Remote's guide to benefits in

India
india flag

Make employment in India easy. Let us handle payroll, benefits, taxes, compliance, and even stock options for your team in India, all in one easy-to-use platform.

Services available in this country:
Employer of Record ProductContractor ManagementPayroll
  • Capital City

    New Delhi

  • Currency

    Indian rupee (₹, INR)

  • Languages

    English, Hindi, and 22 regional languages

  • Population size

    1,352,642,280

Services available in this country:
Employer of Record ProductContractor ManagementPayroll
The taj mahal in agra, india.

Remote builds belonging for your global team with comprehensive local plans at competitive 
rates. 🙌

Remote Benefits Plans

At Remote, we provide tailored benefits to ensure that all Remote employees receive comprehensive coverage from top providers. Our plans offer competitive rates designed for larger groups - even if the team is still growing!

Upon onboarding, Remote will enroll team members in their benefits and provide detailed information about their coverage. Remote manages all administrative tasks, allowing you to focus on scaling your global team.

To ensure benefit equality, any benefits offered will apply to all team members in the country, providing consistent coverage and support across the team.

Health Benefits

In India, it is mandatory for employers to provide health insurance to employees.

When onboarding a new team member in India, Remote provides comprehensive health benefits through our local offering, which includes four plans with sum insured amounts of ₹2,000,000 or ₹4,000,000 per family. These plans cover the employee, spouse, and up to four children, with some plans also extending coverage to parents or parents-in-law.

If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!

Diamond

Inpatient Coverage

  • Sum Insured: ₹2,000,000 ($24,100) per family

  • Maternity Cover: ₹200,000 ($2,400) for the first 4 children

  • Room Rent Limits: No limit

  • Daycare Treatments: Covered

  • Pre-existing Diseases: Covered from Day 1

  • Modern Treatments (e.g., Cyber-knife, Stem Cell): Covered up to Sum Insured, with 50% co-pay

  • Mental Illness Hospitalization: ₹100,000 ($1,200) within Sum Insured

  • COVID-19 Treatments: Covered up to Sum Insured

  • Internal Congenital Disease: Covered up to Sum Insured

  • External Congenital Disease: Covered in life-threatening situations

  • Psychiatric Ailments: ₹100,000 ($1,200) within Sum Insured

  • Organ Donor Expenses: Covered if the organ is for the insured’s use; the cost of the organ is not covered

  • Gender Affirming Therapies and Surgeries: Covered up to ₹300,000 ($3,600) within Sum Insured

  • LGBTQ Cover: Covered

Outpatient Coverage

  • Coverage Limit: ₹40,000 ($480) per family

  • Premium Doctor Consultations: Unlimited online doctor consults with 20+ specialities

  • Mental Health: Unlimited online consultations with psychologists and psychiatrists

  • Nutrition Counselling: Unlimited online consultations with expert nutritionists

  • Veterinary Care: Unlimited online consultations with top veterinarians for your pets

  • Vision (Spectacles and Lenses): Covered

  • Dental Treatments (Fillings, Root Canals, Scaling and Cleaning, Tooth Extraction, Replacement): Covered

  • Vaccinations including COVID Vaccination: Covered

  • Physiotherapy, Nursing care post-hospitalization, AYUSH treatments, Prescribed diagnostics, Medicines, Health Checkups, Minor surgeries and dressing

Vision Coverage

  • Cataract: Covered

  • Lasik Surgery: Covered if correction index is +/- 6.5D

  • Lucentis: Covered up to ₹50,000 ($600)

Dental Coverage

  • Dental Treatments: Covered under outpatient cover

  • Consultations and care: Covered

Family Coverage

Members Covered: Employee, Spouse, up to 4 children, either parents or parents-in-law

Platinum

Inpatient Coverage

  • Sum Insured: ₹2,000,000 ($24,100) per family

  • Maternity Cover: ₹200,000 ($2,400) for the first 4 children

  • Room Rent Limits: No limit

  • Daycare Treatments: Covered

  • Pre-existing Diseases: Covered from Day 1

  • Modern Treatments (e.g., Cyber-knife, Stem Cell): Covered up to Sum Insured, with 50% co-pay

