Spain
Make employment in Spain easy. Let us handle payroll, benefits, taxes, compliance, and even stock options for your team in Spain, all in one easy-to-use platform.
- Capital City
Madrid
- Currency
Euro (€, EUR)
- Languages
Spanish, Catalan, Basque, and Galician
- Population size
47,329,981
Remote builds belonging for your global team with comprehensive local plans at competitive rates. 🙌
Remote Benefits Plans
At Remote, we provide tailored benefits to ensure that all Remote employees receive comprehensive coverage from top providers. Our plans offer competitive rates designed for larger groups - even if the team is still growing!
Upon onboarding, Remote will enroll team members in their benefits and provide detailed information about their coverage. Remote manages all administrative tasks, allowing you to focus on scaling your global team.
To ensure benefit equality, any benefits offered will apply to all team members in the country, providing consistent coverage and support across the team.
Health Benefits
Offering health insurance in this country is not mandatory, but providing these additional health benefits can greatly enhance the healthcare experience for employees by enabling access to a wider range of providers and specialists, as well as significantly reducing wait times.
In Spain, Remote offers both local and international coverage options to ensure that clients hiring in the country have the flexibility and coverage needed to provide the best possible care for employees. The international plans can be used both globally (excluding the US) and locally, ensuring comprehensive coverage wherever employees are, while the local plans only cover services locally but enjoy the benefits of a more extensive local network and specialized care.
When onboarding a new hire, Remote provides several plan options, including the International Standard plan, the International Premium plan, the Local Standard plan, and the Local Premium plan. The International Standard plan covers healthcare globally, while the International Premium plan includes health, dental, and vision coverages globally. The Local Standard plan covers essential health services including hospitalization, surgery, intensive care, specific psychiatric admission, rehabilitation, oncology treatment, and emergency dental care. The Local Premium plan includes everything in the Local Standard plan, plus additional benefits such as vision coverage, expanded dental benefits, and 80% reimbursement for out-of-network services.
If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!
In-Patient Benefits
Coverage Limit: $1,000,000
Hospital Accommodation: Private room
Intensive Care: Full coverage
Prescription Drugs and Materials: Full coverage
Surgical Fees (including anesthesia and charges): Full coverage
Physician and Therapist Fees: Full coverage
Surgical Appliances and Materials: Full coverage
Diagnostic Tests: Full coverage
Organ Transplant: Full coverage
Psychiatry and Psychotherapy: Full coverage
Parent Accommodation (for children under 18): Full coverage
Emergency In-Patient Dental Treatment: Full coverage
Day-Care Treatment: Full coverage
Kidney Dialysis: Full coverage
Out-Patient Surgery: Full coverage
Nursing at Home or Convalescent Home: Up to $3,375
Rehabilitation Treatment: Up to $3,375
Local Ambulance: Full coverage
Emergency Treatment Outside Area of Cover: Up to $50,000
Medical Evacuation: Full coverage
Expenses for Accompanying Evacuation: Up to $2,700
Travel Costs for Family Members (Evacuation): Up to $2,700
Repatriation of Mortal Remains: Up to $13,500
Travel Costs for Family (Repatriation): Up to $4,050
CT and MRI Scans: Full coverage
PET and CT-PET Scans: Full coverage
Oncology: Full coverage
Purchase of Wig/Prosthetic Bra: Up to $270
Routine Maternity: Up to $6,000
Complications of Pregnancy/Childbirth: Up to $13,500
In-Patient Cash Benefit: $205 per night (max 25 nights)
Emergency Out-Patient Treatment: Full coverage
Palliative Care: Full coverage
Long Term Care: Full coverage (max 90 days)
HIV/AIDS Treatment: Full coverage
Treatment for Alcohol and Drug Addiction: Up to $15,000
Gender Dysphoria Services: Up to $50,000 per lifetime
Out-Patient Benefits
Coverage Limit: $3,500
Maximum Plan Benefit: $3,500
Deductible: $135
Medical Practitioner Fees & Prescription Drugs: Up to $1,350
Diagnostic Tests: Full coverage
Video Consultation Services: Full coverage
Specialist Fees: Full coverage
Chiropractic, Osteopathy, Homeopathy, Acupuncture, Podiatry: Full coverage
Prescribed Physiotherapy: Up to $600
Non-Prescribed Physiotherapy: Up to 10 visits
Prescribed Speech Therapy and Occupational Therapy: Up to $1,520
Vaccinations: Up to $300
Infertility Treatment: Up to $16,000
Psychiatry and Psychotherapy: Max 10 visits
Prescribed Medical Aids: Up to $675
Prescribed Glasses and Contact Lenses: Not covered
Hormone Replacement Therapy: Full coverage
Cancer Screening (see details below): Up to $300
Annual pap smear
Mammogram (every two years for women aged 45+, or younger where a family history exists)
Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)
Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)
Annual faecal occult blood test
BRCA1 and BRCA2 genetic test (where a direct family history exists)
Health and Wellbeing Checks: Includes screenings for early detection of illness or disease (see details below): Up to $300
Physical examination
Blood tests (full blood count, biochemistry, lipid profile, thyroid function test, liver function test, kidney function test)
Cardiovascular examination (physical examination, electrocardiogram, blood pressure)
Neurological examination (physical examination)
Bone densitometry (every five years for women aged 50+)
Well child test (for children up to the age of six years)
The Standard tier includes the following additional services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion, all of which are available.
Dental Benefits
Not covered
Vision Benefits
Not covered
Co-pay and Deductible
Co-pay: None
Outpatient Deductible: $135
Family Coverage
You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/parter and children.
