Easily manage employment in United Kingdom

Contribution Overview:

• Employee Contribution: A minimum of 5% of gross salary is required to receive the employer’s contribution.
• Employer Contribution: Employers contribute 4% of gross salary if the employee contributes at least 5%. If the employee contributes less, the employer contribution drops to 0%.

Key Features:

• Flexible Contributions: Employees can increase their contributions above the 5% minimum, but contributions below 5% will result in no employer contribution.
• Automatic Enrollment: Employees are automatically enrolled if they meet the eligibility criteria (age 22+, earning over £10,000 annually, and below the state pension age). Opting out is available within the first month of enrollment.
• Net Pay & Salary Exchange: Two contribution methods are available, offering different tax benefits: Net Pay (after-tax deductions) and Salary Exchange (pre-tax).

Additional Benefits:

• Investment Options: Employees have a range of funds to choose from, including ethical and diversified options, to align with personal retirement goals.
• Tax Relief: Contributions benefit from tax relief, effectively lowering taxable income while building retirement savings.
• Online Portal: Employees can manage their pensions, track investments, and adjust contributions through an easy-to-use online platform.

Contribution Overview:

• Employee Contribution: A minimum of 5% of gross salary is required to receive the employer’s contribution.
• Employer Contribution: Employers contribute 4% of gross salary if the employee contributes at least 5%. If the employee contributes less, the employer contribution drops to 0%.

Key Features:

• Flexible Contributions: Employees can increase their contributions above the 5% minimum, but contributions below 5% will result in no employer contribution.
• Automatic Enrollment: Employees are automatically enrolled if they meet the eligibility criteria (age 22+, earning over £10,000 annually, and below the state pension age). Opting out is available within the first month of enrollment.
• Net Pay & Salary Exchange: Two contribution methods are available, offering different tax benefits: Net Pay (after-tax deductions) and Salary Exchange (pre-tax).

Additional Benefits:

• Investment Options: Employees have a range of funds to choose from, including ethical and diversified options, to align with personal retirement goals.
• Tax Relief: Contributions benefit from tax relief, effectively lowering taxable income while building retirement savings.
• Online Portal: Employees can manage their pensions, track investments, and adjust contributions through an easy-to-use online platform.
• Employee Contribution: The standard employee contribution is 5% of gross salary.
• Employer Contribution: Remote contributes 4% of gross salary when the employee contributes at least 5%. Contributions below 5% cannot be matched with the employer contribution.

Key Features:

• Flexible Contributions: Employees can choose to contribute more than the 5% minimum based on their retirement goals.
• Automatic Enrollment: Employees aged 22+, earning over £10,000 annually, and below state pension age are automatically enrolled. Employees can opt out within the first month if desired.
• Contribution Methods: Contributions are made via Salary Sacrifice (default), which reduces taxable income and provides NI savings, or the Relief at Source scheme, depending on employee eligibility and preference.

Additional Benefits:

• Investment Options: A range of funds, including ethical and diversified options, are available to align with employees' retirement strategies
• Tax Efficiency: Contributions receive tax relief, reducing taxable income while supporting retirement savings growth.
• Online Access: Employees can manage contributions, track investments, and make adjustments through an easy-to-use online platform.