For many employees (and, in many cases, employers too), paystubs can feel like a maze of confusing codes and numbers. You know there’s vital information on the page, like earnings, taxes, and deductions, but it’s not always easy to decipher what each item actually means.
So, if you’ve ever looked at a paystub and wondered what abbreviations like “FICA,” “YTD,” or “GTL” stand for, this article is for you. We’ll help you understand what your payroll abbreviation codes actually mean, so you can feel confident in what you’re paying — or being paid.
Common categories of payroll abbreviations
On US paystubs, there are typically three main categories of codes:
- Earnings abbreviations
- Deductions and taxes
- Summary and time tracking abbreviations
See also: What is a pay stub, and how do you make one?
Here’s what each of these cover:
1. Earnings abbreviations
These abbreviation codes tell you what kind of compensation is being paid. They usually appear alongside the number of hours worked or a flat dollar amount, and translate as the following:
|
Abbreviation |
Meaning |
|
REG |
Regular pay (standard hourly or salaried wages) |
|
OT |
|
|
PTO |
|
|
HOL |
Holiday pay |
|
BON or BN |
Bonus payment(s) |
|
COM |
|
|
SICK |
|
|
VAC |
Vacation pay |
|
DBL |
Double-time pay |
|
ADJ |
Pay adjustment (i.e., corrections to previous payroll) |
|
OTHER |
Miscellaneous or other earnings |
Note: These abbreviations may vary slightly depending on your payroll provider, but the overall meanings are usually consistent.
See also: What is the difference between PTO and holiday pay?
2. Deduction abbreviations
These are the abbreviations that explain why your gross pay is lower than your net pay. They cover taxes, benefits, and other withholdings.
Mandatory taxes
|
Abbreviation |
Meaning |
|
FICA |
Social Security and Medicare taxes (FICA = Federal Insurance Contributions Act) |
|
SS or OASDI |
Social Security tax (part of FICA) |
|
MED |
Medicare tax (part of FICA) |
|
FIT or FED |
Federal income tax |
|
SIT or ST |
State income tax |
|
SDI |
State disability insurance contribution |
|
SUI or SUTA |
State unemployment insurance contribution (SUTA = State Unemployment Tax Act) |
|
FUTA |
Federal unemployment insurance contribution (FUTA = Federal Unemployment Tax Act) |
See also: What are SUTA and FUTA taxes and how do they work?
Voluntary deductions
|
Abbreviation |
Meaning |
|
401k |
Employee 401(k) contribution |
|
403b |
Retirement plan contribution (for employees of nonprofits or schools) |
|
IRA |
Individual Retirement Account contribution |
|
HSA |
Health Savings Account contribution |
|
FSA |
Flexible Spending Account (used for health or dependent care expenses) contribution |
|
MEDINS |
Medical insurance premium deduction |
|
DENT |
Dental insurance premium deduction |
|
VIS or VISION |
Vision insurance premium deduction |
|
LIFE or LIF |
Life insurance premium deduction |
|
GTL |
Group-term life insurance (imputed income) |
|
GARN |
|
|
CHAR |
Charitable contribution |
3. Summary and time tracking abbreviations
These abbreviations summarize activity across the pay period (or year to date):
|
Abbreviation |
Meaning |
|
YTD |
Year to date (total from the start of the calendar year) |
|
HR |
Hours worked during the pay period |
|
RATE |
Pay rate (e.g., $20 per hour) |
|
GROSS |
Gross pay (before taxes and deductions) |
|
NET |
Net pay (employee’s take-home pay after taxes and deductions) |
|
DEDUCTIONS |
Total amount withheld from gross pay |
|
EMPLOYEE ID |
Internal identification code for the employee |
|
DEPT |
Department code |
|
PAY PERIOD |
Time span that the paycheck covers (e.g., weekly, semi-monthly etc.) |
Note that many payroll providers also use proprietary or company-specific abbreviations. If you see an unfamiliar code, check with:
- Your payroll software’s documentation (most offer a glossary)
- Your HR or payroll team
- Your payroll provider or accountant
Simplifying payroll for your employees
Transparency builds trust, so it may be a good idea to provide a one-page paystub “cheat sheet” in your employee handbook.
It’s also good practice to:
- Use plain language whenever possible. Avoid overly cryptic codes or explain them in an accompanying legend.
- Include year-to-date totals. This helps your employees keep track of their taxes and deductions across the year.
- Encourage questions. Make it easy for employees to come to you with paystub concerns.
- Partner with a reliable payroll provider. A good payroll system will offer clarity, accuracy, and compliance out of the box.
- Stay compliant. Federal and state laws require certain details to appear on paystubs, so make sure your templates are up to date.
Need guidance? Use our free, easy-to-follow pay stub template here.
How else can Remote help?
Decoding payroll abbreviations is a big step toward making payroll clearer and more manageable, for both you and your people. But to truly simplify payroll, you need more than just knowledge. You need the right partner, which is where Remote Payroll comes in.
Remote makes it easy to run accurate, compliant payroll for employees, no matter where they are in the world. Specifically, we:
- Generate and provide clear, transparent paystubs for every employee, with easy-to-understand earnings and deductions
- Automate payroll processing, which significantly reduces errors and saves time.
- Provide built-in compliance with local tax laws, benefits, and employment regulations.
- Centralize your entire payroll on one platform, enabling you to manage payroll, HR, and benefits in one place.
With Remote, payroll doesn’t just get done. It gets done right, with clarity and confidence for everyone involved.
To learn more, speak to one of our friendly payroll experts today.