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- Overview
- Life Insurance
Life Insurance
Remote offers comprehensive Life Insurance and Accidental Death & Dismemberment (AD&D) benefits in Canada, aligned with the health insurance tier you select. This means that the Life Insurance and AD&D coverage levels are directly tied to the health insurance plan you choose.
The Basic tier includes a flat $25,000 coverage for both Life Insurance and AD&D, while higher tiers offer coverage based on a multiple of the employee’s annual earnings, with additional coverage for spouses and dependent children. The Premium Enhanced tier provides the highest level of coverage, up to 3x annual earnings, ensuring robust protection for employees and their families.
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Basic
Basic Life Insurance
Flat $25,000 coverage
Accident, Death and Dismemberment (AD&D)
Equal to life insurance coverage
Dependent Life
Not covered
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Standard
Basic Life Insurance
1x annual earnings up to a maximum $250,000
Accident, Death and Dismemberment (AD&D)
Equal to life insurance coverage
Dependent Life
- $5,000 coverage for spouse
- $2,500 per dependent child
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Plus
Basic Life Insurance
2x annual earnings up to a maximum $500,000
Accident, Death and Dismemberment (AD&D)
Equal to life insurance coverage
Dependent Life
- $10,000 coverage for spouse
- $5,000 per dependent child
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Premium
Basic Life Insurance
3x annual earnings up to a maximum $1,000,000
Accident, Death and Dismemberment (AD&D)
Equal to life insurance coverage
Dependent Life
- $20,000 coverage for spouse
- $10,000 per dependent child
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Premium Enhanced
Basic Life Insurance
3x annual earnings up to a maximum $1,000,000
Accident, Death and Dismemberment (AD&D)
Equal to life insurance coverage
Dependent Life
- $20,000 coverage for spouse
- $10,000 per dependent child