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Health Benefits

Providing health insurance in this country may not be mandatory, but offering robust health benefits can significantly elevate your employees’ healthcare experience, ensuring prompt access to top-tier providers and reducing wait times. Through our Global Health Insurance scheme, offered in partnership with one of the world’s leading insurance providers, Remote now presents an expanded suite of comprehensive plan options. Our Global Health Insurance offerings include four plan options.
The Standard plan delivers essential inpatient and outpatient coverage, while the Premium plan builds on that with added dental and vision benefits.
The Gold and Platinum tiers further extend coverage limits and offer extra services for those needing comprehensive protection.
Additionally, our two new local plans - Basic and Benfit, available from May 1, 2025 - are designed to address local market needs. Both provide robust core coverage, with the Benfit Plan offering enhanced benefits over the Basic plan. Each local plan includes a mix of inpatient, outpatient, dental, and vision coverage, along with flexible family options to ensure broad protection for employees and their dependents. If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!
  • International Standard

    In-Patient Benefits

    Coverage Limit: $1,000,000

    • Hospital Accommodation: Private room
    • Intensive Care: Full coverage
    • Prescription Drugs and Materials: Full coverage
    • Surgical Fees (including anesthesia and charges): Full coverage
    • Physician and Therapist Fees: Full coverage
    • Surgical Appliances and Materials: Full coverage
    • Diagnostic Tests: Full coverage
    • Organ Transplant: Full coverage
    • Psychiatry and Psychotherapy: Full coverage
    • Parent Accommodation (for children under 18): Full coverage
    • Emergency In-Patient Dental Treatment: Full coverage
    • Day-Care Treatment: Full coverage
    • Kidney Dialysis: Full coverage
    • Out-Patient Surgery: Full coverage
    • Nursing at Home or Convalescent Home: Up to $3,375
    • Rehabilitation Treatment: Up to $3,375
    • Local Ambulance: Full coverage
    • Emergency Treatment Outside Area of Cover: Up to $50,000
    • Medical Evacuation: Full coverage
    • Expenses for Accompanying Evacuation: Up to $2,700
    • Travel Costs for Family Members (Evacuation): Up to $2,700
    • Repatriation of Mortal Remains: Up to $13,500
    • Travel Costs for Family (Repatriation): Up to $4,050
    • CT and MRI Scans: Full coverage
    • PET and CT-PET Scans: Full coverage
    • Oncology: Full coverage
    • Purchase of Wig/Prosthetic Bra: Up to $270
    • Routine Maternity: Up to $6,000
    • Complications of Pregnancy/Childbirth: Up to $13,500
    • In-Patient Cash Benefit: $205 per night (max 25 nights)
    • Emergency Out-Patient Treatment: Full coverage
    • Palliative Care: Full coverage
    • Long Term Care: Full coverage (max 90 days)
    • HIV/AIDS Treatment: Full coverage

    Out-Patient Benefits

    Coverage Limit: $3,500

    • Maximum Plan Benefit: $3,500
    • Deductible: $135
    • Medical Practitioner Fees & Prescription Drugs: Up to $1,350
    • Diagnostic Tests: Full coverage
    • Video Consultation Services: Full coverage
    • Specialist Fees: Full coverage
    • Chiropractic, Osteopathy, Homeopathy, Acupuncture, Podiatry: Full coverage
    • Prescribed Physiotherapy: Up to $600
    • Non-Prescribed Physiotherapy: Up to 10 visits
    • Prescribed Speech Therapy and Occupational Therapy: Up to $1,520
    • Vaccinations: Up to $300
    • Infertility Treatment: Up to $16,000
    • Psychiatry and Psychotherapy: Max 10 visits
    • Prescribed Medical Aids: Up to $675
    • Prescribed Glasses and Contact Lenses: Not covered
    • Hormone Replacement Therapy: Full coverage
    • Cancer Screening (see details below): Up to $300
      • Annual pap smear
      • Mammogram (every two years for women aged 45+, or younger where a family history exists)
      • Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)
      • Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)
      • Annual faecal occult blood test
      • BRCA1 and BRCA2 genetic test (where a direct family history exists)
    • Health and Wellbeing Checks: Includes screenings for early detection of illness or disease (see details below): Up to $300
      • Physical examination
      • Blood tests (full blood count, biochemistry, lipid profile, thyroid function test, liver function test, kidney function test)
      • Cardiovascular examination (physical examination, electrocardiogram, blood pressure)
      • Neurological examination (physical examination)
      • Bone densitometry (every five years for women aged 50+)
      • Well child test (for children up to the age of six years)

    The Standard tier includes the following additional services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion, all of which are available.