In-Patient Benefits
Coverage Limit: $1,000,000
Hospital Accommodation: Private room
Intensive Care: Full coverage
Prescription Drugs and Materials: Full coverage
Surgical Fees (including anesthesia and charges): Full coverage
Physician and Therapist Fees: Full coverage
Surgical Appliances and Materials: Full coverage
Diagnostic Tests: Full coverage
Organ Transplant: Full coverage
Psychiatry and Psychotherapy: Full coverage
Parent Accommodation (for children under 18): Full coverage
Emergency In-Patient Dental Treatment: Full coverage
Day-Care Treatment: Full coverage
Kidney Dialysis: Full coverage
Out-Patient Surgery: Full coverage
Nursing at Home or Convalescent Home: Up to $3,375
Rehabilitation Treatment: Up to $3,375
Local Ambulance: Full coverage
Emergency Treatment Outside Area of Cover: Up to $50,000
Medical Evacuation: Full coverage
Expenses for Accompanying Evacuation: Up to $2,700
Travel Costs for Family Members (Evacuation): Up to $2,700
Repatriation of Mortal Remains: Up to $13,500
Travel Costs for Family (Repatriation): Up to $4,050
CT and MRI Scans: Full coverage
PET and CT-PET Scans: Full coverage
Oncology: Full coverage
Purchase of Wig/Prosthetic Bra: Up to $270
Routine Maternity: Up to $6,000
Complications of Pregnancy/Childbirth: Up to $13,500
In-Patient Cash Benefit: $205 per night (max 25 nights)
Emergency Out-Patient Treatment: Full coverage
Palliative Care: Full coverage
Long Term Care: Full coverage (max 90 days)
HIV/AIDS Treatment: Full coverage
Treatment for Alcohol and Drug Addiction: Up to $15,000
Gender Dysphoria Services: Up to $50,000 per lifetime
Out-Patient Benefits
Coverage Limit: $5,060
Maximum Plan Benefit: $5,060
Deductible: None
Medical Practitioner Fees: Up to $1,350
Prescription Drugs: Full coverage
Diagnostic Tests: Full coverage
Video Consultation Services: Full coverage
Specialist Fees: Full coverage
Chiropractic, Osteopathy, Homeopathy, Acupuncture, Podiatry: Full coverage
Prescribed Physiotherapy: Up to $600
Non-Prescribed Physiotherapy: Up to 10 visits
Prescribed Speech Therapy and Occupational Therapy: Up to $1,520
Vaccinations: Up to $500
Health and Wellbeing Checks: See details below
Infertility Treatment: Up to $16,000
Psychiatry and Psychotherapy: Max 10 visits
Prescribed Medical Aids: Up to $675
Prescribed Glasses and Contact Lenses: Up to $250
Hormone Replacement Therapy: Full coverage
Cancer Screening (see details below): Up to $500
Annual pap smear
Mammogram (every two years for women aged 45+, or younger where a family history exists)
Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)
Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)
Annual faecal occult blood test
BRCA1 and BRCA2 genetic test (where a direct family history exists)
Health and Wellbeing Checks: Includes screenings for early detection of illness or disease (see details below): Up to $500
Physical examination
Blood tests (full blood count, biochemistry, lipid profile, thyroid function test, liver function test, kidney function test)
Cardiovascular examination (physical examination, electrocardiogram, blood pressure)
Neurological examination (physical examination)
Bone densitometry (every five years for women aged 50+)
Well child test (for children up to the age of six years)
The Premium tier includes the following additional services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion, all of which are available.
Dental Benefits
Coverage Limit: $1,000
Preventative Dental Treatment: 100% refund
Routine Dental Treatment: Full coverage
Major Restorative Dental Treatment: Full coverage
Periodontics: Full coverage
Vision Benefits
Prescribed Glasses and Contact Lenses: Up to $250, including eye examination
Co-pay and Deductible
Co-pay: None
Deductible: None
Family Coverage
You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.
In-Patient Benefits
Coverage Limit: No Limits (In Network)
Specific Coverage for Psychiatric Admission: Up to 50 days per insured per year for acute outbreaks; Up to €1,500/year on Out-Network Psychiatric admission
Hospitalization
Surgery
Intensive Care Unit
Transplants:
-Surgery for cornea transplant with the cornea to transplant being paid for by Sanitas.
-Comprises autologous bone marrow and parentperipheral blood cell transplants solely
for treatment of haematological tumours.
Rehabilitation: as indicated in the General Conditions.
Under admission to hospital, it will be provided for the recovery of the musculoskeletal system secondary to an orthopaedic operation and recovery of the heart immediately after an acute myocardial infarction and after surgery with extracorporeal circulation.
It is provided on an outpatient basis for conditions originating in the musculoskeletal system.
Oncology Treatment: as indicated in the General Conditions
Prostheses and Implants:
covers internal prostheses and internal internal prostheses and internal implantable materials expressly listed in the General Conditions.
**Mental Health In-Patient Care: **
Psychiatric admission is covered under admission (with overnight stay) for the treatment of acute outbreaks.
It is limited to a maximum of 50 days per insured person per year.
Out-Network: 1.500 €/year Psichology/Psichiatry limit (Including Psychiatric admission).
Ambulance
Out-Patient Benefits
Coverage Limit: No Limits (In Network)
Specific Coverage:
Psychology: It includes a maximum of 4 consultations per month and with a limit of 15 sessions per Insured and insurance annuity
Podology: Limited to 12 sessions/year
Out-Network:
-1.500 €/year Psichology/Psichiatry limit (Including Psychiatric admission).
-Podology 200 €/year
Primary Care Consultations: Full coverage
Specialist Consultations: Full coverage
Diagnostic Tests and therapeutic methods
Therapies (physiotherapy, speech therapy, etc.)
