Remote Benefits Plans
At Remote, we provide tailored benefits to ensure that all Remote employees receive comprehensive coverage from top providers.
Business Travel Insurance
Remote’s Global Business Travel Insurance program is crafted to address the unique needs of your team, whether they are embarking on short business trips or traveling extensively throughout the year. With five comprehensive plan options—Basic, Standard, Premium, Premium Plus, and Standard Plus—this program ensures that your team members have the right level of coverage to protect their health, safety, and well-being while traveling for business.
Available in over 90 countries, the program provides extensive global coverage at competitive rates, offering peace of mind no matter where their work takes them. This optional benefit is designed to be flexible, allowing you to offer tailored coverage that meets the diverse needs of your workforce. By providing business travel insurance, you are taking proactive steps to safeguard your team from unforeseen events such as medical emergencies, trip disruptions, or loss of business equipment while they are on the road.
Basic
Coverages (values in USD):
Emergency & Accidental Medical: $1,000,000
Repatriation for Medical Treatment: 100% per trip
Emergency Medical Evacuation: $100,000
Repatriation of Mortal Remains: $25,000 per trip
Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000
Business Equipment: Up to $1,500
Computer Equipment (single item limit): $500
Business Money: $100 per day up to $500
Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.
Standard
Coverages (values in USD):
Excludes Medical & Evacuation
Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips
Personal Liability: $100,000 per trip
Accidental Death & Permanent Total Disability: $100,000 per trip
Loss of Passport: $250 per trip
Legal Expenses: $10,000 per trip
Hijacking: $1,000 per trip
Business Equipment: Up to $1,500
Computer Equipment (single item limit): $500
Business Money: $100 per day up to $500
Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.
Standard Plus
Coverages (values in USD):
Emergency & Accidental Medical: $1,000,000
Repatriation for Medical Treatment: 100% per trip
Emergency Medical Evacuation: $100,000
Repatriation of Mortal Remains: $25,000 per trip
Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000
Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips
Personal Liability: $100,000 per trip
Accidental Death & Permanent Total Disability: $100,000 per trip
Loss of Passport: $250 per trip
Legal Expenses: $10,000 per trip
Hijacking: $1,000 per trip
Business Equipment: Up to $1,500
Computer Equipment (single item limit): $500
Business Money: $100 per day up to $500
Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.
Premium Plus
Coverages (values in USD):
Emergency & Accidental Medical: $1,000,000
Repatriation for Medical Treatment: 100% per trip
Emergency Medical Evacuation: $100,000
Repatriation of Mortal Remains: $25,000 per trip
Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000
Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips
Personal Liability: $100,000 per trip
Accidental Death & Permanent Total Disability: $100,000 per trip
Loss of Passport: $250 per trip
Legal Expenses: $10,000 per trip
Hijacking: $1,000 per trip
Cancellation & Curtailment: $2,000 per trip; subject to $100 deductible per Trip *Benefit not available to residents of the USA
Business Equipment: Up to $1,500
Computer Equipment (single item limit): $500
Business Money: $100 per day up to $500
Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.
Premium
Coverages (values in USD):
Excludes Medical & Evacuation
Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips
Personal Liability: $100,000 per trip
Accidental Death & Permanent Total Disability: $100,000 per trip
Loss of Passport: $250 per trip
Legal Expenses: $10,000 per trip
Hijacking: $1,000 per trip
Cancellation & Curtailment: $2,000 per trip; subject to $100 deductible per Trip *Benefit not available to residents of the USA
Business Equipment: Up to $1,500
Computer Equipment (single item limit): $500
Business Money: $100 per day up to $500
Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.
Health Benefits
Offering health insurance in this country is not mandatory, but providing these additional health benefits can greatly enhance the healthcare experience for employees by enabling access to a wider range of providers and specialists, as well as significantly reducing wait times. In Poland, Remote offers both local and international coverage options to ensure that clients hiring in the country have the flexibility and coverage needed to provide the best possible care for employees. The international plans can be used both globally (excluding the US) and locally, ensuring comprehensive coverage wherever employees are, while the local plans only cover services locally but enjoy the benefits of a more extensive local network and specialized care. When onboarding a new hire, Remote offers several plan options: the International Standard plan, the International Premium plan, the International Gold plan, the International Platinum plan, the Local Standard plan, the Local Comprehensive Care Plan, and the Local Extended Care Plan. The International Standard plan covers healthcare globally, the International Premium plan includes health, dental, and vision coverages globally, with the Gold and Platinum plans including significantly higher coverage limits and additional services. The Local Standard plan covers essential health services locally, the Local Comprehensive Care Plan offers advanced specialist consultations, more extensive outpatient procedures, and broader physiotherapy and nursing care locally, and the Local Extended Care Plan provides additional specialist consultations and expanded outpatient, physiotherapy, and nursing care locally. If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide
here
!
