Canada
Make employment in Canada easy. Let us handle payroll, benefits, taxes, compliance, and even stock options for your team in Canada, all in one easy-to-use platform.
- Capital City
Ottawa
- Currency
Canadian dollar ($, CAD)
- Languages
English and French
- Population size
37,589,262
Remote builds belonging for your global team with comprehensive local plans at competitive rates. 🙌
Remote Benefits Plans
At Remote, we provide tailored benefits to ensure that all Remote employees receive comprehensive coverage from top providers. Our plans offer competitive rates designed for larger groups - even if the team is still growing!
Upon onboarding, Remote will enroll team members in their benefits and provide detailed information about their coverage. Remote manages all administrative tasks, allowing you to focus on scaling your global team.
To ensure benefit equality, any benefits offered will apply to all team members in the country, providing consistent coverage and support across the team.
Health Benefits
Offering health insurance in this country is not mandatory, but providing these additional health benefits can greatly enhance the healthcare experience for employees by enabling access to a wider range of providers and specialists, as well as significantly reducing wait times.
Remote offers five different health insurance plans, each with varying levels of coverage and benefits, allowing you to tailor benefits to meet the specific needs of your team.
The Basic plan includes 80% co-insurance for health services, 100% out-of-country coverage, limited paramedical services, and basic dental and vision care. The Standard plan offers enhanced coverage with 90% co-insurance, higher limits for paramedical services, and more comprehensive dental and vision care. The Plus plan provides 100% co-insurance, private hospital rooms, and broader coverage for drugs and paramedical services, along with orthodontic coverage. The Premium plan further extends coverage with higher limits for dental and vision care and a more extensive range of paramedical services. The Premium Enhanced plan includes all the benefits of the Premium plan, plus additional coverage for gender affirmation care and increased limits for various services.
If a Family plan is provided through Remote, the Canadian team members will have the opportunity to add dependents. If a team member does not add dependents, the charge will be at the Single rate for their plan. We strongly recommend providing the Family plan, as it is customary in Canada to extend health insurance coverage to include dependents. In Quebec, it is mandatory for employees with a private medical plan to enroll their dependents. Therefore, the Family plan must be offered. The benefit rules in Quebec are regulated by RAMQ (The Régie de l’assurance maladie du Québec is the government health insurance board in the province of Quebec, Canada). Additional information about this legislation can be found here.
Remote also provides a Single plan option, which will be applied to all employees in the country (current and future), and team members will not have the option to add dependents, even at their own cost.
Health Insurance
80% co-insurance with no deductible
Semi-private hospital rooms
Private duty nursing care (maximum $10,000 per 12 months per condition)
Medical services & supplies coverage (reasonable and customary limits apply)
Out of Country Coverage
100% co-insurance with an unlimited lifetime maximum
60-day trip coverage
Drugs
80% co-insurance with no deductible
Mandatory generic coverage with no substitutions
Maximum $5,000 per calendar year
Paramedical Practitioners
$300 per practitioner per year
Includes acupuncturist, chiropractor, dietician, physiotherapist, massage therapist, osteopath, speech therapist, naturopath, podiatrist, and psychologist
Virtual Health & Second Medical Opinion
Included
Vision Care
Lenses, frames, and laser eye surgery: $250 every 24 months
Eye exams: 1 every 24 months
100% co-insurance with no deductible
Dental Care
No deductible
80% co-insurance for basic services
Maximum $1,000 per calendar year
Basic Life Insurance
Flat $25,000 coverage
Accident, Death and Dismemberment (AD&D)
Equal to life insurance coverage
Dependent Life
Not covered
Short-term Disability
Not covered
Long-term Disability
Not covered
Gender Affirmation Care
Not covered
Health Insurance
90% co-insurance with no deductible
Semi-private hospital rooms
Private duty nursing care (maximum $10,000 per 12 months per condition)