**Speech therapy. **It covers up to 80 sessions per year and insured. The following are covered: Organic processes associated to the larynx and vocal cords.
Digital Benefits
Video consultation with more than 3.100 doctors available in all specialities.
-24-hour emergency service via video consultation in just a few minutes and without an appointment, for both general and paediatric* emergencies.
-In addition, if needed, the doctor can prescribe medication and diagnostic tests during the video consultation.
**Health plans (**Nutrition, Personal Trainer, Pregnancy, etc)
**Delivery of medicines from the pharmacy. **Up to 6 deliveries of medicines from the pharmacy per year. The medicines will be delivered within 3 hours across Spain.
Dental Benefits
More than 30 services included
Dental CT and all radiology services included
Including dental consultations for review and diagnosis with specialists
Review and cleaning
Tooth extraction, etc
Additional Services: More than 170 services with exclusive discounts
Vision Benefits
Not covered
International Coverage
Emergency Coverage Abroad: Up to 90 days, €12,000/person/year
Co-pay and Deductible
Co-pay: None
Deductible: None
Waiting periods: without total waiting periods.
**Pre-existing conditions: **without total pre-existing conditions.
Medical Claim Settlement Methods
In Network: Cashless
Out Network: Not Applicable
Family Coverage
You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.
In-Patient Benefits
Coverage Limit: No Limits (In Network)
Specific Coverage for Psychiatric Admission: Up to 50 days per insured per year for acute outbreaks; Up to €1,500/year on Out-Network Psychiatric admission
Hospitalization
Surgery
Intensive Care Unit
Transplants:
-Surgery for cornea transplant with the cornea to transplant being paid for by Sanitas.
-Comprises autologous bone marrow and parentperipheral blood cell transplants solely
for treatment of haematological tumours.
Rehabilitation: as indicated in the General Conditions.
Under admission to hospital, it will be provided for the recovery of the musculoskeletal system secondary to an orthopaedic operation and recovery of the heart immediately after an acute myocardial infarction and after surgery with extracorporeal circulation.
It is provided on an outpatient basis for conditions originating in the musculoskeletal system.
Oncology Treatment: as indicated in the General Conditions
Prostheses and Implants:
covers internal prostheses and internal internal prostheses and internal implantable materials expressly listed in the General Conditions.
**Mental Health In-Patient Care: **
Psychiatric admission is covered under admission (with overnight stay) for the treatment of acute outbreaks.
It is limited to a maximum of 50 days per insured person per year.
Out-Network: 1.500 €/year Psichology/Psichiatry limit (Including Psychiatric admission).
Ambulance
Out-Patient Benefits
Coverage Limit: No Limits (In Network)
Specific Coverage:
Psychology: It includes a maximum of 4 consultations per month and with a limit of 15 sessions per Insured and insurance annuity
Podology: Limited to 12 sessions/year
Out-Network:
-1.500 €/year Psichology/Psichiatry limit (Including Psychiatric admission).
-Podology 200 €/year
Primary Care Consultations: Full coverage
Specialist Consultations: Full coverage
Diagnostic Tests and therapeutic methods
Therapies (physiotherapy, speech therapy, etc.)
**Speech therapy. **It covers up to 80 sessions per year and insured. The following are covered: Organic processes associated to the larynx and vocal cords.
Digital Benefits
Video consultation with more than 3.100 doctors available in all specialities.
-24-hour emergency service via video consultation in just a few minutes and without an appointment, for both general and paediatric* emergencies.
-In addition, if needed, the doctor can prescribe medication and diagnostic tests during the video consultation.
**Health plans (**Nutrition, Personal Trainer, Pregnancy, etc)
**Delivery of medicines from the pharmacy. **Up to 6 deliveries of medicines from the pharmacy per year. The medicines will be delivered within 3 hours across Spain.
Dental Benefits
More than 30 services included
Dental CT and all radiology services included
Including dental consultations for review and diagnosis with specialists
Review and cleaning
Tooth extraction, etc
Additional Services: More than 170 services with exclusive discounts
Vision Benefits
Coverage: Graduated contact lenses and graduated lenses (frames excluded)
Reimbursement: 50% reimbursement up to 600 EUR per year (Ophthalmologist prescription required)
International Coverage
Emergency Coverage Abroad: Up to 90 days, €12,000/person/year
Co-pay and Deductible
Co-pay: None
Waiting periods
Optican´s cover: 3-month waiting period.
Other services: without total waiting periods.
Pre-existing conditions
without total pre-existing conditions.
Medical Claim Settlement Methods
In Network: Cashless
Out Network: 80% Reimbursement up to the limits indicated in the policy
Family Coverage
You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.
Health Benefits
Offering health insurance in this country is not mandatory, but providing these additional health benefits can greatly enhance the healthcare experience for employees by enabling access to a wider range of providers and specialists, as well as significantly reducing wait times.
In Spain, Remote offers both local and international coverage options to ensure that clients hiring in the country have the flexibility and coverage needed to provide the best possible care for employees. The international plans can be used both globally (excluding the US) and locally, ensuring comprehensive coverage wherever employees are, while the local plans only cover services locally but enjoy the benefits of a more extensive local network and specialized care.
When onboarding a new hire, Remote provides several plan options, including the International Standard plan, the International Premium plan, the Local Standard plan, and the Local Premium plan. The International Standard plan covers healthcare globally, while the International Premium plan includes health, dental, and vision coverages globally. The Local Standard plan covers essential health services including hospitalization, surgery, intensive care, specific psychiatric admission, rehabilitation, oncology treatment, and emergency dental care. The Local Premium plan includes everything in the Local Standard plan, plus additional benefits such as vision coverage, expanded dental benefits, and 80% reimbursement for out-of-network services.