  • Mental Illness Hospitalization: ₹100,000 ($1,200) within Sum Insured

  • COVID-19 Treatments: Covered up to Sum Insured

  • Internal Congenital Disease: Covered up to Sum Insured

  • External Congenital Disease: Covered in life-threatening situations

  • Psychiatric Ailments: ₹100,000 ($1,200) within Sum Insured

  • Organ Donor Expenses: Covered if the organ is for the insured’s use; the cost of the organ is not covered

  • Gender Affirming Therapies and Surgeries: Covered up to ₹300,000 ($3,600) within Sum Insured

  • LGBTQ Cover: Covered

Outpatient Coverage

  • Coverage Limit: ₹40,000 ($480) per family

  • Premium Doctor Consultations: Unlimited online doctor consults with 20+ specialities

  • Mental Health: Unlimited online consultations with psychologists and psychiatrists

  • Nutrition Counselling: Unlimited online consultations with expert nutritionists

  • Veterinary Care: Unlimited online consultations with top veterinarians for your pets

  • Vision (Spectacles and Lenses): Covered

  • Dental Treatments (Fillings, Root Canals, Scaling and Cleaning, Tooth Extraction, Replacement): Covered

  • Vaccinations including COVID Vaccination: Covered

  • Physiotherapy, Nursing care post-hospitalization, AYUSH treatments, Prescribed diagnostics, Medicines, Health Checkups, Minor surgeries and dressing

Vision Coverage

  • Cataract: Covered

  • Lasik Surgery: Covered if correction index is +/- 6.5D

  • Lucentis: Covered up to ₹50,000 ($600)

Dental Coverage

  • Dental Treatments: Covered under outpatient cover

  • Consultations and care: Covered

Family Coverage

Members Covered: Employee, Spouse, up to 4 children

Diamond Premium

Inpatient Coverage

  • Sum Insured: ₹4,000,000 ($48,200) per family

  • Maternity Cover: ₹200,000 ($2,400) for the first 4 children

  • Room Rent Limits: No limit

  • Daycare Treatments: Covered

  • Pre-existing Diseases: Covered from Day 1

  • Modern Treatments (e.g., Cyber-knife, Stem Cell): Covered up to Sum Insured, with 50% co-pay

  • Mental Illness Hospitalization: ₹100,000 ($1,200) within Sum Insured

  • COVID-19 Treatments: Covered up to Sum Insured

  • Internal Congenital Disease: Covered up to Sum Insured

  • External Congenital Disease: Covered in life-threatening situations

  • Psychiatric Ailments: ₹100,000 ($1,200) within Sum Insured

  • Organ Donor Expenses: Covered if the organ is for the insured’s use; the cost of the organ is not covered

  • Gender Affirming Therapies and Surgeries: Covered up to ₹300,000 ($3,600) within Sum Insured

  • LGBTQ Cover: Covered

Outpatient Coverage

  • Coverage Limit: ₹40,000 ($480) per family

  • Premium Doctor Consultations: Unlimited online doctor consults with 20+ specialities

  • Mental Health: Unlimited online consultations with psychologists and psychiatrists

  • Nutrition Counselling: Unlimited online consultations with expert nutritionists

  • Veterinary Care: Unlimited online consultations with top veterinarians for your pets

  • Vision (Spectacles and Lenses): Covered

  • Dental Treatments (Fillings, Root Canals, Scaling and Cleaning, Tooth Extraction, Replacement): Covered

  • Vaccinations including COVID Vaccination: Covered

  • Physiotherapy, Nursing care post-hospitalization, AYUSH treatments, Prescribed diagnostics, Medicines, Health Checkups, Minor surgeries and dressing

Vision Coverage

  • Cataract: Covered

  • Lasik Surgery: Covered if correction index is +/- 6.5D

  • Lucentis: Covered up to ₹50,000 ($600)

Dental Coverage

  • Dental Treatments: Covered under outpatient cover

  • Consultations and care: Covered

Family Coverage

Members Covered: Employee, Spouse, up to 4 children, either parents or parents-in-law

Platinum Premium

Inpatient Coverage

  • Sum Insured: ₹4,000,000 ($48,200) per family

  • Maternity Cover: ₹200,000 ($2,400) for the first 4 children

  • Room Rent Limits: No limit

  • Daycare Treatments: Covered

  • Pre-existing Diseases: Covered from Day 1

  • Modern Treatments (e.g., Cyber-knife, Stem Cell): Covered up to Sum Insured, with 50% co-pay

