Remote's guide to benefits in

Ireland

Make employment in Ireland easy. Let us handle payroll, benefits, taxes, compliance, and even stock options for your team in Ireland, all in one easy-to-use platform.

Services available in this country:

Employer of Record ProductContractor ManagementPayroll

Capital City
Dublin
Currency
Euro (€, EUR)
Languages
English
Population size
4,921,500

Services available in this country:

Employer of Record ProductContractor ManagementPayroll

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Remote builds belonging for your global team with comprehensive local plans at competitive  rates. 🙌

Remote Benefits Plans

At Remote, we provide tailored benefits to ensure that all Remote employees receive comprehensive coverage from top providers. Our plans offer competitive rates designed for larger groups - even if the team is still growing!

Upon onboarding, Remote will enroll team members in their benefits and provide detailed information about their coverage. Remote manages all administrative tasks, allowing you to focus on scaling your global team.

To ensure benefit equality, any benefits offered will apply to all team members in the country, providing consistent coverage and support across the team.

Health Benefits

Offering health insurance in this country is not mandatory, but providing these additional health benefits can greatly enhance the healthcare experience for employees by enabling access to a wider range of providers and specialists, as well as significantly reducing wait times.

When onboarding a new hire in Ireland, Remote offers the Local Standard and Local Premium plans.

The Local Standard plan provides extensive inpatient and outpatient coverage, including semi-private hospital rooms, emergency in-patient treatment abroad, psychiatric treatment, minor injury clinic cover, routine and non-routine dental treatments, vision coverage, and additional benefits like laser treatments and mental health support. The Local Premium plan enhances these benefits with more extensive outpatient services, additional dental and vision care, and higher coverage limits for various treatments.

New Benefit Available January 1, 2025:

Starting January 2025, we will be introducing two new health plans with expanding options to include family and dental coverage.

The Local Health Guide 2 plan provides extensive inpatient and outpatient coverage, including semi-private hospital rooms, emergency in-patient treatment abroad, psychiatric treatment, minor injury clinic cover, routine and non-routine dental treatments, vision coverage, and additional benefits like laser treatments and mental health support. The Local Health Guide 3 plan enhances these benefits with more extensive outpatient services, additional dental and vision care, and higher coverage limits for various treatments.

If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!

Standard (Current)

In-Patient Coverage

Semi-Private Hospital Room: Public hospitals covered; private hospitals €150 excess per claim, €2,500 co-payment on certain orthopedic procedures; high-tech hospitals (Beacon) €150 excess per claim, 50% cover for Blackrock Clinic and Mater Private.
Private Hospital Room: Public hospitals covered; private hospitals €150 excess per claim, €2,500 co-payment on certain orthopedic procedures; high-tech hospitals (Beacon) €150 excess per claim, 50% cover for Blackrock Clinic and Mater Private.
Day Case in Hospital: Public hospitals covered; private hospitals €75 excess per claim; high-tech hospitals €75 excess per claim.
Maternity Public Hospital Coverage: 3 nights accommodation covered.
Home Births: Covered up to €4,000.
Emergency In-Patient Treatment Abroad: Hospital bills up to €100,000; repatriation expenses up to €1 million.
Psychiatric Treatment: Not related to substance abuse: 100 days (up to the level of hospital cover provided under the plan); Related to substance abuse: 91 days per 5 years (up to the level of hospital cover provided under the plan).
Oncotype DX: Covered.
Health in the Home: Covered with our provider partner.
Care Connect: Covered.
EXOGEN Therapy: Covered with our provider partner.
Post-Operative Home Help: 2 x 3-hour cleaning sessions.
Convalescence Benefits: €50 x 15 days.
Child Home Nursing: €100 x 14 days (following an inpatient stay of minimum 5 days).
Medical Ambulance Costs: Covered.
Gender Affirmation Benefits: 50% up to €10,000 per lifetime.
Genetic Testing: 50% covered for initial consult; tests for specific genetic mutations covered in approved clinics with an approved consultant.
Cancer Support Benefits: Up to €100 per day, max €1,500 per calendar year (for accommodation expenses when traveling more than 50km).
Genetic Testing for Cancer Treatment Options - Foundation One CDx: Covered.
Healthy Minds: Online access to mental health assessments and content, up to 6 counseling sessions via phone, chat, video, or face-to-face.

Out-Patient Coverage (Not Subject to Excess)

Nurse on Call: Covered.
Digital Doctor: Unlimited.
Minor Injury Clinic Cover: 75% up to €200 per visit.
MRI Scans: Covered at approved centers.
HPV Vaccine: 50% up to €200 per policy year.
CT Scans: Covered at approved centers.
Out-Patient Maternity Consultant Fees: €400.
Menopause Benefits: 60% cover for initial consultation.
PET-CT Scans: Covered at approved centers.
Health Screenings and Allergy Testing: Up to €200 per policy year.
Nutrition Recovery Benefits: €50 contribution.
Child Development Benefits: 50% up to €200 for a developmental/neuro-developmental assessment.
Psychotherapy and Counseling Benefits: 50% up to 12 visits, capped at €1,000 per policy year (including practitioners at the Dean Clinic).
Mammogram: First visit fully covered.
Dexa Scan: First visit fully covered.

Out-Patient Coverage (Subject to Excess)

Outpatient Excess per Person: €1.
Maximum Outpatient Benefits per Member per Policy Year: €4,000.
Consultant Fees: 50% per visit, unlimited.
Public A&E Cover: 50% up to €50 per visit.
Psycho-Oncology Counseling: 50% up to €25 x 8 visits.
Manual Lymph Drainage: 50% up to €25 x 5 visits.
Home Recovery Benefits: €80 x 10 days.
Pathology: Consultant fees covered up to 50%; 50% for tests.
Radiology: Consultant fees covered up to 50%; 50% for tests.

Day-to-Day Health Coverage

Individual Day-to-Day Excess: €1.
GP Visits: 50% per visit.
Physiotherapist/Physical Therapists: €30 x 10 visits.
Acupuncturists/Chiropractors/Homeopaths/Massage Therapists/Osteopaths/Reflexologists/Reiki Practitioners: 50% x 12 combined visits.
Chiropodist/Podiatrist Visits: 50% x 12 combined visits.
Psychologists: €25 x 10 visits.
Dietician/Nutritionist Visits: 50% x 12 combined visits.
Hearing Tests: Up to €25 x 1.
Occupational Therapists: 50% x 12 combined visits.
Orthoptist Visits: 50% x 12 combined visits.
Prescriptions: €15 x 3 prescriptions.
Speech Therapists: 50% x 12 combined visits.

Dental Coverage

Emergency Dental Coverage: €250.
Routine Treatments: 50% up to €50 per policy year.
Non-Routine Treatments: 50% up to €100 per policy year.
Orthodontics: €100 cash benefit.

Vision Coverage

50% up to €75 per policy year for eye tests, glasses, or contact lenses (combined).
Laser Eye Surgery: Up to €200 once per lifetime.

Additional Benefits

Laser treatments for skin conditions and facial hair, dermatology, mindfulness, sports clubs and gym membership, sexual health screenings, discounts on teeth whitening services, stress reduction programs, self-compassion programs, life coaching, therapy for ADHD, and more.

Dependents

Employees can add dependents at their own expense.