If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!
In-Patient Benefits
Coverage Limit: $1,000,000
Hospital Accommodation: Private room
Intensive Care: Full coverage
Prescription Drugs and Materials: Full coverage
Surgical Fees (including anesthesia and charges): Full coverage
Physician and Therapist Fees: Full coverage
Surgical Appliances and Materials: Full coverage
Diagnostic Tests: Full coverage
Organ Transplant: Full coverage
Psychiatry and Psychotherapy: Full coverage
Parent Accommodation (for children under 18): Full coverage
Emergency In-Patient Dental Treatment: Full coverage
Day-Care Treatment: Full coverage
Kidney Dialysis: Full coverage
Out-Patient Surgery: Full coverage
Nursing at Home or Convalescent Home: Up to $3,375
Rehabilitation Treatment: Up to $3,375
Local Ambulance: Full coverage
Emergency Treatment Outside Area of Cover: Up to $50,000
Medical Evacuation: Full coverage
Expenses for Accompanying Evacuation: Up to $2,700
Travel Costs for Family Members (Evacuation): Up to $2,700
Repatriation of Mortal Remains: Up to $13,500
Travel Costs for Family (Repatriation): Up to $4,050
CT and MRI Scans: Full coverage
PET and CT-PET Scans: Full coverage
Oncology: Full coverage
Purchase of Wig/Prosthetic Bra: Up to $270
Routine Maternity: Up to $6,000
Complications of Pregnancy/Childbirth: Up to $13,500
In-Patient Cash Benefit: $205 per night (max 25 nights)
Emergency Out-Patient Treatment: Full coverage
Palliative Care: Full coverage
Long Term Care: Full coverage (max 90 days)
HIV/AIDS Treatment: Full coverage
Treatment for Alcohol and Drug Addiction: Up to $15,000
Gender Dysphoria Services: Up to $50,000 per lifetime
Out-Patient Benefits
Coverage Limit: $3,500
Maximum Plan Benefit: $3,500
Deductible: $135
Medical Practitioner Fees & Prescription Drugs: Up to $1,350
Diagnostic Tests: Full coverage
Video Consultation Services: Full coverage
Specialist Fees: Full coverage
Chiropractic, Osteopathy, Homeopathy, Acupuncture, Podiatry: Full coverage
Prescribed Physiotherapy: Up to $600
Non-Prescribed Physiotherapy: Up to 10 visits
Prescribed Speech Therapy and Occupational Therapy: Up to $1,520
Vaccinations: Up to $300
Infertility Treatment: Up to $16,000
Psychiatry and Psychotherapy: Max 10 visits
Prescribed Medical Aids: Up to $675
Prescribed Glasses and Contact Lenses: Not covered
Hormone Replacement Therapy: Full coverage
Cancer Screening (see details below): Up to $300
Annual pap smear
Mammogram (every two years for women aged 45+, or younger where a family history exists)
Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)
Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)
Annual faecal occult blood test
BRCA1 and BRCA2 genetic test (where a direct family history exists)
Health and Wellbeing Checks: Includes screenings for early detection of illness or disease (see details below): Up to $300
Physical examination
Blood tests (full blood count, biochemistry, lipid profile, thyroid function test, liver function test, kidney function test)
Cardiovascular examination (physical examination, electrocardiogram, blood pressure)
Neurological examination (physical examination)
Bone densitometry (every five years for women aged 50+)
Well child test (for children up to the age of six years)
The Standard tier includes the following additional services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion, all of which are available.
Dental Benefits
Not covered
Vision Benefits
Not covered
Co-pay and Deductible
Co-pay: None
Outpatient Deductible: $135
Family Coverage
You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/parter and children.
In-Patient Benefits
Coverage Limit: $1,000,000
Hospital Accommodation: Private room
Intensive Care: Full coverage
Prescription Drugs and Materials: Full coverage
Surgical Fees (including anesthesia and charges): Full coverage
Physician and Therapist Fees: Full coverage
Surgical Appliances and Materials: Full coverage
Diagnostic Tests: Full coverage
Organ Transplant: Full coverage
Psychiatry and Psychotherapy: Full coverage
Parent Accommodation (for children under 18): Full coverage
Emergency In-Patient Dental Treatment: Full coverage
Day-Care Treatment: Full coverage
Kidney Dialysis: Full coverage
Out-Patient Surgery: Full coverage
Nursing at Home or Convalescent Home: Up to $3,375
Rehabilitation Treatment: Up to $3,375
Local Ambulance: Full coverage
Emergency Treatment Outside Area of Cover: Up to $50,000
Medical Evacuation: Full coverage
Expenses for Accompanying Evacuation: Up to $2,700
Travel Costs for Family Members (Evacuation): Up to $2,700
Repatriation of Mortal Remains: Up to $13,500
Travel Costs for Family (Repatriation): Up to $4,050
CT and MRI Scans: Full coverage
PET and CT-PET Scans: Full coverage
Oncology: Full coverage
Purchase of Wig/Prosthetic Bra: Up to $270
Routine Maternity: Up to $6,000
Complications of Pregnancy/Childbirth: Up to $13,500
In-Patient Cash Benefit: $205 per night (max 25 nights)
Emergency Out-Patient Treatment: Full coverage
Palliative Care: Full coverage
Long Term Care: Full coverage (max 90 days)
HIV/AIDS Treatment: Full coverage
Treatment for Alcohol and Drug Addiction: Up to $15,000
Gender Dysphoria Services: Up to $50,000 per lifetime
Out-Patient Benefits
Coverage Limit: $5,060
Maximum Plan Benefit: $5,060
Deductible: None
Medical Practitioner Fees: Up to $1,350
Prescription Drugs: Full coverage
Diagnostic Tests: Full coverage
Video Consultation Services: Full coverage
Specialist Fees: Full coverage
Chiropractic, Osteopathy, Homeopathy, Acupuncture, Podiatry: Full coverage
Prescribed Physiotherapy: Up to $600