Local Standard
Inpatient Coverage
Hospital Accommodations: Semi-private room
Intensive Care: Full coverage
Prescription Drugs: Full coverage
Surgical Fees: Full coverage
Diagnostic Tests: Full coverage
Organ Transplants: Full coverage
Emergency In-patient Dental: Full coverage
Medical Transport: Transport between facilities or from residence when specialised treatment is required
Outpatient Coverage
Medical Practitioner Fees: Full coverage
Specialist Consultations: Unlimited consultations for illnesses and medical assistance in internal medicine, pediatrics, and family medicine. Includes allergology, surgery, gynecology, and more.
On-duty Physician Consultations: Provides basic emergency assistance for sudden illnesses including internal medicine, pediatrics, and family physicians.
Online Consultations: Interactive consultations with medical specialists
Outpatient Procedures: Basic medical measurements and non-invasive procedures such as blood pressure measurement, tick removal, wound suturing up to 1.5 cm, and basic laryngological, ophthalmological, and gynecological procedures.
Vaccinations: Influenza and tetanus
Laboratory Tests: Provides a one-time performance of basic tests, including urine analysis, blood count with automated smear, total cholesterol, and fasting glucose.
Imaging Diagnostics: Basic diagnostic imaging services
Preventive Health Check: Basic health check-up
Nursing Procedures: Basic nursing care included
10% discount for in-network services that are not covered under the plan
Dental Coverage
Emergency Dental Care: Basic emergency and preventative care (covered up to 90 PLN / 350 PLN).
Vision Coverage
Not covered
Family Coverage
You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.
Local Extended Care
Inpatient Coverage
Hospital Accommodations: Semi-private room
Intensive Care: Full coverage
Prescription Drugs: Full coverage
Surgical Fees: Full coverage
Diagnostic Tests: Full coverage
Organ Transplants: Full coverage
Emergency In-patient Dental: Full coverage
Medical Transport: Transport between facilities or from residence when specialised treatment is required
Outpatient Coverage
Medical Practitioner Fees: Full coverage
Specialist Consultations: Includes additional specialties such as dermatology, endocrinology, gastroenterology, haematology, cardiology, oncology, and orthopaedics.
On-duty Physician Consultations: Same as Standard.
Online Consultations: Interactive consultations with medical specialists
Outpatient Procedures: Expands on the Basic services by including additional outpatient procedures such as orthopaedic adjustments, plaster cast applications, and more comprehensive dermatological and allergological procedures.
Pregnancy Care: Test and counselling services
Vaccinations: Influenza and tetanus
Laboratory Tests: Adds a standard Pap smear and enhances the basic test panel with a critical screening test for women.
Imaging Diagnostics: Extended diagnostic imaging services
Preventive Health Check: Extended health check-up with additional services
Physiotherapy: Unlimited access to consultations with a physical therapist, including 10 physical therapy procedures and 3 kinesitherapy procedures annually, covering basic interventions like electrical stimulation, phonophoresis, galvanotherapy, and therapeutic massage.
Nursing Procedures: Extended nursing care included
10% discount for in-network services that are not covered under the plan
Dental Coverage
Emergency Dental Care: Expanded emergency and preventative care (covered up to 90 PLN / 350 PLN).
Vision Coverage
Includes basic eye care (ophthalmologic) procedures.
Family Coverage
You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.
Local Comprehensive
Inpatient Coverage
Hospital Accommodations: Semi-private room
Intensive Care: Full coverage
Prescription Drugs: Full coverage
Surgical Fees: Full coverage
Diagnostic Tests: Full coverage
Organ Transplants: Full coverage
Emergency In-patient Dental: Full coverage
Medical Transport: Transport between facilities or from residence when specialised treatment is required
Outpatient Coverage
Medical Practitioner Fees: Full coverage
Specialist Consultations: Includes additional specialties such as vascular surgery, surgical oncology, infectious diseases, allergology, surgery, gynecology, endocrinology, gastroenterology, haematology, cardiology, oncology, orthopaedics, nephrology, immunology, neurosurgery, and medical rehabilitation.