Premium (Current)

In-Patient Coverage

Semi-Private Hospital Room: Public hospitals covered; private hospitals €150 excess per claim, €2,500 co-payment on certain orthopedic procedures; high-tech hospitals (Beacon) €150 excess per claim, 50% cover for Blackrock Clinic and Mater Private.
Private Hospital Room: Public hospitals covered; private hospitals €150 excess per claim, €2,500 co-payment on certain orthopedic procedures; high-tech hospitals (Beacon) €150 excess per claim, 50% cover for Blackrock Clinic and Mater Private.
Day Case in Hospital: Public hospitals covered; private hospitals €75 excess per claim; high-tech hospitals €75 excess per claim.
Maternity Public Hospital Coverage: 3 nights accommodation covered.
Home Births: Covered up to €4,000.
Emergency In-Patient Treatment Abroad: Hospital bills up to €100,000; repatriation expenses up to €1 million.
Psychiatric Treatment: Not related to substance abuse: 100 days (up to the level of hospital cover provided under the plan); Related to substance abuse: 91 days per 5 years (up to the level of hospital cover provided under the plan).
Oncotype DX: Covered.
Health in the Home: Covered with our provider partner.
Care Connect: Covered.
EXOGEN Therapy: Covered with our provider partner.
Post-Operative Home Help: 2 x 3-hour cleaning sessions.
Convalescence Benefits: €50 x 15 days.
Child Home Nursing: €100 x 14 days (following an inpatient stay of minimum 5 days).
Medical Ambulance Costs: Covered.
Gender Affirmation Benefits: 50% up to €10,000 per lifetime.
Genetic Testing: 50% covered for initial consult; tests for specific genetic mutations covered in approved clinics with an approved consultant.
Cancer Support Benefits: Up to €100 per day, max €1,500 per calendar year (for accommodation expenses when traveling more than 50km).
Genetic Testing for Cancer Treatment Options - Foundation One CDx: Covered.
Healthy Minds: Online access to mental health assessments and content, up to 6 counseling sessions via phone, chat, video, or face-to-face.

Out-Patient Coverage (Not Subject to Excess)

Nurse on Call: Covered.
Digital Doctor: Unlimited.
Minor Injury Clinic Cover: 75% up to €200 per visit.
MRI Scans: Covered at approved centers.
HPV Vaccine: 50% up to €200 per policy year.
CT Scans: Covered at approved centers.
Out-Patient Maternity Consultant Fees: €400.
Menopause Benefits: 60% cover for initial consultation.
PET-CT Scans: Covered at approved centers.
Health Screenings and Allergy Testing: Up to €200 per policy year.
Nutrition Recovery Benefits: €50 contribution.
Child Development Benefits: 50% up to €200 for a developmental/neuro-developmental assessment.
Psychotherapy and Counseling Benefits: 50% up to 12 visits, capped at €1,000 per policy year (including practitioners at the Dean Clinic).
Mammogram: First visit fully covered.
Dexa Scan: First visit fully covered.

Out-Patient Coverage (Subject to Excess)

Outpatient Excess per Person: €1.
Maximum Outpatient Benefits per Member per Policy Year: €4,000.
Consultant Fees: 50% per visit, unlimited.
Public A&E Cover: 50% up to €50 per visit.
Psycho-Oncology Counseling: 50% up to €25 x 8 visits.
Manual Lymph Drainage: 50% up to €25 x 5 visits.
Home Recovery Benefits: €80 x 10 days.
Pathology: Consultant fees covered up to 50%; 50% for tests.
Radiology: Consultant fees covered up to 50%; 50% for tests.

Day-to-Day Health Coverage

Individual Day-to-Day Excess: €1.
GP Visits: 50% per visit.
Physiotherapist/Physical Therapists: €30 x 10 visits.
Acupuncturists/Chiropractors/Homeopaths/Massage Therapists/Osteopaths/Reflexologists/Reiki Practitioners: 50% x 12 combined visits.
Chiropodist/Podiatrist Visits: 50% x 12 combined visits.
Psychologists: €25 x 10 visits.
Dietician/Nutritionist Visits: 50% x 12 combined visits.
Hearing Tests: Up to €25 x 1.
Occupational Therapists: 50% x 12 combined visits.
Orthoptist Visits: 50% x 12 combined visits.
Prescriptions: €15 x 3 prescriptions.
Speech Therapists: 50% x 12 combined visits.

Dental Coverage

Emergency Dental Coverage: €250
Routine Treatments: 50% up to €50 per policy year
Non-Routine Treatments: 50% up to €100 per policy year
Orthodontics: €100 cash benefit
Dental Exams: 2 per year
Dental X-Rays: Covered
Dental Cleanings: 2 per year
Emergency Dental Treatment: 1 per year, worldwide
All Other Dental Work: 70% cover for fillings, extractions, crowns, etc. (within policy limits)
Orthodontics (18-Month Waiting Period): One-time orthodontic benefit for children aged 8 to 18, up to €1,250
Oral Cancer Benefit (No Waiting Period): Lump sum of €2,000
Oral Cancer Rehabilitation (No Waiting Period): Up to €3,000

Vision Coverage

50% up to €75 per policy year for eye tests, glasses, or contact lenses (combined).
Laser Eye Surgery: Up to €200 once per lifetime.

Additional Benefits

Laser treatments for skin conditions and facial hair, dermatology, mindfulness, sports clubs and gym membership, sexual health screenings, discounts on teeth whitening services, stress reduction programs, self-compassion programs, life coaching, therapy for ADHD, and more.

Dependents

Employees can add dependents at their own expense.

Guide 2 (New)

In-patient Coverage:

Private Patient in a multi-occupancy (which may include semi-private) room in a public hospital and day case: Covered
Public Hospital Private Room: Covered
Private Hospital Semi Private Room: Covered; €150 excess per claim
Private Hospital Private Room: Covered €150 per night
High Tech Hospitals: The Blackrock Clinic, Mater Private, Beacon Hoapital - certain Cardiac Procedures: Covered (no excess)
High Tech Hospitals: The Blackrock Clinic, Mater Private, Beacon Hoapital -certain Special Procedures: Covered; €150 excess per claim
The Blackrock Clinic, Mater Private, Beacon Hopital - procedures other than Cardiac and Special (General & Elective Procedures/Admission): 50% cover in Mater Private & Blackrock Clinic. Full Cover in Beacon €150 per claim
Day Case Private & High Tech Hospitals: Covered; €75 per claim
Convalescence: €50 x 20
Cancer Support Benefit: Cover for Breast Prosthesis - First is covered and subsequent is 50% up to €1,000. Cover for wig following cancer treatment - First is covered and subsequent is 50% up to €1,000. Eyebrow totooing & Sleeping Caps covered up to €60 once per policy year.

