

• Computer Equipment (single item limit): $500

• Business Money: $100 per day up to $500

• Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Standard Plus

Coverages (values in USD):

• Emergency & Accidental Medical: $1,000,000

• Repatriation for Medical Treatment: 100% per trip

• Emergency Medical Evacuation: $100,000

• Repatriation of Mortal Remains: $25,000 per trip

• Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000

• Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips

• Personal Liability: $100,000 per trip

• Accidental Death & Permanent Total Disability: $100,000 per trip

• Loss of Passport: $250 per trip

• Legal Expenses: $10,000 per trip

• Hijacking: $1,000 per trip

• Business Equipment: Up to $1,500

• Computer Equipment (single item limit): $500

• Business Money: $100 per day up to $500

• Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Premium Plus

Coverages (values in USD):

• Emergency & Accidental Medical: $1,000,000

• Repatriation for Medical Treatment: 100% per trip

• Emergency Medical Evacuation: $100,000

• Repatriation of Mortal Remains: $25,000 per trip

• Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000

• Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips

• Personal Liability: $100,000 per trip

• Accidental Death & Permanent Total Disability: $100,000 per trip

• Loss of Passport: $250 per trip

• Legal Expenses: $10,000 per trip

• Hijacking: $1,000 per trip

• Cancellation & Curtailment: $2,000 per trip; subject to $100 deductible per Trip *Benefit not available to residents of the USA

• Business Equipment: Up to $1,500

• Computer Equipment (single item limit): $500

• Business Money: $100 per day up to $500

• Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Premium

Coverages (values in USD):

• Excludes Medical & Evacuation

• Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips

• Personal Liability: $100,000 per trip

• Accidental Death & Permanent Total Disability: $100,000 per trip

• Loss of Passport: $250 per trip

• Legal Expenses: $10,000 per trip

• Hijacking: $1,000 per trip

• Cancellation & Curtailment: $2,000 per trip; subject to $100 deductible per Trip *Benefit not available to residents of the USA

• Business Equipment: Up to $1,500

• Computer Equipment (single item limit): $500

• Business Money: $100 per day up to $500

• Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Health Benefits

Providing health insurance in this country may not be mandatory, but offering robust health benefits can significantly elevate your employees’ healthcare experience, ensuring prompt access to top-tier providers and reducing wait times. Through our Global Health Insurance scheme, offered in partnership with one of the world’s leading insurance providers, Remote now presents an expanded suite of comprehensive plan options. Our Global Health Insurance offerings include four plan options. The Standard plan delivers essential inpatient and outpatient coverage, while the Premium plan builds on that with added dental and vision benefits. The Gold and Platinum tiers further extend coverage limits and offer extra services for those needing comprehensive protection.

Additionally, our two new local plans - Basic and Benfit, available from May 1, 2025 - are designed to address local market needs. Both provide robust core coverage, with the Benfit Plan offering enhanced benefits over the Basic plan. Each local plan includes a mix of inpatient, outpatient, dental, and vision coverage, along with flexible family options to ensure broad protection for employees and their dependents. If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here !

Local Basic

Family Coverage

In-Patient Coverage

• Hospital Admission – Covered 100%

• Plastic Surgery (Medical Necessity) – Covered 100%

• Fertility Treatment (IVF) – 3 attempts covered up to age 43

• Pregnancy & Childbirth – Covered

• Maternity Care – 100% from personal contribution

• Organ Transplants – Covered

• Ambulance Transport – Covered up to 200 km

Out-Patient Coverage

• General Practitioner (GP) Visits – Covered 100%

• Medical Specialist Consultations – Covered 100%

• Psychological & Mental Health Care – Covered 100%

• Medication (Prescribed & Covered by National List) – Covered 100%

• Psoriasis Day Treatment – Covered

• Physiotherapy (Chronic Conditions) – Covered after 20 sessions, for specific conditions

• Physiotherapy (Non-Chronic) – Limited to 9 sessions per medical condition (extendable to 18 with referral)

• Physiotherapy (Exercise & Rehabilitation) – Only for specific chronic conditions

• Exercise Programs (Fall Prevention, Chronic Pain Management) – Not covered

• Alternative Medicine (Homeopathy, Acupuncture, etc.) – Not covered

• Adoption Care – Not covered

• Maternity Package (products related to maternity such as mattress) – Not covered