On-duty Physician Consultations: Same as ExtendedCare and also includes additional specialties such as general surgery and orthopaedics.
Online Consultations: Comprehensive interactive consultations with medical specialists
Outpatient Procedures: Further enhances the scope by incorporating more advanced procedures like surgical excision of skin lesions, intra-articular injections, cryotherapy, fine-needle biopsies, offering the most extensive range of outpatient care.
Pregnancy Care: Test and counselling services
Vaccinations: Comprehensive range including additional vaccines
Laboratory Tests: Same as ExtendedCare
Imaging Diagnostics: Full range of diagnostic imaging services
Preventive Health Check: Comprehensive health check-up with extensive services
Physiotherapy: Unlimited consultations but expands the coverage to include additional conditions such as muscle tone disorders and postural defects in children. It includes a total of 20 physical therapy procedures, 10 kinesitherapy procedures, and 3 specialized rehabilitation procedures (neurokinesiology or postural defects).
Nursing Procedures: Comprehensive range of nursing care included
10% discount for in-network services that are not covered under the plan
Dental Coverage
Emergency Dental Care: Comprehensive dental care with more advanced options (covered up to 90 PLN / 350 PLN).
Vision Coverage
Standard ophthalmologic procedures.
Family Coverage
You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.
Local Premium
Inpatient Coverage
Hospital Accommodations: Semi-private room
Intensive Care: Full coverage
Prescription Drugs: Full coverage
Surgical Fees: Full coverage
Diagnostic Tests: Full coverage
Organ Transplants: Full coverage
Emergency In-patient Dental: Full coverage
Medical Transport: Transport between facilities or from residence when specialised treatment is required
Outpatient Coverage
Medical Practitioner Fees: Full coverage
Dedicated VIP assistant for scheduling and claims support
Specialist Consultations: Includes additional specialties such as vascular surgery, surgical oncology, infectious diseases, allergology, surgery, gynecology, endocrinology, gastroenterology, haematology, cardiology, oncology, orthopaedics, nephrology, immunology, neurosurgery, and medical rehabilitation.
On-duty Physician Consultations: Same as ExtendedCare and also includes additional specialties such as general surgery and orthopaedics.
Online Consultations: Comprehensive interactive consultations with medical specialists
Outpatient Procedures: Further enhances the scope by incorporating more advanced procedures like surgical excision of skin lesions, intra-articular injections, cryotherapy, fine-needle biopsies, offering the most extensive range of outpatient care.
Pregnancy Care: Test and counselling services
Vaccinations: Comprehensive range including additional vaccines
Laboratory Tests: Same as ExtendedCare
Imaging Diagnostics: Full range of diagnostic imaging services
Preventive Health Check: Comprehensive health check-up with extensive services
Physiotherapy: Unlimited consultations but expands the coverage to include additional conditions such as muscle tone disorders and postural defects in children. It includes a total of 20 physical therapy procedures, 10 kinesitherapy procedures, and 3 specialized rehabilitation procedures (neurokinesiology or postural defects).
Nursing Procedures: Comprehensive range of nursing care included
100% reimbursement for out-of-network services (up to 650 PLN per quarter)
10% discount for in-network services that are not covered under the plan
Dental Coverage
Emergency Dental Care: Comprehensive dental care with more advanced options (covered up to 90 PLN / 350 PLN).
Vision Coverage
Standard ophthalmologic procedures.
Family Coverage
You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.