Non-Prescribed Physiotherapy: Up to 10 visits
Prescribed Speech Therapy and Occupational Therapy: Up to $1,520
Vaccinations: Up to $500
Health and Wellbeing Checks: See details below
Infertility Treatment: Up to $16,000
Psychiatry and Psychotherapy: Max 10 visits
Prescribed Medical Aids: Up to $675
Prescribed Glasses and Contact Lenses: Up to $250
Hormone Replacement Therapy: Full coverage
Cancer Screening (see details below): Up to $500
Annual pap smear
Mammogram (every two years for women aged 45+, or younger where a family history exists)
Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)
Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)
Annual faecal occult blood test
BRCA1 and BRCA2 genetic test (where a direct family history exists)
Health and Wellbeing Checks: Includes screenings for early detection of illness or disease (see details below): Up to $500
Physical examination
Blood tests (full blood count, biochemistry, lipid profile, thyroid function test, liver function test, kidney function test)
Cardiovascular examination (physical examination, electrocardiogram, blood pressure)
Neurological examination (physical examination)
Bone densitometry (every five years for women aged 50+)
Well child test (for children up to the age of six years)
The Premium tier includes the following additional services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion, all of which are available.
Dental Benefits
Coverage Limit: $1,000
Preventative Dental Treatment: 100% refund
Routine Dental Treatment: Full coverage
Major Restorative Dental Treatment: Full coverage
Periodontics: Full coverage
Vision Benefits
Prescribed Glasses and Contact Lenses: Up to $250, including eye examination
Co-pay and Deductible
Co-pay: None
Deductible: None
Family Coverage
You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.
In-Patient Benefits
Coverage Limit: No Limits (In Network)
Specific Coverage for Psychiatric Admission: Up to 50 days per insured per year for acute outbreaks; Up to €1,500/year on Out-Network Psychiatric admission
Hospitalization
Surgery
Intensive Care Unit
Transplants:
-Surgery for cornea transplant with the cornea to transplant being paid for by Sanitas.
-Comprises autologous bone marrow and parentperipheral blood cell transplants solely
for treatment of haematological tumours.
Rehabilitation: as indicated in the General Conditions.
Under admission to hospital, it will be provided for the recovery of the musculoskeletal system secondary to an orthopaedic operation and recovery of the heart immediately after an acute myocardial infarction and after surgery with extracorporeal circulation.
It is provided on an outpatient basis for conditions originating in the musculoskeletal system.
Oncology Treatment: as indicated in the General Conditions
Prostheses and Implants:
covers internal prostheses and internal internal prostheses and internal implantable materials expressly listed in the General Conditions.
**Mental Health In-Patient Care: **
Psychiatric admission is covered under admission (with overnight stay) for the treatment of acute outbreaks.
It is limited to a maximum of 50 days per insured person per year.
Out-Network: 1.500 €/year Psichology/Psichiatry limit (Including Psychiatric admission).
Ambulance
Out-Patient Benefits
Coverage Limit: No Limits (In Network)
Specific Coverage:
Psychology: It includes a maximum of 4 consultations per month and with a limit of 15 sessions per Insured and insurance annuity
Podology: Limited to 12 sessions/year
Out-Network:
-1.500 €/year Psichology/Psichiatry limit (Including Psychiatric admission).
-Podology 200 €/year
Primary Care Consultations: Full coverage
Specialist Consultations: Full coverage
Diagnostic Tests and therapeutic methods
Therapies (physiotherapy, speech therapy, etc.)
**Speech therapy. **It covers up to 80 sessions per year and insured. The following are covered: Organic processes associated to the larynx and vocal cords.
Digital Benefits
Video consultation with more than 3.100 doctors available in all specialities.
-24-hour emergency service via video consultation in just a few minutes and without an appointment, for both general and paediatric* emergencies.
-In addition, if needed, the doctor can prescribe medication and diagnostic tests during the video consultation.
**Health plans (**Nutrition, Personal Trainer, Pregnancy, etc)
**Delivery of medicines from the pharmacy. **Up to 6 deliveries of medicines from the pharmacy per year. The medicines will be delivered within 3 hours across Spain.
Dental Benefits
More than 30 services included
Dental CT and all radiology services included
Including dental consultations for review and diagnosis with specialists
Review and cleaning
Tooth extraction, etc
Additional Services: More than 170 services with exclusive discounts
Vision Benefits
Not covered
International Coverage
Emergency Coverage Abroad: Up to 90 days, €12,000/person/year
Co-pay and Deductible
Co-pay: None
Deductible: None
Waiting periods: without total waiting periods.
**Pre-existing conditions: **without total pre-existing conditions.
Medical Claim Settlement Methods
In Network: Cashless
Out Network: Not Applicable
Family Coverage
You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.
In-Patient Benefits
Coverage Limit: No Limits (In Network)
Specific Coverage for Psychiatric Admission: Up to 50 days per insured per year for acute outbreaks; Up to €1,500/year on Out-Network Psychiatric admission
Hospitalization
Surgery
Intensive Care Unit
Transplants:
-Surgery for cornea transplant with the cornea to transplant being paid for by Sanitas.
