Easily manage employment in Colombia

Inpatient Coverage

• 100% coverage without deductibles or limits on medical services.
• Unlimited medical and surgical treatment.
• Unlimited ICU hospitalization.
• Private individual room.
• Bed for a companion and nurse for users under 15 and over 65 years old without any limit on days.
• Unlimited coverage for all specialties within the hospital without additional charges.
• Up to 50 days of psychiatric hospitalization.
• Reversible dialysis up to 8 sessions per hospitalization event.
• Unlimited prostheses and osteosynthesis material.
• Delivery or cesarean section.

Outpatient Coverage

• Unlimited out-of-network care up to COP 200,000 per visit (less the value of the copayment) for:
• Alternative medical consultation (acupuncture, bioenergetics, homeopathy, osteopathy, and chiropractic).
• Psychological and psychiatric consultation.
• General practitioner and specialist consultation.
• Unlimited in-network care:
• Direct access to primary care physicians and all specialists.
• Direct payment of charges at the doctor’s office.
• Clinical laboratory tests without prior authorization.
• Unlimited simple and specialized diagnostic exams.
• Unlimited therapy sessions.
• Nationwide emergency care.
• Home medical consultations.

Dental Coverage

Not covered

Vision Coverage

Not covered

Additional Benefits

• Medical care and assistance abroad (up to USD 30,000) with prior authorization 24 hours before the trip.
• Prosthetics and osteosynthesis materials up to 60 times the legal minimum monthly wage (SMMLV).
• Home medical assistance through Emermedica included.
• Tele-consultation and telemedicine, including psychological and nutritional telephone counseling: Unlimited in-network.
• Cancer treatment includes unlimited commercial oncology medications for chemotherapy, both outpatient and inpatient, as well as adjuvant drugs.
• Treatment for HIV/AIDS and its complications.
• Telephone counseling and veterinary medicine for pets (5 consultations per year, free of charge).

Outpatient Care

• In-Network Unlimited Access to:
• General and specialist doctors
• Home consultation
• Alternative medical advice
• Nutritionist consultation
• Psychological and psychiatric consultation
• Physical therapy (including home therapy), orthoptics, and pleoptics
• Outpatient Medicine:

Coverage from the first day for the supply of medicines after hospitalizations (registered with INVIMA), up to 15 days of treatment with formulations prescribed by a registered doctor.

Dental Care

• Available Only on the Integral Plus Plan
• In-Network Unlimited Access to:
• Preventive care
• Dental emergencies
• Endodontics
• Oral surgery
• Periodontics
• Orthodontics
• Dental rehabilitation

Diagnostic Services

• Simple Diagnostic Tests:

Laboratories and radiology tests with unlimited coverage from the first day.

• Specialized Diagnostic Examinations:

Unlimited coverage from the first day.

Hospital (Inpatient) Coverage

• Hospital Private Room
• Companion & Nurse:

Bed provided for a companion and nurse for users under 12 and over 64 years old.

• Psychiatric Hospitalization:

Coverage for up to 45 days.

• At-Home Hospitalization
• Medical & Surgical Treatment:

Unlimited coverage.

• ICU Hospitalization:

Unlimited coverage.

• Additional Hospitalization:

Coverage for coma and brain death scenarios.

Emergency Care

• Outpatient Emergency:

Unlimited coverage from the first day.

• Ambulance Transfer:

Emergency transfers provided via ambulance.

Maternity Coverage

• Coverage Includes:
• Natural childbirth and cesarean section
• Management of pregnancy complications and miscarriage
• Pre-natal care and vaccines
• Newborn congenital diseases

Special Coverages

• Cancer Treatment:

Including all necessary oncology medications.

• HIV/AIDS:

Treatment and management of complications.

• Organ Transplant
• Prosthetics and Orthotics
• Bariatric Surgery:

For morbid obesity.

• Plasma Blood and Its Derivatives

Additional Benefits

• Life Insurance:

Coverage extends to 12 months of the quota for a Colsanitas Integral plan for dependents in the event of the employee's death or permanent disability.

• Exequial Benefit:

Comprehensive funeral services provided at no additional cost, alleviating financial and logistical burdens for families.

• Travel Assistance:

Medical emergency care available worldwide with coverage up to $35,000 (or €35,000 in the European community) and dental emergency coverage up to $500.

Excludes OFAC-sanctioned countries.