India
Make employment in India easy. Let us handle payroll, benefits, taxes, compliance, and even stock options for your team in India, all in one easy-to-use platform.
- Capital City
New Delhi
- Currency
Indian rupee (₹, INR)
- Languages
English, Hindi and 22 regional languages
- Population size
1,35,26,42,280
Remote builds belonging for your global team with comprehensive local plans at competitive rates. 🙌
Remote Benefits Plans
At Remote, we provide tailored benefits to ensure that all Remote employees receive comprehensive coverage from top providers. Our plans offer competitive rates designed for larger groups - even if the team is still growing!
Upon onboarding, Remote will enroll team members in their benefits and provide detailed information about their coverage. Remote manages all administrative tasks, allowing you to focus on scaling your global team.
To ensure benefit equality, any benefits offered will apply to all team members in the country, providing consistent coverage and support across the team.
Health Benefits
In India, it is mandatory for employers to provide health insurance to employees.
When onboarding a new team member in India, Remote provides comprehensive health benefits through our local offering, which includes four plans with sum insured amounts of ₹2,000,000 or ₹4,000,000 per family. These plans cover the employee, spouse, and up to four children, with some plans also extending coverage to parents or parents-in-law.
If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!
Inpatient Coverage
Sum Insured: ₹2,000,000 ($24,100) per family
Maternity Cover: ₹200,000 ($2,400) for the first 4 children
Room Rent Limits: No limit
Daycare Treatments: Covered
Pre-existing Diseases: Covered from Day 1
Modern Treatments (e.g., Cyber-knife, Stem Cell): Covered up to Sum Insured, with 50% co-pay
Mental Illness Hospitalisation: ₹100,000 ($1,200) within Sum Insured
COVID-19 Treatments: Covered up to Sum Insured
Internal Congenital Disease: Covered up to Sum Insured
External Congenital Disease: Covered in life-threatening situations
Psychiatric Ailments: ₹100,000 ($1,200) within Sum Insured
Organ Donor Expenses: Covered if the organ is for the insured’s use; the cost of the organ is not covered
Gender Affirming Therapies and Surgeries: Covered up to ₹300,000 ($3,600) within Sum Insured
LGBTQ Cover: Covered
Outpatient Coverage
Coverage Limit: ₹40,000 ($480) per family
Premium Doctor Consultations: Unlimited online doctor consults with 20+ specialities
Mental Health: Unlimited online consultations with psychologists and psychiatrists
Nutrition Counselling: Unlimited online consultations with expert nutritionists
Veterinary Care: Unlimited online consultations with top veterinarians for your pets
Vision (Spectacles and Lenses): Covered
Dental Treatments (Fillings, Root Canals, Scaling and Cleaning, Tooth Extraction, Replacement): Covered
Vaccinations including COVID Vaccination: Covered
Physiotherapy, Nursing care post-hospitalisation, AYUSH treatments, Prescribed diagnostics, Medicines, Health Checkups, Minor surgeries and dressing
Vision Coverage
Cataract: Covered
Lasik Surgery: Covered if correction index is +/- 6.5D
Lucentis: Covered up to ₹50,000 ($600)
Dental Coverage
Dental Treatments: Covered under outpatient cover
Consultations and care: Covered
Family Coverage
Members Covered: Employee, Spouse, up to 4 children, either parents or parents-in-law
Inpatient Coverage
Sum Insured: ₹2,000,000 ($24,100) per family
Maternity Cover: ₹200,000 ($2,400) for the first 4 children
Room Rent Limits: No limit
Daycare Treatments: Covered
Pre-existing Diseases: Covered from Day 1
Modern Treatments (e.g., Cyber-knife, Stem Cell): Covered up to Sum Insured, with 50% co-pay
Mental Illness Hospitalisation: ₹100,000 ($1,200) within Sum Insured
COVID-19 Treatments: Covered up to Sum Insured
