Sweden
Make employment in Sweden easy. Let us handle payroll, benefits, taxes, compliance, and even stock options for your team in Sweden, all in one easy-to-use platform.
- Capital City
Stockholm
- Currency
Swedish krona (kr, SEK)
- Languages
Swedish
- Population size
1,01,37,371
Remote builds belonging for your global team with comprehensive local plans at competitive rates. 🙌
Remote Benefits Plans
At Remote, we provide tailored benefits to ensure that all Remote employees receive comprehensive coverage from top providers. Our plans offer competitive rates designed for larger groups - even if the team is still growing!
Upon onboarding, Remote will enrol team members in their benefits and provide detailed information about their coverage. Remote manages all administrative tasks, allowing you to focus on scaling your global team.
To ensure benefit equality, any benefits offered will apply to all team members in the country, providing consistent coverage and support across the team.
Health Benefits
Offering health insurance in this country is not mandatory, but providing these additional health benefits can greatly enhance the healthcare experience for employees by enabling access to a wider range of providers and specialists, as well as significantly reducing wait times.
Remote offers comprehensive benefits that cover health, dental, and vision under our Global Health Insurance scheme, provided in partnership with one of the world’s leading insurance providers. When onboarding a new hire, Remote provides options including the Standard plan, which covers health only, and the Premium plan, which includes health, dental, and vision. We offer the flexibility to cover either the employee only (single option) or the employee and their dependents (family option), tailored to meet the specific needs of your team.
If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!
In-Patient Benefits
Coverage Limit: $1,000,000
Hospital Accommodation: Private room
Intensive Care: Full coverage
Prescription Drugs and Materials: Full coverage
Surgical Fees (including anaesthesia and charges): Full coverage
Physician and Therapist Fees: Full coverage
Surgical Appliances and Materials: Full coverage
Diagnostic Tests: Full coverage
Organ Transplant: Full coverage
Psychiatry and Psychotherapy: Full coverage
Parent Accommodation (for children under 18): Full coverage
Emergency In-Patient Dental Treatment: Full coverage
Day-Care Treatment: Full coverage
Kidney Dialysis: Full coverage
Out-Patient Surgery: Full coverage
Nursing at Home or Convalescent Home: Up to $3,375
Rehabilitation Treatment: Up to $3,375
Local Ambulance: Full coverage
Emergency Treatment Outside Area of Cover: Up to $50,000
Medical Evacuation: Full coverage
Expenses for Accompanying Evacuation: Up to $2,700
Travel Costs for Family Members (Evacuation): Up to $2,700
Repatriation of Mortal Remains: Up to $13,500
Travel Costs for Family (Repatriation): Up to $4,050
CT and MRI Scans: Full coverage
PET and CT-PET Scans: Full coverage
Oncology: Full coverage
Purchase of Wig/Prosthetic Bra: Up to $270
Routine Maternity: Up to $6,000
Complications of Pregnancy/Childbirth: Up to $13,500
In-Patient Cash Benefit: $205 per night (max 25 nights)
Emergency Out-Patient Treatment: Full coverage
Palliative Care: Full coverage
Long Term Care: Full coverage (max 90 days)
HIV/AIDS Treatment: Full coverage
Treatment for Alcohol and Drug Addiction: Up to $15,000
Gender Dysphoria Services: Up to $50,000 per lifetime
Out-Patient Benefits
Coverage Limit: $3,500
Maximum Plan Benefit: $3,500
Deductible: $135
Medical Practitioner Fees & Prescription Drugs: Up to $1,350
Diagnostic Tests: Full coverage
Video Consultation Services: Full coverage
Specialist Fees: Full coverage
Chiropractic, Osteopathy, Homoeopathy, Acupuncture, Podiatry: Full coverage
Prescribed Physiotherapy: Up to $600
Non-Prescribed Physiotherapy: Up to 10 visits
Prescribed Speech Therapy and Occupational Therapy: Up to $1,520
Vaccinations: Up to $300
Infertility Treatment: Up to $16,000
Psychiatry and Psychotherapy: Max 10 visits
Prescribed Medical Aids: Up to $675
Prescribed Glasses and Contact Lenses: Not covered
Hormone Replacement Therapy: Full coverage
Cancer Screening (see details below): Up to $300
Annual pap smear
Mammogram (every two years for women aged 45+, or younger where a family history exists)
Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)
Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)
Annual faecal occult blood test
BRCA1 and BRCA2 genetic test (where a direct family history exists)
Health and Wellbeing Checks: Includes screenings for early detection of illness or disease (see details below): Up to $300
Physical examination
Blood tests (full blood count, biochemistry, lipid profile, thyroid function test, liver function test, kidney function test)
Cardiovascular examination (physical examination, electrocardiogram, blood pressure)
Neurological examination (physical examination)
Bone densitometry (every five years for women aged 50+)
Well child test (for children up to the age of six years)
The Standard tier includes the following additional services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion, all of which are available.