International Standard
In-Patient Benefits
Coverage Limit: $1,000,000
Hospital Accommodation: Private room
Intensive Care: Full coverage
Prescription Drugs and Materials: Full coverage
Surgical Fees (including anesthesia and charges): Full coverage
Physician and Therapist Fees: Full coverage
Surgical Appliances and Materials: Full coverage
Diagnostic Tests: Full coverage
Organ Transplant: Full coverage
Psychiatry and Psychotherapy: Full coverage
Parent Accommodation (for children under 18): Full coverage
Emergency In-Patient Dental Treatment: Full coverage
Day-Care Treatment: Full coverage
Kidney Dialysis: Full coverage
Out-Patient Surgery: Full coverage
Nursing at Home or Convalescent Home: Up to $3,375
Rehabilitation Treatment: Up to $3,375
Local Ambulance: Full coverage
Emergency Treatment Outside Area of Cover: Up to $50,000
Medical Evacuation: Full coverage
Expenses for Accompanying Evacuation: Up to $2,700
Travel Costs for Family Members (Evacuation): Up to $2,700
Repatriation of Mortal Remains: Up to $13,500
Travel Costs for Family (Repatriation): Up to $4,050
CT and MRI Scans: Full coverage
PET and CT-PET Scans: Full coverage
Oncology: Full coverage
Purchase of Wig/Prosthetic Bra: Up to $270
Routine Maternity: Up to $6,000
Complications of Pregnancy/Childbirth: Up to $13,500
In-Patient Cash Benefit: $205 per night (max 25 nights)
Emergency Out-Patient Treatment: Full coverage
Palliative Care: Full coverage
Long Term Care: Full coverage (max 90 days)
HIV/AIDS Treatment: Full coverage
Out-Patient Benefits
Coverage Limit: $3,500
Maximum Plan Benefit: $3,500
Deductible: $135
Medical Practitioner Fees & Prescription Drugs: Up to $1,350
Diagnostic Tests: Full coverage
Video Consultation Services: Full coverage
Specialist Fees: Full coverage
Chiropractic, Osteopathy, Homeopathy, Acupuncture, Podiatry: Full coverage
Prescribed Physiotherapy: Up to $600
Non-Prescribed Physiotherapy: Up to 10 visits
Prescribed Speech Therapy and Occupational Therapy: Up to $1,520
Vaccinations: Up to $300
Infertility Treatment: Up to $16,000
Psychiatry and Psychotherapy: Max 10 visits
Prescribed Medical Aids: Up to $675
Prescribed Glasses and Contact Lenses: Not covered
Hormone Replacement Therapy: Full coverage
Cancer Screening (see details below): Up to $300
Annual pap smear
Mammogram (every two years for women aged 45+, or younger where a family history exists)
Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)
Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)
Annual faecal occult blood test
BRCA1 and BRCA2 genetic test (where a direct family history exists)
Health and Wellbeing Checks: Includes screenings for early detection of illness or disease (see details below): Up to $300
Physical examination
Blood tests (full blood count, biochemistry, lipid profile, thyroid function test, liver function test, kidney function test)
Cardiovascular examination (physical examination, electrocardiogram, blood pressure)
Neurological examination (physical examination)
Bone densitometry (every five years for women aged 50+)
Well child test (for children up to the age of six years)
The Standard tier includes the following additional services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion, all of which are available.
Dental Benefits
Not covered
Vision Benefits
Not covered
Co-pay and Deductible
Family Coverage
You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/parter and children.
International Premium
In-Patient Benefits
Coverage Limit: $1,000,000
Hospital Accommodation: Private room
Intensive Care: Full coverage
Prescription Drugs and Materials: Full coverage
Surgical Fees (including anesthesia and charges): Full coverage
Physician and Therapist Fees: Full coverage
Surgical Appliances and Materials: Full coverage
Diagnostic Tests: Full coverage
Organ Transplant: Full coverage
Psychiatry and Psychotherapy: Full coverage
Parent Accommodation (for children under 18): Full coverage
Emergency In-Patient Dental Treatment: Full coverage
Day-Care Treatment: Full coverage
Kidney Dialysis: Full coverage
Out-Patient Surgery: Full coverage
Nursing at Home or Convalescent Home: Up to $3,375
Rehabilitation Treatment: Up to $3,375
Local Ambulance: Full coverage
Emergency Treatment Outside Area of Cover: Up to $50,000
Medical Evacuation: Full coverage
Expenses for Accompanying Evacuation: Up to $2,700
Travel Costs for Family Members (Evacuation): Up to $2,700
Repatriation of Mortal Remains: Up to $13,500