  • Mental Illness Hospitalization: ₹100,000 ($1,200) within Sum Insured

  • COVID-19 Treatments: Covered up to Sum Insured

  • Internal Congenital Disease: Covered up to Sum Insured

  • External Congenital Disease: Covered in life-threatening situations

  • Psychiatric Ailments: ₹100,000 ($1,200) within Sum Insured

  • Organ Donor Expenses: Covered if the organ is for the insured’s use; the cost of the organ is not covered

  • Gender Affirming Therapies and Surgeries: Covered up to ₹300,000 ($3,600) within Sum Insured

  • LGBTQ Cover: Covered

Outpatient Coverage

  • Coverage Limit: ₹40,000 ($480) per family

  • Premium Doctor Consultations: Unlimited online doctor consults with 20+ specialities

  • Mental Health: Unlimited online consultations with psychologists and psychiatrists

  • Nutrition Counselling: Unlimited online consultations with expert nutritionists

  • Veterinary Care: Unlimited online consultations with top veterinarians for your pets

  • Vision (Spectacles and Lenses): Covered

  • Dental Treatments (Fillings, Root Canals, Scaling and Cleaning, Tooth Extraction, Replacement): Covered

  • Vaccinations including COVID Vaccination: Covered

  • Physiotherapy, Nursing care post-hospitalization, AYUSH treatments, Prescribed diagnostics, Medicines, Health Checkups, Minor surgeries and dressing

Vision Coverage

  • Cataract: Covered

  • Lasik Surgery: Covered if correction index is +/- 6.5D

  • Lucentis: Covered up to ₹50,000 ($600)

Dental Coverage

  • Dental Treatments: Covered under outpatient cover

  • Consultations and care: Covered

Family Coverage

Members Covered: Employee, Spouse, up to 4 children

Health Benefits

In India, it is mandatory for employers to provide health insurance to employees.

When onboarding a new team member in India, Remote provides comprehensive health benefits through our local offering, which includes four plans with sum insured amounts of ₹2,000,000 or ₹4,000,000 per family. These plans cover the employee, spouse, and up to four children, with some plans also extending coverage to parents or parents-in-law.

If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!

Diamond

Inpatient Coverage

  • Sum Insured: ₹2,000,000 ($24,100) per family

  • Maternity Cover: ₹200,000 ($2,400) for the first 4 children

  • Room Rent Limits: No limit

  • Daycare Treatments: Covered

  • Pre-existing Diseases: Covered from Day 1

  • Modern Treatments (e.g., Cyber-knife, Stem Cell): Covered up to Sum Insured, with 50% co-pay

  • Mental Illness Hospitalization: ₹100,000 ($1,200) within Sum Insured

  • COVID-19 Treatments: Covered up to Sum Insured

  • Internal Congenital Disease: Covered up to Sum Insured

  • External Congenital Disease: Covered in life-threatening situations

  • Psychiatric Ailments: ₹100,000 ($1,200) within Sum Insured

  • Organ Donor Expenses: Covered if the organ is for the insured’s use; the cost of the organ is not covered

  • Gender Affirming Therapies and Surgeries: Covered up to ₹300,000 ($3,600) within Sum Insured

  • LGBTQ Cover: Covered

Outpatient Coverage

  • Coverage Limit: ₹40,000 ($480) per family

  • Premium Doctor Consultations: Unlimited online doctor consults with 20+ specialities

  • Mental Health: Unlimited online consultations with psychologists and psychiatrists

  • Nutrition Counselling: Unlimited online consultations with expert nutritionists

  • Veterinary Care: Unlimited online consultations with top veterinarians for your pets

  • Vision (Spectacles and Lenses): Covered

  • Dental Treatments (Fillings, Root Canals, Scaling and Cleaning, Tooth Extraction, Replacement): Covered

  • Vaccinations including COVID Vaccination: Covered

  • Physiotherapy, Nursing care post-hospitalization, AYUSH treatments, Prescribed diagnostics, Medicines, Health Checkups, Minor surgeries and dressing

Vision Coverage

  • Cataract: Covered

  • Lasik Surgery: Covered if correction index is +/- 6.5D

  • Lucentis: Covered up to ₹50,000 ($600)

Dental Coverage

  • Dental Treatments: Covered under outpatient cover

  • Consultations and care: Covered

Family Coverage

Members Covered: Employee, Spouse, up to 4 children, either parents or parents-in-law