• Bed-wetting Alarm (for children) – Not covered

Dental Coverage

• Dental Care (Under 18) – Covered 100%

• Dental Care (18+) – Limited (oral surgery, dentures, specialist care)

• Specialist Dental Care – Covered for serious conditions

• Dental Prostheses (Dentures) – Covered with personal contribution

• Front-Tooth Replacement (up to age 23) – Covered 100% (if necessity determined before age 18)

• Orthodontics (Under 18, for serious cases) – Covered for severe conditions only

• Additional Dental Care Option B – Not covered

Vision Coverage

• Glasses, Contact Lenses, and Eye Laser Therapy – 100% if medically required

Other & International Coverage

• Worldwide Cover – Only for pre-scheduled treatment in the EU (via reimbursement)

• Excess/Deductible – €385

You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.

Local Benfit

In-Patient Coverage

• Hospital Admission – Covered 100%

• Plastic Surgery (Medical Necessity) – Covered 100%

• Fertility Treatment (IVF) – 3 attempts covered up to age 43

• Pregnancy & Childbirth – Covered + Additional maternity care up to €250 per delivery

• Maternity Care – Up to €250 for personal contribution + extra care

• Maternity Package (products related to maternity such as mattress) – Covered (one-time per delivery)

• Adoption Care – Covered up to €250 for medical screening & maternity care for adopted children

• Organ Transplants – Covered

• Ambulance Transport – Covered up to 200 km

Out-Patient Coverage

• General Practitioner (GP) Visits – Covered 100%

• Medical Specialist Consultations – Covered 100%

• Psychological & Mental Health Care – Covered 100%

• Medication (Prescribed & Covered by National List) – Up to €150 per year for registered medicines

• Psoriasis Day Treatment – Covered

• Cosmetic Camouflage Treatment – Covered up to €70 per year

• Laser Treatment & Electrical Epilation – Covered up to €350 per year

• Acne Treatment (Up to Age 21) – Covered up to €200 per year

• Physiotherapy (Chronic Conditions) – Covered up to 16 sessions per year

• Physiotherapy (Non-Chronic) – Covered up to 16 sessions per year

• Physiotherapy (Exercise & Rehabilitation) – Only for specific chronic conditions

• Bed-wetting Alarm (for children) – Covered up to €85

• Exercise Programs (Fall Prevention, Chronic Pain Management) – Not covered

Dental Coverage

• Dental Care (Under 18) – Covered 100%

• Dental Care (18+) – Limited (oral surgery, dentures, specialist care)

• Specialist Dental Care – Covered for serious conditions

• Dental Prostheses (Dentures) – Covered with personal contribution

• Front-Tooth Replacement (up to age 23) – Covered 100% (if necessity determined before age 18)

• Orthodontics (Under 18, for serious cases) – Covered for severe conditions only

• Additional Dental Care Option B – €500, of which €150 for preventive dental treatments

Vision Coverage

• Glasses, Contact Lenses, and Eye Laser Therapy – €75 every 2 years

Other & International Coverage

• Worldwide Cover – Includes emergency and repatriation worldwide

• Excess/Deductible – €385

Family Coverage

You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.

International Standard

In-Patient Benefits

Coverage Limit: $1,000,000

• Hospital Accommodation: Private room

• Intensive Care: Full coverage

• Prescription Drugs and Materials: Full coverage

• Surgical Fees (including anesthesia and charges): Full coverage

• Physician and Therapist Fees: Full coverage

• Surgical Appliances and Materials: Full coverage

• Diagnostic Tests: Full coverage

• Organ Transplant: Full coverage

• Psychiatry and Psychotherapy: Full coverage

• Parent Accommodation (for children under 18): Full coverage

• Emergency In-Patient Dental Treatment: Full coverage

• Day-Care Treatment: Full coverage

• Kidney Dialysis: Full coverage

• Out-Patient Surgery: Full coverage

• Nursing at Home or Convalescent Home: Up to $3,375

• Rehabilitation Treatment: Up to $3,375

• Local Ambulance: Full coverage

• Emergency Treatment Outside Area of Cover: Up to $50,000

• Medical Evacuation: Full coverage

• Expenses for Accompanying Evacuation: Up to $2,700

• Travel Costs for Family Members (Evacuation): Up to $2,700

• Repatriation of Mortal Remains: Up to $13,500

• Travel Costs for Family (Repatriation): Up to $4,050

• CT and MRI Scans: Full coverage

• PET and CT-PET Scans: Full coverage

• Oncology: Full coverage

• Purchase of Wig/Prosthetic Bra: Up to $270

• Routine Maternity: Up to $6,000

• Complications of Pregnancy/Childbirth: Up to $13,500

• In-Patient Cash Benefit: $205 per night (max 25 nights)