-Comprises autologous bone marrow and parentperipheral blood cell transplants solely
for treatment of haematological tumours.
Rehabilitation: as indicated in the General Conditions.
Under admission to hospital, it will be provided for the recovery of the musculoskeletal system secondary to an orthopaedic operation and recovery of the heart immediately after an acute myocardial infarction and after surgery with extracorporeal circulation.
It is provided on an outpatient basis for conditions originating in the musculoskeletal system.
Oncology Treatment: as indicated in the General Conditions
Prostheses and Implants:
covers internal prostheses and internal internal prostheses and internal implantable materials expressly listed in the General Conditions.
**Mental Health In-Patient Care: **
Psychiatric admission is covered under admission (with overnight stay) for the treatment of acute outbreaks.
It is limited to a maximum of 50 days per insured person per year.
Out-Network: 1.500 €/year Psichology/Psichiatry limit (Including Psychiatric admission).
Ambulance
Out-Patient Benefits
Coverage Limit: No Limits (In Network)
Specific Coverage:
Psychology: It includes a maximum of 4 consultations per month and with a limit of 15 sessions per Insured and insurance annuity
Podology: Limited to 12 sessions/year
Out-Network:
-1.500 €/year Psichology/Psichiatry limit (Including Psychiatric admission).
-Podology 200 €/year
Primary Care Consultations: Full coverage
Specialist Consultations: Full coverage
Diagnostic Tests and therapeutic methods
Therapies (physiotherapy, speech therapy, etc.)
**Speech therapy. **It covers up to 80 sessions per year and insured. The following are covered: Organic processes associated to the larynx and vocal cords.
Digital Benefits
Video consultation with more than 3.100 doctors available in all specialities.
-24-hour emergency service via video consultation in just a few minutes and without an appointment, for both general and paediatric* emergencies.
-In addition, if needed, the doctor can prescribe medication and diagnostic tests during the video consultation.
**Health plans (**Nutrition, Personal Trainer, Pregnancy, etc)
**Delivery of medicines from the pharmacy. **Up to 6 deliveries of medicines from the pharmacy per year. The medicines will be delivered within 3 hours across Spain.
Dental Benefits
More than 30 services included
Dental CT and all radiology services included
Including dental consultations for review and diagnosis with specialists
Review and cleaning
Tooth extraction, etc
Additional Services: More than 170 services with exclusive discounts
Vision Benefits
Coverage: Graduated contact lenses and graduated lenses (frames excluded)
Reimbursement: 50% reimbursement up to 600 EUR per year (Ophthalmologist prescription required)
International Coverage
Emergency Coverage Abroad: Up to 90 days, €12,000/person/year
Co-pay and Deductible
Co-pay: None
Waiting periods
Optican´s cover: 3-month waiting period.
Other services: without total waiting periods.
Pre-existing conditions
without total pre-existing conditions.
Medical Claim Settlement Methods
In Network: Cashless
Out Network: 80% Reimbursement up to the limits indicated in the policy
Family Coverage
You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.
Life Insurance
Offering life insurance is not mandatory in this country, but providing these additional benefits can significantly enhance the financial security and peace of mind for employees.
The Global Life Insurance offering provides flexible coverage levels ranging from $50,000 to $600,000 , tailored to meet the diverse needs and budgets of the company and its employees. This benefit includes two options:
The Basic Offering provides Life Insurance coverage. In the unfortunate event of an employee’s demise, their beneficiary will receive a payout equivalent to up to 6 times the employee’s annual salary. However, this compensation is capped at a maximum of the selected cover limit. This means that the payout will not exceed the cover limit applicable, regardless of the employee’s salary.
The Comprehensive Offering at Remote combines Life Insurance, Accidental Death & Dismemberment (AD&D), and Permanent Disability (PD) coverage. In cases of accidental death, dismemberment, or a permanent disability, the compensation is equivalent to up to 5 times the employee’s annual salary, subject to a predetermined limit. This compensation is capped at a maximum cover limit provided by Remote. The payout will not exceed the applicable cover limit, regardless of the employee’s salary.
It is essential to be aware that in certain countries, insurance premium taxes may be applicable. This means taxes may be due to the company for the monthly premiums paid towards the life insurance coverage for employees. Additionally, life insurance benefits may be categorized as ‘Benefits in Kind’ (BIK). This categorization means that the monthly premiums paid for the life insurance coverage might be counted as part of the employee’s taxable income according to the local tax laws.
When life insurance benefits are offered , they must be provided equally to all employees in the respective country.
Life Insurance
Cover Level: Options ranging from $50,000 to $600,000
Provides financial protection and security for beneficiaries after the death of an insured team member.
In the unfortunate event of a team member’s demise, beneficiary compensation cannot exceed 6 times the team member’s annual salary or the chosen cover level (whichever is lower).
Example: See help article for details
Accidental Death & Dismemberment (AD&D):
Not covered
Permanent Disability
Not covered
Cover Level: Options ranging from $50,000 to $600,000
Life Insurance
Cover Level: Options ranging from $50,000 to $600,000
Provides financial protection and security for beneficiaries after the death of an insured team member.
In the unfortunate event of a team member’s demise, beneficiary compensation cannot exceed 6 times the team member’s annual salary or the chosen cover level (whichever is lower).
Accidental Death & Dismemberment (AD&D):
Offers financial protection to beneficiaries in the unfortunate events of an insured team member's accidental death or dismemberment.
Compensation cannot exceed 5 times the team member's annual salary or the chosen cover level (whichever is lower). The exact payout varies depending on the type of injury sustained, as specified in the Accidental Dismemberment Table.