Maternity Coverage:

Hospital Costs Up To 3 Nights: Full Cover
Home Births: €4.000
Delivery Consultant Fees: Covered up to agreed charges incurred on day of delivery for participating consultants
Out Patient Maternity Consultant Care: €400
Post Natal Domestic Support: 2 x 3 hour cleaning sessions
Post Natal Home Nursing: See 'Other Maternity Benefits' below
Child Home Nursing: €100 x 14 days (following hospital stay of 5 days)
Pre/Post Natal Care: See 'Other Maternity Benefits' below
Child Healthcare Benefit: Child Delevelopment Benefit: 50% up to €500 for developmental / neurodevelopmental assessment.
Parent Accompanying Child: €40 X 14 not incl. first 3 days
Partner Benefit: €50 towards day travel, accomodation & child minding expenses.
Breastfeeding Consultancy: €30 x 2 sessions
Other Maternity Benefits: Home Early Support following 1 night's stay in hospital of 2 hrs midwife and 3 x 3 hrs with postnatal supporter or following 2 night's stay in hospital of 1 hr midwife and 2 x 3 hrs with postnatal supporter; Postnatal Support benefit: 1 x 3 hr sessions with postnatal supporter; Maternity Mental Health Support €40 x 8 sessions with Nurture; Antenatal Class benefit of €50 towards antenatal class plus 10% off GentleBirth workshop and Access to GentleBirth app; Maternity "Welcome Home Food Hamper" plus 30 min phone consultation with Nutritionist; AMH Fertility Test €50; Pre and post-natal yoga/pilates €20 x 3 visits. Baby Massage €40 for a course of 4 classes. 3D & 4D scans (provided by Babyscan or MD Ultrasound) €50 contribution. His & Hers Fertiliy Screening Test €50 contribution. Zika Virus Screening €50 contribution + €10 point of sale discount with Tropical Medical Bureau

Outpatient Coverage:

Individual Excess €1
Family Excess €1
Consultant Fees 50% per visit (unlimited)
GP Visits 50% per visit (unlimited). Digital Doctor Service, unlimited consultations by phone or online video
Physiotherapist €30 x 15 visits; Back Up treatment programme of 8 sessions twice a year. Once off fee of €50
A & E Charge 50% up to €50 per visit (public Hospitals Only). Minor Injury Cover of 75% up to €200 per visit (HSE & Private Minor Injury Clinics)
Alternative Medical Practitioners Acupuncture, Chiropodist, Chiropractor, Dietician, Occupational Therapist, Osteopath, Physical Therapist, Podiatrist, Orthoptist, Reflexologist 50% x 12 visits combined
Homeopath 50% x 12 visits combined with the above alternative practitioners
Medical Herbalist 50% x 12 visits combined with the above alternative practitioners
Massage Therapist 50% x 12 visits combined with the above alternative practitioners
Nutritionist 50% x 12 visits combined with the above alternative practitioners
Reiki Practitioner 50% x 12 visits combined with the above alternative practitioners
Speech & Language Therapist 50% x 12 visits (children and/or adults) combined with the above alternative practitioners
Cancer Support Benefit (mileage, transportation, hotel) €100 per day for up to a max' of €1,500 per calendar year.
Psycho Onchology Counselling 50% up to €25 by 8 visits
Manual Lymph Drainage 50% up to €25 by 5 visits
Hearing Test Up to €40 per year
Prescription Costs €15 x 3
Employee assistance programme Healthy Minds Benefit; Up to 6 face to face councilling session (per episode) and unlimited sessions through phone, chat or video
Vaccinations HPV vaccine 50% up to €200 per policy year. 50% up to €100 towards travel vaccinations. Flu Vaccine fully covered with Tropical Medical Bureau.
Out Patient Policy Limit €4.000

Outpatient Radiology

Approved Centres MRI, CT, PET CT covered in full by Direct Settlement in approved centres
Non Approved Centres Not Covered
Radiology Consultants Fees 50% (no excess)
Radiology Test Fees 50% (no excess)
Health Screening Health screening and Allergy Testing up to €200 per year; Oncotype DX covered; Genetic Testing - Initial Consultation 50% cover, test for specified genetic mutations covered in approved clinics

Dental Insurance

Emergency Dental Care: Up to €250
Non Emergency Dental: 50% up to €175 per policy year.

Vision Insurance

Optical 50% up to €75 per year; 15% Discount for Laser Eye Surgery with Optilase

Overseas

Benefit Abroad For Surgical Procedures Available In Ireland Covered; subject to the level of cover available in Ireland
Benefit Abroad For Surgical Procedures Not Available In Ireland Covered; up to the amount of the most similar surgical procedure to treat the same condition in Ireland
Hospital Bill €100,000 (inpatient)
Repatriation Expenses €1.000.000
Repatriation of Mortal Remains Yes
Companion Repatriation Expenses €1.000
24 Hour Telephone Assistance Covered
Expenses For Companion €1.000
Gender Affirmation Surgery 50% up to €120,000 (per lifetime) worldwide

Psychiatric Cover

In Patient Psychiatric Non Alcohol Drug 100 days
In Patient Psychiatric Alcohol Related 91 days per 5 years
Out Patient Psychiatric Care Psychologist Psychologist €50 x 10 visits, Psychotherapy & Councelling Benefit; 50% by 12 visits capped at €1,250 per year.

Fertility Benefits

Fertility Benefit Covered up to a max' of €1,000 for IVF, IUI & ICSI (twice per lifetime)
Fertility Preservation Covered up to a max' of €1,000 for egg freezing (once per lifetime) and Sperm Freezing covered up to a max of €150 once per lifetime

Optional Coverages: Dental Insurance & Family Coverage

These coverages can be included for an additional cost:

Dependent Coverage: Note that the final cost for family coverage may vary based on the number of dependents an employee adds.
Dental Care & Prevent:
- Coverage: 100%
- Services: 2 dental exams, dental x-rays, 2 dental cleanings per year
- Emergency dental treatment available worldwide per year
Dental Basic Treatment:
- Coverage: 70%
- Services: Fillings, extractions, treatment of gum disease
- Additional for children: Sealants, space maintainers, stainless steel crowns
Dental Major Treatment:
- Coverage: 70%
- Services: Crowns, inlays, onlays, veneers, root canal treatment, dentures, bridges, and implant-supported crowns
Orthodontics:
- One-time benefit for children aged 8 to 18 years
- Amount: €1,250
- Waiting Period: 18 months
Oral Cancer Benefit:
- Lump Sum: €2,000
- Oral Rehabilitation: €3,000
- No waiting period for benefit initiation
Policy Maximums:
- Annual maximum for crowns, inlays, onlays, and veneers per member: €600
- Lifetime maximum for orthodontic treatment: €1,250
- Lifetime maximum for oral cancer benefit: €5,000
- Annual maximum for all other services per member: €2,000

Guide 3 (New)

In-patient Coverage:

Private Patient in a multi-occupancy (which may include semi-private) room in a public hospital and day case: Covered
Public Hospital Private Room: Covered
Private Hospital Semi Private Room: Covered; €75 excess per claim
Private Hospital Private Room: Covered; €75 excess per claim
High Tech Hospitals: The Blackrock Clinic, Mater Private, Beacon Hoapital - certain Cardiac Procedures: Covered (no excess)
High Tech Hospitals: The Blackrock Clinic, Mater Private, Beacon Hoapital -certain Special Procedures: Covered; €75 excess per claim
The Blackrock Clinic, Mater Private, Beacon Hopital - procedures other than Cardiac and Special (General & Elective Procedures/Admission): 50% cover in Mater Private & Blackrock Clinic. Full Cover in Beacon €150 per claim
Day Case Private & High Tech Hospitals: Covered; €50 excess per claim
Convalescence: €50 x 25
Cancer Support Benefit: €100 per day for up to a max' of €1,500 per calendar year

Maternity Coverage:

Hospital Costs Up To 3 Nights: Full Cover
Home Births: €4.000
Delivery Consultant Fees: Covered up to agreed charges incurred on day of delivery for participating consultants
Out Patient Maternity Consultant Care: €500
Post Natal Domestic Support: 3 x 3 hour cleaning sessions
Post Natal Home Nursing: Home Early Support following 1 night's stay in hospital of 2 hrs midwife and 3 x 4 hrs with postnatal supporter or following 2 night's stay in hospital of 1 hr midwife and 3 x 3 hrs with postnatal supporter
Child Home Nursing: €100 x 14 days (following hospital stay of 5 days)
Pre/Post Natal Care: See 'Other Maternity Benefits' below
Child Healthcare Benefit: Child Delevelopment Benefit: 50% up to €750 for developmental / neurodevelopmental assessment.
Parent Accompanying Child: €40 X 14 not incl. first 3 days
Partner Benefit: €50 x 2 Days travel, accomodation and childminding expenses
Breastfeeding Consultancy: €50 x 2 sessions
Other Maternity Benefits: Postnatal Support benefit: 2 x 3 hr sessions with postnatal supporter; Maternity Mental Health Support €40 x 10 sessions with Nurture; Antenatal Class benefit of €75 towards antenatal class and Access to GentleBirth app; Maternity "Welcome Home Food Hamper" plus 30 min phone consultation with Nutritionist; AMH Fertility Test €75; Pre and post-natal yoga/pilates €20 x 3 visits. Baby Massage €40 for a course of 4 classes. 3D & 4D scans (provided by Babyscan or MD Ultrasound) €70 contribution. His & Hers Fertiliy Screening Test €50 contribution. Zika Virus Screening €75 contribution + €10 point of sale discount with Tropical Medical Bureau

Outpatient Coverage:

Individual Excess €1
Family Excess €1
Consultant Fees 75% per visit (unlimited)
GP Visits 75% per visit (unlimited), Unlimited access to Digital Doctor online service; Nurse On Call covered.
Physiotherapist €40 x 15 visits; Back Up treatment programme of 8 sessions twice a year. Once off fee of €50
A & E Charge €75 per visit (public, private & high tech Hospitals). Minor Injury Cover of 75% up to €300 per visit (HSE & Private Minor Injury Clinics - 20 Clinic Choices)
Alternative Medical Practitioners Acupuncture, Chiropodist, Chiropractor, Dietician, Occupational Therapist, Osteopath, Physical Therapist, Podiatrist, Orthoptist, Reflexologist 50% x 15 visits combined
Homeopath Not covered
Medical Herbalist Not covered
Massage Therapist 50% x 15 visits combined with the above alternative practitioners
Nutritionist 50% x 15 visits combined with the above alternative practitioners
Reiki Practitioner 50% x 15 visits combined with the above alternative practitioners
Speech & Language Therapist 50% x 15 visits (children and/or adults) combined with the above alternative practitioners
Cancer Support Benefit Cover for Breast Prosthesis - First is covered and subsequent is 50% up to €1,000. Cover for wig following cancer treatment - First is covered and subsequent is 50% up to €1,000. Eyebrow totooing covered up to €90 & Sleeping Caps covered up to €60 once per policy year.
Psycho Onchology Counselling 75% up to €25 by 8 visits
Manual Lymph Drainage 75% up to €25 by 5 visits
Hearing Test Up to €40 per year
Prescription Costs €15 x 35
Employee assistance programme Healthy Minds Benefit; Up to 6 face to face councilling session (per episode) and unlimited sessions through phone, chat or video
Vaccinations HPV vaccine 50% up to €200 per policy year. 50% up to €100 towards travel vaccinations. Flu Vaccine fully covered with Tropical Medical Bureau.
Out Patient Policy Limit €4.000

Outpatient Radiology

Approved Centres MRI, CT, PET CT covered in full by Direct Settlement in approved centres
Non Approved Centres Not Covered
Radiology Consultants Fees 50% (no excess)
Radiology Test Fees 75% (no excess)
Health Screening Health screening and Allergy Testing up to €300 per year; Oncotype DX covered; Genetic Testing - Initial Consultation 75% cover, test for specified genetic mutations covered in approved clinics. Dexa Scan & Mammogram; first visit fully covered, 50% cover for subsequent visits. €50 contribution towards Sports Club / Gym Membership / Classes. 50% cover for Cardiac Screening. €75 contribution towards SADS screening. At home testing: €75 per year. Lifestyle Genomic Testing - Nutrition, Fitness, Sleep & Stress; 50% up to €75. Life Coaching Session; €50 contribution. Zika screening; €75 contribution plus €10 discount with partner provider.

Dental Insurance

Emergency Dental Care: Up to €500
Non Emergency Dental: 75% up to €300 per policy year.

Vision Insurance

Optical 75% up to €150 per year; 15% Discount for Laser Eye Surgery with Optilase

Overseas

Benefit Abroad For Surgical Procedures Available In Ireland Covered; subject to the level of cover available in Ireland
Benefit Abroad For Surgical Procedures Not Available In Ireland Covered; up to the amount of the most similar surgical procedure to treat the same condition in Ireland
Hospital Bill €100,000 (inpatient)
Repatriation Expenses €1.000.000
Repatriation of Mortal Remains Yes
Companion Repatriation Expenses €1.000
24 Hour Telephone Assistance Covered
Expenses For Companion €1.000
Gender Affirmation Surgery Up to €120,000 (per lifetime) worldwide

Psychiatric Cover

In Patient Psychiatric Non Alcohol Drug 100 days
In Patient Psychiatric Alcohol Related 91 days per 5 years
Out Patient Psychiatric Care Psychologist Psychologist €75 x 10 visits, Psychotherapy & Councelling Benefit; 75% by 12 visits capped at €1,250 per year.

Fertility Benefits

Fertility Benefit Genetic Testing: Initial consultantion: 75% cover. Test for specified genetic mutations: covered in approved clinics with approved consultant.Covered up to a max' of €2,000 for IVF, IUI & ICSI (twice per lifetime)
Fertility Preservation Covered up to a max' of €1,250 for egg freezing (once per lifetime) and Sperm Freezing covered up to a max of €175 once per lifetime

Optional Coverages: Dental Insurance & Family Coverage

These coverages can be included for an additional cost:

Dependent Coverage: Note that the final cost for family coverage may vary based on the number of dependents an employee adds.
Dental Care & Prevent:
- Coverage: 100%
- Services: 2 dental exams, dental x-rays, 2 dental cleanings per year
- Emergency dental treatment available worldwide per year
Dental Basic Treatment:
- Coverage: 70%
- Services: Fillings, extractions, treatment of gum disease
- Additional for children: Sealants, space maintainers, stainless steel crowns
Dental Major Treatment:
- Coverage: 70%
- Services: Crowns, inlays, onlays, veneers, root canal treatment, dentures, bridges, and implant-supported crowns
Orthodontics:
- One-time benefit for children aged 8 to 18 years
- Amount: €1,250
- Waiting Period: 18 months
Oral Cancer Benefit:
- Lump Sum: €2,000
- Oral Rehabilitation: €3,000
- No waiting period for benefit initiation
Policy Maximums:
- Annual maximum for crowns, inlays, onlays, and veneers per member: €600
- Lifetime maximum for orthodontic treatment: €1,250
- Lifetime maximum for oral cancer benefit: €5,000
- Annual maximum for all other services per member: €2,000

Health Benefits

When onboarding a new hire in Ireland, Remote offers the Local Standard and Local Premium plans.

New Benefit Available January 1, 2025:

Starting January 2025, we will be introducing two new health plans with expanding options to include family and dental coverage.

If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!