Dental Benefits
Not covered
Vision Benefits
Not covered
Co-pay and Deductible
Co-pay: None
Outpatient Deductible: $135
Family Coverage
You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/parter and children.
In-Patient Benefits
Coverage Limit: $1,000,000
Hospital Accommodation: Private room
Intensive Care: Full coverage
Prescription Drugs and Materials: Full coverage
Surgical Fees (including anaesthesia and charges): Full coverage
Physician and Therapist Fees: Full coverage
Surgical Appliances and Materials: Full coverage
Diagnostic Tests: Full coverage
Organ Transplant: Full coverage
Psychiatry and Psychotherapy: Full coverage
Parent Accommodation (for children under 18): Full coverage
Emergency In-Patient Dental Treatment: Full coverage
Day-Care Treatment: Full coverage
Kidney Dialysis: Full coverage
Out-Patient Surgery: Full coverage
Nursing at Home or Convalescent Home: Up to $3,375
Rehabilitation Treatment: Up to $3,375
Local Ambulance: Full coverage
Emergency Treatment Outside Area of Cover: Up to $50,000
Medical Evacuation: Full coverage
Expenses for Accompanying Evacuation: Up to $2,700
Travel Costs for Family Members (Evacuation): Up to $2,700
Repatriation of Mortal Remains: Up to $13,500
Travel Costs for Family (Repatriation): Up to $4,050
CT and MRI Scans: Full coverage
PET and CT-PET Scans: Full coverage
Oncology: Full coverage
Purchase of Wig/Prosthetic Bra: Up to $270
Routine Maternity: Up to $6,000
Complications of Pregnancy/Childbirth: Up to $13,500
In-Patient Cash Benefit: $205 per night (max 25 nights)
Emergency Out-Patient Treatment: Full coverage
Palliative Care: Full coverage
Long Term Care: Full coverage (max 90 days)
HIV/AIDS Treatment: Full coverage
Treatment for Alcohol and Drug Addiction: Up to $15,000
Gender Dysphoria Services: Up to $50,000 per lifetime
Out-Patient Benefits
Coverage Limit: $5,060
Maximum Plan Benefit: $5,060
Deductible: None
Medical Practitioner Fees: Up to $1,350
Prescription Drugs: Full coverage
Diagnostic Tests: Full coverage
Video Consultation Services: Full coverage
Specialist Fees: Full coverage
Chiropractic, Osteopathy, Homoeopathy, Acupuncture, Podiatry: Full coverage
Prescribed Physiotherapy: Up to $600
Non-Prescribed Physiotherapy: Up to 10 visits
Prescribed Speech Therapy and Occupational Therapy: Up to $1,520
Vaccinations: Up to $500
Health and Wellbeing Checks: See details below
Infertility Treatment: Up to $16,000
Psychiatry and Psychotherapy: Max 10 visits
Prescribed Medical Aids: Up to $675
Prescribed Glasses and Contact Lenses: Up to $250
Hormone Replacement Therapy: Full coverage
Cancer Screening (see details below): Up to $500
Annual pap smear
Mammogram (every two years for women aged 45+, or younger where a family history exists)
Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)
Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)
Annual faecal occult blood test
BRCA1 and BRCA2 genetic test (where a direct family history exists)
Health and Wellbeing Checks: Includes screenings for early detection of illness or disease (see details below): Up to $500
Physical examination
Blood tests (full blood count, biochemistry, lipid profile, thyroid function test, liver function test, kidney function test)
Cardiovascular examination (physical examination, electrocardiogram, blood pressure)
Neurological examination (physical examination)
Bone densitometry (every five years for women aged 50+)
Well child test (for children up to the age of six years)
The Premium tier includes the following additional services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion, all of which are available.
Dental Benefits
Coverage Limit: $1,000
Preventative Dental Treatment: 100% refund
Routine Dental Treatment: Full coverage
Major Restorative Dental Treatment: Full coverage
Periodontics: Full coverage
Vision Benefits
Prescribed Glasses and Contact Lenses: Up to $250, including eye examination
Co-pay and Deductible
Co-pay: None
Deductible: None
Family Coverage
You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.