Permanent Disability
Designed to offer financial support to insured team members who suffer from either permanent and total or permanent and partial disabilities as a result of an accident or illness.
Compensation cannot exceed 5 times the team member's annual salary or the chosen cover level (whichever is lower). The insurance provider assesses the extent of the permanent disability to determine the final compensation:
Disabilities below 33.33%: No compensation
Disabilities between 33.33% and 66.67%: Compensation calculated as a percentage of the capped amount
Permanent disabilities exceeding 66.67%: Full capped compensation amount
For detailed examples of how the compensation is calculated for Life Insurance, Accidental Death & Dismemberment (AD&D), and Permanent Disability, refer to the help article for details
If you have any questions, please email support@remote.com.
Mental Health
Offering mental health benefits is not mandatory in this country, but providing the benefit can significantly enhance the emotional well-being and overall productivity of employees.
Remote offers a comprehensive employee mental wellbeing platform in partnership with one of the top-rated employee mental wellbeing providers. This platform is available on desktop and mobile apps and includes 1-to-1 therapy with a curated pool of top-quality therapists in over 35 languages. The advanced matching service finds each employee the right therapist within 48 hours, boasting a 98% success rate. Employees receive a personal wellbeing profile with tailored recommendations and information to track progress. The platform also offers a curated self-guided content library with audio mindfulness and meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers. Additionally, there are 24/7 mental health helplines for immediate support when an employee is struggling.
Mental health program benefits may be offered to the employees from among 5 different plans. Offering mental health benefits is optional, but it can greatly enhance employee well-being and productivity.
It is essential to be aware that in certain countries, mental health benefits may be categorized as ‘Benefits in Kind’ (BIK). This categorization means that the monthly premiums paid for the benefit might be counted as part of the employee’s taxable income according to the local tax laws.
When mental health benefits are offered, they must be provided equally to all employees in the respective country.
Platform Access
Access to the wellbeing platform and app, which includes:
Personalized wellbeing assessment
Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers
Access to manager-specific learnings and resources
Precision matching for 1:1 coaching and therapy in 35+ languages
Professional coaching
Text-based chat with dedicated practitioner
24/7 global support in all languages
Add up to 3 friends and family to the platform
Therapy and Coaching Sessions
Not included in the Basic plan
Team members can pay for therapy sessions themselves, if needed.
Platform Access
Access to the wellbeing platform and app, which includes:
Personalized wellbeing assessment
Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers
Access to manager-specific learnings and resources
Precision matching for 1:1 coaching and therapy in 35+ languages
Professional coaching
Text-based chat with dedicated practitioner
24/7 global support in all languages
Add up to 3 friends and family to the platform
Therapy and Coaching Sessions
Includes one pre-paid Therapy/Coaching session per policy year
Team members can pay for extra therapy sessions themselves, if needed.
Platform Access
Access to the wellbeing platform and app, which includes:
Personalized wellbeing assessment
Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers
Access to manager-specific learnings and resources
Precision matching for 1:1 coaching and therapy in 35+ languages
Professional coaching
Text-based chat with dedicated practitioner
24/7 global support in all languages
Add up to 3 friends and family to the platform
Therapy and Coaching Sessions
Includes three pre-paid Therapy/Coaching sessions per policy year
Team members can pay for extra therapy sessions themselves, if needed.
Platform Access
Access to the wellbeing platform and app, which includes:
Personalized wellbeing assessment
Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers
Access to manager-specific learnings and resources
Precision matching for 1:1 coaching and therapy in 35+ languages
Professional coaching
Text-based chat with dedicated practitioner
24/7 global support in all languages
Add up to 3 friends and family to the platform
Therapy and Coaching Sessions
Includes six pre-paid Therapy/Coaching sessions per policy year
Team members can pay for extra therapy sessions themselves, if needed.
Platform Access
Access to the wellbeing platform and app, which includes:
Personalized wellbeing assessment
Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers
Access to manager-specific learnings and resources
Precision matching for 1:1 coaching and therapy in 35+ languages
Professional coaching
Text-based chat with dedicated practitioner
24/7 global support in all languages
Add up to 3 friends and family to the platform
Therapy and Coaching Sessions
Includes twelve pre-paid Therapy/Coaching sessions per policy year
Team members can pay for extra therapy sessions themselves, if needed.
Retirement & Pension
Remote offers an optional Retirement plan, designed as a Unit Linked plan to provide a flexible retirement savings solution. This is different from a traditional pension plan and provides employees with the opportunity to invest in various funds.
Remote provides five contribution levels, with company contributions of up to 8% and employee contributions of up to 4%. Employees also have the option to make additional voluntary contributions, allowing them to tailor their plan to meet individual financial objectives. Please note, once a Retirement benefit is offered, it cannot be revoked due to acquired rights.
When retirement benefits are offered, they must be provided equally to all employees in the respective country.
All employees are automatically enrolled in the Cobee platform, which is mandatory for the Basic Retirement Plan, meal and nursery services. This means that customers cannot opt out of the Cobee benefit or waive its associated cost.
The Basic Tier allows employees to voluntarily contribute to their retirement plan without any company match.
The Standard Tier includes a 2% company contribution and a 1% employee contribution, totaling 3%.
The Plus Tier features a 4% company contribution and a 2% employee contribution, resulting in a 6% total contribution.
The Premium Tier offers a 6% company contribution and a 3% employee contribution, leading to a 9% total contribution.
The Platinum Tier maximizes retirement savings with an 8% company contribution and a 4% employee contribution, resulting in a 12% total contribution.
Tax Savings Benefit
Remote offers valuable tax-saving benefits for employees in Spain, including meal vouchers and kindergarten benefits. These benefits are part of a voluntary salary sacrifice scheme, meaning they are fully paid for by employees and do not incur additional costs for employers.
