Remote Benefits Plans
At Remote, we provide tailored benefits to ensure that all Remote employees receive comprehensive coverage from top providers.
Meals
In Brazil, employers are required to provide monthly meal vouchers to employees. Remote ensures compliance by paying the meal voucher amount directly into the employee’s Flash cards by the 30th of each month.
When onboarding a new hire, Remote offers the Standard, Premium, and Prestige options of meal vouchers, which offer different amounts. It is important to note that what is offered to employees in Brazil will apply to all existing and future employees hired in the country.
Standard Voucher
Provides a monthly meal voucher amount of BRL 660 (~USD 133), which equates to a daily rate of R$30 (~USD 6) for meal expenses.
Premium Voucher
Provides a monthly meal voucher amount of BRL 880 (~USD 178), which equates to a daily rate of R$40 (~USD 8) for meal expenses.
Prestige Voucher
Provides a monthly meal voucher amount of BRL 1000 (~USD 200), which equates to a daily rate of R$45.45 (~USD 10) for meal expenses.
Business Travel Insurance
Remote’s Global Business Travel Insurance program is crafted to address the unique needs of your team, whether they are embarking on short business trips or traveling extensively throughout the year. With five comprehensive plan options—Basic, Standard, Premium, Premium Plus, and Standard Plus—this program ensures that your team members have the right level of coverage to protect their health, safety, and well-being while traveling for business.
Available in over 90 countries, the program provides extensive global coverage at competitive rates, offering peace of mind no matter where their work takes them. This optional benefit is designed to be flexible, allowing you to offer tailored coverage that meets the diverse needs of your workforce. By providing business travel insurance, you are taking proactive steps to safeguard your team from unforeseen events such as medical emergencies, trip disruptions, or loss of business equipment while they are on the road.
Basic
Coverages (values in USD):
Emergency & Accidental Medical: $1,000,000
Repatriation for Medical Treatment: 100% per trip
Emergency Medical Evacuation: $100,000
Repatriation of Mortal Remains: $25,000 per trip
Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000
Business Equipment: Up to $1,500
Computer Equipment (single item limit): $500
Business Money: $100 per day up to $500
Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.
Standard
Coverages (values in USD):
Excludes Medical & Evacuation
Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips
Personal Liability: $100,000 per trip
Accidental Death & Permanent Total Disability: $100,000 per trip
Loss of Passport: $250 per trip
Legal Expenses: $10,000 per trip
Hijacking: $1,000 per trip
Business Equipment: Up to $1,500
Computer Equipment (single item limit): $500
Business Money: $100 per day up to $500
Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.
Standard Plus
Coverages (values in USD):
Emergency & Accidental Medical: $1,000,000
Repatriation for Medical Treatment: 100% per trip
Emergency Medical Evacuation: $100,000
Repatriation of Mortal Remains: $25,000 per trip
Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000
Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips
Personal Liability: $100,000 per trip
Accidental Death & Permanent Total Disability: $100,000 per trip
Loss of Passport: $250 per trip
Legal Expenses: $10,000 per trip
Hijacking: $1,000 per trip
Business Equipment: Up to $1,500
Computer Equipment (single item limit): $500
Business Money: $100 per day up to $500
Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.
Premium Plus
Coverages (values in USD):
Emergency & Accidental Medical: $1,000,000
Repatriation for Medical Treatment: 100% per trip
Emergency Medical Evacuation: $100,000
Repatriation of Mortal Remains: $25,000 per trip
Pre-existing Medical Conditions: For stable pre-existing medical conditions up to $50,000
Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips
Personal Liability: $100,000 per trip
Accidental Death & Permanent Total Disability: $100,000 per trip
Loss of Passport: $250 per trip
Legal Expenses: $10,000 per trip
Hijacking: $1,000 per trip
Cancellation & Curtailment: $2,000 per trip; subject to $100 deductible per Trip *Benefit not available to residents of the USA
Business Equipment: Up to $1,500
Computer Equipment (single item limit): $500
Business Money: $100 per day up to $500
Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.
Premium
Coverages (values in USD):
Excludes Medical & Evacuation
Baggage Delay: $100 per day up to $700 per trip *Does not apply to one-way trips
Personal Liability: $100,000 per trip
Accidental Death & Permanent Total Disability: $100,000 per trip
Loss of Passport: $250 per trip
Legal Expenses: $10,000 per trip
Hijacking: $1,000 per trip
Cancellation & Curtailment: $2,000 per trip; subject to $100 deductible per Trip *Benefit not available to residents of the USA
Business Equipment: Up to $1,500
Computer Equipment (single item limit): $500
Business Money: $100 per day up to $500
Domestic Business Travel: Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude medical treatment & evacuation benefits.
Mental Health
Offering mental health benefits is not mandatory in this country, but providing the benefit can significantly enhance the emotional well-being and overall productivity of employees.