Standard (Current)

In-Patient Coverage

Semi-Private Hospital Room: Public hospitals covered; private hospitals €150 excess per claim, €2,500 co-payment on certain orthopedic procedures; high-tech hospitals (Beacon) €150 excess per claim, 50% cover for Blackrock Clinic and Mater Private.
Private Hospital Room: Public hospitals covered; private hospitals €150 excess per claim, €2,500 co-payment on certain orthopedic procedures; high-tech hospitals (Beacon) €150 excess per claim, 50% cover for Blackrock Clinic and Mater Private.
Day Case in Hospital: Public hospitals covered; private hospitals €75 excess per claim; high-tech hospitals €75 excess per claim.
Maternity Public Hospital Coverage: 3 nights accommodation covered.
Home Births: Covered up to €4,000.
Emergency In-Patient Treatment Abroad: Hospital bills up to €100,000; repatriation expenses up to €1 million.
Psychiatric Treatment: Not related to substance abuse: 100 days (up to the level of hospital cover provided under the plan); Related to substance abuse: 91 days per 5 years (up to the level of hospital cover provided under the plan).
Oncotype DX: Covered.
Health in the Home: Covered with our provider partner.
Care Connect: Covered.
EXOGEN Therapy: Covered with our provider partner.
Post-Operative Home Help: 2 x 3-hour cleaning sessions.
Convalescence Benefits: €50 x 15 days.
Child Home Nursing: €100 x 14 days (following an inpatient stay of minimum 5 days).
Medical Ambulance Costs: Covered.
Gender Affirmation Benefits: 50% up to €10,000 per lifetime.
Genetic Testing: 50% covered for initial consult; tests for specific genetic mutations covered in approved clinics with an approved consultant.
Cancer Support Benefits: Up to €100 per day, max €1,500 per calendar year (for accommodation expenses when traveling more than 50km).
Genetic Testing for Cancer Treatment Options - Foundation One CDx: Covered.
Healthy Minds: Online access to mental health assessments and content, up to 6 counseling sessions via phone, chat, video, or face-to-face.

Out-Patient Coverage (Not Subject to Excess)

Nurse on Call: Covered.
Digital Doctor: Unlimited.
Minor Injury Clinic Cover: 75% up to €200 per visit.
MRI Scans: Covered at approved centers.
HPV Vaccine: 50% up to €200 per policy year.
CT Scans: Covered at approved centers.
Out-Patient Maternity Consultant Fees: €400.
Menopause Benefits: 60% cover for initial consultation.
PET-CT Scans: Covered at approved centers.
Health Screenings and Allergy Testing: Up to €200 per policy year.
Nutrition Recovery Benefits: €50 contribution.
Child Development Benefits: 50% up to €200 for a developmental/neuro-developmental assessment.
Psychotherapy and Counseling Benefits: 50% up to 12 visits, capped at €1,000 per policy year (including practitioners at the Dean Clinic).
Mammogram: First visit fully covered.
Dexa Scan: First visit fully covered.

Out-Patient Coverage (Subject to Excess)

Outpatient Excess per Person: €1.
Maximum Outpatient Benefits per Member per Policy Year: €4,000.
Consultant Fees: 50% per visit, unlimited.
Public A&E Cover: 50% up to €50 per visit.
Psycho-Oncology Counseling: 50% up to €25 x 8 visits.
Manual Lymph Drainage: 50% up to €25 x 5 visits.
Home Recovery Benefits: €80 x 10 days.
Pathology: Consultant fees covered up to 50%; 50% for tests.
Radiology: Consultant fees covered up to 50%; 50% for tests.

Day-to-Day Health Coverage

Individual Day-to-Day Excess: €1.
GP Visits: 50% per visit.
Physiotherapist/Physical Therapists: €30 x 10 visits.
Acupuncturists/Chiropractors/Homeopaths/Massage Therapists/Osteopaths/Reflexologists/Reiki Practitioners: 50% x 12 combined visits.
Chiropodist/Podiatrist Visits: 50% x 12 combined visits.
Psychologists: €25 x 10 visits.
Dietician/Nutritionist Visits: 50% x 12 combined visits.
Hearing Tests: Up to €25 x 1.
Occupational Therapists: 50% x 12 combined visits.
Orthoptist Visits: 50% x 12 combined visits.
Prescriptions: €15 x 3 prescriptions.
Speech Therapists: 50% x 12 combined visits.

Dental Coverage

Emergency Dental Coverage: €250.
Routine Treatments: 50% up to €50 per policy year.
Non-Routine Treatments: 50% up to €100 per policy year.
Orthodontics: €100 cash benefit.

Vision Coverage

50% up to €75 per policy year for eye tests, glasses, or contact lenses (combined).
Laser Eye Surgery: Up to €200 once per lifetime.

Additional Benefits

Laser treatments for skin conditions and facial hair, dermatology, mindfulness, sports clubs and gym membership, sexual health screenings, discounts on teeth whitening services, stress reduction programs, self-compassion programs, life coaching, therapy for ADHD, and more.

Dependents

Employees can add dependents at their own expense.

Premium (Current)

In-Patient Coverage

Semi-Private Hospital Room: Public hospitals covered; private hospitals €150 excess per claim, €2,500 co-payment on certain orthopedic procedures; high-tech hospitals (Beacon) €150 excess per claim, 50% cover for Blackrock Clinic and Mater Private.
Private Hospital Room: Public hospitals covered; private hospitals €150 excess per claim, €2,500 co-payment on certain orthopedic procedures; high-tech hospitals (Beacon) €150 excess per claim, 50% cover for Blackrock Clinic and Mater Private.
Day Case in Hospital: Public hospitals covered; private hospitals €75 excess per claim; high-tech hospitals €75 excess per claim.
Maternity Public Hospital Coverage: 3 nights accommodation covered.
Home Births: Covered up to €4,000.
Emergency In-Patient Treatment Abroad: Hospital bills up to €100,000; repatriation expenses up to €1 million.
Psychiatric Treatment: Not related to substance abuse: 100 days (up to the level of hospital cover provided under the plan); Related to substance abuse: 91 days per 5 years (up to the level of hospital cover provided under the plan).
Oncotype DX: Covered.
Health in the Home: Covered with our provider partner.
Care Connect: Covered.
EXOGEN Therapy: Covered with our provider partner.
Post-Operative Home Help: 2 x 3-hour cleaning sessions.
Convalescence Benefits: €50 x 15 days.
Child Home Nursing: €100 x 14 days (following an inpatient stay of minimum 5 days).
Medical Ambulance Costs: Covered.
Gender Affirmation Benefits: 50% up to €10,000 per lifetime.
Genetic Testing: 50% covered for initial consult; tests for specific genetic mutations covered in approved clinics with an approved consultant.
Cancer Support Benefits: Up to €100 per day, max €1,500 per calendar year (for accommodation expenses when traveling more than 50km).
Genetic Testing for Cancer Treatment Options - Foundation One CDx: Covered.
Healthy Minds: Online access to mental health assessments and content, up to 6 counseling sessions via phone, chat, video, or face-to-face.

Out-Patient Coverage (Not Subject to Excess)

Nurse on Call: Covered.
Digital Doctor: Unlimited.
Minor Injury Clinic Cover: 75% up to €200 per visit.
MRI Scans: Covered at approved centers.
HPV Vaccine: 50% up to €200 per policy year.
CT Scans: Covered at approved centers.
Out-Patient Maternity Consultant Fees: €400.
Menopause Benefits: 60% cover for initial consultation.
PET-CT Scans: Covered at approved centers.
Health Screenings and Allergy Testing: Up to €200 per policy year.
Nutrition Recovery Benefits: €50 contribution.
Child Development Benefits: 50% up to €200 for a developmental/neuro-developmental assessment.
Psychotherapy and Counseling Benefits: 50% up to 12 visits, capped at €1,000 per policy year (including practitioners at the Dean Clinic).
Mammogram: First visit fully covered.
Dexa Scan: First visit fully covered.