• Emergency Out-Patient Treatment: Full coverage

• Palliative Care: Full coverage

• Long Term Care: Full coverage (max 90 days)

• HIV/AIDS Treatment: Full coverage

Out-Patient Benefits

Coverage Limit: $3,500

• Maximum Plan Benefit: $3,500

• Deductible: $135

• Medical Practitioner Fees & Prescription Drugs: Up to $1,350

• Diagnostic Tests: Full coverage

• Video Consultation Services: Full coverage

• Specialist Fees: Full coverage

• Chiropractic, Osteopathy, Homeopathy, Acupuncture, Podiatry: Full coverage

• Prescribed Physiotherapy: Up to $600

• Non-Prescribed Physiotherapy: Up to 10 visits

• Prescribed Speech Therapy and Occupational Therapy: Up to $1,520

• Vaccinations: Up to $300

• Infertility Treatment: Up to $16,000

• Psychiatry and Psychotherapy: Max 10 visits

• Prescribed Medical Aids: Up to $675

• Prescribed Glasses and Contact Lenses: Not covered

• Hormone Replacement Therapy: Full coverage

• Cancer Screening (see details below): Up to $300

• Annual pap smear

• Mammogram (every two years for women aged 45+, or younger where a family history exists)

• Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)

• Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)

• Annual faecal occult blood test

• BRCA1 and BRCA2 genetic test (where a direct family history exists)

• Health and Wellbeing Checks: Includes screenings for early detection of illness or disease (see details below): Up to $300

• Physical examination

• Blood tests (full blood count, biochemistry, lipid profile, thyroid function test, liver function test, kidney function test)

• Cardiovascular examination (physical examination, electrocardiogram, blood pressure)

• Neurological examination (physical examination)

• Bone densitometry (every five years for women aged 50+)

• Well child test (for children up to the age of six years)

The Standard tier includes the following additional services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion, all of which are available.

Dental Benefits

Not covered

Vision Benefits

Not covered

Co-pay and Deductible

• Co-pay: None

• Outpatient Deductible: $135

Family Coverage

You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/parter and children.

International Premium

In-Patient Benefits

Coverage Limit: $1,000,000

• Hospital Accommodation: Private room

• Intensive Care: Full coverage

• Prescription Drugs and Materials: Full coverage

• Surgical Fees (including anesthesia and charges): Full coverage

• Physician and Therapist Fees: Full coverage

• Surgical Appliances and Materials: Full coverage

• Diagnostic Tests: Full coverage

• Organ Transplant: Full coverage

• Psychiatry and Psychotherapy: Full coverage

• Parent Accommodation (for children under 18): Full coverage

• Emergency In-Patient Dental Treatment: Full coverage

• Day-Care Treatment: Full coverage

• Kidney Dialysis: Full coverage

• Out-Patient Surgery: Full coverage

• Nursing at Home or Convalescent Home: Up to $3,375

• Rehabilitation Treatment: Up to $3,375

• Local Ambulance: Full coverage

• Emergency Treatment Outside Area of Cover: Up to $50,000

• Medical Evacuation: Full coverage

• Expenses for Accompanying Evacuation: Up to $2,700

• Travel Costs for Family Members (Evacuation): Up to $2,700

• Repatriation of Mortal Remains: Up to $13,500

• Travel Costs for Family (Repatriation): Up to $4,050

• CT and MRI Scans: Full coverage

• PET and CT-PET Scans: Full coverage

• Oncology: Full coverage

• Purchase of Wig/Prosthetic Bra: Up to $270

• Routine Maternity: Up to $6,000

• Complications of Pregnancy/Childbirth: Up to $13,500

• In-Patient Cash Benefit: $205 per night (max 25 nights)

• Emergency Out-Patient Treatment: Full coverage

• Palliative Care: Full coverage

• Long Term Care: Full coverage (max 90 days)

