Easily manage employment in United States

Short-Term Disability (STD)

• Coverage:
• Provides benefits after 7 consecutive days of absence from work.
• Replaces 60% of your weekly earnings, up to $2,400 per week.
• Benefits last for up to 12 weeks.

Long-Term Disability (LTD)

• Coverage:
• Begins after a 90-day waiting period, which matches the end of the STD benefit period.
• Replaces 60% of your monthly pay, up to $11,000 per month.
• Benefits continue until maximum Social Security Normal Retirement Age or until recovery.