Regulatory Reporting & Credit Risk Analyst

About Remote

Remote is solving global remote organizations’ biggest challenge: employing anyone anywhere compliantly. We make it possible for businesses big and small to employ a global team by handling global payroll, benefits, taxes, and compliance. Check out remote.com/how-it-works to learn more or if you’re interested in adding to the mission, scroll down to apply now.

Not only do we encourage folks from all ethnic groups, genders, sexuality, age, abilities, disability status and any other under-represented group to apply, but we prioritize a sense of belonging. We have 4 ERGs (Women, Disability, Queer, Minorities in Tech) who meet regularly with the People team. During your interviews and beyond, we ask & encourage anybody who needs an accommodation to request one from their recruiter.

At Remote, we embrace AI as a valuable tool while prioritizing human creativity and authenticity. We look forward to meeting candidates who balance innovation with genuine expertise and experience. To learn more about Remote's AI guidelines check see here.

All of our positions are fully remote. You do not have to relocate to join us!

The Position

Join us at Remote and make a personal difference in the global employment space by becoming part of our Risk & Compliance Department. We specialise in HR technology and are looking for an experienced regulatory reporting and financial risk analyst to join our team. We offer a unique dual role supporting both credit risk and payments regulatory teams across our licensed entities. The ideal candidate brings strong financial analysis skills, proven success in the financial services industry, and the ability to transform data into actionable insights. If you're a results-driven professional who values innovation and excellence, we encourage you to apply for this exciting opportunity and look forward to receiving your application.

Please note, due to timezone restrictions, we are ideally looking for someone based in the East Coast America timezone.

Key Responsibilities

Conducting credit risk assessments for new deals and business and making proposals to senior management.
Developing, assessing and enhancing credit risk reporting frameworks, including monitoring alerts and early warning indicators.
Collaborating cross functionally with the Collections, Compliance and Product teams to optimise risk mitigation strategies.
Producing capital, liquidity, or statistical regulatory reports.
Maintaining and improving regulatory reporting controls, ensuring proper documentation, accuracy and audit readiness.
Ensuring timely and accurate regulatory reporting, meeting all submission deadlines with high data integrity.
Understanding and documenting data inputs and outputs, ensuring that regulatory information is prepared and disclosed in a consistent manner.
Monitoring and assessing the impact of new and evolving regulatory reporting requirements.

What you bring

Bachelor’s degree in Finance, Business Management (or related field) - or equivalent professional experience.
Solid experience in Risk, Finance or Operations within a financial institution.
Regulatory reporting experience within a regulated financial institution, preferably a bank or payment service providers.
Knowledge of UK / EU / Canadian regulatory reporting requirements, ranging from capital adequacy reports to statistical fraud reports is ideal.
Proactive, detail-oriented, and analytical mindset with a strong problem-solving mindset.
Excellent communication skills.
Proficiency in Excel, Google Sheets, SQL queries and data analysis.
Self-starter with the ability to work independently and manage multiple priorities.
Proven ability to adapt, identify opportunities, drive improvements, and implement change.
Remote work experience is a plus, but not required.
Fluent in English, both written and spoken.

Practicals

You'll report to: Director of Payments Compliance
Team: Operational Risk Management
Location: For this position we welcome everyone to apply, but we will prioritize applications in the Americas (specifically East Cost timezone)
Start date: As soon as possible

Remote Compensation Philosophy

Remote's Total Rewards philosophy is to ensure fair, unbiased compensation and fair equity pay along with competitive benefits in all locations in which we operate. We do not agree to or encourage cheap-labor practices and therefore we ensure to pay above in-location rates. We hope to inspire other companies to support global talent-hiring and bring local wealth to developing countries.

At first glance our salary bands seem quite wide - here is some context. At Remote we have international operations and a globally distributed workforce. We use geo ranges to consider geographic pay differentials as part of our global compensation strategy to remain competitive in various markets while we hiring globally.

The base salary range for this full-time position is between USD 36,000 to USD 101,200. Our salary ranges are determined by role, level and location, and our job titles may span more than one career level. The actual base pay for the successful candidate in this role is dependent upon many factors such as location, transferable or job-related skills, work experience, relevant training, business needs, and market demands. The base salary range may be subject to change.

Application process

Roughly 4 hours across 4 weeks

Interview with recruiter
Interview with team members
Interview with stakeholder and manager
Bar Raiser interview
Offer and Prior employment verification check

#LI-DNP

Benefits

Our full benefits & perks are explained in our handbook at remote.com/r/benefits. As a global company, each country works differently, but some benefits/perks are for all Remoters:

work from anywhere
flexible paid time off
flexible working hours (we are async)
16 weeks paid parental leave
mental health support services
stock options
learning budget
home office budget & IT equipment
budget for local in-person social events or co-working spaces

How you’ll plan your day (and life)

We work async at Remote which means you can plan your schedule around your life (and not around meetings). Read more at remote.com/async.

You will be empowered to take ownership and be proactive. When in doubt you will default to action instead of waiting. Your life-work balance is important and you will be encouraged to put yourself and your family first, and fit work around your needs.

If that sounds like something you want, apply now!

How to apply

Please fill out the form below and upload your CV with a PDF format.
We kindly ask you to submit your application and CV in English, as this is the standardised language we use here at Remote.
If you don’t have an up to date CV but you are still interested in talking to us, please feel free to add a copy of your LinkedIn profile instead.

We will ask you to voluntarily tell us your pronouns at interview stage, and you will have the option to answer our anonymous demographic questionnaire when you apply below. As an equal employment opportunity employer it’s important to us that our workforce reflects people of all backgrounds, identities, and experiences and this data will help us to stay accountable. We thank you for providing this data, if you chose to.

Canada
USA