Health Benefits
Offering health insurance in this country is not mandatory, but providing these additional health benefits can greatly enhance the healthcare experience for employees by enabling access to a wider range of providers and specialists, as well as significantly reducing wait times.
Remote offers comprehensive benefits that cover health, dental, and vision under our Global Health Insurance scheme, provided in partnership with one of the world’s leading insurance providers. When onboarding a new hire, Remote provides options including the Standard plan, which covers health only, and the Premium plan, which includes health, dental, and vision. We offer the flexibility to cover either the employee only (single option) or the employee and their dependents (family option), tailored to meet the specific needs of your team.
If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!
In-Patient Benefits
Coverage Limit: $1,000,000
Hospital Accommodation: Private room
Intensive Care: Full coverage
Prescription Drugs and Materials: Full coverage
Surgical Fees (including anaesthesia and charges): Full coverage
Physician and Therapist Fees: Full coverage
Surgical Appliances and Materials: Full coverage
Diagnostic Tests: Full coverage
Organ Transplant: Full coverage
Psychiatry and Psychotherapy: Full coverage
Parent Accommodation (for children under 18): Full coverage
Emergency In-Patient Dental Treatment: Full coverage
Day-Care Treatment: Full coverage
Kidney Dialysis: Full coverage
Out-Patient Surgery: Full coverage
Nursing at Home or Convalescent Home: Up to $3,375
Rehabilitation Treatment: Up to $3,375
Local Ambulance: Full coverage
Emergency Treatment Outside Area of Cover: Up to $50,000
Medical Evacuation: Full coverage
Expenses for Accompanying Evacuation: Up to $2,700
Travel Costs for Family Members (Evacuation): Up to $2,700
Repatriation of Mortal Remains: Up to $13,500
Travel Costs for Family (Repatriation): Up to $4,050
CT and MRI Scans: Full coverage
PET and CT-PET Scans: Full coverage
Oncology: Full coverage
Purchase of Wig/Prosthetic Bra: Up to $270
Routine Maternity: Up to $6,000
Complications of Pregnancy/Childbirth: Up to $13,500
In-Patient Cash Benefit: $205 per night (max 25 nights)
Emergency Out-Patient Treatment: Full coverage
Palliative Care: Full coverage
Long Term Care: Full coverage (max 90 days)
HIV/AIDS Treatment: Full coverage
Treatment for Alcohol and Drug Addiction: Up to $15,000
Gender Dysphoria Services: Up to $50,000 per lifetime
Out-Patient Benefits
Coverage Limit: $3,500
Maximum Plan Benefit: $3,500
Deductible: $135
Medical Practitioner Fees & Prescription Drugs: Up to $1,350
Diagnostic Tests: Full coverage
Video Consultation Services: Full coverage
Specialist Fees: Full coverage
Chiropractic, Osteopathy, Homoeopathy, Acupuncture, Podiatry: Full coverage
Prescribed Physiotherapy: Up to $600
Non-Prescribed Physiotherapy: Up to 10 visits
Prescribed Speech Therapy and Occupational Therapy: Up to $1,520
Vaccinations: Up to $300
Infertility Treatment: Up to $16,000
Psychiatry and Psychotherapy: Max 10 visits
Prescribed Medical Aids: Up to $675
Prescribed Glasses and Contact Lenses: Not covered
Hormone Replacement Therapy: Full coverage
Cancer Screening (see details below): Up to $300
Annual pap smear
Mammogram (every two years for women aged 45+, or younger where a family history exists)
Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)
Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)
Annual faecal occult blood test
BRCA1 and BRCA2 genetic test (where a direct family history exists)
Health and Wellbeing Checks: Includes screenings for early detection of illness or disease (see details below): Up to $300
Physical examination
Blood tests (full blood count, biochemistry, lipid profile, thyroid function test, liver function test, kidney function test)
Cardiovascular examination (physical examination, electrocardiogram, blood pressure)
Neurological examination (physical examination)
Bone densitometry (every five years for women aged 50+)
Well child test (for children up to the age of six years)
The Standard tier includes the following additional services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion, all of which are available.
Dental Benefits
Not covered
Vision Benefits
Not covered
Co-pay and Deductible
Co-pay: None
Outpatient Deductible: $135
Family Coverage
You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/parter and children.