• HIV/AIDS Treatment: Full coverage

• Treatment for Alcohol and Drug Addiction: Up to $5,000

• Gender Dysphoria Services: Up to $25,000 per lifetime

Out-Patient Benefits

Coverage Limit: $5,060

• Maximum Plan Benefit: $5,060

• Deductible: None

• Medical Practitioner Fees: Up to $1,350

• Prescription Drugs: Full coverage

• Diagnostic Tests: Full coverage

• Video Consultation Services: Full coverage

• Specialist Fees: Full coverage

• Chiropractic, Osteopathy, Homeopathy, Acupuncture, Podiatry: Full coverage

• Prescribed Physiotherapy: Up to $600

• Non-Prescribed Physiotherapy: Up to 10 visits

• Prescribed Speech Therapy and Occupational Therapy: Up to $1,520

• Vaccinations: Up to $500

• Health and Wellbeing Checks: See details below

• Infertility Treatment: Up to $16,000

• Psychiatry and Psychotherapy: Max 10 visits

• Prescribed Medical Aids: Up to $675

• Prescribed Glasses and Contact Lenses: Up to $250

• Hormone Replacement Therapy: Full coverage

• Cancer Screening (see details below): Up to $500

• Annual pap smear

• Mammogram (every two years for women aged 45+, or younger where a family history exists)

• Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)

• Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)

• Annual faecal occult blood test

• BRCA1 and BRCA2 genetic test (where a direct family history exists)

• Health and Wellbeing Checks: Includes screenings for early detection of illness or disease (see details below): Up to $500

• Physical examination

• Blood tests (full blood count, biochemistry, lipid profile, thyroid function test, liver function test, kidney function test)

• Cardiovascular examination (physical examination, electrocardiogram, blood pressure)

• Neurological examination (physical examination)

• Bone densitometry (every five years for women aged 50+)

• Well child test (for children up to the age of six years)

The Premium tier includes the following additional services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion, all of which are available.

Dental Benefits

Coverage Limit: $1,000

• Preventative Dental Treatment: 100% refund

• Routine Dental Treatment: Full coverage

• Major Restorative Dental Treatment: Full coverage

• Periodontics: Full coverage

Vision Benefits

• Prescribed Glasses and Contact Lenses: Up to $250, including eye examination

Co-pay and Deductible

• Co-pay: None

• Deductible: None

Family Coverage

You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.

International Gold

In-Patient Benefits

Coverage Limit: $2,500,000

• Hospital Accommodation: Private room

• Intensive Care: Full coverage

• Prescription Drugs and Materials: Full coverage

• Surgical Fees (including anesthesia and charges): Full coverage

• Physician and Therapist Fees: Full coverage

• Surgical Appliances and Materials: Full coverage

• Diagnostic Tests: Full coverage

• Organ Transplant: Full coverage

• Psychiatry and Psychotherapy: Full coverage

• Parent Accommodation (for children under 18): Full coverage

• Emergency In-Patient Dental Treatment: Full coverage

• Day-Care Treatment: Full coverage

• Kidney Dialysis: Full coverage

• Out-Patient Surgery: Full coverage

• Nursing at Home or Convalescent Home: Up to $3,375

• Rehabilitation Treatment: Up to $3,375

• Local Ambulance: Full coverage

• Emergency Treatment Outside Area of Cover: Up to $50,000

• Medical Evacuation: Full coverage

• Expenses for Accompanying Evacuation: Up to $2,700

• Travel Costs for Family Members (Evacuation): Up to $2,700

• Repatriation of Mortal Remains: Up to $13,500

• Travel Costs for Family (Repatriation): Up to $4,050

• CT and MRI Scans: Full coverage

• PET and CT-PET Scans: Full coverage

• Oncology: Full coverage

• Purchase of Wig/Prosthetic Bra: Up to $270

• Routine Maternity: Up to $6,000

• Complications of Pregnancy/Childbirth: Up to $13,500

• In-Patient Cash Benefit: $205 per night (max 25 nights)

• Emergency Out-Patient Treatment: Full coverage

• Palliative Care: Full coverage

• Long Term Care: Full coverage (max 90 days)