    Dental Benefits

    Not covered

    Vision Benefits

    Not covered

    Co-pay and Deductible

    • Co-pay: None
    • Outpatient Deductible: $135

    Family Coverage

    You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/parter and children.

  • International Premium

    In-Patient Benefits

    Coverage Limit: $1,000,000

    • Hospital Accommodation: Private room
    • Intensive Care: Full coverage
    • Prescription Drugs and Materials: Full coverage
    • Surgical Fees (including anesthesia and charges): Full coverage
    • Physician and Therapist Fees: Full coverage
    • Surgical Appliances and Materials: Full coverage
    • Diagnostic Tests: Full coverage
    • Organ Transplant: Full coverage
    • Psychiatry and Psychotherapy: Full coverage
    • Parent Accommodation (for children under 18): Full coverage
    • Emergency In-Patient Dental Treatment: Full coverage
    • Day-Care Treatment: Full coverage
    • Kidney Dialysis: Full coverage
    • Out-Patient Surgery: Full coverage
    • Nursing at Home or Convalescent Home: Up to $3,375
    • Rehabilitation Treatment: Up to $3,375
    • Local Ambulance: Full coverage
    • Emergency Treatment Outside Area of Cover: Up to $50,000
    • Medical Evacuation: Full coverage
    • Expenses for Accompanying Evacuation: Up to $2,700
    • Travel Costs for Family Members (Evacuation): Up to $2,700
    • Repatriation of Mortal Remains: Up to $13,500
    • Travel Costs for Family (Repatriation): Up to $4,050
    • CT and MRI Scans: Full coverage
    • PET and CT-PET Scans: Full coverage
    • Oncology: Full coverage
    • Purchase of Wig/Prosthetic Bra: Up to $270
    • Routine Maternity: Up to $6,000
    • Complications of Pregnancy/Childbirth: Up to $13,500
    • In-Patient Cash Benefit: $205 per night (max 25 nights)
    • Emergency Out-Patient Treatment: Full coverage
    • Palliative Care: Full coverage
    • Long Term Care: Full coverage (max 90 days)
    • HIV/AIDS Treatment: Full coverage
    • Treatment for Alcohol and Drug Addiction: Up to $5,000
    • Gender Dysphoria Services: Up to $25,000 per lifetime

    Out-Patient Benefits

    Coverage Limit: $5,060

    • Maximum Plan Benefit: $5,060
    • Deductible: None
    • Medical Practitioner Fees: Up to $1,350
    • Prescription Drugs: Full coverage
    • Diagnostic Tests: Full coverage
    • Video Consultation Services: Full coverage
    • Specialist Fees: Full coverage
    • Chiropractic, Osteopathy, Homeopathy, Acupuncture, Podiatry: Full coverage
    • Prescribed Physiotherapy: Up to $600
    • Non-Prescribed Physiotherapy: Up to 10 visits
    • Prescribed Speech Therapy and Occupational Therapy: Up to $1,520
    • Vaccinations: Up to $500
    • Health and Wellbeing Checks: See details below
    • Infertility Treatment: Up to $16,000
    • Psychiatry and Psychotherapy: Max 10 visits
    • Prescribed Medical Aids: Up to $675
    • Prescribed Glasses and Contact Lenses: Up to $250
    • Hormone Replacement Therapy: Full coverage
    • Cancer Screening (see details below): Up to $500
    • Annual pap smear
    • Mammogram (every two years for women aged 45+, or younger where a family history exists)
    • Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)
    • Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)
    • Annual faecal occult blood test
    • BRCA1 and BRCA2 genetic test (where a direct family history exists)
    • Health and Wellbeing Checks: Includes screenings for early detection of illness or disease (see details below): Up to $500
    • Physical examination
    • Blood tests (full blood count, biochemistry, lipid profile, thyroid function test, liver function test, kidney function test)
    • Cardiovascular examination (physical examination, electrocardiogram, blood pressure)
    • Neurological examination (physical examination)
    • Bone densitometry (every five years for women aged 50+)
    • Well child test (for children up to the age of six years)

    The Premium tier includes the following additional services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion, all of which are available.

    Dental Benefits

    Coverage Limit: $1,000

    • Preventative Dental Treatment: 100% refund
    • Routine Dental Treatment: Full coverage
    • Major Restorative Dental Treatment: Full coverage
    • Periodontics: Full coverage

    Vision Benefits

    • Prescribed Glasses and Contact Lenses: Up to $250, including eye examination

    Co-pay and Deductible

    • Co-pay: None
    • Deductible: None

    Family Coverage

    You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.