Out-Patient Coverage (Subject to Excess)

Outpatient Excess per Person: €1.
Maximum Outpatient Benefits per Member per Policy Year: €4,000.
Consultant Fees: 50% per visit, unlimited.
Public A&E Cover: 50% up to €50 per visit.
Psycho-Oncology Counseling: 50% up to €25 x 8 visits.
Manual Lymph Drainage: 50% up to €25 x 5 visits.
Home Recovery Benefits: €80 x 10 days.
Pathology: Consultant fees covered up to 50%; 50% for tests.
Radiology: Consultant fees covered up to 50%; 50% for tests.

Day-to-Day Health Coverage

Individual Day-to-Day Excess: €1.
GP Visits: 50% per visit.
Physiotherapist/Physical Therapists: €30 x 10 visits.
Acupuncturists/Chiropractors/Homeopaths/Massage Therapists/Osteopaths/Reflexologists/Reiki Practitioners: 50% x 12 combined visits.
Chiropodist/Podiatrist Visits: 50% x 12 combined visits.
Psychologists: €25 x 10 visits.
Dietician/Nutritionist Visits: 50% x 12 combined visits.
Hearing Tests: Up to €25 x 1.
Occupational Therapists: 50% x 12 combined visits.
Orthoptist Visits: 50% x 12 combined visits.
Prescriptions: €15 x 3 prescriptions.
Speech Therapists: 50% x 12 combined visits.

Dental Coverage

Emergency Dental Coverage: €250
Routine Treatments: 50% up to €50 per policy year
Non-Routine Treatments: 50% up to €100 per policy year
Orthodontics: €100 cash benefit
Dental Exams: 2 per year
Dental X-Rays: Covered
Dental Cleanings: 2 per year
Emergency Dental Treatment: 1 per year, worldwide
All Other Dental Work: 70% cover for fillings, extractions, crowns, etc. (within policy limits)
Orthodontics (18-Month Waiting Period): One-time orthodontic benefit for children aged 8 to 18, up to €1,250
Oral Cancer Benefit (No Waiting Period): Lump sum of €2,000
Oral Cancer Rehabilitation (No Waiting Period): Up to €3,000

Vision Coverage

50% up to €75 per policy year for eye tests, glasses, or contact lenses (combined).
Laser Eye Surgery: Up to €200 once per lifetime.

Additional Benefits

Laser treatments for skin conditions and facial hair, dermatology, mindfulness, sports clubs and gym membership, sexual health screenings, discounts on teeth whitening services, stress reduction programs, self-compassion programs, life coaching, therapy for ADHD, and more.

Dependents

Employees can add dependents at their own expense.

Guide 2 (New)

In-patient Coverage:

Private Patient in a multi-occupancy (which may include semi-private) room in a public hospital and day case: Covered
Public Hospital Private Room: Covered
Private Hospital Semi Private Room: Covered; €150 excess per claim
Private Hospital Private Room: Covered €150 per night
High Tech Hospitals: The Blackrock Clinic, Mater Private, Beacon Hoapital - certain Cardiac Procedures: Covered (no excess)
High Tech Hospitals: The Blackrock Clinic, Mater Private, Beacon Hoapital -certain Special Procedures: Covered; €150 excess per claim
The Blackrock Clinic, Mater Private, Beacon Hopital - procedures other than Cardiac and Special (General & Elective Procedures/Admission): 50% cover in Mater Private & Blackrock Clinic. Full Cover in Beacon €150 per claim
Day Case Private & High Tech Hospitals: Covered; €75 per claim
Convalescence: €50 x 20
Cancer Support Benefit: Cover for Breast Prosthesis - First is covered and subsequent is 50% up to €1,000. Cover for wig following cancer treatment - First is covered and subsequent is 50% up to €1,000. Eyebrow totooing & Sleeping Caps covered up to €60 once per policy year.

Maternity Coverage:

Hospital Costs Up To 3 Nights: Full Cover
Home Births: €4.000
Delivery Consultant Fees: Covered up to agreed charges incurred on day of delivery for participating consultants
Out Patient Maternity Consultant Care: €400
Post Natal Domestic Support: 2 x 3 hour cleaning sessions
Post Natal Home Nursing: See 'Other Maternity Benefits' below
Child Home Nursing: €100 x 14 days (following hospital stay of 5 days)
Pre/Post Natal Care: See 'Other Maternity Benefits' below
Child Healthcare Benefit: Child Delevelopment Benefit: 50% up to €500 for developmental / neurodevelopmental assessment.
Parent Accompanying Child: €40 X 14 not incl. first 3 days
Partner Benefit: €50 towards day travel, accomodation & child minding expenses.
Breastfeeding Consultancy: €30 x 2 sessions
Other Maternity Benefits: Home Early Support following 1 night's stay in hospital of 2 hrs midwife and 3 x 3 hrs with postnatal supporter or following 2 night's stay in hospital of 1 hr midwife and 2 x 3 hrs with postnatal supporter; Postnatal Support benefit: 1 x 3 hr sessions with postnatal supporter; Maternity Mental Health Support €40 x 8 sessions with Nurture; Antenatal Class benefit of €50 towards antenatal class plus 10% off GentleBirth workshop and Access to GentleBirth app; Maternity "Welcome Home Food Hamper" plus 30 min phone consultation with Nutritionist; AMH Fertility Test €50; Pre and post-natal yoga/pilates €20 x 3 visits. Baby Massage €40 for a course of 4 classes. 3D & 4D scans (provided by Babyscan or MD Ultrasound) €50 contribution. His & Hers Fertiliy Screening Test €50 contribution. Zika Virus Screening €50 contribution + €10 point of sale discount with Tropical Medical Bureau

Outpatient Coverage:

Individual Excess €1
Family Excess €1
Consultant Fees 50% per visit (unlimited)
GP Visits 50% per visit (unlimited). Digital Doctor Service, unlimited consultations by phone or online video
Physiotherapist €30 x 15 visits; Back Up treatment programme of 8 sessions twice a year. Once off fee of €50
A & E Charge 50% up to €50 per visit (public Hospitals Only). Minor Injury Cover of 75% up to €200 per visit (HSE & Private Minor Injury Clinics)
Alternative Medical Practitioners Acupuncture, Chiropodist, Chiropractor, Dietician, Occupational Therapist, Osteopath, Physical Therapist, Podiatrist, Orthoptist, Reflexologist 50% x 12 visits combined
Homeopath 50% x 12 visits combined with the above alternative practitioners
Medical Herbalist 50% x 12 visits combined with the above alternative practitioners
Massage Therapist 50% x 12 visits combined with the above alternative practitioners
Nutritionist 50% x 12 visits combined with the above alternative practitioners
Reiki Practitioner 50% x 12 visits combined with the above alternative practitioners
Speech & Language Therapist 50% x 12 visits (children and/or adults) combined with the above alternative practitioners
Cancer Support Benefit (mileage, transportation, hotel) €100 per day for up to a max' of €1,500 per calendar year.
Psycho Onchology Counselling 50% up to €25 by 8 visits
Manual Lymph Drainage 50% up to €25 by 5 visits
Hearing Test Up to €40 per year
Prescription Costs €15 x 3
Employee assistance programme Healthy Minds Benefit; Up to 6 face to face councilling session (per episode) and unlimited sessions through phone, chat or video
Vaccinations HPV vaccine 50% up to €200 per policy year. 50% up to €100 towards travel vaccinations. Flu Vaccine fully covered with Tropical Medical Bureau.
Out Patient Policy Limit €4.000

Outpatient Radiology

Approved Centres MRI, CT, PET CT covered in full by Direct Settlement in approved centres
Non Approved Centres Not Covered
Radiology Consultants Fees 50% (no excess)
Radiology Test Fees 50% (no excess)
Health Screening Health screening and Allergy Testing up to €200 per year; Oncotype DX covered; Genetic Testing - Initial Consultation 50% cover, test for specified genetic mutations covered in approved clinics

Dental Insurance

Emergency Dental Care: Up to €250
Non Emergency Dental: 50% up to €175 per policy year.