• HIV/AIDS Treatment: Full coverage

• Treatment for Alcohol and Drug Addiction: Up to $15,000

• Gender Dysphoria Services: Up to $50,000 per lifetime

Out-Patient Benefits

Coverage Limit: $6,000

• Maximum Plan Benefit: $6,000

• Deductible: None

• Medical Practitioner Fees: Up to $1,350

• Prescription Drugs: Full coverage

• Diagnostic Tests: Full coverage

• Video Consultation Services: Full coverage

• Specialist Fees: Full coverage

• Chiropractic, Osteopathy, Homeopathy, Acupuncture, Podiatry: Full coverage

• Prescribed Physiotherapy: Up to $1,275

• Non-Prescribed Physiotherapy: Up to 10 visits

• Prescribed Speech Therapy and Occupational Therapy: Up to $1,520

• Vaccinations: Up to $300

• Health and Wellbeing Checks: See details below

• Infertility Treatment: Up to $16,000

• Psychiatry and Psychotherapy: Max 20 visits

• Prescribed Medical Aids: Up to $675

• Prescribed Glasses and Contact Lenses: Up to $250

• Hormone Replacement Therapy: Full coverage

• Cancer Screening (see details below): Up to $300

• Annual pap smear

• Mammogram (every two years for women aged 45+, or younger where a family history exists)

• Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)

• Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)

• Annual faecal occult blood test

• BRCA1 and BRCA2 genetic test (where a direct family history exists)

• Health and Wellbeing Checks: Includes screenings for early detection of illness or disease (see details below): Up to $300

• Physical examination

• Blood tests (full blood count, biochemistry, lipid profile, thyroid function test, liver function test, kidney function test)

• Cardiovascular examination (physical examination, electrocardiogram, blood pressure)

• Neurological examination (physical examination)

• Bone densitometry (every five years for women aged 50+)

• Well child test (for children up to the age of six years)

The Gold tier includes the following additional services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion, all of which are available.

Dental Benefits

Coverage Limit: $1,000

• Preventative Dental Treatment: 100% refund

• Routine Dental Treatment: Full coverage

• Major Restorative Dental Treatment: Full coverage

• Periodontics: Full coverage

Vision Benefits

• Prescribed Glasses and Contact Lenses: Up to $250, including eye examination

Co-pay and Deductible

• Co-pay: None

• Deductible: None

Family Coverage

You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.

International Platinum

In-Patient Benefits

Coverage Limit: $5,000,000

• Hospital Accommodation: Private room

• Intensive Care: Full coverage

• Prescription Drugs and Materials: Full coverage

• Surgical Fees (including anesthesia and charges): Full coverage

• Physician and Therapist Fees: Full coverage

• Surgical Appliances and Materials: Full coverage

• Diagnostic Tests: Full coverage

• Organ Transplant: Full coverage

• Psychiatry and Psychotherapy: Full coverage

• Parent Accommodation (for children under 18): Full coverage

• Emergency In-Patient Dental Treatment: Full coverage

• Day-Care Treatment: Full coverage

• Kidney Dialysis: Full coverage

• Out-Patient Surgery: Full coverage

• Nursing at Home or Convalescent Home: Up to $3,375

• Rehabilitation Treatment: Up to $3,375

• Local Ambulance: Full coverage

• Emergency Treatment Outside Area of Cover: Up to $50,000

• Medical Evacuation: Full coverage

• Expenses for Accompanying Evacuation: Up to $2,700

• Travel Costs for Family Members (Evacuation): Up to $2,700

• Repatriation of Mortal Remains: Up to $13,500

• Travel Costs for Family (Repatriation): Up to $4,050

• CT and MRI Scans: Full coverage

• PET and CT-PET Scans: Full coverage

• Oncology: Full coverage

• Purchase of Wig/Prosthetic Bra: Up to $270

• Routine Maternity: Up to $10,000

• Complications of Pregnancy/Childbirth: Up to $50,000

• In-Patient Cash Benefit: $205 per night (max 25 nights)

• Emergency Out-Patient Treatment: Full coverage

• Palliative Care: Full coverage

• Long Term Care: Full coverage (max 90 days)