  • International Gold

    In-Patient Benefits

    Coverage Limit: $2,500,000

    • Hospital Accommodation: Private room
    • Intensive Care: Full coverage
    • Prescription Drugs and Materials: Full coverage
    • Surgical Fees (including anesthesia and charges): Full coverage
    • Physician and Therapist Fees: Full coverage
    • Surgical Appliances and Materials: Full coverage
    • Diagnostic Tests: Full coverage
    • Organ Transplant: Full coverage
    • Psychiatry and Psychotherapy: Full coverage
    • Parent Accommodation (for children under 18): Full coverage
    • Emergency In-Patient Dental Treatment: Full coverage
    • Day-Care Treatment: Full coverage
    • Kidney Dialysis: Full coverage
    • Out-Patient Surgery: Full coverage
    • Nursing at Home or Convalescent Home: Up to $3,375
    • Rehabilitation Treatment: Up to $3,375
    • Local Ambulance: Full coverage
    • Emergency Treatment Outside Area of Cover: Up to $50,000
    • Medical Evacuation: Full coverage
    • Expenses for Accompanying Evacuation: Up to $2,700
    • Travel Costs for Family Members (Evacuation): Up to $2,700
    • Repatriation of Mortal Remains: Up to $13,500
    • Travel Costs for Family (Repatriation): Up to $4,050
    • CT and MRI Scans: Full coverage
    • PET and CT-PET Scans: Full coverage
    • Oncology: Full coverage
    • Purchase of Wig/Prosthetic Bra: Up to $270
    • Routine Maternity: Up to $6,000
    • Complications of Pregnancy/Childbirth: Up to $13,500
    • In-Patient Cash Benefit: $205 per night (max 25 nights)
    • Emergency Out-Patient Treatment: Full coverage
    • Palliative Care: Full coverage
    • Long Term Care: Full coverage (max 90 days)
    • HIV/AIDS Treatment: Full coverage
    • Treatment for Alcohol and Drug Addiction: Up to $15,000
    • Gender Dysphoria Services: Up to $50,000 per lifetime

    Out-Patient Benefits

    Coverage Limit: $6,000

    • Maximum Plan Benefit: $6,000
    • Deductible: None
    • Medical Practitioner Fees: Up to $1,350
    • Prescription Drugs: Full coverage
    • Diagnostic Tests: Full coverage
    • Video Consultation Services: Full coverage
    • Specialist Fees: Full coverage
    • Chiropractic, Osteopathy, Homeopathy, Acupuncture, Podiatry: Full coverage
    • Prescribed Physiotherapy: Up to $1,275
    • Non-Prescribed Physiotherapy: Up to 10 visits
    • Prescribed Speech Therapy and Occupational Therapy: Up to $1,520
    • Vaccinations: Up to $300
    • Health and Wellbeing Checks: See details below
    • Infertility Treatment: Up to $16,000
    • Psychiatry and Psychotherapy: Max 20 visits
    • Prescribed Medical Aids: Up to $675
    • Prescribed Glasses and Contact Lenses: Up to $250
    • Hormone Replacement Therapy: Full coverage
    • Cancer Screening (see details below): Up to $300
    • Annual pap smear
    • Mammogram (every two years for women aged 45+, or younger where a family history exists)
    • Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)
    • Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)
    • Annual faecal occult blood test
    • BRCA1 and BRCA2 genetic test (where a direct family history exists)
    • Health and Wellbeing Checks: Includes screenings for early detection of illness or disease (see details below): Up to $300
    • Physical examination
    • Blood tests (full blood count, biochemistry, lipid profile, thyroid function test, liver function test, kidney function test)
    • Cardiovascular examination (physical examination, electrocardiogram, blood pressure)
    • Neurological examination (physical examination)
    • Bone densitometry (every five years for women aged 50+)
    • Well child test (for children up to the age of six years)

    The Gold tier includes the following additional services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion, all of which are available.

    Dental Benefits

    Coverage Limit: $1,000

    • Preventative Dental Treatment: 100% refund
    • Routine Dental Treatment: Full coverage
    • Major Restorative Dental Treatment: Full coverage
    • Periodontics: Full coverage

    Vision Benefits

    • Prescribed Glasses and Contact Lenses: Up to $250, including eye examination

    Co-pay and Deductible

    • Co-pay: None
    • Deductible: None

    Family Coverage

    You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.