Vision Insurance

Optical 50% up to €75 per year; 15% Discount for Laser Eye Surgery with Optilase

Overseas

Benefit Abroad For Surgical Procedures Available In Ireland Covered; subject to the level of cover available in Ireland
Benefit Abroad For Surgical Procedures Not Available In Ireland Covered; up to the amount of the most similar surgical procedure to treat the same condition in Ireland
Hospital Bill €100,000 (inpatient)
Repatriation Expenses €1.000.000
Repatriation of Mortal Remains Yes
Companion Repatriation Expenses €1.000
24 Hour Telephone Assistance Covered
Expenses For Companion €1.000
Gender Affirmation Surgery 50% up to €120,000 (per lifetime) worldwide

Psychiatric Cover

In Patient Psychiatric Non Alcohol Drug 100 days
In Patient Psychiatric Alcohol Related 91 days per 5 years
Out Patient Psychiatric Care Psychologist Psychologist €50 x 10 visits, Psychotherapy & Councelling Benefit; 50% by 12 visits capped at €1,250 per year.

Fertility Benefits

Fertility Benefit Covered up to a max' of €1,000 for IVF, IUI & ICSI (twice per lifetime)
Fertility Preservation Covered up to a max' of €1,000 for egg freezing (once per lifetime) and Sperm Freezing covered up to a max of €150 once per lifetime

Optional Coverages: Dental Insurance & Family Coverage

These coverages can be included for an additional cost:

Dependent Coverage: Note that the final cost for family coverage may vary based on the number of dependents an employee adds.
Dental Care & Prevent:
- Coverage: 100%
- Services: 2 dental exams, dental x-rays, 2 dental cleanings per year
- Emergency dental treatment available worldwide per year
Dental Basic Treatment:
- Coverage: 70%
- Services: Fillings, extractions, treatment of gum disease
- Additional for children: Sealants, space maintainers, stainless steel crowns
Dental Major Treatment:
- Coverage: 70%
- Services: Crowns, inlays, onlays, veneers, root canal treatment, dentures, bridges, and implant-supported crowns
Orthodontics:
- One-time benefit for children aged 8 to 18 years
- Amount: €1,250
- Waiting Period: 18 months
Oral Cancer Benefit:
- Lump Sum: €2,000
- Oral Rehabilitation: €3,000
- No waiting period for benefit initiation
Policy Maximums:
- Annual maximum for crowns, inlays, onlays, and veneers per member: €600
- Lifetime maximum for orthodontic treatment: €1,250
- Lifetime maximum for oral cancer benefit: €5,000
- Annual maximum for all other services per member: €2,000

Guide 3 (New)

In-patient Coverage:

Private Patient in a multi-occupancy (which may include semi-private) room in a public hospital and day case: Covered
Public Hospital Private Room: Covered
Private Hospital Semi Private Room: Covered; €75 excess per claim
Private Hospital Private Room: Covered; €75 excess per claim
High Tech Hospitals: The Blackrock Clinic, Mater Private, Beacon Hoapital - certain Cardiac Procedures: Covered (no excess)
High Tech Hospitals: The Blackrock Clinic, Mater Private, Beacon Hoapital -certain Special Procedures: Covered; €75 excess per claim
The Blackrock Clinic, Mater Private, Beacon Hopital - procedures other than Cardiac and Special (General & Elective Procedures/Admission): 50% cover in Mater Private & Blackrock Clinic. Full Cover in Beacon €150 per claim
Day Case Private & High Tech Hospitals: Covered; €50 excess per claim
Convalescence: €50 x 25
Cancer Support Benefit: €100 per day for up to a max' of €1,500 per calendar year

Maternity Coverage:

Hospital Costs Up To 3 Nights: Full Cover
Home Births: €4.000
Delivery Consultant Fees: Covered up to agreed charges incurred on day of delivery for participating consultants
Out Patient Maternity Consultant Care: €500
Post Natal Domestic Support: 3 x 3 hour cleaning sessions
Post Natal Home Nursing: Home Early Support following 1 night's stay in hospital of 2 hrs midwife and 3 x 4 hrs with postnatal supporter or following 2 night's stay in hospital of 1 hr midwife and 3 x 3 hrs with postnatal supporter
Child Home Nursing: €100 x 14 days (following hospital stay of 5 days)
Pre/Post Natal Care: See 'Other Maternity Benefits' below
Child Healthcare Benefit: Child Delevelopment Benefit: 50% up to €750 for developmental / neurodevelopmental assessment.
Parent Accompanying Child: €40 X 14 not incl. first 3 days
Partner Benefit: €50 x 2 Days travel, accomodation and childminding expenses
Breastfeeding Consultancy: €50 x 2 sessions
Other Maternity Benefits: Postnatal Support benefit: 2 x 3 hr sessions with postnatal supporter; Maternity Mental Health Support €40 x 10 sessions with Nurture; Antenatal Class benefit of €75 towards antenatal class and Access to GentleBirth app; Maternity "Welcome Home Food Hamper" plus 30 min phone consultation with Nutritionist; AMH Fertility Test €75; Pre and post-natal yoga/pilates €20 x 3 visits. Baby Massage €40 for a course of 4 classes. 3D & 4D scans (provided by Babyscan or MD Ultrasound) €70 contribution. His & Hers Fertiliy Screening Test €50 contribution. Zika Virus Screening €75 contribution + €10 point of sale discount with Tropical Medical Bureau

Outpatient Coverage:

Individual Excess €1
Family Excess €1
Consultant Fees 75% per visit (unlimited)
GP Visits 75% per visit (unlimited), Unlimited access to Digital Doctor online service; Nurse On Call covered.
Physiotherapist €40 x 15 visits; Back Up treatment programme of 8 sessions twice a year. Once off fee of €50
A & E Charge €75 per visit (public, private & high tech Hospitals). Minor Injury Cover of 75% up to €300 per visit (HSE & Private Minor Injury Clinics - 20 Clinic Choices)
Alternative Medical Practitioners Acupuncture, Chiropodist, Chiropractor, Dietician, Occupational Therapist, Osteopath, Physical Therapist, Podiatrist, Orthoptist, Reflexologist 50% x 15 visits combined
Homeopath Not covered
Medical Herbalist Not covered
Massage Therapist 50% x 15 visits combined with the above alternative practitioners
Nutritionist 50% x 15 visits combined with the above alternative practitioners
Reiki Practitioner 50% x 15 visits combined with the above alternative practitioners
Speech & Language Therapist 50% x 15 visits (children and/or adults) combined with the above alternative practitioners
Cancer Support Benefit Cover for Breast Prosthesis - First is covered and subsequent is 50% up to €1,000. Cover for wig following cancer treatment - First is covered and subsequent is 50% up to €1,000. Eyebrow totooing covered up to €90 & Sleeping Caps covered up to €60 once per policy year.
Psycho Onchology Counselling 75% up to €25 by 8 visits
Manual Lymph Drainage 75% up to €25 by 5 visits
Hearing Test Up to €40 per year
Prescription Costs €15 x 35
Employee assistance programme Healthy Minds Benefit; Up to 6 face to face councilling session (per episode) and unlimited sessions through phone, chat or video
Vaccinations HPV vaccine 50% up to €200 per policy year. 50% up to €100 towards travel vaccinations. Flu Vaccine fully covered with Tropical Medical Bureau.
Out Patient Policy Limit €4.000