In-Patient Benefits
Coverage Limit: $1,000,000
Hospital Accommodation: Private room
Intensive Care: Full coverage
Prescription Drugs and Materials: Full coverage
Surgical Fees (including anaesthesia and charges): Full coverage
Physician and Therapist Fees: Full coverage
Surgical Appliances and Materials: Full coverage
Diagnostic Tests: Full coverage
Organ Transplant: Full coverage
Psychiatry and Psychotherapy: Full coverage
Parent Accommodation (for children under 18): Full coverage
Emergency In-Patient Dental Treatment: Full coverage
Day-Care Treatment: Full coverage
Kidney Dialysis: Full coverage
Out-Patient Surgery: Full coverage
Nursing at Home or Convalescent Home: Up to $3,375
Rehabilitation Treatment: Up to $3,375
Local Ambulance: Full coverage
Emergency Treatment Outside Area of Cover: Up to $50,000
Medical Evacuation: Full coverage
Expenses for Accompanying Evacuation: Up to $2,700
Travel Costs for Family Members (Evacuation): Up to $2,700
Repatriation of Mortal Remains: Up to $13,500
Travel Costs for Family (Repatriation): Up to $4,050
CT and MRI Scans: Full coverage
PET and CT-PET Scans: Full coverage
Oncology: Full coverage
Purchase of Wig/Prosthetic Bra: Up to $270
Routine Maternity: Up to $6,000
Complications of Pregnancy/Childbirth: Up to $13,500
In-Patient Cash Benefit: $205 per night (max 25 nights)
Emergency Out-Patient Treatment: Full coverage
Palliative Care: Full coverage
Long Term Care: Full coverage (max 90 days)
HIV/AIDS Treatment: Full coverage
Treatment for Alcohol and Drug Addiction: Up to $15,000
Gender Dysphoria Services: Up to $50,000 per lifetime
Out-Patient Benefits
Coverage Limit: $5,060
Maximum Plan Benefit: $5,060
Deductible: None
Medical Practitioner Fees: Up to $1,350
Prescription Drugs: Full coverage
Diagnostic Tests: Full coverage
Video Consultation Services: Full coverage
Specialist Fees: Full coverage
Chiropractic, Osteopathy, Homoeopathy, Acupuncture, Podiatry: Full coverage
Prescribed Physiotherapy: Up to $600
Non-Prescribed Physiotherapy: Up to 10 visits
Prescribed Speech Therapy and Occupational Therapy: Up to $1,520
Vaccinations: Up to $500
Health and Wellbeing Checks: See details below
Infertility Treatment: Up to $16,000
Psychiatry and Psychotherapy: Max 10 visits
Prescribed Medical Aids: Up to $675
Prescribed Glasses and Contact Lenses: Up to $250
Hormone Replacement Therapy: Full coverage
Cancer Screening (see details below): Up to $500
Annual pap smear
Mammogram (every two years for women aged 45+, or younger where a family history exists)
Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)
Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)
Annual faecal occult blood test
BRCA1 and BRCA2 genetic test (where a direct family history exists)
Health and Wellbeing Checks: Includes screenings for early detection of illness or disease (see details below): Up to $500
Physical examination
Blood tests (full blood count, biochemistry, lipid profile, thyroid function test, liver function test, kidney function test)
Cardiovascular examination (physical examination, electrocardiogram, blood pressure)
Neurological examination (physical examination)
Bone densitometry (every five years for women aged 50+)
Well child test (for children up to the age of six years)
The Premium tier includes the following additional services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion, all of which are available.
Dental Benefits
Coverage Limit: $1,000
Preventative Dental Treatment: 100% refund
Routine Dental Treatment: Full coverage
Major Restorative Dental Treatment: Full coverage
Periodontics: Full coverage
Vision Benefits
Prescribed Glasses and Contact Lenses: Up to $250, including eye examination
Co-pay and Deductible
Co-pay: None
Deductible: None
Family Coverage
You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.
Mental Health
Offering mental health benefits is not mandatory in this country, but providing the benefit can significantly enhance the emotional well-being and overall productivity of employees.
Remote offers a comprehensive employee mental wellbeing platform in partnership with one of the top-rated employee mental wellbeing providers. This platform is available on desktop and mobile apps and includes 1-to-1 therapy with a curated pool of top-quality therapists in over 35 languages. The advanced matching service finds each employee the right therapist within 48 hours, boasting a 98% success rate. Employees receive a personal wellbeing profile with tailored recommendations and information to track progress. The platform also offers a curated self-guided content library with audio mindfulness and meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers. Additionally, there are 24/7 mental health helplines for immediate support when an employee is struggling.
