Easily manage employment in Canada
Make employment in Canada easy. Let us handle payroll, benefits, taxes, compliance, and even stock options for your team in Canada, all in one easy-to-use platform.
- Overview
- Accident & Disability
Accident & Disability
Remote offers comprehensive Short-term Disability (STD) and Long-term Disability (LTD) benefits in Canada, which are aligned with the health insurance tier provided. This means that the STD and LTD coverage levels are directly tied to the health insurance plan provided by Remote. Each health insurance tier corresponds to a specific level of STD and LTD coverage.
The Basic tier does not include STD and LTD coverage, while the Standard tier provides 66.7% of weekly earnings for STD and up to 66.7% of monthly earnings for LTD. Higher tiers, such as Premium and Premium Enhanced, offer increased coverage levels, providing up to 75% of weekly and monthly earnings for STD and LTD, ensuring substantial support for employees during periods of disability.
-
Basic
Short-term Disability
Not covered
Long-term Disability
Not covered
-
Standard
Short-term Disability
- 66.7% of weekly earnings up to a maximum of $900
- Waiting period of 0 days for accident and hospital
- 16 weeks benefit duration
- Taxable benefit payments
Long-term Disability
- 66.7% of first $4,500 of monthly earnings
- 50% of remainder up to a maximum of $5,000
- Waiting period of 112 days
- Taxable benefit payments
-
Plus
Short-term Disability
- 70% of weekly earnings up to a maximum of $1,500
- Waiting period of 0 days for accident and hospital
- 16 weeks benefit duration
- Taxable benefit payments
Long-term Disability
- 70% moon a maximum of $15,000
- Waiting period of 112 days
- Taxable benefit payments
-
Premium
Short-term Disability
- 75% of weekly earnings up to a maximum of $3,500
- Waiting period of 0 days for accident and hospital
- 16 weeks benefit duration
- Taxable benefit payments
Long-term Disability
- 75% moon a maximum of $20,000
- Waiting period of 112 days
- Taxable benefit payments
-
Premium Enhanced
Short-term Disability
- 75% of weekly earnings up to a maximum of $3,500
- Waiting period of 0 days for accident and hospital
- 16 weeks benefit duration
- Taxable benefit payments
Long-term Disability
- 75% moon a maximum of $20,000
- Waiting period of 112 days
- Taxable benefit payments