Outpatient Radiology

Approved Centres MRI, CT, PET CT covered in full by Direct Settlement in approved centres
Non Approved Centres Not Covered
Radiology Consultants Fees 50% (no excess)
Radiology Test Fees 75% (no excess)
Health Screening Health screening and Allergy Testing up to €300 per year; Oncotype DX covered; Genetic Testing - Initial Consultation 75% cover, test for specified genetic mutations covered in approved clinics. Dexa Scan & Mammogram; first visit fully covered, 50% cover for subsequent visits. €50 contribution towards Sports Club / Gym Membership / Classes. 50% cover for Cardiac Screening. €75 contribution towards SADS screening. At home testing: €75 per year. Lifestyle Genomic Testing - Nutrition, Fitness, Sleep & Stress; 50% up to €75. Life Coaching Session; €50 contribution. Zika screening; €75 contribution plus €10 discount with partner provider.

Dental Insurance

Emergency Dental Care: Up to €500
Non Emergency Dental: 75% up to €300 per policy year.

Vision Insurance

Optical 75% up to €150 per year; 15% Discount for Laser Eye Surgery with Optilase

Overseas

Benefit Abroad For Surgical Procedures Available In Ireland Covered; subject to the level of cover available in Ireland
Benefit Abroad For Surgical Procedures Not Available In Ireland Covered; up to the amount of the most similar surgical procedure to treat the same condition in Ireland
Hospital Bill €100,000 (inpatient)
Repatriation Expenses €1.000.000
Repatriation of Mortal Remains Yes
Companion Repatriation Expenses €1.000
24 Hour Telephone Assistance Covered
Expenses For Companion €1.000
Gender Affirmation Surgery Up to €120,000 (per lifetime) worldwide

Psychiatric Cover

In Patient Psychiatric Non Alcohol Drug 100 days
In Patient Psychiatric Alcohol Related 91 days per 5 years
Out Patient Psychiatric Care Psychologist Psychologist €75 x 10 visits, Psychotherapy & Councelling Benefit; 75% by 12 visits capped at €1,250 per year.

Fertility Benefits

Fertility Benefit Genetic Testing: Initial consultantion: 75% cover. Test for specified genetic mutations: covered in approved clinics with approved consultant.Covered up to a max' of €2,000 for IVF, IUI & ICSI (twice per lifetime)
Fertility Preservation Covered up to a max' of €1,250 for egg freezing (once per lifetime) and Sperm Freezing covered up to a max of €175 once per lifetime

Optional Coverages: Dental Insurance & Family Coverage

These coverages can be included for an additional cost:

Dependent Coverage: Note that the final cost for family coverage may vary based on the number of dependents an employee adds.
Dental Care & Prevent:
- Coverage: 100%
- Services: 2 dental exams, dental x-rays, 2 dental cleanings per year
- Emergency dental treatment available worldwide per year
Dental Basic Treatment:
- Coverage: 70%
- Services: Fillings, extractions, treatment of gum disease
- Additional for children: Sealants, space maintainers, stainless steel crowns
Dental Major Treatment:
- Coverage: 70%
- Services: Crowns, inlays, onlays, veneers, root canal treatment, dentures, bridges, and implant-supported crowns
Orthodontics:
- One-time benefit for children aged 8 to 18 years
- Amount: €1,250
- Waiting Period: 18 months
Oral Cancer Benefit:
- Lump Sum: €2,000
- Oral Rehabilitation: €3,000
- No waiting period for benefit initiation
Policy Maximums:
- Annual maximum for crowns, inlays, onlays, and veneers per member: €600
- Lifetime maximum for orthodontic treatment: €1,250
- Lifetime maximum for oral cancer benefit: €5,000
- Annual maximum for all other services per member: €2,000

Retirement & Pension

Remote offers a voluntary Defined Contribution (DC) pension scheme for employees. This scheme provides flexibility for employers to support their employees’ retirement savings through matching contributions.

Eligibility:

The pension scheme is voluntary for employers. However, once an employer opts in, it becomes mandatory for all eligible employees in that country. We’re excited to announce that starting January 1st 2025, we’ll be offering two new alternatives that will enable the employer to contribute above the employee’s contribution.

Employer Contribution Options:

Employers can choose from the following contribution levels:

Match 1%: You match the employee's contribution into the plan, up to 1% of the employee's salary.
Match 3%: You match the employee's contribution into the plan, up to 3% of the employee's salary.
Match 5%: You match the employee's contribution into the plan, up to 5% of the employee's salary. (recommended as market practice)
Top-up 3% (new): You match the employee's contribution up to 5% and add an extra 3%. For example, if an employee contributes the maximum of 5%, the total employer contribution would be 8% (5% matched + 3% additional), totaling a 13% combined contribution.
Top-Up 5% (new): You match the employee's contribution up to 5% and add an extra 5%. So, if an employee contributes the maximum of 5%, the total employer contribution would be 10% (5% matched + 5% additional), totaling a 15% combined contribution.

Employee Contributions:

Employees can contribute an amount up to the employer’s matching or maximum contribution level. If employees wish to contribute more than the matching limit, they can do so via Additional Voluntary Contributions (AVCs).

Pension Management:

Employees can manage their contributions and track fund performance through an online platform, providing real-time insights into their retirement savings.

Tax Benefits:

Both employer and employee contributions are eligible for tax relief, subject to specific limits based on the employee’s age and salary.

Mental Health

Offering mental health benefits is not mandatory in this country, but providing the benefit can significantly enhance the emotional well-being and overall productivity of employees.

Remote offers a comprehensive employee mental wellbeing platform in partnership with one of the top-rated employee mental wellbeing providers. This platform is available on desktop and mobile apps and includes 1-to-1 therapy with a curated pool of top-quality therapists in over 35 languages. The advanced matching service finds each employee the right therapist within 48 hours, boasting a 98% success rate. Employees receive a personal wellbeing profile with tailored recommendations and information to track progress. The platform also offers a curated self-guided content library with audio mindfulness and meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers. Additionally, there are 24/7 mental health helplines for immediate support when an employee is struggling.

Mental health program benefits may be offered to the employees from among 5 different plans. Offering mental health benefits is optional, but it can greatly enhance employee well-being and productivity.

It is essential to be aware that in certain countries, mental health benefits may be categorized as ‘Benefits in Kind’ (BIK). This categorization means that the monthly premiums paid for the benefit might be counted as part of the employee’s taxable income according to the local tax laws.

When mental health benefits are offered, they must be provided equally to all employees in the respective country.

Basic