Platinum

Inpatient Coverage

  • Sum Insured: ₹2,000,000 ($24,100) per family

  • Maternity Cover: ₹200,000 ($2,400) for the first 4 children

  • Room Rent Limits: No limit

  • Daycare Treatments: Covered

  • Pre-existing Diseases: Covered from Day 1

  • Modern Treatments (e.g., Cyber-knife, Stem Cell): Covered up to Sum Insured, with 50% co-pay

  • Mental Illness Hospitalization: ₹100,000 ($1,200) within Sum Insured

  • COVID-19 Treatments: Covered up to Sum Insured

  • Internal Congenital Disease: Covered up to Sum Insured

  • External Congenital Disease: Covered in life-threatening situations

  • Psychiatric Ailments: ₹100,000 ($1,200) within Sum Insured

  • Organ Donor Expenses: Covered if the organ is for the insured’s use; the cost of the organ is not covered

  • Gender Affirming Therapies and Surgeries: Covered up to ₹300,000 ($3,600) within Sum Insured

  • LGBTQ Cover: Covered

Outpatient Coverage

  • Coverage Limit: ₹40,000 ($480) per family

  • Premium Doctor Consultations: Unlimited online doctor consults with 20+ specialities

  • Mental Health: Unlimited online consultations with psychologists and psychiatrists

  • Nutrition Counselling: Unlimited online consultations with expert nutritionists

  • Veterinary Care: Unlimited online consultations with top veterinarians for your pets

  • Vision (Spectacles and Lenses): Covered

  • Dental Treatments (Fillings, Root Canals, Scaling and Cleaning, Tooth Extraction, Replacement): Covered

  • Vaccinations including COVID Vaccination: Covered

  • Physiotherapy, Nursing care post-hospitalization, AYUSH treatments, Prescribed diagnostics, Medicines, Health Checkups, Minor surgeries and dressing

Vision Coverage

  • Cataract: Covered

  • Lasik Surgery: Covered if correction index is +/- 6.5D

  • Lucentis: Covered up to ₹50,000 ($600)

Dental Coverage

  • Dental Treatments: Covered under outpatient cover

  • Consultations and care: Covered

Family Coverage

Members Covered: Employee, Spouse, up to 4 children

Diamond Premium

Inpatient Coverage

  • Sum Insured: ₹4,000,000 ($48,200) per family

  • Maternity Cover: ₹200,000 ($2,400) for the first 4 children

  • Room Rent Limits: No limit

  • Daycare Treatments: Covered

  • Pre-existing Diseases: Covered from Day 1

  • Modern Treatments (e.g., Cyber-knife, Stem Cell): Covered up to Sum Insured, with 50% co-pay

  • Mental Illness Hospitalization: ₹100,000 ($1,200) within Sum Insured

  • COVID-19 Treatments: Covered up to Sum Insured

  • Internal Congenital Disease: Covered up to Sum Insured

  • External Congenital Disease: Covered in life-threatening situations

  • Psychiatric Ailments: ₹100,000 ($1,200) within Sum Insured

  • Organ Donor Expenses: Covered if the organ is for the insured’s use; the cost of the organ is not covered

  • Gender Affirming Therapies and Surgeries: Covered up to ₹300,000 ($3,600) within Sum Insured

  • LGBTQ Cover: Covered

Outpatient Coverage

  • Coverage Limit: ₹40,000 ($480) per family

  • Premium Doctor Consultations: Unlimited online doctor consults with 20+ specialities

  • Mental Health: Unlimited online consultations with psychologists and psychiatrists

  • Nutrition Counselling: Unlimited online consultations with expert nutritionists

  • Veterinary Care: Unlimited online consultations with top veterinarians for your pets

  • Vision (Spectacles and Lenses): Covered

  • Dental Treatments (Fillings, Root Canals, Scaling and Cleaning, Tooth Extraction, Replacement): Covered

  • Vaccinations including COVID Vaccination: Covered

  • Physiotherapy, Nursing care post-hospitalization, AYUSH treatments, Prescribed diagnostics, Medicines, Health Checkups, Minor surgeries and dressing

Vision Coverage

  • Cataract: Covered

  • Lasik Surgery: Covered if correction index is +/- 6.5D

  • Lucentis: Covered up to ₹50,000 ($600)