Medical services & supplies coverage (reasonable and customary limits apply)
Out of Country Coverage
100% co-insurance with an unlimited lifetime maximum
60-day trip coverage
Drugs
90% co-insurance and $7 dispensing fee cap
Mandatory generic coverage with no substitutions
Maximum $100,000 per calendar year
Paramedical Practitioners
$500 per practitioner per year
$1,000 for mental health practitioners
Combined $2,000 overall max
Includes acupuncturist, chiropractor, dietician, physiotherapist, massage therapist, osteopath, speech therapist, naturopath, podiatrist, and psychologist
Virtual Health & Second Medical Opinion
Included
Vision Care
Lenses, frames, and laser eye surgery: $350 every 24 months
Eye exams: 1 every 24 months
100% co-insurance with no deductible
Dental Care
No deductible
80% co-insurance for basic services
50% co-insurance for major services
Combined maximum of $1,000 per calendar year
Basic Life Insurance
1x annual earnings up to a maximum $250,000
Accident, Death and Dismemberment (AD&D)
Equal to life insurance coverage
Dependent Life
$5,000 coverage for spouse
$2,500 per dependent child
Short-term Disability
66.7% of weekly earnings up to a maximum of $900
Waiting period of 0 days for accident and hospital
16 weeks benefit duration
Taxable benefit payments
Long-term Disability
66.7% of first $4,500 of monthly earnings
50% of remainder up to a maximum of $5,000
Waiting period of 112 days
Taxable benefit payments
Gender Affirmation Care
Not covered
Health Insurance
100% co-insurance with no deductible
Private hospital rooms
Private duty nursing care (maximum $15,000 per 12 months per condition)
Medical services & supplies coverage (reasonable and customary limits apply)
Out of Country Coverage
100% co-insurance with an unlimited lifetime maximum
60-day trip coverage
Drugs
100% co-insurance and $10 dispensing fee cap
Mandatory generic coverage with no substitutions
Fertility drugs, vaccines, and smoking cessation drugs covered
Unlimited lifetime maximum
Paramedical Practitioners
$750 per practitioner per year
$1,250 for mental health practitioners
Combined $2,000 overall max
Includes acupuncturist, chiropractor, dietician, physiotherapist, massage therapist, osteopath, speech therapist, naturopath, podiatrist, and psychologist
Virtual Health & Second Medical Opinion
Included
Vision Care
Lenses, frames, and laser eye surgery: $350 every 12 months
Eye exams: 1 every 12 months
100% co-insurance with no deductible
Dental Care
No deductible
100% co-insurance for basic services
50% co-insurance for major services
Combined maximum of $2,000 per calendar year
50% co-insurance for orthodontic services, with a lifetime maximum of $2,000 per individual or dependent child
Basic Life Insurance
2x annual earnings up to a maximum $500,000
Accident, Death and Dismemberment (AD&D)
Equal to life insurance coverage
Dependent Life
$10,000 coverage for spouse
$5,000 per dependent child
Short-term Disability
70% of weekly earnings up to a maximum of $1,500
Waiting period of 0 days for accident and hospital
16 weeks benefit duration
Taxable benefit payments
Long-term Disability
70% moon a maximum of $15,000
Waiting period of 112 days
Taxable benefit payments
Gender Affirmation Care
Not covered
Health Insurance
100% co-insurance with no deductible
Private hospital rooms
Private duty nursing care (maximum $15,000 per 12 months per condition)
Medical services & supplies coverage (reasonable and customary limits apply)
Out of Country Coverage
100% co-insurance with an unlimited lifetime maximum
60-day trip coverage
Drugs
100% co-insurance with no deductible
Mandatory generic coverage with no substitutions
Fertility drugs, vaccines, and smoking cessation drugs covered
Unlimited lifetime maximum
Paramedical Practitioners
$1,000 per practitioner per year
$2,000 for mental health practitioners
Includes acupuncturist, chiropractor, dietician, physiotherapist, massage therapist, osteopath, speech therapist, naturopath, podiatrist, and psychologist
Virtual Health & Second Medical Opinion
Included
Vision Care
Lenses, frames, and laser eye surgery: $500 every 12 months
Eye exams: 1 every 12 months
100% co-insurance with no deductible
Dental Care
No deductible
100% co-insurance for basic services
60% co-insurance for major services
Combined maximum of $2,500 per calendar year
60% co-insurance for orthodontic services, with a lifetime maximum of $2,500 per individual or dependent child
Basic Life Insurance
3x annual earnings up to a maximum $1,000,000