Travel Costs for Family (Repatriation): Up to $4,050
CT and MRI Scans: Full coverage
PET and CT-PET Scans: Full coverage
Oncology: Full coverage
Purchase of Wig/Prosthetic Bra: Up to $270
Routine Maternity: Up to $6,000
Complications of Pregnancy/Childbirth: Up to $13,500
In-Patient Cash Benefit: $205 per night (max 25 nights)
Emergency Out-Patient Treatment: Full coverage
Palliative Care: Full coverage
Long Term Care: Full coverage (max 90 days)
HIV/AIDS Treatment: Full coverage
Treatment for Alcohol and Drug Addiction: Up to $5,000
Gender Dysphoria Services: Up to $25,000 per lifetime
Out-Patient Benefits
Coverage Limit: $5,060
Maximum Plan Benefit: $5,060
Deductible: None
Medical Practitioner Fees: Up to $1,350
Prescription Drugs: Full coverage
Diagnostic Tests: Full coverage
Video Consultation Services: Full coverage
Specialist Fees: Full coverage
Chiropractic, Osteopathy, Homeopathy, Acupuncture, Podiatry: Full coverage
Prescribed Physiotherapy: Up to $600
Non-Prescribed Physiotherapy: Up to 10 visits
Prescribed Speech Therapy and Occupational Therapy: Up to $1,520
Vaccinations: Up to $500
Health and Wellbeing Checks: See details below
Infertility Treatment: Up to $16,000
Psychiatry and Psychotherapy: Max 10 visits
Prescribed Medical Aids: Up to $675
Prescribed Glasses and Contact Lenses: Up to $250
Hormone Replacement Therapy: Full coverage
Cancer Screening (see details below): Up to $500
Annual pap smear
Mammogram (every two years for women aged 45+, or younger where a family history exists)
Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)
Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)
Annual faecal occult blood test
BRCA1 and BRCA2 genetic test (where a direct family history exists)
Health and Wellbeing Checks: Includes screenings for early detection of illness or disease (see details below): Up to $500
Physical examination
Blood tests (full blood count, biochemistry, lipid profile, thyroid function test, liver function test, kidney function test)
Cardiovascular examination (physical examination, electrocardiogram, blood pressure)
Neurological examination (physical examination)
Bone densitometry (every five years for women aged 50+)
Well child test (for children up to the age of six years)
The Premium tier includes the following additional services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion, all of which are available.
Dental Benefits
Coverage Limit: $1,000
Preventative Dental Treatment: 100% refund
Routine Dental Treatment: Full coverage
Major Restorative Dental Treatment: Full coverage
Periodontics: Full coverage
Vision Benefits
Co-pay and Deductible
Co-pay: None
Deductible: None
Family Coverage
You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.
International Gold
In-Patient Benefits
Coverage Limit: $2,500,000
Hospital Accommodation: Private room
Intensive Care: Full coverage
Prescription Drugs and Materials: Full coverage
Surgical Fees (including anesthesia and charges): Full coverage
Physician and Therapist Fees: Full coverage
Surgical Appliances and Materials: Full coverage
Diagnostic Tests: Full coverage
Organ Transplant: Full coverage
Psychiatry and Psychotherapy: Full coverage
Parent Accommodation (for children under 18): Full coverage
Emergency In-Patient Dental Treatment: Full coverage
Day-Care Treatment: Full coverage
Kidney Dialysis: Full coverage
Out-Patient Surgery: Full coverage
Nursing at Home or Convalescent Home: Up to $3,375
Rehabilitation Treatment: Up to $3,375
Local Ambulance: Full coverage
Emergency Treatment Outside Area of Cover: Up to $50,000
Medical Evacuation: Full coverage
Expenses for Accompanying Evacuation: Up to $2,700
Travel Costs for Family Members (Evacuation): Up to $2,700
Repatriation of Mortal Remains: Up to $13,500
Travel Costs for Family (Repatriation): Up to $4,050
CT and MRI Scans: Full coverage
PET and CT-PET Scans: Full coverage
Oncology: Full coverage
Purchase of Wig/Prosthetic Bra: Up to $270
Routine Maternity: Up to $6,000
Complications of Pregnancy/Childbirth: Up to $13,500
In-Patient Cash Benefit: $205 per night (max 25 nights)
Emergency Out-Patient Treatment: Full coverage
Palliative Care: Full coverage
Long Term Care: Full coverage (max 90 days)
HIV/AIDS Treatment: Full coverage
Treatment for Alcohol and Drug Addiction: Up to $15,000
Gender Dysphoria Services: Up to $50,000 per lifetime
Out-Patient Benefits
Coverage Limit: $6,000
Maximum Plan Benefit: $6,000
Deductible: None
Medical Practitioner Fees: Up to $1,350