  • International Platinum

    In-Patient Benefits

    Coverage Limit: $5,000,000

    • Hospital Accommodation: Private room
    • Intensive Care: Full coverage
    • Prescription Drugs and Materials: Full coverage
    • Surgical Fees (including anesthesia and charges): Full coverage
    • Physician and Therapist Fees: Full coverage
    • Surgical Appliances and Materials: Full coverage
    • Diagnostic Tests: Full coverage
    • Organ Transplant: Full coverage
    • Psychiatry and Psychotherapy: Full coverage
    • Parent Accommodation (for children under 18): Full coverage
    • Emergency In-Patient Dental Treatment: Full coverage
    • Day-Care Treatment: Full coverage
    • Kidney Dialysis: Full coverage
    • Out-Patient Surgery: Full coverage
    • Nursing at Home or Convalescent Home: Up to $3,375
    • Rehabilitation Treatment: Up to $3,375
    • Local Ambulance: Full coverage
    • Emergency Treatment Outside Area of Cover: Up to $50,000
    • Medical Evacuation: Full coverage
    • Expenses for Accompanying Evacuation: Up to $2,700
    • Travel Costs for Family Members (Evacuation): Up to $2,700
    • Repatriation of Mortal Remains: Up to $13,500
    • Travel Costs for Family (Repatriation): Up to $4,050
    • CT and MRI Scans: Full coverage
    • PET and CT-PET Scans: Full coverage
    • Oncology: Full coverage
    • Purchase of Wig/Prosthetic Bra: Up to $270
    • Routine Maternity: Up to $10,000
    • Complications of Pregnancy/Childbirth: Up to $50,000
    • In-Patient Cash Benefit: $205 per night (max 25 nights)
    • Emergency Out-Patient Treatment: Full coverage
    • Palliative Care: Full coverage
    • Long Term Care: Full coverage (max 90 days)
    • HIV/AIDS Treatment: Full coverage
    • Treatment for Alcohol and Drug Addiction: Up to $15,000
    • Gender Dysphoria Services: Up to $50,000 per lifetime

    Out-Patient Benefits

    Coverage Limit: $15,000

    • Maximum Plan Benefit: $15,000
    • Deductible: None
    • Medical Practitioner Fees: Full coverege
    • Prescription Drugs: Full coverage
    • Diagnostic Tests: Full coverage
    • Video Consultation Services: Full coverage
    • Specialist Fees: Full coverage
    • Chiropractic, Osteopathy, Homeopathy, Acupuncture, Podiatry: Full coverage
    • Prescribed Physiotherapy: Up to $2,500
    • Non-Prescribed Physiotherapy: Up to 20 visits
    • Prescribed Speech Therapy and Occupational Therapy: Up to $1,520
    • Vaccinations: Up to $500
    • Health and Wellbeing Checks: See details below
    • Infertility Treatment: Up to $16,000
    • Psychiatry and Psychotherapy: Max 30 visits
    • Prescribed Medical Aids: Up to $675
    • Prescribed Glasses and Contact Lenses: Up to $500
    • Hormone Replacement Therapy: Full coverage
    • Cancer Screening (see details below): Up to $500
    • Annual pap smear
    • Mammogram (every two years for women aged 45+, or younger where a family history exists)
    • Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)
    • Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)
    • Annual faecal occult blood test
    • BRCA1 and BRCA2 genetic test (where a direct family history exists)
    • Health and Wellbeing Checks: Includes screenings for early detection of illness or disease (see details below): Up to $500
    • Physical examination
    • Blood tests (full blood count, biochemistry, lipid profile, thyroid function test, liver function test, kidney function test)
    • Cardiovascular examination (physical examination, electrocardiogram, blood pressure)
    • Neurological examination (physical examination)
    • Bone densitometry (every five years for women aged 50+)
    • Well child test (for children up to the age of six years)

    The Platinum tier includes the following additional services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion, all of which are available.

    Dental Benefits

    Coverage Limit: $2,500

    • Preventative Dental Treatment: 100% refund
    • Routine Dental Treatment: Full coverage
    • Major Restorative Dental Treatment: Full coverage
    • Periodontics: Full coverage

    Vision Benefits

    • Prescribed Glasses and Contact Lenses: Up to $500, including eye examination

    Co-pay and Deductible

    • Co-pay: None
    • Deductible: None

    Family Coverage

    You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.