• HIV/AIDS Treatment: Full coverage

• Treatment for Alcohol and Drug Addiction: Up to $15,000

• Gender Dysphoria Services: Up to $50,000 per lifetime

Out-Patient Benefits

Coverage Limit: $15,000

• Maximum Plan Benefit: $15,000

• Deductible: None

• Medical Practitioner Fees: Full coverege

• Prescription Drugs: Full coverage

• Diagnostic Tests: Full coverage

• Video Consultation Services: Full coverage

• Specialist Fees: Full coverage

• Chiropractic, Osteopathy, Homeopathy, Acupuncture, Podiatry: Full coverage

• Prescribed Physiotherapy: Up to $2,500

• Non-Prescribed Physiotherapy: Up to 20 visits

• Prescribed Speech Therapy and Occupational Therapy: Up to $1,520

• Vaccinations: Up to $500

• Health and Wellbeing Checks: See details below

• Infertility Treatment: Up to $16,000

• Psychiatry and Psychotherapy: Max 30 visits

• Prescribed Medical Aids: Up to $675

• Prescribed Glasses and Contact Lenses: Up to $500

• Hormone Replacement Therapy: Full coverage

• Cancer Screening (see details below): Up to $500

• Annual pap smear

• Mammogram (every two years for women aged 45+, or younger where a family history exists)

• Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)

• Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)

• Annual faecal occult blood test

• BRCA1 and BRCA2 genetic test (where a direct family history exists)

• Health and Wellbeing Checks: Includes screenings for early detection of illness or disease (see details below): Up to $500

• Physical examination

• Blood tests (full blood count, biochemistry, lipid profile, thyroid function test, liver function test, kidney function test)

• Cardiovascular examination (physical examination, electrocardiogram, blood pressure)

• Neurological examination (physical examination)

• Bone densitometry (every five years for women aged 50+)

• Well child test (for children up to the age of six years)

The Platinum tier includes the following additional services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion, all of which are available.

Dental Benefits

Coverage Limit: $2,500

• Preventative Dental Treatment: 100% refund

• Routine Dental Treatment: Full coverage

• Major Restorative Dental Treatment: Full coverage

• Periodontics: Full coverage

Vision Benefits

• Prescribed Glasses and Contact Lenses: Up to $500, including eye examination

Co-pay and Deductible

• Co-pay: None

• Deductible: None

Family Coverage

You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.

Mental Health

Offering mental health benefits is not mandatory in this country, but providing the benefit can significantly enhance the emotional well-being and overall productivity of employees.

Remote offers a comprehensive employee mental wellbeing platform in partnership with one of the top-rated employee mental wellbeing providers. This platform is available on desktop and mobile apps and includes 1-to-1 therapy with a curated pool of top-quality therapists in over 35 languages. The advanced matching service finds each employee the right therapist within 48 hours, boasting a 98% success rate. Employees receive a personal wellbeing profile with tailored recommendations and information to track progress. The platform also offers a curated self-guided content library with audio mindfulness and meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers. Additionally, there are 24/7 mental health helplines for immediate support when an employee is struggling.

Mental health program benefits may be offered to the employees from among 5 different plans. Offering mental health benefits is optional, but it can greatly enhance employee well-being and productivity.

It is essential to be aware that in certain countries, mental health benefits may be categorized as ‘Benefits in Kind’ (BIK). This categorization means that the monthly premiums paid

for the benefit might be counted as part of the employee’s taxable income according to the local tax laws.

When mental health benefits are offered, they must be provided equally to all employees in the respective country.

Basic

Platform Access

Access to the wellbeing platform and app, which includes:

• Personalized wellbeing assessment

• Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers

• Access to manager-specific learnings and resources

• Precision matching for 1:1 coaching and therapy in 35+ languages

• Professional coaching

• Text-based chat with dedicated practitioner

• 24/7 global support in all languages

• Add up to 3 friends and family to the platform

Therapy and Coaching Sessions

• Not included in the Basic plan

• Team members can pay for therapy sessions themselves, if needed.

Standard

Platform Access

Access to the wellbeing platform and app, which includes:

• Personalized wellbeing assessment

• Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers

• Access to manager-specific learnings and resources

• Precision matching for 1:1 coaching and therapy in 35+ languages

• Professional coaching

• Text-based chat with dedicated practitioner

• 24/7 global support in all languages

• Add up to 3 friends and family to the platform

Therapy and Coaching Sessions

• Includes one pre-paid Therapy/Coaching session per policy year

• Team members can pay for extra therapy sessions themselves, if needed.