Internal Congenital Disease: Covered up to Sum Insured
External Congenital Disease: Covered in life-threatening situations
Psychiatric Ailments: ₹100,000 ($1,200) within Sum Insured
Organ Donor Expenses: Covered if the organ is for the insured’s use; the cost of the organ is not covered
Gender Affirming Therapies and Surgeries: Covered up to ₹300,000 ($3,600) within Sum Insured
LGBTQ Cover: Covered
Outpatient Coverage
Coverage Limit: ₹40,000 ($480) per family
Premium Doctor Consultations: Unlimited online doctor consults with 20+ specialities
Mental Health: Unlimited online consultations with psychologists and psychiatrists
Nutrition Counselling: Unlimited online consultations with expert nutritionists
Veterinary Care: Unlimited online consultations with top veterinarians for your pets
Vision (Spectacles and Lenses): Covered
Dental Treatments (Fillings, Root Canals, Scaling and Cleaning, Tooth Extraction, Replacement): Covered
Vaccinations including COVID Vaccination: Covered
Physiotherapy, Nursing care post-hospitalisation, AYUSH treatments, Prescribed diagnostics, Medicines, Health Checkups, Minor surgeries and dressing
Vision Coverage
Cataract: Covered
Lasik Surgery: Covered if correction index is +/- 6.5D
Lucentis: Covered up to ₹50,000 ($600)
Dental Coverage
Dental Treatments: Covered under outpatient cover
Consultations and care: Covered
Family Coverage
Members Covered: Employee, Spouse, up to 4 children
Inpatient Coverage
Sum Insured: ₹4,000,000 ($48,200) per family
Maternity Cover: ₹200,000 ($2,400) for the first 4 children
Room Rent Limits: No limit
Daycare Treatments: Covered
Pre-existing Diseases: Covered from Day 1
Modern Treatments (e.g., Cyber-knife, Stem Cell): Covered up to Sum Insured, with 50% co-pay
Mental Illness Hospitalisation: ₹100,000 ($1,200) within Sum Insured
COVID-19 Treatments: Covered up to Sum Insured
Internal Congenital Disease: Covered up to Sum Insured
External Congenital Disease: Covered in life-threatening situations
Psychiatric Ailments: ₹100,000 ($1,200) within Sum Insured
Organ Donor Expenses: Covered if the organ is for the insured’s use; the cost of the organ is not covered
Gender Affirming Therapies and Surgeries: Covered up to ₹300,000 ($3,600) within Sum Insured
LGBTQ Cover: Covered
Outpatient Coverage
Coverage Limit: ₹40,000 ($480) per family
Premium Doctor Consultations: Unlimited online doctor consults with 20+ specialities
Mental Health: Unlimited online consultations with psychologists and psychiatrists
Nutrition Counselling: Unlimited online consultations with expert nutritionists
Veterinary Care: Unlimited online consultations with top veterinarians for your pets
Vision (Spectacles and Lenses): Covered
Dental Treatments (Fillings, Root Canals, Scaling and Cleaning, Tooth Extraction, Replacement): Covered
Vaccinations including COVID Vaccination: Covered
Physiotherapy, Nursing care post-hospitalisation, AYUSH treatments, Prescribed diagnostics, Medicines, Health Checkups, Minor surgeries and dressing
Vision Coverage
Cataract: Covered
Lasik Surgery: Covered if correction index is +/- 6.5D
Lucentis: Covered up to ₹50,000 ($600)
Dental Coverage
Dental Treatments: Covered under outpatient cover
Consultations and care: Covered
Family Coverage
Members Covered: Employee, Spouse, up to 4 children, either parents or parents-in-law
Inpatient Coverage
Sum Insured: ₹4,000,000 ($48,200) per family
Maternity Cover: ₹200,000 ($2,400) for the first 4 children
Room Rent Limits: No limit
Daycare Treatments: Covered
Pre-existing Diseases: Covered from Day 1
Modern Treatments (e.g., Cyber-knife, Stem Cell): Covered up to Sum Insured, with 50% co-pay
Mental Illness Hospitalisation: ₹100,000 ($1,200) within Sum Insured
COVID-19 Treatments: Covered up to Sum Insured
Internal Congenital Disease: Covered up to Sum Insured
External Congenital Disease: Covered in life-threatening situations