Mental health program benefits may be offered to the employees from among 5 different plans. Offering mental health benefits is optional, but it can greatly enhance employee well-being and productivity.
It is essential to be aware that in certain countries, mental health benefits may be categorized as ‘Benefits in Kind’ (BIK). This categorization means that the monthly premiums paid for the benefit might be counted as part of the employee’s taxable income according to the local tax laws.
When mental health benefits are offered, they must be provided equally to all employees in the respective country.
Platform Access
Access to the wellbeing platform and app, which includes:
Personalised wellbeing assessment
Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers
Access to manager-specific learnings and resources
Precision matching for 1:1 coaching and therapy in 35+ languages
Professional coaching
Text-based chat with dedicated practitioner
24/7 global support in all languages
Add up to 3 friends and family to the platform
Therapy and Coaching Sessions
Not included in the Basic plan
Team members can pay for therapy sessions themselves, if needed.
Platform Access
Access to the wellbeing platform and app, which includes:
Personalised wellbeing assessment
Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers
Access to manager-specific learnings and resources
Precision matching for 1:1 coaching and therapy in 35+ languages
Professional coaching
Text-based chat with dedicated practitioner
24/7 global support in all languages
Add up to 3 friends and family to the platform
Therapy and Coaching Sessions
Includes one pre-paid Therapy/Coaching session per policy year
Team members can pay for extra therapy sessions themselves, if needed.
Platform Access
Access to the wellbeing platform and app, which includes:
Personalized wellbeing assessment
Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers
Access to manager-specific learnings and resources
Precision matching for 1:1 coaching and therapy in 35+ languages
Professional coaching
Text-based chat with dedicated practitioner
24/7 global support in all languages
Add up to 3 friends and family to the platform
Therapy and Coaching Sessions
Includes three pre-paid Therapy/Coaching sessions per policy year
Team members can pay for extra therapy sessions themselves, if needed.
Platform Access
Access to the wellbeing platform and app, which includes:
Personalized wellbeing assessment
Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers
Access to manager-specific learnings and resources
Precision matching for 1:1 coaching and therapy in 35+ languages
Professional coaching
Text-based chat with dedicated practitioner
24/7 global support in all languages
Add up to 3 friends and family to the platform
Therapy and Coaching Sessions
Includes six pre-paid Therapy/Coaching sessions per policy year
Team members can pay for extra therapy sessions themselves, if needed.
Platform Access
Access to the wellbeing platform and app, which includes:
Personalized wellbeing assessment
Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers
Access to manager-specific learnings and resources
Precision matching for 1:1 coaching and therapy in 35+ languages
Professional coaching
Text-based chat with dedicated practitioner
24/7 global support in all languages
Add up to 3 friends and family to the platform
Therapy and Coaching Sessions
Includes twelve pre-paid Therapy/Coaching sessions per policy year
Team members can pay for extra therapy sessions themselves, if needed.
Retirement & Pension
Remote offers an optional pension plan for employees in Sweden, encompassing life, disability, waiver of premiums, and workplace accident insurance. This is fully funded by the company, with no contributions required from employees.
Occupational Pension Scheme in Sweden
Pension Contributions:
4.5% of pensionable pay up to 7.5 times the Income Base Amount (IBA).
30% of pensionable pay between 7.5 and 30 times the IBA.
No contributions on pensionable pay above 30 times the IBA.
Pensionable Pay:
Applies only to basic pay.
Eligibility for employees aged 18 to 65.
Income Base Amount for 2024: SEK 76,200.
All contributions are fully paid by the employer. Employees are not required to contribute.
Components of the Occupational Pension
Waiver of Premium:
This component ensures that the insurance provider will cover the pension and disability insurance premiums if an employee is unable to work due to illness for more than 90 days. The coverage is proportional to the degree of disability, facilitating uninterrupted pension accumulation during long-term sick leave.
Repayment Cover and Survivor's Pension:
Repayment Cover: Automatically integrated into the occupational pension to guarantee that the employee's accumulated pension savings are transferred to designated beneficiaries upon death.
Survivor's Pension: Provides a stable financial support of SEK 5,000 per month for 5 years to beneficiaries, easing their financial burden after the employee's passing.
Long Term Disability Insurance:
Compensation Trigger: Begins on the 91st day of disability, offering a layered compensation structure based on the degree of disability.
Compensation Details: Includes statutory benefits, with a payment plan that compensates up to 70-80% of an employee's pay based on specific income thresholds, effective up to 359 days from the onset of disability.