  • Local Basic

    In-Patient Coverage

    • Hospital Admission – Covered 100%
    • Plastic Surgery (Medical Necessity) – Covered 100%
    • Fertility Treatment (IVF) – 3 attempts covered up to age 43
    • Pregnancy & Childbirth – Covered
    • Maternity Care – 100% from personal contribution
    • Organ Transplants – Covered
    • Ambulance Transport – Covered up to 200 km

    Out-Patient Coverage

    • General Practitioner (GP) Visits – Covered 100%
    • Medical Specialist Consultations – Covered 100%
    • Psychological & Mental Health Care – Covered 100%
    • Medication (Prescribed & Covered by National List) – Covered 100%
    • Psoriasis Day Treatment – Covered
    • Physiotherapy (Chronic Conditions) – Covered after 20 sessions, for specific conditions
    • Physiotherapy (Non-Chronic) – Limited to 9 sessions per medical condition (extendable to 18 with referral)
    • Physiotherapy (Exercise & Rehabilitation) – Only for specific chronic conditions
    • Exercise Programs (Fall Prevention, Chronic Pain Management) – Not covered
    • Alternative Medicine (Homeopathy, Acupuncture, etc.) – Not covered
    • Adoption Care – Not covered
    • Maternity Package (products related to maternity such as mattress) – Not covered
    • Bed-wetting Alarm (for children) – Not covered

    Dental Coverage

    • Dental Care (Under 18) – Covered 100%
    • Dental Care (18+) – Limited (oral surgery, dentures, specialist care)
    • Specialist Dental Care – Covered for serious conditions
    • Dental Prostheses (Dentures) – Covered with personal contribution
    • Front-Tooth Replacement (up to age 23) – Covered 100% (if necessity determined before age 18)
    • Orthodontics (Under 18, for serious cases) – Covered for severe conditions only
    • Additional Dental Care Option B – Not covered

    Vision Coverage

    • Glasses, Contact Lenses, and Eye Laser Therapy – 100% if medically required

    Other & International Coverage

    • Worldwide Cover – Only for pre-scheduled treatment in the EU (via reimbursement)
    • Excess/Deductible – €385

    Family Coverage

    You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.

  • Local Benfit

    In-Patient Coverage

    • Hospital Admission – Covered 100%
    • Plastic Surgery (Medical Necessity) – Covered 100%
    • Fertility Treatment (IVF) – 3 attempts covered up to age 43
    • Pregnancy & Childbirth – Covered + Additional maternity care up to €250 per delivery
    • Maternity Care – Up to €250 for personal contribution + extra care
    • Maternity Package (products related to maternity such as mattress) – Covered (one-time per delivery)
    • Adoption Care – Covered up to €250 for medical screening & maternity care for adopted children
    • Organ Transplants – Covered
    • Ambulance Transport – Covered up to 200 km

    Out-Patient Coverage

    • General Practitioner (GP) Visits – Covered 100%
    • Medical Specialist Consultations – Covered 100%
    • Psychological & Mental Health Care – Covered 100%
    • Medication (Prescribed & Covered by National List) – Up to €150 per year for registered medicines
    • Psoriasis Day Treatment – Covered
    • Cosmetic Camouflage Treatment – Covered up to €70 per year
    • Laser Treatment & Electrical Epilation – Covered up to €350 per year
    • Acne Treatment (Up to Age 21) – Covered up to €200 per year
    • Physiotherapy (Chronic Conditions) – Covered up to 16 sessions per year
    • Physiotherapy (Non-Chronic) – Covered up to 16 sessions per year
    • Physiotherapy (Exercise & Rehabilitation) – Only for specific chronic conditions
    • Bed-wetting Alarm (for children) – Covered up to €85
    • Exercise Programs (Fall Prevention, Chronic Pain Management) – Not covered

    Dental Coverage

    • Dental Care (Under 18) – Covered 100%
    • Dental Care (18+) – Limited (oral surgery, dentures, specialist care)
    • Specialist Dental Care – Covered for serious conditions
    • Dental Prostheses (Dentures) – Covered with personal contribution
    • Front-Tooth Replacement (up to age 23) – Covered 100% (if necessity determined before age 18)
    • Orthodontics (Under 18, for serious cases) – Covered for severe conditions only
    • Additional Dental Care Option B – €500, of which €150 for preventive dental treatments

    Vision Coverage

    • Glasses, Contact Lenses, and Eye Laser Therapy – €75 every 2 years

    Other & International Coverage

    • Worldwide Cover – Includes emergency and repatriation worldwide
    • Excess/Deductible – €385

    Family Coverage

    You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.