Psychiatric Ailments: ₹100,000 ($1,200) within Sum Insured
Organ Donor Expenses: Covered if the organ is for the insured’s use; the cost of the organ is not covered
Gender Affirming Therapies and Surgeries: Covered up to ₹300,000 ($3,600) within Sum Insured
LGBTQ Cover: Covered
Outpatient Coverage
Coverage Limit: ₹40,000 ($480) per family
Premium Doctor Consultations: Unlimited online doctor consults with 20+ specialities
Mental Health: Unlimited online consultations with psychologists and psychiatrists
Nutrition Counselling: Unlimited online consultations with expert nutritionists
Veterinary Care: Unlimited online consultations with top veterinarians for your pets
Vision (Spectacles and Lenses): Covered
Dental Treatments (Fillings, Root Canals, Scaling and Cleaning, Tooth Extraction, Replacement): Covered
Vaccinations including COVID Vaccination: Covered
Physiotherapy, Nursing care post-hospitalisation, AYUSH treatments, Prescribed diagnostics, Medicines, Health Checkups, Minor surgeries and dressing
Vision Coverage
Cataract: Covered
Lasik Surgery: Covered if correction index is +/- 6.5D
Lucentis: Covered up to ₹50,000 ($600)
Dental Coverage
Dental Treatments: Covered under outpatient cover
Consultations and care: Covered
Family Coverage
Members Covered: Employee, Spouse, up to 4 children
Health Benefits
In India, it is mandatory for employers to provide health insurance to employees.
When onboarding a new team member in India, Remote provides comprehensive health benefits through our local offering, which includes four plans with sum insured amounts of ₹2,000,000 or ₹4,000,000 per family. These plans cover the employee, spouse, and up to four children, with some plans also extending coverage to parents or parents-in-law.
If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!
Inpatient Coverage
Sum Insured: ₹2,000,000 ($24,100) per family
Maternity Cover: ₹200,000 ($2,400) for the first 4 children
Room Rent Limits: No limit
Daycare Treatments: Covered
Pre-existing Diseases: Covered from Day 1
Modern Treatments (e.g., Cyber-knife, Stem Cell): Covered up to Sum Insured, with 50% co-pay
Mental Illness Hospitalisation: ₹100,000 ($1,200) within Sum Insured
COVID-19 Treatments: Covered up to Sum Insured
Internal Congenital Disease: Covered up to Sum Insured
External Congenital Disease: Covered in life-threatening situations
Psychiatric Ailments: ₹100,000 ($1,200) within Sum Insured
Organ Donor Expenses: Covered if the organ is for the insured’s use; the cost of the organ is not covered
Gender Affirming Therapies and Surgeries: Covered up to ₹300,000 ($3,600) within Sum Insured
LGBTQ Cover: Covered
Outpatient Coverage
Coverage Limit: ₹40,000 ($480) per family
Premium Doctor Consultations: Unlimited online doctor consults with 20+ specialities
Mental Health: Unlimited online consultations with psychologists and psychiatrists
Nutrition Counselling: Unlimited online consultations with expert nutritionists
Veterinary Care: Unlimited online consultations with top veterinarians for your pets
Vision (Spectacles and Lenses): Covered
Dental Treatments (Fillings, Root Canals, Scaling and Cleaning, Tooth Extraction, Replacement): Covered
Vaccinations including COVID Vaccination: Covered
Physiotherapy, Nursing care post-hospitalisation, AYUSH treatments, Prescribed diagnostics, Medicines, Health Checkups, Minor surgeries and dressing
Vision Coverage
Cataract: Covered
Lasik Surgery: Covered if correction index is +/- 6.5D
Lucentis: Covered up to ₹50,000 ($600)
Dental Coverage
Dental Treatments: Covered under outpatient cover
Consultations and care: Covered
Family Coverage
Members Covered: Employee, Spouse, up to 4 children, either parents or parents-in-law
Inpatient Coverage
Sum Insured: ₹2,000,000 ($24,100) per family
Maternity Cover: ₹200,000 ($2,400) for the first 4 children
Room Rent Limits: No limit