Accident, Death and Dismemberment (AD&D)
Equal to life insurance coverage
Dependent Life
$20,000 coverage for spouse
$10,000 per dependent child
Short-term Disability
75% of weekly earnings up to a maximum of $3,500
Waiting period of 0 days for accident and hospital
16 weeks benefit duration
Taxable benefit payments
Long-term Disability
75% moon a maximum of $20,000
Waiting period of 112 days
Taxable benefit payments
Gender Affirmation Care
Not covered
Health Insurance
100% co-insurance with no deductible
Private hospital rooms
Private duty nursing care (maximum $20,000 per 12 months per condition)
Medical services & supplies coverage (reasonable and customary limits apply)
Out of Country Coverage
100% co-insurance with an unlimited lifetime maximum
60-day trip coverage
Drugs
100% co-insurance with no deductible
Mandatory generic coverage with no substitutions
Fertility drugs, vaccines, and smoking cessation drugs covered
Unlimited lifetime maximum
Paramedical Practitioners
$1,000 per practitioner per year
$2,000 for mental health practitioners
Includes acupuncturist, chiropractor, dietician, physiotherapist, massage therapist, osteopath, speech therapist, naturopath, podiatrist, and psychologist
Virtual Health & Second Medical Opinion
Included
Vision Care
Lenses, frames, and laser eye surgery: $500 every 12 months
Eye exams: 1 every 12 months
100% co-insurance with no deductible
Dental Care
No deductible
100% co-insurance for basic services
60% co-insurance for major services
Combined maximum of $2,500 per calendar year
60% co-insurance for orthodontic services, with a lifetime maximum of $2,500 per individual or dependent child
Basic Life Insurance
3x annual earnings up to a maximum $1,000,000
Accident, Death and Dismemberment (AD&D)
Equal to life insurance coverage
Dependent Life
$20,000 coverage for spouse
$10,000 per dependent child
Short-term Disability
75% of weekly earnings up to a maximum of $3,500
Waiting period of 0 days for accident and hospital
16 weeks benefit duration
Taxable benefit payments
Long-term Disability
75% moon a maximum of $20,000
Waiting period of 112 days
Taxable benefit payments
Gender Affirmation Care
Surgical and other procedures for male-to-female and female-to-male transitions, including Augmentation mammoplasty, Thyroid chondroplasty amd LaryngoplastyMaximum coverage of $40,000 CAD
Health Benefits
Offering health insurance in this country is not mandatory, but providing these additional health benefits can greatly enhance the healthcare experience for employees by enabling access to a wider range of providers and specialists, as well as significantly reducing wait times.
Remote offers five different health insurance plans, each with varying levels of coverage and benefits, allowing you to tailor benefits to meet the specific needs of your team.
The Basic plan includes 80% co-insurance for health services, 100% out-of-country coverage, limited paramedical services, and basic dental and vision care. The Standard plan offers enhanced coverage with 90% co-insurance, higher limits for paramedical services, and more comprehensive dental and vision care. The Plus plan provides 100% co-insurance, private hospital rooms, and broader coverage for drugs and paramedical services, along with orthodontic coverage. The Premium plan further extends coverage with higher limits for dental and vision care and a more extensive range of paramedical services. The Premium Enhanced plan includes all the benefits of the Premium plan, plus additional coverage for gender affirmation care and increased limits for various services.
If a Family plan is provided through Remote, the Canadian team members will have the opportunity to add dependents. If a team member does not add dependents, the charge will be at the Single rate for their plan. We strongly recommend providing the Family plan, as it is customary in Canada to extend health insurance coverage to include dependents. In Quebec, it is mandatory for employees with a private medical plan to enroll their dependents. Therefore, the Family plan must be offered. The benefit rules in Quebec are regulated by RAMQ (The Régie de l’assurance maladie du Québec is the government health insurance board in the province of Quebec, Canada). Additional information about this legislation can be found here.
Remote also provides a Single plan option, which will be applied to all employees in the country (current and future), and team members will not have the option to add dependents, even at their own cost.