Dental Coverage

  • Dental Treatments: Covered under outpatient cover

  • Consultations and care: Covered

Family Coverage

Members Covered: Employee, Spouse, up to 4 children, either parents or parents-in-law

Platinum Premium

Inpatient Coverage

  • Sum Insured: ₹4,000,000 ($48,200) per family

  • Maternity Cover: ₹200,000 ($2,400) for the first 4 children

  • Room Rent Limits: No limit

  • Daycare Treatments: Covered

  • Pre-existing Diseases: Covered from Day 1

  • Modern Treatments (e.g., Cyber-knife, Stem Cell): Covered up to Sum Insured, with 50% co-pay

  • Mental Illness Hospitalization: ₹100,000 ($1,200) within Sum Insured

  • COVID-19 Treatments: Covered up to Sum Insured

  • Internal Congenital Disease: Covered up to Sum Insured

  • External Congenital Disease: Covered in life-threatening situations

  • Psychiatric Ailments: ₹100,000 ($1,200) within Sum Insured

  • Organ Donor Expenses: Covered if the organ is for the insured’s use; the cost of the organ is not covered

  • Gender Affirming Therapies and Surgeries: Covered up to ₹300,000 ($3,600) within Sum Insured

  • LGBTQ Cover: Covered

Outpatient Coverage

  • Coverage Limit: ₹40,000 ($480) per family

  • Premium Doctor Consultations: Unlimited online doctor consults with 20+ specialities

  • Mental Health: Unlimited online consultations with psychologists and psychiatrists

  • Nutrition Counselling: Unlimited online consultations with expert nutritionists

  • Veterinary Care: Unlimited online consultations with top veterinarians for your pets

  • Vision (Spectacles and Lenses): Covered

  • Dental Treatments (Fillings, Root Canals, Scaling and Cleaning, Tooth Extraction, Replacement): Covered

  • Vaccinations including COVID Vaccination: Covered

  • Physiotherapy, Nursing care post-hospitalization, AYUSH treatments, Prescribed diagnostics, Medicines, Health Checkups, Minor surgeries and dressing

Vision Coverage

  • Cataract: Covered

  • Lasik Surgery: Covered if correction index is +/- 6.5D

  • Lucentis: Covered up to ₹50,000 ($600)

Dental Coverage

  • Dental Treatments: Covered under outpatient cover

  • Consultations and care: Covered

Family Coverage

Members Covered: Employee, Spouse, up to 4 children

Accident & Disability

In India, Accident and Disability Insurance is included as part of any health insurance package offered by Remote. This comprehensive coverage ensures that employees are protected against unforeseen accidents and disabilities.

The insurance provides a sum insured of ₹5,000,000 ($60,240) per employee, covering accidental death, permanent and partial disabilities, medical expenses, and more. Additional benefits include allowances for children’s education, transportation of mortal remains, and compassionate visits. This ensures that employees and their families are supported during difficult times.

Note that the Accident and Disability Insurance is included as part of any of the Health Insurance package offered in India.

Coverage Details

  • Sum Insured: ₹5,000,000 ($60,240) per employee

  • Age Group: 18 - 65 years

  • Accidental Death: Up to 100% of sum insured

  • Medical Expenses: Covered up to 40% of death/disability claim or 10% of sum insured or actual expenses, whichever is lower

  • Permanent Total Disability: Up to 100% of sum insured

  • Permanent Partial Disability: Up to 100% of sum insured

  • Temporary Total Disability/Loss of Income: Up to 3% of sum insured or ₹20,000 ($240) per week or actual weekly salary, whichever is lower

  • Carriage of Dead Body: 2% of sum insured, subject to a maximum of ₹10,000 ($120)

  • Children Education Welfare: For two dependent children in case of death of employee - up to ₹10,000 ($120) per child

  • Terrorism: Covered except for events arising out of nuclear, biological, and/or chemical means

  • Fracture Cover: Accidental broken bones covered up to ₹50,000 ($600) or actual expenses, whichever is lower

  • Burns Cover: Accidental burns covered up to ₹50,000 ($600) or actual expenses, whichever is lower

  • Transportation of Mortal Remains: Repatriation covered up to ₹25,000 ($300) or actual expenses, whichever is lower

  • Compassionate Visit: Transportation allowance up to ₹25,000 ($300) or actual expenses, whichever is lower

  • Road Ambulance Charges: Covered up to ₹5,000 ($60) or actual expenses, whichever is lower

Mental Health

Offering mental health benefits is not mandatory in this country, but providing the benefit can significantly enhance the emotional well-being and overall productivity of employees.