Daycare Treatments: Covered
Pre-existing Diseases: Covered from Day 1
Modern Treatments (e.g., Cyber-knife, Stem Cell): Covered up to Sum Insured, with 50% co-pay
Mental Illness Hospitalisation: ₹100,000 ($1,200) within Sum Insured
COVID-19 Treatments: Covered up to Sum Insured
Internal Congenital Disease: Covered up to Sum Insured
External Congenital Disease: Covered in life-threatening situations
Psychiatric Ailments: ₹100,000 ($1,200) within Sum Insured
Organ Donor Expenses: Covered if the organ is for the insured’s use; the cost of the organ is not covered
Gender Affirming Therapies and Surgeries: Covered up to ₹300,000 ($3,600) within Sum Insured
LGBTQ Cover: Covered
Outpatient Coverage
Coverage Limit: ₹40,000 ($480) per family
Premium Doctor Consultations: Unlimited online doctor consults with 20+ specialities
Mental Health: Unlimited online consultations with psychologists and psychiatrists
Nutrition Counselling: Unlimited online consultations with expert nutritionists
Veterinary Care: Unlimited online consultations with top veterinarians for your pets
Vision (Spectacles and Lenses): Covered
Dental Treatments (Fillings, Root Canals, Scaling and Cleaning, Tooth Extraction, Replacement): Covered
Vaccinations including COVID Vaccination: Covered
Physiotherapy, Nursing care post-hospitalisation, AYUSH treatments, Prescribed diagnostics, Medicines, Health Checkups, Minor surgeries and dressing
Vision Coverage
Cataract: Covered
Lasik Surgery: Covered if correction index is +/- 6.5D
Lucentis: Covered up to ₹50,000 ($600)
Dental Coverage
Dental Treatments: Covered under outpatient cover
Consultations and care: Covered
Family Coverage
Members Covered: Employee, Spouse, up to 4 children
Inpatient Coverage
Sum Insured: ₹4,000,000 ($48,200) per family
Maternity Cover: ₹200,000 ($2,400) for the first 4 children
Room Rent Limits: No limit
Daycare Treatments: Covered
Pre-existing Diseases: Covered from Day 1
Modern Treatments (e.g., Cyber-knife, Stem Cell): Covered up to Sum Insured, with 50% co-pay
Mental Illness Hospitalisation: ₹100,000 ($1,200) within Sum Insured
COVID-19 Treatments: Covered up to Sum Insured
Internal Congenital Disease: Covered up to Sum Insured
External Congenital Disease: Covered in life-threatening situations
Psychiatric Ailments: ₹100,000 ($1,200) within Sum Insured
Organ Donor Expenses: Covered if the organ is for the insured’s use; the cost of the organ is not covered
Gender Affirming Therapies and Surgeries: Covered up to ₹300,000 ($3,600) within Sum Insured
LGBTQ Cover: Covered
Outpatient Coverage
Coverage Limit: ₹40,000 ($480) per family
Premium Doctor Consultations: Unlimited online doctor consults with 20+ specialities
Mental Health: Unlimited online consultations with psychologists and psychiatrists
Nutrition Counselling: Unlimited online consultations with expert nutritionists
Veterinary Care: Unlimited online consultations with top veterinarians for your pets
Vision (Spectacles and Lenses): Covered
Dental Treatments (Fillings, Root Canals, Scaling and Cleaning, Tooth Extraction, Replacement): Covered
Vaccinations including COVID Vaccination: Covered
Physiotherapy, Nursing care post-hospitalisation, AYUSH treatments, Prescribed diagnostics, Medicines, Health Checkups, Minor surgeries and dressing
Vision Coverage
Cataract: Covered
Lasik Surgery: Covered if correction index is +/- 6.5D
Lucentis: Covered up to ₹50,000 ($600)
Dental Coverage
Dental Treatments: Covered under outpatient cover
Consultations and care: Covered
Family Coverage
Members Covered: Employee, Spouse, up to 4 children, either parents or parents-in-law
Inpatient Coverage
Sum Insured: ₹4,000,000 ($48,200) per family
Maternity Cover: ₹200,000 ($2,400) for the first 4 children
Room Rent Limits: No limit
Daycare Treatments: Covered
Pre-existing Diseases: Covered from Day 1