Plus

Platform Access

Access to the wellbeing platform and app, which includes:

• Personalized wellbeing assessment

• Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers

• Access to manager-specific learnings and resources

• Precision matching for 1:1 coaching and therapy in 35+ languages

• Professional coaching

• Text-based chat with dedicated practitioner

• 24/7 global support in all languages

• Add up to 3 friends and family to the platform

Therapy and Coaching Sessions

• Includes three pre-paid Therapy/Coaching sessions per policy year

• Team members can pay for extra therapy sessions themselves, if needed.

Premium

Platform Access

Access to the wellbeing platform and app, which includes:

• Personalized wellbeing assessment

• Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers

• Access to manager-specific learnings and resources

• Precision matching for 1:1 coaching and therapy in 35+ languages

• Professional coaching

• Text-based chat with dedicated practitioner

• 24/7 global support in all languages

• Add up to 3 friends and family to the platform

Therapy and Coaching Sessions

• Includes six pre-paid Therapy/Coaching sessions per policy year

• Team members can pay for extra therapy sessions themselves, if needed.

Platinum

Platform Access

Access to the wellbeing platform and app, which includes:

• Personalized wellbeing assessment

• Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers

• Access to manager-specific learnings and resources

• Precision matching for 1:1 coaching and therapy in 35+ languages

• Professional coaching

• Text-based chat with dedicated practitioner

• 24/7 global support in all languages

• Add up to 3 friends and family to the platform

Therapy and Coaching Sessions

• Includes twelve pre-paid Therapy/Coaching sessions per policy year

• Team members can pay for extra therapy sessions themselves, if needed.

Wellness

Wellness Benefit

Clients can choose to offer the Wellness & Lifestyle Benefit and select from multiple contribution levels, providing their team members a monthly wallet, which they can use with their virtual card at approved stores, online retailers, or any other approved vendors related to Lifestyle and Wellness benefits. The offered services include:

• Physical and mental health support such as gym memberships, fitness classes, therapy, mindfulness apps, and guided meditation.

• Lifestyle services like streaming subscriptions (Spotify, Netflix), groceries, and other services that support work-life balance and personal well-being.

• Personalized recommendations to help employees select benefits most relevant to their needs.

• Platform support for employees needing immediate assistance or guidance on wellness-related concerns.

The available contributions are:

• $25 USD

• $50 USD

• $100 USD

• $150 USD

• $200 USD

• $250 USD

• $300 USD

Wellness

Wellness Benefit

Clients can choose to offer the Wellness & Lifestyle Benefit and select from multiple contribution levels, providing their team members a monthly wallet, which they can use with their virtual card at approved stores, online retailers, or any other approved vendors related to Lifestyle and Wellness benefits. The offered services include:

• Physical and mental health support such as gym memberships, fitness classes, therapy, mindfulness apps, and guided meditation.

• Lifestyle services like streaming subscriptions (Spotify, Netflix), groceries, and other services that support work-life balance and personal well-being.

• Personalized recommendations to help employees select benefits most relevant to their needs.

• Platform support for employees needing immediate assistance or guidance on wellness-related concerns.

The available contributions are:

• $25 USD

• $50 USD

• $100 USD

• $150 USD

• $200 USD

• $250 USD

• $300 USD

Payroll services in the Netherlands

The Netherlands has a strong economy with key industries in technology, logistics, and finance. With specific labor laws and tax regulations, employers in the Netherlands must ensure compliance with local payroll requirements, including social security contributions, employment contracts, and tax obligations. Understanding these regulations is essential for smooth payroll operations and legal compliance.

Payroll breakdown in the Netherlands

Employers in the Netherlands must adhere to national payroll regulations regarding wages, taxes, and social contributions. Below is an overview of key payroll components:

Minimum wage and working hours

• Minimum wage: The Netherlands’ minimum wage is EUR 1,995 per month for employees aged 21 and older.

• Payroll frequency: Salaries are generally paid monthly.

• Standard working hours: The normal workweek in the Netherlands is 40 hours, typically spread over five days.

• Overtime: Employees are entitled to additional pay for overtime work, typically based on employment contracts and collective agreements.

Taxation and social security contributions

• Personal income tax: The Netherlands has a progressive income tax system with rates ranging from 9.42% to 49.50% depending on income levels.

• Employer contributions:

• Employee contributions:

• Corporate tax: The corporate income tax rate in the Netherlands is 15% for income up to EUR 200,000 and 25.8% for income exceeding that amount.