Health Insurance
80% co-insurance with no deductible
Semi-private hospital rooms
Private duty nursing care (maximum $10,000 per 12 months per condition)
Medical services & supplies coverage (reasonable and customary limits apply)
Out of Country Coverage
100% co-insurance with an unlimited lifetime maximum
60-day trip coverage
Drugs
80% co-insurance with no deductible
Mandatory generic coverage with no substitutions
Maximum $5,000 per calendar year
Paramedical Practitioners
$300 per practitioner per year
Includes acupuncturist, chiropractor, dietician, physiotherapist, massage therapist, osteopath, speech therapist, naturopath, podiatrist, and psychologist
Virtual Health & Second Medical Opinion
Included
Vision Care
Lenses, frames, and laser eye surgery: $250 every 24 months
Eye exams: 1 every 24 months
100% co-insurance with no deductible
Dental Care
No deductible
80% co-insurance for basic services
Maximum $1,000 per calendar year
Basic Life Insurance
Flat $25,000 coverage
Accident, Death and Dismemberment (AD&D)
Equal to life insurance coverage
Dependent Life
Not covered
Short-term Disability
Not covered
Long-term Disability
Not covered
Gender Affirmation Care
Not covered
Health Insurance
90% co-insurance with no deductible
Semi-private hospital rooms
Private duty nursing care (maximum $10,000 per 12 months per condition)
Medical services & supplies coverage (reasonable and customary limits apply)
Out of Country Coverage
100% co-insurance with an unlimited lifetime maximum
60-day trip coverage
Drugs
90% co-insurance and $7 dispensing fee cap
Mandatory generic coverage with no substitutions
Maximum $100,000 per calendar year
Paramedical Practitioners
$500 per practitioner per year
$1,000 for mental health practitioners
Combined $2,000 overall max
Includes acupuncturist, chiropractor, dietician, physiotherapist, massage therapist, osteopath, speech therapist, naturopath, podiatrist, and psychologist
Virtual Health & Second Medical Opinion
Included
Vision Care
Lenses, frames, and laser eye surgery: $350 every 24 months
Eye exams: 1 every 24 months
100% co-insurance with no deductible
Dental Care
No deductible
80% co-insurance for basic services
50% co-insurance for major services
Combined maximum of $1,000 per calendar year
Basic Life Insurance
1x annual earnings up to a maximum $250,000
Accident, Death and Dismemberment (AD&D)
Equal to life insurance coverage
Dependent Life
$5,000 coverage for spouse
$2,500 per dependent child
Short-term Disability
66.7% of weekly earnings up to a maximum of $900
Waiting period of 0 days for accident and hospital
16 weeks benefit duration
Taxable benefit payments
Long-term Disability
66.7% of first $4,500 of monthly earnings
50% of remainder up to a maximum of $5,000
Waiting period of 112 days
Taxable benefit payments
Gender Affirmation Care
Not covered
Health Insurance
100% co-insurance with no deductible
Private hospital rooms
Private duty nursing care (maximum $15,000 per 12 months per condition)
Medical services & supplies coverage (reasonable and customary limits apply)
Out of Country Coverage
100% co-insurance with an unlimited lifetime maximum
60-day trip coverage
Drugs
100% co-insurance and $10 dispensing fee cap
Mandatory generic coverage with no substitutions
Fertility drugs, vaccines, and smoking cessation drugs covered
Unlimited lifetime maximum
Paramedical Practitioners
$750 per practitioner per year
$1,250 for mental health practitioners
Combined $2,000 overall max
Includes acupuncturist, chiropractor, dietician, physiotherapist, massage therapist, osteopath, speech therapist, naturopath, podiatrist, and psychologist
Virtual Health & Second Medical Opinion
Included
Vision Care
Lenses, frames, and laser eye surgery: $350 every 12 months
Eye exams: 1 every 12 months
100% co-insurance with no deductible
Dental Care
No deductible
100% co-insurance for basic services
50% co-insurance for major services
Combined maximum of $2,000 per calendar year
50% co-insurance for orthodontic services, with a lifetime maximum of $2,000 per individual or dependent child
Basic Life Insurance
2x annual earnings up to a maximum $500,000
Accident, Death and Dismemberment (AD&D)
Equal to life insurance coverage
Dependent Life
$10,000 coverage for spouse
$5,000 per dependent child
Short-term Disability
70% of weekly earnings up to a maximum of $1,500