Modern Treatments (e.g., Cyber-knife, Stem Cell): Covered up to Sum Insured, with 50% co-pay
Mental Illness Hospitalisation: ₹100,000 ($1,200) within Sum Insured
COVID-19 Treatments: Covered up to Sum Insured
Internal Congenital Disease: Covered up to Sum Insured
External Congenital Disease: Covered in life-threatening situations
Psychiatric Ailments: ₹100,000 ($1,200) within Sum Insured
Organ Donor Expenses: Covered if the organ is for the insured’s use; the cost of the organ is not covered
Gender Affirming Therapies and Surgeries: Covered up to ₹300,000 ($3,600) within Sum Insured
LGBTQ Cover: Covered
Outpatient Coverage
Coverage Limit: ₹40,000 ($480) per family
Premium Doctor Consultations: Unlimited online doctor consults with 20+ specialities
Mental Health: Unlimited online consultations with psychologists and psychiatrists
Nutrition Counselling: Unlimited online consultations with expert nutritionists
Veterinary Care: Unlimited online consultations with top veterinarians for your pets
Vision (Spectacles and Lenses): Covered
Dental Treatments (Fillings, Root Canals, Scaling and Cleaning, Tooth Extraction, Replacement): Covered
Vaccinations including COVID Vaccination: Covered
Physiotherapy, Nursing care post-hospitalisation, AYUSH treatments, Prescribed diagnostics, Medicines, Health Checkups, Minor surgeries and dressing
Vision Coverage
Cataract: Covered
Lasik Surgery: Covered if correction index is +/- 6.5D
Lucentis: Covered up to ₹50,000 ($600)
Dental Coverage
Dental Treatments: Covered under outpatient cover
Consultations and care: Covered
Family Coverage
Members Covered: Employee, Spouse, up to 4 children
Accident & Disability
In India, Accident and Disability Insurance is included as part of any health insurance package offered by Remote. This comprehensive coverage ensures that employees are protected against unforeseen accidents and disabilities.
The insurance provides a sum insured of ₹5,000,000 ($60,240) per employee, covering accidental death, permanent and partial disabilities, medical expenses, and more. Additional benefits include allowances for children’s education, transportation of mortal remains, and compassionate visits. This ensures that employees and their families are supported during difficult times.
Note that the Accident and Disability Insurance is included as part of any of the Health Insurance package offered in India.
Coverage Details
Sum Insured: ₹5,000,000 ($60,240) per employee
Age Group: 18 - 65 years
Accidental Death: Up to 100% of sum insured
Medical Expenses: Covered up to 40% of death/disability claim or 10% of sum insured or actual expenses, whichever is lower
Permanent Total Disability: Up to 100% of sum insured
Permanent Partial Disability: Up to 100% of sum insured
Temporary Total Disability/Loss of Income: Up to 3% of sum insured or ₹20,000 ($240) per week or actual weekly pay, whichever is lower
Carriage of Dead Body: 2% of sum insured, subject to a maximum of ₹10,000 ($120)
Children Education Welfare: For two dependent children in case of death of employee - up to ₹10,000 ($120) per child
Terrorism: Covered except for events arising out of nuclear, biological, and/or chemical means
Fracture Cover: Accidental broken bones covered up to ₹50,000 ($600) or actual expenses, whichever is lower
Burns Cover: Accidental burns covered up to ₹50,000 ($600) or actual expenses, whichever is lower
Transportation of Mortal Remains: Repatriation covered up to ₹25,000 ($300) or actual expenses, whichever is lower
Compassionate Visit: Transportation allowance up to ₹25,000 ($300) or actual expenses, whichever is lower
Road Ambulance Charges: Covered up to ₹5,000 ($60) or actual expenses, whichever is lower
Mental Health
Offering mental health benefits is not mandatory in this country, but providing the benefit can significantly enhance the emotional well-being and overall productivity of employees.