Remote offers a comprehensive employee mental wellbeing platform in partnership with one of the top-rated employee mental wellbeing providers. This platform is available on desktop and mobile apps and includes 1-to-1 therapy with a curated pool of top-quality therapists in over 35 languages. The advanced matching service finds each employee the right therapist within 48 hours, boasting a 98% success rate. Employees receive a personal wellbeing profile with tailored recommendations and information to track progress. The platform also offers a curated self-guided content library with audio mindfulness and meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers. Additionally, there are 24/7 mental health helplines for immediate support when an employee is struggling.
Mental health program benefits may be offered to the employees from among 5 different plans. Offering mental health benefits is optional, but it can greatly enhance employee well-being and productivity.
It is essential to be aware that in certain countries, mental health benefits may be categorized as ‘Benefits in Kind’ (BIK). This categorization means that the monthly premiums paid for the benefit might be counted as part of the employee’s taxable income according to the local tax laws.
When mental health benefits are offered, they must be provided equally to all employees in the respective country.
Basic
Platform Access
Access to the wellbeing platform and app, which includes:
Personalized wellbeing assessment
Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers
Access to manager-specific learnings and resources
Precision matching for 1:1 coaching and therapy in 35+ languages
Professional coaching
Text-based chat with dedicated practitioner
24/7 global support in all languages
Add up to 3 friends and family to the platform
Therapy and Coaching Sessions
Standard
Platform Access
Access to the wellbeing platform and app, which includes:
Personalized wellbeing assessment
Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers
Access to manager-specific learnings and resources
Precision matching for 1:1 coaching and therapy in 35+ languages
Professional coaching
Text-based chat with dedicated practitioner
24/7 global support in all languages
Add up to 3 friends and family to the platform
Therapy and Coaching Sessions
Includes one pre-paid Therapy/Coaching session per policy year
Team members can pay for extra therapy sessions themselves, if needed.
Plus
Platform Access
Access to the wellbeing platform and app, which includes:
Personalized wellbeing assessment
Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers
Access to manager-specific learnings and resources
Precision matching for 1:1 coaching and therapy in 35+ languages
Professional coaching
Text-based chat with dedicated practitioner
24/7 global support in all languages
Add up to 3 friends and family to the platform
Therapy and Coaching Sessions
Includes three pre-paid Therapy/Coaching sessions per policy year
Team members can pay for extra therapy sessions themselves, if needed.
Premium
Platform Access
Access to the wellbeing platform and app, which includes:
Personalized wellbeing assessment
Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers
Access to manager-specific learnings and resources
Precision matching for 1:1 coaching and therapy in 35+ languages
Professional coaching
Text-based chat with dedicated practitioner
24/7 global support in all languages
Add up to 3 friends and family to the platform
Therapy and Coaching Sessions
Includes six pre-paid Therapy/Coaching sessions per policy year
Team members can pay for extra therapy sessions themselves, if needed.
Platinum
Platform Access
Access to the wellbeing platform and app, which includes:
Personalized wellbeing assessment
Access to world-class self-guided content library with audio mindfulness & meditation sessions, guided yoga videos, talks, podcasts on workplace wellbeing, and micro-learning content series for managers
Access to manager-specific learnings and resources
Precision matching for 1:1 coaching and therapy in 35+ languages
Professional coaching
Text-based chat with dedicated practitioner
24/7 global support in all languages
Add up to 3 friends and family to the platform
Therapy and Coaching Sessions
Includes twelve pre-paid Therapy/Coaching sessions per policy year
Team members can pay for extra therapy sessions themselves, if needed.
Health Benefits
Offering health insurance in this country is not mandatory, but providing these additional health benefits can greatly enhance the healthcare experience for employees by enabling access to a wider range of providers and specialists, as well as significantly reducing wait times. Remote offers comprehensive health benefits to employees in Brazil through our Local Standard, Local Premium, and Local Prestige plans. When onboarding a new hire in Brazil, Remote provides several plan options, including the Local Standard, Local Premium, and Local Prestige plans. The Local Standard plan covers essential health services such as emergency care, inpatient and outpatient hospitalization, childbirth, doctor appointments, elective procedures, exams, tests, treatments, therapies, unlimited psychotherapy and psychiatry sessions, and specific transplants. The Local Premium plan includes all the benefits of the Standard plan with a higher reimbursement limit, access to unique medical facilities, and enhanced travel assistance. The Local Prestige plan provides the most extensive coverage, including additional services like home physiotherapy and medical appointments, no degree limit for refractive surgery, the highest reimbursement limit, and comprehensive travel assistance. If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide
here
!
Standard
Health Coverage
Comprehensive coverage including emergency, inpatient/outpatient hospitalization, childbirth, doctor appointments, elective procedures, exams, tests, treatments, and therapies.
Mental Health
Unlimited psychotherapy and psychiatry sessions.
Transplants
Coverage for cornea, kidney, marrow bone, pancreas, liver, and lung, including live donor expenses.
Vision
Refractive surgery for myopia from 5 degrees.
Reimbursement Limit (Medical)
BRL 364.50 (~$70 USD)
Accredited Network
Over 2,400 partners across Brazil, providing a wide range of healthcare services to ensure comprehensive coverage.