Waiting period of 0 days for accident and hospital
16 weeks benefit duration
Taxable benefit payments
Long-term Disability
70% moon a maximum of $15,000
Waiting period of 112 days
Taxable benefit payments
Gender Affirmation Care
Not covered
Health Insurance
100% co-insurance with no deductible
Private hospital rooms
Private duty nursing care (maximum $15,000 per 12 months per condition)
Medical services & supplies coverage (reasonable and customary limits apply)
Out of Country Coverage
100% co-insurance with an unlimited lifetime maximum
60-day trip coverage
Drugs
100% co-insurance with no deductible
Mandatory generic coverage with no substitutions
Fertility drugs, vaccines, and smoking cessation drugs covered
Unlimited lifetime maximum
Paramedical Practitioners
$1,000 per practitioner per year
$2,000 for mental health practitioners
Includes acupuncturist, chiropractor, dietician, physiotherapist, massage therapist, osteopath, speech therapist, naturopath, podiatrist, and psychologist
Virtual Health & Second Medical Opinion
Included
Vision Care
Lenses, frames, and laser eye surgery: $500 every 12 months
Eye exams: 1 every 12 months
100% co-insurance with no deductible
Dental Care
No deductible
100% co-insurance for basic services
60% co-insurance for major services
Combined maximum of $2,500 per calendar year
60% co-insurance for orthodontic services, with a lifetime maximum of $2,500 per individual or dependent child
Basic Life Insurance
3x annual earnings up to a maximum $1,000,000
Accident, Death and Dismemberment (AD&D)
Equal to life insurance coverage
Dependent Life
$20,000 coverage for spouse
$10,000 per dependent child
Short-term Disability
75% of weekly earnings up to a maximum of $3,500
Waiting period of 0 days for accident and hospital
16 weeks benefit duration
Taxable benefit payments
Long-term Disability
75% moon a maximum of $20,000
Waiting period of 112 days
Taxable benefit payments
Gender Affirmation Care
Not covered
Health Insurance
100% co-insurance with no deductible
Private hospital rooms
Private duty nursing care (maximum $20,000 per 12 months per condition)
Medical services & supplies coverage (reasonable and customary limits apply)
Out of Country Coverage
100% co-insurance with an unlimited lifetime maximum
60-day trip coverage
Drugs
100% co-insurance with no deductible
Mandatory generic coverage with no substitutions
Fertility drugs, vaccines, and smoking cessation drugs covered
Unlimited lifetime maximum
Paramedical Practitioners
$1,000 per practitioner per year
$2,000 for mental health practitioners
Includes acupuncturist, chiropractor, dietician, physiotherapist, massage therapist, osteopath, speech therapist, naturopath, podiatrist, and psychologist
Virtual Health & Second Medical Opinion
Included
Vision Care
Lenses, frames, and laser eye surgery: $500 every 12 months
Eye exams: 1 every 12 months
100% co-insurance with no deductible
Dental Care
No deductible
100% co-insurance for basic services
60% co-insurance for major services
Combined maximum of $2,500 per calendar year
60% co-insurance for orthodontic services, with a lifetime maximum of $2,500 per individual or dependent child
Basic Life Insurance
3x annual earnings up to a maximum $1,000,000
Accident, Death and Dismemberment (AD&D)
Equal to life insurance coverage
Dependent Life
$20,000 coverage for spouse
$10,000 per dependent child
Short-term Disability
75% of weekly earnings up to a maximum of $3,500
Waiting period of 0 days for accident and hospital
16 weeks benefit duration
Taxable benefit payments
Long-term Disability
75% moon a maximum of $20,000
Waiting period of 112 days
Taxable benefit payments
Gender Affirmation Care
Surgical and other procedures for male-to-female and female-to-male transitions, including Augmentation mammoplasty, Thyroid chondroplasty amd LaryngoplastyMaximum coverage of $40,000 CAD
Retirement & Pension
Remote provides a comprehensive Retirement Plan (RRSP) in Canada, featuring employer matching options ranging from 0% to 7%
Employees can voluntarily contribute to the Basic Plan without any employer matching.
Employees can contribute 3% voluntarily, and the employer will match 100% of the contributions up to 3%.
Employees can contribute 4% voluntarily, and the employer will match 100% of the contributions up to 4%.