Remote offers a comprehensive employee mental wellbeing platform in partnership with one of the top-rated employee mental wellbeing providers. This platform is available on desktop and mobile apps and includes 1-to-1 therapy with a curated pool of top-quality therapists in over 35 languages. The advanced matching service finds each employee the right therapist within 48 hours, boasting a 98% success rate. Employees receive a personal wellbeing profile with tailored recommendations and information to track progress. The platform also offers a curated self-guided content library with audio mindfulness and meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers. Additionally, there are 24/7 mental health helplines for immediate support when an employee is struggling.

Mental health program benefits may be offered to the employees from among 5 different plans. Offering mental health benefits is optional, but it can greatly enhance employee well-being and productivity.

It is essential to be aware that in certain countries, mental health benefits may be categorized as ‘Benefits in Kind’ (BIK). This categorization means that the monthly premiums paid for the benefit might be counted as part of the employee’s taxable income according to the local tax laws.

When mental health benefits are offered, they must be provided equally to all employees in the respective country.

Basic

Platform Access

Access to the wellbeing platform and app, which includes:

  • Personalized wellbeing assessment

  • Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers

  • Access to manager-specific learnings and resources

  • Precision matching for 1:1 coaching and therapy in 35+ languages

  • Professional coaching

  • Text-based chat with dedicated practitioner

  • 24/7 global support in all languages

  • Add up to 3 friends and family to the platform

Therapy and Coaching Sessions

  • Not included in the Basic plan

  • Team members can pay for therapy sessions themselves, if needed.

Standard

Platform Access

Access to the wellbeing platform and app, which includes:

  • Personalized wellbeing assessment

  • Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers

  • Access to manager-specific learnings and resources

  • Precision matching for 1:1 coaching and therapy in 35+ languages

  • Professional coaching

  • Text-based chat with dedicated practitioner

  • 24/7 global support in all languages

  • Add up to 3 friends and family to the platform

Therapy and Coaching Sessions

  • Includes one pre-paid Therapy/Coaching session per policy year

  • Team members can pay for extra therapy sessions themselves, if needed.

Plus

Platform Access

Access to the wellbeing platform and app, which includes:

  • Personalized wellbeing assessment

  • Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers

  • Access to manager-specific learnings and resources

  • Precision matching for 1:1 coaching and therapy in 35+ languages

  • Professional coaching

  • Text-based chat with dedicated practitioner

  • 24/7 global support in all languages

  • Add up to 3 friends and family to the platform

Therapy and Coaching Sessions

  • Includes three pre-paid Therapy/Coaching sessions per policy year

  • Team members can pay for extra therapy sessions themselves, if needed.

Premium

Platform Access

Access to the wellbeing platform and app, which includes:

  • Personalized wellbeing assessment

  • Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers

  • Access to manager-specific learnings and resources

  • Precision matching for 1:1 coaching and therapy in 35+ languages

  • Professional coaching

  • Text-based chat with dedicated practitioner

  • 24/7 global support in all languages

  • Add up to 3 friends and family to the platform

Therapy and Coaching Sessions

  • Includes six pre-paid Therapy/Coaching sessions per policy year

  • Team members can pay for extra therapy sessions themselves, if needed.

Platinum

Platform Access

Access to the wellbeing platform and app, which includes:

  • Personalized wellbeing assessment

  • Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers

  • Access to manager-specific learnings and resources

  • Precision matching for 1:1 coaching and therapy in 35+ languages

  • Professional coaching

  • Text-based chat with dedicated practitioner

  • 24/7 global support in all languages

  • Add up to 3 friends and family to the platform

Therapy and Coaching Sessions

  • Includes twelve pre-paid Therapy/Coaching sessions per policy year

  • Team members can pay for extra therapy sessions themselves, if needed.

Meals

Meal Benefit

Flexi Benefits

Remote offers a default monthly meal voucher benefit in India, amounting to ₹2,200 (~27 USD) per employee. This is provided through a flex benefits card, based on a standard calculation of ₹100 per day for 22 working days.