Remote offers a comprehensive employee mental wellbeing platform in partnership with one of the top-rated employee mental wellbeing providers. This platform is available on desktop and mobile apps and includes 1-to-1 therapy with a curated pool of top-quality therapists in over 35 languages. The advanced matching service finds each employee the right therapist within 48 hours, boasting a 98% success rate. Employees receive a personal wellbeing profile with tailored recommendations and information to track progress. The platform also offers a curated self-guided content library with audio mindfulness and meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers. Additionally, there are 24/7 mental health helplines for immediate support when an employee is struggling.
Mental health program benefits may be offered to the employees from among 5 different plans. Offering mental health benefits is optional, but it can greatly enhance employee well-being and productivity.
It is essential to be aware that in certain countries, mental health benefits may be categorized as ‘Benefits in Kind’ (BIK). This categorization means that the monthly premiums paid for the benefit might be counted as part of the employee’s taxable income according to the local tax laws.
When mental health benefits are offered, they must be provided equally to all employees in the respective country.
Platform Access
Access to the wellbeing platform and app, which includes:
Personalised wellbeing assessment
Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers
Access to manager-specific learnings and resources
Precision matching for 1:1 coaching and therapy in 35+ languages
Professional coaching
Text-based chat with dedicated practitioner
24/7 global support in all languages
Add up to 3 friends and family to the platform
Therapy and Coaching Sessions
Not included in the Basic plan
Team members can pay for therapy sessions themselves, if needed.
Platform Access
Access to the wellbeing platform and app, which includes:
Personalised wellbeing assessment
Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers
Access to manager-specific learnings and resources
Precision matching for 1:1 coaching and therapy in 35+ languages
Professional coaching
Text-based chat with dedicated practitioner
24/7 global support in all languages
Add up to 3 friends and family to the platform
Therapy and Coaching Sessions
Includes one pre-paid Therapy/Coaching session per policy year
Team members can pay for extra therapy sessions themselves, if needed.
Platform Access
Access to the wellbeing platform and app, which includes:
Personalised wellbeing assessment
Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers
Access to manager-specific learnings and resources
Precision matching for 1:1 coaching and therapy in 35+ languages
Professional coaching
Text-based chat with dedicated practitioner
24/7 global support in all languages
Add up to 3 friends and family to the platform
Therapy and Coaching Sessions
Includes three pre-paid Therapy/Coaching sessions per policy year
Team members can pay for extra therapy sessions themselves, if needed.
Platform Access
Access to the wellbeing platform and app, which includes:
Personalised wellbeing assessment
Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers
Access to manager-specific learnings and resources
Precision matching for 1:1 coaching and therapy in 35+ languages
Professional coaching
Text-based chat with dedicated practitioner
24/7 global support in all languages
Add up to 3 friends and family to the platform
Therapy and Coaching Sessions
Includes six pre-paid Therapy/Coaching sessions per policy year
Team members can pay for extra therapy sessions themselves, if needed.
Platform Access
Access to the wellbeing platform and app, which includes:
Personalised wellbeing assessment
Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers
Access to manager-specific learnings and resources
Precision matching for 1:1 coaching and therapy in 35+ languages
Professional coaching
Text-based chat with dedicated practitioner
24/7 global support in all languages
Add up to 3 friends and family to the platform
Therapy and Coaching Sessions
Includes twelve pre-paid Therapy/Coaching sessions per policy year
Team members can pay for extra therapy sessions themselves, if needed.
Meals
Flexi Benefits
Remote offers a default monthly meal voucher benefit in India, amounting to ₹2,200 (~27 USD) per employee. This is provided through a flex benefits card, based on a standard calculation of ₹100 per day for 22 working days.
While meal vouchers are a common practice in India, they are not mandatory. This benefit is provided as a pay deduction, meaning that ₹2,200 will be deducted from the employee's gross monthly pay if they opt in for the meal vouchers. This amount is allocated to their meal vouchers. There is no additional cost to the employer. Employees enrolled under the old tax regime can benefit from tax exemptions on these vouchers, which can lead to tax savings based on their specific tax slab.