Prescription Drugs: Full coverage
Diagnostic Tests: Full coverage
Video Consultation Services: Full coverage
Specialist Fees: Full coverage
Chiropractic, Osteopathy, Homeopathy, Acupuncture, Podiatry: Full coverage
Prescribed Physiotherapy: Up to $1,275
Non-Prescribed Physiotherapy: Up to 10 visits
Prescribed Speech Therapy and Occupational Therapy: Up to $1,520
Vaccinations: Up to $300
Health and Wellbeing Checks: See details below
Infertility Treatment: Up to $16,000
Psychiatry and Psychotherapy: Max 20 visits
Prescribed Medical Aids: Up to $675
Prescribed Glasses and Contact Lenses: Up to $250
Hormone Replacement Therapy: Full coverage
Cancer Screening (see details below): Up to $300
Annual pap smear
Mammogram (every two years for women aged 45+, or younger where a family history exists)
Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)
Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)
Annual faecal occult blood test
BRCA1 and BRCA2 genetic test (where a direct family history exists)
Health and Wellbeing Checks: Includes screenings for early detection of illness or disease (see details below): Up to $300
Physical examination
Blood tests (full blood count, biochemistry, lipid profile, thyroid function test, liver function test, kidney function test)
Cardiovascular examination (physical examination, electrocardiogram, blood pressure)
Neurological examination (physical examination)
Bone densitometry (every five years for women aged 50+)
Well child test (for children up to the age of six years)
The Gold tier includes the following additional services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion, all of which are available.
Dental Benefits
Coverage Limit: $1,000
Preventative Dental Treatment: 100% refund
Routine Dental Treatment: Full coverage
Major Restorative Dental Treatment: Full coverage
Periodontics: Full coverage
Vision Benefits
Co-pay and Deductible
Co-pay: None
Deductible: None
Family Coverage
You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.
International Platinum
In-Patient Benefits
Coverage Limit: $5,000,000
Hospital Accommodation: Private room
Intensive Care: Full coverage
Prescription Drugs and Materials: Full coverage
Surgical Fees (including anesthesia and charges): Full coverage
Physician and Therapist Fees: Full coverage
Surgical Appliances and Materials: Full coverage
Diagnostic Tests: Full coverage
Organ Transplant: Full coverage
Psychiatry and Psychotherapy: Full coverage
Parent Accommodation (for children under 18): Full coverage
Emergency In-Patient Dental Treatment: Full coverage
Day-Care Treatment: Full coverage
Kidney Dialysis: Full coverage
Out-Patient Surgery: Full coverage
Nursing at Home or Convalescent Home: Up to $3,375
Rehabilitation Treatment: Up to $3,375
Local Ambulance: Full coverage
Emergency Treatment Outside Area of Cover: Up to $50,000
Medical Evacuation: Full coverage
Expenses for Accompanying Evacuation: Up to $2,700
Travel Costs for Family Members (Evacuation): Up to $2,700
Repatriation of Mortal Remains: Up to $13,500
Travel Costs for Family (Repatriation): Up to $4,050
CT and MRI Scans: Full coverage
PET and CT-PET Scans: Full coverage
Oncology: Full coverage
Purchase of Wig/Prosthetic Bra: Up to $270
Routine Maternity: Up to $10,000
Complications of Pregnancy/Childbirth: Up to $50,000
In-Patient Cash Benefit: $205 per night (max 25 nights)
Emergency Out-Patient Treatment: Full coverage
Palliative Care: Full coverage
Long Term Care: Full coverage (max 90 days)
HIV/AIDS Treatment: Full coverage
Treatment for Alcohol and Drug Addiction: Up to $15,000
Gender Dysphoria Services: Up to $50,000 per lifetime
Out-Patient Benefits
Coverage Limit: $15,000
Maximum Plan Benefit: $15,000
Deductible: None
Medical Practitioner Fees: Full coverege
Prescription Drugs: Full coverage
Diagnostic Tests: Full coverage
Video Consultation Services: Full coverage
Specialist Fees: Full coverage
Chiropractic, Osteopathy, Homeopathy, Acupuncture, Podiatry: Full coverage
Prescribed Physiotherapy: Up to $2,500
Non-Prescribed Physiotherapy: Up to 20 visits
Prescribed Speech Therapy and Occupational Therapy: Up to $1,520
Vaccinations: Up to $500
Health and Wellbeing Checks: See details below
Infertility Treatment: Up to $16,000
Psychiatry and Psychotherapy: Max 30 visits
Prescribed Medical Aids: Up to $675
Prescribed Glasses and Contact Lenses: Up to $500
Hormone Replacement Therapy: Full coverage
Cancer Screening (see details below): Up to $500