Employees can contribute 5% voluntarily, and the employer will match 100% of the contributions up to 5%.
Employees can contribute 7% voluntarily, and the employer will match 100% of the contributions up to 7%.
Employees can contribute 6% voluntarily, and the employer will match 100% of the contributions up to 6%.
Life Insurance
Remote offers comprehensive Life Insurance and Accidental Death & Dismemberment (AD&D) benefits in Canada, aligned with the health insurance tier you select. This means that the Life Insurance and AD&D coverage levels are directly tied to the health insurance plan you choose.
The Basic tier includes a flat $25,000 coverage for both Life Insurance and AD&D, while higher tiers offer coverage based on a multiple of the employee’s annual earnings, with additional coverage for spouses and dependent children. The Premium Enhanced tier provides the highest level of coverage, up to 3x annual earnings, ensuring robust protection for employees and their families.
Basic Life Insurance
Flat $25,000 coverage
Accident, Death and Dismemberment (AD&D)
Equal to life insurance coverage
Dependent Life
Not covered
Basic Life Insurance
1x annual earnings up to a maximum $250,000
Accident, Death and Dismemberment (AD&D)
Equal to life insurance coverage
Dependent Life
$5,000 coverage for spouse
$2,500 per dependent child
Basic Life Insurance
2x annual earnings up to a maximum $500,000
Accident, Death and Dismemberment (AD&D)
Equal to life insurance coverage
Dependent Life
$10,000 coverage for spouse
$5,000 per dependent child
Basic Life Insurance
3x annual earnings up to a maximum $1,000,000
Accident, Death and Dismemberment (AD&D)
Equal to life insurance coverage
Dependent Life
$20,000 coverage for spouse
$10,000 per dependent child
Basic Life Insurance
3x annual earnings up to a maximum $1,000,000
Accident, Death and Dismemberment (AD&D)
Equal to life insurance coverage
Dependent Life
$20,000 coverage for spouse
$10,000 per dependent child
Accident & Disability
Remote offers comprehensive Short-term Disability (STD) and Long-term Disability (LTD) benefits in Canada, which are aligned with the health insurance tier provided. This means that the STD and LTD coverage levels are directly tied to the health insurance plan provided by Remote. Each health insurance tier corresponds to a specific level of STD and LTD coverage.
The Basic tier does not include STD and LTD coverage, while the Standard tier provides 66.7% of weekly earnings for STD and up to 66.7% of monthly earnings for LTD. Higher tiers, such as Premium and Premium Enhanced, offer increased coverage levels, providing up to 75% of weekly and monthly earnings for STD and LTD, ensuring substantial support for employees during periods of disability.
Short-term Disability
Not covered
Long-term Disability
Not covered
Short-term Disability
66.7% of weekly earnings up to a maximum of $900
Waiting period of 0 days for accident and hospital
16 weeks benefit duration
Taxable benefit payments
Long-term Disability
66.7% of first $4,500 of monthly earnings
50% of remainder up to a maximum of $5,000
Waiting period of 112 days
Taxable benefit payments
Short-term Disability
70% of weekly earnings up to a maximum of $1,500
Waiting period of 0 days for accident and hospital
16 weeks benefit duration
Taxable benefit payments
Long-term Disability
70% moon a maximum of $15,000
Waiting period of 112 days
Taxable benefit payments
Short-term Disability
75% of weekly earnings up to a maximum of $3,500
Waiting period of 0 days for accident and hospital
16 weeks benefit duration
Taxable benefit payments
Long-term Disability
75% moon a maximum of $20,000
Waiting period of 112 days
Taxable benefit payments
Short-term Disability
75% of weekly earnings up to a maximum of $3,500
Waiting period of 0 days for accident and hospital
16 weeks benefit duration
Taxable benefit payments
Long-term Disability
75% moon a maximum of $20,000
Waiting period of 112 days
Taxable benefit payments
Employee Assistance Program
Remote offers a comprehensive and optional Employee Assistance Program (EAP) for your workforce in Canada. This program provides round-the-clock support and resources to help employees manage a wide range of personal and professional challenges. The EAP extends to dependents and family members, ensuring holistic support for your team. With access to counseling, legal and financial advice, and wellbeing resources, this program is designed to enhance the overall wellbeing of your team members and their families.