Business Travel Insurance
New Benefit Available November 1, 2024:
Remote’s Global Business Travel Insurance program is crafted to address the unique needs of your team, whether they are embarking on short business trips or travelling extensively throughout the year. With five comprehensive plan options—Basic, Standard, Premium, Premium Plus, and Standard Plus—this program ensures that your team members have the right level of coverage to protect their health, safety, and well-being while travelling for business. Available in over 90 countries, the program provides extensive global coverage at competitive rates, offering peace of mind no matter where their work takes them.
This optional benefit is designed to be flexible, allowing you to offer tailored coverage that meets the diverse needs of your workforce. By providing business travel insurance, you are taking proactive steps to safeguard your team from unforeseen events such as medical emergencies, trip disruptions, or loss of business equipment while they are on the road.
It is essential to be aware that in certain countries, Business Travel Insurance may be categorised as 'Benefits in Kind' (BIK). This categorization means that the monthly premiums, which the company pays for the benefit, might be counted as part of the employee's taxable income according to the local tax laws.
Coverages (values in USD):
Emergency & Accidental Medical: $1,000,000
Repatriation for Medical Treatment: 100% per trip
Emergency Medical Evacuation: $100,000
Repatriation of Mortal Remains: $25,000 per trip
Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000
Business Equipment: Up to $1,500
Computer Equipment (single item limit): $500
Business Money: $100 per day up to $500
Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.
Coverages (values in USD):
Excludes Medical & Evacuation
Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips
Personal Liability: $100,000 per trip
Accidental Death & Permanent Total Disability: $100,000 per trip
Loss of Passport: $250 per trip
Legal Expenses: $10,000 per trip
Hijacking: $1,000 per trip
Business Equipment: Up to $1,500
Computer Equipment (single item limit): $500
Business Money: $100 per day up to $500
Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.
Coverages (values in USD):
Emergency & Accidental Medical: $1,000,000
Repatriation for Medical Treatment: 100% per trip
Emergency Medical Evacuation: $100,000
Repatriation of Mortal Remains: $25,000 per trip
Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000
Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips
Personal Liability: $100,000 per trip
Accidental Death & Permanent Total Disability: $100,000 per trip
Loss of Passport: $250 per trip
Legal Expenses: $10,000 per trip
Hijacking: $1,000 per trip
Business Equipment: Up to $1,500
Computer Equipment (single item limit): $500
Business Money: $100 per day up to $500
Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.
Coverages (values in USD):
Excludes Medical & Evacuation
Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips
Personal Liability: $100,000 per trip
Accidental Death & Permanent Total Disability: $100,000 per trip
Loss of Passport: $250 per trip
Legal Expenses: $10,000 per trip
Hijacking: $1,000 per trip
Cancellation & Curtailment: $2,000 per trip; subject to $100 deductible per Trip *Benefit not available to residents of the USA
Business Equipment: Up to $1,500
Computer Equipment (single item limit): $500
Business Money: $100 per day up to $500
Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.
Coverages (values in USD):
Emergency & Accidental Medical: $1,000,000
Repatriation for Medical Treatment: 100% per trip
Emergency Medical Evacuation: $100,000
Repatriation of Mortal Remains: $25,000 per trip
Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000
Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips
Personal Liability: $100,000 per trip
Accidental Death & Permanent Total Disability: $100,000 per trip
Loss of Passport: $250 per trip
Legal Expenses: $10,000 per trip
Hijacking: $1,000 per trip
Cancellation & Curtailment: $2,000 per trip; subject to $100 deductible per Trip *Benefit not available to residents of the USA
Business Equipment: Up to $1,500
Computer Equipment (single item limit): $500
Business Money: $100 per day up to $500
Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.
Download Benefits Guide PDF here
Learn more about Remote benefits
How do benefits work when hiring through an EOR?
Watch this quick explainer video to understand how offering benefits works when you hire team members through an employer of record like Remote.