• Tax reporting: Employers must file payroll taxes and contributions with the Dutch Tax and Customs Administration (Belastingdienst) regularly.

Payroll compliance in Netherlands

• Employment contracts must be provided in writing and specify terms such as salary, working hours, and job responsibilities.

• Payroll deductions: Employers must ensure accurate deductions for social security and income tax.

• Employers must stay updated on changes to the Netherlands’ labor laws and tax regulations to avoid penalties.

Run payroll in the Netherlands with Remote

Managing payroll in the Netherlands requires careful attention to tax regulations, employment laws, and social security requirements. Employers must stay informed about tax rates, wage laws, and reporting deadlines to ensure smooth payroll processing and avoid penalties.

The good news is, you can pay anyone, anywhere — from your team in the office to your team abroad, all with Remote Payroll. To see just how easy global payroll can be with Remote, book a demo today.

Contractor management in the Netherlands

Hiring contractors in the Netherlands can be a strategic and cost-effective way for businesses to complete projects without the obligations of hiring full-time employees. Whether you are engaging independent contractors for specialized services or bringing in subcontractors for labor-intensive projects, understanding Netherlands’ laws and federal regulations is essential.

Staying compliant with Remote’s contractor management

Remote helps businesses stay compliant when hiring contractors globally with these key features:

• Global compliance support: Ensures adherence to labor laws in 200+ countries with localized contracts and proper documentation.

• Misclassification protection: Includes built-in compliance checks and seamless contractor-to-employee conversion.

• Centralized documentation: Maintains essential records for audits and automates tax filings.

• Legal expertise: Provides guidance on complex local labor laws, simplifying international hiring.

Remote’s streamlined approach minimizes compliance risks and simplifies contractor management for businesses.

Seamless contractor payments with Remote

Remote simplifies contractor payments with:

• Automated processing: One-click approvals, bulk payments, recurring invoices, and real-time tracking.

• Global coverage: Payments in 200+ countries, multiple payment methods, and currency flexibility.

• Cost and compliance: Fair price guarantee (pay only for active contractors), built-in compliance with regional regulations, and localized contracts.

Learn more about how Remote simplifies contractor management in the Netherlands — get started for free today.

Employer of record in the Netherlands

Our employer of record (EOR) service enables you to hire, manage, and pay top talent in the Netherlands with speed and simplicity.

What is an EOR — and how does it work?

Remote’s EOR allows your company to legally hire employees in the Netherlands without having to set up a local legal entity. On paper, Remote is the official employer, and we handle compliance, payroll, benefits (including equity), and other HR processes — but you maintain full control over the hire’s day-to-day management and work responsibilities. Learn more.

Who should consider using an EOR in the Netherlands?

An EOR may be ideal if your company:

• Needs to hire employees in the Netherlands but doesn’t want to establish a legal entity

• Is testing local markets before committing to a full business expansion

• Wants to ensure full compliance with local employment laws and tax requirements

• Needs a fast, cost-effective way to onboard employees in the Netherlands

• Needs a temporary hiring solution before establishing a legal entity

Why use Remote’s EOR in the Netherlands?

If your company wants to hire talent in the Netherlands but doesn't have a legal entity there, our EOR provides a fully compliant and efficient solution. The Netherlands has strict employment and payroll tax laws, and our EOR service ensures you meet these legal obligations while enabling you to grow quickly.

Key benefits of hiring through our EOR in the Netherlands include:

• Faster market entry. You can hire talent quickly, without having to wait months to establish a local entity.

• Full compliance with local employment laws. Avoid the legal risks associated with non-compliance and misclassification.

• Simplified payroll management. We automate payroll tax calculations and ensure you are fully compliant with all withholding obligations, even when laws change.

• Lower costs. Setting up a legal entity in the Netherlands can be costly and time-consuming. An EOR eliminates the need for entity registration, reducing overhead expenses.

• Fewer resources required. With HR, payroll, and compliance managed by the EOR, your company can concentrate on scaling operations and assigning your resources elsewhere.

It’s also crucial to note that, at Remote, we own our own legal entity in the Netherlands. As a result, we don’t need to rely on third parties, which can incur delays and extra costs, and result in a negative employee experience. All our EOR services — including the dedicated support of our local specialists — are provided in-house.

To learn more — and to see our EOR platform in action — book a demo with one of our friendly experts today.