You also have the option to offer an Employee Assistance Program (EAP) to your workforce. This includes:
24/7/365 telephone support help line
Wellbeing platform & mobile app (available in 50 languages)
Employee legal help line
Consulting services for financial, debt advice, housing, relocation, parenting, eldercare, health and wellness, and more
Dependent & family access (up to 5 per employee)
Up to 5 counseling sessions per issue (face-to-face, video, or structured telephone counseling sessions)
And much more!
Business Travel Insurance
New Benefit Available November 1, 2024:
Remote’s Global Business Travel Insurance program is crafted to address the unique needs of your team, whether they are embarking on short business trips or traveling extensively throughout the year. With five comprehensive plan options—Basic, Standard, Premium, Premium Plus, and Standard Plus—this program ensures that your team members have the right level of coverage to protect their health, safety, and well-being while traveling for business. Available in over 90 countries, the program provides extensive global coverage at competitive rates, offering peace of mind no matter where their work takes them.
This optional benefit is designed to be flexible, allowing you to offer tailored coverage that meets the diverse needs of your workforce. By providing business travel insurance, you are taking proactive steps to safeguard your team from unforeseen events such as medical emergencies, trip disruptions, or loss of business equipment while they are on the road.
It is essential to be aware that in certain countries, Business Travel Insurance may be categorized as 'Benefits in Kind' (BIK). This categorization means that the monthly premiums, which the company pays for the benefit, might be counted as part of the employee's taxable income according to the local tax laws.
Coverages (values in USD):
Emergency & Accidental Medical: $1,000,000
Repatriation for Medical Treatment: 100% per trip
Emergency Medical Evacuation: $100,000
Repatriation of Mortal Remains: $25,000 per trip
Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000
Business Equipment: Up to $1,500
Computer Equipment (single item limit): $500
Business Money: $100 per day up to $500
Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.
Coverages (values in USD):
Excludes Medical & Evacuation
Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips
Personal Liability: $100,000 per trip
Accidental Death & Permanent Total Disability: $100,000 per trip
Loss of Passport: $250 per trip
Legal Expenses: $10,000 per trip
Hijacking: $1,000 per trip
Business Equipment: Up to $1,500
Computer Equipment (single item limit): $500
Business Money: $100 per day up to $500
Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.
Coverages (values in USD):
Emergency & Accidental Medical: $1,000,000
Repatriation for Medical Treatment: 100% per trip
Emergency Medical Evacuation: $100,000
Repatriation of Mortal Remains: $25,000 per trip
Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000
Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips
Personal Liability: $100,000 per trip
Accidental Death & Permanent Total Disability: $100,000 per trip
Loss of Passport: $250 per trip
Legal Expenses: $10,000 per trip
Hijacking: $1,000 per trip
Business Equipment: Up to $1,500
Computer Equipment (single item limit): $500
Business Money: $100 per day up to $500
Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.
Coverages (values in USD):
Excludes Medical & Evacuation
Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips
Personal Liability: $100,000 per trip
Accidental Death & Permanent Total Disability: $100,000 per trip
Loss of Passport: $250 per trip
Legal Expenses: $10,000 per trip
Hijacking: $1,000 per trip
Cancellation & Curtailment: $2,000 per trip; subject to $100 deductible per Trip *Benefit not available to residents of the USA
Business Equipment: Up to $1,500
Computer Equipment (single item limit): $500
Business Money: $100 per day up to $500
Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.
Coverages (values in USD):
Emergency & Accidental Medical: $1,000,000
Repatriation for Medical Treatment: 100% per trip
Emergency Medical Evacuation: $100,000
Repatriation of Mortal Remains: $25,000 per trip
Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000
Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips
Personal Liability: $100,000 per trip
Accidental Death & Permanent Total Disability: $100,000 per trip
Loss of Passport: $250 per trip
Legal Expenses: $10,000 per trip
Hijacking: $1,000 per trip
Cancellation & Curtailment: $2,000 per trip; subject to $100 deductible per Trip *Benefit not available to residents of the USA
Business Equipment: Up to $1,500
Computer Equipment (single item limit): $500
Business Money: $100 per day up to $500
Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.
Download Benefits Guide PDF here
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How do benefits work when hiring through an EOR?
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