Annual pap smear
Mammogram (every two years for women aged 45+, or younger where a family history exists)
Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)
Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)
Annual faecal occult blood test
BRCA1 and BRCA2 genetic test (where a direct family history exists)
Health and Wellbeing Checks: Includes screenings for early detection of illness or disease (see details below): Up to $500
Physical examination
Blood tests (full blood count, biochemistry, lipid profile, thyroid function test, liver function test, kidney function test)
Cardiovascular examination (physical examination, electrocardiogram, blood pressure)
Neurological examination (physical examination)
Bone densitometry (every five years for women aged 50+)
Well child test (for children up to the age of six years)
The Platinum tier includes the following additional services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion, all of which are available.
Dental Benefits
Coverage Limit: $2,500
Preventative Dental Treatment: 100% refund
Routine Dental Treatment: Full coverage
Major Restorative Dental Treatment: Full coverage
Periodontics: Full coverage
Vision Benefits
Co-pay and Deductible
Co-pay: None
Deductible: None
Family Coverage
You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.
Life Insurance
Offering life insurance is not mandatory in this country, but providing these additional benefits can significantly enhance the financial security and peace of mind for employees.
The Global Life Insurance offering provides flexible coverage levels ranging from $50,000 to $600,000, tailored to meet the diverse needs and budgets of the company and its employees. This benefit includes two options:
The Basic Offering provides Life Insurance coverage. In the unfortunate event of an employee’s demise, their beneficiary will receive a payout equivalent to up to 6 times the employee’s annual salary. However, this compensation is capped at a maximum of the selected cover limit. This means that the payout will not exceed the cover limit applicable, regardless of the employee’s salary.
The Comprehensive Offering at Remote combines Life Insurance, Accidental Death & Dismemberment (AD&D), and Permanent Disability (PD) coverage. In cases of accidental death, dismemberment, or a permanent disability, the compensation is equivalent to up to 5 times the employee’s annual salary, subject to a predetermined limit. This compensation is capped at a maximum cover limit provided by Remote. The payout will not exceed the applicable cover limit, regardless of the employee’s salary.
It is essential to be aware that in certain countries, insurance premium taxes may be applicable. This means taxes may be due to the company for the monthly premiums paid towards the life insurance coverage for employees. Additionally, life insurance benefits may be categorized as ‘Benefits in Kind’ (BIK). This categorization means that the monthly premiums paid for the life insurance coverage might be counted as part of the employee’s taxable income according to the local tax laws.
When life insurance benefits are offered, they must be provided equally to all employees in the respective country.
Basic
Life Insurance
Cover Level: Options ranging from $50,000 to $600,000
Provides financial protection and security for beneficiaries after the death of an insured team member.
In the unfortunate event of a team member’s demise, beneficiary compensation cannot exceed 6 times the team member’s annual salary or the chosen cover level (whichever is lower).
Example: See help article for details
Accidental Death & Dismemberment (AD&D):
Not covered
Permanent Disability
Not covered
Comprehensive
Life Insurance
Cover Level: Options ranging from $50,000 to $600,000
Provides financial protection and security for beneficiaries after the death of an insured team member.
In the unfortunate event of a team member’s demise, beneficiary compensation cannot exceed 6 times the team member’s annual salary or the chosen cover level (whichever is lower).
Accidental Death & Dismemberment (AD&D):
Offers financial protection to beneficiaries in the unfortunate events of an insured team member's accidental death or dismemberment.
Compensation cannot exceed 5 times the team member's annual salary or the chosen cover level (whichever is lower). The exact payout varies depending on the type of injury sustained, as specified in the Accidental Dismemberment Table.