Health Benefits Included in Long-Term Disability Insurance:
Comprehensive Coverage:
Rehabilitation services such as chiropractic care, physiotherapy, and psychological therapy (up to 10 sessions per type of treatment).
Dietary and exercise consultations (up to 5 sessions).
Professional life planning and ergonomic assessments by occupational therapists.
Rehabilitation Insurance:
Covers necessary costs for investigating and implementing rehabilitation measures, aiding in the recovery and return to work of employees.
Counselling Services:
Provides telephone counselling for employees facing psychosocial challenges, allowing anonymity and accessibility.
Supports managers in addressing workplace challenges, including conflict resolution and adherence to labour laws.
Business Travel Insurance
New Benefit Available November 1, 2024:
Remote’s Global Business Travel Insurance program is crafted to address the unique needs of your team, whether they are embarking on short business trips or traveling extensively throughout the year. With five comprehensive plan options—Basic, Standard, Premium, Premium Plus, and Standard Plus—this program ensures that your team members have the right level of coverage to protect their health, safety, and well-being while traveling for business. Available in over 90 countries, the program provides extensive global coverage at competitive rates, offering peace of mind no matter where their work takes them.
This optional benefit is designed to be flexible, allowing you to offer tailored coverage that meets the diverse needs of your workforce. By providing business travel insurance, you are taking proactive steps to safeguard your team from unforeseen events such as medical emergencies, trip disruptions, or loss of business equipment while they are on the road.
It is essential to be aware that in certain countries, Business Travel Insurance may be categorized as 'Benefits in Kind' (BIK). This categorization means that the monthly premiums, which the company pays for the benefit, might be counted as part of the employee's taxable income according to the local tax laws.
Coverages (values in USD):
Emergency & Accidental Medical: $1,000,000
Repatriation for Medical Treatment: 100% per trip
Emergency Medical Evacuation: $100,000
Repatriation of Mortal Remains: $25,000 per trip
Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000
Business Equipment: Up to $1,500
Computer Equipment (single item limit): $500
Business Money: $100 per day up to $500
Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.
Coverages (values in USD):
Excludes Medical & Evacuation
Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips
Personal Liability: $100,000 per trip
Accidental Death & Permanent Total Disability: $100,000 per trip
Loss of Passport: $250 per trip
Legal Expenses: $10,000 per trip
Hijacking: $1,000 per trip
Business Equipment: Up to $1,500
Computer Equipment (single item limit): $500
Business Money: $100 per day up to $500
Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.
Coverages (values in USD):
Emergency & Accidental Medical: $1,000,000
Repatriation for Medical Treatment: 100% per trip
Emergency Medical Evacuation: $100,000
Repatriation of Mortal Remains: $25,000 per trip
Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000
Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips
Personal Liability: $100,000 per trip
Accidental Death & Permanent Total Disability: $100,000 per trip
Loss of Passport: $250 per trip
Legal Expenses: $10,000 per trip
Hijacking: $1,000 per trip
Business Equipment: Up to $1,500
Computer Equipment (single item limit): $500
Business Money: $100 per day up to $500
Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.
Coverages (values in USD):
Excludes Medical & Evacuation
Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips
Personal Liability: $100,000 per trip
Accidental Death & Permanent Total Disability: $100,000 per trip
Loss of Passport: $250 per trip
Legal Expenses: $10,000 per trip
Hijacking: $1,000 per trip
Cancellation & Curtailment: $2,000 per trip; subject to $100 deductible per Trip *Benefit not available to residents of the USA
Business Equipment: Up to $1,500
Computer Equipment (single item limit): $500
Business Money: $100 per day up to $500
Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.
Coverages (values in USD):
Emergency & Accidental Medical: $1,000,000
Repatriation for Medical Treatment: 100% per trip
Emergency Medical Evacuation: $100,000
Repatriation of Mortal Remains: $25,000 per trip
Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000
Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips
Personal Liability: $100,000 per trip
Accidental Death & Permanent Total Disability: $100,000 per trip
Loss of Passport: $250 per trip
Legal Expenses: $10,000 per trip
Hijacking: $1,000 per trip
Cancellation & Curtailment: $2,000 per trip; subject to $100 deductible per Trip *Benefit not available to residents of the USA
Business Equipment: Up to $1,500
Computer Equipment (single item limit): $500
Business Money: $100 per day up to $500
Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.
Download Benefits Guide PDF here
Learn more about Remote benefits
How do benefits work when hiring through an EOR?
Watch this quick explainer video to understand how offering benefits works when you hire team members through an employer of record like Remote.