Remote offers valuable tax-saving benefits for employees in Spain, including meal vouchers and kindergarten benefits. These benefits are part of a voluntary salary sacrifice scheme, meaning they are fully paid for by employees and do not incur additional costs for the company.
Meal Vouchers
Meal vouchers offer a tax-efficient way for employees to save on meals during the working day. This benefit allows for income tax-exempt spending at various food outlets, including restaurants, cafes, bars, and online food delivery services like Just Eat and Glovo. Note that supermarkets, airports, and hotels are not eligible.
Each employee will receive a Meal Card. Participation in this benefit is voluntary, and if an employee does not use their Meal Card allowance, nothing will be deducted from their salary.
The amount spent on the Meal Card, up to specified limits, will be deducted from the employee’s gross salary as a salary sacrifice, making it exempt from income tax. Starting January 2024, the income tax exemption limits are €11 per day, €220 per month, and €2,420 per year. Employees receive the monthly limit (€220) on their Meal Card on the 2nd of each month. The card is limited to €220 per month for 11 months (€2,420 annually). If the annual limit is reached before December, the card will not be usable in December. Only the amount actually spent will be deducted from the paycheck.
Kindergarten
The kindergarten benefit is available for children between 0 and 3 years old attending the first cycle of early childhood education. It is 100% exempt from personal income tax (IRPF), potentially saving up to 3 months of nursery expenses. There is no monthly or annual limit for the national system, but there is a limit of €1,000 for Navarre and foral territories. The monthly amount allocated to this benefit is deducted through payroll.
This benefit covers the cost of nursery school and can be redeemed at over 6,000 nursery schools across Spain. The benefit applies only to state-approved nursery schools.
Business Travel Insurance
New Benefit Available November 1, 2024:
Remote’s Global Business Travel Insurance program is crafted to address the unique needs of your team, whether they are embarking on short business trips or traveling extensively throughout the year. With five comprehensive plan options—Basic, Standard, Premium, Premium Plus, and Standard Plus—this program ensures that your team members have the right level of coverage to protect their health, safety, and well-being while traveling for business. Available in over 90 countries, the program provides extensive global coverage at competitive rates, offering peace of mind no matter where their work takes them.
This optional benefit is designed to be flexible, allowing you to offer tailored coverage that meets the diverse needs of your workforce. By providing business travel insurance, you are taking proactive steps to safeguard your team from unforeseen events such as medical emergencies, trip disruptions, or loss of business equipment while they are on the road.
It is essential to be aware that in certain countries, Business Travel Insurance may be categorized as 'Benefits in Kind' (BIK). This categorization means that the monthly premiums, which the company pays for the benefit, might be counted as part of the employee's taxable income according to the local tax laws.
Coverages (values in USD):
Emergency & Accidental Medical: $1,000,000
Repatriation for Medical Treatment: 100% per trip
Emergency Medical Evacuation: $100,000
Repatriation of Mortal Remains: $25,000 per trip
Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000
Business Equipment: Up to $1,500
Computer Equipment (single item limit): $500
Business Money: $100 per day up to $500
Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.
Coverages (values in USD):
Excludes Medical & Evacuation
Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips
Personal Liability: $100,000 per trip
Accidental Death & Permanent Total Disability: $100,000 per trip
Loss of Passport: $250 per trip
Legal Expenses: $10,000 per trip
Hijacking: $1,000 per trip
Business Equipment: Up to $1,500
Computer Equipment (single item limit): $500
Business Money: $100 per day up to $500
Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.
Coverages (values in USD):
Emergency & Accidental Medical: $1,000,000
Repatriation for Medical Treatment: 100% per trip
Emergency Medical Evacuation: $100,000
Repatriation of Mortal Remains: $25,000 per trip
Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000
Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips
Personal Liability: $100,000 per trip
Accidental Death & Permanent Total Disability: $100,000 per trip
Loss of Passport: $250 per trip
Legal Expenses: $10,000 per trip
Hijacking: $1,000 per trip
Business Equipment: Up to $1,500
Computer Equipment (single item limit): $500
Business Money: $100 per day up to $500
Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.
Coverages (values in USD):
Excludes Medical & Evacuation
Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips
Personal Liability: $100,000 per trip
Accidental Death & Permanent Total Disability: $100,000 per trip
Loss of Passport: $250 per trip
Legal Expenses: $10,000 per trip
Hijacking: $1,000 per trip
Cancellation & Curtailment: $2,000 per trip; subject to $100 deductible per Trip *Benefit not available to residents of the USA
Business Equipment: Up to $1,500
Computer Equipment (single item limit): $500
Business Money: $100 per day up to $500
Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.
Coverages (values in USD):
Emergency & Accidental Medical: $1,000,000
Repatriation for Medical Treatment: 100% per trip
Emergency Medical Evacuation: $100,000
Repatriation of Mortal Remains: $25,000 per trip
Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000
Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips
Personal Liability: $100,000 per trip
Accidental Death & Permanent Total Disability: $100,000 per trip
Loss of Passport: $250 per trip
Legal Expenses: $10,000 per trip
Hijacking: $1,000 per trip
Cancellation & Curtailment: $2,000 per trip; subject to $100 deductible per Trip *Benefit not available to residents of the USA
Business Equipment: Up to $1,500
Computer Equipment (single item limit): $500
Business Money: $100 per day up to $500
Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.
Download Benefits Guide PDF here
Learn more about Remote benefits
How do benefits work when hiring through an EOR?
Watch this quick explainer video to understand how offering benefits works when you hire team members through an employer of record like Remote.