Travel Assistance
National and International, up to €30,000 in Europe and USD 10,000 elsewhere.
Dental Coverage
Reimbursement Limit: BRL 247.93 (~USD 48)
Comprehensive dental care including consultancy and diagnosis, emergency treatment, preventative care, surgeries, endodontics, pedodontics, periodontics, restorations, radiology, prostheses, and orthodontics (with documentation).
Family Coverage
Employees can cover the cost of dependents at their own expense.
Premium
Health Coverage
Comprehensive coverage including emergency, inpatient/outpatient hospitalization, childbirth, doctor appointments, elective procedures, exams, tests, treatments, and therapies.
Mental Health
Unlimited psychotherapy and psychiatry sessions.
Transplants
Coverage for cornea, kidney, marrow bone, pancreas, liver, and lung, including live donor expenses.
Vision
Refractive surgery for myopia from 5 degrees.
Reimbursement Limit (Medical)
BRL 627.75 (~$130 USD)
Accredited Network
Over 2,400 partners across Brazil, providing a wide range of healthcare services to ensure comprehensive coverage.
Access to unique medical facilities such as Retaguard Doctor, Albert Einstein Hospital, Sirio Libanês Hospital, and Hospital Alemão Oswaldo Cruz.
Travel Assistance
National and International, up to €30,000 in Europe and USD 20,000 elsewhere.
Dental Coverage
Reimbursement Limit: BRL 247.93 (~USD 48)
Comprehensive dental care including consultancy and diagnosis, emergency treatment, preventative care, surgeries, endodontics, pedodontics, periodontics, restorations, radiology, prostheses, and orthodontics (with documentation).
Family Coverage
Employees can cover the cost of dependents at their own expense.
Prestige
Health Coverage
Comprehensive coverage including emergency, inpatient/outpatient hospitalization, childbirth, doctor appointments, elective procedures, exams, tests, treatments, home physiotherapy, and home medical appointment.
Mental Health
Unlimited psychotherapy and psychiatry sessions.
Transplants
Coverage for cornea, kidney, marrow bone, pancreas, liver, and lung, including live donor expenses.
Vision
No degree limit for refractive surgery.
Reimbursement Limit (Medical)
BRL 810.00 (~$162 USD)
Accredited Network
Over 2,400 partners across Brazil, providing a wide range of healthcare services to ensure comprehensive coverage.
Access to unique medical facilities such as Retaguard Doctor, Albert Einstein Hospital, Sirio Libanês Hospital, and Hospital Alemão Oswaldo Cruz.
Travel Assistance
National and International, up to USD 100,000 in Europe and other countries.
Dental Coverage
Reimbursement Limit: BRL 247.93 (~USD 48)
Comprehensive dental care including consultancy and diagnosis, emergency treatment, preventative care, surgeries, endodontics, pedodontics, periodontics, restorations, radiology, prostheses, and orthodontics (with documentation).
Family Coverage
Employees can cover the cost of dependents at their own expense.
Life Insurance
In Brazil, providing life insurance to employees is a mandatory benefit as stipulated by the Collective Bargaining Agreement (CBA). Offering this benefit not only complies with legal requirements but also provides essential financial protection for employees and their families.
The basic tier, provides coverage of up to BRL 40,000 in the event of death, special compensation for accidents, permanent total or partial disability due to an accident. The standard, enhanced and premium tiers provide coverage based on multiples of the employee's salary, offering greater flexibility and enhanced protection. These tiers are designed to offer comprehensive coverage with varying levels of financial support. See the details of the benefits below.
Basic
Coverage Amount: BRL 40,000
Accident Coverage: Financial support for permanent disability due to accidents
Family Funeral Assistance: Up to BRL 5,000
Standard
Coverage Amount: 12 times the employee’s monthly salary
Accident Coverage: Financial support for permanent disability due to accidents
Family Funeral Assistance: Up to BRL 5,000
Enhanced
Coverage Amount: 24 times the employee’s monthly salary
Accident Coverage: Financial support for permanent disability due to accidents
Family Funeral Assistance: Up to BRL 5,000
Premium
Coverage Amount: 36 times the employee’s monthly salary
Accident Coverage: Financial support for permanent disability due to accidents
Family Funeral Assistance: Up to BRL 5,000
Wellness
Wellness Benefit
Clients can choose to offer the Wellness & Lifestyle Benefit and select from multiple contribution levels, providing their team members a monthly wallet, which they can use with their virtual card at approved stores, online retailers, or any other approved vendors related to Lifestyle and Wellness benefits. The offered services include:
Physical and mental health support such as gym memberships, fitness classes, therapy, mindfulness apps, and guided meditation.
Lifestyle services like streaming subscriptions (Spotify, Netflix), groceries, and other services that support work-life balance and personal well-being.
Personalized recommendations to help employees select benefits most relevant to their needs.
Platform support for employees needing immediate assistance or guidance on wellness-related concerns.
The available contributions are:
$25 USD
$50 USD
$100 USD
$150 USD
$200 USD
$250 USD
$300 USD