While meal vouchers are a common practice in India, they are not mandatory. This benefit is provided as a salary deduction, meaning that ₹2,200 will be deducted from the employee's gross monthly salary if they opt in for the meal vouchers. This amount is allocated to their meal vouchers. There is no additional cost to the employer. Employees enrolled under the old tax regime can benefit from tax exemptions on these vouchers, which can lead to tax savings based on their specific tax slab.

Business Travel Insurance

New Benefit Available November 1, 2024:

Remote’s Global Business Travel Insurance program is crafted to address the unique needs of your team, whether they are embarking on short business trips or traveling extensively throughout the year. With five comprehensive plan options—Basic, Standard, Premium, Premium Plus, and Standard Plus—this program ensures that your team members have the right level of coverage to protect their health, safety, and well-being while traveling for business. Available in over 90 countries, the program provides extensive global coverage at competitive rates, offering peace of mind no matter where their work takes them.

This optional benefit is designed to be flexible, allowing you to offer tailored coverage that meets the diverse needs of your workforce. By providing business travel insurance, you are taking proactive steps to safeguard your team from unforeseen events such as medical emergencies, trip disruptions, or loss of business equipment while they are on the road.

It is essential to be aware that in certain countries, Business Travel Insurance may be categorized as 'Benefits in Kind' (BIK). This categorization means that the monthly premiums, which the company pays for the benefit, might be counted as part of the employee's taxable income according to the local tax laws.

Basic

Coverages (values in USD):

  • Emergency & Accidental Medical: $1,000,000

  • Repatriation for Medical Treatment: 100% per trip

  • Emergency Medical Evacuation: $100,000

  • Repatriation of Mortal Remains: $25,000 per trip

  • Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000

  • Business Equipment: Up to $1,500

  • Computer Equipment (single item limit): $500

  • Business Money: $100 per day up to $500

  • Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Standard

Coverages (values in USD):

  • Excludes Medical & Evacuation

  • Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips

  • Personal Liability: $100,000 per trip

  • Accidental Death & Permanent Total Disability: $100,000 per trip

  • Loss of Passport: $250 per trip

  • Legal Expenses: $10,000 per trip

  • Hijacking: $1,000 per trip

  • Business Equipment: Up to $1,500

  • Computer Equipment (single item limit): $500

  • Business Money: $100 per day up to $500

  • Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Standard Plus

Coverages (values in USD):

  • Emergency & Accidental Medical: $1,000,000

  • Repatriation for Medical Treatment: 100% per trip

  • Emergency Medical Evacuation: $100,000

  • Repatriation of Mortal Remains: $25,000 per trip

  • Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000

  • Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips

  • Personal Liability: $100,000 per trip

  • Accidental Death & Permanent Total Disability: $100,000 per trip

  • Loss of Passport: $250 per trip

  • Legal Expenses: $10,000 per trip

  • Hijacking: $1,000 per trip

  • Business Equipment: Up to $1,500

  • Computer Equipment (single item limit): $500

  • Business Money: $100 per day up to $500

  • Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Premium

Coverages (values in USD):

  • Excludes Medical & Evacuation

  • Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips

  • Personal Liability: $100,000 per trip

  • Accidental Death & Permanent Total Disability: $100,000 per trip

  • Loss of Passport: $250 per trip

  • Legal Expenses: $10,000 per trip

  • Hijacking: $1,000 per trip

  • Cancellation & Curtailment: $2,000 per trip; subject to $100 deductible per Trip *Benefit not available to residents of the USA

  • Business Equipment: Up to $1,500

  • Computer Equipment (single item limit): $500

  • Business Money: $100 per day up to $500

  • Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Premium Plus

Coverages (values in USD):

  • Emergency & Accidental Medical: $1,000,000

  • Repatriation for Medical Treatment: 100% per trip

  • Emergency Medical Evacuation: $100,000

  • Repatriation of Mortal Remains: $25,000 per trip

  • Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000

  • Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips

  • Personal Liability: $100,000 per trip

  • Accidental Death & Permanent Total Disability: $100,000 per trip

  • Loss of Passport: $250 per trip

  • Legal Expenses: $10,000 per trip

  • Hijacking: $1,000 per trip

  • Cancellation & Curtailment: $2,000 per trip; subject to $100 deductible per Trip *Benefit not available to residents of the USA

  • Business Equipment: Up to $1,500

  • Computer Equipment (single item limit): $500

  • Business Money: $100 per day up to $500

  • Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.

Download Benefits Guide PDF here

Learn more about Remote benefits

How do benefits work when hiring through an EOR?

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