Permanent Disability
Designed to offer financial support to insured team members who suffer from either permanent and total or permanent and partial disabilities as a result of an accident or illness.
Compensation cannot exceed 5 times the team member's annual salary or the chosen cover level (whichever is lower). The insurance provider assesses the extent of the permanent disability to determine the final compensation:
Disabilities below 33.33%: No compensation
Disabilities between 33.33% and 66.67%: Compensation calculated as a percentage of the capped amount
Permanent disabilities exceeding 66.67%: Full capped compensation amount
For detailed examples of how the compensation is calculated for Life Insurance, Accidental Death & Dismemberment (AD&D), and Permanent Disability, refer to the help article for details
If you have any questions, please email [email protected].
Mental Health
Offering mental health benefits is not mandatory in this country, but providing the benefit can significantly enhance the emotional well-being and overall productivity of employees.
Remote offers a comprehensive employee mental wellbeing platform in partnership with one of the top-rated employee mental wellbeing providers. This platform is available on desktop and mobile apps and includes 1-to-1 therapy with a curated pool of top-quality therapists in over 35 languages. The advanced matching service finds each employee the right therapist within 48 hours, boasting a 98% success rate. Employees receive a personal wellbeing profile with tailored recommendations and information to track progress. The platform also offers a curated self-guided content library with audio mindfulness and meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers. Additionally, there are 24/7 mental health helplines for immediate support when an employee is struggling.
Mental health program benefits may be offered to the employees from among 5 different plans. Offering mental health benefits is optional, but it can greatly enhance employee well-being and productivity.
It is essential to be aware that in certain countries, mental health benefits may be categorized as ‘Benefits in Kind’ (BIK). This categorization means that the monthly premiums paid for the benefit might be counted as part of the employee’s taxable income according to the local tax laws.
When mental health benefits are offered, they must be provided equally to all employees in the respective country.
Basic
Platform Access
Access to the wellbeing platform and app, which includes:
Personalized wellbeing assessment
Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers
Access to manager-specific learnings and resources
Precision matching for 1:1 coaching and therapy in 35+ languages
Professional coaching
Text-based chat with dedicated practitioner
24/7 global support in all languages
Add up to 3 friends and family to the platform
Therapy and Coaching Sessions
Standard
Platform Access
Access to the wellbeing platform and app, which includes:
Personalized wellbeing assessment
Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers
Access to manager-specific learnings and resources
Precision matching for 1:1 coaching and therapy in 35+ languages
Professional coaching
Text-based chat with dedicated practitioner
24/7 global support in all languages
Add up to 3 friends and family to the platform
Therapy and Coaching Sessions
Includes one pre-paid Therapy/Coaching session per policy year
Team members can pay for extra therapy sessions themselves, if needed.
Plus
Platform Access
Access to the wellbeing platform and app, which includes:
Personalized wellbeing assessment
Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers
Access to manager-specific learnings and resources
Precision matching for 1:1 coaching and therapy in 35+ languages
Professional coaching
Text-based chat with dedicated practitioner
24/7 global support in all languages
Add up to 3 friends and family to the platform
Therapy and Coaching Sessions
Includes three pre-paid Therapy/Coaching sessions per policy year
Team members can pay for extra therapy sessions themselves, if needed.
Premium
Platform Access
Access to the wellbeing platform and app, which includes:
Personalized wellbeing assessment
Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers
Access to manager-specific learnings and resources
Precision matching for 1:1 coaching and therapy in 35+ languages
Professional coaching
Text-based chat with dedicated practitioner
24/7 global support in all languages
Add up to 3 friends and family to the platform
Therapy and Coaching Sessions
Includes six pre-paid Therapy/Coaching sessions per policy year
Team members can pay for extra therapy sessions themselves, if needed.
Platinum
Platform Access
Access to the wellbeing platform and app, which includes:
Personalized wellbeing assessment
Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers
Access to manager-specific learnings and resources
Precision matching for 1:1 coaching and therapy in 35+ languages
Professional coaching
Text-based chat with dedicated practitioner
24/7 global support in all languages
Add up to 3 friends and family to the platform
Therapy and Coaching Sessions
Includes twelve pre-paid Therapy/Coaching sessions per policy year
Team members can pay for extra therapy sessions themselves, if needed.